How to Get the Most from a Car Accident Claim (with Pictures), accident at work claim.#Accident #at #work #claim


How to Get the Most from a Car Accident Claim

There are millions of car accident claims every year. Getting the most out of your car accident claim from your insurance requires that you know a little about the process and the people involved. The time period after a car accident can be filled with an overwhelming amount of stress. With patience and organization during this time, you will be able to confidently navigate the claims process.

Steps Edit

Part One of Four:

Responding at the Scene of the Accident Edit

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Part Two of Four:

Starting Your Claim Edit

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim



Accident Claim Payout, What You Are Owed, Car Accident Claims Help, accident at work claim.#Accident #at #work #claim


Accident Claim Payout

What payout are you entitled to if you are injured in an automobile accident?

Actually, after motor vehicle accidents that were caused by someone else’s carelessness (the correct legal term is “negligence”), there are two different accident claim payouts that you are entitled to receive.

Car Damage Payout

One is a payout for the damage to your car. This entitles you to . . .

1. Have your car repaired.

2. Or, if the repairs would cost more than the vehicle is worth, be given its fair market value (usually called “Actual Cash Value,” or “ACV”) before it was destroyed.

3. A replacement (rental) vehicle while yours is being fixed or, if it was totaled, until you are paid.

4. The cost to repair or replace any property in your vehicle that was damaged or destroyed in the accident. This includes such things as the golf clubs that were in your truck . . . right where you were hit.

5. Of course, the cost of towing your vehicle if that was necessary.

Sometimes, you are also entitled to . . .

6. The amount that your car’s value was reduced by the accident. This reduction in value claim is based on the common sense notion that a buyer will not pay the same amount for a car that had extensive damage repaired that she would pay for an otherwise similar vehicle that has not had such damage. Reduction in value claims are also called diminished value (“DV”) claims or diminution of value claims.

Look hard at the possibility of a DV claim if the damages were extensive and your vehicle is fairly new, say not more than 2 or 3 years old.

Injury Payout

The other payout you are entitled to receive is for any injuries that you suffered in the accident.

This payout has two parts: financial losses and non-financial losses.

Financial Losses

If someone else’s carelessness causes an auto accident in which you were injured, one thing the at-fault driver (actually, his insurance company if he had insurance) must do is pay you the full amount that was spent to treat the injuries you received. Note that I said all of the medical bills, not simply your out-of-pocket co-pay or deductible amount.

However, if your health insurance company paid any of your medical bills, it probably has a right to be repaid after you recover from the driver who caused the accident. In other words, you receive the payment from the other driver with one hand but have to use the other hand to deliver it to your health insurance company. Don’t forget, though, that the health insurance company will usually agree to reduce its claim if you ask them the right way.

In most cases, the other financial loss that you can recover from the at-fault driver is your loss of income. This is true even if you were paid for the time you missed from work. That’s right, if you missed two weeks but were paid because you are entitled to sick leave or vacation pay from your employer, you can still collect the value of your lost time. Why? Because it’s not fair for the at-fault driver to benefit from something you negotiated with your employer and paid for. Yes, I said, paid for. Presumably, if your employer was not paying for these benefits, it would be paying you their value as additional pay.

You can also recover any other financial losses that result from your accident. Common examples are the cost of traveling to and from doctors’ appointments and the cost of hiring people to do things you couldn’t do while you were injured, such as house cleaning and lawn mowing.

Non-Financial Losses – Pain And Suffering

As an injured victim of someone’s carelessness, you are also entitled to a car accident claim payout for your “non-financial losses.”

This means that you have suffered losses that didn’t cost you money and that aren t normally measured financially.

The main example is that, in spite of the fact you did nothing to deserve being injured, you have had to go through the experience of your injury. There may have been pain, tingling, stiffness and the like from your physical injuries. In addition, there may have been uncertainty about your recovery, about whether your job would still be available when you got well, about who was going to take care of your kids, about how you would pay your bills if you weren’t paid while you were out of work, and about many other things. True justice requires that you be compensated for these losses.

The difficulty, of course, in calculating a car accident claim payout for these types of losses is that there is no recognized and agreed method for converting these very real losses to dollars and cents. In other words, there is no real auto accident pain and suffering settlement calculator.

However, the fact that converting pain and suffering to dollars and cents is difficult does not mean that it should not be done. My view is that in a typical claim, this is the most significant part of the claim. Sure your vehicle was damaged and you suffered financial losses, but years after when you look back, I predict that what you will remember will be the sleepless nights, the worry and uncertainty about whether you would fully recover, when you would recover, and the like. That’s why, from my point of view, compensation for your non-financial pain and suffering damages must be more than you receive for your financial losses.

You can also learn more about this subject by getting my free e-course “Car Accident Claims Tips.” Just fill in the form at the end of this article and we will send it to you right away.

In addition, you can get MUCH MORE information about accident clam payouts in my ebook, The Car Accident Claims Kit. My book gives you all the information, advice, tips, forms and checklists you need to get what you are entitled to get . . all for the price of dinner and a movie . . . and with a no-questions-asked money back guarantee.



The UK Road Accident Claims Expert, EasiGo, accident at work claim.#Accident #at #work #claim


Easi Go

Accident Management Company

Accident Claims Expert

Call Us FREE : (0800) 044 3747 0330 022 6781

EasiGo Accident Management Offers

  • UK wide assistance-whatever your insurance cover
  • Quality courtesy car delivered to your home
  • Courtesy car supplied even if your car is a write off
  • Help with Parked car claims
  • Full Vehicle Recovery and Repair
  • Main Dealer Repairs
  • Specialist Injury Claim Solictors
  • NO insurance excess and NCB protected
  • Help with uninsured driver claims

If you had a non fault accident, we can help you! Whether you drive a car, a taxi, a van or a motorbike, we will handle your claim; supplying you with a replacement vehicle, dealing with the other driver’s insurers, and getting you full compensation for your injuries and other losses. Even if you only have Third Party cover, we will still lend you a courtesy car, and deal with all aspects of your car accident claim.

We file your car accident claim directly with the other insurers, so we save you paying any Policy Excess! We recover all uninsured losses, including lost earnings. Even if you were uninsured, we will recover repair costs, if there is an injury claim involved.We file your car accident claim directly with the other party’s insurers, so we protect your No Claims Bonus and save you paying any insurance policy excess! We will recover all uninsured losses, including loss of earnings, and even if you are uninsured we will recover your repair costs, or car value, if there is an injury claim involved.

Accident at work claim

Accident at work claim

Replacement

If your car is not roadworthy, we will deliver a quality replacement to your home. If your car is still roadworthy, we will arrange a replacement to use, when yours goes in for repairs. The courtesy car will be collected when yours is returned.

Accident at work claim

Recovery

If your car is not safe to use, or not driveable, we will arrange to collect it from your home, or from a storage yard, if the police have moved it there. It will be taken to a secure compound, where it can be properly examined by a qualified accident engineer.

Accident at work claim

Paper Work

We will track down the other driver’s insurers, using the registration number, and file your claim directly. If needed, we will contact witnesses. We make our own enquires, rather than requiring an admission of liability from the other insurers. We arrange vehicle inspections and valuations, as well as repairs.

Accident at work claim

Injuries Claims

Our associated solicitors are specialists in road accident claims will file your claim against the other insurer. They will also organise any medical treatment (physiotherapy etc) that you may need to help your recovery.

Accident at work claim

Accident Law

The solicitors don t just deal with your injury claim; they will also take legal action to recover any other losses, will also take the other insurers to court, if liability for the accident is in dispute. If they are handling your injury claim, the agreement is they handle all aspects of your claim.

Why use us Instead of your own insurer?

EasiGo offers:

  • A similar, or better,replacement vechicle to your own-even if you are only Third Party Insured!
  • Pay no policy excess- we claim directly off the other insurers, so you don’t pay your insurance excess.
  • Main dealer, or your own repairer- safeguard the value of your car.
  • We get forecourt values for your vehicle-even if you have Motor Trade cover
  • We file your claim directly with the other insurers, we handle all the paper work & claim admin.
  • Cash on lieu of repair option, if we handle your injury claim.
  • Our associate solicitors will not only pursue your injury claim, but deal with all other aspects of your car claim.

Your insurer :

EasiGo Accident Management offers a total service!

We ONLY handle road accident claims from repairing your car and lending you a free one, to getting you compensation for your injuries. We will deliver a replacement vehicle to your home or place of work, and will also organize for your damaged car to be taken to an approved repairer. A damage report will be prepared, assessing whether it is repairable and also giving a replacement value if it is too badly damaged. Even if it is a write off, we will lend you a car until you have been paid out, plus a week to find a new car- most insurers will not supply you with a courtesy car, if yours is written off! Easigo will contact the other party’s insurers, collect police reports and witness statements. Because we deal directly with the other party’s insurers, there will be no effect on your no claims bonus, nor will you have to pay any insurance policy excess.



Making an Injury Claim for Concussion – Post-Concussion Syndrome, work injury claim.#Work #injury #claim


Making an Injury Claim for Concussion Post-Concussion Syndrome

A concussion is a mild traumatic brain injury (TBI) that usually occurs after a blow to the head, but it can also come from having one’s head and upper body violently shaken. Concussions are not uncommon. Most people think of concussions as happening during football games or fights, but they can also be caused by car accidents or falls.

Most concussions do not cause loss of consciousness. The symptoms of concussion can include headaches, inability to concentrate, and impairment of memory, judgment, balance and/or coordination. Most concussions are mild, and most people who get concussions recover fully.

After an accident, you may be able to make a claim for the injury – as well as a claim for the pain you’ve suffered – but you’ll need to prove someone else was responsible for the accident, and you’ll need medical evidence to back up your statements.

What About Post-Concussion Syndrome?

Post-concussion syndrome is a complex condition in which the patient’s symptoms can last for weeks, months, or even a year or more after the concussion. Approximately 10% of people who get concussions suffer from post-concussion syndrome.

The symptoms of post-concussion syndrome are similar to those of concussion, but can also include new complications such as dizziness, fatigue, insomnia, irritability, anxiety, light and noise sensitivity, and behavioral or emotional changes. The symptoms are worse in some people than in others. Post-concussion headaches can feel like migraine headaches, but are usually more like tension headaches. The physiological aspects of post-concussion are still not completely understood. Medical experts still do not agree on exactly why some people get post-concussion syndrome, whether a person’s symptoms are in fact post-concussion syndrome as opposed to more regular headaches, and how and why post-concussion syndrome occurs physically in the body.

Damages for Concussion Related Injuries

Concussions are like any other diagnosis. You can only claim damages for a concussion injury as part of a personal injury case if your doctor believes that it is related to the accident that is the basis of your lawsuit, and writes that in his/her medical records.

A plaintiff can only claim damages for a particular medical condition if his/her physician has a medical opinion that that condition was caused by the accident. If you believe that you suffered a concussion and your doctor does not, or if you believe that your post-concussion syndrome was caused by your accident and your doctor does not, you won’t be able to claim damages for the injury. If that situation occurred, you would need to find another doctor who agreed with you before you could include those damages in your injury claim.

Making a Pain and Suffering Claim

As part of your accident claim, you should be able to demand compensation for pain and suffering. You prove pain and suffering from your own testimony and from your doctor’s testimony. You need your doctor’s testimony to document that you in fact have suffered a concussion (and maybe post-concussion syndrome), that the concussion resulted from the accident, and that the symptoms that you have testified to come from the head injury, among other things.

But the jury will want to hear from you as to exactly what your symptoms and complaints are, how long they have lasted, how disabling they are, and how generally they have affected your life. You will have to be able to explain all this to the jury at trial, and so you will want to work carefully with your lawyer to prepare your pain and suffering testimony.

Problems in Cases Involving Post-Concussion Syndrome

The biggest problem with claiming damages for post-concussion syndrome is that its symptoms can sometimes be vague and that reasonable physicians can differ as to whether a specific patient indeed has post-concussion syndrome. This is also true for more severe cases of TBI.

When trying to settle a post-concussion syndrome case, you will run into the problem that insurers like their claims to be straightforward and obvious. They like broken leg cases. Everyone knows what a broken leg is, how to diagnose it, how long the recovery period is, and what the symptoms are. Because post-concussion syndrome is not so clear, insurers may not offer top dollar, and you may be forced into going to trial.

At trial, you may run into the same difficulty. The jury will also want to make sure that it understands exactly what your injury is, and post-concussion syndrome can be difficult to distinguish from other headache-like conditions.

Another problem might arise if your doctors disagree as to whether you have post-concussion syndrome. Jurors like it when all of the plaintiff’s treating physicians agree. Jurors understand that insurance doctors generally disagree with the treating physicians, and so they usually discount what the insurance doctors say. But if your treating physicians disagree as to whether you have post-concussion syndrome or not, the jurors might wonder if you really have that condition, and that can prove to be a problem for you.



First Steps in a Personal Injury Claim, work injury claim.#Work #injury #claim


First Steps in a Personal Injury Claim

The time just after you have been injured in a slip and fall or accident can often be a confusing and stressful. First an foremost, look after your health. But when you are ready, you can begin thinking about pursuing a personal injury claim for your injuries. Here are some frequently asked questions about the first steps in a personal injury claim.

I was hurt in an accident. What should I do first?

As mentioned in the introduction, the first thing that you should always do after being injured in an accident to look after your health. However, if you have already done this, then there are a number of steps that you can take that will help preserve your right to file a claim for your personal injuries. These steps are valid in most situations and there is no right order to take (note: if you need to file a claim against the government or a government agency, there are other specific steps that should be taken).

  • Collect evidence that can point to who caused the accident, as well as the damage caused by the accident. Photographs are useful here.
  • Write down everything that has happened to you after the accident. This may include things like medical bills, hospital visits, any lost work or wages, etc.
  • Be sure to get the names and contact information of any witnesses that may have observed the accident. Contact these people to confirm their contact information.
  • If you speak to other people that were involved in the accident, be sure to take notes about your conversation.
  • Tell anyone that you may file suit against that you are planning on filing a claim for your injuries and property damage.

How long do I have to notify a person that I am filing a claim for my personal injury?

If you are planning on filing suit against an individual or some other entity that is not the government or a government agency, there is not set time limit in which you have to notify that person of your intention to file a lawsuit. However, this does not mean that you should take your time with the matter. By acting quickly and efficiently, you will probably increase your chances of resolving your claim faster than if you delay.

It is good to keep in mind that even though you notify people of your intent to file a lawsuit, this does not mean that you must file a lawsuit. By giving notice, you only preserve your rights and prevent the other parties from defending against a lawsuit by arguing that you waited too long to inform them of your injuries. By notifying the other parties, you simply ensure that you can proceed with negotiations regarding settlement and arbitration at your own speed, without feeling rushed.

Is there a time limit in which I have to file my lawsuit to be compensated for my injuries?

Yes. Settling a personal injury claim can be time consuming, and if you fail to file your claim in a timely manner, you may be completely out of luck in collecting any sort of compensation. There are laws on the books called statutes of limitations that give the maximum time you have to bring certain types of lawsuits. If this time period passes you up, you may be barred from ever bringing suit to recover for your injuries. You should always check on your state’s statute of limitations for your type of claim to ensure that the time period does not pass you by.

How soon do I have to file a claim against the government for my personal injury?

Unlike filing a claim against an individual or a company, if you need to file a claim against the government or a government agency or employee, you have a limited amount of time in which you must file a claim. Depending upon your type of case and the state you live in, this time period usually ranges between 30 days and one year. If you do not abide by these timelines, you may lose your right to recover any sort of compensation for your injuries or property damage.

Get a Free Case Review Today

Injuries cost money, including medical bills and time away from work, which is why it makes sense to have an attorney help you with your claim. But if you’re not quite sure whether you need professional legal help after an injury, have a lawyer review your claim first at no charge. Then, if you decide you have a claim you want to pursue, you can take that next step.



Personal Injury Settlement Value Calculator – Accident Claim Estimate, work accident claim.#Work #accident #claim


Calculate Your Personal Injury Settlement Value

The first step in negotiating a settlement for a car accident or personal injury claim is calculating a reasonable amount of money you would accept to give up your legal claim. Most insurance companies and injury attorneys rely on one formula or another to get a starting point for settlement talks. This is true for a bodily injury claim in a car accident case, a slip and fall injury claim, or any other personal injury case.

A common formula employs a multiplier (explained in detail below) and your medical expenses to come up with an estimate of non-economic damages (money for your pain and suffering). This figure is added to your economic losses (medical bills, property damage, and lost income) to get to a dollar amount from which you can negotiate. This is what the calculator below can help you achieve.

Work accident claimThis is not legal advice and we’re not your lawyer. The calculation here is for instructional purposes only. Consult an attorney for a financial and legal analysis of your case.

Settlement Calculator

Enter the total of your medical bills, even if you didn’t pay out of pocket. If you didn’t seek medical treatment but still suffer pain, see the daily rate method (opens in a new window).

Numbers only. No commas, dollar signs, etc.

(This field is commonly used for automotive damage in a car accident case. You’ll leave this at zero for most other types of injury claims.)

(If you missed work because of your injuries, input the sum of your lost income here. If you used available time-off benefits — like PTO — enter dollar value lost as if it were unpaid.)

(If you’ll be missing more work due to ongoing treatment, or an inability to continue working at your current job while you recover, enter an estimate of those lose earnings here.)

(If you will require ongoing medical treatment for your injuries, enter an estimate of the cost of that treatment.)

The multiplier is used to estimate your general damages — your “pain and suffering”. The more serious, long-lasting, and painful the injuries, the higher the multiplier. Scroll down to the multiplier below the calculator for tips on choosing a reasonable multiplier.

Settlement Value Estimates

This is the sum of your “special” damages, or economic losses.

This is a payment for your general damages (pain and suffering), based on the multiplier you’ve chosen. We also include a $1,000 “nuisance settlement” value.

Your Total Settlement Estimate

Review Your Case With a Qualified Lawyer

Damages and The Multiplier

After you enter your numbers and click “Calculate,” the two dollar figures you see above the “Your Total Settlement Estimate” field represent the two main types of damages that arise in the majority of injury cases: economic losses (called “special” damages) and non-economic losses (called “general” damages). In any injury-related insurance claim, or even a personal injury lawsuit filed in civil court, the losses suffered by the person who has been injured can be placed into one of these two categories.

Special damages are those losses that are easy to quantify. They include the costs of medical treatment, any lost income due to time missed at work, property damage caused by the accident, and other out-of-pocket losses.

General damages, on the other hand, aren’t so easy to quantify. They include a sub-category of damages known as pain and suffering, which means the physical discomfort, mental anxiety, stress, and similar negative effects of the injuries — as well as the impact that the injuries have on the claimant’s day-to-day life.

So, how do you put a dollar value on these kinds of losses? That’s where the multiplier comes in. To get a dollar figure that might represent the value of the general damages, an insurance adjuster will add up all the “special” medical damages (remember those are your quantifiable losses) and multiply that total by a number between 1.5 and 5 (that’s the multiplier).

The multiplier will be lower or higher depending on a number of specific facts related to your case: How bad are your injuries? How much medical treatment have you received? How much treatment will you need in the future? Are you expected to make a full recovery? Will there be permanent or long-lasting effects? How have the accident and your injuries impacted your daily life? The list goes on.

Of course, which multiplier to use will likely itself be a point of contention. You’ll argue for the use of a higher multiplier (4 or 5, for example) while the adjuster is likely to push for a lower multiplier (perhaps 2 or 3).

But once the multiplier is used to arrive at a general damages figure, adding that number to the special damages total will give the insurance adjuster (and you) a ballpark idea of the value of your claim, or at least a starting point for settlement negotiations.

More Information

To get a good understanding of how these types of formulas work during personal injury settlement negotiations, you need to learn the basics of damages and compensation. Start by reading the articles we have filed under Personal Injury Damages and Compensation.

You may also want to familiarize yourself with the injury claims process and get a real sense of what to expect when it’s time to talk settlement. To get started, check out our section on Settling Your Personal Injury Case.

Adjust Your Settlement Target for Your Own Fault

You may need to reduce your target settlement amount if your own carelessness “contributed” to the accident. Depending on the state in which the accident occurred, the law requires a jury award to be reduced by your percentage of fault — and in a few cases, to zero. The three basic types of “contributory” and “comparative” negligence rules are as follows:

Pure Comparative Negligence States

In the following states, the dollar amount of your award would be reduced by your percentage of fault, with no limits:



Work Accident Book, When and How To Complete It, work accident claim.#Work #accident #claim


Work Accident Book

The work accident book plays an extremely important role in the immediate aftermath of an accident in the workplace and for several reasons can be equally important at a later date. So what exactly is a work accident book and when and how should it be used?

What Is A Work Accident Book?

What exactly is a Work Accident Book, or accident book, and what are the basic requirements for keeping one?

An accident book confirms all the details of an accident occurring on your employer s premises. This will include the date and time of the accident, who was injured, the nature of the injuries and the cause of the accident (how it happened).

All information in the work accident book must be kept confidential and it is for this reason that most work accident books are now made up of pull out/removable pages.

How Does The Work Accident Book Help You?

Why should I care about the work accident book, how does it help in the event of an accident at work?

An accident at work book has two main purposes :-

  1. To record the details of an accident, to explain your time off work and to support your claim for compensation;
  2. To record a list of accident types so that your employer can make changes to systems or processes to reduce these types of accidents.

The work accident book forms a valuable source of evidence that can be used in a legal claim to prove that you are entitled to work accident compensation. It is also useful to the employer to help them prevent further accidents.

Who Must Keep A Work Accident Book?

Many employers have to keep a work accident book, but what are the exact requirements, and who is exempt?

All companies with ten or more employees are required by law to have a work accident book on premises to record injuries. Information in the work accident book is legally required to be stored safely for three years.

Which Types Of Accident Must Be Reported?

Which sorts of accident need to be reported, and which do not need to be recorded within the accident book?

The legislation “Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 1995” (RIDDOR ) states which types of accidents must be reported and includes the following:

  • Any injury that stops an employee doing their normal work for a period of 3 days or more.
  • Major injuries such as broken arms, ribs, legs, etc.
  • Death
  • Disease
  • Dangerous instance occurring at work such as machinery breaking, scaffolding collapsing and any other appliances defecting and causing damage.

However, it is worthwhile reporting all forms of accidents. This includes accidents such as slips and trips, cut fingers, and minor injuries caused by faulty office equipment. Reporting minor accidents can reveal larger risks waiting to happen.

Who Must Complete The Accident At Work Book?

Who bears the responsibility for completing an accident at work book?

Details of the accident can be entered into the work accident book either by the injured party or by a colleague. Details of the date, name of the injured party, witnesses, full circumstances of the accident and resulting injuries must be entered into the accident book. Employees are required to inform their employers as soon as possible after the accident has taken place.

If a worker is incapacitated and unable to work for more than seven days as the result of an accident, the employer must report the details of the accident (as recorded within the work accident book).

Reporting Accidents To The Health Safety Executive (HSE)

When does an accident need to be reported to the HSE ?

In the case of more serious accidents or deaths in the workplace, it will be necessary for the employer to report the accident to the HSE under the RIDDOR regulations. Not all accidents have to be reported to HSE but there are specific accidents that must be reported as listed above.

The accident must be reported by your employer, however if that has not happened you can report the accident on their behalf. The reasons your employer might not report the accident may be legitimate, such as being away from the workplace, or it may be that they do not want the accident showing on their records for fear of investigation (e.g. if they have not maintained equipment correctly).

Accident at Work Book or report to HSE or both?

If your injury falls within the serious category as outlined in RIDDOR then the accident should be recorded in the accident at work book and must also be reported to the HSE.

Claiming Without Completing A Accident at Work Book

Can I claim for an accident at work without completing the entry in the accident book?

If you have been injured as a result of an accident at work and do not think the accident report book was filled in at the time of the accident, do not worry. The needs of attending to your injuries can mean that completion of the accident form gets overlooked.

Although this is likely to be raised as an issue by your employer’s insurance company, whom you are making the claim against, this issue is in no way insurmountable. Simply request that it is done so as soon as you are able to contact your employer and seek the advice of an experienced work accident solicitor who will guide you through the process.

You will be able to draw on the evidence of witnesses to the accident, the occurrence of any previous similar accidents, ambulance records, GP/hospital records and any subsequent HSE report. All of these things will help to support your account of the accident and the fact that there is not an accident report form in existence does not necessarily mean that you will not be able to make a successful claim.

Making A Claim

If you have sustained an injury through an accident at work you should seek to claim compensation through a specialist Loyalty Law work accident solicitor as soon as possible. Whilst the time limit for making a work accident claim is three years, the longer the period between your accident and injury and the decision to take legal action, the less chance your claim has for success. This is due to the evidence required to connect the chain of events to prove that your injury was caused by the accident in question.

You should keep all receipts of expenses incurred as a result of the accident and take these to the specialist solicitor with you on your first meeting.

Loyalty Law have specialist work accident claim solicitors ready and waiting to help you across the UK, so please call free now on 0800 142 2775 (or local rate: 01275 75 00 44) for your free and instant claim assessment, or complete our Instant Claim Assessment online.

If you are not completely sure that a work accident claim is the right course of action, you should still get in touch we can explain for free without obligation, what your legal situation is.

Work accident claim

Why Trawl The High Street Trying To Find The Right Solicitor When We Have Already Done It For You?

If you are using a solicitor for the first time, or have not used a solicitor for a long time, how do you know which solicitor is going to provide you with the best service? Whilst everyone can assume that they all have a basic level of legal knowledge that means that they should be able to help you with your matter, how can you be confident that they really are the right solicitor for you?

With Loyalty Law, you do not need to worry. We have done the pre-approval and ensured that not only are they extremely efficient and competent in their specialist areas of law, but that they also provide a friendly and helpful service. For instant help, call us free now on 0800 142 2775 (or local rate: 01275 75 00 44).

UK Coverage

We have specialist Solicitors across England, Wales and Scotland ready and waiting to help you.



What is No Fault Insurance and How Does a Claim Work, work accident claim.#Work #accident #claim


What is No Fault Insurance and How Does a Claim Work?

About a dozen states follow what’s called a “no-fault” car insurance system (District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah). No-fault insurance means that your own automobile insurer will pay some or all of your medical bills and lost earnings if you get into a car accident, regardless of who was at fault for the crash. A no-fault claim is typically made through the “personal injury protection” or “PIP” provisions of a car insurance policy (this kind of coverage is mandatory in no-fault states).

Every no-fault state’s rules are different. A few are even so-called “choice” no-fault states (Kentucky, New Jersey, and Pennsylvania), where vehicle owners essentially have the choice to “opt out” of the no-fault system when purchasing a car insurance policy.

What is A No-Fault Insurance Claim?

A no-fault insurance claim, sometimes called a Personal Injury Protection claim (or PIP claim), is one you make with your own automobile insurer for payment of medical bills, lost earnings, and certain other out-of pocket damages after a car accident.

A key component of the no-fault scheme is that you are never permitted to make a claim for pain and suffering with your own car insurance coverage, and you can only pursue this kind of recovery against the at-fault driver if your medical bills reach a certain level — or your injury is deemed sufficiently serious — so that you’re permitted to step outside of the no-fault rules. For example, your state’s no-fault law might prohibit a personal injury claim against the at-fault driver unless your medical bills exceed $3,000 or you suffer a broken bone. This feature of no-fault laws is a legislative attempt to streamline car accident cases, especially smaller claims.

Let’s take an example. Let’s say that you got into a car accident in New York. The other driver was at fault, you broke your right leg in the accident, and you incurred $7,500 in medical bills. In order to step outside the no-fault system and bring a claim directly against the at-fault driver in New York, your claim must meet the “serious injury” threshold in place under state law. That means, as a result of the car accident, you’ve experienced any of the following:

  • significant disfigurement
  • bone fracture
  • permanent limitation of use of body organ or member
  • significant limitation of use of body function or system, or
  • substantially full disability for 90 days.

Since your injuries qualify under this definition (because of your broken leg), you can file a third-party liability claim or personal injury lawsuit directly against the at-fault driver, demanding compensation for all categories of losses, including pain and suffering (which, again, isn’t available in a no-fault claim). But if you suffered only minor injuries that don’t qualify as “serious” under New York’s threshold, you’re limited to a claim under your own PIP coverage.

One last note: No-fault car insurance only applies to car accident injuries; for vehicle damage resulting from a car accident, you’re free to pursue a claim against the at-fault driver.

You Must Cooperate With Your Insurer in a No Fault Claim

With a no-fault claim, the usual rules for dealing with an insurance company in a personal injury case usually should be disregarded. For example, in most cases, you do not want to give a recorded statement to the other side’s insurance company. But, in a no-fault claim, state law generally requires you to cooperate with your insurer. Your policy may require you to give your insurer a recorded statement, and may require you to attend a medical examination with a physician selected by the insurance company. If you fail to cooperate with the process, your insurance company may have grounds to deny the claim.

If you get into an accident in a no-fault state, and need legal advice at any point in the claim process, it may make sense to contact a knowledgeable car accident lawyer.



How car accident settlements work in Ontario – Grillo Barristers, Personal Injury Lawyers, work accident claim.#Work #accident #claim


How car accident settlements work in Ontario

Work accident claim

Personal Injury Lawyers

Fact scenario: Mrs. A is a 63 year old woman living in Toronto, Ontario, and has just been involved in a serious car accident. She was rear- ended while driving along Highway 401 causing her vehicle to be thrown into the guardrail. She suffered a fractured hip and leg, concussion symptoms, and whiplash.

She comes to a law firm wondering what her legal options are and what the process for filing a claim is.

Work accident claimFirst Step

As mentioned in an earlier article, claims for motor vehicle accidents can fall either into the accident benefit (AB) category or the tort claim, or both. Because of Ontario’s driver insurance scheme, everyone is entitled to some basic accident benefits through their own auto insurer.

Accident benefits and tort claims are often claimed together. In Mrs. A’s case, she and her family are rightly concerned that there will be some long-lasting limitations as a result of her accident.

The first step in dealing with the insurance company involves reviewing the insurance contract to see what extent of benefits may be available to Mrs. A, and also making the proper filings to receive all reasonably necessary accident benefits to which she is entitled. If successful, she will receive compensation for “reasonable and necessary” medical treatment and rehabilitation costs, help with care as well as some basic benefits for compensation of lost income. Most accident benefits policies only cover up to $400/week in in income replacement benefits which is why it is important to have an experienced lawyer to help you recovery any shortfall in lost income and future losses by pursuing your rights for all losses through a tort claim against the at fault motorist.

During this process, the insurance company and the law firm will work on getting records and assessments on the state of the injury and damages claimed. Let’s say that the medical records and expert assessments indicate that Mrs. A will suffer from difficulties with mobility due to the injuries to her leg and is diagnosed with chronic pain. After these assessments, the insurance company will pay out benefits which are commensurate to these injuries and her need for ongoing care.

It is important to hire a law firm to also do help you obtain any necessary second opinions or responding assessments, especially if you feel that the insurance company’s records are inaccurate or too limited. The legal team at Grillo Barristers can help you find leading medical experts qualified by the courts that can fairly review and report on your case.

Settlement

What is a settlement? At some point, both the insurance company and the injured plaintiff will want to agree on a settlement, or a lump sum payment that resolves the current claim. The law in Ontario says that you must wait one year before settling your accident benefits claim.

Many insurers are hesitant to settle their claims, because they want to see the plaintiff use their benefits and assess on that behalf to have a clearer understanding of the diagnosis, prognosis for recovery. Insurers may agree to longer term benefits or be more inclined to compensate you for a variety of factors, especially if they do not want to have to specially medically your recovery and claim. In the case of settlement, the insurance company would pay out up to the remainder of the available benefits in your policy in exchange for a release from liability.

Tort claim

Tort claims are claims or law suits against the at-fault motorist and their insurer. A tort claim is available to you if you have sustained serious and permanent injuries. As well, any shortfall in the benefits provided by your accident benefits insurer along with any expenses and costs incurred from the accident can be recovered as part of the tort claim. If you have additional needs above and beyond what the basic insurance will cover, you may have grounds for a tort claim and should speak to a lawyer.

Tort claims can cover a variety of heads not covered under accident benefits claim including:

  • Pain and suffering
  • Loss of income
  • Loss of competitive advantage
  • Loss of opportunities
  • Delayed entry into work
  • Loss of handyman/working capacity
  • Loss of guidance
  • Care and companionship
  • Loss of interdependent relationship
  • Housekeeping expenses
  • Medical care and expenses.

Efforts to settle

A lawyer will advise you on the best legal direction for you. It is best for you and your medical practitioner and treatment providers to determine the optimal treatment and recovery scheme for you.

When a settlement is made, you must also sign a release. The release is consideration for the settlement cheque and essentially releases the insurance company forever, from further payout and/ or further legal liability or claims related to the current injury. In return you will get a lump sum payment. Settlement of an accident benefits claim will cover the remainder of your policy up to 5 years for your accident, unless your injuries are deemed catastrophic. Settlement of your tort claim is meant to cover your for all loses for the remainder of your life.

Some exceptions apply, where there is further aggravation of the injury (related to the initial tort), or where another claim is made against a new tortfeasor. For more information on this, please speak to a legal expert.

The process of recovering damages can be long and therefore it is important to have an experienced and dedicated legal team on your side, with ample resources to advocate on your behalf and facilitate an early and just resolution. Further, a strong firm will have established relationships with insurers and claims managers and strong references to leading experts and specialists who can help prove your claim. Here at Grillo Barristers we have over 30 years of experience and a proven track record in achieving the best results for our clients.

What is the process for my legal claim?

Let’s say Mrs. A chooses to file a tort claim for further damage. What would the process look like?

The legal claim or law suit is commenced when our firm helps Mrs. A file a Statement of Claim with the appropriate court. These will also be served (delivered) to the defendant party. In response, the defendant will deliver a Statement of Defence.

  • Discovery (Documents)

    At this point, the parties will exchange evidence and documents. Grillo Barristers, with Mrs. A’s permission, would file all medical and financial documents in order to prove her injuries, her prognosis, and the financial losses she suffered as a result.

  • Examination for Discovery

    The defendant’s lawyer may question you on the accident and your injuries. Grillo Barristers will have worked with Mrs. A to properly prepare her for questioning and will be present throughout the whole process. At this point, we may also cross examine the defendant.

  • Mediation

    At this point, cases proceed to mediation, where the parties meet with a neutral third party to try to reach a mutually agreeable settlement. Many cases settle at this point and if appropriate, mediation can result in the best results while avoiding further costs of trial.

  • Pre- Trial Conference

    Let’s say that the settlement of terms are unreasonable and insufficient for Mrs. A’s injuries. If this were the case Grillo Barristers may recommend that the case go to a pre- trial conference stage and trial. The parties meet with a judge who tries to help them reach a settlement. The purpose of this conference is to clearly set out the positions and issues of each party. The judge also reviews the case and sets out some expectations for trial.

  • Trial

    While cases rarely proceed to the trial stage, there remains the possibility that some unique cases will proceed to this stage. At this step, Mrs. A’s case will be determined before a judge in the courts on a balance of probabilities. Grillo Barristers as a team of experienced trial lawyers who will be ready to advocate for you.

  • How can Grillo Barristers help you?

    It is highly recommended to choose an experienced law firm like Grillo Barristers, as we can advocate on your behalf and arrive at a settlement that is right for you and your family. We will help you navigate through the legal process every step of the way and retain any necessary experts to prove your claim. We will not charge any legal fees unless you get paid.



    Workers Work Injury Compensation Claims, 1300 911 142, injury at work claim.#Injury #at #work #claim


    Workers Injury Compensation

    Workers Injury Compensation

    Claims Australia is here to provide you with appropriate contacts for whatever your matter might be. So if you have had an accident at work, sustained a psychological injury from your workplace environment, been involved in a motor vehicle accident travelling to or from work, or during working hours you can be sure that you will receive the right advice through Claims Australia. If you’re not sure what your rights are then it is highly recommended that you contact Claims Australia to seek free legal advice.

    Know Your Rights

    When suffering an injury at work it is important to know what your rights are whether your injury is temporary, on going or permanent. The legislation differs from state to state in Australia. To find out more about your legislation contact us on 1300 911 142.

    Employers always have Workers Compensation insurance

    It is mandatory for all employers to take out Workers Compensation insurance to cover all staff. Workplace injuries must be reported to your employers at the time of the injury and it is also important to attend a doctor’s appointment to have the injury investigated and documented. A workplace injury can be life changing so it is very important to discuss what you options are when in this position. Workplace dangers can be avoided but in most circumstances not all risks are obvious and can be over looked, therefore, it is just as much an employee’s responsibility as it is the employers to ensure you work in a safe hazard free environment.

    WorkCover pay Wages until you return to Work

    WorkCover are put in place to assist the injured worker to rehabilitate and get back into the workforce. This means that WorkCover can pay your wages while you require time off work to recover, paying for approved medical expenses to assist with rehabilitation and also providing you with a suitable return to work plan to build you back up to a normal working life.

    In some cases a workplace injury can be more severe, on going and even be found permanent. In this case it is best to speak to a specialist personal injury lawyer as there are further options for these types of circumstances. For these types of claims there can be STRICT LIMITATION PERIODS so call us as soon as possible so that you can protect your rights!

    Types of Workers Compensation Claims

    Workplace Physical Claim

    These can be anything from repetitive strain, ergonomic related injuries, industrial accidents, faulty equipment, heavy lifting, fatalities at work, etc. After an injury is sustained you need to advise your employer and consult your doctor as soon as possible and have your injuries investigated. Investigations maybe some sort of scan to diagnose your injury so you can then be treated for the injury. Your doctor will need to provide you with a ‘Workers Compensation Medical Certificate’ before you can lodge the Application for Compensation claim form. You will then receive a claim number from WorkCover and they will proceed to investigate the circumstances of the injury. Once investigations are complete WorkCover will accept or decline your application. Upon acceptance WorkCover will then pay wages and arrange suitable medical treatment to assist with rehabilitation. If WorkCover reject your claim, then contact us for more information to find out how to have this decision over turned. Once WorkCover find a worker ‘Stable and Stationary’ they will look at closing your claim and expect you to return to work. It is important to seek legal advice before this stage so you understand where to go from here.

    Permanent Impairment

    WorkCover will request an independent doctor to provide a permanent impairment assessment before closing your case. This assessment can provide you with a ‘Notice of Assessment’. This notice will enclose a break down in percentage form your Work related impairment and there may be a ‘lump sum offer’ included with this. Once you have received a Notice of Assessment you MUST NOT SIGN this document. You need to consult a specialist personal injury lawyer about proceeding with a Common Law Claim. If you do sign this document then you will sign away your rights for compensation which you will need in the future for your injury and which is compensation that you deserve.

    Common Law Claims

    A Common Law Claim is the most important part of the claims process when being severely injured. This is why we say DO NOT SIGN anything before discussing your rights and options with our specialist personal injury lawyers. When WorkCover makes a lump sum offer, this offer is binding and does not take into consideration any other expenses that you will incur due to your workplace injury. A Common Law claim looks at other damages factors such as, past and future economic loss, out of pocket expenses, future medical expenses and of course pain and suffering. When you factor all these extras in, the lump sum offer provided by WorkCover just won’t cut it for you and your family in the coming years. Again to pursue this claim STRICT LIMITATION PERIODS apply and differ state to state so contact us so we can provide you with the advice to help you understand the legal system!



    Personal Injury Claims in Australia, 1300 911 142, work injury claims.#Work #injury #claims


    Personal Injury

    Personal Injury

    Generally in most states you have three (3) years from your date of injury to commence legal proceedings for a lump sum claim. In saying this, it is vital to instruct a lawyer well before the expiration of this limitation date as there are pre-court procedures that must be followed prior to commencing legal proceedings. Failure to commence court proceedings in time may result in your claim being statute barred, i.e. you lose your right to claim compensation forever. Different rules may apply where there is late diagnosis of your injury or for injuries which are sustained over period of time. It is vital that you obtain legal advice as to the limitation date for your injury based on your specific circumstances as soon as possible.

    In most states and for most types of injuries there are also limitation dates for lodging a claim form. Whilst this can sometimes be extended with a reasonable excuse for the delay, lodging the form outside the limitation date may result in unnecessary delays with your claim and further costs. There is also a risk that the excuse will not be accepted by the Insurance Company.

    Who is entitled to receive compensation?

    If you have been injured as a result of another person s negligence then you must first report the incident to the appropriate department or management responsible for the property.

    This may include accidents caused:

    by a motor vehicle including, vehicular and motorcycle accidents

    in a public place

    by a faulty product

    from negligence by a registered health provider

    If you have been injured in any of these circumstances then you may be entitled to pursue a claim for damages.

    What is a Common Law Claim?

    If you could answer these three questions, then commencing a claim for damages (Common Law Claim) may be for you:

    Was someone responsible for your injury?

    Do you require medical attention and on going treatment for your injury?

    Could your injury been prevented in any way?

    Obtaining legal advice and pursuing your personal injury matter with Claims Solicitors may get you compensation for past and future economic loss, medical expenses you will incur in the future, pain and suffering and also a lump sum payout. Pursuing a Common Law Claim is more beneficial as it looks at your past and future loses, and of course the pain and suffering sustained due to the account of the incident, this are factors that the insurance companies do not take into consideration.

    If you have sustained a personal injury where it has left you with a permanent disability as it was someone else’s fault, then commencing a Common Law Claim may be for you.

    Level 7/30 Makerston St, Brisbane City QLD 4000 , Australia Copyright 2010-2016 Internet IQ.



    TOP Injury Lawyers, Compare Injury Lawyers, Personal Injury Claim, injury at work claim.#Injury #at #work #claim


    Compare Personal Injury Lawyers in Seconds

    Finding a good personal injury lawyer or an accident claim company for your compensation claim can be difficult especially since there are so many. Think about it! You see so many adverts on TV, but do you know who the best personal injury claim solicitor for you is, or who offers you the most compensation online?

    Don’t just fall for the trap of the adverts, as they all claim to be the right solicitor or accident management company for you. Get the BEST accident claim DEALS and SERVICES available on the personal injury market. Claim for injury, claim for accident or claim for compensation with recommended injury solicitors.

    Compare personal injury lawyers services to MAXIMISE your injury compensation claim. Compare Compensation Claims is keeping your cost of making an accident claim to minimum, so you as a client can benefit from more personal injury compensation services. You control what compensation services you are given for your personal injury compensation claim.

    This is where Compare Compensation Claims excels. We provide a comprehensive range of top personal injury lawyers injury compensation packages. Get instant results, view ratings profiles for each accident claim solicitor independently make an informed choice for your accident claim. There are solicitors who specialise in specific types of personal injury claims, for example, if you have a car accident claim, then you will want to work with solicitors who specialise in road traffic accidents who also offer you a courtesy car. Likewise if you are making a work accident claim or even a public liability claim, you should look for injury solicitors that specifically specialise in these accident types when making a personal injury compensation claim as you want the right injury solicitor, with the right expertise, for your EXACT case.

    Compare Compensation Claim’s user-friendly website makes it easy for you to find an injury compensation package that suits your needs a personal injury lawyer that meets your requirements. Claim for personal injury, claim for accident or claim for compensation by making a personal injury compensation claim the smart way.



    How to Get the Most from a Car Accident Claim (with Pictures), accident at work claim.#Accident #at #work #claim


    How to Get the Most from a Car Accident Claim

    There are millions of car accident claims every year. Getting the most out of your car accident claim from your insurance requires that you know a little about the process and the people involved. The time period after a car accident can be filled with an overwhelming amount of stress. With patience and organization during this time, you will be able to confidently navigate the claims process.

    Steps Edit

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    How an Attorney Can Help With Your Car Accident Claim, accident at work claim.#Accident #at #work #claim


    How an Attorney Can Help With Your Car Accident Claim

    If you were injured or suffered property damage in a car accident, you might be wondering exactly how an attorney can help you — or whether it’s a good idea to try to deal with the insurance company and settle the claim on your own. While much depends on the specifics and the complexity of your case, in general a lawyer can:

    • communicate with the other driver s insurer
    • obtain the necessary evidence with respect to liability
    • organize your medical records and bills
    • communicate with your health care providers to obtain missing records
    • work with your doctors to make sure they provide the medical information you need so that you can prove damages in your claim
    • organize and present the evidence in order to prove liability and damages
    • negotiate with lien holders on your claim (such as health, disability, or workers compensation insurers) to potentially reduce the amount of those liens, and
    • negotiate a satisfactory settlement with the insurance adjuster or defense attorney.

    Let s look at a couple of these things in-depth.

    Communicating with the Other Driver s Insurer

    In any personal injury case, your lawyer will open up a line of communication with the insurance adjuster for the other party (or parties) involved. The adjuster has the pocketbook, and so it is critical for a plaintiff s lawyer to have good communications and a good relationship with the adjuster.

    Obtaining Necessary Evidence of Liability

    A good lawyer can help obtain all of the evidence that you will need to prove liability in a car accident claim. Although you may have already taken photographs of the accident scene, your lawyer will probably go back to the scene him/herself to see what it looks like. While a picture may be worth a thousand words, actually seeing the scene can be worth a thousand pictures.

    The lawyer will make sure to get all of the accident reports in the case and will often speak with the investigating police officers and witnesses. A good lawyer will leave no stone unturned when it comes to obtaining evidence of liability. Learn more about Proving Fault for a Car Accident.

    Obtaining Necessary Evidence of Damages

    This is where a good lawyer can be essential to your case, especially when you’ve suffered significant injuries in connection with a car accident.

    It is critical to obtain all documentation related to your injuries, but it isn’t always easy to get your hands on those records and bills from health care providers. Although the records are technically yours, and you have an absolute right to them, sending medical records to patients and lawyers is just not a health care provider s first priority.

    Small doctors offices may not have the staffing or the time to respond to medical record requests on a timely basis. Large hospitals may have specific procedures that must be followed in order to respond to medical record requests. If you don t follow their procedures (which they often don t publicize very well), they simply won t respond to your request.

    Then, when the health care provider does respond to the request, the records may be incomplete. Any lawyer s secretary or paralegal will tell you that they often have to request the same records more than once and that they have to follow up endlessly with the provider s office.

    Finally, it may turn out that the doctor did not use the magic words as to causation, prognosis, and disability in his or her notes. In order to successfully prosecute any type of personal injury claim, you must be able to prove, through medical evidence,

    • exactly what your injury, disability, or physical limitation is, and
    • that it was caused by the defendant s negligence.

    Doctors often don t mention causation and extent of the injury or disability in their medical records. If this happens in your case, your lawyer will write the doctor and ask for a special letter in which the doctor gives his/her opinion that the accident caused your injury or disability and that, as a result of the accident, you will be hindered or disabled for a specific period of time.

    Negotiating With Lien Holders

    If you received benefits from a health, disability, or workers compensation insurer, that insurer will have a lien on your claim. A lien means that the lien holder gets paid before you do, out of any settlement or judgment you receive. A good lawyer will work with the lien holder to try to get the lien holder to reduce its lien. This is important work. Every dollar less that the lien holder takes is one more dollar that goes into your pocket.

    Negotiating the Settlement

    Finally, the lawyer will negotiate your settlement. This is hard work. Negotiation is a very specific skill. A personal injury lawyer is always going to be far better at settling a car accident case than a layperson would be. A good lawyer knows how much the case is worth and knows how to work the case and conduct the negotiations so as to get top dollar from the insurer.

    When Can I Handle a Car Accident Claim Myself?

    Most people don t need lawyers for very small cases. If they are comfortable gathering the evidence and documents themselves and negotiating the settlement, then it is probably in their best interests to do that. Then, they save the 1/3 contingent fee that most personal injury lawyers take.

    The question is, what is a small case? And where is the line between a small case that you can handle yourself and a larger case for which you absolutely should hire a lawyer? As a general rule, if your medical bills total more than around $3,000, or if you were out of work for more than a week or so, you should probably hire a lawyer.



    What is No Fault Insurance and How Does a Claim Work, accident at work claim.#Accident #at #work #claim


    What is No Fault Insurance and How Does a Claim Work?

    About a dozen states follow what’s called a “no-fault” car insurance system (District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah). No-fault insurance means that your own automobile insurer will pay some or all of your medical bills and lost earnings if you get into a car accident, regardless of who was at fault for the crash. A no-fault claim is typically made through the “personal injury protection” or “PIP” provisions of a car insurance policy (this kind of coverage is mandatory in no-fault states).

    Every no-fault state’s rules are different. A few are even so-called “choice” no-fault states (Kentucky, New Jersey, and Pennsylvania), where vehicle owners essentially have the choice to “opt out” of the no-fault system when purchasing a car insurance policy.

    What is A No-Fault Insurance Claim?

    A no-fault insurance claim, sometimes called a Personal Injury Protection claim (or PIP claim), is one you make with your own automobile insurer for payment of medical bills, lost earnings, and certain other out-of pocket damages after a car accident.

    A key component of the no-fault scheme is that you are never permitted to make a claim for pain and suffering with your own car insurance coverage, and you can only pursue this kind of recovery against the at-fault driver if your medical bills reach a certain level — or your injury is deemed sufficiently serious — so that you’re permitted to step outside of the no-fault rules. For example, your state’s no-fault law might prohibit a personal injury claim against the at-fault driver unless your medical bills exceed $3,000 or you suffer a broken bone. This feature of no-fault laws is a legislative attempt to streamline car accident cases, especially smaller claims.

    Let’s take an example. Let’s say that you got into a car accident in New York. The other driver was at fault, you broke your right leg in the accident, and you incurred $7,500 in medical bills. In order to step outside the no-fault system and bring a claim directly against the at-fault driver in New York, your claim must meet the “serious injury” threshold in place under state law. That means, as a result of the car accident, you’ve experienced any of the following:

    • significant disfigurement
    • bone fracture
    • permanent limitation of use of body organ or member
    • significant limitation of use of body function or system, or
    • substantially full disability for 90 days.

    Since your injuries qualify under this definition (because of your broken leg), you can file a third-party liability claim or personal injury lawsuit directly against the at-fault driver, demanding compensation for all categories of losses, including pain and suffering (which, again, isn’t available in a no-fault claim). But if you suffered only minor injuries that don’t qualify as “serious” under New York’s threshold, you’re limited to a claim under your own PIP coverage.

    One last note: No-fault car insurance only applies to car accident injuries; for vehicle damage resulting from a car accident, you’re free to pursue a claim against the at-fault driver.

    You Must Cooperate With Your Insurer in a No Fault Claim

    With a no-fault claim, the usual rules for dealing with an insurance company in a personal injury case usually should be disregarded. For example, in most cases, you do not want to give a recorded statement to the other side’s insurance company. But, in a no-fault claim, state law generally requires you to cooperate with your insurer. Your policy may require you to give your insurer a recorded statement, and may require you to attend a medical examination with a physician selected by the insurance company. If you fail to cooperate with the process, your insurance company may have grounds to deny the claim.

    If you get into an accident in a no-fault state, and need legal advice at any point in the claim process, it may make sense to contact a knowledgeable car accident lawyer.



    Work Accident Book, When and How To Complete It, accident at work claim.#Accident #at #work #claim


    Work Accident Book

    The work accident book plays an extremely important role in the immediate aftermath of an accident in the workplace and for several reasons can be equally important at a later date. So what exactly is a work accident book and when and how should it be used?

    What Is A Work Accident Book?

    What exactly is a Work Accident Book, or accident book, and what are the basic requirements for keeping one?

    An accident book confirms all the details of an accident occurring on your employer s premises. This will include the date and time of the accident, who was injured, the nature of the injuries and the cause of the accident (how it happened).

    All information in the work accident book must be kept confidential and it is for this reason that most work accident books are now made up of pull out/removable pages.

    How Does The Work Accident Book Help You?

    Why should I care about the work accident book, how does it help in the event of an accident at work?

    An accident at work book has two main purposes :-

    1. To record the details of an accident, to explain your time off work and to support your claim for compensation;
    2. To record a list of accident types so that your employer can make changes to systems or processes to reduce these types of accidents.

    The work accident book forms a valuable source of evidence that can be used in a legal claim to prove that you are entitled to work accident compensation. It is also useful to the employer to help them prevent further accidents.

    Who Must Keep A Work Accident Book?

    Many employers have to keep a work accident book, but what are the exact requirements, and who is exempt?

    All companies with ten or more employees are required by law to have a work accident book on premises to record injuries. Information in the work accident book is legally required to be stored safely for three years.

    Which Types Of Accident Must Be Reported?

    Which sorts of accident need to be reported, and which do not need to be recorded within the accident book?

    The legislation “Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 1995” (RIDDOR ) states which types of accidents must be reported and includes the following:

    • Any injury that stops an employee doing their normal work for a period of 3 days or more.
    • Major injuries such as broken arms, ribs, legs, etc.
    • Death
    • Disease
    • Dangerous instance occurring at work such as machinery breaking, scaffolding collapsing and any other appliances defecting and causing damage.

    However, it is worthwhile reporting all forms of accidents. This includes accidents such as slips and trips, cut fingers, and minor injuries caused by faulty office equipment. Reporting minor accidents can reveal larger risks waiting to happen.

    Who Must Complete The Accident At Work Book?

    Who bears the responsibility for completing an accident at work book?

    Details of the accident can be entered into the work accident book either by the injured party or by a colleague. Details of the date, name of the injured party, witnesses, full circumstances of the accident and resulting injuries must be entered into the accident book. Employees are required to inform their employers as soon as possible after the accident has taken place.

    If a worker is incapacitated and unable to work for more than seven days as the result of an accident, the employer must report the details of the accident (as recorded within the work accident book).

    Reporting Accidents To The Health Safety Executive (HSE)

    When does an accident need to be reported to the HSE ?

    In the case of more serious accidents or deaths in the workplace, it will be necessary for the employer to report the accident to the HSE under the RIDDOR regulations. Not all accidents have to be reported to HSE but there are specific accidents that must be reported as listed above.

    The accident must be reported by your employer, however if that has not happened you can report the accident on their behalf. The reasons your employer might not report the accident may be legitimate, such as being away from the workplace, or it may be that they do not want the accident showing on their records for fear of investigation (e.g. if they have not maintained equipment correctly).

    Accident at Work Book or report to HSE or both?

    If your injury falls within the serious category as outlined in RIDDOR then the accident should be recorded in the accident at work book and must also be reported to the HSE.

    Claiming Without Completing A Accident at Work Book

    Can I claim for an accident at work without completing the entry in the accident book?

    If you have been injured as a result of an accident at work and do not think the accident report book was filled in at the time of the accident, do not worry. The needs of attending to your injuries can mean that completion of the accident form gets overlooked.

    Although this is likely to be raised as an issue by your employer’s insurance company, whom you are making the claim against, this issue is in no way insurmountable. Simply request that it is done so as soon as you are able to contact your employer and seek the advice of an experienced work accident solicitor who will guide you through the process.

    You will be able to draw on the evidence of witnesses to the accident, the occurrence of any previous similar accidents, ambulance records, GP/hospital records and any subsequent HSE report. All of these things will help to support your account of the accident and the fact that there is not an accident report form in existence does not necessarily mean that you will not be able to make a successful claim.

    Making A Claim

    If you have sustained an injury through an accident at work you should seek to claim compensation through a specialist Loyalty Law work accident solicitor as soon as possible. Whilst the time limit for making a work accident claim is three years, the longer the period between your accident and injury and the decision to take legal action, the less chance your claim has for success. This is due to the evidence required to connect the chain of events to prove that your injury was caused by the accident in question.

    You should keep all receipts of expenses incurred as a result of the accident and take these to the specialist solicitor with you on your first meeting.

    Loyalty Law have specialist work accident claim solicitors ready and waiting to help you across the UK, so please call free now on 0800 142 2775 (or local rate: 01275 75 00 44) for your free and instant claim assessment, or complete our Instant Claim Assessment online.

    If you are not completely sure that a work accident claim is the right course of action, you should still get in touch we can explain for free without obligation, what your legal situation is.

    Accident at work claim

    Why Trawl The High Street Trying To Find The Right Solicitor When We Have Already Done It For You?

    If you are using a solicitor for the first time, or have not used a solicitor for a long time, how do you know which solicitor is going to provide you with the best service? Whilst everyone can assume that they all have a basic level of legal knowledge that means that they should be able to help you with your matter, how can you be confident that they really are the right solicitor for you?

    With Loyalty Law, you do not need to worry. We have done the pre-approval and ensured that not only are they extremely efficient and competent in their specialist areas of law, but that they also provide a friendly and helpful service. For instant help, call us free now on 0800 142 2775 (or local rate: 01275 75 00 44).

    UK Coverage

    We have specialist Solicitors across England, Wales and Scotland ready and waiting to help you.



    Road Accident Fund Claim, RAF, accident at work claim.#Accident #at #work #claim


    we get results

    de Broglio Attorneys – trust the name you know to handle your Road Accident Fund (RAF) claim against the Road Accident Fund for injuries suffered by victims of road accidents involving cars. Previously known as claims against the motor vehicle fund or third party claims, these claims are now instituted against the Road Accident Fund.

    News – Case Studies

    R5,681,122.00 Rear End Car Accident Settlement

    de Broglio Attorneys Inc. have represented thousands of people in their Road Accident Fund (RAF) claims over the past 2 decades continually yielding brilliant results. They are a law firm that specialises in RAF claims and have a wealth of experience and knowledge in this field of law, making them an unbeatable force to be reckoned with at court.

    Don t Fall Victim to Touting!

    R2,362,332.00 was recently awarded to a road accident victim when de Broglio Attorneys Inc. successfully settled his claim in the high court. He had been approached by numerous other law firms, attorneys and “RAF representatives” who tried to make him sign up with them but luckily he was wiser and realized that he needed a professional team on his side. This is when he approached de Broglio Attorneys Inc. for help with a claim against the Road Accident Fund (RAF).

    Happy Client Settled for R1,727,902.50

    de Broglio Attorneys Inc. often take on Road Accident Fund (RAF) claims from other attorneys where those attorneys have not done any work on the claim leaving the claimant frustrated and upset. This negligence creates a situation where a claimant is prejudiced. de Broglio Attorneys Inc. know exactly what to do when it comes to suing the RAF and have taken over thousands of claims from other attorneys who simply do not have the same expertise and service levels that they do.

    R7,078,445.00 in Victorious Triumph

    The Road Accident Fund (RAF) was recently defeated by de Broglio Attorneys Inc. in a record breaking settlement of R7,078,445.00 which was awarded to one of the prestigious law firm’s clients. de Broglio Attorneys Inc. are well known for the excellent results they obtain for their clients in RAF, personal injury and medical negligence matters. They have been specialising in this field of law for over 20 years and have built up a wealth of knowledge and experience when it comes to suing the RAF specifically.

    Motorcycle Passenger Awarded R5,725,288.56

    People involved in motor vehicle, or motorcycle accidents, are often left badly injured as a result, even to the point of being unable to work as they did before the accident. Under the current law, if you did not cause the accident, you are entitled to submit a claim to the Road Accident Fund (RAF) for compensation. These RAF claims are very complicated and you need the legal expertise of a specialist law firm such as de Broglio Attorneys Inc. to navigate you through the tumultuous legal battle towards a successful outcome. de Broglio Attorneys Inc. have over two decades of experience in settling RAF claims for amounts that exceed their clients’ expectations. Here is a story of one such client.

    Let Your Attorney Help You!

    It is wise to let your attorney assist you with every aspect of your Road Accident Fund (RAF) claim. They are the experts and know exactly what to do in order to achieve success for you. de Broglio Attorneys Inc. have had one or two clients over the years who insist on doing something themselves and ultimately they do not succeed and ask the law firm to take over. This causes delays in their case and in the long run the best advice is to let your attorneys help you in what they do best.

    R5,913,262.00 Awarded 17 Years After Accident

    It does happen that when a young child is involved in an accident, their parents do not know about the possibility of claiming from the Road Accident Fund (RAF), and do not institute the legal action the child is entitled to. Measures have been put into place to protect these minors from losing out on compensation. One such measure is the ability to claim at a stage that is later than the normal prescription periods, when they are involved in an identified accident. de Broglio Attorneys Inc. are authorities in this type of legal work and have helped many clients settle claims for accidents that occurred years ago when the requirements have been met.

    Clients’ Testimonials

    M.N. – “Your firm went to extreme lengths to keep me informed at all times”

    26 October 2017

    “only praises and gratitude for every person involved in my case”

    S.C. – “I pinch myself everyday now to feel if it is really me who has this big blessing”

    24 October 2017

    “Such timeous, easy access to all the information pertaining to a case”

    C.C. – “This couldn t have come at a better time”

    23 October 2017

    “Thank you so, so much to De Broglio’s Team for all you fantastic assistance.”

    M.M. – “De Broglio Attorneys are the best in the business and I will recommend you to anyone”

    “If people knew what you stand for they would come flocking in”

    F.S. – “thank you for fighting for me”

    22 September 2017

    “You are the best!”

    A.V.R. – “and I would without hesitation recommend De Broglio to other victims”

    21 September 2017

    “You guys are very professional and qualified to deal with client’s needs.”

    J.V. – “Your team have exceeded our expectations”

    18 September 2017

    “Words can never express our gratitude towards your dedicated and professional team”

    M.B. – “The pay-out was quicker than I thought”

    11 September 2017

    “Thank you very much for everything you have done for me”

    S.C. – “I also want to congratulate you for your transparency.”

    6 September 2017

    “Such easy, instant access to files for clients is not common to most law firms.”



    First Steps in a Personal Injury Claim, work injury claim.#Work #injury #claim


    First Steps in a Personal Injury Claim

    The time just after you have been injured in a slip and fall or accident can often be a confusing and stressful. First an foremost, look after your health. But when you are ready, you can begin thinking about pursuing a personal injury claim for your injuries. Here are some frequently asked questions about the first steps in a personal injury claim.

    I was hurt in an accident. What should I do first?

    As mentioned in the introduction, the first thing that you should always do after being injured in an accident to look after your health. However, if you have already done this, then there are a number of steps that you can take that will help preserve your right to file a claim for your personal injuries. These steps are valid in most situations and there is no right order to take (note: if you need to file a claim against the government or a government agency, there are other specific steps that should be taken).

    • Collect evidence that can point to who caused the accident, as well as the damage caused by the accident. Photographs are useful here.
    • Write down everything that has happened to you after the accident. This may include things like medical bills, hospital visits, any lost work or wages, etc.
    • Be sure to get the names and contact information of any witnesses that may have observed the accident. Contact these people to confirm their contact information.
    • If you speak to other people that were involved in the accident, be sure to take notes about your conversation.
    • Tell anyone that you may file suit against that you are planning on filing a claim for your injuries and property damage.

    How long do I have to notify a person that I am filing a claim for my personal injury?

    If you are planning on filing suit against an individual or some other entity that is not the government or a government agency, there is not set time limit in which you have to notify that person of your intention to file a lawsuit. However, this does not mean that you should take your time with the matter. By acting quickly and efficiently, you will probably increase your chances of resolving your claim faster than if you delay.

    It is good to keep in mind that even though you notify people of your intent to file a lawsuit, this does not mean that you must file a lawsuit. By giving notice, you only preserve your rights and prevent the other parties from defending against a lawsuit by arguing that you waited too long to inform them of your injuries. By notifying the other parties, you simply ensure that you can proceed with negotiations regarding settlement and arbitration at your own speed, without feeling rushed.

    Is there a time limit in which I have to file my lawsuit to be compensated for my injuries?

    Yes. Settling a personal injury claim can be time consuming, and if you fail to file your claim in a timely manner, you may be completely out of luck in collecting any sort of compensation. There are laws on the books called statutes of limitations that give the maximum time you have to bring certain types of lawsuits. If this time period passes you up, you may be barred from ever bringing suit to recover for your injuries. You should always check on your state’s statute of limitations for your type of claim to ensure that the time period does not pass you by.

    How soon do I have to file a claim against the government for my personal injury?

    Unlike filing a claim against an individual or a company, if you need to file a claim against the government or a government agency or employee, you have a limited amount of time in which you must file a claim. Depending upon your type of case and the state you live in, this time period usually ranges between 30 days and one year. If you do not abide by these timelines, you may lose your right to recover any sort of compensation for your injuries or property damage.

    Get a Free Case Review Today

    Injuries cost money, including medical bills and time away from work, which is why it makes sense to have an attorney help you with your claim. But if you’re not quite sure whether you need professional legal help after an injury, have a lawyer review your claim first at no charge. Then, if you decide you have a claim you want to pursue, you can take that next step.



    Personal Injury Settlement Value Calculator – Accident Claim Estimate, work injury claim.#Work #injury #claim


    Calculate Your Personal Injury Settlement Value

    The first step in negotiating a settlement for a car accident or personal injury claim is calculating a reasonable amount of money you would accept to give up your legal claim. Most insurance companies and injury attorneys rely on one formula or another to get a starting point for settlement talks. This is true for a bodily injury claim in a car accident case, a slip and fall injury claim, or any other personal injury case.

    A common formula employs a multiplier (explained in detail below) and your medical expenses to come up with an estimate of non-economic damages (money for your pain and suffering). This figure is added to your economic losses (medical bills, property damage, and lost income) to get to a dollar amount from which you can negotiate. This is what the calculator below can help you achieve.

    Work injury claimThis is not legal advice and we’re not your lawyer. The calculation here is for instructional purposes only. Consult an attorney for a financial and legal analysis of your case.

    Settlement Calculator

    Enter the total of your medical bills, even if you didn’t pay out of pocket. If you didn’t seek medical treatment but still suffer pain, see the daily rate method (opens in a new window).

    Numbers only. No commas, dollar signs, etc.

    (This field is commonly used for automotive damage in a car accident case. You’ll leave this at zero for most other types of injury claims.)

    (If you missed work because of your injuries, input the sum of your lost income here. If you used available time-off benefits — like PTO — enter dollar value lost as if it were unpaid.)

    (If you’ll be missing more work due to ongoing treatment, or an inability to continue working at your current job while you recover, enter an estimate of those lose earnings here.)

    (If you will require ongoing medical treatment for your injuries, enter an estimate of the cost of that treatment.)

    The multiplier is used to estimate your general damages — your “pain and suffering”. The more serious, long-lasting, and painful the injuries, the higher the multiplier. Scroll down to the multiplier below the calculator for tips on choosing a reasonable multiplier.

    Settlement Value Estimates

    This is the sum of your “special” damages, or economic losses.

    This is a payment for your general damages (pain and suffering), based on the multiplier you’ve chosen. We also include a $1,000 “nuisance settlement” value.

    Your Total Settlement Estimate

    Review Your Case With a Qualified Lawyer

    Damages and The Multiplier

    After you enter your numbers and click “Calculate,” the two dollar figures you see above the “Your Total Settlement Estimate” field represent the two main types of damages that arise in the majority of injury cases: economic losses (called “special” damages) and non-economic losses (called “general” damages). In any injury-related insurance claim, or even a personal injury lawsuit filed in civil court, the losses suffered by the person who has been injured can be placed into one of these two categories.

    Special damages are those losses that are easy to quantify. They include the costs of medical treatment, any lost income due to time missed at work, property damage caused by the accident, and other out-of-pocket losses.

    General damages, on the other hand, aren’t so easy to quantify. They include a sub-category of damages known as pain and suffering, which means the physical discomfort, mental anxiety, stress, and similar negative effects of the injuries — as well as the impact that the injuries have on the claimant’s day-to-day life.

    So, how do you put a dollar value on these kinds of losses? That’s where the multiplier comes in. To get a dollar figure that might represent the value of the general damages, an insurance adjuster will add up all the “special” medical damages (remember those are your quantifiable losses) and multiply that total by a number between 1.5 and 5 (that’s the multiplier).

    The multiplier will be lower or higher depending on a number of specific facts related to your case: How bad are your injuries? How much medical treatment have you received? How much treatment will you need in the future? Are you expected to make a full recovery? Will there be permanent or long-lasting effects? How have the accident and your injuries impacted your daily life? The list goes on.

    Of course, which multiplier to use will likely itself be a point of contention. You’ll argue for the use of a higher multiplier (4 or 5, for example) while the adjuster is likely to push for a lower multiplier (perhaps 2 or 3).

    But once the multiplier is used to arrive at a general damages figure, adding that number to the special damages total will give the insurance adjuster (and you) a ballpark idea of the value of your claim, or at least a starting point for settlement negotiations.

    More Information

    To get a good understanding of how these types of formulas work during personal injury settlement negotiations, you need to learn the basics of damages and compensation. Start by reading the articles we have filed under Personal Injury Damages and Compensation.

    You may also want to familiarize yourself with the injury claims process and get a real sense of what to expect when it’s time to talk settlement. To get started, check out our section on Settling Your Personal Injury Case.

    Adjust Your Settlement Target for Your Own Fault

    You may need to reduce your target settlement amount if your own carelessness “contributed” to the accident. Depending on the state in which the accident occurred, the law requires a jury award to be reduced by your percentage of fault — and in a few cases, to zero. The three basic types of “contributory” and “comparative” negligence rules are as follows:

    Pure Comparative Negligence States

    In the following states, the dollar amount of your award would be reduced by your percentage of fault, with no limits:



    Calculating Your Personal Injury Settlement – Injury Claim Calculator, work injury claim.#Work #injury #claim


    Calculating Your Personal Injury Settlement

    Suffering a personal injury can have devastating, long-lasting effects. Recovering from physical pain is only the tip of the iceberg. Rehabilitation, loss of wages from missed work, loss of personal property, disruption of your daily life, stress and worry all weigh heavily on victims. It is the magnitude of the sum total of all of these factors that must be considered when attempting to quantify the amount of personal injury compensation.

    Note: Use of this form and this website is meant for informational purposes only and should not be considered legal advice. Speak with a lawyer to obtain more information about your potential claim.

    Special Damages – Bills and Financial Costs

    While every case is different, courts and insurance companies both must use some sort of equation to determine how much a personal injury claim payout should be. In order to find the right number, they must gather a straight-forward, objective list of all expenses incurred from the injury first, then add in the more subjective factors to arrive at the final compensation amount.

    The first part of the equation is simple. A sum total of every provable financial expense that was a direct result of the accident or injury is calculated. This number usually includes, but is not limited to:

    • Medical Bills
    • Damaged or Lost Property
    • Cost of Medication
    • Hospital Stay
    • Rehabilitation
    • Lost Wages
    • Cost of Medical Equipment
    • Expenses Paid Out of Pocket

    Once these items are added together, that gives you a starting dollar amount. These items are the first half of your overall Damages. Some courts refer to these quantifiable dollar amounts as Economic Damages, Medical Special Damages or even just “Specials.” This number is straight-forward and easy to prove.

    General Damages – Pain and Suffering

    The other half of the equation is harder to pinpoint because it more difficult to assign a dollar amount to emotional turmoil and pain and suffering. The term General Damages encompasses all of the more subjective suffering as a result of your injury. These General Damages can include:

    • Emotional Turmoil
    • Physical Pain
    • Stress
    • Disruption of Daily Lifestyle
    • Loss of Enjoyment
    • Loss of Consortium
    • Recklessness or Gross Negligence (for injuries resulting from another party)

    General Damages Multiplier

    Because these General Damages cannot be calculated using bills to create a sum total, insurance companies and courts turn these General Damages into a Multiplier for their compensation formula.

    The Multiplier can vary anywhere from 1.5 to 5, depending on the extent of the General Damages. The worse the General Damages were for the victim to endure, the higher the Multiplier number will be, which results in a higher overall payout.

    Compensation Formula

    The Compensation Formula generally looks like this:

    $Special Damages x General Damages Multiplier (1.5-5) = $Total Compensation Paid

    Sample Case

    If Susan suffered a car accident where the provable sum total of her expenses equaled $12,000, that means that her Special Damages number is $12,000.

    If Susan suffered nightmares about the accident, plus the emotional distress over driving again, plus she missed out on a possible work opportunity, and her injuries prevented her from enjoying her relationship with her spouse and family, that may earn her a General Damages Multiplier of 2.5.

    Susan’s Compensation Formula would be:

    Special Damages x General Damages Multiplier = Total Compensation Paid

    $12,000 x 2.5 = $30,000

    Each Case Is Different

    It is important to note that every case is different and many insurance companies will not want you to know that they are using a formula like this one to calculate your payout. It could work to your benefit to have this information, but not share it so the other party will not know if you value your own multiplier as less than they would.

    Your best bet is to hire a Personal Injury Lawyer who can help you gather the information you need to accurately calculate and argue for your highest compensation payout.

    By State

    Injury Claim Information:

    Work injury claim

    Types of Personal Injury Compensation

    In personal injury claims, there are varying types of compensation that are divided into specific categories. Insurance companies often use personal injury calculators to determine how much of each Continue Reading.

    Work injury claim

    General Damages Multiplier Pain and Suffering

    How Much Am I Owed? When you are fighting for compensation after a personal injury, one of the first things you and your lawyer will need to do is to calculate the amount of money you are owed by Continue Reading.



    Personal Injury – Road Traffic Accident Claims – No Win No Fee Solicitors – Accident Lawyers 4U, work accident claim.#Work #accident #claim


    work accident claim

    Work accident claim

    You’re in safe hands with our team who will personally handle your accident claim.

    Work accident claim

    Work accident claim

    We will review your claim to ensure you are awarded a competitive compensation rate if successful.

    So, why may you need to make a personal injury claim? If you’ve had an accident that wasn’t your fault, then you might want to ensure that the responsible party is held to account and pays appropriate compensation.

    Unfortunately, some people or organisations may not be inclined to immediately admit liability or offer you a suitable sum, which may leave you not knowing what to do next.

    This may be particularly upsetting if you are unable to work due to the injury and / or you are left suffering in pain.

    Getting a satisfactory resolution of your accident claim may require expertise and professional legal help – and that’s where we come in!

    Whether your personal injury claim relates to something that occurred at work, in a road traffic accident or in the home, we can help you with your accident injury claim!

    Work accident claim

    We pride ourselves on delivering the highest standards of service. That’s because we know that you’re in need of recognition and help – not delays or excuses. We always endeavour to return your calls within 24 hours.

    Work accident claim

    We know that legal costs can be daunting when making an accident claim. That’s why we offer a ‘no win no fee’ scheme. You have nothing to lose. If you want to make a claim or simply need advice, contact us today.

    Work accident claim

    We deal with just about every type of personal accident – small and large! Whether your accident involves a fall at work, a car crash, an industrial mishap or a slip on a wet floor – we are here to help.

    Regulated by the Claims Management Regulator in respect of regulated claims management activities. Its registration is recorded on the website http://www.justice.gov.uk/claims-regulation. Authorisation number : CRM10108

    Accident Lawyers 4U work with an accident claims and road traffic accident firm of solicitors; who are regulated by the Solicitors Regulation Authority. Accident Lawyers 4U are based in the UK.

    * Charges may be applicable in exceptional circumstances (Find out more)

    Copyright © 2006 – 2016 CSI (Manchester) Ltd. All Rights Reserved.



    Accident Claim Payout, What You Are Owed, Car Accident Claims Help, work accident claim.#Work #accident #claim


    Accident Claim Payout

    What payout are you entitled to if you are injured in an automobile accident?

    Actually, after motor vehicle accidents that were caused by someone else’s carelessness (the correct legal term is “negligence”), there are two different accident claim payouts that you are entitled to receive.

    Car Damage Payout

    One is a payout for the damage to your car. This entitles you to . . .

    1. Have your car repaired.

    2. Or, if the repairs would cost more than the vehicle is worth, be given its fair market value (usually called “Actual Cash Value,” or “ACV”) before it was destroyed.

    3. A replacement (rental) vehicle while yours is being fixed or, if it was totaled, until you are paid.

    4. The cost to repair or replace any property in your vehicle that was damaged or destroyed in the accident. This includes such things as the golf clubs that were in your truck . . . right where you were hit.

    5. Of course, the cost of towing your vehicle if that was necessary.

    Sometimes, you are also entitled to . . .

    6. The amount that your car’s value was reduced by the accident. This reduction in value claim is based on the common sense notion that a buyer will not pay the same amount for a car that had extensive damage repaired that she would pay for an otherwise similar vehicle that has not had such damage. Reduction in value claims are also called diminished value (“DV”) claims or diminution of value claims.

    Look hard at the possibility of a DV claim if the damages were extensive and your vehicle is fairly new, say not more than 2 or 3 years old.

    Injury Payout

    The other payout you are entitled to receive is for any injuries that you suffered in the accident.

    This payout has two parts: financial losses and non-financial losses.

    Financial Losses

    If someone else’s carelessness causes an auto accident in which you were injured, one thing the at-fault driver (actually, his insurance company if he had insurance) must do is pay you the full amount that was spent to treat the injuries you received. Note that I said all of the medical bills, not simply your out-of-pocket co-pay or deductible amount.

    However, if your health insurance company paid any of your medical bills, it probably has a right to be repaid after you recover from the driver who caused the accident. In other words, you receive the payment from the other driver with one hand but have to use the other hand to deliver it to your health insurance company. Don’t forget, though, that the health insurance company will usually agree to reduce its claim if you ask them the right way.

    In most cases, the other financial loss that you can recover from the at-fault driver is your loss of income. This is true even if you were paid for the time you missed from work. That’s right, if you missed two weeks but were paid because you are entitled to sick leave or vacation pay from your employer, you can still collect the value of your lost time. Why? Because it’s not fair for the at-fault driver to benefit from something you negotiated with your employer and paid for. Yes, I said, paid for. Presumably, if your employer was not paying for these benefits, it would be paying you their value as additional pay.

    You can also recover any other financial losses that result from your accident. Common examples are the cost of traveling to and from doctors’ appointments and the cost of hiring people to do things you couldn’t do while you were injured, such as house cleaning and lawn mowing.

    Non-Financial Losses – Pain And Suffering

    As an injured victim of someone’s carelessness, you are also entitled to a car accident claim payout for your “non-financial losses.”

    This means that you have suffered losses that didn’t cost you money and that aren t normally measured financially.

    The main example is that, in spite of the fact you did nothing to deserve being injured, you have had to go through the experience of your injury. There may have been pain, tingling, stiffness and the like from your physical injuries. In addition, there may have been uncertainty about your recovery, about whether your job would still be available when you got well, about who was going to take care of your kids, about how you would pay your bills if you weren’t paid while you were out of work, and about many other things. True justice requires that you be compensated for these losses.

    The difficulty, of course, in calculating a car accident claim payout for these types of losses is that there is no recognized and agreed method for converting these very real losses to dollars and cents. In other words, there is no real auto accident pain and suffering settlement calculator.

    However, the fact that converting pain and suffering to dollars and cents is difficult does not mean that it should not be done. My view is that in a typical claim, this is the most significant part of the claim. Sure your vehicle was damaged and you suffered financial losses, but years after when you look back, I predict that what you will remember will be the sleepless nights, the worry and uncertainty about whether you would fully recover, when you would recover, and the like. That’s why, from my point of view, compensation for your non-financial pain and suffering damages must be more than you receive for your financial losses.

    You can also learn more about this subject by getting my free e-course “Car Accident Claims Tips.” Just fill in the form at the end of this article and we will send it to you right away.

    In addition, you can get MUCH MORE information about accident clam payouts in my ebook, The Car Accident Claims Kit. My book gives you all the information, advice, tips, forms and checklists you need to get what you are entitled to get . . all for the price of dinner and a movie . . . and with a no-questions-asked money back guarantee.



    What is No Fault Insurance and How Does a Claim Work, work accident claim.#Work #accident #claim


    What is No Fault Insurance and How Does a Claim Work?

    About a dozen states follow what’s called a “no-fault” car insurance system (District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah). No-fault insurance means that your own automobile insurer will pay some or all of your medical bills and lost earnings if you get into a car accident, regardless of who was at fault for the crash. A no-fault claim is typically made through the “personal injury protection” or “PIP” provisions of a car insurance policy (this kind of coverage is mandatory in no-fault states).

    Every no-fault state’s rules are different. A few are even so-called “choice” no-fault states (Kentucky, New Jersey, and Pennsylvania), where vehicle owners essentially have the choice to “opt out” of the no-fault system when purchasing a car insurance policy.

    What is A No-Fault Insurance Claim?

    A no-fault insurance claim, sometimes called a Personal Injury Protection claim (or PIP claim), is one you make with your own automobile insurer for payment of medical bills, lost earnings, and certain other out-of pocket damages after a car accident.

    A key component of the no-fault scheme is that you are never permitted to make a claim for pain and suffering with your own car insurance coverage, and you can only pursue this kind of recovery against the at-fault driver if your medical bills reach a certain level — or your injury is deemed sufficiently serious — so that you’re permitted to step outside of the no-fault rules. For example, your state’s no-fault law might prohibit a personal injury claim against the at-fault driver unless your medical bills exceed $3,000 or you suffer a broken bone. This feature of no-fault laws is a legislative attempt to streamline car accident cases, especially smaller claims.

    Let’s take an example. Let’s say that you got into a car accident in New York. The other driver was at fault, you broke your right leg in the accident, and you incurred $7,500 in medical bills. In order to step outside the no-fault system and bring a claim directly against the at-fault driver in New York, your claim must meet the “serious injury” threshold in place under state law. That means, as a result of the car accident, you’ve experienced any of the following:

    • significant disfigurement
    • bone fracture
    • permanent limitation of use of body organ or member
    • significant limitation of use of body function or system, or
    • substantially full disability for 90 days.

    Since your injuries qualify under this definition (because of your broken leg), you can file a third-party liability claim or personal injury lawsuit directly against the at-fault driver, demanding compensation for all categories of losses, including pain and suffering (which, again, isn’t available in a no-fault claim). But if you suffered only minor injuries that don’t qualify as “serious” under New York’s threshold, you’re limited to a claim under your own PIP coverage.

    One last note: No-fault car insurance only applies to car accident injuries; for vehicle damage resulting from a car accident, you’re free to pursue a claim against the at-fault driver.

    You Must Cooperate With Your Insurer in a No Fault Claim

    With a no-fault claim, the usual rules for dealing with an insurance company in a personal injury case usually should be disregarded. For example, in most cases, you do not want to give a recorded statement to the other side’s insurance company. But, in a no-fault claim, state law generally requires you to cooperate with your insurer. Your policy may require you to give your insurer a recorded statement, and may require you to attend a medical examination with a physician selected by the insurance company. If you fail to cooperate with the process, your insurance company may have grounds to deny the claim.

    If you get into an accident in a no-fault state, and need legal advice at any point in the claim process, it may make sense to contact a knowledgeable car accident lawyer.



    TOP Injury Lawyers, Compare Injury Lawyers, Personal Injury Claim, work accident claim.#Work #accident #claim


    Compare Personal Injury Lawyers in Seconds

    Finding a good personal injury lawyer or an accident claim company for your compensation claim can be difficult especially since there are so many. Think about it! You see so many adverts on TV, but do you know who the best personal injury claim solicitor for you is, or who offers you the most compensation online?

    Don’t just fall for the trap of the adverts, as they all claim to be the right solicitor or accident management company for you. Get the BEST accident claim DEALS and SERVICES available on the personal injury market. Claim for injury, claim for accident or claim for compensation with recommended injury solicitors.

    Compare personal injury lawyers services to MAXIMISE your injury compensation claim. Compare Compensation Claims is keeping your cost of making an accident claim to minimum, so you as a client can benefit from more personal injury compensation services. You control what compensation services you are given for your personal injury compensation claim.

    This is where Compare Compensation Claims excels. We provide a comprehensive range of top personal injury lawyers injury compensation packages. Get instant results, view ratings profiles for each accident claim solicitor independently make an informed choice for your accident claim. There are solicitors who specialise in specific types of personal injury claims, for example, if you have a car accident claim, then you will want to work with solicitors who specialise in road traffic accidents who also offer you a courtesy car. Likewise if you are making a work accident claim or even a public liability claim, you should look for injury solicitors that specifically specialise in these accident types when making a personal injury compensation claim as you want the right injury solicitor, with the right expertise, for your EXACT case.

    Compare Compensation Claim’s user-friendly website makes it easy for you to find an injury compensation package that suits your needs a personal injury lawyer that meets your requirements. Claim for personal injury, claim for accident or claim for compensation by making a personal injury compensation claim the smart way.



    Australian Doctor Medical Negligence Solicitor Injury Compensation Claims, work injury claims.#Work #injury #claims


    Australian Doctor – Medical Negligence Solicitor Compensation Claims

    Our solicitors specialise in medical negligence compensation claims against negligent doctors. If you have been injured as a result of negligent medical treatment, you should seek legal advice as soon as possible. Time limits apply to compensation claims, and it is important that you seek legal advice as soon as you become aware that you may have been injured or suffered some other harm or loss as a result of a doctor’s actions or omissions. Compensation may also be available to family members who have lost a loved one as a result of medical negligence.

    For obligation-free legal advice and No Win No Fee representation, call our helpline, complete the contact form or send an email.

    SOLICITORS HELPLINE 1800 339 353

    Doctor Duty of Care

    Doctors have a duty to exercise reasonable care, skill and judgement in examining, diagnosing, treating and providing information to their patients. A breach in duty of care may result in damages being awarded to the patient. Despite the fact that the execution of a consent form specifies acknowledgement of the stated risks and complications in conjunction with a given treatment or operation, it doesn’t relieve a doctor from their responsibility of meeting the standard of care in association with such treatment or operations.

    Our medical negligence lawyers have handled hundreds of compensation cases against doctors and hospitals. They can provide accurate advice on whether you should take legal action against a doctor such as a :

    • General Practitioner – GP
    • Anaesthetist
    • Cardiovascular and thoracic surgeon
    • Dermatologist
    • Emergency Medicine Physician
    • Gastroenterologist
    • Family Physician – GP
    • General Surgeon
    • Gynaecologist
    • Internal Medicine Physician
    • Neurologist
    • Neurosurgeon
    • Obstetrician
    • Oncologist
    • Ophthalmologist
    • Ophthalmic Surgeon
    • Oral Surgeon
    • Orthopaedic Surgeon
    • Pathologist
    • Paediatrician
    • Plastic Surgeon
    • Psychiatrist
    • Radiologist
    • Urologist

    SOLICITORS HELPLINE 1800 339 353

    Causation

    For a patient to succeed with a medical negligence claim it is not enough to show that there was a breach in duty of care, or that the results of the treatment were poor. They must be able to prove, on the balance of probabilities, that the doctor’s poor performance caused the unsatisfactory result. This is known as “causation”, and proving this link between the actions of the doctor and the harm a patient experiences can be one of the most difficult areas of a medical negligence claim. If a patient can prove “breach in duty of care” and “causation of damage”, the final hurdle is to assess the value of the claim or damages award.

    SOLICITORS HELPLINE 1800 339 353

    Damages Award

    Compensation is usually awarded as a lump sum, once-and-for-all payment intended to cover past, present and future expenses. The lump sum award is calculated based on loss and harm suffered and needs arising, as a result of the negligence.

    A patient may be awarded compensation for :

    • Loss of income
    • Loss of earning capacity
    • Medical expenses
    • Allied health care expenses
    • Equipment aides
    • Pharmaceuticals
    • Attendant care
    • Domestic assistance
    • Pain and suffering

    Because of the complexities involved in bringing a medical negligence case, you should seek the assistance of an experienced medical negligence lawyer who will provide a thorough assessment of liability, causation, and quantum (the value of the claim).

    SOLICITORS HELPLINE 1800 339 353

    Medical Negligence Case Examples

    Our accredited Personal Injury Specialists (medical negligence law), have extensive knowledge and experience in handling claims involving :

    • Errors in diagnosis
    • Improper procedure performance
    • Failure to supervise or monitor
    • Medication errors
    • Failure or delay by GP in referral or consultation
    • Equipment malfunction
    • Lack of informed consent
    • Failure to perform
    • Delay in performance of a procedure
    • Failure to recognise a complication of treatment
    • Failure to instruct or communicate with the patient
    • Premature discharge of a patient
    • Unnecessary treatment
    • Sexual misconduct

    SOLICITORS HELPLINE 1800 339 353

    Misdiagnosed Conditions

    One of the biggest areas of medical negligence is the misdiagnosis of medical conditions. Some of the most commonly misdiagnosed medical conditions are :

    • Heart Attack / Myocardial Infarction
    • Coronary Artherosclerosis
    • Aortic Aneurysm
    • Breast Cancer
    • Lung Cancer
    • Colon Cancer
    • Cancer of the Rectum
    • Prostate Cancer
    • Appendicitis
    • Pneumonia
    • Meningitis
    • Pulmonary Embolism
    • Diabetes
    • Bone Fracture
    • Back Disorders
    • Endocarditis

    SOLICITORS HELPLINE 1800 339 353

    Death Claims

    Relatives of a person who has died as a result of medical negligence may be able to make a claim for “Compensation to Relatives” for their loss of a reasonable expectation of future pecuniary benefits. Compensation may also be available for mental or nervous shock; a psychiatric illness such as major depression, anxiety disorder or adjustment disorder sustained by the deceased’s family.

    Where a patient has died as a result of medical negligence, we may recommend that a report be made to the Coroner’s Court. Sometimes a report should also be made to the appropriate regulatory body such as the :

    • Health Care Complaints Commission of New South Wales
    • Health Services Commissioner of Victoria
    • Health Quality and Complaints Commission, Queensland
    • Health and Community Services Complaints Commissioner, South Australia
    • The ACT Health Services Commissioner
    • The Health and Community Services Complaints Commission, Northern Territory
    • Health Complaints Commissioner, Tasmania
    • Office of Health Review, Western Australia
    • Medical Board of Australia

    SOLICITORS HELPLINE 1800 339 353

    Statute of Limitations

    With any personal injury claim, the plaintiff has a limited time after the occurrence of the alleged negligence in which to commence legal proceedings. Many States follow the “discovery rule” for medical negligence claims. Under the discovery rule, the statute of limitation begins to run from the time the plaintiff knew or should have known of the alleged negligence, with the time limit being 3 years in many jurisdictions. Special rules may also apply to children claiming medical negligence.

    It is important that you seek legal advice as soon as possible to avoid losing your right to sue, as failing to bring legal action within the legal time limit, may mean your claim becomes “statute-barred”.

    Call our legal team today to find out what time limit applies to your case.

    SOLICITORS HELPLINE 1800 339 353

    Doctor Negligence Solicitor

    Our legal team will assess whether your case appears to have merit, and if so, they will recommend that an investigation be conducted. An investigation of a medical negligence case usually involves the taking of a statement from the patient, review of medical and hospital records, and commissioning an independent report from a medical expert. You may have to contribute to the cost of disbursements (obtaining copies of your medical records and a medico-legal report), however you will not be asked to pay your solicitor’s professional fees. Your solicitor will not be paid their professional fees unless they are successful in obtaining compensation for you.

    If you would like further information on how a No Win No Fee agreement operates, please contact our legal team today.

    This website is not intended for viewing by residents of Queensland, Australia. There are laws which prohibit advertising of personal injury legal services

    in Queensland. If you were injured in Queensland or if you are a resident of Queensland, we are unable to refer you to a solicitor. This referral service

    is not available for any Queensland accident claims or claims connected with Queensland. This website operates by way of referral to specialist solicitors

    who may pay a commission to the operator upon receiving client contact information.



    No Win No Fee Personal Injury Compensation, Claims Direct, work injury claims.#Work #injury #claims


    work injury claims

    Find out in 60 seconds how much your compensation claim may be worth.

    To start click on your gender

    Work injury claims

    Work injury claims

    Contact Us

    • Accidents at work
    • Accidents / Illness abroad
    • Animal attacks
    • Criminal injury
    • Cycling accidents
    • Faulty products
    • Major disasters
    • Medical negligence
    • Professional negligence
    • Public Liability
    • Road traffic accident
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    • Work-related disease
    • Other

    What time would you prefer us to contact you?

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    No Win No Fee Compensation

    No Win, No Fee is an agreement between you and your Lawyer or Solicitor that means if your claim is not successful, your Lawyer is not paid for the work that has been done. If you win your claim, your Lawyer is paid part of their fees by the losing party, which is usually an insurance company.

    People we have helped

    Latest personal injury news

    Claims Direct is a trading style of Slater and Gordon (UK) LLP.

    Slater and Gordon (UK) LLP is a limited liability partnership registered in England and Wales (OC371153).

    The registered office is: 50-52 Chancery Lane, London WC2A 1HL.

    Slater and Gordon (UK) LLP is authorised and regulated by the Solicitors Regulation Authority (SRA no 568143).

    Authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity.



    Home, Quantum Claims, work injury claims.#Work #injury #claims


    Scotland has a Champion

    Accidents

    Our team of experienced advisors are available to listen to what has occurred, discuss the details and help you bring a claim for compensation, for your injuries, loss of earnings and any other associated losses and expenses.

    • Work injury claims

    Accidents at Work

    Accidents at work account for millions of pounds of lost revenue each year.

    Accidents at Work

  • Work injury claims

    Road Traffic Accidents

    Motor vehicles play a large part in all our lives. And that part is getting bigger all the time. After all, most of someone who has been injured in a road traffic accident. And that’s hardly surprising when you consider that there are 20,000 road accidents alone occurring every year on Scotland’s roads.

    Road Traffic Accidents

  • Work injury claims

    Clinical and Medical Negligence

    We have dealt with many hundreds of medical negligence claims and the chances are that your particular circumstance is one which we will have had experience of previously.

    Clinical and Medical Negligence

    Injury

    Over our company history we have dealt with claims involving all types and severity of injury, please see our claims calculator page for examples of injury compensation amounts.

    • Work injury claims

    Slip or Trip and Public Liability Accidents

    A loose tile in a restaurant, shop or public house could all lead to a successful claim. If you’re a victim of this kind of negligence, we can help.

    Slip or Trip and Public Liability Accidents

  • Work injury claims

    Fatal and Serious Injury Claims

    We have over the years dealt with claims of significant complexity following serious injury and on contacting us we can advise on the prospects of successfully concluding a claim for compensation

    Fatal and Serious Injury Claims

  • Work injury claims

    Disease at Work

    Claiming after an accident is simple and easy with Quantam Claims

    Disease at Work

    Claims Services

    We are proud to offer a personal Scottish based service which although will put you at ease will also give you the confidence of having made the correct decision in contacting Quantum Claims.

    • Work injury claims

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    Over the last 30 years there have been significant changes in the area of employment law. Tribunals now deal with a huge variety of issues and complaints.

    Employment Law

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    Quantum will review any matter where there is potentially a compensatory element to pursue.

    Other Claims

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    Quantum Claims is already representing hundreds of car owners in pursuing claims for compensation relating to the VW Emissions scandal.

    VW Emissions Scandal

    About Us

    For over 28 years Quantum Claims has been instrumental in obtaining compensation for our clients following accident, injury and loss. We operate purely on a “No Win No Fee” basis, the first in Scotland to do so.

    Be assured, one of our Scottish based claims handlers will deal personally with your claim from start to finish, where necessary instructing and working with a legal team following the need to progress your claim by means of litigation.

    Work injury claims

    All Rights Reserved Copyright Quantum Claims Ltd 2017



  • How Do Insurers Value an Injury Claim, injury at work claim.#Injury #at #work #claim


    How Do Insurers Value an Injury Claim?

    Figuring out how much your accident injuries are worth is a critical aspect of any personal injury claim, and it’s the part of a claim that is most difficult to determine; the amount varies depending on your very particular circumstances. Here is an overview of how insurance companies determine the value of a claim.

    To determine what your claim is worth, you must first know the types of damages for which you may be compensated. Usually, a person who is liable for an accident — and therefore his or her liability insurance company — must pay an injured person for:

    • medical care and related expenses
    • income lost because of the accident, because of time spent unable to work or undergoing treatment for injuries
    • permanent physical disability or disfigurement
    • loss of family, social, and educational experiences, including missed school or training, vacation or recreation, or a special event
    • emotional damages, such as stress, embarrassment, depression, or strains on family relationships — for example, the inability to take care of children, anxiety over the effects of an accident on an unborn child, or interference with sexual relations, and
    • damaged property.

    The Insurance Company’s Damages Formula

    When determining compensation, it is usually simple to add up the money spent and money lost, but there is no precise way to put a dollar figure on pain and suffering or on missed experiences and lost opportunities. That’s where an insurance company’s damages formula comes in.

    At the beginning of claim negotiations, an insurance adjuster adds up the total medical expenses related to the injury. These expenses are referred to as “medical special damages” or simply “specials.” That’s the base figure the adjuster uses to figure out how much to pay the injured person for pain, suffering, and other nonmonetary losses, which are called “general” damages.

    When the injuries are relatively minor, the adjuster multiplies the amount of special damages by 1.5 or 2. When the injuries are particularly painful, serious, or long-lasting, the adjuster multiplies the amount of special damages by up to 5. (The multiplier may be as great as 10 in extreme cases. For information on exactly how an adjuster determines the multiplier, see How to Win Your Personal Injury Claim, by Joseph L. Matthews (Nolo).)

    The adjuster then adds on any income lost as a result of the injuries.

    That’s all there is to the formula. However, this figure — medical specials multiplied by a number between 1.5 and 5, then added to lost income — is not a final compensation amount but only the number from which negotiations begin.

    Percentage of Fault

    The extent each person is at fault is the most important factor affecting how much the insurance company is likely to pay. The damages formula gives you a range of how much your injuries might be worth, but only after you figure in the question of fault do you know the actual compensation value of your claim — that is, how much an insurance company will pay you.

    Determining fault for an accident is not an exact science, but in most claims both you and the insurance adjuster will at least have a good idea whether the insured person was entirely at fault, or if you were a little at fault, or if you were a lot at fault. Whatever that rough percentage of your comparative fault might be — 10%, 50%, 75% — is the amount by which the damages formula total will be reduced to arrive at a final figure.

    More Information

    For an extensive discussion of determining the value of your claim — along with many examples — see How to Win Your Personal Injury Claim, by Joseph L. Matthews (Nolo).



    No Win No Fee Personal Injury Compensation, Claims Direct, injury at work claim.#Injury #at #work #claim


    injury at work claim

    Find out in 60 seconds how much your compensation claim may be worth.

    To start click on your gender

    Injury at work claim

    Injury at work claim

    Contact Us

    • Accidents at work
    • Accidents / Illness abroad
    • Animal attacks
    • Criminal injury
    • Cycling accidents
    • Faulty products
    • Major disasters
    • Medical negligence
    • Professional negligence
    • Public Liability
    • Road traffic accident
    • Slipping and tripping
    • Sport / leisure injury
    • Work-related disease
    • Other

    What time would you prefer us to contact you?

    • Today
    • Tomorrow
    • ASAP
    • Morning (8am-12pm)
    • Afternoon (12pm-6pm)
    • Evening (6pm-8pm)

    0″>Please complete mandatory fields

    No Win No Fee Compensation

    No Win, No Fee is an agreement between you and your Lawyer or Solicitor that means if your claim is not successful, your Lawyer is not paid for the work that has been done. If you win your claim, your Lawyer is paid part of their fees by the losing party, which is usually an insurance company.

    People we have helped

    Latest personal injury news

    Claims Direct is a trading style of Slater and Gordon (UK) LLP.

    Slater and Gordon (UK) LLP is a limited liability partnership registered in England and Wales (OC371153).

    The registered office is: 50-52 Chancery Lane, London WC2A 1HL.

    Slater and Gordon (UK) LLP is authorised and regulated by the Solicitors Regulation Authority (SRA no 568143).

    Authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity.



    First Steps in a Personal Injury Claim, injury at work claim.#Injury #at #work #claim


    First Steps in a Personal Injury Claim

    The time just after you have been injured in a slip and fall or accident can often be a confusing and stressful. First an foremost, look after your health. But when you are ready, you can begin thinking about pursuing a personal injury claim for your injuries. Here are some frequently asked questions about the first steps in a personal injury claim.

    I was hurt in an accident. What should I do first?

    As mentioned in the introduction, the first thing that you should always do after being injured in an accident to look after your health. However, if you have already done this, then there are a number of steps that you can take that will help preserve your right to file a claim for your personal injuries. These steps are valid in most situations and there is no right order to take (note: if you need to file a claim against the government or a government agency, there are other specific steps that should be taken).

    • Collect evidence that can point to who caused the accident, as well as the damage caused by the accident. Photographs are useful here.
    • Write down everything that has happened to you after the accident. This may include things like medical bills, hospital visits, any lost work or wages, etc.
    • Be sure to get the names and contact information of any witnesses that may have observed the accident. Contact these people to confirm their contact information.
    • If you speak to other people that were involved in the accident, be sure to take notes about your conversation.
    • Tell anyone that you may file suit against that you are planning on filing a claim for your injuries and property damage.

    How long do I have to notify a person that I am filing a claim for my personal injury?

    If you are planning on filing suit against an individual or some other entity that is not the government or a government agency, there is not set time limit in which you have to notify that person of your intention to file a lawsuit. However, this does not mean that you should take your time with the matter. By acting quickly and efficiently, you will probably increase your chances of resolving your claim faster than if you delay.

    It is good to keep in mind that even though you notify people of your intent to file a lawsuit, this does not mean that you must file a lawsuit. By giving notice, you only preserve your rights and prevent the other parties from defending against a lawsuit by arguing that you waited too long to inform them of your injuries. By notifying the other parties, you simply ensure that you can proceed with negotiations regarding settlement and arbitration at your own speed, without feeling rushed.

    Is there a time limit in which I have to file my lawsuit to be compensated for my injuries?

    Yes. Settling a personal injury claim can be time consuming, and if you fail to file your claim in a timely manner, you may be completely out of luck in collecting any sort of compensation. There are laws on the books called statutes of limitations that give the maximum time you have to bring certain types of lawsuits. If this time period passes you up, you may be barred from ever bringing suit to recover for your injuries. You should always check on your state’s statute of limitations for your type of claim to ensure that the time period does not pass you by.

    How soon do I have to file a claim against the government for my personal injury?

    Unlike filing a claim against an individual or a company, if you need to file a claim against the government or a government agency or employee, you have a limited amount of time in which you must file a claim. Depending upon your type of case and the state you live in, this time period usually ranges between 30 days and one year. If you do not abide by these timelines, you may lose your right to recover any sort of compensation for your injuries or property damage.

    Get a Free Case Review Today

    Injuries cost money, including medical bills and time away from work, which is why it makes sense to have an attorney help you with your claim. But if you’re not quite sure whether you need professional legal help after an injury, have a lawyer review your claim first at no charge. Then, if you decide you have a claim you want to pursue, you can take that next step.



    First Steps in a Personal Injury Claim, injury at work claim.#Injury #at #work #claim


    First Steps in a Personal Injury Claim

    The time just after you have been injured in a slip and fall or accident can often be a confusing and stressful. First an foremost, look after your health. But when you are ready, you can begin thinking about pursuing a personal injury claim for your injuries. Here are some frequently asked questions about the first steps in a personal injury claim.

    I was hurt in an accident. What should I do first?

    As mentioned in the introduction, the first thing that you should always do after being injured in an accident to look after your health. However, if you have already done this, then there are a number of steps that you can take that will help preserve your right to file a claim for your personal injuries. These steps are valid in most situations and there is no right order to take (note: if you need to file a claim against the government or a government agency, there are other specific steps that should be taken).

    • Collect evidence that can point to who caused the accident, as well as the damage caused by the accident. Photographs are useful here.
    • Write down everything that has happened to you after the accident. This may include things like medical bills, hospital visits, any lost work or wages, etc.
    • Be sure to get the names and contact information of any witnesses that may have observed the accident. Contact these people to confirm their contact information.
    • If you speak to other people that were involved in the accident, be sure to take notes about your conversation.
    • Tell anyone that you may file suit against that you are planning on filing a claim for your injuries and property damage.

    How long do I have to notify a person that I am filing a claim for my personal injury?

    If you are planning on filing suit against an individual or some other entity that is not the government or a government agency, there is not set time limit in which you have to notify that person of your intention to file a lawsuit. However, this does not mean that you should take your time with the matter. By acting quickly and efficiently, you will probably increase your chances of resolving your claim faster than if you delay.

    It is good to keep in mind that even though you notify people of your intent to file a lawsuit, this does not mean that you must file a lawsuit. By giving notice, you only preserve your rights and prevent the other parties from defending against a lawsuit by arguing that you waited too long to inform them of your injuries. By notifying the other parties, you simply ensure that you can proceed with negotiations regarding settlement and arbitration at your own speed, without feeling rushed.

    Is there a time limit in which I have to file my lawsuit to be compensated for my injuries?

    Yes. Settling a personal injury claim can be time consuming, and if you fail to file your claim in a timely manner, you may be completely out of luck in collecting any sort of compensation. There are laws on the books called statutes of limitations that give the maximum time you have to bring certain types of lawsuits. If this time period passes you up, you may be barred from ever bringing suit to recover for your injuries. You should always check on your state’s statute of limitations for your type of claim to ensure that the time period does not pass you by.

    How soon do I have to file a claim against the government for my personal injury?

    Unlike filing a claim against an individual or a company, if you need to file a claim against the government or a government agency or employee, you have a limited amount of time in which you must file a claim. Depending upon your type of case and the state you live in, this time period usually ranges between 30 days and one year. If you do not abide by these timelines, you may lose your right to recover any sort of compensation for your injuries or property damage.

    Get a Free Case Review Today

    Injuries cost money, including medical bills and time away from work, which is why it makes sense to have an attorney help you with your claim. But if you’re not quite sure whether you need professional legal help after an injury, have a lawyer review your claim first at no charge. Then, if you decide you have a claim you want to pursue, you can take that next step.



    How to Get the Most from a Car Accident Claim (with Pictures), accident at work claim.#Accident #at #work #claim


    How to Get the Most from a Car Accident Claim

    There are millions of car accident claims every year. Getting the most out of your car accident claim from your insurance requires that you know a little about the process and the people involved. The time period after a car accident can be filled with an overwhelming amount of stress. With patience and organization during this time, you will be able to confidently navigate the claims process.

    Steps Edit

    Part One of Four:

    Responding at the Scene of the Accident Edit

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Part Two of Four:

    Starting Your Claim Edit

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim



    How an Attorney Can Help With Your Car Accident Claim, accident at work claim.#Accident #at #work #claim


    How an Attorney Can Help With Your Car Accident Claim

    If you were injured or suffered property damage in a car accident, you might be wondering exactly how an attorney can help you — or whether it’s a good idea to try to deal with the insurance company and settle the claim on your own. While much depends on the specifics and the complexity of your case, in general a lawyer can:

    • communicate with the other driver s insurer
    • obtain the necessary evidence with respect to liability
    • organize your medical records and bills
    • communicate with your health care providers to obtain missing records
    • work with your doctors to make sure they provide the medical information you need so that you can prove damages in your claim
    • organize and present the evidence in order to prove liability and damages
    • negotiate with lien holders on your claim (such as health, disability, or workers compensation insurers) to potentially reduce the amount of those liens, and
    • negotiate a satisfactory settlement with the insurance adjuster or defense attorney.

    Let s look at a couple of these things in-depth.

    Communicating with the Other Driver s Insurer

    In any personal injury case, your lawyer will open up a line of communication with the insurance adjuster for the other party (or parties) involved. The adjuster has the pocketbook, and so it is critical for a plaintiff s lawyer to have good communications and a good relationship with the adjuster.

    Obtaining Necessary Evidence of Liability

    A good lawyer can help obtain all of the evidence that you will need to prove liability in a car accident claim. Although you may have already taken photographs of the accident scene, your lawyer will probably go back to the scene him/herself to see what it looks like. While a picture may be worth a thousand words, actually seeing the scene can be worth a thousand pictures.

    The lawyer will make sure to get all of the accident reports in the case and will often speak with the investigating police officers and witnesses. A good lawyer will leave no stone unturned when it comes to obtaining evidence of liability. Learn more about Proving Fault for a Car Accident.

    Obtaining Necessary Evidence of Damages

    This is where a good lawyer can be essential to your case, especially when you’ve suffered significant injuries in connection with a car accident.

    It is critical to obtain all documentation related to your injuries, but it isn’t always easy to get your hands on those records and bills from health care providers. Although the records are technically yours, and you have an absolute right to them, sending medical records to patients and lawyers is just not a health care provider s first priority.

    Small doctors offices may not have the staffing or the time to respond to medical record requests on a timely basis. Large hospitals may have specific procedures that must be followed in order to respond to medical record requests. If you don t follow their procedures (which they often don t publicize very well), they simply won t respond to your request.

    Then, when the health care provider does respond to the request, the records may be incomplete. Any lawyer s secretary or paralegal will tell you that they often have to request the same records more than once and that they have to follow up endlessly with the provider s office.

    Finally, it may turn out that the doctor did not use the magic words as to causation, prognosis, and disability in his or her notes. In order to successfully prosecute any type of personal injury claim, you must be able to prove, through medical evidence,

    • exactly what your injury, disability, or physical limitation is, and
    • that it was caused by the defendant s negligence.

    Doctors often don t mention causation and extent of the injury or disability in their medical records. If this happens in your case, your lawyer will write the doctor and ask for a special letter in which the doctor gives his/her opinion that the accident caused your injury or disability and that, as a result of the accident, you will be hindered or disabled for a specific period of time.

    Negotiating With Lien Holders

    If you received benefits from a health, disability, or workers compensation insurer, that insurer will have a lien on your claim. A lien means that the lien holder gets paid before you do, out of any settlement or judgment you receive. A good lawyer will work with the lien holder to try to get the lien holder to reduce its lien. This is important work. Every dollar less that the lien holder takes is one more dollar that goes into your pocket.

    Negotiating the Settlement

    Finally, the lawyer will negotiate your settlement. This is hard work. Negotiation is a very specific skill. A personal injury lawyer is always going to be far better at settling a car accident case than a layperson would be. A good lawyer knows how much the case is worth and knows how to work the case and conduct the negotiations so as to get top dollar from the insurer.

    When Can I Handle a Car Accident Claim Myself?

    Most people don t need lawyers for very small cases. If they are comfortable gathering the evidence and documents themselves and negotiating the settlement, then it is probably in their best interests to do that. Then, they save the 1/3 contingent fee that most personal injury lawyers take.

    The question is, what is a small case? And where is the line between a small case that you can handle yourself and a larger case for which you absolutely should hire a lawyer? As a general rule, if your medical bills total more than around $3,000, or if you were out of work for more than a week or so, you should probably hire a lawyer.



    What is No Fault Insurance and How Does a Claim Work, accident at work claim.#Accident #at #work #claim


    What is No Fault Insurance and How Does a Claim Work?

    About a dozen states follow what’s called a “no-fault” car insurance system (District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah). No-fault insurance means that your own automobile insurer will pay some or all of your medical bills and lost earnings if you get into a car accident, regardless of who was at fault for the crash. A no-fault claim is typically made through the “personal injury protection” or “PIP” provisions of a car insurance policy (this kind of coverage is mandatory in no-fault states).

    Every no-fault state’s rules are different. A few are even so-called “choice” no-fault states (Kentucky, New Jersey, and Pennsylvania), where vehicle owners essentially have the choice to “opt out” of the no-fault system when purchasing a car insurance policy.

    What is A No-Fault Insurance Claim?

    A no-fault insurance claim, sometimes called a Personal Injury Protection claim (or PIP claim), is one you make with your own automobile insurer for payment of medical bills, lost earnings, and certain other out-of pocket damages after a car accident.

    A key component of the no-fault scheme is that you are never permitted to make a claim for pain and suffering with your own car insurance coverage, and you can only pursue this kind of recovery against the at-fault driver if your medical bills reach a certain level — or your injury is deemed sufficiently serious — so that you’re permitted to step outside of the no-fault rules. For example, your state’s no-fault law might prohibit a personal injury claim against the at-fault driver unless your medical bills exceed $3,000 or you suffer a broken bone. This feature of no-fault laws is a legislative attempt to streamline car accident cases, especially smaller claims.

    Let’s take an example. Let’s say that you got into a car accident in New York. The other driver was at fault, you broke your right leg in the accident, and you incurred $7,500 in medical bills. In order to step outside the no-fault system and bring a claim directly against the at-fault driver in New York, your claim must meet the “serious injury” threshold in place under state law. That means, as a result of the car accident, you’ve experienced any of the following:

    • significant disfigurement
    • bone fracture
    • permanent limitation of use of body organ or member
    • significant limitation of use of body function or system, or
    • substantially full disability for 90 days.

    Since your injuries qualify under this definition (because of your broken leg), you can file a third-party liability claim or personal injury lawsuit directly against the at-fault driver, demanding compensation for all categories of losses, including pain and suffering (which, again, isn’t available in a no-fault claim). But if you suffered only minor injuries that don’t qualify as “serious” under New York’s threshold, you’re limited to a claim under your own PIP coverage.

    One last note: No-fault car insurance only applies to car accident injuries; for vehicle damage resulting from a car accident, you’re free to pursue a claim against the at-fault driver.

    You Must Cooperate With Your Insurer in a No Fault Claim

    With a no-fault claim, the usual rules for dealing with an insurance company in a personal injury case usually should be disregarded. For example, in most cases, you do not want to give a recorded statement to the other side’s insurance company. But, in a no-fault claim, state law generally requires you to cooperate with your insurer. Your policy may require you to give your insurer a recorded statement, and may require you to attend a medical examination with a physician selected by the insurance company. If you fail to cooperate with the process, your insurance company may have grounds to deny the claim.

    If you get into an accident in a no-fault state, and need legal advice at any point in the claim process, it may make sense to contact a knowledgeable car accident lawyer.



    The UK Road Accident Claims Expert, EasiGo, accident at work claim.#Accident #at #work #claim


    Easi Go

    Accident Management Company

    Accident Claims Expert

    Call Us FREE : (0800) 044 3747 0330 022 6781

    EasiGo Accident Management Offers

    • UK wide assistance-whatever your insurance cover
    • Quality courtesy car delivered to your home
    • Courtesy car supplied even if your car is a write off
    • Help with Parked car claims
    • Full Vehicle Recovery and Repair
    • Main Dealer Repairs
    • Specialist Injury Claim Solictors
    • NO insurance excess and NCB protected
    • Help with uninsured driver claims

    If you had a non fault accident, we can help you! Whether you drive a car, a taxi, a van or a motorbike, we will handle your claim; supplying you with a replacement vehicle, dealing with the other driver’s insurers, and getting you full compensation for your injuries and other losses. Even if you only have Third Party cover, we will still lend you a courtesy car, and deal with all aspects of your car accident claim.

    We file your car accident claim directly with the other insurers, so we save you paying any Policy Excess! We recover all uninsured losses, including lost earnings. Even if you were uninsured, we will recover repair costs, if there is an injury claim involved.We file your car accident claim directly with the other party’s insurers, so we protect your No Claims Bonus and save you paying any insurance policy excess! We will recover all uninsured losses, including loss of earnings, and even if you are uninsured we will recover your repair costs, or car value, if there is an injury claim involved.

    Accident at work claim

    Accident at work claim

    Replacement

    If your car is not roadworthy, we will deliver a quality replacement to your home. If your car is still roadworthy, we will arrange a replacement to use, when yours goes in for repairs. The courtesy car will be collected when yours is returned.

    Accident at work claim

    Recovery

    If your car is not safe to use, or not driveable, we will arrange to collect it from your home, or from a storage yard, if the police have moved it there. It will be taken to a secure compound, where it can be properly examined by a qualified accident engineer.

    Accident at work claim

    Paper Work

    We will track down the other driver’s insurers, using the registration number, and file your claim directly. If needed, we will contact witnesses. We make our own enquires, rather than requiring an admission of liability from the other insurers. We arrange vehicle inspections and valuations, as well as repairs.

    Accident at work claim

    Injuries Claims

    Our associated solicitors are specialists in road accident claims will file your claim against the other insurer. They will also organise any medical treatment (physiotherapy etc) that you may need to help your recovery.

    Accident at work claim

    Accident Law

    The solicitors don t just deal with your injury claim; they will also take legal action to recover any other losses, will also take the other insurers to court, if liability for the accident is in dispute. If they are handling your injury claim, the agreement is they handle all aspects of your claim.

    Why use us Instead of your own insurer?

    EasiGo offers:

    • A similar, or better,replacement vechicle to your own-even if you are only Third Party Insured!
    • Pay no policy excess- we claim directly off the other insurers, so you don’t pay your insurance excess.
    • Main dealer, or your own repairer- safeguard the value of your car.
    • We get forecourt values for your vehicle-even if you have Motor Trade cover
    • We file your claim directly with the other insurers, we handle all the paper work & claim admin.
    • Cash on lieu of repair option, if we handle your injury claim.
    • Our associate solicitors will not only pursue your injury claim, but deal with all other aspects of your car claim.

    Your insurer :

    EasiGo Accident Management offers a total service!

    We ONLY handle road accident claims from repairing your car and lending you a free one, to getting you compensation for your injuries. We will deliver a replacement vehicle to your home or place of work, and will also organize for your damaged car to be taken to an approved repairer. A damage report will be prepared, assessing whether it is repairable and also giving a replacement value if it is too badly damaged. Even if it is a write off, we will lend you a car until you have been paid out, plus a week to find a new car- most insurers will not supply you with a courtesy car, if yours is written off! Easigo will contact the other party’s insurers, collect police reports and witness statements. Because we deal directly with the other party’s insurers, there will be no effect on your no claims bonus, nor will you have to pay any insurance policy excess.



    Personal Injury – Road Traffic Accident Claims – No Win No Fee Solicitors – Accident Lawyers 4U, accident at work claim.#Accident #at #work #claim


    accident at work claim

    Accident at work claim

    You’re in safe hands with our team who will personally handle your accident claim.

    Accident at work claim

    Accident at work claim

    We will review your claim to ensure you are awarded a competitive compensation rate if successful.

    So, why may you need to make a personal injury claim? If you’ve had an accident that wasn’t your fault, then you might want to ensure that the responsible party is held to account and pays appropriate compensation.

    Unfortunately, some people or organisations may not be inclined to immediately admit liability or offer you a suitable sum, which may leave you not knowing what to do next.

    This may be particularly upsetting if you are unable to work due to the injury and / or you are left suffering in pain.

    Getting a satisfactory resolution of your accident claim may require expertise and professional legal help – and that’s where we come in!

    Whether your personal injury claim relates to something that occurred at work, in a road traffic accident or in the home, we can help you with your accident injury claim!

    Accident at work claim

    We pride ourselves on delivering the highest standards of service. That’s because we know that you’re in need of recognition and help – not delays or excuses. We always endeavour to return your calls within 24 hours.

    Accident at work claim

    We know that legal costs can be daunting when making an accident claim. That’s why we offer a ‘no win no fee’ scheme. You have nothing to lose. If you want to make a claim or simply need advice, contact us today.

    Accident at work claim

    We deal with just about every type of personal accident – small and large! Whether your accident involves a fall at work, a car crash, an industrial mishap or a slip on a wet floor – we are here to help.

    Regulated by the Claims Management Regulator in respect of regulated claims management activities. Its registration is recorded on the website http://www.justice.gov.uk/claims-regulation. Authorisation number : CRM10108

    Accident Lawyers 4U work with an accident claims and road traffic accident firm of solicitors; who are regulated by the Solicitors Regulation Authority. Accident Lawyers 4U are based in the UK.

    * Charges may be applicable in exceptional circumstances (Find out more)

    Copyright © 2006 – 2016 CSI (Manchester) Ltd. All Rights Reserved.



    Personal Injury Settlement Value Calculator – Accident Claim Estimate, work injury claim.#Work #injury #claim


    Calculate Your Personal Injury Settlement Value

    The first step in negotiating a settlement for a car accident or personal injury claim is calculating a reasonable amount of money you would accept to give up your legal claim. Most insurance companies and injury attorneys rely on one formula or another to get a starting point for settlement talks. This is true for a bodily injury claim in a car accident case, a slip and fall injury claim, or any other personal injury case.

    A common formula employs a multiplier (explained in detail below) and your medical expenses to come up with an estimate of non-economic damages (money for your pain and suffering). This figure is added to your economic losses (medical bills, property damage, and lost income) to get to a dollar amount from which you can negotiate. This is what the calculator below can help you achieve.

    Work injury claimThis is not legal advice and we’re not your lawyer. The calculation here is for instructional purposes only. Consult an attorney for a financial and legal analysis of your case.

    Settlement Calculator

    Enter the total of your medical bills, even if you didn’t pay out of pocket. If you didn’t seek medical treatment but still suffer pain, see the daily rate method (opens in a new window).

    Numbers only. No commas, dollar signs, etc.

    (This field is commonly used for automotive damage in a car accident case. You’ll leave this at zero for most other types of injury claims.)

    (If you missed work because of your injuries, input the sum of your lost income here. If you used available time-off benefits — like PTO — enter dollar value lost as if it were unpaid.)

    (If you’ll be missing more work due to ongoing treatment, or an inability to continue working at your current job while you recover, enter an estimate of those lose earnings here.)

    (If you will require ongoing medical treatment for your injuries, enter an estimate of the cost of that treatment.)

    The multiplier is used to estimate your general damages — your “pain and suffering”. The more serious, long-lasting, and painful the injuries, the higher the multiplier. Scroll down to the multiplier below the calculator for tips on choosing a reasonable multiplier.

    Settlement Value Estimates

    This is the sum of your “special” damages, or economic losses.

    This is a payment for your general damages (pain and suffering), based on the multiplier you’ve chosen. We also include a $1,000 “nuisance settlement” value.

    Your Total Settlement Estimate

    Review Your Case With a Qualified Lawyer

    Damages and The Multiplier

    After you enter your numbers and click “Calculate,” the two dollar figures you see above the “Your Total Settlement Estimate” field represent the two main types of damages that arise in the majority of injury cases: economic losses (called “special” damages) and non-economic losses (called “general” damages). In any injury-related insurance claim, or even a personal injury lawsuit filed in civil court, the losses suffered by the person who has been injured can be placed into one of these two categories.

    Special damages are those losses that are easy to quantify. They include the costs of medical treatment, any lost income due to time missed at work, property damage caused by the accident, and other out-of-pocket losses.

    General damages, on the other hand, aren’t so easy to quantify. They include a sub-category of damages known as pain and suffering, which means the physical discomfort, mental anxiety, stress, and similar negative effects of the injuries — as well as the impact that the injuries have on the claimant’s day-to-day life.

    So, how do you put a dollar value on these kinds of losses? That’s where the multiplier comes in. To get a dollar figure that might represent the value of the general damages, an insurance adjuster will add up all the “special” medical damages (remember those are your quantifiable losses) and multiply that total by a number between 1.5 and 5 (that’s the multiplier).

    The multiplier will be lower or higher depending on a number of specific facts related to your case: How bad are your injuries? How much medical treatment have you received? How much treatment will you need in the future? Are you expected to make a full recovery? Will there be permanent or long-lasting effects? How have the accident and your injuries impacted your daily life? The list goes on.

    Of course, which multiplier to use will likely itself be a point of contention. You’ll argue for the use of a higher multiplier (4 or 5, for example) while the adjuster is likely to push for a lower multiplier (perhaps 2 or 3).

    But once the multiplier is used to arrive at a general damages figure, adding that number to the special damages total will give the insurance adjuster (and you) a ballpark idea of the value of your claim, or at least a starting point for settlement negotiations.

    More Information

    To get a good understanding of how these types of formulas work during personal injury settlement negotiations, you need to learn the basics of damages and compensation. Start by reading the articles we have filed under Personal Injury Damages and Compensation.

    You may also want to familiarize yourself with the injury claims process and get a real sense of what to expect when it’s time to talk settlement. To get started, check out our section on Settling Your Personal Injury Case.

    Adjust Your Settlement Target for Your Own Fault

    You may need to reduce your target settlement amount if your own carelessness “contributed” to the accident. Depending on the state in which the accident occurred, the law requires a jury award to be reduced by your percentage of fault — and in a few cases, to zero. The three basic types of “contributory” and “comparative” negligence rules are as follows:

    Pure Comparative Negligence States

    In the following states, the dollar amount of your award would be reduced by your percentage of fault, with no limits:



    No Win No Fee Personal Injury Compensation, Claims Direct, work injury claim.#Work #injury #claim


    work injury claim

    Find out in 60 seconds how much your compensation claim may be worth.

    To start click on your gender

    Work injury claim

    Work injury claim

    Contact Us

    • Accidents at work
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    • Faulty products
    • Major disasters
    • Medical negligence
    • Professional negligence
    • Public Liability
    • Road traffic accident
    • Slipping and tripping
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    • Work-related disease
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    No Win No Fee Compensation

    No Win, No Fee is an agreement between you and your Lawyer or Solicitor that means if your claim is not successful, your Lawyer is not paid for the work that has been done. If you win your claim, your Lawyer is paid part of their fees by the losing party, which is usually an insurance company.

    People we have helped

    Latest personal injury news

    Claims Direct is a trading style of Slater and Gordon (UK) LLP.

    Slater and Gordon (UK) LLP is a limited liability partnership registered in England and Wales (OC371153).

    The registered office is: 50-52 Chancery Lane, London WC2A 1HL.

    Slater and Gordon (UK) LLP is authorised and regulated by the Solicitors Regulation Authority (SRA no 568143).

    Authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity.



    TOP Injury Lawyers, Compare Injury Lawyers, Personal Injury Claim, work injury claim.#Work #injury #claim


    Compare Personal Injury Lawyers in Seconds

    Finding a good personal injury lawyer or an accident claim company for your compensation claim can be difficult especially since there are so many. Think about it! You see so many adverts on TV, but do you know who the best personal injury claim solicitor for you is, or who offers you the most compensation online?

    Don’t just fall for the trap of the adverts, as they all claim to be the right solicitor or accident management company for you. Get the BEST accident claim DEALS and SERVICES available on the personal injury market. Claim for injury, claim for accident or claim for compensation with recommended injury solicitors.

    Compare personal injury lawyers services to MAXIMISE your injury compensation claim. Compare Compensation Claims is keeping your cost of making an accident claim to minimum, so you as a client can benefit from more personal injury compensation services. You control what compensation services you are given for your personal injury compensation claim.

    This is where Compare Compensation Claims excels. We provide a comprehensive range of top personal injury lawyers injury compensation packages. Get instant results, view ratings profiles for each accident claim solicitor independently make an informed choice for your accident claim. There are solicitors who specialise in specific types of personal injury claims, for example, if you have a car accident claim, then you will want to work with solicitors who specialise in road traffic accidents who also offer you a courtesy car. Likewise if you are making a work accident claim or even a public liability claim, you should look for injury solicitors that specifically specialise in these accident types when making a personal injury compensation claim as you want the right injury solicitor, with the right expertise, for your EXACT case.

    Compare Compensation Claim’s user-friendly website makes it easy for you to find an injury compensation package that suits your needs a personal injury lawyer that meets your requirements. Claim for personal injury, claim for accident or claim for compensation by making a personal injury compensation claim the smart way.



    The UK Road Accident Claims Expert, EasiGo, work accident claim.#Work #accident #claim


    Easi Go

    Accident Management Company

    Accident Claims Expert

    Call Us FREE : (0800) 044 3747 0330 022 6781

    EasiGo Accident Management Offers

    • UK wide assistance-whatever your insurance cover
    • Quality courtesy car delivered to your home
    • Courtesy car supplied even if your car is a write off
    • Help with Parked car claims
    • Full Vehicle Recovery and Repair
    • Main Dealer Repairs
    • Specialist Injury Claim Solictors
    • NO insurance excess and NCB protected
    • Help with uninsured driver claims

    If you had a non fault accident, we can help you! Whether you drive a car, a taxi, a van or a motorbike, we will handle your claim; supplying you with a replacement vehicle, dealing with the other driver’s insurers, and getting you full compensation for your injuries and other losses. Even if you only have Third Party cover, we will still lend you a courtesy car, and deal with all aspects of your car accident claim.

    We file your car accident claim directly with the other insurers, so we save you paying any Policy Excess! We recover all uninsured losses, including lost earnings. Even if you were uninsured, we will recover repair costs, if there is an injury claim involved.We file your car accident claim directly with the other party’s insurers, so we protect your No Claims Bonus and save you paying any insurance policy excess! We will recover all uninsured losses, including loss of earnings, and even if you are uninsured we will recover your repair costs, or car value, if there is an injury claim involved.

    Work accident claim

    Work accident claim

    Replacement

    If your car is not roadworthy, we will deliver a quality replacement to your home. If your car is still roadworthy, we will arrange a replacement to use, when yours goes in for repairs. The courtesy car will be collected when yours is returned.

    Work accident claim

    Recovery

    If your car is not safe to use, or not driveable, we will arrange to collect it from your home, or from a storage yard, if the police have moved it there. It will be taken to a secure compound, where it can be properly examined by a qualified accident engineer.

    Work accident claim

    Paper Work

    We will track down the other driver’s insurers, using the registration number, and file your claim directly. If needed, we will contact witnesses. We make our own enquires, rather than requiring an admission of liability from the other insurers. We arrange vehicle inspections and valuations, as well as repairs.

    Work accident claim

    Injuries Claims

    Our associated solicitors are specialists in road accident claims will file your claim against the other insurer. They will also organise any medical treatment (physiotherapy etc) that you may need to help your recovery.

    Work accident claim

    Accident Law

    The solicitors don t just deal with your injury claim; they will also take legal action to recover any other losses, will also take the other insurers to court, if liability for the accident is in dispute. If they are handling your injury claim, the agreement is they handle all aspects of your claim.

    Why use us Instead of your own insurer?

    EasiGo offers:

    • A similar, or better,replacement vechicle to your own-even if you are only Third Party Insured!
    • Pay no policy excess- we claim directly off the other insurers, so you don’t pay your insurance excess.
    • Main dealer, or your own repairer- safeguard the value of your car.
    • We get forecourt values for your vehicle-even if you have Motor Trade cover
    • We file your claim directly with the other insurers, we handle all the paper work & claim admin.
    • Cash on lieu of repair option, if we handle your injury claim.
    • Our associate solicitors will not only pursue your injury claim, but deal with all other aspects of your car claim.

    Your insurer :

    EasiGo Accident Management offers a total service!

    We ONLY handle road accident claims from repairing your car and lending you a free one, to getting you compensation for your injuries. We will deliver a replacement vehicle to your home or place of work, and will also organize for your damaged car to be taken to an approved repairer. A damage report will be prepared, assessing whether it is repairable and also giving a replacement value if it is too badly damaged. Even if it is a write off, we will lend you a car until you have been paid out, plus a week to find a new car- most insurers will not supply you with a courtesy car, if yours is written off! Easigo will contact the other party’s insurers, collect police reports and witness statements. Because we deal directly with the other party’s insurers, there will be no effect on your no claims bonus, nor will you have to pay any insurance policy excess.



    Personal Injury – Road Traffic Accident Claims – No Win No Fee Solicitors – Accident Lawyers 4U, work accident claim.#Work #accident #claim


    work accident claim

    Work accident claim

    You’re in safe hands with our team who will personally handle your accident claim.

    Work accident claim

    Work accident claim

    We will review your claim to ensure you are awarded a competitive compensation rate if successful.

    So, why may you need to make a personal injury claim? If you’ve had an accident that wasn’t your fault, then you might want to ensure that the responsible party is held to account and pays appropriate compensation.

    Unfortunately, some people or organisations may not be inclined to immediately admit liability or offer you a suitable sum, which may leave you not knowing what to do next.

    This may be particularly upsetting if you are unable to work due to the injury and / or you are left suffering in pain.

    Getting a satisfactory resolution of your accident claim may require expertise and professional legal help – and that’s where we come in!

    Whether your personal injury claim relates to something that occurred at work, in a road traffic accident or in the home, we can help you with your accident injury claim!

    Work accident claim

    We pride ourselves on delivering the highest standards of service. That’s because we know that you’re in need of recognition and help – not delays or excuses. We always endeavour to return your calls within 24 hours.

    Work accident claim

    We know that legal costs can be daunting when making an accident claim. That’s why we offer a ‘no win no fee’ scheme. You have nothing to lose. If you want to make a claim or simply need advice, contact us today.

    Work accident claim

    We deal with just about every type of personal accident – small and large! Whether your accident involves a fall at work, a car crash, an industrial mishap or a slip on a wet floor – we are here to help.

    Regulated by the Claims Management Regulator in respect of regulated claims management activities. Its registration is recorded on the website http://www.justice.gov.uk/claims-regulation. Authorisation number : CRM10108

    Accident Lawyers 4U work with an accident claims and road traffic accident firm of solicitors; who are regulated by the Solicitors Regulation Authority. Accident Lawyers 4U are based in the UK.

    * Charges may be applicable in exceptional circumstances (Find out more)

    Copyright © 2006 – 2016 CSI (Manchester) Ltd. All Rights Reserved.



    TOP Injury Lawyers, Compare Injury Lawyers, Personal Injury Claim, work accident claim.#Work #accident #claim


    Compare Personal Injury Lawyers in Seconds

    Finding a good personal injury lawyer or an accident claim company for your compensation claim can be difficult especially since there are so many. Think about it! You see so many adverts on TV, but do you know who the best personal injury claim solicitor for you is, or who offers you the most compensation online?

    Don’t just fall for the trap of the adverts, as they all claim to be the right solicitor or accident management company for you. Get the BEST accident claim DEALS and SERVICES available on the personal injury market. Claim for injury, claim for accident or claim for compensation with recommended injury solicitors.

    Compare personal injury lawyers services to MAXIMISE your injury compensation claim. Compare Compensation Claims is keeping your cost of making an accident claim to minimum, so you as a client can benefit from more personal injury compensation services. You control what compensation services you are given for your personal injury compensation claim.

    This is where Compare Compensation Claims excels. We provide a comprehensive range of top personal injury lawyers injury compensation packages. Get instant results, view ratings profiles for each accident claim solicitor independently make an informed choice for your accident claim. There are solicitors who specialise in specific types of personal injury claims, for example, if you have a car accident claim, then you will want to work with solicitors who specialise in road traffic accidents who also offer you a courtesy car. Likewise if you are making a work accident claim or even a public liability claim, you should look for injury solicitors that specifically specialise in these accident types when making a personal injury compensation claim as you want the right injury solicitor, with the right expertise, for your EXACT case.

    Compare Compensation Claim’s user-friendly website makes it easy for you to find an injury compensation package that suits your needs a personal injury lawyer that meets your requirements. Claim for personal injury, claim for accident or claim for compensation by making a personal injury compensation claim the smart way.



    Road Accident Fund Claim, RAF, work accident claim.#Work #accident #claim


    we get results

    de Broglio Attorneys – trust the name you know to handle your Road Accident Fund (RAF) claim against the Road Accident Fund for injuries suffered by victims of road accidents involving cars. Previously known as claims against the motor vehicle fund or third party claims, these claims are now instituted against the Road Accident Fund.

    News – Case Studies

    R5,681,122.00 Rear End Car Accident Settlement

    de Broglio Attorneys Inc. have represented thousands of people in their Road Accident Fund (RAF) claims over the past 2 decades continually yielding brilliant results. They are a law firm that specialises in RAF claims and have a wealth of experience and knowledge in this field of law, making them an unbeatable force to be reckoned with at court.

    Don t Fall Victim to Touting!

    R2,362,332.00 was recently awarded to a road accident victim when de Broglio Attorneys Inc. successfully settled his claim in the high court. He had been approached by numerous other law firms, attorneys and “RAF representatives” who tried to make him sign up with them but luckily he was wiser and realized that he needed a professional team on his side. This is when he approached de Broglio Attorneys Inc. for help with a claim against the Road Accident Fund (RAF).

    Happy Client Settled for R1,727,902.50

    de Broglio Attorneys Inc. often take on Road Accident Fund (RAF) claims from other attorneys where those attorneys have not done any work on the claim leaving the claimant frustrated and upset. This negligence creates a situation where a claimant is prejudiced. de Broglio Attorneys Inc. know exactly what to do when it comes to suing the RAF and have taken over thousands of claims from other attorneys who simply do not have the same expertise and service levels that they do.

    R7,078,445.00 in Victorious Triumph

    The Road Accident Fund (RAF) was recently defeated by de Broglio Attorneys Inc. in a record breaking settlement of R7,078,445.00 which was awarded to one of the prestigious law firm’s clients. de Broglio Attorneys Inc. are well known for the excellent results they obtain for their clients in RAF, personal injury and medical negligence matters. They have been specialising in this field of law for over 20 years and have built up a wealth of knowledge and experience when it comes to suing the RAF specifically.

    Motorcycle Passenger Awarded R5,725,288.56

    People involved in motor vehicle, or motorcycle accidents, are often left badly injured as a result, even to the point of being unable to work as they did before the accident. Under the current law, if you did not cause the accident, you are entitled to submit a claim to the Road Accident Fund (RAF) for compensation. These RAF claims are very complicated and you need the legal expertise of a specialist law firm such as de Broglio Attorneys Inc. to navigate you through the tumultuous legal battle towards a successful outcome. de Broglio Attorneys Inc. have over two decades of experience in settling RAF claims for amounts that exceed their clients’ expectations. Here is a story of one such client.

    Let Your Attorney Help You!

    It is wise to let your attorney assist you with every aspect of your Road Accident Fund (RAF) claim. They are the experts and know exactly what to do in order to achieve success for you. de Broglio Attorneys Inc. have had one or two clients over the years who insist on doing something themselves and ultimately they do not succeed and ask the law firm to take over. This causes delays in their case and in the long run the best advice is to let your attorneys help you in what they do best.

    R5,913,262.00 Awarded 17 Years After Accident

    It does happen that when a young child is involved in an accident, their parents do not know about the possibility of claiming from the Road Accident Fund (RAF), and do not institute the legal action the child is entitled to. Measures have been put into place to protect these minors from losing out on compensation. One such measure is the ability to claim at a stage that is later than the normal prescription periods, when they are involved in an identified accident. de Broglio Attorneys Inc. are authorities in this type of legal work and have helped many clients settle claims for accidents that occurred years ago when the requirements have been met.

    Clients’ Testimonials

    M.N. – “Your firm went to extreme lengths to keep me informed at all times”

    26 October 2017

    “only praises and gratitude for every person involved in my case”

    S.C. – “I pinch myself everyday now to feel if it is really me who has this big blessing”

    24 October 2017

    “Such timeous, easy access to all the information pertaining to a case”

    C.C. – “This couldn t have come at a better time”

    23 October 2017

    “Thank you so, so much to De Broglio’s Team for all you fantastic assistance.”

    M.M. – “De Broglio Attorneys are the best in the business and I will recommend you to anyone”

    “If people knew what you stand for they would come flocking in”

    F.S. – “thank you for fighting for me”

    22 September 2017

    “You are the best!”

    A.V.R. – “and I would without hesitation recommend De Broglio to other victims”

    21 September 2017

    “You guys are very professional and qualified to deal with client’s needs.”

    J.V. – “Your team have exceeded our expectations”

    18 September 2017

    “Words can never express our gratitude towards your dedicated and professional team”

    M.B. – “The pay-out was quicker than I thought”

    11 September 2017

    “Thank you very much for everything you have done for me”

    S.C. – “I also want to congratulate you for your transparency.”

    6 September 2017

    “Such easy, instant access to files for clients is not common to most law firms.”



    How car accident settlements work in Ontario – Grillo Barristers, Personal Injury Lawyers, work accident claim.#Work #accident #claim


    How car accident settlements work in Ontario

    Work accident claim

    Personal Injury Lawyers

    Fact scenario: Mrs. A is a 63 year old woman living in Toronto, Ontario, and has just been involved in a serious car accident. She was rear- ended while driving along Highway 401 causing her vehicle to be thrown into the guardrail. She suffered a fractured hip and leg, concussion symptoms, and whiplash.

    She comes to a law firm wondering what her legal options are and what the process for filing a claim is.

    Work accident claimFirst Step

    As mentioned in an earlier article, claims for motor vehicle accidents can fall either into the accident benefit (AB) category or the tort claim, or both. Because of Ontario’s driver insurance scheme, everyone is entitled to some basic accident benefits through their own auto insurer.

    Accident benefits and tort claims are often claimed together. In Mrs. A’s case, she and her family are rightly concerned that there will be some long-lasting limitations as a result of her accident.

    The first step in dealing with the insurance company involves reviewing the insurance contract to see what extent of benefits may be available to Mrs. A, and also making the proper filings to receive all reasonably necessary accident benefits to which she is entitled. If successful, she will receive compensation for “reasonable and necessary” medical treatment and rehabilitation costs, help with care as well as some basic benefits for compensation of lost income. Most accident benefits policies only cover up to $400/week in in income replacement benefits which is why it is important to have an experienced lawyer to help you recovery any shortfall in lost income and future losses by pursuing your rights for all losses through a tort claim against the at fault motorist.

    During this process, the insurance company and the law firm will work on getting records and assessments on the state of the injury and damages claimed. Let’s say that the medical records and expert assessments indicate that Mrs. A will suffer from difficulties with mobility due to the injuries to her leg and is diagnosed with chronic pain. After these assessments, the insurance company will pay out benefits which are commensurate to these injuries and her need for ongoing care.

    It is important to hire a law firm to also do help you obtain any necessary second opinions or responding assessments, especially if you feel that the insurance company’s records are inaccurate or too limited. The legal team at Grillo Barristers can help you find leading medical experts qualified by the courts that can fairly review and report on your case.

    Settlement

    What is a settlement? At some point, both the insurance company and the injured plaintiff will want to agree on a settlement, or a lump sum payment that resolves the current claim. The law in Ontario says that you must wait one year before settling your accident benefits claim.

    Many insurers are hesitant to settle their claims, because they want to see the plaintiff use their benefits and assess on that behalf to have a clearer understanding of the diagnosis, prognosis for recovery. Insurers may agree to longer term benefits or be more inclined to compensate you for a variety of factors, especially if they do not want to have to specially medically your recovery and claim. In the case of settlement, the insurance company would pay out up to the remainder of the available benefits in your policy in exchange for a release from liability.

    Tort claim

    Tort claims are claims or law suits against the at-fault motorist and their insurer. A tort claim is available to you if you have sustained serious and permanent injuries. As well, any shortfall in the benefits provided by your accident benefits insurer along with any expenses and costs incurred from the accident can be recovered as part of the tort claim. If you have additional needs above and beyond what the basic insurance will cover, you may have grounds for a tort claim and should speak to a lawyer.

    Tort claims can cover a variety of heads not covered under accident benefits claim including:

    • Pain and suffering
    • Loss of income
    • Loss of competitive advantage
    • Loss of opportunities
    • Delayed entry into work
    • Loss of handyman/working capacity
    • Loss of guidance
    • Care and companionship
    • Loss of interdependent relationship
    • Housekeeping expenses
    • Medical care and expenses.

    Efforts to settle

    A lawyer will advise you on the best legal direction for you. It is best for you and your medical practitioner and treatment providers to determine the optimal treatment and recovery scheme for you.

    When a settlement is made, you must also sign a release. The release is consideration for the settlement cheque and essentially releases the insurance company forever, from further payout and/ or further legal liability or claims related to the current injury. In return you will get a lump sum payment. Settlement of an accident benefits claim will cover the remainder of your policy up to 5 years for your accident, unless your injuries are deemed catastrophic. Settlement of your tort claim is meant to cover your for all loses for the remainder of your life.

    Some exceptions apply, where there is further aggravation of the injury (related to the initial tort), or where another claim is made against a new tortfeasor. For more information on this, please speak to a legal expert.

    The process of recovering damages can be long and therefore it is important to have an experienced and dedicated legal team on your side, with ample resources to advocate on your behalf and facilitate an early and just resolution. Further, a strong firm will have established relationships with insurers and claims managers and strong references to leading experts and specialists who can help prove your claim. Here at Grillo Barristers we have over 30 years of experience and a proven track record in achieving the best results for our clients.

    What is the process for my legal claim?

    Let’s say Mrs. A chooses to file a tort claim for further damage. What would the process look like?

    The legal claim or law suit is commenced when our firm helps Mrs. A file a Statement of Claim with the appropriate court. These will also be served (delivered) to the defendant party. In response, the defendant will deliver a Statement of Defence.

  • Discovery (Documents)

    At this point, the parties will exchange evidence and documents. Grillo Barristers, with Mrs. A’s permission, would file all medical and financial documents in order to prove her injuries, her prognosis, and the financial losses she suffered as a result.

  • Examination for Discovery

    The defendant’s lawyer may question you on the accident and your injuries. Grillo Barristers will have worked with Mrs. A to properly prepare her for questioning and will be present throughout the whole process. At this point, we may also cross examine the defendant.

  • Mediation

    At this point, cases proceed to mediation, where the parties meet with a neutral third party to try to reach a mutually agreeable settlement. Many cases settle at this point and if appropriate, mediation can result in the best results while avoiding further costs of trial.

  • Pre- Trial Conference

    Let’s say that the settlement of terms are unreasonable and insufficient for Mrs. A’s injuries. If this were the case Grillo Barristers may recommend that the case go to a pre- trial conference stage and trial. The parties meet with a judge who tries to help them reach a settlement. The purpose of this conference is to clearly set out the positions and issues of each party. The judge also reviews the case and sets out some expectations for trial.

  • Trial

    While cases rarely proceed to the trial stage, there remains the possibility that some unique cases will proceed to this stage. At this step, Mrs. A’s case will be determined before a judge in the courts on a balance of probabilities. Grillo Barristers as a team of experienced trial lawyers who will be ready to advocate for you.

  • How can Grillo Barristers help you?

    It is highly recommended to choose an experienced law firm like Grillo Barristers, as we can advocate on your behalf and arrive at a settlement that is right for you and your family. We will help you navigate through the legal process every step of the way and retain any necessary experts to prove your claim. We will not charge any legal fees unless you get paid.



    Social Work #school #of #social #work #uga


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    Social Work

    Alumni in the News

    Ashley Charwood, BSU Social Work alum ( 07), received the Catalytic Leader award from the Minnesota Council of Nonprofits. The award recognizes individuals who effectively lead from the middle, who use informal authority to shape their organizations and who have shaped their organizations through strategic change.

    Catalytic Leader Ashley Charwood lives in Bemidji where she is a licensed social worker and is currently the coordinator of the local Foster Grandparent Program. She has held employment in several nonprofits including working at an Area Agency on Aging; working with foster and adoptive youth and families; providing sexual health education to rural and tribal communities; and advocating on behalf of people affected by domestic violence. Ashley serves on the Bi-CAP board of directors and is the chair of the governance committee.

    This emerging leader award is co-sponsored by the Minnesota Council of Nonprofits and YNPN Twin Cities. The award ceremony can be viewed here .

    Preparing Students for Advocacy, Support, Change!

    Become a Social Worker!

    Bemidji State University s Social Work program is all about preparing students for generalist social work practice grounded in civic commitment and embracing of cultural responsiveness, social and economic justice, professional ethics, active scholarship, and global interconnectedness. At its core, social work prepares students for direct involvement with and support for communities, groups and individuals.

    At BSU you will also be working towards a degree that is in demand. According to the Bureau of Labor Statistics, “Employment of social workers is projected to grow 12 percent from 2014 to 2024, faster than the average for all occupations. Employment growth will be driven by increased demand for healthcare and social services, but will vary by specialty.” For more information check out the Bureau of Labor Statistics Occupational Outlook Handbook here .

    Social Work is a licensed profession. Our BSW students gain real-world work experience through our hands-on program which includes over 500 hours of field placement. BSU s Social Work program graduates students with the practice skills and theoretical foundation to successfully pass the licensure exam required for Social Work practice in Minnesota. The Social Work program also has practical experience programs in the Twin Cities and throughout Minnesota.

    The BSW is not our only program offering either, as we have a minor in Chemical Dependency. certificates in Alcohol and Drug Counseling and School Social Work Preparation Licensure and a handful of graduate courses for those looking to round out their studies.

    So come join us! Find out how to apply or come talk to us and see if Social Work is the program for you!

    Alumni in the News

    Ashley Charwood, BSU Social Work alum ( 07), received the Catalytic Leader award from the Minnesota Council of Nonprofits. The award recognizes individuals who effectively lead from the middle, who use informal authority to shape their organizations and who have shaped their organizations through strategic change.

    Catalytic Leader Ashley Charwood lives in Bemidji where she is a licensed social worker and is currently the coordinator of the local Foster Grandparent Program. She has held employment in several nonprofits including working at an Area Agency on Aging; working with foster and adoptive youth and families; providing sexual health education to rural and tribal communities; and advocating on behalf of people affected by domestic violence. Ashley serves on the Bi-CAP board of directors and is the chair of the governance committee.

    This emerging leader award is co-sponsored by the Minnesota Council of Nonprofits and YNPN Twin Cities. The award ceremony can be viewed here .



    Humanities & Social Sciences, University of Strathclyde, social work universities.#Social #work #universities


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    University of Strathclyde Social work universities Social work universities

    Study options

    Our research

    Partnerships

    • Social work universities

  • Social work universities

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  • Social work universities

    Strathclyde Entrepreneurial Network

  • Social work universities

  • Social work universities

    Strategic Plan 2015 – 2020

    Latest

    • Home
    • Humanities Social Sciences

    Social work universities

    Faculty of Humanities Social Sciences

    Understanding and enriching people s lives in a technological age.

    Study with us

    Contact us

    Engage with us

    Social work universities

    Whether you’re looking for consultancy services, continuing professional development opportunities or to contact one of our centres, we’re here to help. Discover how you can engage with us.

    Our research & expertise

    Social work universities

    Research within our faculty focuses on a variety of areas and issues. Among these are: health, children young people, culture society public social policy. Find out more about what we do in these areas and more.

    Events & virtual events

    Social work universities

    We run a range of events and virtual events throughout the year, including live chats and webinars. Interested in teaching? Find out more of what we have to offer in our information sessions.

    Our schools

    Discover more about the Faculty of Humanities Social Sciences



  • Bend Veterinary Clinic, Inc – Quality, Compassionate Veterinary Care for your Pets in Central Oregon #veterinary #social #work


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    Bend Veterinary Clinic

    Urgent care is available at our clinic during normal business hours.

    Call us at (541) 382-0741 or come in to the clinic.Go to our Emergencies Information page for after-hours care.

    ePet Health – Manage Your Pet s Online Records.

    Click here to visit the ePet Health website to view your pet s veterinary health records, schedule appointments, set up pet check reminders, read valuable pet health information and so much more. Use the Pet Owner Secure Login on the right hand side of the page.


    The Veterinary Information Network (VIN) offers a library comprised of over 500,000 articles in 150 core journals. The VIN librarians are veterinarians who continually work to provide you with clinically useful, current information. Access our VIN Library page.

    THANK YOU Central Oregon for voting us
    Best Veterinarian Clinic!

    Got Cats? We can Help!

    Annual visits and preventative care is important to keeping your cat healthy and detecting illnesses before they become a serious problem for your pet.

    Meet Savannah, an exotic pet.

    Exotic pets can have specialized care needs. Even common small pets may require more care than thought. The staff at Bend Vet Clinic can help.

    News & Events

    Pet Care Resources

    Social Links & Blogs



    Heat Pump Pool Heaters #pool #heater, #pool #heat #pump, #swimming #pool #heater, #heat #pump #pricing, #pool #heater #pricing, #pool #heater #prices, #pool #heater #cost, #pool #heat #pump #cost, #heat #pump #cost, #heat #pump #prices, #pool #heating, #heatpump, #heat #pumps, #heat #pump, #heat #pumps, #heat #pump, #heat #siphon, #gulfstream, #summit, #jandy, #hayward, #raypak, #pentair, #waterco, #zodiac, #air #energy, #eus, #energy #utilization #systems, #heat #pump #manufacturer, #heat #siphon #pool #heaters, #geothermal #heat #pump, #trane #heat #pump, #ground #source #heat #pump, #carrier #heat #pump, #heat #pump #rating, #heat #pump #price, #pool #heat #pump, #swimming #pool #heat #pump, #how #does #a #heat #pump #work, #gas #heater, #gas #water #heater, #gas #hot #water #heater, #natural #gas #heater, #electric #heater, #electric #water #heater, #swimming #pool, #swimming #pool #supply, #swimming #pool #accessories, #swimming #pool #equipment, #swimming #pool #heater, #solar #swimming #pool #heater, #swimming #pool #solar #heater, #electric #swimming #pool #heater, #swimming #pool #gas #heater, #pool #filter, #swimming #pool #filter, #filter, #pool #cleaning #pool #heater, #swimming #pool #heaters, #pool #heating, #gas, #electric #heat, #commercial #pool #heater, #raypak #commercial #heater, #commercial #heater


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    Pool Heat Pumps Pool Heater Manufacturer List

    Learn more about pool heat pumps:

    Are Heat Pumps Energy Efficient?

    How are heat pumps and pool heaters better than other methods of heating pools?

    If you want an energy-efficient way to heat your swimming pool and enjoy swimming for as much of the year as possible then a pool heat pump pool heater is the best way to do it.

    A heat pump uses a small amount of electricity to operate. Instead of heating with an electric heating element they collect heat from the outside air. Even when it is 50 degrees outside there is enough heat in the air to put in the pool even though it feels cold to us. In other words, you are just really moving existing heat around from the air to your water. t his heat is removed from the air, concentrated with your compressor, and then transferred to the water.

    Because of their high efficiency, heat pumps have a low cost of operation. Typically, for every 20 cents of electric input, you receive $1.00 worth of heat.

    Apart from being less expensive to run than other forms of heating, heat pumps offer other benefits like: heat pumps don’t pollute the pool area with fumes, they are designed for trouble free operation with display codes that can help the homeowner easily troubleshoot their unit before calling for service and are made out of materials that can not be hurt by pool or spa chemicals. heat pumps also produce low density heat which is safe for children and the elderly, unlike having a fire in your back yard or a 500 pound propane tank next to your home. They are unmatched for convenience and ease of use. Learn More about different heating methods

    How do pool heat pumps work?

    Heat pumps use electricity to capture heat and move it from one place to another. They don’t generate heat.

    As the pool pump circulates the swimming pool’s water, the water drawn from the pool passes through a filter and the heat pump pool water heater. The heat pump heater has a fan that draws in the outside air and directs it over the evaporator coil. Liquid refrigerant within the evaporator coil absorbs the heat from the outside air and becomes a gas. The warm gas in the coil then passes through the compressor. The compressor increases the heat, creating a very hot gas that then passes through the condenser. The condenser transfers the heat from the hot gas to the cooler pool water circulating through the heater. The heated water then returns to the pool. The hot gas, as it flows through the condenser coil, returns to liquid form and back to the evaporator, where the whole process begins again.

    What is the difference between an Electric Pool Heater and Electric Heat Pump?

    Electric pool heaters and electric pool heat pumps both run with electricity.

    The difference is that a pool heat pump will not generate heat from a heating element (like an electric heater) but will harvest the heat from the air and transfer this heat to your pool water. A small amount of electricity is used to run the compressor and other components. This system is the most cost effective way of heating up your pool. It costs 4 or 5 times less than a gas heater or a simple electric element heater. (Looks like the element on an electric stove) Heat pump pool heaters cost more than gas pool heaters, but they typically have much l ower annual operating costs because of their higher efficiencies. With proper maintenance, heat pump pool heaters typically last longer than gas pool heaters. Therefore, you’ll save more money in the long run.

    With proper installation and maintenance, heat pump pool heaters can last 10 or more years. Electric element heaters are also known as tank-less heaters. They cost up to 5 or 6 times more to run than a heat pump but are usually less expensive to buy initially and are convenient for spas because they don’t take up much space and can be put indoors. They cost too much to run to heat a pool though. Some people use them or gas heaters for indoor pools in cold weather states in the winter and a heat pump in the warmer months to get the most savings.

    Please follow the link below or contact us and we will help you size your pool heater and answer any questions you may have. Click here to learn more and compare electric spa heaters .

    Heat pumps operate differently by using electricity to capture heat and move it from one place to another and do not generate heat like a gas or propane pool heater.



    School of Visual Arts #graduate #school #social #work


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    MA

    • The curriculum is made up of courses in aesthetics, political theory, social history, the history of art and social theory. Classes involve open discussions concerning the most important questions we have about art, politics, society and our lives.
    • Focal points of the program are the Proseminars on the “The Situation of the Arts: The Level of the Problem” and the Serious Times Lecture Series.
    • A small group of students is selected annually by the Committee on Graduate Admissions. Philosophy, social history, and political science often engage the arts, and students in the program come from many disciplines, no less than from the art studio.
    • Rigorous curatorial training in the heart of Manhattan with leading curators and experts from New York’s major arts institutions
    • Historical and theoretical study of the expanded curatorial field
    • International network of institutions and organizations for career development
    • Prepare for careers in design research, publishing, curating, education, and management
    • Contribute to the public discourse on design, architecture, and cities
    • Enrich your multi-dimensional practice with research, writing and critical tools
    • Learn how to create compelling narratives about images, objects and spaces

    MAT

    • Develop an educational philosophy while continuing to create personal artwork
    • Gain specialized teaching experience through the School of Visual Arts’ innovative children’s program within the New York City community
    • Start teaching next fall with our one-year intensive program, or attend part-time with our two-year program

    MFA

    • Interdisciplinary, research-based program that addresses the intellectual, aesthetic, technical and practical concerns of the artist
    • Low-residency format combines three intensive summer residency periods with four semesters of rigorous online coursework, and the ongoing guidance of a mentor
    • Students will engage with artists, thinkers, curators, critics and culture producers from around the world, participating in a global conversation about the arts
    • For us, criticism is a way to ask bigger and better questions
    • We want students with wide-ranging curiosity about contemporary culture
    • Emphasis on the history and current transformations of the image
    • The MFA Computer Art Department emphasizes creativity and a multidisciplinary approach to producing innovative animation, motion graphics and fine art within a state-of-the-art digital studio.
    • Graduates of the program have been recognized with eight Student Academy Awards
    • Internationally renowned artists, industry professionals, curators, critics and theorists—a who’s who of New York’s art world—comprise our faculty
    • The most advanced digital studio in the SVA graduate school with 75 networked computers and specialized digital video, audio and fine art workstations
    • We emphasize entrepreneurship as an alternative to conventional practice, and as a means to raise the level of design expertise and achievement.
    • We teach a broad set of visual, verbal and textual approaches as foundation for design.
    • We focus on creation to optimize the designer’s abilities to rise to the next professional level.
    • We offer a uniquely holistic approach – at the intersection of design, social innovation and enterprise. We teach design as a tool for social and environmental impact, not an end in itself.
    • The DSI curriculum encompasses a broad range of issues including conservation, health, food and agriculture, poverty, women’s rights, social justice, fair trade, education and community revitalization.
    • DSI students work with real clients throughout the program, gaining hands-on experience with multinational corporations, non-profits and social entrepreneurs around the globe.
    • Interdisciplinary studio program emphasizes exploration and experimentation
    • Faculty comprised of internationally renowned artists
    • Visiting artists, curators, and critics give lectures and visit students’ studios
    • Develop your personal vision in our highly selective program
    • Classroom-based curriculum, where close interaction between faculty and other classmates is an essential part of the creative process of the program
    • New York City’s diverse and celebrated professional world provides mentors, guest lecturers, advisors and faculty
    • Create innovative approaches to human problems
    • Develop fluency in prototyping and the practical application of visionary ideas
    • Transform entrepreneurial concepts into new products and services
    • Extensive and innovative courses in all aspects of the trans-media engaged by still and moving imagery
    • Creating and understanding new technologies, criticism, and professional practices for success in a world driven by social media
    • We draw faculty, lecturers, mentors, and advisors from a worldwide creative network
    • Merit-based scholarships available
    • An optimistic re-imagining of the artifacts of design, reconciling the challenges of production and consumption, systems and consequence
    • Students use a hands-on, making-driven approach to master strategic, technical and narrative skills
    • Industry leaders, interdisciplinary practitioners, passionate iconoclasts and savvy entrepreneurs comprise the faculty
    • Trains students to find innovative ways to examine and communicate the core experiences and events that define us
    • Open to qualified students at any level—no filmmaking background required
    • A tailored curriculum designed for students to attain artistic and technical fluency in documentary filmmaking
    • Offers a distinctive and evolutionary approach to storytelling on a graduate level by placing equal emphasis on both creative writing and visual expression across all mediums
    • Focuses on the growing need for original content creators in advertising, video games, picture books, graphic novels, film, photography, sequential arts, illustration and animation to name a few
    • Prepares artists and authors to become innovators in the ever-evolving art of visual storytelling

    MPS

    • MPS Art Therapy is interdisciplinary in approach, integrating the experiential components of art therapy within a comprehensive framework of academic theory, clinical application via an internship program and art practice.
    • In addition to the coursework and internship components, we offer a robust program of lectures, conferences, workshops, exhibitions, and special projects, as well as opportunities for international study and studio time.
    • We seek out a diverse group of students as far as age, cultural background, and work experience, offering scholarships, part-time options and a flexible approach to make the program a possibility for students in a variety of circumstances.
    • Create frameworks to guide brand, design and business development
    • Critically evaluate brand, business, marketing and design strategies
    • Master the intellectual link between leadership and creativity
    • Master photography’s latest tools and techniques in this intensive one-year program
    • Cutting-edge education in current digital photographic practices and aesthetics
    • Working professionals comprise the faculty and numerous guest lecturers enhance the technical and creative curriculum
    • Benefit from and be inspired by New York City and the professional networking and collaboration opportunities
    • We focus on the craft of directing and the art of visual storytelling.
    • Connect with industry professionals: working directors, screenwriters, editors and producers
    • A practical, hands-on curriculum where students gain experience in every aspect of directing film.
    • One of the few graduate programs specifically devoted to fashion photography
    • A program aimed at proficient photographers who want to develop their craft in this genre
    • The program utilizes the resources of NYC as a world fashion and media capital
    • Merit based scholarships available


    PA Work License for Pennsylvania Suspended Drivers #limited #license, #oll, #pl, #probationary #license, #occupational #limited #license, #and #bread #and #butter #license, #applications, #application, #pa, #pennsylvania, #penna, #pa #work #license, #pa #limited #license, #pa #probationary #license, #penndot #license, #pendot #license, #penndot #oll, #dl-15, #dl-20, #dl15, #dl20, #limited #occupational, #pa #license, #pa #suspended #license, #ignition #interlock, #dui, #ard, #pa #ard, #pa #dui


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    Pennsylvania residents want to work, and getting caught up in the mess of administrative license suspensions hinders their ability to keep working.

    License suspension for failing to submit paperwork or paying a fee should never cause you to lose your job or not make it to work. This only causes more problems and more missed fees that results in more license suspension. In Pennsylvania we have a great system to keep PA working the Pennsylvania Work Limited License. This limited license lets drivers continue to drive with a heavily restricted and monitored type of license so they can continue to work and continue to be productive. This restricted license sets the hours you can drive so that only for work, school, or medical purposes are allowed. If you job requires transportation to and from, or if you work a swing shift travelling between multiple locations, the PA work license can be tailored to fit your schedule. You will only be permitted to drive during the hours requested, and for the purposes outlined in your PA work license affidavit.

    The biggest problem is that a number of violations disqualify you from being able to continue working with the limited work license. If you are convicted of driving with no automobile insurance (1786) you are automatically disqualified from getting a work license. If you failed to keep current on your child support, you can t get a work license. If you owe money to a court and did not pay (or stopped paying) and your driver s license get s suspended indefinitely. you can t get a work license.

    So at the time when getting to work to clear these problems is most important, the one recourse you may have available is not offered to you. Why not?

    It would be easy for the state to justify granting work license applications for the above reasons. It allows the state to monitor a driver closely by keeping limited hours, and double checking for valid auto insurance. This would be a wakeup call to a driver and would help prevent them from falling into the license suspension death spiral by keeping them at work and able to repay their debts. Employers in Pennsylvania would be grateful because they have a more responsible work force who have better transportation options and would generally be more cautious because they can have their limited work license revoked at any time.

    Just remember that Pennsylvania wants to work! We need to help facilitate our residents desire to work by trying to keep their job and take care of their family.

    Bread and Butter Work License Types

    PA Work License is here to help those suspended drivers in Pennsylvania who need to continue driving for their jobs, families, health, and life! PA Work License staff would like you to take some time to look around and learn a little about what can be done to help those with a suspended license get a Work License, Probationary License, Occupational License, OLL, Bread and Butter License, or what ever you want to call it.

    Pennsylvania Work license

    This covers all types of limited work license options in Pennsylvania. Typically issued to allow residents a break after a small mistake and losing their PA driving privilege.

    Bread and Butter License

    A Bread and Butter license is the same thing as a Pennsylvania Work License, some locations use the term Bread and Butter instead. PennDOT uses the term Bread and Butter in one application and Occupational License in another.

    Occupational Limited License OLL

    The Occupational License is the term that is used generally for the PA work license. In Pennsylvania this term refers to a license to drive for work, school, and some medical reasons. The Occupational Limited License is shortened to OLL or sometimes just called the Occupational License.

    Probationary License

    This type of drivers license is different than the rest. It has different requirements and restrictions. In PA this type of license usually requires a longer suspension period and a longer minimum suspension time. This type of license does not require that you have had a valid PA license.

    Please recognize that the Probationary License is available to only those individuals who have earned it by demonstrating a minimum period of compliance to their suspension/revocation. In many cases, this license will enable you to rejoin the mainstream of social and employment opportunities and reap the benefits from this “second chance.

    Ignition Interlock Work License

    If you qualify for a Work License after getting a suspension for a DUI in Pennsylvania then you might be required to have a Ignition Interlock system installed prior to being issued the work License. You should get help with all the the steps required to having the ignition interlock work license issued.

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