VA Claims Information, va claims status.#Va #claims #status


VA Claims Information

STEP 10: AFTER YOUR CLAIM HAS BEEN SUBMITTED

Just some brief final suggestions

This is the file that is created to hold your claim. In it will go all information gathered by the VA including C ?>


Adds disability compensation claim status feature – VAntage Point, va claim status.#Va #claim #status


VAntage Point

Va claim status

VAntage Point

Official Blog of the U.S. Department of Veterans Affairs

Vets.gov adds disability compensation claim status feature

Simplified, mobile approach allows Vets to more easily check claim status

Va claim status

Va claim status

There’s a common misperception that VA-and-DoD’s eBenefits web portal is singularly synonymous with “checking your claim.” Although claim status is one of several dozen features on eBenefits, it’s also one whose implementation many Vets felt could be improved.

Enter vets.gov, the VA transaction-based website. Yes, you will now be able to track the progress of your disability compensation claim online at Vets.gov.

Let’s back up, though, to address on question: Why?

What I mean to say is that we’ve heard you. That we’ve taken your suggestions to improve the claim status tracker. And since it’s one of our most-popular features, we’ve brought it—new and improved!—to the Vets.gov experience.

The claim status tracker is now simpler to use, easier to read, more responsive, 508 compliant, and best of all—it’s designed for mobile. These are the suggestions you—and other Veterans just like you—have told us in interviews, focus groups, surveys, testing and other feedback that we’ve received.

After you create a Vets.gov account, give it a whirl. We believe you’ll find it easier to understand. Look for clearer language, a cleaner and less-distracting design, an easy-to-navigate interface, and less-confusing steps in the timeline. Where there used to be eight steps in the claim process, there are now only five:

  1. Claim received
  2. Initial review
  3. Evidence gathering, review and decision
  4. Preparation for decision notification
  5. Complete

At the moment, disability compensation is the only claim status currently available on Vets.gov. Other claim types will be added in early 2017. This is also true for VA benefits in general: soon, you’ll be able to discover, apply for, track and manage all your VA benefits at vets.gov.

The eBenefits Portal is an online resource for tools and benefits-related information for wounded warriors, Veterans, Active Duty Servicemembers, their families, and those who care for them. The portal will remain active until Vets.gov is fully built.

Author

Jason Davis served five years in the 101st ABN, including two combat tours to Iraq. He’s currently an M.A. candidate in Writing at Johns Hopkins University and serves as social media administrator for the Veterans Benefits Administration.

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How to successfully file a VA compensation claim

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Status of va disability claim, status of va disability claim.#Status #of #va #disability #claim


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Status of va disability claim

Status of va disability claim

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A Service of the Department of Veterans Affairs and the Department of Defense

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Status of va disability claim

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If you happen to receive one of our Voice of the Veteran surveys in the mail, please fill it out and let us know about your level of satisfaction with the benefits and services we provide.

Status of va disability claim

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Status of va disability claim, status of va disability claim.#Status #of #va #disability #claim


Web Content View

Status of va disability claim

Status of va disability claim

A Service of the Department of Veterans Affairs and the Department of Defense

A Service of the Department of Veterans Affairs and the Department of Defense

What do you want to do?

Apply

Manage Benefits

ATTENTION : The DPRIS service is only available using Internet Explorer, Google Chrome, or Safari web browsers. Temporarily, using Firefox and other mobile browsers are not fully supported. We apologize for the inconvenience.

Manage Health

To restart your session, Click here or click the Login button in the top right corner of the Home page and you will be redirected to the DSLogon login page.

Benefits News

Status of va disability claim

You have the skills that employers are looking for.

VA can help you prepare for your next mission.

Status of va disability claim

Manage SGLI Insurance

The SGLI Online Enrollment System allows Navy, Air Force, and Army Service members with full-time SGLI coverage to change their life insurance coverage without a paper form or a trip to their personnel office!

Status of va disability claim

USPS is Hiring.

Looking for a new career? Check out the United States Postal Service for job opportunities.

Status of va disability claim

Your VA Claim Exam.

Are you scheduled for a VA Compensation amp; Pension Exam? Know what’s next.

Status of va disability claim

We want to hear from you!

If you happen to receive one of our Voice of the Veteran surveys in the mail, please fill it out and let us know about your level of satisfaction with the benefits and services we provide.

Status of va disability claim

Attention Women Veterans!

You served your country proudly. The Center for Women Veterans can help you with support you never knew was available.



Adds disability compensation claim status feature – VAntage Point, status of va disability claim.#Status #of #va #disability #claim


VAntage Point

Status of va disability claim

VAntage Point

Official Blog of the U.S. Department of Veterans Affairs

Vets.gov adds disability compensation claim status feature

Simplified, mobile approach allows Vets to more easily check claim status

Status of va disability claim

Status of va disability claim

There’s a common misperception that VA-and-DoD’s eBenefits web portal is singularly synonymous with “checking your claim.” Although claim status is one of several dozen features on eBenefits, it’s also one whose implementation many Vets felt could be improved.

Enter vets.gov, the VA transaction-based website. Yes, you will now be able to track the progress of your disability compensation claim online at Vets.gov.

Let’s back up, though, to address on question: Why?

What I mean to say is that we’ve heard you. That we’ve taken your suggestions to improve the claim status tracker. And since it’s one of our most-popular features, we’ve brought it—new and improved!—to the Vets.gov experience.

The claim status tracker is now simpler to use, easier to read, more responsive, 508 compliant, and best of all—it’s designed for mobile. These are the suggestions you—and other Veterans just like you—have told us in interviews, focus groups, surveys, testing and other feedback that we’ve received.

After you create a Vets.gov account, give it a whirl. We believe you’ll find it easier to understand. Look for clearer language, a cleaner and less-distracting design, an easy-to-navigate interface, and less-confusing steps in the timeline. Where there used to be eight steps in the claim process, there are now only five:

  1. Claim received
  2. Initial review
  3. Evidence gathering, review and decision
  4. Preparation for decision notification
  5. Complete

At the moment, disability compensation is the only claim status currently available on Vets.gov. Other claim types will be added in early 2017. This is also true for VA benefits in general: soon, you’ll be able to discover, apply for, track and manage all your VA benefits at vets.gov.

The eBenefits Portal is an online resource for tools and benefits-related information for wounded warriors, Veterans, Active Duty Servicemembers, their families, and those who care for them. The portal will remain active until Vets.gov is fully built.

Author

Jason Davis served five years in the 101st ABN, including two combat tours to Iraq. He’s currently an M.A. candidate in Writing at Johns Hopkins University and serves as social media administrator for the Veterans Benefits Administration.

Related Posts

Status of va disability claim

How to successfully file a VA compensation claim

Status of va disability claim

Claims Corner: the importance of VA exams

Status of va disability claim



VA Claims Information, va claims status.#Va #claims #status


VA Claims Information

STEP 10: AFTER YOUR CLAIM HAS BEEN SUBMITTED

Just some brief final suggestions

This is the file that is created to hold your claim. In it will go all information gathered by the VA including C ?>


VA Expediting Claims Decisions for Veterans Waiting a Year or More – VAntage Point, va claims status.#Va #claims #status


VAntage Point

Va claims status

VAntage Point

Official Blog of the U.S. Department of Veterans Affairs

VA Expediting Claims Decisions for Veterans Waiting a Year or More

Va claims statusToo many Veterans have waited too long for a decision on their benefits claims. We at VA, many of us Veterans ourselves, know that has never been acceptable. That is why we are implementing an aggressive plan to end the backlog of disability claims in 2015. Today we are announcing another decision to do right by Veterans.

Effective today, every regional office will begin implementing an initiative to ensure that those who have been waiting a year or more for their compensation claim receive a decision quickly. VA raters will make provisional decisions on the oldest claims in inventory, which will allow Veterans to begin collecting compensation benefits more quickly, if eligible.

I want to be clear about what Veterans and their families can expect in a provisional decision. It will provide them with applicable benefits much more quickly. It will provide an additional one-year window to submit further evidence should it become available. Should a Veteran submit additional evidence, their case will be fast tracked. Should a medical examination be needed to decide the claim, it will be ordered and expedited by VA’s health administration. And should any increase be determined over that year, benefits will be retroactive to the date the claim was initially filed. More information on provisional decisions is available here.

As we focus on the oldest claims in our inventory, we will continue to prioritize claims for homeless Veterans and those with extreme financial hardship, the terminally ill, former Prisoners of War, Medal of Honor recipients, and Veterans filing Fully Developed Claims. Also, those who can no longer serve in the military because of combat wounds, or other non-combat injuries or illnesses, will continue to have their disability compensation processed through the Integrated Disability Evaluation System (IDES), which is separate and distinct from the inventory of claims impacted by this initiative. Wounded, ill and injured Service members on average receive their disability compensation within two months of leaving the military.

It is important to understand up front that as a result of this initiative, metrics that VA posts on its website, those used to track benefits claims, will experience significant fluctuations. The focus on processing the oldest claims will cause the overall measure of the average length of time to complete a claim—currently 286 days— to skew, rising significantly in the near term because of the number of old claims that will be completed. Often our oldest claims are our most complex claims. Also, what we call the Average Days Pending or the average age of claims in the inventory—will begin to decrease because the oldest claims will no longer be part of the inventory.

By making decisions on the oldest claims, VA will become more efficient. Simultaneously, more of our regional offices will come online and begin processing claims electronically with our Veterans Benefits Management System. Currently 36 of 56 of our regional offices have transitioned to this paperless system which too will reduce the time it takes for Veterans and their families to receive a high quality decision.

Last month, as I laid out some of the challenges we face in reducing the backlog, I outlined several of the other initiatives in place to end the backlog, among them among them: eBenefits, a joint VA-DoD client services portal that allows users to file benefits claims online, Disability Benefits Questionnaires, documents designed to capture all the needed medical information relevant to a specific condition, and information on how to file a Fully Developed Claim which allows claims to be processed through our express lane.

Over the last three years, VA has solicited and evaluated thousands of ideas from our employees and stakeholders. We have identified the best and they have formed the basis of today s VBA Transformation Plan.

VA has completed over 4.1 million claims since 2009 and provided over $58 billion in disability compensation to 4.3 million Veterans and their survivors in 2012 alone – about $150 million every day. At no time in our history have our Veterans received more direct compensation payments. Still, more work remains.

The compensation claims backlog is a decades old problem. We have studied it carefully and engaged with Veterans Service Organizations and others to determine the right approach—one that we’re working hard to implement right now.



Adds disability compensation claim status feature – VAntage Point, va claim status.#Va #claim #status


VAntage Point

Va claim status

VAntage Point

Official Blog of the U.S. Department of Veterans Affairs

Vets.gov adds disability compensation claim status feature

Simplified, mobile approach allows Vets to more easily check claim status

Va claim status

Va claim status

There’s a common misperception that VA-and-DoD’s eBenefits web portal is singularly synonymous with “checking your claim.” Although claim status is one of several dozen features on eBenefits, it’s also one whose implementation many Vets felt could be improved.

Enter vets.gov, the VA transaction-based website. Yes, you will now be able to track the progress of your disability compensation claim online at Vets.gov.

Let’s back up, though, to address on question: Why?

What I mean to say is that we’ve heard you. That we’ve taken your suggestions to improve the claim status tracker. And since it’s one of our most-popular features, we’ve brought it—new and improved!—to the Vets.gov experience.

The claim status tracker is now simpler to use, easier to read, more responsive, 508 compliant, and best of all—it’s designed for mobile. These are the suggestions you—and other Veterans just like you—have told us in interviews, focus groups, surveys, testing and other feedback that we’ve received.

After you create a Vets.gov account, give it a whirl. We believe you’ll find it easier to understand. Look for clearer language, a cleaner and less-distracting design, an easy-to-navigate interface, and less-confusing steps in the timeline. Where there used to be eight steps in the claim process, there are now only five:

  1. Claim received
  2. Initial review
  3. Evidence gathering, review and decision
  4. Preparation for decision notification
  5. Complete

At the moment, disability compensation is the only claim status currently available on Vets.gov. Other claim types will be added in early 2017. This is also true for VA benefits in general: soon, you’ll be able to discover, apply for, track and manage all your VA benefits at vets.gov.

The eBenefits Portal is an online resource for tools and benefits-related information for wounded warriors, Veterans, Active Duty Servicemembers, their families, and those who care for them. The portal will remain active until Vets.gov is fully built.

Author

Jason Davis served five years in the 101st ABN, including two combat tours to Iraq. He’s currently an M.A. candidate in Writing at Johns Hopkins University and serves as social media administrator for the Veterans Benefits Administration.

Related Posts

Va claim status

How to successfully file a VA compensation claim

Va claim status

Claims Corner: the importance of VA exams

Va claim status



How to File A VA Claim for Disability Compensation, Stateside Legal, status of va disability claim.#Status #of #va #disability #claim


Stateside Legal

Status of va disability claim

Veterans Disability Compensation

Status of va disability claim

March 2015 NOTICE: The VA has updated how to file your claim. Read on to learn more. You can also go to the VA s website on the new claims process.

The following information was originally authored by Veteran Jim Strickland. Jim has been a pioneer in posting helpful information for veterans. Many thanks to Jim for allowing us to post an edited version of his work.

Who can file?

At any point after you have completed military service, you may file an application for disability compensation. Here are the basic tests:

  • you believe that military service has caused an injury or illness (called a condition by the VA) or
  • you believe that a preexisting condition was aggravated by military service.

There are no time limits or restrictions except in a few very limited circumstances. As a general rule, you may seek disability compensation at any time for any condition that you reasonably believe was caused or aggravated by your service.

Can I file a claim myself? Do I need a lawyer?

The initial filing of a claim is simple. You may file the appropriate forms yourself or get help from an accredited Veterans Service Officer who will likely work for a Veterans Service Organization or a State Veterans Service Office. You are not allowed to pay anyone to represent you at this stage of the process.

How do I know whether it s worth filing a claim?

Let s assume you are going to represent yourself in this claim. Before you file, you ll need to understand the basic requirements.

  1. Eligible military service: You must have done military service, and you must have a discharge that is other than dishonorable. If your discharge is other than honorable but not dishonorable, you may be qualified for only some types of benefits. Go here for information about challenging your discharge status.
  2. Current condition : You must have a current injury or illness (condition) that can be connected to your military service. This means that you should have a fairly clear diagnosis. It should be stated in a medical record prepared by a qualified health care provider (preferably a doctor). The more precisely defined the condition is in the record, the better.
  3. Evidence: You must have evidence to support your claim. The best evidence is an event that is recorded in a Service Medical Record (SMR). This is a detailed description of the cause of the injury or illness leading to your condition, how it was treated, and any residual effects of the event. If the condition is related to a non-combat event, you will need documentation of:
  4. A clear service connection: Your medical evidence must be clear enough to prove that your current condition is connected to the in-service event. This is called service connection or nexus. If you can t prove the service connection, you will not receive benefits.

What else do I need to know?

I suggest that you consider another set of requirements before you file a claim. You should be well organized and prepared to deal with a lot of paperwork, including copying of files and searching for evidence. It helps if you:

  • are familiar with searching for records on the Internet,
  • know how to use a word processor,
  • own or have access to a scanner and copier
  • are confident that you have the patience to deal with details.

The VA process, even at its best, is slow, prone to error, and requires constant attention. You are much more likely to be successful if you can organize your information and keep good records of interactions with VA. If you believe that you meet these requirements, I encourage you to apply for your deserved benefits. If you have trouble with these kinds of tasks, you may want to seek help from a VSO or your state veterans affairs office.

NOTE: If it s not too late for you, plan ahead. The process can be much easier for military members who are still serving, . Once you file a VA claim, your Service Medical Record is sent to the VA by your branch of service. Thus, if a soldier visits medical for claimable injuries and builds a sound medical history of the injury while still in service, the process could simply involve filing a claim, going through a VA medical examination (if necessary), and waiting to hear back about your disability rating. Your military records become your VA evidence. Therefore, through good prior planning, veterans can avoid much of the headache involved in the claim process.

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Comments

This is a nice, succinct, practical guide to initiating the claims process. There are only two parts that might benefit from clarification:

#1) Who can file? At any point after you have completed military service, you may file an application for disability compensation. Here are the basic tests: you believe that military service has caused an injury or illness (called a “condition” by the VA)

Military service does not necessarily have to cause an injury or illness. Rather, the injury or illness need only have been incurred during, or aggravated by, military service. For example, the relevant section of the Code of Federal Regulations states:

“Service connection connotes many factors but basically it means that the facts, shown by evidence, establish that a particular injury or disease resulting in disability was incurred coincident with service in the Armed Forces, or if preexisting such service, was aggravated therein.” 38 CFR §3.303(a)

Or consider this statement on the VA website:

“Disability compensation is a monetary benefit paid to Veterans who are disabled by an injury or illness that was incurred or aggravated during active military service. These disabilities are considered to be service-connected.” – Federal Benefits for Veterans, Dependents and Survivors, Chapter 2: Service-Connected Disabilities

#2) Evidence: You must have evidence to support your claim. The best evidence is an event that is recorded in a Service Medical Record (SMR). This is a detailed description of the cause of the injury or illness leading to your condition, how it was treated, and any residual effects of the event.

If such evidence exists in a veterans SMR, that’s great. But often, particularly for Vietnam War Veterans, the service medical records are skimpy. This is particularly true for PTSD or other mental disorder claims. For one thing, PTSD was not even an official diagnosis until 1980! Second, most Servicemembers in the 1960’s and early 1970’s were very reluctant to seek mental health treament because of the stigma and the harassment or even abuse they might have been subjected to if they sought psychiatric help. On the rare instances when a Servicemember sought mental health treatment due to what we now know was PTSD, he or she would have been diagnosed with a disorder listed in DSM-II (Diagnostic and Statistical Manual of Mental Disorders, 2nd Edition), such as “Anxiety Neurosis” which may be difficult to decipher or undersatnd in terms of contemporary diagnostic classifications (DSM-5 will be released later this month).

The bottom line is that Vietnam Veterans might not need to worry if there is nothing in their SMR about their claimed condition. It will depend on the condition, e.g., for PTSD, diabetes, prostate cancer, Parkinson’s disease, there is no need for those disorders to be mentioned in the SMR (because of the aforementioned issues with PTSD and because the later three medical conditions are “presumptive conditions” for Vietnam War Veterans, all of whom are assumed to have been exposed to Agent Orange.

  • Log in or register to post comments

I recently found the paperwork from the VA denying me benefits because they “couldn’t find” my medical record. I also happened to find the copy I thought to make of said medical record. Your site was very helpful to me as I have decided to reapply – it as been ten years but I was too pissed-off to try and appeal at the time. I am still damaged but I am not as pissed off now. Cheers.



Adds disability compensation claim status feature – VAntage Point, status of va disability claim.#Status #of #va #disability #claim


VAntage Point

Status of va disability claim

VAntage Point

Official Blog of the U.S. Department of Veterans Affairs

Vets.gov adds disability compensation claim status feature

Simplified, mobile approach allows Vets to more easily check claim status

Status of va disability claim

Status of va disability claim

There’s a common misperception that VA-and-DoD’s eBenefits web portal is singularly synonymous with “checking your claim.” Although claim status is one of several dozen features on eBenefits, it’s also one whose implementation many Vets felt could be improved.

Enter vets.gov, the VA transaction-based website. Yes, you will now be able to track the progress of your disability compensation claim online at Vets.gov.

Let’s back up, though, to address on question: Why?

What I mean to say is that we’ve heard you. That we’ve taken your suggestions to improve the claim status tracker. And since it’s one of our most-popular features, we’ve brought it—new and improved!—to the Vets.gov experience.

The claim status tracker is now simpler to use, easier to read, more responsive, 508 compliant, and best of all—it’s designed for mobile. These are the suggestions you—and other Veterans just like you—have told us in interviews, focus groups, surveys, testing and other feedback that we’ve received.

After you create a Vets.gov account, give it a whirl. We believe you’ll find it easier to understand. Look for clearer language, a cleaner and less-distracting design, an easy-to-navigate interface, and less-confusing steps in the timeline. Where there used to be eight steps in the claim process, there are now only five:

  1. Claim received
  2. Initial review
  3. Evidence gathering, review and decision
  4. Preparation for decision notification
  5. Complete

At the moment, disability compensation is the only claim status currently available on Vets.gov. Other claim types will be added in early 2017. This is also true for VA benefits in general: soon, you’ll be able to discover, apply for, track and manage all your VA benefits at vets.gov.

The eBenefits Portal is an online resource for tools and benefits-related information for wounded warriors, Veterans, Active Duty Servicemembers, their families, and those who care for them. The portal will remain active until Vets.gov is fully built.

Author

Jason Davis served five years in the 101st ABN, including two combat tours to Iraq. He’s currently an M.A. candidate in Writing at Johns Hopkins University and serves as social media administrator for the Veterans Benefits Administration.

Related Posts

Status of va disability claim

How to successfully file a VA compensation claim

Status of va disability claim

Claims Corner: the importance of VA exams

Status of va disability claim



Adds disability compensation claim status feature – VAntage Point, va disability claim status.#Va #disability #claim #status


VAntage Point

Va disability claim status

VAntage Point

Official Blog of the U.S. Department of Veterans Affairs

Vets.gov adds disability compensation claim status feature

Simplified, mobile approach allows Vets to more easily check claim status

Va disability claim status

Va disability claim status

There’s a common misperception that VA-and-DoD’s eBenefits web portal is singularly synonymous with “checking your claim.” Although claim status is one of several dozen features on eBenefits, it’s also one whose implementation many Vets felt could be improved.

Enter vets.gov, the VA transaction-based website. Yes, you will now be able to track the progress of your disability compensation claim online at Vets.gov.

Let’s back up, though, to address on question: Why?

What I mean to say is that we’ve heard you. That we’ve taken your suggestions to improve the claim status tracker. And since it’s one of our most-popular features, we’ve brought it—new and improved!—to the Vets.gov experience.

The claim status tracker is now simpler to use, easier to read, more responsive, 508 compliant, and best of all—it’s designed for mobile. These are the suggestions you—and other Veterans just like you—have told us in interviews, focus groups, surveys, testing and other feedback that we’ve received.

After you create a Vets.gov account, give it a whirl. We believe you’ll find it easier to understand. Look for clearer language, a cleaner and less-distracting design, an easy-to-navigate interface, and less-confusing steps in the timeline. Where there used to be eight steps in the claim process, there are now only five:

  1. Claim received
  2. Initial review
  3. Evidence gathering, review and decision
  4. Preparation for decision notification
  5. Complete

At the moment, disability compensation is the only claim status currently available on Vets.gov. Other claim types will be added in early 2017. This is also true for VA benefits in general: soon, you’ll be able to discover, apply for, track and manage all your VA benefits at vets.gov.

The eBenefits Portal is an online resource for tools and benefits-related information for wounded warriors, Veterans, Active Duty Servicemembers, their families, and those who care for them. The portal will remain active until Vets.gov is fully built.

Author

Jason Davis served five years in the 101st ABN, including two combat tours to Iraq. He’s currently an M.A. candidate in Writing at Johns Hopkins University and serves as social media administrator for the Veterans Benefits Administration.

Related Posts

Va disability claim status

How to successfully file a VA compensation claim

Va disability claim status

Claims Corner: the importance of VA exams

Va disability claim status



VA Claims Information, va claims status.#Va #claims #status


VA Claims Information

STEP 10: AFTER YOUR CLAIM HAS BEEN SUBMITTED

Just some brief final suggestions

This is the file that is created to hold your claim. In it will go all information gathered by the VA including C ?>


Adds disability compensation claim status feature – VAntage Point, status of va disability claim.#Status #of #va #disability #claim


VAntage Point

Status of va disability claim

VAntage Point

Official Blog of the U.S. Department of Veterans Affairs

Vets.gov adds disability compensation claim status feature

Simplified, mobile approach allows Vets to more easily check claim status

Status of va disability claim

Status of va disability claim

There’s a common misperception that VA-and-DoD’s eBenefits web portal is singularly synonymous with “checking your claim.” Although claim status is one of several dozen features on eBenefits, it’s also one whose implementation many Vets felt could be improved.

Enter vets.gov, the VA transaction-based website. Yes, you will now be able to track the progress of your disability compensation claim online at Vets.gov.

Let’s back up, though, to address on question: Why?

What I mean to say is that we’ve heard you. That we’ve taken your suggestions to improve the claim status tracker. And since it’s one of our most-popular features, we’ve brought it—new and improved!—to the Vets.gov experience.

The claim status tracker is now simpler to use, easier to read, more responsive, 508 compliant, and best of all—it’s designed for mobile. These are the suggestions you—and other Veterans just like you—have told us in interviews, focus groups, surveys, testing and other feedback that we’ve received.

After you create a Vets.gov account, give it a whirl. We believe you’ll find it easier to understand. Look for clearer language, a cleaner and less-distracting design, an easy-to-navigate interface, and less-confusing steps in the timeline. Where there used to be eight steps in the claim process, there are now only five:

  1. Claim received
  2. Initial review
  3. Evidence gathering, review and decision
  4. Preparation for decision notification
  5. Complete

At the moment, disability compensation is the only claim status currently available on Vets.gov. Other claim types will be added in early 2017. This is also true for VA benefits in general: soon, you’ll be able to discover, apply for, track and manage all your VA benefits at vets.gov.

The eBenefits Portal is an online resource for tools and benefits-related information for wounded warriors, Veterans, Active Duty Servicemembers, their families, and those who care for them. The portal will remain active until Vets.gov is fully built.

Author

Jason Davis served five years in the 101st ABN, including two combat tours to Iraq. He’s currently an M.A. candidate in Writing at Johns Hopkins University and serves as social media administrator for the Veterans Benefits Administration.

Related Posts

Status of va disability claim

How to successfully file a VA compensation claim

Status of va disability claim

Claims Corner: the importance of VA exams

Status of va disability claim



How to File A VA Claim for Disability Compensation, Stateside Legal, status of va disability claim.#Status #of #va #disability #claim


Stateside Legal

Status of va disability claim

Veterans Disability Compensation

Status of va disability claim

March 2015 NOTICE: The VA has updated how to file your claim. Read on to learn more. You can also go to the VA s website on the new claims process.

The following information was originally authored by Veteran Jim Strickland. Jim has been a pioneer in posting helpful information for veterans. Many thanks to Jim for allowing us to post an edited version of his work.

Who can file?

At any point after you have completed military service, you may file an application for disability compensation. Here are the basic tests:

  • you believe that military service has caused an injury or illness (called a condition by the VA) or
  • you believe that a preexisting condition was aggravated by military service.

There are no time limits or restrictions except in a few very limited circumstances. As a general rule, you may seek disability compensation at any time for any condition that you reasonably believe was caused or aggravated by your service.

Can I file a claim myself? Do I need a lawyer?

The initial filing of a claim is simple. You may file the appropriate forms yourself or get help from an accredited Veterans Service Officer who will likely work for a Veterans Service Organization or a State Veterans Service Office. You are not allowed to pay anyone to represent you at this stage of the process.

How do I know whether it s worth filing a claim?

Let s assume you are going to represent yourself in this claim. Before you file, you ll need to understand the basic requirements.

  1. Eligible military service: You must have done military service, and you must have a discharge that is other than dishonorable. If your discharge is other than honorable but not dishonorable, you may be qualified for only some types of benefits. Go here for information about challenging your discharge status.
  2. Current condition : You must have a current injury or illness (condition) that can be connected to your military service. This means that you should have a fairly clear diagnosis. It should be stated in a medical record prepared by a qualified health care provider (preferably a doctor). The more precisely defined the condition is in the record, the better.
  3. Evidence: You must have evidence to support your claim. The best evidence is an event that is recorded in a Service Medical Record (SMR). This is a detailed description of the cause of the injury or illness leading to your condition, how it was treated, and any residual effects of the event. If the condition is related to a non-combat event, you will need documentation of:
  4. A clear service connection: Your medical evidence must be clear enough to prove that your current condition is connected to the in-service event. This is called service connection or nexus. If you can t prove the service connection, you will not receive benefits.

What else do I need to know?

I suggest that you consider another set of requirements before you file a claim. You should be well organized and prepared to deal with a lot of paperwork, including copying of files and searching for evidence. It helps if you:

  • are familiar with searching for records on the Internet,
  • know how to use a word processor,
  • own or have access to a scanner and copier
  • are confident that you have the patience to deal with details.

The VA process, even at its best, is slow, prone to error, and requires constant attention. You are much more likely to be successful if you can organize your information and keep good records of interactions with VA. If you believe that you meet these requirements, I encourage you to apply for your deserved benefits. If you have trouble with these kinds of tasks, you may want to seek help from a VSO or your state veterans affairs office.

NOTE: If it s not too late for you, plan ahead. The process can be much easier for military members who are still serving, . Once you file a VA claim, your Service Medical Record is sent to the VA by your branch of service. Thus, if a soldier visits medical for claimable injuries and builds a sound medical history of the injury while still in service, the process could simply involve filing a claim, going through a VA medical examination (if necessary), and waiting to hear back about your disability rating. Your military records become your VA evidence. Therefore, through good prior planning, veterans can avoid much of the headache involved in the claim process.

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Comments

This is a nice, succinct, practical guide to initiating the claims process. There are only two parts that might benefit from clarification:

#1) Who can file? At any point after you have completed military service, you may file an application for disability compensation. Here are the basic tests: you believe that military service has caused an injury or illness (called a “condition” by the VA)

Military service does not necessarily have to cause an injury or illness. Rather, the injury or illness need only have been incurred during, or aggravated by, military service. For example, the relevant section of the Code of Federal Regulations states:

“Service connection connotes many factors but basically it means that the facts, shown by evidence, establish that a particular injury or disease resulting in disability was incurred coincident with service in the Armed Forces, or if preexisting such service, was aggravated therein.” 38 CFR §3.303(a)

Or consider this statement on the VA website:

“Disability compensation is a monetary benefit paid to Veterans who are disabled by an injury or illness that was incurred or aggravated during active military service. These disabilities are considered to be service-connected.” – Federal Benefits for Veterans, Dependents and Survivors, Chapter 2: Service-Connected Disabilities

#2) Evidence: You must have evidence to support your claim. The best evidence is an event that is recorded in a Service Medical Record (SMR). This is a detailed description of the cause of the injury or illness leading to your condition, how it was treated, and any residual effects of the event.

If such evidence exists in a veterans SMR, that’s great. But often, particularly for Vietnam War Veterans, the service medical records are skimpy. This is particularly true for PTSD or other mental disorder claims. For one thing, PTSD was not even an official diagnosis until 1980! Second, most Servicemembers in the 1960’s and early 1970’s were very reluctant to seek mental health treament because of the stigma and the harassment or even abuse they might have been subjected to if they sought psychiatric help. On the rare instances when a Servicemember sought mental health treatment due to what we now know was PTSD, he or she would have been diagnosed with a disorder listed in DSM-II (Diagnostic and Statistical Manual of Mental Disorders, 2nd Edition), such as “Anxiety Neurosis” which may be difficult to decipher or undersatnd in terms of contemporary diagnostic classifications (DSM-5 will be released later this month).

The bottom line is that Vietnam Veterans might not need to worry if there is nothing in their SMR about their claimed condition. It will depend on the condition, e.g., for PTSD, diabetes, prostate cancer, Parkinson’s disease, there is no need for those disorders to be mentioned in the SMR (because of the aforementioned issues with PTSD and because the later three medical conditions are “presumptive conditions” for Vietnam War Veterans, all of whom are assumed to have been exposed to Agent Orange.

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I recently found the paperwork from the VA denying me benefits because they “couldn’t find” my medical record. I also happened to find the copy I thought to make of said medical record. Your site was very helpful to me as I have decided to reapply – it as been ten years but I was too pissed-off to try and appeal at the time. I am still damaged but I am not as pissed off now. Cheers.



Status of va disability claim, status of va disability claim.#Status #of #va #disability #claim


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Adds disability compensation claim status feature – VAntage Point, va disability claim status.#Va #disability #claim #status


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Official Blog of the U.S. Department of Veterans Affairs

Vets.gov adds disability compensation claim status feature

Simplified, mobile approach allows Vets to more easily check claim status

Va disability claim status

Va disability claim status

There’s a common misperception that VA-and-DoD’s eBenefits web portal is singularly synonymous with “checking your claim.” Although claim status is one of several dozen features on eBenefits, it’s also one whose implementation many Vets felt could be improved.

Enter vets.gov, the VA transaction-based website. Yes, you will now be able to track the progress of your disability compensation claim online at Vets.gov.

Let’s back up, though, to address on question: Why?

What I mean to say is that we’ve heard you. That we’ve taken your suggestions to improve the claim status tracker. And since it’s one of our most-popular features, we’ve brought it—new and improved!—to the Vets.gov experience.

The claim status tracker is now simpler to use, easier to read, more responsive, 508 compliant, and best of all—it’s designed for mobile. These are the suggestions you—and other Veterans just like you—have told us in interviews, focus groups, surveys, testing and other feedback that we’ve received.

After you create a Vets.gov account, give it a whirl. We believe you’ll find it easier to understand. Look for clearer language, a cleaner and less-distracting design, an easy-to-navigate interface, and less-confusing steps in the timeline. Where there used to be eight steps in the claim process, there are now only five:

  1. Claim received
  2. Initial review
  3. Evidence gathering, review and decision
  4. Preparation for decision notification
  5. Complete

At the moment, disability compensation is the only claim status currently available on Vets.gov. Other claim types will be added in early 2017. This is also true for VA benefits in general: soon, you’ll be able to discover, apply for, track and manage all your VA benefits at vets.gov.

The eBenefits Portal is an online resource for tools and benefits-related information for wounded warriors, Veterans, Active Duty Servicemembers, their families, and those who care for them. The portal will remain active until Vets.gov is fully built.

Author

Jason Davis served five years in the 101st ABN, including two combat tours to Iraq. He’s currently an M.A. candidate in Writing at Johns Hopkins University and serves as social media administrator for the Veterans Benefits Administration.

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Twin County Regional Home Health in Galax, VA – Home Care Agency Report – Services, Quality, Reviews, Ratings, and More, galax va rehab.#Galax #va #rehab


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Twin County Regional Home Health

Twin County Regional Home Health is a non-profit home care agency based at 544 East Stuart Drive Suite R in Galax, VA. The agency services an area over 1,700 square miles in size with over 130,000 residents. It was certified by Medicare in 1985. A total of 21,322 Medicare visits were made to 601 home care agency patients in 2006. The provider was reimbursed $2,377,275 for these services.

Twin County Regional Home Health offers nursing care, physical therapy, occupational therapy, speech pathology, medical social, and home health aide services. Patients of this agency are more likely to have to be admitted to the hospital less often, when compared to other agencies in the state.

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Salamander Resort – Spa – Virginia Is For Lovers, day spa leesburg va.#Day #spa #leesburg #va


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Virginia is for Lovers

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Places to Stay Salamander Resort & Spa

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  • Address 500 North Pendleton Street

Middleburg, VA 20118

  • Phone 866-305-2792
  • City Middleburg Locality Loudoun

    S et on 340 acres in the foothills of the Blue Ridge Mountains amid Virginia s famed horse country and lush vineyards, and just 30 minutes to the west of Washington Dulles International Airport, Salamander Resort Spa is designed to blend into the natural environment in which it sits.

    The resort features 168 luxurious rooms including 17 suites, a 23,000-square-foot lavish spa, a full-service equestrian center with a 22-stall stable and practice ring, Virginia Piedmont-inspired dining, a dedicated cooking studio, wine bar and a unique array of conference and banquet facilities.

    Salamander Hotels Resorts Founder CEO, Sheila C. Johnson, has created an environmentally sensitive destination by placing 252 of the resort s acres into a conservation easement, and when the property opens, it will be one of the first luxury destination resort and spas in the United States to achieve LEED (Leadership in Energy and Environmental Design) certification.

    Rates during peak season at Salamander Resort Spa start at $475 per night. Off-season rates begin at $275 per night. Special group rates and packages for individual travelers are also available.

    Amenities

    • Pet Friendly
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    VIRGINIA DEPARTMENT OF SOCIAL SERVICES

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    Va dss child support

    Beginning September 2017 and thereafter, all Virginia Supplemental Nutrition Assistance Program (SNAP) clients will begin receiving benefits on a revised issuance schedule. SNAP clients can expect to receive additional communication by mail regarding this change. To review the new schedule, click here. For additional information, contact the Enterprise Customer Service Center, Monday-Friday from 7 a.m. to 6 p.m., at (855) 635-4370.

    Va dss child support

    Child Support to take part in Back-to-School Fest

    VDSS’ Child Support Enforcement Division will participate in Norfolk’s Back-to-School Fest on Saturday, August 26, to increase DCSE’s presence in the community and promote accessibility to resources and information. DCSE is committed to helping parents meet their children’s support needs and overcome barriers such as unemployment, substance misuse, incarceration and mental health issues. Learn more about the event, or visit childsupport for general child support information.

    Va dss child support

    August is Child Support Awareness Month

    The VDSS Division of Child Support Enforcement celebrates August as the 22 nd annual Child Support Awareness Month. Parents play an important role in providing emotional, financial, and physical support to ensure that their child’s well-being and success is prioritized. From supporting their dreams to buying schoolbooks, the benefits of child support last a lifetime. Click here for more information.

    Va dss child support

    VDSS Establishes Partnership to Provide Free Safe Sleep Resources and Education

    The Virginia Department of Social Services will provide free safe sleep resources as part of a new partnership with Children’s Hospital of Richmond (CHoR) at Virginia Commonwealth University and The Baby Box Co. to equip Virginia’s new and expecting families with safe sleep education. Learn more.

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    Richmond Receives Funding to Combat Opioid Epidemic

    The City of Richmond Human Services Commission was awarded $254,397 in federal AmeriCorps funding to combat the opioid epidemic and its devastating effects on families, communities, workplaces, health care, and the state. The City of Richmond, through the Richmond AmeriCorps Healthy Futures Project, will utilize a coalition to provide education, prevention, reduction and recovery services. Learn more.

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    Register for Virginia’s Biggest Match Event!

    Family-Match, a technology application developed by Adoption-Share, Inc., is helping families get matched with children waiting to be adopted in the Commonwealth of Virginia! Family-Match is a data-driven technology created by Adoption-Share, and designed to help families become visible to child welfare workers in Virginia and matched with available children on markers of compatibility! Click here for more information.

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    New Website for Foster Youth

    Foster youth in Virginia have a new, dedicated website to support their success, Foster My Future. The website features resources for foster youth of all ages, including educational, medical and independent living information. Foster youth are encouraged to visit fostermyfuture.com to learn more or sign up to be connected to the latest news, events and resources.

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    Real Adoption & Foster Care Stories

    “The Real Stories of Foster and Adoptive Families” is a compilation of compelling anecdotes of how real Virginia families were started, reunited and strengthened through foster care and adoption.

    If you or someone you know is willing to share an adoption or foster care story, please email [email protected]

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    WELCOME to the Virginia Department of Social Services

    It is our pleasure to offer this website as a resource to connect our programs and services to the individuals and families we serve. It is our hope that we advance our mission of helping people shape strong futures for themselves, their families and communities, through the delivery of essential services that help them triumph over poverty, abuse and neglect.

    VDSS is one of the largest Commonwealth agencies, partnering with 120 local departments of social services, along with faith-based and non-profit organizations, to promote the well-being of children and families statewide. I proudly serve alongside 1,650 (state) and 8,500 (local) human services professionals throughout the Social Services System, who ensure that thousands of Virginia’s most vulnerable citizens have access to the best services and benefits available to them.

    Together, we work each day to serve, empower, and create opportunities for brighter futures.

    VDSS News

    Cooling Assistance Application Deadline Approaching

    The Virginia Department of Social Services (VDSS) is helping to provide qualifying households with cooling assistance. The applications period ends Tuesday, August 15. To qualify for cooling assistance, a household must have either a child under six years of age, an individual with a disability, or an adult age 60 or older living in the home. There is also an income requirement for cooling assistance; this year the maximum gross monthly income, before taxes, for a one-person household is $1,307 and $2,665 for a household of four.

    Child Support Awareness Day: Strengthening Families and Communities

    On Thursday, August 3, from 3-7pm, the Division of Child Support Enforcement (DCSE) will celebrate Child Support Awareness Day at The Fairfax County Government Center Farmers Market located at 9990 Fairfax Blvd. suite 200 Fairfax, VA. 22030. On this day, DCSE will be on-site to share information and answer basic questions about child support and family engagement programs in Virginia.

    New Staggered Issuance Schedule for SNAP Recipients to Take Effect September 1

    Beginning September 1, 2017, Virginia’s Supplemental Nutrition Assistance Program (SNAP) will implement a new staggered issuance schedule that may result in changes to the day some clients receive benefits moving forward. The new schedule is below.

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    Richmond, VA 23219

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    VA Mortgages – James B Nutter – Company #va #home #loans,va #housing,james #b. #nutter # # #company,irrrl,va #interest #rate #reduction #refinancing #loan,va #no #closing #cost #refinance,va #streamline #refinance,va #home #loans #and #housing,va #mortgage,va #mortgage #rates,va #mortgage #rates,veteran #mortgage #guidelines


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    VA Loans

    If you’re a Veteran or the family member of a Veteran, please accept our deepest gratitude for your service. A grateful nation thanks you! One of the best Veteran benefits continues to be the VA Loan Program, which has helped more than 20 million Veterans achieve the American Dream of homeownership.

    Buying a home can be an intimidating process, even for a military Veteran. However, we want you to know that you’ve come to the right place. James B. Nutter Company has been making VA loans for over 65 years. We’re the experts on VA financing.

    VA Loan Features

    VA Loans contain many attractive features that can save you real money:

    0% down payment option
    Fixed Rate or Adjustable Rate
    Flexible loan terms (30-year, 20-year, 15-year)
    Assumable
    VA Refinance program available with no closing cost option

    Helpful Tips to Get You Started:

    Here are some helpful tips to keep in mind if you’re buying a home and would like to use your VA loan benefit:

    Find your VA Certificate of Eligibility (COE) . By far the most important document to locate is your Certificate of Eligibility (COE), which enables Nutter to calculate how much your VA loan benefit is and thus how much house you can afford. Many Veterans are given a hard copy of their COE after they’ve been discharged, but if you’ve misplaced your COE you’ll need to get a new one. For more information, click here. We can help you as well!

    Get preapproved by Nutter. Once you’ve got your COE in hand, it’s a smart move to get preapproved. Not only is getting preapproved quick and easy (and free!), but in this highly competitive housing market many realtors insist that homebuyers have a preapproval letter in hand when they’re shopping for a home. For more information, click here .

    Interest rates for VA loans are currently lower than other types of home loans. Now is a great time to buy a home, especially with property values rising and interest rates near historic lows. Even better, interest rates for VA loans have recently been about .50% lower than conventional loans, which could save you an average of $3,100 per year on a $250,000 mortgage.

    Close with Nutter and avoid excessive lender fees. This tip applies to any homebuyer whether you’re a Veteran or a civilian, but in the case of Veterans it’s especially important because lender fees can count against the amount of your VA loan benefit. Unfortunately, not all mortgage lenders are created equal and many will charge you a small fortune in closing costs. If you want to get the most out of your VA loan eligibility, choose Nutter— we don’t charge any “junk fees”.

    Don’t listen to the media—VA loans are not “hard to process”. A popular misconception about VA loans is that they’re more difficult for a lender to close than other loans. In our experience, VA loans are just as easy to process as other loans. We’ve never declined to take a VA loan application because “those loans are just too darn hard to close.” Quite the opposite, in fact. We value Veterans and their families and would like nothing more than to help them buy a house. It’s the very least we can do to thank them for their service!

    The VA offers a great refinance program—the Interest Rate Reduction Refinance Loan (IRRRL) Program. For those Veterans who already have a VA loan, the VA allows you to do a “streamline refinance” of your VA loan without an appraisal and without having to fully requalify all over again. Nutter can even offer this program with no closing costs. This means that Veterans can take advantage of lower interest rates and refinance with a minimal amount of red tape and expense. For more information, click here. Also, check out the VA Home Loans and Housing Page, click here

    Our experienced and knowledgeable loan officers are just an email or a phone call away and can answer all of your questions.



    Professional Carpet Cleaning Woodbridge VA #carpet #cleaners #fairfax #va


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    Neighborhood Cleaning Services

    Carpet and Rug Cleaning in Northern, VA

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    Why Choose Neighborhood Cleaning Services

    Professional Carpet Cleaning Alexandria VA

    Hi, I am Henry, Owner, and Operator of Neighborhood Cleaning Services and a Veteran of the Marines. I started this company because I truly want to deliver quality and honest work. I ve learned throughout the years on how to be Efficient and making sure I deliver 110% of quality to every job. I have also learned that customers like you appreciate my hard work. I have nothing but the right products:

    • Green cleaning products
    • Experience
    • Latest cleaning tools: Rotovac, Brush Pro, 6- jet wand

    I am licensed bonded. All my products are EPA approved to baby and pet friendly, so need to acquire. My experience in cleaning has thought me A LOT of my customers have been accustomed to ok cleaning. My first procedure of cleaning carpets will leave you amazed! Some cases, customers think I am even done with the cleaning.

    Bottom line I use methods that:

    • Keeps the areas cleaner longer
    • Stains are most likely not to reappear
    • Dry time is minimal

    I truly not only make your cleaning experience enjoyable, I go above and beyond to make sure you are truly satisfied! Our methods remove dirt, dust, dust mites and other allergens.
    Before you hire me:

    • Make sure to watch my videos
    • Read my reviews
    • Compare my competitors reviews
    • Make several phone calls to other reputable companies and compare service to service

    I truly not only make your cleaning experience enjoyable, I go above and beyond to make sure you are truly satisfied!

    Don’t just take my word for it. Watch the videos below for a real life Neighborhood Cleaning Services Review

    Quick Quote

    Professional Carpet Cleaning Northern VA

    Neighborhood Carpet Cleaners is a Top Rated … 5-STAR … Cleaning Services Company.Our number one goal is to bring the magic and luster back to your Home or Business’s (Carpet, Upholstery, Tile Grout, Floor, Air Ducts, Dryer Vents, etc) to make them look and feel like new again.

    We serve Residential and Commercial customers throughout northern Virginia including Alexandria, Burke, Lorton, Manassas, Springfield, Triangle, Woodbridge Virginia (VA) and surrounding communities.

    Local – Veteran Owned – Professional Cleaning Services In Northern VA

    We believe that we are the best at what we do and we would like the opportunity to prove it to you. Our service rates are also affordable, and highly negotiable. We are proud to offer a 100% satisfaction guarantee.

    Neighborhood Carpet Cleaners is fully bonded, licensed and insured and our technicians are fully certified by IICRC … The Institute of Inspection, Cleaning and Restoration Certification.

    Our professional customer service representatives who will answer all of your questions. Take advantage of our free estimates so that you know how much you will spend on the job whether it’s carpet cleaning or removing pet odors from the home.

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    How to Get a VA Loan Certificate of Eligibility #military #va #loan


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    How to Get a VA Loan Certificate of Eligibility

    If you’ve been wondering how to get a VA Certificate of Eligibility in order to apply for a loan through the VA Home Loan Program . there’s no need to look any further. A VA Loan Certificate of Eligibility, which shows lenders that you may qualify for a VA home loan, is fairly easy to request.

    It’s important to remember, though, that a home loan is not guaranteed even with a certificate. Potential homeowners must still meet additional requirements in order to obtain a home loan.

    Why you need a VA Certificate of Eligibility

    In order to qualify for a low interest VA loan with no down payment, you must have a VA Certificate of Eligibility, which is available to those people who serve or have served in one of the branches of the armed forces. In order to obtain a certificate, you must meet certain eligibility requirements as listed on the Department of Veterans Affairs website . Without the certificate, there is no way to obtain a loan through the VA Home Loan Program .

    How to request a VA Certificate of Eligibility

    Before you request a certificate, you’ll need to submit a copy of your discharge papers, showing how you were discharged. Those who are dishonorably discharged are not eligible for a certificate. If you do not have your discharge paperwork handy, you will need to request a copy of your for DD214 which proves military service .

    Next, you need to calculate the amount of time that you served. Did you serve for a total of 90 days in a row during a time of war during World War II, the Korean conflict, the Vietnam era, or the Persian Gulf War? If so, then you are eligible.

    In addition, if you served for a total of 180 consecutive days during a time of peace following times of war, then you are also eligible. If you are currently on active duty or are a surviving spouse of a veteran who died in service or as a result of service, you may also qualify. For more information on eligibility requirements, you can visit VAMortgageCenter.com .

    How to Apply for a VA Certificate of Eligibility

    You can apply for a VA Certificate of Eligibility in three different ways. You can apply online at the Veteran’s Information Portal . through a VA approved lender or by mail. If you are unable to print a copy Form 26-1880, you can call 1-888-244-6711 to request a copy.

    You’ll need to provide basic information about yourself, like your contact information, what branch of the service you served with, your status, rank, birth date and whether or not you are married when you’re finally ready to request a copy of Form 26-1880 .

    If, at any time, you need help with completing any of the forms or have a question about eligibility requirements needed to apply for a VA Loan Certificate of Eligibility, you can contact the Department of Veteran Benefits for help, or contact a company such as VAMortgageCenter.com which can help you navigate through the process, and potentially pre-qualify you for a VA Loan.



    Business VoIP Providers in Virginia Beach, VA #business #voip #virginia #beach, #va, #voip #for #business #virginia #beach, #va, #virginia #beach, #va #voip, #virginia #beach, #va #voip #providers


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    Business VoIP Providers in Virginia Beach, VA

    What is Business VoIP? Here is an Overview

    Here at VoipReview, people often ask us ‘What is business VoIP?’ Put simply, business VoIP in Virginia Beach, VA is a type of phone service that utilizes your own high-speed Internet connection to send and receive telephone calls. Business VoIP also offers a number of other features that will meet the needs of your company and help you remain competitive in today’s marketplace.

    Voice over Internet Protocol or VoIP is not just available for businesses-providers also offer it to residential customers in Virginia Beach, VA. That doesn’t mean the two are the same as VoIP plans for business use tend to focus on the tools that help businesses succeed. Residential plans on the other hand often have more basic features along with standard inbound or outbound calling capabilities.

    No phone lines are needed with business VoIP. Instead, this calling system uses your company’s broadband Internet connection in place of a traditional phone wiring system. Even so, business VoIP is a whole lot more than just a replacement for your existing phone system. Business VoIP solutions in Virginia Beach, VA also include some form of Private Branch Exchange (PBX) phone system, in addition to advanced features that assist with call management and productivity.

    PBX phone systems along with the advanced productivity features offered by a business VoIP plan are included at no extra cost, yet are considered add-ons by traditional phone companies. Not only that, but many business VoIP providers also offer greater flexibility and mobility than what your current phone provider is capable of. We recommend comparing the different business VoIP providers with your current phone service to see the difference in price and features. When you do, you will notice that business VoIP provides you with a greater value for your money.

    Comparing Business VoIP Providers in Virginia Beach, VA

    To help you find the right business VoIP in Virginia Beach, VA for your business, we’ve compiled information about various providers and collected user reviews. This information can be used to compare numerous different providers in the area. The information includes monthly rates, features, and other highlights. At VoipReview, we have unique comparison tools that allow you to see what providers have to offer across the board. We use this data to simplify your search and present you with the top services available.

    Within the comparison table is a star rating. This rating is determined by user reviews. To get a better idea of what the service is like from a user standpoint, we also provide the full reviews that are submitted by people that use it on a regular basis. Simply click on the ‘Reviews’ link and you’ll be directed to the full detailed review of the particular provider. Here, you can see what users have to say about the service and its features.

    Here at VoipReview, we work to provide updated information about service solutions in Virginia Beach, VA so that we can present you with a detailed list of top business VoIP providers. However, information does change. To ensure that you get the most accurate quotes and service information for your business, check out the provider’s website.

    If you’re still unsure about which business VoIP to go with, we’re here to help. With our knowledge about providers in Virginia Beach, VA, we can provide custom recommendations based on your company needs. Just fill out the form above so that we can pick providers that suit your needs. By answering a few simple questions, we can narrow down your search and instantly present the top contenders.

    What Features Come with a Business VoIP Plan?

    VoIP provides significantly more efficiency features than conventional telephone companies in Virginia Beach, VA. If you’re curious about the most popular high-tech calling features available with VoIP systems, a few of them include:

    • Auto Attendant
    • Call Announce
    • Call Continuity
    • Call Forwarding
    • Call Waiting
    • Do Not Disturb
    • Dynamic Caller ID
    • Emergency Assistance
    • Follow Me
    • Music on Hold
    • Number Porting
    • Ring Groups
    • Seven Digit Dialing
    • Virtual Recording
    • Voicemail

    Business VoIP packages include a variety of features that ordinarily you would be charged for by a standard telephone company. With VoIP plans, you’ll receive nearly all these features at no additional cost. Consult with your service provider to find out which additional features are included in their plans. On the page for a specific VoIP company, you can access a complete listing of functionalities that come with a company’s plans, along with any additional features and how much they cost.

    How Does Business VoIP Differ From a Traditional Landline Phone?

    Business VoIP in Virginia Beach, VA provides users with superior call quality, flexible communications options, and more included features. We understand that many business owners are hesitant about switching to VoIP because they are comfortable with PSTN. However, the latest improvements in VoIP technology have virtually eliminated many of the issues that were associated with Voice over Internet Protocol in the beginning. These days, it is entirely possible to get a VoIP system that outperforms a landline phone for a much lower monthly cost.

    Although VoIP is improving, not every business is a good candidate for it. Even so, an increasing number of small and medium-sized businesses in Virginia Beach, VA are now relying exclusively on VoIP. Business VoIP allows customers to enjoy:

    • Lower costs
    • Excellent call quality
    • Enhanced employee productivity
    • Enterprise calling features
    • Mobility for use by remote or traveling employees
    • Adaptability for future expansion

    Comparing Residential VoIP Providers in Virginia Beach, VA

    Fortunately, many VoIP providers offer services to residential customers as well as customers with small home offices in Virginia Beach, VA. These providers have a reputation for delivering affordable, consistent service. Nevertheless, choosing the right one may present some challenges to customers who are not familiar with what to expect.

    Some may hesitate and wonder if their final selection was the right decision. Others might second guess their decision by wondering if a different provider offered better service that cost less. These are not unusual or unreasonable questions to have about an important tool for any business. Therefore, answers to the following four questions may help residential customers feel more comfortable in their final decision.

    1. Knowing which features are needed to support the home office is a good place to start. Each provider page lists the most important feature and whether those features are offered by the provider. Feature related questions: Does the customer like call waiting? Will the customer need voicemail?
    2. Does a provider offer unpublicized services that might benefit the home-based business? A visit to the provider’s website is a good place to research their services. Customers may also want to and speak with a sales representative to get a better understanding. Additional offers such as free equipment or an extended money back guarantee might be available by calling the provider directly.
    3. What is included in the quoted price? Hidden charges can increase the final sales price dramatically. It is good to know of more than taxes, porting fees and 911 service charges are included in the price quote.
    4. Will the provider give customers the VoIP equipment needed to use the service? Some provider charge for use of equipment such as routers and phones.

    Thorough research of all VoIP providers for Virginia Beach, VA residential service is recommended before signing up with one provider. VoipReview does its best to keep information up-to-date. Verifying information such as rates, disclaimers and any fees not prominently displayed from the provider’s website or representative will further help in securing the best rate and offerings.



    Legal Services – Chesapeake, VA – Michael G # #michael #sweeney, #mike #sweeney, #attorney, #lawyer, #chesapeake, #va #23320, #norfolk, #portsmouth, #virginia #beach, #chesapeake, #suffolk, #hampton, #newport #news, #hampton #roads, #automobile, #automobile #accidents, #motor #vehicle #accidents, #personal #injury, #civil #litigation, #criminal, #criminal #traffic, #traffic, #dui, #dwi, #corporation #law, #business #law, #wills, #motorcycle #accidents, #accidents, #car #accidents, #mesothelioma, #asbestos, #railroad #injuries, #wills, #trusts


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    Legal Hope For Victims of Motor Vehicle Accidents and Personal Injuries

    • The United States Supreme Court, Washington D.C.
    • The United States Fourth Circuit Court of Appeals, Richmond, Virginia
    • The United States District Court for the Eastern District of Virginia, Alexandria, Richmond, Norfolk, Virginia
    • The United States District Court for the Eastern District of North Carolina, Elizabeth City, North Carolina
    • The Virginia Supreme Court, Richmond, Virginia
    • The Virginia Court of Appeals, Richmond, Virginia
    • All Circuit Courts in the Commonwealth of Virginia
    • All General District Courts in the Commonwealth of Virginia
    • The North Carolina Supreme Court, Raleigh, North Carolina
    • The North Carolina Court of Appeals, Raleigh, North Carolina
    • All Superior Courts in the State of North Carolina
    • All District Courts in the State of North Carolina

    If you have been injured in an accident, our legal team will investigate your case and interview all witnesses. We will obtain all of your medical records, medical bills and we will obtain an affidavit of wage loss from your employer. Once we have obtained all information relevant to your case, we will submit a demand for compensation to the insurance company. If the insurance company fails to agree to a fair settlement with you, then we will file a lawsuit and represent you in Court. Our legal team will prepare your case for presentation to the Court and assist you at every stage of the lawsuit.

    Call now and schedule an appointment to discuss your case. We offer free consultations for all personal injuries.

    We are only paid if you receive compensation for your injury.

    Experience you can trust, personal service you deserve.

    Michael Sweeney has been practicing law in Virginia and North Carolina for over 23 years.

    “I have the experience to help you with your legal needs. I am committed to providing you with the highest level of service. My number one goal is to provide my clients with the results they deserve and to provide them with my utmost personal attention. Every case is important to me.”

    Disclaimer: The information contained in this site is not, nor is it intended to be, legal advice. You should consult an attorney for legal advice regarding your specific situation.



    Virginia Car Insurance – Quotes, Coverage – Requirements #virginia #car #insurance, #virginia, #car #insurance, #va, #auto #insurance #


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    • Get free quotes from the nation’s biggest auto insurance providers.
    • Over 94% of Americans qualify for lower rates.

    Our goal is to give you the most up-to-date, accurate information about your state DMV’s processes. The date you see here reflects the most recent time we’ve verified this information with your state DMV. When they change something, we do, too!

    Car Insurance in Virginia

    Virginia Car Insurance

    Virginia law requires that all drivers have a way to pay for injuries or property damage resulting from a car accident. You can satisfy this financial responsibility law by EITHER:

    • Purchasing car insurance.
      OR
    • Paying Virginia’s Department of Motor Vehicles to drive uninsured.

    Read more about Virginia car insurance laws, uninsured drivers fees, policy rates, and discounts.

    Car Insurance Requirements

    If you choose to purchase auto insurance to fulfill your financial responsibility, you must buy Virginia liability car insurance to help cover the costs of injuries and property damage to others you caused in a car accident.

    The following minimums apply to your liability coverage:

    • $25,000 for injuries per person per accident.
    • $50,000 for total injuries per accident.
    • $20,000 for property damage per accident.

    You are also required to have uninsured/underinsured motorist coverage to help pay for your injuries or property damage after an accident caused by either:

    • An uninsured driver.
    • A driver who does not have enough insurance coverage to pay for your injuries or property damage.

    Your uninsured/underinsured motorist coverage must match the minimums of your liability car insurance:

    • $25,000 for injuries, per person per accident.
    • $50,000 for total injuries per accident.
    • $20,000 for property damage per accident.

    Uninsured Motor Vehicle Fee

    If you are registering your car. you must certify whether you have Virginia car insurance.

    If you are unwilling or unable to get insurance at the time, you must pay a $500 uninsured motor vehicle fee to the Virginia DMV. (This does not include registration fees.)

    This $500 fee fulfills your financial responsibility and allows you to drive uninsured for 12 months.

    Understand that paying the VA uninsured motor vehicle fee DOES NOT mean you have insurance and WILL NOT protect you financially in case of an accident.

    If you get into a car accident, you must pay for all damages and injuries for which you are found responsible.

    While payment of the fee lets you drive uninsured for 12 months, the fee can be prorated if you wish to be uninsured for a shorter time period.

    Optional Car Insurance Coverage

    If you purchase auto insurance to fulfill your financial responsibility requirements, you may also want to consider buying additional coverage.

    When shopping for and comparing car insurance quotes, ask about the following types of optional coverage:

    • Collision – This will pay for damages to your car after a traffic accident.
    • Comprehensive – This will help cover non-accident related incidents, such as vandalism.
    • Medical expenses – This will help pay for your medical bills after an accident that you caused.

    NOTE: While collision and comprehensive insurance are optional, lenders can require it. See below for more information.

    Vehicle Loans and Force-Placed Insurance

    VA law does not require you to purchase collision/comprehensive coverage; however, banks or finance companies that have financed your car can require you to purchase these coverage types.

    If you do not purchase collision and comprehensive coverages, your lender may place your car under force-placed insurance and charge you for the premium.

    Force-placed insurance is meant to protect the lender (not you); it will not satisfy your state-mandated financial responsibility.

    VA Auto Insurance Violation Penalties

    With the help of reporting from Virginia car insurance companies, the VA DMV can electronically track your car insurance status.

    If you are found to be driving without insurance and you have not paid the uninsured driver fee, you will face suspension of all of the following:

    • Driver’s license.
    • Vehicle registration.
    • License plates.

    To reinstate all of the above, you must:

    • Pay a $500 fine.
    • File and maintain a proof of insurance certification (SR-22) for 3 years.
      • NOTE. Maintaining an SR-22 means you MUST purchase car insurance (you cannot use the uninsured driver fee option to fulfill your financial responsibility).
      • SR22 Virginia is NOT insurance; it is proof that you have a policy.
    • Pay a driver’s license reinstatement fee.
      • Fines range from $145 to $220.

    Insurance Penalties: SR-22 and FR-44

    After convictions of certain crimes and traffic violations, you may be required to take extra steps in certifying that you are compliant with VA’s financial responsibility laws. You’ll be required to do so by filing either an SR-22 or FR-44 certificate through your car insurance carrier.

    If subject to this requirement, you must purchase car insurance. meaning you cannot pay the uninsured motor vehicle fee in lieu of holding a policy.

    SR-22

    SR-22 certifications serve as proof that you are compliant with Virginia’s liability minimum requirements.

    You may need to file an SR-22 after:

    • A conviction of voluntary or involuntary manslaughter resulting from a car accident.
    • Falsifying your:
      • Driver’s license.
      • Car registration.
      • Insurance information.
    • A felony conviction involving a traffic law.
    • A hit-and-run accident.
    • Driving without insurance or without having paid the uninsured motor vehicle fee.

    FR-44

    After a DUI conviction. you will be required to file an FR-44 certification. You may also be required to file one after:

    • Maiming under the influence.
    • Driving with a license that’s been forfeited as a result of a conviction.

    The FR-44 will require you to purchase liability car insurance with increased limits, as follows:

    • $50,000 for injuries per person. per accident.
    • $100,000 for total injuries per accident.
    • $40,000 for property damage.

    Filing an SR-22 or FR-44 will result in higher rates. You can avoid these rate hikes by obeying the law and driving in a safe manner.

    Determining Your VA Car Insurance Premium

    Several factors go into determining your premium rates. These factors include:

    • Your driving record.
    • The make, model, and year of your car.
    • Your age.
    • Your credit score.
    • The deductible.
      • This is the amount of your claim you’re responsible for paying.
      • The higher your deductible, the lower your premium.

    Car Insurance Discounts

    When you’re making a car insurance comparison, it helps to investigate any discounts you may be able to apply to your policy.

    Most Virginia auto insurance companies offer discountssuch as:

    • Good driver discount.
    • Good student discount.
    • Anti-theft discount.
    • Safety features (airbags) discount.
    • Multi-car discount.
    • Homeowners discount.

    Discounts are a great way to get cheap car insurance rates. Combine your discounts with a driving record that reflects safe and violation-free driving, and you are well on your way to affordable car insurance rates.

    Most Stolen Cars in Virginia

    Owning a car that is highly targeted for theft might mean you have to pay more for car insurance.

    The following is a list of Virginia’s most stolen cars in 2013, according to www.nicb.org.

    1. Honda Accord.
    2. Ford Pickup (Full Size).
    3. Nissan Altima.
    4. Toyota Camry.
    5. Honda Civic.
    6. Chevrolet Pickup (Full Size).
    7. Ford Explorer.
    8. Jeep Cherokee/Grand Cherokee.
    9. Toyota Corolla.
    10. Dodge Caravan.


    Comparison Tool #new #gi #bill, #post-9/11, #gi #bill, #wave, #gi, #gibill, #va #wave, #education #benefits, #veterans #education, #mgib, #reap, #veap, #montgomery #gi #bill, #vets, #veterans #affairs, #veterans #benefits, #veterans #administra


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    Attention A T users. To access the menus on this page please perform the following steps. 1. Please switch auto forms mode to off. 2. Hit enter to expand a main menu option (Health, Benefits, etc). 3. To enter and activate the submenu links, hit the down arrow. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.

    Education and Training

    1. Amount of time varies according to when the Veteran enlisted and entered active duty.
    2. You may receive a maximum of 48 months of benefits combined if you are eligible for more than one VA education program.
    3. Spouses are generally eligible to receive benefits for 10 years. However, spouses of individuals rated total and permanent within 3 years of discharge and spouses of individuals who die on active duty are granted a 20 year eligibility period.
    4. The Individual Ready Reserve (IRR) is a category of the Ready Reserve of the Reserve Component of the Armed Forces.
    5. VA can pay the difference between the total cost of tuition and fees and the amount of Tuition Assistance paid by the military.

    CONNECT

    EMAIL UPDATES

    VA HOME

    QUICK LIST

    RESOURCES

    ADMINISTRATION

    U.S. Department of Veterans Affairs | 810 Vermont Avenue, NW Washington DC 20420

    Last updated July 22, 2016



    Chesterfield Insurers #insurance #companies #richmond #va


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    Our Insurers

    Chesterfield Insurers is a family-owned independent insurance agency. With offices in Richmond, Virginia and Gloucester, Virginia, we are able to serve the needs of our clients throughout the State of Virginia from these locations.

    The concept of personal service has been the source of success in our personal lines and commercial lines of business. Chesterfield Insurers is a specialist in designing insurance plans for volunteer fire departments and rescue squads in Virginia and North Carolina.



    Who Is Eligible for a VA Loan #questions #and #benefits,va #loan,veteran #benefits,family #and #spouse


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    Spouse

    Who Is Eligible for a VA Loan?

    In this Jan. 8, 2015, file photo, a sign with a sold sticker is posted in front of a row of new town homes in Richmond, Va. Who is eligible to use VA home loans? Steve Helber/AP

    I am the adult daughter of a veteran. Am I able to apply for a VA home loan. Who is eligible for a VA loan?

    I get a lot of questions from relatives of veterans like yourself who are hoping to cash in on veteran benefits in some way, whether it be through health care, shopping discounts or the VA home loan program.

    Unfortunately, very rarely do the benefits of past service extend past the spouse or minor children of the veteran. In some circumstances, dependent disabled adult children can access their parent veteran’s benefits.

    So who is eligible for a VA loan? The VA home loan program has even more stringent rules than many of the other benefits.

    For example, disabled adult dependents cannot use it. Veterans can personally use the VA home loan if they meet the time-in-service eligibility requirements. Unremarried spouses of deceased veterans who died on active duty or as a result of a service-connected disability, or unremarried spouses of veterans who are missing in action or prisoners of war, are also eligible.

    The only time a spouse in the above category can still use the VA home loan and remarry is if she or he remarries after age 57.

    As the adult daughter of a veteran, you are not eligible for a VA loan.

    Military News App by Military.com

    Download the new Military.com News App for Android on Google Play or for Apple devices on iTunes .

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  • What you need to know about VA’s Home Loan Guaranty

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    • Top Military Spouse Stories



    VA Loan Benefits for Surviving Spouses – Veteran Loan Center #va #loans #at #once


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    VA Loans and Spouses

    VA Loan Eligibility for Surviving Spouses

    Many surviving spouses of deceased veterans have used the Home Loan Guarantee Program to purchase property. The VA’s policy is that these surviving spouses are permitted to use their deceased spouse’s entitlement in the Home Loan Program. However, if the surviving spouse gets remarried they are no longer entitled to participate in the VA’s Home Loan Program. In the Veterans’ Millennium Health Care and Benefits Act this policy was revised to allow surviving spouses to use their deceased spouse’s entitlement even if they have remarried as long as they are no longer married.

    This means that for surviving spouses of deceased veterans:

    • You can use the Home Loan Program to purchase property if you have never remarried.
    • You can use the Home Loan Program to purchase property if you have been remarried and are now divorced from that marriage.
    • You can use the Home Loan Program to purchase property if you have been remarried and your marriage has ended due to the death of a spouse.

    Find answers to any other questions in the VA Loan FAQs .

    As long as the surviving spouse is not married at the time they apply for the Home Loan Program they may be eligible. The surviving spouse loses entitlement once they are remarried, but gets their entitlement restored once the new marriage is over and they are no longer legally married.

    If you are the surviving spouse of a deceased veteran who believes your entitlement in the Home Loan Program may be restored contact the Los Angeles eligibility Center at 1-888-487-1970 or the Winston-Salem Eligibility Center at 1-888-244-6711 for more information.

    If you are a surviving spouse of a deceased veteran and would like to see if you qualify for a VA loan, please fill out our short online form.

    Question Not Answered?

    Still haven’t found the answers you are looking for?

    Contact a Veteran Loan Center representative today to receive detailed answers to your specific question.

    Call us at (888)258-6879 or fill out the form above.



    Veterans Group Life Insurance (VGLI) – Life Insurance #va, #veterans #affairs, #insurance, #servicemembers, #life, #vgli, #veterans’ #group #life #insurance


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    Attention A T users. To access the menus on this page please perform the following steps. 1. Please switch auto forms mode to off. 2. Hit enter to expand a main menu option (Health, Benefits, etc). 3. To enter and activate the submenu links, hit the down arrow. You will now be able to tab or arrow up or down through the submenu options to access/activate the submenu links.

    Life Insurance

    Veterans Group Life Insurance (VGLI)

    Coverage

    Veterans Group Life Insurance (VGLI) is a program that allows you to continue life insurance coverage after you separate from service.

    VGLI provides lifetime coverage as long as you pay the premiums. You may enroll for a maximum amount of coverage that is equal to the amount of Servicemembers Group Life Insurance (SGLI) coverage you had when you separated from service. Lesser amounts of coverage are also available in increments of $10,000.

    Once enrolled in VGLI, you will have the opportunity to increase your coverage by $25,000 every five years up to the legislated maximum of $400,000, until age 60.

    No proof of good health is required.

    Enrollment Period

    You have 1 year and 120 days from your date of separation to apply for VGLI. If you apply for coverage within 240 days of your date of separation, you will not need to answer health questions.

    If you have medical conditions that may make you uninsurable, you should protect yourself and apply within 240 days from separation because there is no health review during this period. Follow this link to learn more about medical conditions that may make you uninsurable .

    Eligibility

    You are eligible to apply for VGLI, if you had SGLI, and are within 1 year and 120 days of the following events:

    • release from active duty or active duty for training under a call or order to duty that does not specify a period of less than 31 days.
    • separation, retirement or release from assignment from the Ready Reserves/National Guard.
    • assignment to the Individual Ready Reserves (IRR) of a branch of service or to the Inactive National Guard (ING).This includes members of the United States Public Health Service Inactive Reserve Corps (IRC).
    • placement on the Temporary Disability Retirement List (TDRL)

    You are also eligible to apply for VGLI, if you had part-time SGLI and while performing duty, suffered an injury or disability that rendered you uninsurable at standard premium rates. This includes travel directly to and from duty.

    Cost/Rates

    VGLI Premiums are based upon the Veterans age. Premium rates increased for VGLI insureds age 70 and older effective July 1, 2014. Follow this link to view VGLI premium rates .

    Deadline to Convert SGLI to VGLI

    You must apply to convert SGLI to VGLI within one year and 120 days from discharge. If you submit your application within 240 days after discharge (for those discharged on or after November 1, 2012) or within 120 days after discharge (for those discharged before November 1, 2012), you do not need to submit evidence of good health. Those who apply after the no-health period are required to answer questions about their health.

    How to Apply

    Applying for VGLI is simple using one of the following methods:

    Converting VGLI to a Commercial Policy

    VGLI policyholders can convert your VGLI to an individual commercial life insurance policy at any time. Follow these links for:

    VGLI Customer Service Standards

    Note: this link will open an Excel spreadsheet. Please scroll to the bottom of the spreadsheet to view the VGLI standards.

    Myths and Rumors About SGLI

    There are several myths, rumors and misconceptions about SGLI and VGLI insurance floating around. Please visit our Myths and Rumors page to find out what’s true and what’s false.



    Product Liability Insurance – Product Liability Insurance Coverage #product #liability #insurance, #product #liability #insurance #coverage, #product #liability, #products, #product, #liability, #liability #insurance, #liability #insurance #coverage, #insurance, #california, #ca, #connecticut, #ct, #florida, #fl, #illinois, #il, #maryland, #md, #new #york, #ny, #new #jersey, #nj, #pennsylvania, #pa, #texas, #tx, #west #virginia, #wv, #virginia, #va.


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    Product Liability Insurance – Product Liability Insurance Coverage

    Product Liability Insurance for Products you design, manufacture, market, import, and distribute.

    Designing, manufacturing or distributing a product is an exciting venture. However in our complicated world simply selling a product has become cause for concern, and moreover a product liability exposure. So much so that many wholesale and retail operations and venues require that you as the manufacturer, distributor or wholesaler have products liability insurance on the items you develop. Additionally, as a retailer of these products, you may be held responsible if there is an injury that results out of use of a product you sell.

    What is Product Liability Insurance?

    Product Liability Insurance Coverage covers the policy holder in the event that a suit arises out of the use of the insured’s products. This can be loss to personal property, business property, bodily injury or death. These items may be clothes, toys, tools, building materials, electronic devices or even pet food or supplies.

    What does Product Liability Insurance cover?

    Liability insurance is designed to protect the business against losses even if they are negligent or liable for damage, injury or loss to another’s property. Typically, damages, legal defense fees and settlement charges are paid by the insuring company when a claim is filed against the business as a result of a Products Liability Suit. Products liability insurance will cover the insured for suits that arise out of damage or injury of use of a product that the holder of the insurance policy manufactures or sells.

    Bodily Injury

    Liability coverage may pay the affected person or firm for the cost of care, the loss of services and restitution for death that results from an injury.

    Property Damage

    In the event your business or product causes damage to, or causes the loss of use of someone’s property. Property damage liability coverage may pay for the value of the physical damage to the property; or the loss of use of that property.

    Who Should Have Product Liability Insurance?

    Anyone that is responsible for the design, manufacture, sale or distribution of a component or end user product. This applies to any business or individual that manufactures his own product or even if the product’s manufacturing is subcontracted out buy another operation, even if the operation is overseas.

    How is a Product Liability Insurance Policy Rated?

    A Products Liability Insurance Policy is rated on several factors.

    What is the product you are covering

    How many of these products will be distributed into the market

    What are they used for and who will be using them

    How long are they intended to last

    What are they made of

    How clearly defined are the usage instructions, directions and guarantees and or warranty that are provided with the product

    What claims does the manufacturer or distributor make about the product, either in writing, demonstration or in media.

    What Does Products Liability Insurance Cost?

    Products liability insurance costs are much like any other liability insurance product. There no real average rate because they are based on the specific type of product you manufacture, retail or market. There are some products that pose very little potential to cause harm or damage and there are others that have a higher propensity to be risky, and therefore carry higher premiums.

    What types of products need products liability insurance?

    Essentially any product that is put into market or sold in any venue should have products liability insurance. Some examples are food, clothing, tools, energy products, furniture, stationary goods, beverages, baked products, luggage, pet items, heating cooling apparatus, electronic goods, vehicles, toys (especially).

    Because every product is different, underwriting a Product Liability Insurance policy is complicated. If you need a quote on Product Liability Insurance Coverage, please complete a product liability quote request. As many people have already found out, Castle Rock Insurance Agency is the best stop for a quote on their Products Liability Insurance . We are the low cost solution for your Product LiabilityInsurance Policy . Castle Rock Agency currently offers Product Liability Insurance Policy Coverage in California, CA, Connecticut, CT, Florida, FL, Illinois, IL, Maryland, MD, New York, NY, New Jersey, NJ, Pennsylvania, PA, Texas, TX, West Virginia, WV, Virginia, VA.

    Product Liability Insurance Coverage
    Product Liability Insurance

    Castle Rock Insurance Agency



    What Are Minimum Requirements to Get a VA Home Loan? #va #home #loans #qualifications


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    What Are Minimum Requirements to Get a VA Home Loan?

    A borrower needs verified employment to obtain a VA loan.

    A home loan benefit is available to past and present members of the U.S. military. The U.S. Department of Veterans Affairs, or VA, backs mortgage loans issued through private lenders. To be eligible for VA home loans, borrowers must meet the minimum criteria set by the VA.

    Certificate of Eligibility

    First, a borrower must have a certificate of eligibility from the VA in order to obtain a loan. To receive this certificate, the borrower must file VA Form 26-1880, Request for Determination of Eligibility and Available Loan Guaranty Entitlement. Veterans with documented active duty service of at least 90 days during World War II or in later wars are eligible for the certificate. The requirements for veterans who served only during a time of peace varies by year and station, but the minimum service time ranges from 181 days to two years. Reservists and National Guard members activated after August 2, 1990 who were on active duty for at least 90 days may be eligible for a certificate. Spouses of service members who died during service or due to a disability as a result of service are also eligible under specific circumstances, as determined by the VA. Persons who received a dishonorable discharge at any time are usually not eligible for a certificate.

    VA Appraisal

    The VA requires an appraisal, or determination of the home’s market value by a professional, for every VA loan. The borrower or another party involved in the deal, such as the lender, requests a VA appraisal by filing VA Form 26-1805, Request for Determination of Reasonable Value. The VA will assign an appraiser to determine whether the home is worth the amount of the mortgage loan being requested.

    Available Entitlement

    Current or former service members get a set entitlement amount, which is the dollar total the VA will insure the loan for. A member’s basic entitlement amount is $36,000 as of 2010, acording to the VA. Some entitlement must be available in order to receive a VA loan. For example, a person with a prior VA loan that was paid in full frees up her entitlement when she sells the home. A person who has paid a VA loan in full but still owns the home is allowed to have eligibility restored to obtain another VA loan only once.

    Acceptable Financial Status

    The VA requires that a borrower’s income be documented and sufficient for meeting the loan’s monthly repayment obligations. Employment outside of the military must cover at least two years. The borrower must provide a written explanation if her employment doesn’t cover a two-year period. The lender will search for unpaid federal debts, such as student loans, and the borrower must address these debts before the VA loan will be approved. Although some credit decisions are left up to the private lender, the VA requires borrowers with poor credit histories to pay all past due accounts in full and make timely payments for at least 12 months on current accounts. Bankruptcies that were discharged two or more years from the date of the application are not considered, but a more current bankruptcy merits additional investigation by the lender.

    About the Author

    Anna Assad began writing professionally in 1999 and has published several legal articles for various websites. She has an extensive real estate and criminal legal background. She also tutored in English for nearly eight years, attended Buffalo State College for paralegal studies and accounting, and minored in English literature, receiving a Bachelor of Arts.

    Photo Credits



    VA Foreclosure Homes for Sale – VA Homes #va #home #loans, #va #foreclosure #homes, #va #homes #for #sale


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    VA Foreclosure Homes for Sale

    Please bookmark this page as your starting point to locating VA foreclosure homes for sale. Check back frequently, as foreclosure homes are constantly being added.

    The hyperlinks in this document are to other web sites. Please report any broken links to us to us, so we may repair them.

    Learn how much VA loan you can borrow to buy a home or use our loan calculator to estimate loan payments.

    Free VA Loan Pre-Qualification or Call: (855) 602-7406

    State Property
    Management Office Address

    Alabama
    VA Regional Office
    345 Perry Hill Rd.
    Montgomery, AL 36109
    View AL Homes

    Alaska
    VA Regional Office
    2925 Debarr Road
    Anchorage, AK 99508
    View AK Homes

    Arizona
    VA Regional Office
    3225 North Central Ave.
    Phoenix, AZ 85012
    View AZ Homes

    Arkansas
    VA Regional Office
    P O Box 1280, Fort Roots
    N Little Rock, AR 72115
    View AR Homes

    California – southern,
    except San Diego area

    VA Regional Office
    11200 Wilshire Blvd
    Los Angeles, CA 90024
    View CA Homes

    California – Northern and Northern Nevada
    VA Regional Office
    1301 Clay St, 1300 North
    Oakland, CA 94612-5209
    View CA Homes

    California – San Diego Area
    VA Regional Office
    2022 Camino Del Rio North
    San Diego, CA 92108
    View CA Homes

    Colorado
    VA Regional Loan Center
    155 Van Gordon St.
    Lakewood, CO 80228
    View CO Homes

    Connecticut
    VA Regional Office
    275 Chestnut St
    Manchester, NH 03101
    View NH Homes

    Delaware
    VARO Insurance Center
    5000 Wissahickon Av
    Philadelphia, PA 19101
    View DE Homes

    Dist. of Columbia,
    Northern VA, Mont. PG Counties in MD
    VA Regional Office
    1120 Vermont Ave. NW
    Washington, D.C. 20421
    View DC Homes

    Georgia
    VA Regional Office
    730 Peachtree St NE
    Atlanta, GA 30365
    View View GA Homes

    Florida
    VA Regional Office
    P O Box 1437
    St. Petersburg, FL 33731
    View FL Homes

    Hawaii
    VA Med RO Center
    P O Box 50188
    Honolulu, HI 96850 View HI Homes

    Idaho
    VA Regional Office
    805 West Franklin St.
    Boise, ID 83702-5560
    View ID Homes

    Illinois
    VA Regional Office
    P O Box 8136
    Chicago, IL 60680
    View IL Homes

    Indiana
    VA Regional Office
    575 Pennsylvania St
    Indianapolis, IN 46204-1541
    View IN Homes

    Iowa
    VA Regional Office
    210 Walnut St
    Des Moines, IA 50309
    View IA Homes

    Kansas
    VA Med RO Center
    P.O. Box 20077
    Wichita, KS 67208-1077
    View KS Homes

    Kentucky
    VA Regional Office
    545 S 3rd St
    Louisville, KY 40202
    View KY Homes

    Louisiana
    VA Regional Office
    701 Loyola Av
    New Orleans, LA 70113
    View LA Homes

    Maine
    VA Regional Office
    275 Chestnut St
    Manchester, NH 03101
    View NH Homes

    Maryland, except PG and
    Mont. Counties
    VA Regional Office
    31 Hopkins Plaza
    Baltimore, MD 21201
    View MD Homes

    Massachusetts
    VA Regional Office
    275 Chestnut St
    Manchester, NH 03101
    View MA Homes

    Michigan
    VA Regional Office
    477 Michigan Av
    Detroit, MI 48226
    View MI Homes

    Minnesota
    VARO Insurance Ctr
    Fort Snelling
    St. Paul, MN 55111
    View MN Homes

    Mississippi
    VA Regional Office
    1600 E. Woodrow Wilson Ave.
    Jackson, MS 39216
    View MS Homes

    Missouri
    VA Regional Office
    400 S. 18th St
    St. Louis, MO 63103-2271
    View MO Homes

    Montana
    VA Regional Loan Center
    155 Van Gordon St.
    Lakewood, CO 80228
    View MT Homes

    Nebraska
    VA Regional Office
    5631 S 48th St
    Lincoln, NE 68516
    View NE Homes

    Nevada – Northern
    VA Regional Office
    1301 Clay St, 1300 North
    Oakland, CA 94612-5209 View NV Homes

    Nevada – Southern
    VA Regional Office
    3225 North Central Ave.
    Phoenix, AZ 85012
    View NV Homes

    New England
    VA Regional Office
    275 Chestnut St
    Manchester, NH 03101

    New Hampshire
    VA Regional Office
    275 Chestnut St
    Manchester, NH 03101
    View NH Homes

    New Jersey
    VA Regional Office
    20 Washington Place
    Newark, NJ 07102
    View NJ Homes

    New Mexico
    VA Regional Office
    P.O. Box 0968
    Albuquerque, NM 87102
    View NM Homes

    New York – Western
    VA Regional Office
    111 W Huron St
    Buffalo, NY 14202
    View NY Homes

    New York – Eastern
    VA Regional Office
    245 West Houston St
    New York, NY 10014
    View NY Homes

    North Carolina
    VA Regional Office
    251 North Main St
    Winston Salem, NC 27155
    View NC Homes

    North Dakota
    VARO Insurance Ctr
    Fort Snelling
    St. Paul, MN 55111
    View ND Homes

    Oklahoma
    VA Regional Office
    125 Main St
    Muskogee, OK 74401
    View OK Homes

    Ohio
    VA Regional Office
    1240 East 9th St
    Cleveland, OH 44199
    View OH Homes

    Oregon
    VA Regional Office
    1220 SW Third Av
    Portland, OR 97204
    View OR Homes

    Pennsylvania – Western
    VA Regional Office
    1000 Liberty Av
    Pittsburgh, PA 15222
    View PA Homes

    Pennsylvania – Eastern
    VARO Insurance Center
    5000 Wissahickon Av
    Philadelphia, PA 19101
    View PA Homes

    Puerto Rico
    VA Regional Office
    GPO Box 4867
    San Juan, PR 00936
    View PR Homes

    Rhode Island
    VA Regional Office
    275 Chestnut St
    Manchester, NH 03101
    View RI Homes

    South Carolina
    VA Regional Office
    1801 Assembly St
    Columbia, SC 29201
    View SC Homes

    South Dakota
    VARO Insurance Ctr
    Fort Snelling
    St. Paul, MN 55111
    View MN Homes

    Tennessee
    A Regional Office
    110 9th Av S
    Nashville, TN 37203
    View TN Homes

    Texas – Southern
    VA Regional Office
    6900 Alemda Road
    Houston, TX 77030
    View TX Homes

    Texas – Northern
    VA Regional Office
    One Veterans Plaza,
    701 Clay St.
    Waco, TX 76799
    View TX Homes

    Utah
    VA Regional Office
    P O Box 11500
    Salt Lake City, UT 84147
    View UT Homes

    Vermont
    VA Regional Office
    275 Chestnut St
    Manchester, NH 03101
    View VT Homes

    Virginia except
    northern VA
    VA Regional Office
    210 Franklin Rd, SW
    Roanoke, VA 24011
    View VA Homes

    Washington State
    VA Regional Office
    915 Second Av
    Seattle, WA 98174
    View WA Homes

    West Virginia
    VA Regional Office
    210 Franklin Rd, SW
    Roanoke, VA 24011
    View WV Homes

    Wisconsin
    VA Regional Office
    5000 National Avenue
    Milwaukee, WI 53295
    View WI Homes

    Wyoming
    VA Regional Loan Center
    155 Van Gordon St.
    Lakewood, CO 80228
    View WY Homes

    VA home loans.com is not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency.
    VA loans are insured by the Department of Veterans Affairs. VA Home Loans.com provides VA loan calculators information regarding VA loans for Veterans who wish to use their VA benefits in the form VA loans.

    VA-Home-Loans.com / American Financial Network | 13920 City Center Dr. Ste 235. Chino Hills. CA. 91709 | Map

    VA loans are insured by the Department of Veterans Affairs. VA home loans.com is not owned or operated by VA or va.gov. VA Home Loans.com is a mortgage banker specialized in providing information regarding VA loans for Veterans whom wish to use their VA benefits in the form VA loans to buy a home with no down payment or refinance VA. VA-Home-Loans.com provides information on VA loans such as: VA loan qualifying, and VA loan programs. NMLS 242141 | California BRE 01317581 | HUD Approved Lender

    VA-Home-Loans.com 2000 – 2017 All Rights Reserved. Equal Opportunity Lender.



    Movers in Virginia Beach VA, Moving Companies Virginia Beach #move, #moves, #moving, #company, #relocation, #packing, #storage, #long, #distance, #moving, #business, #international, #moving, #military #approved #virginia, #beach, #norfolk, #hampton, #roads, #chesapeake, #portsmouth, #yorktown, #williamsburg, #va


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    Thanks for visiting Southside Moving and Storage
    “Your One Stop Moving Shop”

    At Southside Moving and Storage, we understand that each and every move is as different, unique, and never the exact same. With that in mind, we pride ourselves on being able to customize and personalize every move we handle to give you a custom moving experience, tailored to your individual needs. Whether you need your entire house moved or just a sofa that has gotten heavier since the last time you moved, Southside Moving and Storage will take care of you at a surprisingly affordable rate. More About Us

    When moving cherished items and allowing a moving crew into your house, choosing a moving company you can trust is crucial. Southside Moving and Storage employs highly-trained relocation specialists who are highly knowledgeable in all areas of your moving needs, from logistical planning and packing to assisting with potential storage options in our secure facility. Whatever the need, Southside Moving and Storage will make it a world-class level of service.

    We pride ourselves by specializing in local and long-distance moving solutions for residential moves. business moves. and government needs. Our goal is to always provide the lowest rate possible with the highest level of customer service. Our promise to each customer is to provide a “low-cost moving alternative” comparable to the big-name moving companies.

    We also do Intrastate, Interstate, and International Moving, so whether your moving around the corner, across the country, or on the other side of the globe, you can rest assured that we’ve got you covered!

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