Nj unemployment claim status, nj unemployment claim status.#Nj #unemployment #claim #status


www.njuifile.net/claim weekly benefits NJ Unemployment Weekly Benefits

NJ UI File Claim Weekly Benefits

  • Claim weekly benefits online associated with Unemployment Insurance Benefits in the Garden State (aka the state of New Jersey)
  • The service is operated by the New Jersey Department of Labor and Workforce Development who bills themselves as an equal employment opportunity employer and provides equal opportunity programs
  • A variety of other online unemployment services can also be conducted using the service

Residents in the state using the NJ UI File Claim Weekly Benefits system should expect about a 5 minute (or less) claiming process in which they will have to certify that they have not found a job in order to collect their weekly unemployment payment. Residents can also view or print 1099G Tax Information online and check on the status of a NJ UI claim that is under review. Those who do not have a pay stub or their work week is different from our Sunday to Saturday claim week will be required to calculate their gross wages in order to report them AND residents who collect unemployment payments when they should not will have to pay the full amount back PLUS interest. Once the person acquires a full-time job their benefits will stop (partial unemployment insurance benefits may be available for some depending on when they officially started their new position).

NJ UI File Claim Weekly Benefits

  • Must have already been approved for UI benefits in the state of New Jersey in order to claim weekly benefits
  • Collecting Unemployment Insurance Benefits While Working and Not Reporting Wages Is A CRIME
  • Gross wages (aka the amount of money earned before taxes or deductions) must be reported during the week they were earned, not when the individual was paid
  • Collected Unemployment Insurance Benefits while working is against the law punishable by prison and or a heavy fine

Any questions about the NJ UI File Claim Weekly Benefits system can be directed to a help agent at (201) 601-4100, (732) 761-2020, or (856) 507-2340. Those who are calling from out-of-state should dial (888) 795-6672.



How Is Unemployment Computed in New Jersey, NJ Unemployment, nj unemployment claim status.#Nj #unemployment #claim #status


How Is Unemployment Determined in New Jersey

Nj unemployment claim statusNew Jersey’s Department of Labor and Workforce Development administers the state’s unemployment’s insurance plan. The idea of this insurance is to give relief to out-work-citizens while they search for new employment. Businesses with employees pay into the unemployment insurance plan and the department offers benefit payments to eligible individuals. State laws decide how much you can obtain on New Jersey unemployment and the procedures for the process.

If you have filed for jobless benefits in NJ, you may speculate how your benefits are estimated. The state of New Jersey has very specific rules to work out the weekly benefit amounts of individuals eligible for unemployment benefits. How much you receive in benefits will depend on your past employment, wages earned and your dependents.

Identify Your Base Period

The Labor and Workforce Development employs your base period to decide eligibility and then to compute your benefit amount. It’s the 1st four of the last five full calendar quarters you filed for benefits.

Your regular base period comprises 52 weeks that is determined by the date of your claim. The table below shows what your regular base period would be if you filed your claim any day between January 1, 2012 and December 31, 2012.

In case you do not meet the above necessities but you have worked no less than 770 hours in employment involving the production and harvesting of agricultural crops during your base year, you may still be qualified for benefits.

If you do not meet the above requirements but you worked at least 770 hours in employment involving the production and harvesting of agricultural crops during your base year, you may still be eligible for benefits.

Alternate Base Year Period

Sometimes when a claimant does not have sufficient wages to be eligible for benefits in the base period, the LWD allows the alternate base period. That’s just the last 4 full calendar quarters prior to filing your claim. Whichever base period you employ to qualify for benefits is the one you must use when computing your benefits.

You may qualify for benefits if you worked at least 20 base weeks (a base week in 2010, 2011, and 2012 is minimum weekly earnings of $145), or a total of $7,300 in any one-year period in the last 1 1/2 years (last 18 months)for a claim dated in calendar year 2010.

There are two alternate base years (1 year periods) within the last 18 months that we check to qualify you for a claim. You cannot decide which alternate base year or which calendar quarters to use to be eligible for a claim. In case you still do not qualify for a claim using the 1st alternate base year, then the unemployment department checks using the 2nd alternate base year.

Alternate Base Year #1: The first alternative uses your four most recent quarters prior to filing your claim.

Alternate Base Year #2: The second alternative uses your three most recent quarters prior to the date of filing your claim, and weeks in the quarter you filed your claim. This alternative base year will contain less than 52 weeks.

The LWD examines your base period wages; it only reflects the wages from employment covered under the New Jersey unemployment compensation laws. These wages are called insured or covered wages. Similar to most states, New Jersey’s unemployment rules are complete. Some important exclusions take in independent contractor work, commission only work and self-employed work.

Calculating Your Weekly Benefit Amount

Nj unemployment claim statusWhen New Jersey decides how much to give you per week, it uses a formula mandated by state law. It uses the Average-Weekly-Wage Formula and estimates the weekly benefit amount.

Average-Weekly-Wage Formula: Numerous states calculate the weekly benefit as a percentage of the worker’s average weekly wages in the base period.

Formula for calculating weekly benefit amount:

WW (Average Weekly Wage Formula)

60% (base weeks’ wages/number of base weeks) +DA (Dependent’s Allowances)

Your weekly benefit amount is 60% of your average weekly wage during your base period. Sum your covered wages earned during your whole base period.

Keep in mind that if your calculations put you above that, you still won t receive more than that.

Calculating Your Maximum Benefit Amount (MBA)

After you identify your WBA, you can determine your MBA, which is the total sum you can obtain per claim per benefit year. In order to decide your MBA, first determine your base weeks, which are weeks in your base period that you earned more than 20 times the state’s minimum wage.

Your MBA is actually equal to your WBA multiplied by the number of weeks you worked.

For instance, if you worked 22 weeks during your base period and your WBA is $400, your MBA is $8,800. This is the overall dollar amount you will collect during your benefit year. The highest number of weeks used to estimate your MBA is 26.

Nj unemployment claim statusAll states need a worker to have earned a definite amount of wages or to have worked for a definite period of time (or both) within the base period to be financially eligible to collect any UI benefits. Most workers are entitled for benefits based on employment and wages in a single state. On the other hand, some workers who work in more than one state will not have sufficient employment and wages in any single state to set up monetary eligibility, or would be qualified for a smaller WBA. Workers with wages and employment in more than one state can opt to file a claim combining wages and employment earned in all states where they worked into a claim filed under the law of any of the states they worked.

To make sure you qualify for benefits, check out NJ unemployment eligibility section.

The qualifying formula for wages and employment used by New Jersey is:

20 base weeks (20% of AWW)

or alternative: 1,000 times the state minimum hourly wage. ($7.25/hr state minimum hourly wage)

The minimum wages needed to qualify for UI in New Jersey is $2,900 for base period.

New Jersey permits individuals with WBA less than the maximum weekly benefit amount of $598 to possibly be eligible for dependency benefits. Dependency benefits let you to collect additional money for your dependents. If suitable, you will be given 7% of your WBA for your first dependent and 4% for your next two dependents. The maximum percentage you can claim is 15% for three dependents.

You can t collect dependency benefits if your spouse or civil union partner is working during the first week you file your claim. To claim a dependency, your child must not have married and must be under the age of 19, or 22 if a full-time student. You can claim your spouse or civil union partner as a dependent if he or she is unemployed. You must give the Social Security number of your spouse or child and give proof of dependency within 6 weeks of filing your claim.

Nj unemployment claim statusBased on the type of pension you get, it may affect your unemployment benefits. According the New Jersey Department of Labor, if your employer made 100% of the contribution to your pension, 100% of your weekly pension amount is subtracted from your weekly benefits. If both you and your employer contributed equally to your pension, 50% of your weekly pension amount is taken away from your WBA. If you contributed 100% to your pension, you will not have your benefits reduced. Your benefits are delayed if you receive a lump sum payment of a retirement pension due to an involuntary separation of work before the age of 59 1/2. In case you collect Social Security benefits, you will not experience a reduction of your unemployment benefits.



Benefits Extension, NJ Unemployment, unemployment nj claim benefits.#Unemployment #nj #claim #benefits


Benefits Extension

Unemployment nj claim benefitsIf you are speculating what happens once your normal unemployment benefits expire in New Jersey, the answer is extended unemployment benefits. Extended unemployment benefits let you to continue receiving your benefits while you search for a new job. Fundamental qualifications for extended benefits are the same as for regular benefits. However, your normal benefits must run out by a certain date for in order for the extended benefits to commence. That is why the application is automatic in New Jersey.

Since May2006, the State of New Jersey provides federally funded emergency unemployment compensation. This compensation is obtainable to those who have worn out the standard benefits. Standard New Jersey jobless benefits are good for 13 weeks. The emergency unemployment compensation can lengthen these benefits for an additional 7 weeks for those who qualify. Not everyone will meet eligibility requirements.

Extension Requirements

In order to be eligible for New Jersey extended benefits, you must have either worked no less than 20 weeks during your base period at a minimum weekly wage of $145, as of 2011, or earned 40 times your weekly benefit amount all through your base period.

When you enter the New Jersey extension portion of your unemployment benefits, the set of laws about continued eligibility become stricter than during your standard benefits period. You must submit evidence of your work search each week that you file for benefits, and the state becomes more cautious about keeping tabs on your work search.

Time Frame

Unemployment nj claim benefitsThe maximum length of time for collecting unemployment benefits in New Jersey differs according to several factors. You can potentially collect extended benefits for 13 or 20 weeks based on the unemployment rate at that time. When the jobless rate in New Jersey is at least 6.5%, you can obtain benefits for an additional 13 weeks after your regular benefits run out. If the jobless rate is 8% or greater, the extended benefits last for 20 weeks.

With federal benefits in place, the order in which you obtain your benefits is:

  1. Regular state benefits,
  2. All available tiers of Emergency Unemployment Compensation, then
  3. Extended Benefits.

Regular Benefits

In times of fairly low unemployment, you can obtain unemployment benefits in New Jersey for up to 26 weeks. Your benefits might last for less than that based on how much time you spent working during your base period, which is the 1st four of the five most currently completed calendar quarters. For every week you worked up to 26 weeks, you can collect a week of unemployment benefits at a rate determined by your earnings.

Emergency Unemployment Compensation (EUC)

Unemployment nj claim benefitsUPDATE: Emergency unemployment compensation(E.U.C), a federally sponsored scheme for additional weekly benefits(after regular UI is exhausted) expired as on 28th Dec 2013. EUC is currently not available in any state.

Through 2011, the federal government funded extensions that permit New Jersey residents to obtain unemployment for up to 99 weeks including regular benefits and Extended Benefits, which is now expired.

Your entire benefits in each tier are a percentage of your whole regular benefits; hence if your normal benefits lasted less than 26 weeks, each tier of federal benefits would last for below the maximum duration.

Extended Benefits (EB)

Once the emergency unemployment compensation (EUC) runs out, extended benefits kick in. New Jersey offers 20 weeks of extended benefits beyond that point. In order for EB to become active, New Jersey had to have an unemployment rate that averaged 6.0% over a three-month period.

How to File for New Jersey Extended Unemployment Benefits

  1. Unemployment nj claim benefitsDecide your eligibility for New Jersey Unemployment benefits. In order to qualify, you must be unemployed, not qualified for a new claim and have worked for no less than 20 consecutive weeks before termination and obtained at least $7500 in compensation from your employee.
  2. File an initial unemployment claim in the State of New Jersey. File online or in telephone at the State of New Jersey Department of Labor and Workforce Development. You will need to give personal information besides information on your previous employment.
  3. Look for employment while obtaining benefits. In case you make no such effort, your benefits will discontinue. The State of New Jersey requires proof that you are actively seeking a job while collecting unemployment.
  4. Get in touch with the State of New Jersey Department of Labor and Workforce Department to notify them that you have been incapable of gaining employment during the 13-week term of unemployment. The department automatically files the emergency extension of your jobless benefits for an additional 7 weeks.
  5. Keep on seeking employment as you progress through the tiers of emergency unemployment benefits. You do not need to apply as the New Jersey Department Labor and Workforce Development will continue to file the application on your behalf for each tier.

Get extended benefits once you have worn out your fourth tier emergency unemployment benefits. Similar to the emergency unemployment benefits, the state files for you automatically. As of 2011, there is no running out of extended benefits only if the recipient keenly seeks employment.



Department of Labor and Workforce Development, LWD Home Page, unemployment nj claim benefits.#Unemployment #nj #claim #benefits


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$8.4 Million in Grants Awarded to Create Career Pathways and Apprenticeships in the State’s Key Industries – More

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August Job Gains Revised Higher, September Preliminary Estimates Show Decrease – more

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DEPARTMENT OF LABOR ANDWORKFORCE DEVELOPMENT

Announcement Date: November 2, 2017

Technical Assistance: November 17, 2017

Application Deadline: December 6, 2017

Department Of Labor And Workforce Development

Notice Of Grant Opportunity

Fiscal Year 2018 New Jersey Employment and Workforce Development

Act P.L.1992, c.43 (C.34:15D-1 et seq.) New Jersey Administrative Code Title 12,

Workforce Development Partnership Program

Subchapter 2, Customized Training Services; Purpose,

Eligibility and Scope Expansion of Pilot Program: Statewide Initiative

to Train Certified Alcohol and Drug Counselors

Announcement Date: September 19, 2017

Technical Assistance October 4, 2017

Application Deadline: October 20, 2017

Updated 2nd registration available

Department Of Labor And Workforce Development

Notice Of Grant Opportunity

Fiscal Year 2018

Talent Development Centers:

Building And Implementing Career Pathways In Key Industries

Announcement Date: August 11, 2017

Technical Assistance August 29 And September 8, 2017

Application Deadline: September 29, 2017

Division Of Vocational Rehabilitation

Pre-Employment Transition Services

Fiscal Year 2017

Announcement Date: August 11, 2017

Application Deadline: October 2, 2017 – 4:00 PM

UPDATED: Round-3 cancelled. We expect additional

funding in February 2018 to resume Round 4

Department Of Labor And Workforce Development

Notice Of Grant Opportunity

Skills Partnership Training Grants

Customized Training Grant Program

Announcement Date: June 7, 2017

Technical Assistance Workshop: July 17, 2017

Application Deadline: Rolling



Nj unemployment claim status, nj unemployment claim status.#Nj #unemployment #claim #status


www.njuifile.net/claim weekly benefits NJ Unemployment Weekly Benefits

NJ UI File Claim Weekly Benefits

  • Claim weekly benefits online associated with Unemployment Insurance Benefits in the Garden State (aka the state of New Jersey)
  • The service is operated by the New Jersey Department of Labor and Workforce Development who bills themselves as an equal employment opportunity employer and provides equal opportunity programs
  • A variety of other online unemployment services can also be conducted using the service

Residents in the state using the NJ UI File Claim Weekly Benefits system should expect about a 5 minute (or less) claiming process in which they will have to certify that they have not found a job in order to collect their weekly unemployment payment. Residents can also view or print 1099G Tax Information online and check on the status of a NJ UI claim that is under review. Those who do not have a pay stub or their work week is different from our Sunday to Saturday claim week will be required to calculate their gross wages in order to report them AND residents who collect unemployment payments when they should not will have to pay the full amount back PLUS interest. Once the person acquires a full-time job their benefits will stop (partial unemployment insurance benefits may be available for some depending on when they officially started their new position).

NJ UI File Claim Weekly Benefits

  • Must have already been approved for UI benefits in the state of New Jersey in order to claim weekly benefits
  • Collecting Unemployment Insurance Benefits While Working and Not Reporting Wages Is A CRIME
  • Gross wages (aka the amount of money earned before taxes or deductions) must be reported during the week they were earned, not when the individual was paid
  • Collected Unemployment Insurance Benefits while working is against the law punishable by prison and or a heavy fine

Any questions about the NJ UI File Claim Weekly Benefits system can be directed to a help agent at (201) 601-4100, (732) 761-2020, or (856) 507-2340. Those who are calling from out-of-state should dial (888) 795-6672.



Department of Labor and Workforce Development, LWD Home Page, unemployment nj claim benefits.#Unemployment #nj #claim #benefits


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$8.4 Million in Grants Awarded to Create Career Pathways and Apprenticeships in the State’s Key Industries – More

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Unemployment nj claim benefits

August Job Gains Revised Higher, September Preliminary Estimates Show Decrease – more

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  • OnRamp –

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DEPARTMENT OF LABOR ANDWORKFORCE DEVELOPMENT

Announcement Date: November 2, 2017

Technical Assistance: November 17, 2017

Application Deadline: December 6, 2017

Department Of Labor And Workforce Development

Notice Of Grant Opportunity

Fiscal Year 2018 New Jersey Employment and Workforce Development

Act P.L.1992, c.43 (C.34:15D-1 et seq.) New Jersey Administrative Code Title 12,

Workforce Development Partnership Program

Subchapter 2, Customized Training Services; Purpose,

Eligibility and Scope Expansion of Pilot Program: Statewide Initiative

to Train Certified Alcohol and Drug Counselors

Announcement Date: September 19, 2017

Technical Assistance October 4, 2017

Application Deadline: October 20, 2017

Updated 2nd registration available

Department Of Labor And Workforce Development

Notice Of Grant Opportunity

Fiscal Year 2018

Talent Development Centers:

Building And Implementing Career Pathways In Key Industries

Announcement Date: August 11, 2017

Technical Assistance August 29 And September 8, 2017

Application Deadline: September 29, 2017

Division Of Vocational Rehabilitation

Pre-Employment Transition Services

Fiscal Year 2017

Announcement Date: August 11, 2017

Application Deadline: October 2, 2017 – 4:00 PM

UPDATED: Round-3 cancelled. We expect additional

funding in February 2018 to resume Round 4

Department Of Labor And Workforce Development

Notice Of Grant Opportunity

Skills Partnership Training Grants

Customized Training Grant Program

Announcement Date: June 7, 2017

Technical Assistance Workshop: July 17, 2017

Application Deadline: Rolling



Claiming Unemployment Benefits Online, unemployment nj claim benefits.#Unemployment #nj #claim #benefits


NJ Unemployment Review

If you are a resident of New Jersey and are unemployed you can claim your unemployment benefits by going online to www.njuifile.net. The Department of labor and workforce Development of New Jersey allows you to file for unemployment insurance benefits. This department does not charge any fees for you to apply but there are certain conditions that you must be able to meet.

• You must have worked in New Jersey in the past 18 months.

• You must not have worked for the Federal Government

• You must not have served in the military in the past 18 months

• You must not have worked in the maritime services in the past 18 months

• You must reside in the USA.

If you meet these requirements, you can apply online for your unemployment benefits at www.njuifile.net website. If you do not wish to file your claim by computer, you can also file your claim by calling your Reemployment Call Center.

Unemployment nj claim benefits

Steps to apply for Unemployment Benefits.

To apply for your unemployment benefits you need to follow a few steps.

• You need your social security number.

• Information regarding your employer in the last 18 months. This will include the name, address, telephone number.

• Beginning and end dates of your employment and also the reason for your unemployment

• If you are not a citizen of the USA you will need your Alien Registration documentation issued by the immigration authorities.

• If you wish to have your benefits deposited into your bank account, you will need to fill in the details of your bank account.

Steps to File your Unemployment Claim online

To apply for your unemployment claim online you need to take the following steps.

• Have a piece of paper and pen to take down important information.

• You need to have a computer and an internet connection.

• You then need to go on to www.njifile.net website.

• Register for an Unemployment benefits online ID if you do not have one. If you have one just log in.

• Click on the File an unemployment claim button

• Now you need to follow the instructions and fill in the necessary information like tax information, employers information, filing for weekly benefits, bank information for direct deposit, address change if any.

By going online to www.njuifile.net to file a claim for your unemployment benefits makes it much easier and faster for you to receive those benefits. This website also is open to process claims on Sunday and if you file on Sunday, the claims are processed quicker than if you file on a week day.

How to File for your Unemployment Weekly Claim Online?

The moment you lose your job, the first thing that you should do is to file for unemployment weekly claim. If you are eligible for such claim, you will [. ] Continue Reading

How to File a NJ Unemployment Claim?

If you are in need of unemployment assistance in the state of New Jersey, you can file a claim online, at www.njuifile.net. Below, we will give you more specific [. ] Continue Reading

NJ Unemployment Office

People who are looking to claim unemployment insurance must note that the NJ unemployment office no longer accepts invitations at the office. In fact, they have severely scaled back [. ] Continue Reading



Benefits Extension, NJ Unemployment, unemployment nj claim benefits.#Unemployment #nj #claim #benefits


Benefits Extension

Unemployment nj claim benefitsIf you are speculating what happens once your normal unemployment benefits expire in New Jersey, the answer is extended unemployment benefits. Extended unemployment benefits let you to continue receiving your benefits while you search for a new job. Fundamental qualifications for extended benefits are the same as for regular benefits. However, your normal benefits must run out by a certain date for in order for the extended benefits to commence. That is why the application is automatic in New Jersey.

Since May2006, the State of New Jersey provides federally funded emergency unemployment compensation. This compensation is obtainable to those who have worn out the standard benefits. Standard New Jersey jobless benefits are good for 13 weeks. The emergency unemployment compensation can lengthen these benefits for an additional 7 weeks for those who qualify. Not everyone will meet eligibility requirements.

Extension Requirements

In order to be eligible for New Jersey extended benefits, you must have either worked no less than 20 weeks during your base period at a minimum weekly wage of $145, as of 2011, or earned 40 times your weekly benefit amount all through your base period.

When you enter the New Jersey extension portion of your unemployment benefits, the set of laws about continued eligibility become stricter than during your standard benefits period. You must submit evidence of your work search each week that you file for benefits, and the state becomes more cautious about keeping tabs on your work search.

Time Frame

Unemployment nj claim benefitsThe maximum length of time for collecting unemployment benefits in New Jersey differs according to several factors. You can potentially collect extended benefits for 13 or 20 weeks based on the unemployment rate at that time. When the jobless rate in New Jersey is at least 6.5%, you can obtain benefits for an additional 13 weeks after your regular benefits run out. If the jobless rate is 8% or greater, the extended benefits last for 20 weeks.

With federal benefits in place, the order in which you obtain your benefits is:

  1. Regular state benefits,
  2. All available tiers of Emergency Unemployment Compensation, then
  3. Extended Benefits.

Regular Benefits

In times of fairly low unemployment, you can obtain unemployment benefits in New Jersey for up to 26 weeks. Your benefits might last for less than that based on how much time you spent working during your base period, which is the 1st four of the five most currently completed calendar quarters. For every week you worked up to 26 weeks, you can collect a week of unemployment benefits at a rate determined by your earnings.

Emergency Unemployment Compensation (EUC)

Unemployment nj claim benefitsUPDATE: Emergency unemployment compensation(E.U.C), a federally sponsored scheme for additional weekly benefits(after regular UI is exhausted) expired as on 28th Dec 2013. EUC is currently not available in any state.

Through 2011, the federal government funded extensions that permit New Jersey residents to obtain unemployment for up to 99 weeks including regular benefits and Extended Benefits, which is now expired.

Your entire benefits in each tier are a percentage of your whole regular benefits; hence if your normal benefits lasted less than 26 weeks, each tier of federal benefits would last for below the maximum duration.

Extended Benefits (EB)

Once the emergency unemployment compensation (EUC) runs out, extended benefits kick in. New Jersey offers 20 weeks of extended benefits beyond that point. In order for EB to become active, New Jersey had to have an unemployment rate that averaged 6.0% over a three-month period.

How to File for New Jersey Extended Unemployment Benefits

  1. Unemployment nj claim benefitsDecide your eligibility for New Jersey Unemployment benefits. In order to qualify, you must be unemployed, not qualified for a new claim and have worked for no less than 20 consecutive weeks before termination and obtained at least $7500 in compensation from your employee.
  2. File an initial unemployment claim in the State of New Jersey. File online or in telephone at the State of New Jersey Department of Labor and Workforce Development. You will need to give personal information besides information on your previous employment.
  3. Look for employment while obtaining benefits. In case you make no such effort, your benefits will discontinue. The State of New Jersey requires proof that you are actively seeking a job while collecting unemployment.
  4. Get in touch with the State of New Jersey Department of Labor and Workforce Department to notify them that you have been incapable of gaining employment during the 13-week term of unemployment. The department automatically files the emergency extension of your jobless benefits for an additional 7 weeks.
  5. Keep on seeking employment as you progress through the tiers of emergency unemployment benefits. You do not need to apply as the New Jersey Department Labor and Workforce Development will continue to file the application on your behalf for each tier.

Get extended benefits once you have worn out your fourth tier emergency unemployment benefits. Similar to the emergency unemployment benefits, the state files for you automatically. As of 2011, there is no running out of extended benefits only if the recipient keenly seeks employment.



Can You Get Unemployment If You Get Laid-Off, nj unemployment claim status.#Nj #unemployment #claim #status


Can You Get Unemployment If You Get Laid-Off?

Every state is different. Find out how it works in your state:

But, the short answer is yes.

If you’ve been laid-off you are eligible to receive unemployment benefits.

Maybe We Can Help:

If you can’t find the answer to your question, you can fill out the comment form below and I will answer your question ASAP, or you can ask the The Unemployment Expert or you can post your question in the Unemployment Forum

Comments

My question is I am a part time student as well, will I be able to get unemployment? I live in Wyoming

$20,000 annually; my pension is

$40,000 annually. Thanks.

Did you receive an answer to your question?

Is there a specific amount of time you have to be working for to file for unemployment?

I live in California, do I qualify for unemployment? Before working at this company I worked part time at a different company.

Thank you in advanced

2) How long can a company insist that they do not have enough work and prevent you from entering their premises or you report to work, they pay you for 3 hrs and they send you home many days?

And im getting laid off sometime in june

Will I be able to collect unemployment even if I sign a reduction-in-force?

I accepted a severance package from the first one with the effective date of separation as of Sept 4, 2012 and one week later on September 12, 2012 without prior knowledge I was laid off from my second full time job.

Am I eligible for unemployment in the State of New Jersey if I applied for it on Sept 12 the same day I got laid off?

Thanks for your help

I have done tons of research but it seems to me my situation is not very common and can only find one case on it Merke vs. Hip but i would like your opinion

unemployment benefits if i was laid off

I was making 500 a week. what is the percentage that unemployment gives you? Ive been told different numbers.

I have my phone interview tomorrow with a hearing officer. Basically, there was Nepotism going on in the office. The Dentist I worked for told me that “It was not a good fit” and I was a good assistant , but she was letting me go. I know for a fact that she wanted me to stay for a few days and train my replacement who had no Dental Experience who happened to be the Relative of the Doctor. I know she let me go because she could pay her a lot less $ than me because she had no Experience. Can I still get Unemployment based on this situation ? My previous Employer is contesting it so she does not have to pay more $ for Unemployment compensation because she has gone thru a lot of assistants before. Please advise as my hearing is approaching soon.



How Is Unemployment Computed in New Jersey, NJ Unemployment, nj unemployment claim status.#Nj #unemployment #claim #status


How Is Unemployment Determined in New Jersey

Nj unemployment claim statusNew Jersey’s Department of Labor and Workforce Development administers the state’s unemployment’s insurance plan. The idea of this insurance is to give relief to out-work-citizens while they search for new employment. Businesses with employees pay into the unemployment insurance plan and the department offers benefit payments to eligible individuals. State laws decide how much you can obtain on New Jersey unemployment and the procedures for the process.

If you have filed for jobless benefits in NJ, you may speculate how your benefits are estimated. The state of New Jersey has very specific rules to work out the weekly benefit amounts of individuals eligible for unemployment benefits. How much you receive in benefits will depend on your past employment, wages earned and your dependents.

Identify Your Base Period

The Labor and Workforce Development employs your base period to decide eligibility and then to compute your benefit amount. It’s the 1st four of the last five full calendar quarters you filed for benefits.

Your regular base period comprises 52 weeks that is determined by the date of your claim. The table below shows what your regular base period would be if you filed your claim any day between January 1, 2012 and December 31, 2012.

In case you do not meet the above necessities but you have worked no less than 770 hours in employment involving the production and harvesting of agricultural crops during your base year, you may still be qualified for benefits.

If you do not meet the above requirements but you worked at least 770 hours in employment involving the production and harvesting of agricultural crops during your base year, you may still be eligible for benefits.

Alternate Base Year Period

Sometimes when a claimant does not have sufficient wages to be eligible for benefits in the base period, the LWD allows the alternate base period. That’s just the last 4 full calendar quarters prior to filing your claim. Whichever base period you employ to qualify for benefits is the one you must use when computing your benefits.

You may qualify for benefits if you worked at least 20 base weeks (a base week in 2010, 2011, and 2012 is minimum weekly earnings of $145), or a total of $7,300 in any one-year period in the last 1 1/2 years (last 18 months)for a claim dated in calendar year 2010.

There are two alternate base years (1 year periods) within the last 18 months that we check to qualify you for a claim. You cannot decide which alternate base year or which calendar quarters to use to be eligible for a claim. In case you still do not qualify for a claim using the 1st alternate base year, then the unemployment department checks using the 2nd alternate base year.

Alternate Base Year #1: The first alternative uses your four most recent quarters prior to filing your claim.

Alternate Base Year #2: The second alternative uses your three most recent quarters prior to the date of filing your claim, and weeks in the quarter you filed your claim. This alternative base year will contain less than 52 weeks.

The LWD examines your base period wages; it only reflects the wages from employment covered under the New Jersey unemployment compensation laws. These wages are called insured or covered wages. Similar to most states, New Jersey’s unemployment rules are complete. Some important exclusions take in independent contractor work, commission only work and self-employed work.

Calculating Your Weekly Benefit Amount

Nj unemployment claim statusWhen New Jersey decides how much to give you per week, it uses a formula mandated by state law. It uses the Average-Weekly-Wage Formula and estimates the weekly benefit amount.

Average-Weekly-Wage Formula: Numerous states calculate the weekly benefit as a percentage of the worker’s average weekly wages in the base period.

Formula for calculating weekly benefit amount:

WW (Average Weekly Wage Formula)

60% (base weeks’ wages/number of base weeks) +DA (Dependent’s Allowances)

Your weekly benefit amount is 60% of your average weekly wage during your base period. Sum your covered wages earned during your whole base period.

Keep in mind that if your calculations put you above that, you still won t receive more than that.

Calculating Your Maximum Benefit Amount (MBA)

After you identify your WBA, you can determine your MBA, which is the total sum you can obtain per claim per benefit year. In order to decide your MBA, first determine your base weeks, which are weeks in your base period that you earned more than 20 times the state’s minimum wage.

Your MBA is actually equal to your WBA multiplied by the number of weeks you worked.

For instance, if you worked 22 weeks during your base period and your WBA is $400, your MBA is $8,800. This is the overall dollar amount you will collect during your benefit year. The highest number of weeks used to estimate your MBA is 26.

Nj unemployment claim statusAll states need a worker to have earned a definite amount of wages or to have worked for a definite period of time (or both) within the base period to be financially eligible to collect any UI benefits. Most workers are entitled for benefits based on employment and wages in a single state. On the other hand, some workers who work in more than one state will not have sufficient employment and wages in any single state to set up monetary eligibility, or would be qualified for a smaller WBA. Workers with wages and employment in more than one state can opt to file a claim combining wages and employment earned in all states where they worked into a claim filed under the law of any of the states they worked.

To make sure you qualify for benefits, check out NJ unemployment eligibility section.

The qualifying formula for wages and employment used by New Jersey is:

20 base weeks (20% of AWW)

or alternative: 1,000 times the state minimum hourly wage. ($7.25/hr state minimum hourly wage)

The minimum wages needed to qualify for UI in New Jersey is $2,900 for base period.

New Jersey permits individuals with WBA less than the maximum weekly benefit amount of $598 to possibly be eligible for dependency benefits. Dependency benefits let you to collect additional money for your dependents. If suitable, you will be given 7% of your WBA for your first dependent and 4% for your next two dependents. The maximum percentage you can claim is 15% for three dependents.

You can t collect dependency benefits if your spouse or civil union partner is working during the first week you file your claim. To claim a dependency, your child must not have married and must be under the age of 19, or 22 if a full-time student. You can claim your spouse or civil union partner as a dependent if he or she is unemployed. You must give the Social Security number of your spouse or child and give proof of dependency within 6 weeks of filing your claim.

Nj unemployment claim statusBased on the type of pension you get, it may affect your unemployment benefits. According the New Jersey Department of Labor, if your employer made 100% of the contribution to your pension, 100% of your weekly pension amount is subtracted from your weekly benefits. If both you and your employer contributed equally to your pension, 50% of your weekly pension amount is taken away from your WBA. If you contributed 100% to your pension, you will not have your benefits reduced. Your benefits are delayed if you receive a lump sum payment of a retirement pension due to an involuntary separation of work before the age of 59 1/2. In case you collect Social Security benefits, you will not experience a reduction of your unemployment benefits.



Nj unemployment claim status, nj unemployment claim status.#Nj #unemployment #claim #status


www.njuifile.net/claim weekly benefits NJ Unemployment Weekly Benefits

NJ UI File Claim Weekly Benefits

  • Claim weekly benefits online associated with Unemployment Insurance Benefits in the Garden State (aka the state of New Jersey)
  • The service is operated by the New Jersey Department of Labor and Workforce Development who bills themselves as an equal employment opportunity employer and provides equal opportunity programs
  • A variety of other online unemployment services can also be conducted using the service

Residents in the state using the NJ UI File Claim Weekly Benefits system should expect about a 5 minute (or less) claiming process in which they will have to certify that they have not found a job in order to collect their weekly unemployment payment. Residents can also view or print 1099G Tax Information online and check on the status of a NJ UI claim that is under review. Those who do not have a pay stub or their work week is different from our Sunday to Saturday claim week will be required to calculate their gross wages in order to report them AND residents who collect unemployment payments when they should not will have to pay the full amount back PLUS interest. Once the person acquires a full-time job their benefits will stop (partial unemployment insurance benefits may be available for some depending on when they officially started their new position).

NJ UI File Claim Weekly Benefits

  • Must have already been approved for UI benefits in the state of New Jersey in order to claim weekly benefits
  • Collecting Unemployment Insurance Benefits While Working and Not Reporting Wages Is A CRIME
  • Gross wages (aka the amount of money earned before taxes or deductions) must be reported during the week they were earned, not when the individual was paid
  • Collected Unemployment Insurance Benefits while working is against the law punishable by prison and or a heavy fine

Any questions about the NJ UI File Claim Weekly Benefits system can be directed to a help agent at (201) 601-4100, (732) 761-2020, or (856) 507-2340. Those who are calling from out-of-state should dial (888) 795-6672.



Department of Labor and Workforce Development, Unemployment Insurance, unemployment nj claim benefits.#Unemployment #nj #claim #benefits


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Email Communications The New Jersey (NJ) Division of Unemployment currently uses email to communicate reminders, updates and information regarding NJ unemployment benefits – MORE

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Auxiliary aids and services are available upon request to assist individuals with disabilities.



Biz Brain: How unemployment impacts future Social Security benefits, unemployment nj claim benefits.#Unemployment #nj #claim #benefits


Biz Brain: How unemployment impacts future Social Security benefits

on June 30, 2013 at 7:28 AM

Thinking early retirement

A. You re smart to consider the long-term implications of possible unemployment.

You re wrong about the $95,000 mark. For 2013, the maximum amount of taxable earnings is $113,700.

You re correct that your benefits could go down if you stay unemployed for long, or if you get a lower-paying job.

“Your benefit payment is based on how much you earned during your working career,” said Everett Lo, a spokesman for Social Security. “Higher lifetime earnings result in higher benefits.”

He said if there were some years when you did not work or had low earnings, your benefit amount may be lower than if you had worked steadily.

Reed Fraasa, a certified financial planner with Highland Financial in Riverdale, describes Social Security like a pension accrual over many years.

“That means that for each year you work you receive credits toward a monthly pension for life,” he said. “The full pension is based on the Full Retirement Age benefit and that depends on your birth year.”

If you are 57 now, your FRA would be age 66 and four months.

Fraasa said you accrue your pension over your entire working life. Accrual is a technical term that means you accumulate the benefit in steps.

He said your Social Security benefit at FRA is based on the average of your earnings from the 35 highest income years. This is your Average Indexed Monthly Earnings and it follows a formula.

Social Security will take the 35 highest years of your work life and average that. You need to work for 10 years (not consecutive) with a nominal wage of a little more than $1,100 for the year to be eligible for Social Security benefits, he said.

As for paying into the system, Fraasa said the tax is shared by the worker and the employer at 6.2 percent of wages each.

If you are out of work for a few years, it will affect the AIME based on the formula.

The formula SSA uses to calculate your benefit is 90 percent of the first $761 averaged indexed monthly earnings, plus 32 percent of the amount above $761 up through $4,586, plus 15 percent of any amount in excess of $4,586, he said.

“How the last nine years of your income will affect your benefit will depend on your income history,” Fraasa said. “However, since it is an average of the whole 35 years, one or two years may not have too much of an impact because after your average is above $4,586, the credit is only 15 percent of the highest average.”



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Basement Waterproofing is our only business!

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Professional, reliable, and experienced — We’ve been in business for over 65 years, basement waterproofing in New York, Long Island, New Jersey, Connecticut, Pennsylvania and Delaware.

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Any one rainstorm can add enough pressure to force water into the basement. Years of moisture and basement dampness slowly cause structural damage. Mold and mildew can also cause structural damage over time. Learn how to check for excess moisture or basement water damage .

Our skill, techniques, and scientifically-formulated products set the standard for the industry. Vulcan Waterproofing covers a huge area of the Northeast with locations for basement waterproofing in NY, Long Island, PA, NJ, CT, and northern DE. Join hands in partnership with the protectors — and the only basement waterproofing system in the world that can say with confidence. “Finally, you can put an end to wet, leaky basements forever!”

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New Jersey Home Inspector

My name is John Buckley New Jersey Home Inspector and Owner of 20/20 Home Inspection, your local NJ Home Inspection Service. I want to say right up front that if you are purchasing a home and looking for a NJ Home Inspector who will be on your team from start to finish – I’m your guy. I am here to protect you during one of the biggest purchases you’ll likely ever make.

Thorough inspections, inside and out.

As an ASHI NACHI-certified professional home inspector, I have the knowledge and expertise to provide you with a thorough and professional, non-intrusive, visual inspection of your home, from roof to foundation.

Outside the home, I will check the exterior walls, roof, driveway, deck, etc. then I will move inside to examine the walls, ceilings, floors, doors, and windows. The heating, air-conditioning,plumbing, and electrical systems will all be examined to ensure that they function as intended. Bathrooms, kitchens, and laundry rooms receive a thorough check, along with the attic and basement or crawl space.

Virtual Home Inspection Tour

Take the Virtual Home Inspection Tour now to see and hear what 20/20 s professional home inspection is all about.

Learn about some common problems discovered during the home inspection with our virtual home inspection tour.

This home inspection video makes use of Macromedia Flash software. To experience it the way we intended, you need the latest version of Macromedia Flash Player, a plug-in for your Web browser, installed so you can play the content and find out more.

View Our Sample Home Inspection Report.

Many NJ home inspectors haven t published a sample home inspection report for you to preview. Why you ask? Probably because they aren t so great. A quality, well documented inspection report is the tool you ll need to make sure you understand the condition of your potential future home. Come see the 20/20 Difference today!

If you are looking for a UNBIASED 3rd party Home Inspection from an inspection team that is 100% on your side. Then we are your guys!

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Simply fill out the contact form below, and I will personally contact you within one business day for a FREE Home Inspection consultation. If you would like to speak to me immediately, click here to be connected automatically!

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The home you are buying is probably the most expensive investment you will ever make. It should be a place for security and peace of mind. 20/20 Home Inspection of NJ is dedicated to giving you that. With an 20/20 analysis, a complete, and accurate report of the homes condition is provided.

20/20 Home Inspection of NJ is a owner operated real estate inspection service providing ethical disclosure in a easy to understand and pleasant manner. Fully licensed by the State of NJ, our Home Inspectors are insured and Certified members of the North American Certified Home Inspector Association. (NACHI) With this you can be sure the inspection will be performed with the utmost integrity and 20/20 Vision.

Our Promise to You

Choosing the right home inspector in NJ can be difficult. Unlike most professionals, you probably will not get to meet me until after you hire me. Furthermore, different inspectors have varying qualifications, equipment, experience, reporting methods, and yes, different pricing. One thing for sure is that a New Jersey home inspection requires work, a lot of work. Ultimately a thorough inspection depends heavily on the individual inspector’s own effort.

If you honor me by permitting me to inspect your new home, I guarantee that I will give you my very best effort. Every time!

From our family to yours,

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New Jersey Home Inspector

What Our Clients Are Saying

Early, Well spoken, Knowledgeable and right on the money. This was by far the best inspection we have had after purchasing 4 other homes. John, You are our inspector from now on.

Why Choose 20/20?



Rapid Clear Detox Drink #drug #detox #nj


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Order Now! Recieve free Detox Booster capsules with your order!

The Rapid Clear Detox Carbo Drink is a detoxifying product that holds the toxins in your body allowing you to pass a urine drug test.

How does it work? Urine drug tests detect drug usage by testing urine samples for metabolites that are released in urine when fat cells are burned. Rapid Clear Detox Carbo Drinks inhibit the body s ability to metabolize the fat cells that store drug toxins, allowing you to pass a drug test for up to 5 hours.

Works on all toxins! Rapid Clear Detox Carbo Drinks work on all toxins, are completely undetectable and have a 99.6% success rate for passing laboratory urine sample drug tests. You can trust our Detox Drinks to help you pass drug tests that check for marijuana (THC). cocaine, opiates. amphetamines. barbiturates, and even nicotine!

For best results: Avoid drug use 48 hours prior to drinking Rapid Clear Detox Carbo Drinks. Prior to using our detox drinks, limit water consumption to 12 oz per hour. On the day of your drug test, eat and drink normally but avoid sugary foods and do not exercise. If possible, urinate 3-4 times prior to taking your drug test. Rapid Clear Detox Drink is at its peak effectiveness 2 hours after consumption.

Rapid Clear Detox Carbo Drink carries a 200% Money-back guarantee to pass any urine drug test!

Simple: Simply refrigerate, shake well and drink one bottle of Rapid Clear Detox Carbo Drink and a 16oz glass of water, wait 45 minutes and you’ll be set to pass your drug test!

Tasty: Available in a delicious cherry and lemon-lime flavor, Rapid Clear Detox Drinks are the tasty way to block all toxins from being released in your urine.

Simple Steps for Drug Test Success

  • Avoid toxins for at least 48 hours before deadline
  • Do not drink more than 12 oz. of water per hour before drinking the Rapid Clear Detox Carbo Drink
  • On the day of the deadline, eat and drink normal quantities, avoid exercise and avoid foods high in sugar content
  • If possible, schedule your drug test deadline for the afternoon and urinate 3 – 4 times before the deadline
  • Detox Drinks are effective for 45 minutes to 5 hours, however peak effectiveness is at 2 hours
  • The drink tastes better if it is refrigerated prior to consumption

Our company

All package delivery times given by 513 Ventures or posted on our website are estimates only and based on information provided by UPS. We do not guarantee any specific package delivery times.

Free Grinders are not available in the following states: Arkansas, Florida, Illinois, Kentucky, New Jersey, New York, North Carolina, Oregon, Pennsylvania, South Carolina, Texas, Oklahoma, Tennessee, and Canada.

These statements have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure or prevent any disease.

Buyer/user assumes all responsibility and liability associated with these products. Buyer/user agrees to hold harmless all entities associated with this product. Not intended to violate any laws and is not for sale where prohibited. Buyer/user warrants product is legal in his/her jurisdiction. These products will not be shipped to residents of AR, FL, IL, KY, NJ, NC, SC, OR, TX if intended use is to influence a drug test. Buyer/user warrants that he/she is of legal age. We do not condone or encourage illegal activity or use of illegal drugs, especially on the job. You understand and agree that our products are not to be used for any illegal purposes, including use for lawfully administered drug tests. We shall have the right to refuse or cancel any such orders. This equipment and specimen may only serve as a control sample when conducting private home tests. Any reference to “passing drug test or screen” on this site refers solely to private home tests. All sales are final.

Copyright 2005 2017 513 Ventures, LLC



Best Online Colleges in New Jersey for 2017 #online #colleges #in #nj


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Top Colleges 2017

Welcome to OnlineColleges.com s newly redesigned Top Colleges 2017 tool. We ranked more than 2,500 accredited colleges and universities on a variety of factors, including affordability, student services and the availability of online programs. The result is a list of the best online colleges in the U.S. that is built into this interactive tool.

The filters on the left let you create customized lists of schools based on the factors that are most important to you, including location, price and religious affiliation, among others. Choosing the right school is the first step toward success in higher education, and we re excited to help you get started.

Browse Online Colleges
by selecting filters that matter to you most

Methodology and Sources

Methodology and Sources

Using the National Center for Education Statistics Integrated Postsecondary Education Data System, we generated a list of colleges and universities that met the following criteria:

  • Level of institution is either Four or more years or At least 2 but less than 4 years
  • At least 1% of students are taking at least some of the classes via distance education
  • Data is reported for all 11 ranking variables listed in the Methodology section

We ranked 2,868 colleges on 11 criteria, using 2014 data from the National Center for Education Statistics and the weights specified:

  1. Number of programs offered via distance education: 25%
  2. Percentage of students participating in distance education classes: 7%
  3. Average in-state tuition for undergraduate and, if applicable, graduate students: 17%
  4. Average out-of-state tuition for undergraduate and, if applicable, graduate students: 7%
  5. Total electronic library collections, including digital books, databases and media: 7%
  6. Availability of academic/ career counseling services: 9.5%
  7. Availability of job placement services for graduates: 9.5%
  8. Offers dual credit: 4.5%
  9. Offers credit for life experience: 4.5%
  10. Offers advanced placement (AP) credit: 4.5%
  11. Offers credit for military training: 4.5%

All schools were scored on a 10-point scale for each of the points listed above. Individual data point scores were then multiplied by their respective weights, and the scores were added together, for a maximum possible score of 10 points.

NOTE: Schools tuition amounts are based on 2014-15 undergraduate and graduate data reported to the National Center for Education Statistics. The actual cost of tuition may vary.

  1. Integrated Postsecondary Education Data System (IPEDS) 2014-15, National Center for Education Statistics, Accessed February 2016, http://nces.ed.gov/ipeds/


Licensed Plumbers Essex NJ, Home Plumbing Reapir NJ, Dawson Mechanical Contracting, licensed plumbers in nj.#Licensed #plumbers #in #nj


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Dawson

  • Commercial Plumbing and Heating Systems
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Dawson Mechanical Contracting is committed to maintaining high standards for the services we deliver in Northern NJ. We do this by keeping up on our industry with continuing education and by providing services that meet current applicable regulations and codes.

Licensing Certification

  • NJ Master Plumber’s License #11772
  • NJ Home Improvement Contractor Registration 13VH00035000
  • EPA 608 Refrigerant Certification
  • Fire Official #142553
  • Qualified Gastite Installer
  • State of New York Back Flow Device Tester # 5553
  • NEWWA Cert. #7288 Certified Backflow Prevention Device Inspector
  • ASSE Certified Backflow Tester
  • ASSE (American Society of Sanitary Engineering) Cert. # 18263
  • BPI Accredited Contractor

Other Services

  • Plumbing
  • Heating
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  • Drain Cleaning
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57b Industrial Road

Berkeley Heights, NJ 07922-1501

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NJ Roofing Contractor

Roofing NJ Contractor

Total Roofing & Siding is roofing NJ contractor that offers all types of roofing installation. Whether you’re in need of a re-roofing. roof replacement, new roof installation, stucco or stone siding, gutters, shutters, windows, doors, sheetrock, painting, tiles, hard wood or trim even porches – Roofing & Siding can deliver! We have been in business in since 1999 satisfying customers in Bucks County Pennsylvania and New Jersey. Our fair prices and impeccable service have earned us many happy customers. We are fully insured and licensed in New Jersey and Pennsylvania.

  • protect your property to prevent any damage
  • complete removal of old material from the roof
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  • detailed inspection of your new roof

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Middlesex County Roofing: Woodbridge, Perth Amboy, South Amboy, Clearbrook Park, Cranbury, Avenel, Monroe, Edison, North Brunswick, East Brunswick, South Brunswick, Sayreville, Piscataway, Dunellen, Rossmoor, Dayton, South River, Hopelawn, Highland Park, Kendall Park, Keasbey, Society Hill, Monmouth Junction, South Plainfield, Laurence Harbor, Kingston, Carteret, Jamesburg, Old Bridge, Port Reading, Heathcote, Sayreville, Sewaren, Madison Park, Plainsboro Township, Plainsboro, Princeton Meadows, Kingston, Metuchen, Raritan Landing, Fords, Concordia, Middlesex, Milltown, Helmetta, Brownville and surrounding areas

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Our Commercial Surveillance Packages will Save your Business Money and Pay for Themselves Within Months. Protect your Business with Highest Quality CCTV Systems and Security Cameras featuring Latest Technology.

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One Year Warranty On All CCTV Products – Extended Warranty Available, 3 Year Manufacturer Warranty on All Eyemax CCTV Products



Medicare Rehab in New Jersey – Sober Solutions #drug #detox #centers #in #nj


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Live Free From Addiction

Medicare Rehab in New Jersey

A Resource for People seeking a Rehab in New Jersey that accepts Medicare

Medicare Rehabs in New Jersey

Generally speaking, a Medicare rehab in New Jersey is one that offers some form of coverage of the program using Medicare or other State insurance. Exactly what is covered by Medicare is dependant upon many things, including whether you are seeking inpatient or outpatient treatment for substance abuse.

We ve included a breakdown of the basic information about Medicare in New Jersey for Substance Abuse as well as a listing at the bottom of this page of the various treatment programs in New Jersey that accept Medicare.

Does Medicare pay for Substance Abuse Treatment in New Jersey?

Generally speaking, Yes.

Medicare will help pay for substance abuse treatment in both inpatient and outpatient settings if:

1) You receive services from an New Jersey Medicare-participating provider or Medicare participating facility in New Jersey;

2) Your physician or doctor in New Jersey states that the services are medically necessary; and

3) Your doctor sets up your plan of substance abuse treatment in New Jersey.

Inpatient care: Medicare Part A can help to pay for your care if you are hospitalized for substance abuse treatment. Your out-of-pocket costs are generally the same as for any other type of non-substance abuse related hospital stay.

Outpatient care: Medicare Part B can help to pay for outpatient treatment for substance abuse. Medicare will generally pay 50 percent of its approved amount for mental health services, and you or your supplemental insurance are responsible for the rest.

Covered services include, but are not limited to:

1) Psychotherapy for substance abuse

2) Patient education regarding diagnosis and treatment for substance abuse

3) Post-hospitalization follow-up

4) Prescription drugs administered during a hospital stay or injected at a doctor’s office

NOTE: Methadone, because it is in pill form, is not generally covered by Medicare Part B. The new Medicare drug benefit (Part D) will not cover methadone for substance abuse treatment, although it may covered for other conditions.

The following is a list of Treatment Programs in New Jersey that accept Medicare as a payment.

Ancora Psychiatric Hospital (Addiction Services)
301 Spring Garden Road
Service Building
Ancora, NJ 8037
Phone: (609) 567-7211
www.state.nj.us

Project Free Catholic Charities
305 Bond Street
Asbury Park, NJ 7712
Phone: (732) 897-7701 111
www.catholiccharitiestrenton.org/

Institute for Human Development (IHD)
1315 Pacific Avenue
Atlantic City, NJ 8401
Phone: (609) 345-4035
www.ihd-nj.org

Ocean Mental Health Services Inc (Project Recovery)
160 Atlanic City Boulevard
Bayville, NJ 8721
Phone: (732) 349-5550
www.oceanmentalhealth.org

Saint Clares Health Services
130 Powerville Road
Boonton, NJ 7005
Phone: (888) 626-2111
www.saintclares.org

South Jersey Behavioral Hlth Resources (PACE Program)
400 Market Street
Camden, NJ 8101
Phone: (866) 245-1100 2053
www.sjbhr.org

East Orange General Hospital (Addictions Services)
240 Central Avenue
East Orange, NJ 7018
Phone: (973) 266-8526
www.evh.org

East Orange General Hospital (PRIDE / ROAD Addictions Services)
240 Central Avenue
East Orange, NJ 7018
Phone: (973) 266-8526
www.evh.org

Trinitas Hospital (Substance Abuse Services)
654 East Jersey Street
1st Floor
Elizabeth, NJ 7206
Phone: (908) 994-7090
www.trinitashospital.org

Good News Home for Women
33 Bartles Corner Road
Flemington, NJ 8822
Phone: (908) 806-9713 22
www.goodnewshome.org

Addiction Treatment for Latinos (Latin American Inst for Social Servs)
10 Banta Place
Suite 110
Hackensack, NJ 7601
Phone: (201) 525-1700
www.latinamericaninstitute.org

Hoboken University Medical Center (Giant Steps Program)
307 Willow Street
Hoboken, NJ 7030
Phone: (201) 792-8290
www.hobokenumc.com

Preferred Behavioral Health of (New Jersey)
700 Airport Road
Lakewood, NJ 8701
Phone: (732) 367-4700
www.preferredbehavioral.org

New Hope Foundation Inc (Substance Abuse Services)
546 Route 520
Marlboro, NJ 7746
Phone: (732) 946-3030 247
www.newhopefoundation.org

Daytop Village Inc
80 West Main Street
Mendham, NJ 7945
Phone: (973) 543-5656 769
www.daytop-nj.org

Integrity House Inc (Intensive Outpatient)
26 Longworth Street
Newark, NJ 7102
Phone: (973) 623-7463
www.Integrityhouse.org

Integrity House Inc (Mens Facility)
105 Lincoln Park
Newark, NJ 7102
Phone: (973) 623-0600
www.integrityhouse.org

Living New Inc (Real Families Inc)
15 South 9th Street
Newark, NJ 7107
Phone: (973) 497-2471
www.realfamiliesinc.com

Univ of Medicine and Dentistry NJ (Univ Behav Healthcare/Extended Trt)
183 South Orange Avenue
Newark, NJ 7103
Phone: (973) 972-5479

Evergreen Treatment Center
230 East Ridgewood Avenue
Paramus, NJ 7652
Phone: (201) 967-4188
www.bergenregional.com

Challenge Program of New Jersey Inc
5 Colt Street
Suite 410
Paterson, NJ 7505
Phone: (973) 345-9100

Straight and Narrow Inc
508 Straight Street
Paterson, NJ 7509
Phone: (973) 345-6000 6280
www.straightandnarrowinc.org

Cooper House (Intensive Outpatient)
7250 Westfield Avenue
Suite J
Pennsauken, NJ 8110
Phone: (856) 662-0221
www.cooperhealth.org

UCPC Behavioral Healthcare (Addiction Services)
117-119 Roosevelt Avenue
Plainfield, NJ 7060
Phone: (908) 756-6870 636

Center for Great Expectations
19 B Dellwood Lane
Somerset, NJ 8873
Phone: (732) 247-7003 27
www.thecenterforgreatexpectations.org

New Horizon Treatment Services Inc
132 Perry Street
Trenton, NJ 8618
Phone: (609) 394-8988 00
www.nhts.net

Epiphany House
300 4th Avenue
Asbury Park, NJ 7712
Phone: (732) 775-0720
www.epiphanyhouse.org

Mount Olive Counseling and Clinic
1278 Route 46
Ledgewood, NJ 7852
Phone: (973) 584-6700
www.mtocg.com

Discovery Institute for (Addictive Disorders)
80 Conover Road
Marlboro, NJ 7746
Phone: (732) 946-9444
www.discoverynj.org

Urban Renewal Corp Sussex House
224 Sussex Avenue
Newark, NJ 7103
Phone: (973) 483-2882 111
www.urbanrenewal.org

Options Counseling Center
9 West Broadway
3rd Floor
Paterson, NJ 7505
Phone: (973) 345-1883

Capitol Care
185 Route 183 North
Stanhope, NJ 7874
Phone: (973) 426-1440
www.capitolcare.org

Greater Trenton Step Program
314-316 East State Street
Trenton, NJ 8607
Phone: (609) 396-5944 112
www.gtbhc.org

South Broad Street Counseling Services
1418 South Broad Street
Trenton, NJ 8610
Phone: (609) 394-8000

Integrative Recovery Group
200 Passaic Street
Hackensack, NJ 7601
Phone: (201) 678-1999
www.irgnj.com

Touchstone Hall
35 D Piermont Road
Building D
Rockleigh, NJ 7647
Phone: (201) 784-6490
www.vantagenj.org

if you feel you need something more than a Medicare Rehab in New Jersey, we can Help you with the following other options:

Confidential Advice from a Recovery Professional for those seeking a Rehab that accepts Medicare in New Jersey

If you wish to provide more specific information in regards to your situation and wish to have a confidential phone call with a recovery counselor, you may contact us by phone or fill out the form listed below and someone will get back to you and help guide you in your search for a Medicare Rehab in New Jersey.

If you are a Rehab that accepts Medicare and would like to be listed in our database, please click here.

Primary Sidebar

Please don t wait. Let us help

Addiction is a problem that affects more than just the drug abuser. For more information on drug intervention or alcohol intervention, call 888-762-3730

Choosing Treatment



Apartments for Rent in Hackensack, NJ – 200 Rentals #plumbers #edison #nj


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Hackensack, NJ

When you move into an apartment in Hackensack, New Jersey, you might be surprised by all there is to do in this city, particularly when it comes to outdoor recreation. A huge bonus is that the largest city in the country, New York City, is only 15 miles away.

No matter how much you love your new Hackensack apartment, you might not spend a lot of time there, especially when the weather is nice. There are 15 public parks in the city with various amenities for all ages, such as baseball diamonds, ice skating rinks, tennis courts, walkways with waterfront views and special events. Watch the 4th of July fireworks over the river in Foschini Park or join in the fun during the Columbus Day celebration in Columbus Park.

If you like river views and water activities, look for apartments near the Hackensack River. Take a guided bird walk within the Hackensack River watershed or enjoy an eco-cruise along the river in a pontoon boat. If you’re looking for a more active river experience, rent a kayak or a canoe from the Paddling Center at Laurel Hill County Park. If you want something more leisurely, tour the river on a two-hour guided paddle ride through the area’s marshes.

During colder months, you don’t have to hibernate in your Hackensack apartment. You can ice skate in Baldwin Park or bundle up with a blanket and a hot chocolate while you watch other people skate. During the winter holidays, take the short drive (a half an hour to an hour, depending on traffic) to New York City and skate at Rockefeller Center to the backdrop of the city’s Christmas tree lights.

You won’t have to travel far from any Hackensack apartment to find a variety of evening entertainment. You can laugh at a stand-up comedy routine, watch a play, listen to a jazz concert and enjoy many other shows at the Hackensack Cultural Arts Center. Drive a little further to the Big Apple and your choices for entertainment are endless.

Find your next fantastic apartment in Hackensack on ApartmentGuide.com and you’ll never run out of fun things to do.

Average Rent in Hackensack, NJ

  • Studio. $ 2150
  • 1 bedroom. $ 2346
  • 2 bedrooms. $ 2895
  • 3 bedrooms. $ 3688


NJ VITA Sites #nj #tax #help


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NJ VITA Sites

This VITA page offers a listing of tax assistance sites that are located throughout the state. The listing will include AARP Foundation sites, VITA sites and military tax assistance sites, as we learn of those locations. VITA sites (upper and lower case listings) and AARP Foundation sites (often in CAPS) are open to the general public. Military sites are noted as such in each entry that is so designated. These sites are devoted to assisting military members and their families. The listing changes frequently in the beginning of each year. Check back often to learn of new locations. All sites are currently closed.

SITES ARE ORGANIZED ALPHABETICALLY BY COUNTY AND THEN BY CITY.

Page last modified/reviewed on April 28, 2017

Other pages of interest

Need Help? – Dial 2-1-1

You are encouraged to dial “2-1-1” 24 hours a day, seven days a week if you need help in understanding and finding available assistance services. Language translation and TTY services are offered to any caller. You can also search our database for services in your local community or Chat Live with an experienced community resource specialist. 2-1-1 will help identify with you the best local resources to fit your individual needs during times of distress or for life’s everyday situations.

* Privacy Terms and Conditions of Texting 898211 – Standard message and data rates may apply. Text STOP to opt-out. HELP for help. Click here for end user privacy and terms and conditions of texting with 898211.



NJ State Auto Auction #used #cars #for #sale #in #nj, #used #car #truck #suv #dealer #ny, #used #car #dealer #in #jersey #city


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Dealer in Jersey City NJ

If you’re looking for a straightforward and easy car shopping process, look no further that New Jersey State Auto Auction. Every person is unique, so why shouldn’t the car shopping experience be too? Here at New Jersey State Auto Auction we believe in helping you find the vehicle you want in the best way that suites you. Whether you prefer to shop online or would rather come in a shop at our Jersey City, NJ, location, we have a solution for you. We are proud to serve the New Jersey area, including Newark, Elizabeth, Rutherford. In fact, our customers come from all over the Tri-State area and New York, including New York City, Bronx, Brooklyn, Staten Island. Here at New Jersey State Auto Auction you’ll find an extensive selection of pre-owned vehicles in a wide array of makes and models. From high-end sedans to sporty crossover SUVs, we have it all at New Jersey State Auto Auction! Come see for yourself why shoppers from all over the East Coast choose New Jersey State Auto Auction.

Get a Full Auction Experience at Our NY Area Used Car Dealer

When it’s time to shop for a new-to-you car, don’t settle for anything less than the best. Our Jersey City used car dealership has an extensive inventory with options for everyone.

No matter what your priorities are, we can help you pick a car, truck, van, or SUV that does exactly what you want. Looking for a luxury ride? We stock high-end automakers for the savvy shopper looking for sophistication on a budget. On the hunt for that must-have commuter car with a peppy engine and superior gas mileage? Look no further. NY shoppers can find the used car of their dreams at a great auction price.

Where Your Comfort Comes First

An elite and knowledgeable sales team is just the start of a stellar experience at our dealership. Our customer-centric approach means that we’re focused on you. Take a look around at our user-friendly website, where you can take care of numerous steps to streamline your experience with us! Get your trade appraised, fill out a credit application, and even put down a deposit on a car you love- all without leaving your living room!

Think you’re ready to begin your car shopping journey? Pay us a visit or call us at 201-200-1100 and we’ll be happy to answer your inquiries!



Product Liability Insurance – Product Liability Insurance Coverage #product #liability #insurance, #product #liability #insurance #coverage, #product #liability, #products, #product, #liability, #liability #insurance, #liability #insurance #coverage, #insurance, #california, #ca, #connecticut, #ct, #florida, #fl, #illinois, #il, #maryland, #md, #new #york, #ny, #new #jersey, #nj, #pennsylvania, #pa, #texas, #tx, #west #virginia, #wv, #virginia, #va.


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Product Liability Insurance – Product Liability Insurance Coverage

Product Liability Insurance for Products you design, manufacture, market, import, and distribute.

Designing, manufacturing or distributing a product is an exciting venture. However in our complicated world simply selling a product has become cause for concern, and moreover a product liability exposure. So much so that many wholesale and retail operations and venues require that you as the manufacturer, distributor or wholesaler have products liability insurance on the items you develop. Additionally, as a retailer of these products, you may be held responsible if there is an injury that results out of use of a product you sell.

What is Product Liability Insurance?

Product Liability Insurance Coverage covers the policy holder in the event that a suit arises out of the use of the insured’s products. This can be loss to personal property, business property, bodily injury or death. These items may be clothes, toys, tools, building materials, electronic devices or even pet food or supplies.

What does Product Liability Insurance cover?

Liability insurance is designed to protect the business against losses even if they are negligent or liable for damage, injury or loss to another’s property. Typically, damages, legal defense fees and settlement charges are paid by the insuring company when a claim is filed against the business as a result of a Products Liability Suit. Products liability insurance will cover the insured for suits that arise out of damage or injury of use of a product that the holder of the insurance policy manufactures or sells.

Bodily Injury

Liability coverage may pay the affected person or firm for the cost of care, the loss of services and restitution for death that results from an injury.

Property Damage

In the event your business or product causes damage to, or causes the loss of use of someone’s property. Property damage liability coverage may pay for the value of the physical damage to the property; or the loss of use of that property.

Who Should Have Product Liability Insurance?

Anyone that is responsible for the design, manufacture, sale or distribution of a component or end user product. This applies to any business or individual that manufactures his own product or even if the product’s manufacturing is subcontracted out buy another operation, even if the operation is overseas.

How is a Product Liability Insurance Policy Rated?

A Products Liability Insurance Policy is rated on several factors.

What is the product you are covering

How many of these products will be distributed into the market

What are they used for and who will be using them

How long are they intended to last

What are they made of

How clearly defined are the usage instructions, directions and guarantees and or warranty that are provided with the product

What claims does the manufacturer or distributor make about the product, either in writing, demonstration or in media.

What Does Products Liability Insurance Cost?

Products liability insurance costs are much like any other liability insurance product. There no real average rate because they are based on the specific type of product you manufacture, retail or market. There are some products that pose very little potential to cause harm or damage and there are others that have a higher propensity to be risky, and therefore carry higher premiums.

What types of products need products liability insurance?

Essentially any product that is put into market or sold in any venue should have products liability insurance. Some examples are food, clothing, tools, energy products, furniture, stationary goods, beverages, baked products, luggage, pet items, heating cooling apparatus, electronic goods, vehicles, toys (especially).

Because every product is different, underwriting a Product Liability Insurance policy is complicated. If you need a quote on Product Liability Insurance Coverage, please complete a product liability quote request. As many people have already found out, Castle Rock Insurance Agency is the best stop for a quote on their Products Liability Insurance . We are the low cost solution for your Product LiabilityInsurance Policy . Castle Rock Agency currently offers Product Liability Insurance Policy Coverage in California, CA, Connecticut, CT, Florida, FL, Illinois, IL, Maryland, MD, New York, NY, New Jersey, NJ, Pennsylvania, PA, Texas, TX, West Virginia, WV, Virginia, VA.

Product Liability Insurance Coverage
Product Liability Insurance

Castle Rock Insurance Agency



Plumbing, Heating and A #nj #plumbing #license


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Gloucester County, NJ

Plumbing, Heating and Air Conditioning Services in Gloucester County, NJ

Plumbing in Gloucester County, NJ

From minor leaks and drips in pipes to complex toilet, sink and faucet repair, Horizon Services is the first name to call for any and all plumbing repairs in Gloucester County, NJ. With the best trained plumbers and plumbing technicians in the business, you are guaranteed courteous, professional and reliable service. We offer drain cleaning and sewer and water line replacement services, too.
Learn More About Our Plumbing Services!

Heating in Gloucester County, NJ

When old man winter sends the mercury plummeting, Horizon Services won’t leave you out in the cold! Furnaces, Hot Water Boilers, Heat Pumps, Thermostats…we fix them all. Oil, gas, electric, propane our Gloucester County heating technicians are experts in all home heating systems. We even offer a free carbon monoxide check with any heating system service or repair. And we sell and install a wide range of high-efficiency heating systems that will save you energy and money.
Learn More About Our Heating Services!

Air Conditioning in Gloucester County, NJ

Summer in Gloucester County, NJ can be brutal. When temperatures are up and your air conditioning system is down for the count, who are you going to call? Horizon Services, the air conditioning authority in Gloucester County, NJ! We service and repair all makes and models of air conditioners. And if you want to replace your old air conditioner, we sell and install reliable air conditioning systems that can maximize your energy savings and comfort.
Learn More About Our Air Conditioning Services!

Drain Cleaning in Gloucester County, NJ

Nobody in Gloucester County, NJ, clobbers clogs like the drain cleaning professionals at Horizon Services. A blocked-up sink, tub or toilet drain can shut down your home or business for days. But Horizon s team of drain cleaning experts can clear virtually any obstruction and get you back in the flow in minutes safely and cleanly.
Learn More About Our Drain Cleaning Services!

Sewer Water Line Replacement in Gloucester County, NJ

Horizon Services does more than just clear your drains. We can also inspect, repair or replace your main sewer and water line leading out to your municipal sewer system or septic tank. Our sewer and water line profesionals can to correct a wide variety of problems, including: clogs and blockages; broken, cracked, or collapsed pipes; corrosion; leaking joints; root infiltration even replacement of substandard pipe material. Best of all we can service your sewer and water line safely. Many contractors in Gloucester County, NJ still try to repair and replace sewer and water lines the old-fashioned way: with a backhoe.Not Horizon Services. Our state-of-the art sewer video camera technology accurately pinpoints the location of the problem, and our trenchless repair and replacement technique allows us to fix the problem without having to tear up your lawn and landscape.
Learn More About Sewer and Water Line Replacement!

  • Tell a Friend in Gloucester County, NJ
    about Horizon Services!

Horizon Services: The only full-service plumbing. heating. air conditioning. drain cleaning and sewer and water line replacement company in Delaware, Southeastern Pennsylvania, South New Jersey, and Northeastern Maryland that guarantees on-time service, up-front pricing and the job done right andclean the first time!

Areas We Serve



The Borough of Bergenfield, New Jersey #bergenfield #nj, #bergenfield #new #jersey, #bergenfield #borough, #borough #of #bergenfield


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NOTICE OF HEARING REGARDING 2017 MASTER PLAN REEXAMINATION

PLEASE TAKE NOTICE that the Planning Board of the Borough of Bergenfield will hold a public hearing on Monday, June 19, 2017 at 8:00PM, in the Council Chambers at the Bergenfield Municipal Building, 198 N. Washington Avenue, Bergenfield, New Jersey, 07621, regarding consideration and potential adoption of a revised 2017 Master Plan Reexamination for the Borough of Bergenfield, prepared for the Borough of Bergenfield Planning Board by Chuck McGroarty, PP, AICP, revised draft dated February 2017.

THIS NOTICE is given in accordance with the requirements of the Municipal Land Use Law, NJSA 40:55D-1 et seq. including NJSA 40:55D-13, and is also published, as required by law. Any interested persons may have an opportunity to be heard at the public hearing on this matter. Interested persons may appear either in person, or by their attorney, and present any questions, comments, and/or objections which they may have regarding this matter.

PLEASE TAKE FURTHER NOTICE that, at least 10 days before the above-referenced hearing date, a copy of the Master Plan, as well as any supporting documentation, which is to be considered and/or proposed for adoption at the above-referenced public hearing, will be on file and available for public inspection at the Office of Borough Clerk, during normal business hours, from 8:30 AM to 4:30 PM, Monday through Friday (holidays excepted).

BOROUGH OF BERGENFIELD PLANNING BOARD
By: Hilda Tavitian
Planning Board Clerk

FEMA Flood Insurance Rate Map and Flood Insurance Study

FEMA has provided the Borough with a copy of the revised preliminary copies of the Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS) report for review and comment. No new flood hazard information has been presented in the FIRM panels and FIS report for Bergenfield. However, since Bergenfield is geographically located on one or more of the revised map panels, FEMA will continue to share information at key processing stages during the map update. Digital copies of the revised FIRM and FIS report materials can be found at https://msc.fema.gov/portal. Please note, the Bergenfield map number is 34003C0192J.

The community is welcome to review the map and identify changes or corrections to non-technical information to:

Mr. Michael Moriarty
Director, Mitigation Division
FEMA Region II
Jacob K. Javits Federal Office Building
26 Federal Plaza, Room 1337
New York, New York 10278
(mail only)



Best Mortgage Lender #best #mortgage #lender #bucks #county #pa, #best #mortgage #lender #cherry #hill #nj, #best #mortgage #lender #montgomery #county #pa, #best #mortgage #lender #mt #laurel #nj, #best #mortgage #lender #washington #township #nj, #new #home #mortgage #bucks #county #pa, #new #home #mortgage #montgomery #county #pa


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Home purchase mortgage

Home Purchase Mortgage

PFFCU, a trusted mortgage lender, works exclusively for YOU! There are no high-pressure sales tactics, and the approval process is fast and easy.

Why We Are The Best Mortgage Lender:

  • You will enjoy the highest level of Service, Value, Convenience, and Trust .
  • We survey everyone who gets a home purchase mortgage loan. 94% of surveyed members said PFFCU’s service is exceptional or superior .
  • You will save money with PFFCU because there is no application fee and our closing costs are among the lowest in Philadelphia, Bucks County and Montgomery County, PA and in Mt. Laurel, Cherry Hill and Washington Township, NJ.
  • We offer a pre-approved Mortgage Loan Commitment that you can take to your realtor to demonstrate that you are a serious buyer. Our pre-approval will make your loan processing quicker so you can close your loan faster .
  • Our experienced Mortgage Advisors provide the best personal guidance to help you get the best loan that is right for you.

If you prefer, you can call 800-486-9592 and ask to speak to a Mortgage Advisor to apply by phone or to schedule a personal appointment.

PFFCU has been a trusted mortgage lender since 1938.

Fixed-Rate Mortgages

Available with terms of 10, 15, 20, and 30 years, a fixed rate home purchase mortgage is best for you if you want a consistent monthly payment or you plan to stay in your home for a long period of time.

Adjustable-Rate Mortgages

ARMs offer lower initial rates than fixed-rate home purchase mortgages, resulting in lower monthly payments that are especially attractive to first-time home buyers and home owners looking to buy a larger home. PFFCU offers adjustable-rate mortgages with 30-year terms where the initial APR and payment are fixed for the first 5 or 7 years, then convert to an adjustable rate, which may change annually.

No PMI Mortgage

If you have less than a 20% down payment, consider this option as a cost-effective way to avoid Private Mortgage Insurance. You may enjoy lower monthly payments, as well as a tax deduction for the interest paid (check with your tax advisor for more details).

First Time Home Buyer Mortgage

If you are a new home buyer who can t afford a large down payment but would otherwise qualify for a mortgage, our First Time Home Buyer Mortgage may be ideal for you. With as little as a 3% down payment, you can buy your first home.

If you already have an Agreement of Sale:

Trust your PFFCU mortgage lending team to handle your new home purchase with a fast and efficient process to give you peace of mind through closing.

If you do not yet have an Agreement of Sale:
  • Request your valuable PFFCU Mortgage Pre-Approval before you visit a real estate agent, begin shopping for a home or speak with any other financial institution or lender.
  • Our expert Mortgage Advisors will guide you through the process and help you choose the mortgage that best meets your needs.
  • A mortgage pre-approval qualifies you for a $250 discount coupon. that can be redeemed when you close your mortgage with PFFCU.

After you fill out our online worksheet, we will call you within one business day. We can provide you with your pre-approval within as little as three hours after we contact you, so you can start looking for your dream home sooner.

For Personalized Service, apply by phone or schedule a personal appointment for your new home purchase mortgage six-days-a-week by contacting our Call Center at 800-486-9592 and one of our knowledgeable Mortgage Advisors can guide you through your new home purchase mortgage application process.

Or, visit any of our conveniently located branches in Philadelphia, Bucks County, Montgomery County, PA and NJ for your home purchase mortgage needs. Members in Washington Township, NJ area can stop by our branch on Route 42. Members in the Mt. Laurel, Cherry Hill area can stop by our branch on Lenola Road across from the Moorestown Mall.

Check out our best mortgage rates in Montgomery County PA. Bucks County PA, Philadelphia PA, and best mortgage rates in Mt. Laurel, Cherry Hill and Washington Township NJ.

Already Have a Mortgage Elsewhere?

Refinance with the best mortgage lender—PFFCU and save. Find out more about mortgage refinance in Bucks County PA. Montgomery County PA, Philadelphia PA, and mortgage refinance in Mt. Laurel, Cherry Hill and Washington Township NJ.