Flat Rate Credit Card Processing – Merchant Services, Fattmerchant, merchant services comparison chart.#Merchant #services #comparison


Stop Overpaying For Credit Card Processing!

Come for the savings. Stay for the intuitive technology & award winning service.

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Merchant services comparison chart

Merchant services comparison chart

Merchant services comparison chart

Merchant services comparison chart

Merchant services comparison chart

Payment Processing Solutions for Your Business Needs






Call a Payment Consultant: +1.855.550.3288

How Will Fattmerchant Save Me Money?

Direct Cost + Risk Free

  • Unlimited Processing
  • No Hidden Fees
  • No Contracts

Easy Online Platform

  • Quick Transaction Flow
  • Secure Customer Storage
  • Intuitive Interface

Premier Support

  • Voice-to-Phone Service
  • Self-Help Resources Portal
  • Community Forum

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Merchant services comparison chart

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Merchant services comparison chart

Merchant services comparison chart

Merchant services comparison chart

The Fattmerchant Difference

Thousands of Dollars in Savings


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Fattmerchant Inc., is a registered ISO/MSP in association with Fifth Third Bank, Cincinnati, OH

High risk merchant services #high #risk #merchant #services


Smart Payment Solutions

payment processing solutions

Having trouble finding a high-risk merchant services provider? We provide innovative eCommerce solutions and unparalleled customer support to hundreds of businesses in a variety of industries–including high-risk like medicinal marijuana, adult content, gaming sites, dating sites, nutraceuticals, tobacco, synthetic drugs, and continuity marketing. Get the reliable payment processing you need to grow your business.

payment solutions

high risk merchant accounts

BNA Smart Payments is an independent payment processing company that is unlike any other in North America. Whether you need traditional card present technology or you need eCommerce solutions, we can help – even if you’re a high-risk merchant.

eCommerce Solutions Maximize revenue with our complete eCommerce solutions for your online customers.

payment terminals We provide fast, secure, and reliable point-of-sale terminals to merchants in North America.

mobile payment app Process payments on-the-go anywhere, anytime. Convert any smart phone into a payment- processing device.

Unattended Solutions Add 24/7 convenience of self-service payment acceptance to your unattended locations.

what our merchants say

“ It was a nightmare with the others, there was a lot of talk and no action, there were too many fees and too much fine print.

mike young Owner, A T Tire and Wheel

“ The few times we have had a problem with them, we got help from BNA right away. Overall, we’re very happy with their service.

Tom Ntoulas Owner, Oakland Hall Inn

“ BNA always seems to be two steps ahead of us. They take care of us before we even need to ask for something.

doug mcinnes General Manager, Nick’s Steakhouse Pizza

Merchant Services #powerpay #merchant #services


Merchant Services

Credit Card Processing from PowerPay Merchant Services

Changing Seasons Federal Credit Union has partnered with PowerPay to provide credit card processing and electronic payment services to our commercial members backed by a commitment to service that is setting new standards in the payment processing industry.

Competitive Pricing. PowerPay s customers benefit from some of the best pricing in the industry all with no hidden fees and no long-term contracts. The Payment Processing Analysis provided by PowerPay will show you how to lower your credit card processing fees. Together we strive to save you money!

Quality Service. We want our members to experience innovation, individualized attention and responsiveness. PowerPay provides 24/7 technical support, complete in-house processing, customer service and risk management all under one roof. They are committed to providing valuable credit card processing solutions to our members.

Simple Start. The simple application, fast, flexible approval and quick installation makes it easy to take advantage of these money saving offers and high quality service. You can begin accepting credit cards in a matter of just a few business days!

PowerPay enables businesses of all types and sizes to accept:

  • All major credit cards including MasterCard, Visa, American Express and Discover
  • Debit cards with either signature or PIN based approval processes
  • Electronic Benefits Transfer (EBT) for direct payment cards issued by federal or state governments
  • Purchasing cards for corporate or government organizations
  • Gift cards that replace cumbersome paper-based gift certificates

All of these services are provided with:

  • No application fees
  • No set up fees
  • No early termination fees
  • A dedicated account representative

Links to Third Party Sites

You are now leaving Changing Seasons Federal Credit Union (“The Credit Union”) website and linking to a website not owned or operated by the Credit Union. Links to other Web Sites/e-mail addresses are provided solely as a convenience to our members and other customers.

The Credit Union has no control over the content of these sites/addresses; and the Credit Union shall have no responsibility or liability relating to any access to such sites or communications between you and such Third Parties.

The Credit Union’s privacy disclosures do not apply to linked Third Party websites, and we advise you to consult the privacy disclosures on the linked Third Party website for further information.

The Credit Union’s website may also contain links to other websites owned, operated by, or affiliated with the Credit Union (“Affiliated Sites”). Affiliated Sites are also not governed by Credit Union’s privacy or other policies; and you are advised to review the privacy disclosures applicable to each Affiliated Site you visit.

Products / Services Offered by Third Parties / Affiliates: Any products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between you and the third party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.

Business Financial Services, Merchant Funding – Loans – BFS Capital, merchant cash funding.#Merchant #cash #funding


Get Funds Fast. Grow Your Business.

How much funding do you need?

Delivering funding solutions to businesses like yours is the reason we re in business.

We provide up to $ 500,000 in capital

We’ve delivered more than $ 1.5 billion

in total to small- and mid-sized businesses across more than 400 industries with our business financial services, helping entrepreneurs like you access working capital for any business need.

Better Business Bureau A+ rating

is a result of years of experience and firm financial backing for thousands of small businesses.

Merchant cash funding

Small Business Finance Options

Small Business Loans

Looking for a one-time infusion of capital? Have an ongoing need for business capital? We offer fast and easy access to funding based on your current cash flow.

Merchant Cash Advances

If you accept debit/credit cards and need payback flexibility, a merchant cash advance lets you obtain funding for any business expense by leveraging your future card sales.

Featured Funding

A construction company in California used a $98,000 business loan for cash flow and taxes.

In Pennsylvania, a restoration company consolidated their debt with funds from a $41,000 business loan.

Inventory purchases for an animal hospital in Colorado were made possible by a $20,000 loan.

Our financing provided a beauty salon the $35,000 they needed to purchase inventory.

With a $45,000 loan, an Italian restaurant in Texas was able to upgrade their equipment.

We helped a grocery store in Washington cover $29,500 in remodeling costs.

A retail store in New York borrowed $40,000 to restock inventory.

A BBQ restaurant in North Carolina used a $72,000 loan to increase their cash flow.

Debt consolidation was possible for a New Jersey Imaging center with a $128K loan.

Needing to remodel, a resort and spa in Florida used a $635,000 loan to complete the work.

An electrical contractor used $220,000 to increase staffing for a project.

Equipment purchases for a construction company in Illinois were made possible by a $125,000 loan.

To increase inventory, a warehouse in California used a $140,000 business loan.

A yacht charter company in Florida used $200,000 for advertising expenses.

A contractor in New Hampshire used a $220,000 loan to improve cash flow.

With a $275,000 business loan, a welder in Minnesota was able to boost cash flow.

An architecture firm in Washington DC improved their cash flow with a $182,000 loan

A $242,000 loan helped a Florida sprinkler company expand their business.

Ecommerce Shopping Cart Solutions & Hosting, Miva, Inc, merchant partners.#Merchant #partners


A Revolutionary Advance in the Way You Sell

Awarded #1 in Customer Satisfaction By G2 Crowd

  • Merchant partners
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BTO Sports

The Motocross super-store deployed leading edge predictive technologies to boost Revenue Per Click (RPC) and profits.

Miva’s integration with our inventory management systems give us real-time access to product sales information and lets us make agile adjustments in seconds instead of hours or days.

Merchant partners

Unparalleled Customer Engagement Clint Pharmaceuticals boosted revenue and long-term customer retention with Miva

10% increase in long-term customer retention

Average order value up 15%

25% customer service time savings

A Single Source Ecommerce Solution

Miva owns and delivers every aspect of your ecommerce infrastructure


Build Your Ecommerce Solution On Top of a Fully Customizable, Single Tenant Software Platform


Host Your Management Interface and Ecommerce Web Store in a SaaS- Based, Multi-Tenant Environment


Implement Your Ecommerce Strategy With an Expert Team of Consultants, Designers, Developers


Receive Streaming Software Updates, and 24/7/365 Ecommerce Support From Our San Diego Tampa Offices

Integrated Ecommerce, No Matter How You Sell Miva Supports Multi-Channel B2B B2C Selling From A Single Platform

Unlock The Power of Your ERP

Bring Your Traditional Sales Channels Online by Displaying Unique Product Information, Business Rules, and Logic In A Unique Ecommerce Web Store

Fully Leverage Your CRM Data

Drive Sales and Customer Loyalty by Setting Up Sophisticated Customer Accounts, Specialized Offers, Pre-Negotiated Pricing, Volume Discounts, and Personalized Promotions

Miva has powered over 100 billion dollars in online sales for stores worldwide.

Platform Tour Miva Explained in Three Minutes

Merchant partners

Merchant partners

Miva ReadyThemes Gorgeous Modern Website Templates

Transform Your Site

Brilliantly represent your brand with one of Miva’s pre-designed ecommerce templates, optimized to direct attention, showcase your products, and skyrocket conversions. ReadyThemes templates are easy to configure, with customizable options, sophisticated menus, and stress-free back-end integration.

Create Beautiful Shopping Experiences With One Click

All ReadyThemes are completely free for Miva customers. Browse live demos of dazzling turnkey full-site themes in Miva’s app store, then follow easy self-install guides to get started.

We’re Partnered With the Industry’s Best

Merchant partners

Merchant partners

Merchant partners

Merchant partners

Merchant partners

Merchant partners

Merchant partners

More than 500,000 businesses have already launched Miva stores.

Join Miva and start your new site today.

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Miva believes that all online businesses should have access to a scalable ecommerce platform that can meet their unique business requirements. Miva offers PCI compliant ecommerce, hosting, and custom website design and development solutions. Miva customers have processed over $100 billion in online sales since 1997.

RBS WorldPay – Latest News #rbs #merchant #services


RBS WorldPay Signs Merchant Acquiring Agreement with Discover Financial Services

RBS WorldPay offers small- to mid-sized merchants the convenience of consolidated statements, settlement, and customer service

September 12, 2006

Atlanta, GA – RBS WorldPay, a leading payment processor, today announced a merchant acquiring agreement with Discover Financial Services LLC, a business unit of Morgan Stanley (NYSE:MS), making it the second processor to implement and market such an agreement with Discover. RBS WorldPay will offer an integrated payment card processing package in November that includes Discover Network card acceptance, becoming one of the first to offer this new service to merchants.

With the integration of Discover into our core merchant services offering, business owners further benefit from RBS WorldPay’s commitment to providing simplified, single-source payment processing, said Larry C. Wine, president and CEO of RBS WorldPay. In addition to providing merchants an affordable, reliable one-stop-shop, RBS WorldPay will continue to leverage our industry-leading customer service to provide Discover merchants an unsurpassed, world-class customer experience.

The integrated processing package will be rolled-out to existing RBS WorldPay merchant customers early next year, while new merchants will benefit from the service beginning this fall.

Under the terms of the agreement, signed in August, RBS WorldPay will offer small- to mid-sized merchants the convenience of consolidated statements, settlement, and customer service. RBS WorldPay sales channels will have full responsibility for pricing, processing, settlement, risk management and customer service for the merchant accounts.

Our agreement with RBS WorldPay marks another important milestone in fulfilling the needs of small- to mid-sized merchants who want a streamlined and cost-effective processing package that includes Discover Network card acceptance, said Harit Talwar, executive vice president for Discover Financial Services. The close relationships RBS WorldPay has built with merchants enables us to broaden Discover Network card acceptance while providing merchants an all-in-one payment processing package.

About RBS WorldPay

RBS WorldPay is a leading, single-source provider of electronic payment processing services – including credit, debit, EBT, checks, gift cards, e-commerce, customer loyalty cards, fleet cards, prepaid cards, ATM processing and cash management services. The U.S. payment processing division of the Royal Bank of Scotland Group plc, RBS WorldPay is a non-bank subsidiary of Citizens Financial Group. For more information, please visit www.rbsworldpay.us .

About Discover Financial Services
Discover Financial Services LLC, a business unit of Morgan Stanley (NYSE:MS), operates the Discover Card with more than 50 million Cardmembers, and the Discover Network, which is the largest proprietary credit card network in the U.S. with more than 4 million merchant and cash access locations. Discover Financial Services also operates the PULSE ATM/debit network, which serves more than 4,200 financial institutions and includes nearly 250,000 ATMs and approximately 3.4 million POS terminals. For more information, visit www.discovercard.com. www.discovernetwork.com or www.pulse-eft.com.

PCI Merchant Levels 1 – 4 for VISA and Mastercard for SAQ and Level 1


PCI Merchant Levels 1 – 4 and Compliance Requirements VISA MasterCard

There are numerous PCI DSS Merchant Levels and varying compliance requirements for which merchants need to be aware of regarding PCI DSS. As for the technical definition of a merchant, it is “…any entity that accepts payment cards bearing the logos of any of the five members of the Payment Card Industry Security Standards Council (PCI SSC)…as payment for goods and/or services…”
Source: pcisecuritystandards.org

Listed below are the Merchants levels, criteria, and related validation requirements for VISA and MasterCard. And though there are technically three (3) other major payment brands (AMEX, Discover, and JCB), compliance with the two (2) noted brands generally covers the others:

Merchant Level: 1
Merchant Criteria: (1). Any merchant, regardless of acceptance channel, processing more than 6,000,000 Visa transactions per year. (2). Any merchant that has had a data breach or attack that resulted in an account data compromise. (3). Any merchant identified by any card association as Level 1.
Validation Requirements: (1). Annual Report on Compliance (“ROC”) by Qualified Security Assessor (“QSA”) – also commonly known as a Level 1 onsite assessment or internal auditor if signed by officer of the company. (2). Quarterly network scan by Approved Scan Vendor (“ASV”). (3). Attestation of Compliance Form

Merchant Level: 2
Merchant Criteria: 1 million – 6 million Visa or MasterCard transactions annually (all channels).
V alidation Requirements for VISA and MasterCard: (1). Annual Self-Assessment Questionnaire (“SAQ”). (2). Quarterly network scan by ASV. (3). Attestation of Compliance Form.

Merchant Level: 3
Merchant Criteria: Merchants processing 20,000 to 1 million Visa or MasterCard e-commerce transactions annually
Validation Requirements for VISA and MasterCard: (1). Annual Self-Assessment Questionnaire (“SAQ”). (2). Quarterly network scan by ASV. (3). Attestation of Compliance Form.

Merchant Level: 4
Merchant Criteria: Less than 20,000 Visa or MasterCard e-commerce transactions annually, and all other merchants processing up to 1 million Visa or MasterCard transactions annually.
Validation Requirements for VISA and MasterCard: (1). Annual Self-Assessment Questionnaire (“SAQ”). (2). Quarterly network scan by ASV. (3). Attestation of Compliance Form. Note: Ultimately, Compliance validation requirements set by acquirer.

Policies and Procedures are Necessary for PCI Merchant Levels 1 – 4 Compliance | Order Today

In summary, with each level of Merchant compliance there are specific reporting requirements, such as either an onsite assessment by an actual PCI-QSA (Level 1), or self-assessing via the Self-Assessment Questionnaires (SAQ) for Levels 2 – 4. For both the onsite assessments and the self-assessment process, documented PCI DSS policies and procedures are needed for compliance. which can be obtained from pcipolicyportal.com. As the industry leader in developing PCI SAQ policies and procedures. pcipolicyportal.com has developed the following policy and procedural documentation specific to the exact needs for merchants:

• SAQ A for Merchants
• SAQ B for Merchants
• SAQ C for Merchants
• SAQ C-VT for Merchants
• SAQ D for Merchants and Service Providers
• SAQ P2PE-HW for Merchants
• Onsite Assessments by PCI-QSA

Purchase and immediately download your PCI Policies Packet today for SAQ A, B, C, C-VT, D, P2PE-HW, and Level 1 onsite assessments.

The World s Leading Provider of PCI Policies and Procedures Download Today!

Learn more about the PCI certification process for the Self-Assessment Questionnaires (SAQ A – D), and the PCI certification process for Level 1 onsite assessments, along with the importance of PCI compliance policies, procedures, and templates for compliance by visiting pcipolicyportal.com. pcipolicyportal.com also offers policy and procedure writing services, so contact us today to learn more. Since 2009, we have been the global leader in offering the very best PCI policies and procedures to merchants and service providers.

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Prestige Cheque Account #prestige #merchant #services


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Europe & Asia Pacific

Prestige Banking

A complete banking solution with personalised service.

Yours if you earn

About Prestige Banking

How to qualify

  • You earn a minimum gross monthly income of R 25 000 or more
  • You have a 3-year undergraduate degree with honours or higher, earn a gross monthly income of R 5 000 or more, and are 30 years old or younger

Features and benefits

  • Dedicated support from our team of Prestige Bankers
  • Safe and easy payments with SnapScan. MasterPass and Instant Money
  • Apply for a home loan, personal loan or vehicle finance by meeting with your branch Prestige Banker
  • Expert advice from financial planning consultants
  • Get an overdraft at a preferential rate
  • Simple day-to-day transactions with your Titanium Cheque Card
  • Pay no transaction fees on cheque card purchases and get free travel insurance when traveling abroad
  • 24/7 self-service banking using the Standard Bank App, online banking, cellphone banking (*120* 2345#) or ATM
  • Prepaid airtime, data and electricity recharges using these self-service channels
  • Collect UCount rewards points each time you swipe to purchase and spend your rewards at participating stores or our UCount Online Mall

What it costs

  • Fixed monthly fee (Prestige Plus) – Pay a single monthly management fee for a fixed number of transactions and services Prepaid airtime, data and electricity recharges using these self-service channels
  • Pay as you transact – Pay for each transaction, and a minimum monthly service fee. We will refund a portion of your service fees if you keep a specified daily minimum balance in your account for a calendar month
  • Prestige Banking pricing (PDF)

How to apply

  • Apply online
  • Visit your nearest Standard Bank branch

What you’ll need

  • Your ID book or passport for foreign nationals
  • Your last payslip or proof of income (up to three months old)
  • Proof of home address (up to three months old)
  • Proof of your degree or results sheet (if applicable)
  • A residency permit (for foreign nationals staying in South Africa)

Apply for Prestige banking

Credit cards from Standard Bank