Medicare denial codes, reason, action and Medical billing appeal, what is claim number.#What #is #claim #number


Medicare denial codes, reason, action and Medical billing appeal

Medicare denial codes, reason, remark and adjustment codes.Medicare, UHC, BCBS, Medicaid denial codes and insurance appeal. Sample appeal letter for denial claim. CO, PR and OA denial reason codes codes.

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What is claim number

What is claim number

Wednesday, October 11, 2017

Wheelchair CPT code list

Procedure Code Description Rate

K0001 STANDARD WHEELCHAIR $491.58

K0815 POWER WHEELCHAIR, GROUP 1 STANDARD, SLING/SOLID SEAT AND BACK, PATIENT WEIGHT CAPACITY UP TO AND INCLUDING 300 $3,164.67

Friday, September 8, 2017

Getting Authorization for inpatient hospital visit

PRIOR AUTHORIZATION CERTIFICATION EVALUATION REVIEW (PACER)

Reconsiderations The attending physician/dentist or the hospital may request reconsideration of the adverse determination of the ACRC regarding the need for admission, readmission, transfer, or continued stay. This reconsideration right applies regardless of the current hospitalization status of the beneficiary. Reconsiderations must be requested within three business days of the adverse determination. (Refer to the Directory Appendix for ACRC contact information.) If requested by the ACRC, the provider must provide written documentation. The provider is notified of the reconsideration decision within one business day of receipt of the request or the date of receipt of written documentation. If the initial adverse determination is overturned, the adverse determination is considered null and void. If the initial adverse determination is upheld or is modified in such a manner that some portion of the hospital care is not authorized, the hospital is liable for the cost of care provided from the date of the initial determination, unless this determination is overturned in the Medicaid appeals

If the ACRC does not authorize the admission or the continued stay for an admission and the beneficiary remains in the hospital for one or more days after Medicaid payment is not authorized, the hospital is at risk of Medicaid nonpayment for those days. The provider may request post-discharge review by the ACRC, regardless of whether reconsideration was requested on the case, in writing within 30 calendar days of the discharge from the hospital. A copy of the medical record must accompany the post-discharge review request.

case is in the reconsideration, post-discharge review, or formal appeals process. Submission of such a claim does not imply acceptance of the ACRC determination.

A. ADMISSIONS/READMISSIONS/TRANSFERS THAT REQUIRE A PACER NUMBER

** Medicaid beneficiaries enrolled in a Medicaid Health Plan (MHP). (Authorization must be obtained through the MHP.)



Why is the South China Sea contentious? BBC News, what is claim number.#What #is #claim #number


Why is the South China Sea contentious?

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    Rival countries have wrangled over territory in the South China Sea for centuries, but tension has steadily increased in recent years.

    China, Vietnam, the Philippines, Taiwan, Malaysia and Brunei all have competing claims.

    China has backed its expansive claims with island-building and naval patrols. The US says it does not take sides in territorial disputes, but has sent military ships and planes near disputed islands, calling them “freedom of navigation” operations to ensure access to key shipping and air routes.

    Both sides have accused each other of “militarising” the South China Sea.

    There are fears that the area is becoming a flashpoint, with potentially serious global consequences.

    What is the argument about?

    It is a dispute over territory and sovereignty over ocean areas, and the Paracels and the Spratlys – two island chains claimed in whole or in part by a number of countries.

    Alongside the fully fledged islands, there are dozens of rocky outcrops, atolls, sandbanks and reefs, such as the Scarborough Shoal.

    Why are they worth arguing over?

    Although largely uninhabited, the Paracels and the Spratlys may have reserves of natural resources around them. There has been little detailed exploration of the area, so estimates are largely extrapolated from the mineral wealth of neighbouring areas.

    The sea is also a major shipping route and home to fishing grounds that supply the livelihoods of people across the region.

    Who claims what?

    China claims by far the largest portion of territory – an area defined by the “nine-dash line” which stretches hundreds of miles south and east from its most southerly province of Hainan.

    Beijing says its right to the area goes back centuries to when the Paracel and Spratly island chains were regarded as integral parts of the Chinese nation, and in 1947 it issued a map detailing its claims. It showed the two island groups falling entirely within its territory. Those claims are mirrored by Taiwan.

    However, critics say China has not clarified its claims sufficiently – and that the nine-dash line that appears on Chinese maps encompassing almost the entirety of the South China Sea includes no coordinates.

    It is also not clear whether China claims only land territory within the nine-dash line, or all the territorial waters within the line as well.

    Vietnam hotly disputes China’s historical account, saying China had never claimed sovereignty over the islands before the 1940s. Vietnam says it has actively ruled over both the Paracels and the Spratlys since the 17th Century – and has the documents to prove it.

    The other major claimant in the area is the Philippines, which invokes its geographical proximity to the Spratly Islands as the main basis of its claim for part of the grouping.

    Both the Philippines and China lay claim to the Scarborough Shoal (known as Huangyan Island in China) – a little more than 100 miles (160km) from the Philippines and 500 miles from China.

    Malaysia and Brunei also lay claim to territory in the South China Sea that they say falls within their economic exclusion zones, as defined by UNCLOS – the United Nations Convention on the Law of the Sea.

    Brunei does not claim any of the disputed islands, but Malaysia claims a small number of islands in the Spratlys.

    Recent flashpoints

    The most serious trouble in recent decades has flared between Vietnam and China, and there have also been stand-offs between the Philippines and China. Some of the incidents include:

    • In 1974 the Chinese seized the Paracels from Vietnam, killing more than 70 Vietnamese troops.
    • In 1988 the two sides clashed in the Spratlys, with Vietnam again coming off worse, losing about 60 sailors.
    • In early 2012, China and the Philippines engaged in a lengthy maritime stand-off, accusing each other of intrusions in the Scarborough Shoal.
    • Unverified claims that the Chinese navy sabotaged two Vietnamese exploration operations in late 2012 led to large anti-China protests on Vietnam’s streets.
    • In January 2013, Manila said it was taking China to a UN tribunal under the auspices of the UN Convention on the Laws of the Sea, to challenge its claims.
    • In May 2014, the introduction by China of a drilling rig into waters near the Paracel Islands led to multiple collisions between Vietnamese and Chinese ships.

    Have they tried to reach a resolution?

    China prefers bilateral negotiations with the other parties. But many of its neighbours argue that China’s relative size and clout give it an unfair advantage.

    Some countries have argued that China should negotiate with Asean (the Association of South East Asian Nations), a 10-member regional grouping that consists of Thailand, Indonesia, Malaysia, the Philippines, Singapore, Brunei, Laos, Vietnam, Myanmar and Cambodia.

    However, China is opposed to this, while Asean is also divided over how to resolve the dispute.

    The Philippines has sought international arbitration instead. In 2013, it announced it would take China to an arbitration tribunal under the auspices of the UN Convention on the Laws of the Sea, to challenge its claims.

    In July 2016, the tribunal backed the Philippines’ case, saying China had violated the Philippines’ sovereign rights.

    China had boycotted the proceedings, and called the ruling “ill-founded”. It says it will not be bound by it.



    Can One File a Quitclaim Deed Without Refinancing the Mortgage, Home Guides, SF Gate, what is a quick claim deed.#What #is #a #quick #claim #deed


    Can One File a Quitclaim Deed Without Refinancing the Mortgage?

    Can One File a Quitclaim Deed Without Refinancing the Mortgage?

    Filing a quitclaim deed is a right of any property owner. You can file a quitclaim deed without refinancing your mortgage, but you are still responsible for the payments. Transferring the mortgage without refinancing is possible through an assumption of the loan, which requires lender approval.

    Record the Quitclaim Deed

    The quitclaim deed relinquishes some or all ownership rights from an existing owner to a new owner. Quitclaims are usually used between spouses or family members as property is gifted, consolidated or otherwise divided without selling it.

    The quitclaim deed itself is a simple form recorded at the county assessor’s office. It contains all description information of the property, including parcel number, physical description and legal address. The deed states who is giving and who is receiving the property, described by full legal name and how title is received. For example, it might read, “Jane P. Doering, a single woman.” A quitclaim deed is unilateral, meaning only the grantor giving the property away signs it. Quitclaim deeds are irrevocable.

    In San Francisco County, the notarized quitclaim deed is recorded along with the Preliminary Change of Ownership (PCOR) form and a transfer tax affidavit. Most interfamily transfers are exempt from transfer taxes; file a notice of exemption if it applies.

    Warning

    Check with tax advisers regarding potential gift tax issues when transferring property as a gift.

    Mortgage Considerations

    The holder of the mortgage note is responsible for payments. In a quitclaim situation, transferring the note might not be relevant. For example, if a single homeowner marries, he might add his spouse to the house title via the quitclaim deed. Neither might be concerned with changing the loan. The same is true if a parent gifts a home to a child.

    However, if a parent dies and the child takes over the house via quitclaim through probate, the lender will want the mortgage paid as part of closing the estate. The child can request a loan assumption, meaning taking over the terms and payments of the loan rather than refinancing.

    Lenders are leery of assumptions because they don’t know the person taking over the loan. Because of this, underwriting is usually required for the new owner before the loan assumption is approved. While assuming a loan is similar in process to a refinance, the new owner/borrower assumes the existing mortgage interest rates and terms, which could be more favorable than getting a new loan.

    Warning

    Quitclaim deeds don’t guarantee the new owner a free and clear title. Lenders and other lien holders still maintain all legal rights to the property.



    Quit Claim Deed, Form Downloads, Instructions, Recording Info, what is a quick claim deed.#What #is #a #quick #claim #deed


    Quit Claim Deed

    • Real Estate Transfers Between Family Members. Quit Claim Deeds are often used to transfer property to and from family members. Transfers between parents and children, between siblings, and between other closely related family members are easily done with this type of deed.
    • Adding Or Removing A Spouse From Title. Whether resulting from a divorce or a marriage, a real estate owner can use a quit claim deed to add a spouse to or remove a spouse from the title of the property.
    • Transferring Real Estate To An LLC Or Corporation. With holding of real estate in the protection of LLC s and Corporations becoming more common, so are quit claim deeds. Corporate transfers are usually done with this type of deed as it is generally a transfer between closely related entities.
    • Transferring Real Estate To A Trust. As with corporate transfers of real estate, transfers to a Trust are equally common. Family planning that deals with property meant to carry on through generations often involves an initial transfer from a family member into a trust.
    • Removing A Cloud On Title For Title Insurance. In the process of insuring title to real estate title companies may find a cloud in the title. Generally this means that there appears to be someone may or may not have an interest in a property that has not been accounted for and it is causing a break in the chain of title. It is common for the company insuring the title to require the person in question to quit claim their interest in the property prior to issuing the title insurance.

    While each County has specific formatting requirements for the recording of documents there are main elements that are common to all real estate deeds.

    • Title. The title of a legal document tells the world what type of document it is. In this case the title is Quit Claim Deed
    • Executed Date. This is the date that the legal document was completed, signed, and executed.
    • Grantor. This is the person or persons that is transferring their rights to the real estate to someone else. For the purpose of a quit claim deed the term person can refer to a natural person, an LLC, a Partnership, a Corporation, a Trust or Trustee, or any other entity that can legally own real estate.
    • Grantee. This is the person that is receiving the rights to the real estate that are being transferred. Again here, the term person refers to any entity that can legally own real estate.
    • Habendum. This is the meat of the deed, the legal speak which actually transfers the rights to the property. Generally it is a phrase similar to: . does hereby remise, release and quitclaim unto the said Grantee forever, all the right, title, interest and claim which the said Grantor has in and to the following described parcel of land, and improvements and appurtenances thereto.
    • Consideration. This is what the Grantee gives to the Grantor in return for the rights to the property. While in some cases a deed may be enforceable without consideration it certainly muddies the water. It s a good idea to check with a tax accountant before transferring real estate with a no consideration or gift deed as there may be tax issues.
    • Legal Description. Here is where the description of the property being transferred is listed. The format of the legal description varies from state to state. The types of legal descriptions are: metes and bounds, rectangular survey, and lot and block. The lot and block legal description is the most common however it depends on your state. A typical lot and block description looks like: QCD SUBDIVISION, 2ND AMD, LOT 112 BLOCK 3 .
    • Signatures. Most states require only the Grantor to sign the deed and for it to be delivered to the Grantee for it to be valid. Grantor s signatures usually must be notarized and in some rare cases separate witnesses must also witness the Grantor signing.
    • Prepared By. This section lets the world know who prepared the quit claim deed. Generally this is the Grantor or an attorney.


    Warranty and Quit Claim Deed – Know What the Difference Is, what is a quick claim deed.#What #is #a #quick #claim #deed


    Know the difference between quitclaim and warranty deeds?

    What is a quick claim deed

    What is a quitclaim deed?

    A quitclaim deed is a legal document that transfers ownership of real estate from one person to another. The deed identifies who is handing over an interest in the property (the grantor) and who is accepting it (the grantee). Quitclaim deeds often are used when property isn’t sold.

    • When the owner dies and bequeaths it to an heir.
    • When the owner adds the spouse’s name to the title.
    • When a former spouse’s name is removed from the title after divorce.

    Unlike a warranty deed, a quitclaim deed does not guarantee that the grantor is the rightful owner and has the right to transfer the property.

    It’s not a ‘quick claim’ deed

    First of all, it’s called a quitclaim deed, not a quick claim deed. You’re welcome.

    What a deed is

    A deed is a document that conveys, or passes, real estate from one party to another. Whether you buy a house from a stranger, inherit it from your parents or add your spouse to the home’s title, a deed accomplishes the deed of transferring the title.

    What a deed isn’t

    A deed isn’t a sales contract, says Jeff Eisenshtadt, president of Title Source, which provides title insurance and settlement services nationwide. A sales contract is a promise to convey property in exchange for something (usually money). In contrast, a deed isn’t a promise to convey; it is the conveyance itself.

    What a deed includes

    A deed contains a legal description of the real estate being transferred. In urban or suburban locales, the legal description identifies which lot the property occupies in a platted subdivision. Deeds in rural areas might use meets-and-bounds descriptions of the boundaries, which identify where the property lines are in relation to landmarks.

    The deed must identify who is handing over an interest in the property (the grantor) and who is accepting it (the grantee). Most counties require the deed to have the addresses of all parties involved. And a deed wouldn’t be a deed without words of conveyance — a passage that says that the grantor intends to convey an interest in the property to the grantee.

    What can go wrong

    If the information on the deed is inaccurate or out of date, it can cause headaches. The legal description could be incorrect, for example, saying that the property line is 150 feet north of the house, when it’s actually 145 feet, misleading the buyer into building a fence on a neighbor’s property.

    More commonly, people’s names are wrong. This often happens when a woman changes her last name after marriage or divorce. Take the example, Eisenshtadt says, of a single woman named Mary Jones who buys a house. Then she gets married, changes her name to Smith, and sells the house. If the deed doesn’t identify her as Mary Smith, formerly Mary Jones, the document has some ambiguity that would best be avoided.

    What a warranty deed does

    There are 2 main types of deed: warranty and quitclaim.

    “A warranty deed is one in which the seller, when transferring the title to you, warrants that he owns the property free and clear of all liens,” says David Eagan, a lawyer with Eagan Matthews PLLC in East Hampton, New York.

    A warranty deed is used in most sales of property. The warranty deed says that:

    • The grantor is the rightful owner and has the right to transfer the title.
    • There are no outstanding claims on the property from lenders using it as collateral, or from other creditors.
    • The property can’t be claimed by someone with a better claim to the title. If any of those claims is wrong, the buyer is entitled to compensation.

    A title insurance policy backs up the claims of the warranty deed, protecting the lender or buyer from disputes about ownership or liens.

    What a quitclaim deed does

    A quitclaim deed typically is executed when the property isn’t sold:

    • The owner dies and bequeaths it to someone.
    • The owner adds the spouse’s name to the title.
    • A former spouse’s name is removed as part of a divorce settlement.
    • The property is transferred to a living trust.

    “A quitclaim deed is a deed that says, ‘I’m not warranting what I own, but I’m transferring what I do own to you,” Eagan says. “So it’s a much lesser level of protection.”

    With a quitclaim, the grantee has no legal recourse if problems with the title turn up, or if a forgotten lienholder emerges from the woodwork. There isn’t a title policy. That’s why it’s riskier. On the other hand, a lot of quitclaims are executed when the property stays in the family, and that reduces the risk.

    Eagan says there also are cases in which a seller might execute a warranty deed on the main part of the property and a quitclaim deed on another part of it. This might be the case with properties that border rivers and lakes, where the owner sells underwater land and it’s not particularly clear who owns it.



    What is the Penalty for Forgery of a Quit Claim Deed, what is a quit claim deed.#What #is #a #quit #claim #deed


    What is the Penalty for Forgery of a Quit Claim Deed?

    Like other deeds, a quitclaim deed conveys title from a grantor or owner to a grantee. Unlike other deeds, a grantor has no legal liability if the title is flawed in some way. Conveying title with a forged or fraudulent deed, however, is a felony. If found guilty, the forger will suffer whatever penalty your state mandates for the crime.

    Missouri and Florida Cases

    In Kansas City, Missouri, a series of thefts in 2004 involved criminals forging homeowners signatures on quitclaim deeds, then filing the deeds with the county. The thieves could then resell the property or take out a home equity loan using the house as collateral. In some 2008 forgery cases in Florida, the thief not only faked the owner s name but that of two witnesses, plus authorizing the document with a fake notary seal. The favorite targets are out-of-state or elderly owners who won t suspect a problem until it s too late.

    Penalties

    Quitclaim deed forgery, in many states, may constitute multiple crimes. In California, for example, you commit a felony the moment you forge a property owner s signature on a quitclaim deed. If you then file, register or record the deed, that s another crime. The forgery could earn you three years in prison and a $10,000 fine for each fraudulent deed. Filing the deed could result in a $75,000 fine on top of that. The judge can add on several years more, depending on how much money the homeowner lost because of your crime.

    Defenses

    Just because someone s accused of forgery doesn t mean he ll be convicted. For example, the accused could show that he didn t forge the deed; instead, the forger impersonated him and used his name as the grantee to conceal his true identity. In California, it s a legal defense to show that the rightful grantor approved of what you did: She wanted to give you the house, for instance, and told you to go ahead and sign her name.

    Considerations

    A forged deed is completely invalid: Once the forgery is discovered, the title transfer is null and void. If the forger conveyed title to someone else, that transfer is invalid, too, as are all subsequent conveyances, even if some of the buyers were innocent and unaware of the fraud. If the thief used fraud to trick the grantor into signing the deed, the thief has no right to the property, but if he sells it to a legitimate buyer, that sale might hold up.



    Get a free quit claim deed form, what is a quit claim deed.#What #is #a #quit #claim #deed


    what is a quit claim deed

    Free Quit Claim Deed Form

    What is a quit claim deed

    A quit claim deed form is a legal document used to transfer property between two or more people. Quit claim deeds are prepared by a GRANTOR the person or persons transferring interest of a piece of property and then signed over and assigned to a GRANTEE the person receiving the property.

    What is a quit claim deedOnce signed and executed the GRANTOR quits his or her ownership or rights to the property, allowing the GRANTEE to assume those rights and the transfer of the property.

    Unlike a warranty deed, a quitclaim deed form does not provide the GRANTEE warranty on the title. A quit claim deed is most often used to transfer property between family members or assign property into a trust.

    Quit claim deeds come in handy during divorce proceedings and are very useful if you need to transfer property quickly. You can also use a quit claim deed if you want to give property as a gift to someone.

    How to Prepare a Quit Claim Deed Form

    Take a look at our sample quit claim deed form below. You can click anywhere on the form to be taken directly to our free quit claim deed form or just click here to download a quit claim deed pdf.

    To fill out a quit claim deed, first you need to date the document and fill in the GRANTOR and GRANTEE names and addresses. Next, you need to add the address of the property that is to be transferred and a full description.

    Then, you date the form again and the GRANTOR signs and prints his or her name in the space provided (note this must be done in the presence of a notary). And, finally, there is a space to put your state and county where the quitclaim deed form is to be filed.

    That s all there is to it your part is done! The only thing left to do is to get the quit claim deed notarized.

    What is a quit claim deed

    The notary will date, sign and seal your quit claim deed and then you can take it to your county clerk s office to be recorded in the land registry. Your notary will take care of the following documentation:

    What is a quit claim deed

    Difference between a Quit Claim Deed and a Warranty Deed

    A warranty deed is used when transferring ownership of property between a buyer and seller. Warranty deeds guarantee that the seller owns the property and that the title is free and clear of all claims.

    A quit claim deed is also used to transfer ownership of property. However, there is no guarantee that their aren t any liens against the property. With a quit claim deed, the owner of the property quits ownership and conveys his interest in the property to someone else.

    Quit claim deeds are most often used between family members when gifting property and during a divorce. Use a quit claim deed for fast transfer of property. Use a warranty deed when you buy property to make sure that the title is clear.

    Why is it Called a Quitclaim Deed?

    You may have heard the name called or saw it spelled quick claim deed form, quitclaim deed form, quit-claim deed form or quit claim deed form. Fact is, all of the above names for quit claim deed are okay to use. Believe me, your county clerk will know what you want if you ask for a quick claim deed.

    However, the proper spelling of the document is quitclaim deed. It is called a quitclaim deed because that is exactly what it does it quits any claim or right to a piece of property a person may have.

    When to use a Quit Claim Deed Form

    There are many instances when a quit claim deed can be used to transfer property fast. A quit claim deed can be filled out online and printed quickly. You can use a quit claim deed form to:

    • Remove someone s rights to the property during a divorce.
    • Gift a piece of property to a family member or some other person.
    • Buy or sell real estate with your business.
    • Correct the way a name is spelled on a previous written deed.
    • Clear any leftover interest in a piece of property
    • Transfer property into a trust.
    • Clarify the ownership of property in a marriage and more.

    Do I Need a Lawyer to Fill Out a Quit Claim Deed?

    No, you do not need to hire an attorney to fill out a quit claim deed. That being said, there is no substitute for good legal advice. If you have questions about your specific situation, we strongly suggest that you consult an attorney. If you know what you need, though, feel free to follow the link below:

    Quit Claim Deed Sample

    Quit claim deeds are used to transfer ownership of real estate between two parties. You can download our free quit claim deed sample form instantly today below.

    Quit claim deeds are most commonly used to assign ownership of property when the property is gifted. For example, parents often elect to use a quit claim deed to give property to children. Quit claim deeds are commonly used by family members to transfer real estate when warranty deeds are not needed.

    Once signed, witnessed and sealed, a quit claim deed gives the grantor the right “quit” his or her interest in the property, thus transferring ownership in the property to the grantee. Whether it s called a quit claim deed, quitclaim deed or quick claim deed, it does the same thing.

    Download a Quit Claim Deed Sample Form

    You can use our sample quit claim deed for practice before filling out your original deed. Fill free to copy or download our quit claim deed sample form below:

    What is a quit claim deed

    To prepare your quit claim deed, date the form and fill in the grantor and grantee section and enter the address and a full description of the property to be transferred.

    Next, the grantor takes the deed to a notary to sign and seal it. Once notarized, your quit claim deed should be taken to the county clerk s office to be filed.

    How to File a Quit Claim Deed

    To file a quit claim deed, take the original deed to your courthouse and go to the county clerk’s office. It could also be called the county recorder or deed registry office – it’s wherever the land records are kept in your county.

    For a small fee, the county clerk will make a copy of your quit claim deed form and sign, stamp and date the two deeds. The clerk will then give the original back to you and file the copy in the local land records to record the deed.



    Quit Claim Deed Information, what is a quit claim deed.#What #is #a #quit #claim #deed


    Quit Claim Deed Information

    A quitclaim deed is often incorrectly referred to as a Quick Claim Deed. The confusion comes from the fact that quit and quick sound so much alike and.

    Certain life events, like marriage and divorce, bring on name changes. When real estate is owned by a person who is changing their name it is good ide.

    The divorce is a most heart rendering and difficult time for both the husband and wife and it brings with a whole lot of complications when the relati.

    An unrecorded quit claim deed is still valid. While there is no time limit on recording a deed or recording required for a quit claim deed to be valid.

    A timeshare is an ownership interest in a property and that interest can be transferred to another person with a quitclaim deed. It is common to ha.

    Every divorce procedure entails the involvement of a massive amount of paperwork and if it concerns property and its division, then there is another p.

    Use of quitclaim deed during a divorce is very common – if a married couple who jointly own a property are in the process of divorce one spouse can qu.

    A quitclaim deed is considered “executed” when the Grantor signs the deed AND the grantee accepts delivery of the deed. Each state has their own laws .

    Divorce is tough enough by itself and even worse when real estate is involved. It is important to try and not let the emotional process get in the way.

    If You Need To Add, Change Or Delete A Name: This can only be done by recording a new deed showing the change. Many people think they can simply go.

    When a Quit Claim Deed is Deemed Recorded Generally, a Quit Claim Deed is recorded when it is duly acknowledged or verified and deposited in the .

    It’s best to be First in the “Race Recording” Because of the recording of instruments of conveyance or encumbrance/lien, purchasers (and others dea.

    Principles of Acknowledgment on a Quit Claim Deed Transaction Based – The signer’s acknowledgment references a Quit Claim Deed Document that is re.

    Both a Quit Claim Deed and a Warranty Deed are legal documents used to transfer property rights. A quit claim deed transfers only the interest in a.

    Yes. A Limited Liability Company (LLC) is a business entity that can own real estate. A quit claim deed can be used to transfer the title, and effecti.

    What Does Conveyance of Property mean? A “conveyance” is the transfer of an interest in real property from one person to another. The moment that .

    Adding A Spouse To Your Real Estate Title After Marriage: Before the Marriage one person most likely has sole ownership of a house. After the marri.

    Definitions and meaning of different kinds of ownership when filling in a Quit Claim Deed. As a property or homeowner, your Quit Claim Deed can def.

    A quit claim deed is a very useful legal document, however, there are times when a quit claim deed should not be used. For example: If you are pur.

    There are certain requirements and some can vary state to state, but those can be found by calling Your County Clerk’s Office. The Contact Informat.

    A Quit Claim Deed is commonly used in a Divorce. It works well to release one persons Property rights over to the other spouse. A Quit Claim Deed is.

    When a Title Company checks a title to insure it is legitimate and unencumbered occasionally a Cloud will show up. A cloud is any sort of unreleased .

    In Most States a Quit Claim Deed is still binding even if it has not been recorded. There are many reasons that make it prudent to record. When a Q.

    It is very common to use a quit claim deed during a divorce. Generally in a divorce one party to the divorce is going to retain the property. A quit c.



    Quit Claim Deed VS Warranty Deed: What – s the Difference, what is a quit claim deed.#What #is #a #quit #claim #deed


    Quit Claim Deed VS Warranty Deed: What’s the Difference?

    What is a quit claim deed

    A Quit Claim Deed Does About EVERYTHING That A Warranty Deed Does

    The concern is that if a quit claim deed is obtained, that the new owner will somehow have “less than full ownership.” This is not true.

    A quit claim deed, like the other deed types, transfers any and all interest in the subject property, from the person signing the deed (the grantor) to the person receiving the deed (grantee).

    The Quit Claim Deed

    While all deeds transfer any valid interest from the grantor to the grantee, a quit claim deed comes with no warranty of any kind. The grantor is giving the grantee any interest he may have. However the grantor is NOT saying:

    -That he necessarily owns ALL the interest in the property (there may be additional owners so you’re only getting a partial interest)

    -That there are no liens and encumbrances against the property

    -That the grantor actually even owns ANY of the property.

    You’re simply getting whatever the grantor’s interest is, if any, without any guarantees. A quitclaim deed is fine if you’ve determined on your own that the seller does indeed own the entire property (or that you have all sellers present who need to sign), and that the property is free of liens.

    Special Warranty Deed

    This is often given by corporations and other entities, especially after getting a property back from a foreclosure. The corporation warrants that it has compete interest in the property and that there are no existing liens DURING THE TIME THEY OWNED IT ONLY.

    They do not guarantee the property in any way for the time before they purchased it. However, the title company will investigate title to its satisfaction and will not insure it unless it is clean.

    Warranty Deed

    This is most often given in typical real estate transactions between two owners who are getting title insurance, and probably a mortgage on the property in the case of the buyer.

    The seller warrants the property against liens and incomplete ownership since the beginning of time. However, the seller’s financial ability to make this warranty isn’t typically an issue because of the title insurance being given.

    Why Quit Claim Deeds are Best For DeedGrabbing

    We get a quit claim deed when we give the seller a token payment to take over their unwanted property prior to the tax sale. Why? It’s unreasonable for an owner to warrant the property for ANY amount with such a low payment.

    Many times the seller will even tell us about potential liens, so it would make no sense to give a warranty that there are no liens.

    We need to satisfy ourselves that we’re getting the entire interest in the property, and that there are no liens, or the liens are known and acceptable. At this point, a quit claim deed is all that’s necessary for us to take over.



    How to Get a Quit Claim Deed (with Free Sample Quitclaim Deed), what is a quit claim deed.#What #is #a #quit #claim #deed


    How to Get a Quit Claim Deed

    A quitclaim deed transfers the ownership of property without making any warranties. [1] For example, the person transferring the property doesn’t even warrant that they own the property. For this reason, quitclaim deeds are only appropriate when transferring property between close family members, such as divorcing spouses. [2] To draft a quitclaim deed, you should find a form and supply the requested information.

    Steps Edit

    Part One of Two:

    Drafting a Quitclaim Deed Edit

    What is a quit claim deed

    What is a quit claim deed

    What is a quit claim deed

    What is a quit claim deed

    What is a quit claim deed

    What is a quit claim deed

    What is a quit claim deed

    What is a quit claim deed



    Patent Drafting for Beginners: A prelude to patent claim drafting, Patents – Patent Law, what is a patent claim.#What #is #a #patent #claim


    Patent Drafting for Beginners: A prelude to patent claim drafting

    What is a patent claim

    October 29, 2016

    What is a patent claimMost of what appears in a patent application and ultimately in an issued patent does not directly define the exclusive right that has been awarded by the federal government. The right to exclude granted to the patent owner is limited to whatever is defined in the patent claims. It is, of course, perfectly true to observe that the rest of the patent application or issued patent provides critical context, understanding and definition relating to the claimed invention, but at the end of the day the question of infringement asks whether one or more of your patent claims are being infringed. For that reason it is not enough to merely show or mention aspects of the invention in the drawings or specification, but rather you need to have patent claims that appropriately cover your invention. *

    The art of patent claim drafting is an undeniably difficult art to master. It is, however, essential for those in the patent space to both appreciate, understand and master. Before we put the cart before the horse let s take a step back. Given the importance of patent claims it is not unreasonable to want to start there, electing to jump right into the deep end. That would be a mistake. That is not how patent attorneys do it, and if you want to succeed that shouldn t be your approach either.

    Before you ever think about writing patent claims there are several very basic questions must be answered first. They are:

    1. What is the invention?
    2. What are the pieces and parts that make up that invention?
    3. How do the pieces and parts relate to one another?
    4. Do you have more than one invention?
    5. Are there multiple versions of each invention?

    The first question is quite basic, but whenever the task at hand is complex it makes perfect sense to start out easy with something that you can accomplish and build from there. Still, as easy as it may be to identify the specific invention you have, it might be far more difficult to identify the invention in a suitably general but not vague way.

    What is a patent claim

    Inventions cannot be described in a vague or ambiguous manner, but all too frequently inventors will make the mistake of only describing their invention very specifically. You obviously want to describe in a hyper specific way the version of your invention that you are selling, as well as any versions that you think have commercial potential or might be knocked-off. But you cannot merely describe your invention in a specific way. The goal must be to describe the invention specifically, but to also broaden out to describe and capture the invention broadly.

    For example, let s say you are the inventor of beer mug that incorporates a digital timer. The invention further includes a strong magnet that engages and prevents the container from being lifted from a metal surface until a predetermined appropriate amount of time has passed. The predetermined amount of time is determined via a simple calculator that takes into account the alcohol content of the beverage and the weight of the individual consuming the beverage. The purpose of the invention is to make sure that the consumer of the beverage never drinks too much too fast again, or at least if they do they will be well aware of that fact as they have to pry their beer from the metal surface.

    So what is the invention? It is a beer mug, correct? Yes, but it is also much more. Is there any reason that what has been described must be limited to being implemented in a beer mug? No, there isn t. So a patent attorney would look at this and see a beer mug that needs to be described, but would also generically describe a drinking vessel that may or may not take the form of a beer mug. A patent attorney would probably include various patent drawings that show different types of drinking vessels, maybe even a bottle with a magnet incorporated into the bottom of the bottle so that it too couldn t be easily lifted. The point is your invention is almost invariably going to be more than you initially think it is, and in almost every case there should be multiple different versions of the invention disclosed in the specification and drawings, and then specifically claimed.

    Once you ve answer those questions above and worked through the variations and permutations you are still not ready to start writing patent claims. More investigation is required.

    What is a patent claimThe patent claims are what patent examiners evaluate when they review a patent application. Patent examiners will compare prior art against the patent claims on file in order to determine whether the patent claims define an invention that is novel (i.e., new; not identical) and non-obvious (i.e., not a trivial combination of known prior art elements). Thus, when drafting patent claims you have several goals. First, you must define a working invention. Second, the invention defined in the patent claim at issue must be novel and non-obvious. From here we will focus on defining an invention that is new and non-obvious.

    In order to define an invention that is new and non-obvious you must include something in the claim that is different than what is found in the prior art. Perhaps you are improving the prior art by adding something to an existing invention. Perhaps you have come up with a more eloquent solution that requires fewer pieces and parts, which makes the invention cheaper to manufacture and more durable. Whatever the case may be that best defines your innovative solution, the claims need to define something that is different. The only way to know what needs to be put into a claim to have a realistic chance of convincing the patent examiner that your claims are new and non-obvious is to do a search, which must include both a patent search and a product search on the Internet. For more see Patent Searching 101 and Patent Searching 102.

    The goal of doing a search is to find the closest prior art. While I always recommend inventors do their own search to start, at some point a professional patent search should be obtained. Generally speaking for $400 to $600 you can get a high quality patent search by a reputable search company, and they will find a lot more than you will. But do your own search to start. If you can find something that is too close for comfort you might as well save the money.

    As you look over the prior art what you want to do is identify the difference between your invention and the prior art. Initially, try and find as many differences as you can. Some of the differences will not be of patentable importance. Inventors love to focus on different uses, but if you are trying to protect a device it doesn t help that someone has described the same or very similar device to be used differently. If you are trying to protect a device you need to focus on the device, not the use. So identify as many structural differences as you can. Hopefully the differences you identify will be advantages. I always encourage my clients to also ask whether the differences they identify and want to build the patent around are things consumers will be willing to pay a premium to obtain.

    Armed with your list of differences you might find it useful to create a chart that compares your invention against the most closely related prior art. I go over this in much more detail in Patent Drafting: Identifying the Patentable Feature.

    Up next in this series — Patent Drafting for Beginners: The anatomy of a patent claim. Stay tuned!

    In the meantime for more information on patent drafting please see our Patent Drafting Basics archive.

    What is a patent claim

    * As with most things in patent law, what I ve already written could be expanded into an entire chapter, if not an entire treatise. But for now let s leave it that. Patent claims must appropriately cover your invention. What that means is and how it is done takes us well beyond this primer on patent claim drafting. For more please see our articles tagged completely describing an invention.

    What is a patent claim



    Patent Practice Classes, Publications – Resources, Patent Resources Group, what is a patent claim.#What #is #a #patent #claim


    what is a patent claim

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    Don t Just Practice Law. Perfect It.

    Patent Resources Group (PRG) was founded in 1969 by Professor Irving Kayton. Since that time, PRG has been dedicated to providing patent professionals with the highest-caliber training. PRG is now part of CPA Global and our commitment to providing top-notch courses continues through our four primary programs:

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    PRG provides courses and publications in all aspects of patent practice, in both print and electronic formats, for professionals at all levels of experience. The company conducts patent training programs in major cities and destinations, over the Internet, and on-site at companies and law firms. Our customers are located on every continent.

    One of the important characteristics of PRG is our exceptional faculty. Only the best patent attorneys, litigators and strategists teach for Patent Resources Group. In fact, we know of no other patent law training program that has a waiting list of highly accomplished would-be instructors. It is the primary reason why successful patent law practitioners return year after year to hone their skills and improve their practice. They know and appreciate that they are learning from the best. As a patent professional who values excellence in your own practice, we encourage you to make Patent Resources Group an important part of your career.

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    Claim Jumper Restaurants, what is a claim.#What #is #a #claim


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    Unclaimed Money Lying Around? Get Tips for Finding It – ABC News, what is claim number.#What #is #claim #number


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    Yahoo!-ABC News Network | 2017 ABC News Internet Ventures. All rights reserved.

    Unclaimed Money: ‘GMA’ Helps Viewers Find Cash

    What is claim numberPlay

    Billions of dollars. That’s the amount of unclaimed money in the United States waiting to be given back to the rightful owners. The money includes forgotten apartment security deposits, uncashed overtime checks and lost insurance refunds, and it’s sitting there, waiting for you.

    Banks and other businesses are required to turn unclaimed money over to the states for safekeeping. The 50 states plus the District of Columbia have set up a free website you can use to see whether there are any forgotten funds in your name.

    At the crossroads of America, in New York City’s Times Square, we set up our “GMA” unclaimed money headquarters.

    Soon, we are in business and I am either a hero or a zero.

    At first, we are sweating — actually freezing — as we come up with nothing. Nada.

    But then, along comes a lucky lady.

    Motorola owes her money and the state of New York is sending a check.

    It’s important to check every state where you have lived. And every name you’ve ever lived under. Not all state websites tell you how much money you have coming.

    Thirty-two minutes into our experiment, we hit a streak.

    We found modest amounts of money for several people in a row.

    Then a woman approached us who suspected there was unclaimed money in her husband’s name. Sure enough, there were funds waiting for him from sort of unused cashier’s check. And we suspected the dollar amount was high because the state of New York wasn’t willing to blindly send a check. Instead, the state wanted the couple to submit a notarized affidavit to claim their funds.

    In a day’s work, we conducted 25 searches found missing money in seven of the cases.

    What is claim numberClick HERE for links to sites where you can search for missing money.

    There are billions of dollars waiting to be claimed. Fortunately, searching to see if some of that money belongs to you is easy, thanks to the Internet. Most unclaimed money is held by the states but some is housed with federal agencies. In both instances, the government is earning interest on your money. Here’s how you can search to claim what’s rightfully yours:

    Miscellaneous Money If you are searching for things such as forgotten apartment security deposits, uncashed overtime checks, lost insurance refunds or abandoned safe deposit boxes, your first stop is the states. The National Association of Unclaimed Property Administrators (NAUPA) has set up a free website at www.unclaimed.org that will link you to the appropriate department in your state that holds the funds.

    Unclaimed Savings Bonds It’s easy for savings bonds to go unclaimed because they take 30 to 40 years to mature. That’s why the Treasury Department has set up a simple search website, available HERE, where you can find forgotten bonds by typing in your social security number. Certain bonds are not listed online and require a hand search. You can read about them at the same Treasury link.

    Everybody looks forward to getting an income tax refund check, but if yours didn’t arrive, what do you do? The IRS now provides a “Where’s my Refund?” feature on its website. You can look up your missing check by entering the amount you are owed, plus your social security number. CLICK HERE.

    Lost Life Insurance Policies

    The proceeds of lost life insurance policies may turn up in your state search. If not, and you suspect you are the beneficiary of a loved one’s lost life insurance policy, you can hire a company called MIB Solutions to search for you. MIB is a private company that houses life insurance application information for much of the industry. It costs $75 to search. Go to www.policylocator.com for more information.

    If you didn’t collect your money when your bank went under, chances are your account was insured by the Federal Deposit Insurance Corporation (FDIC). The good news, in that case, is the FDIC is holding your money, and you can find out HERE.

    Failed Accounts In a Credit Union

    If your money was in a credit union as it failed, visit the National Credit Union Association (NCUA) HERE to track down your money.

    If your company still exists, or has been bought out, you need to approach the company directly. If you are owed a pension from a company that went under, there is a federal agency, the Pension Benefit Guaranty Corporation (PBGC), that safeguards private pensions. You can track down your pension HERE on the PBGC website.

    The Employee Benefits Security Administration (EBSA), is the Federal agency charged with making sure retirement money is reunited with its rightful owners. The EBSA sometimes even sues to seize retirement money. You can utilize the agency’s services by clicking HERE.

    Sometimes when people leave a job, they leave behind a 401(k) as well. If the company goes out of business, that only compounds the confusion. Fortunately, companies that administer 401(k) plans have teamed up to create a search engine you can use to track down your 401(k).



    Medicare denial codes, reason, action and Medical billing appeal, what is claim number.#What #is #claim #number


    Medicare denial codes, reason, action and Medical billing appeal

    Medicare denial codes, reason, remark and adjustment codes.Medicare, UHC, BCBS, Medicaid denial codes and insurance appeal. Sample appeal letter for denial claim. CO, PR and OA denial reason codes codes.

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    What is claim number

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    What is claim number

    What is claim number

    Wednesday, October 11, 2017

    Wheelchair CPT code list

    Procedure Code Description Rate

    K0001 STANDARD WHEELCHAIR $491.58

    K0815 POWER WHEELCHAIR, GROUP 1 STANDARD, SLING/SOLID SEAT AND BACK, PATIENT WEIGHT CAPACITY UP TO AND INCLUDING 300 $3,164.67

    Friday, September 8, 2017

    Getting Authorization for inpatient hospital visit

    PRIOR AUTHORIZATION CERTIFICATION EVALUATION REVIEW (PACER)

    Reconsiderations The attending physician/dentist or the hospital may request reconsideration of the adverse determination of the ACRC regarding the need for admission, readmission, transfer, or continued stay. This reconsideration right applies regardless of the current hospitalization status of the beneficiary. Reconsiderations must be requested within three business days of the adverse determination. (Refer to the Directory Appendix for ACRC contact information.) If requested by the ACRC, the provider must provide written documentation. The provider is notified of the reconsideration decision within one business day of receipt of the request or the date of receipt of written documentation. If the initial adverse determination is overturned, the adverse determination is considered null and void. If the initial adverse determination is upheld or is modified in such a manner that some portion of the hospital care is not authorized, the hospital is liable for the cost of care provided from the date of the initial determination, unless this determination is overturned in the Medicaid appeals

    If the ACRC does not authorize the admission or the continued stay for an admission and the beneficiary remains in the hospital for one or more days after Medicaid payment is not authorized, the hospital is at risk of Medicaid nonpayment for those days. The provider may request post-discharge review by the ACRC, regardless of whether reconsideration was requested on the case, in writing within 30 calendar days of the discharge from the hospital. A copy of the medical record must accompany the post-discharge review request.

    case is in the reconsideration, post-discharge review, or formal appeals process. Submission of such a claim does not imply acceptance of the ACRC determination.

    A. ADMISSIONS/READMISSIONS/TRANSFERS THAT REQUIRE A PACER NUMBER

    ** Medicaid beneficiaries enrolled in a Medicaid Health Plan (MHP). (Authorization must be obtained through the MHP.)



    Court Assistance Office, STATE OF IDAHO JUDICIAL BRANCH, what is claim number.#What #is #claim #number


    STATE OF IDAHO JUDICIAL BRANCH

    Court Assistance Office

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    Court Assistance Office

    What is claim numberWelcome to the Idaho Court Assistance Office Self-Help Center! This website provides tools and information for people who want to represent themselves in court, or who are unable to afford an attorney and would otherwise be unable to get their day in court.

    What kind of information will I find here?

    • Free court-approved forms for civil court matters (non-criminal), such as family-related issues, landlord/tenant, domestic violence, etc.
    • Videos and brochures to help you become informed about your legal situation
    • Helpful links to other legal resources, organizations, and advocates
    • Contact information for your local court assistance office

    When should I consider talking to an attorney?

    The materials and assistance you receive on this web site or in your local Court Assistance Office are no substitute for talking with a lawyer. Laws and court rules are very complex. Consequently, keep in mind, even if you follow the instructions provided and use our forms you are not guaranteed to win your case.

    The materials on this site are meant to help you educate yourself through the process. It is always advisable to talk to a lawyer before proceeding on your own, especially if your situation is complicated or you expect difficulties. Visit the Idaho State Bar Lawyer Referral Service to find a lawyer.

    What’s New!

    Complete your Small Claims forms via a new interactive interview at: idaho.tylerhost.net/SRL.

    ATTENTION: Business Entities Filing Small Claims Actions

    Business entities filing small claims actions in counties where e-filing is available must now electronically file small claims documents. For additional information please click here.

    Mailing Fees in E-Filing Counties

    You may be required to pay a mailing and copy fee in counties where e-filing is available. For additional information please contact your local court.

    If you have a complaint about an appointed guardian or conservator fulfilling his/her statutory duties, click here for more information.

    Limited Pro Bono Appearance Forms

    The Pro Bono Commission has created and approved the following forms for attorneys making limited pro bono appearances.

    • Notice of Completion of Limited Pro Bono Appearance Word | PDF
    • Notice of Limited Pro Bono Appearance Word | PDF

    New Uniform Income Withholding Order

    • Uniform Income Withholding Order PDF
    • Uniform Income Withholding Order Instructions PDF
    • Sample Order PDF

    Contact Us

    Note: All services are through the local county offices. Click below to find your local contact info.

    What is claim number



    Medicare denial codes, reason, action and Medical billing appeal, what is claim number.#What #is #claim #number


    Medicare denial codes, reason, action and Medical billing appeal

    Medicare denial codes, reason, remark and adjustment codes.Medicare, UHC, BCBS, Medicaid denial codes and insurance appeal. Sample appeal letter for denial claim. CO, PR and OA denial reason codes codes.

    Pages

    What is claim number

    Recent Posts

    What is claim number

    What is claim number

    Wednesday, October 11, 2017

    Wheelchair CPT code list

    Procedure Code Description Rate

    K0001 STANDARD WHEELCHAIR $491.58

    K0815 POWER WHEELCHAIR, GROUP 1 STANDARD, SLING/SOLID SEAT AND BACK, PATIENT WEIGHT CAPACITY UP TO AND INCLUDING 300 $3,164.67

    Friday, September 8, 2017

    Getting Authorization for inpatient hospital visit

    PRIOR AUTHORIZATION CERTIFICATION EVALUATION REVIEW (PACER)

    Reconsiderations The attending physician/dentist or the hospital may request reconsideration of the adverse determination of the ACRC regarding the need for admission, readmission, transfer, or continued stay. This reconsideration right applies regardless of the current hospitalization status of the beneficiary. Reconsiderations must be requested within three business days of the adverse determination. (Refer to the Directory Appendix for ACRC contact information.) If requested by the ACRC, the provider must provide written documentation. The provider is notified of the reconsideration decision within one business day of receipt of the request or the date of receipt of written documentation. If the initial adverse determination is overturned, the adverse determination is considered null and void. If the initial adverse determination is upheld or is modified in such a manner that some portion of the hospital care is not authorized, the hospital is liable for the cost of care provided from the date of the initial determination, unless this determination is overturned in the Medicaid appeals

    If the ACRC does not authorize the admission or the continued stay for an admission and the beneficiary remains in the hospital for one or more days after Medicaid payment is not authorized, the hospital is at risk of Medicaid nonpayment for those days. The provider may request post-discharge review by the ACRC, regardless of whether reconsideration was requested on the case, in writing within 30 calendar days of the discharge from the hospital. A copy of the medical record must accompany the post-discharge review request.

    case is in the reconsideration, post-discharge review, or formal appeals process. Submission of such a claim does not imply acceptance of the ACRC determination.

    A. ADMISSIONS/READMISSIONS/TRANSFERS THAT REQUIRE A PACER NUMBER

    ** Medicaid beneficiaries enrolled in a Medicaid Health Plan (MHP). (Authorization must be obtained through the MHP.)



    Why is the South China Sea contentious? BBC News, what is claim number.#What #is #claim #number


    Why is the South China Sea contentious?

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    Rival countries have wrangled over territory in the South China Sea for centuries, but tension has steadily increased in recent years.

    China, Vietnam, the Philippines, Taiwan, Malaysia and Brunei all have competing claims.

    China has backed its expansive claims with island-building and naval patrols. The US says it does not take sides in territorial disputes, but has sent military ships and planes near disputed islands, calling them “freedom of navigation” operations to ensure access to key shipping and air routes.

    Both sides have accused each other of “militarising” the South China Sea.

    There are fears that the area is becoming a flashpoint, with potentially serious global consequences.

    What is the argument about?

    It is a dispute over territory and sovereignty over ocean areas, and the Paracels and the Spratlys – two island chains claimed in whole or in part by a number of countries.

    Alongside the fully fledged islands, there are dozens of rocky outcrops, atolls, sandbanks and reefs, such as the Scarborough Shoal.

    Why are they worth arguing over?

    Although largely uninhabited, the Paracels and the Spratlys may have reserves of natural resources around them. There has been little detailed exploration of the area, so estimates are largely extrapolated from the mineral wealth of neighbouring areas.

    The sea is also a major shipping route and home to fishing grounds that supply the livelihoods of people across the region.

    Who claims what?

    China claims by far the largest portion of territory – an area defined by the “nine-dash line” which stretches hundreds of miles south and east from its most southerly province of Hainan.

    Beijing says its right to the area goes back centuries to when the Paracel and Spratly island chains were regarded as integral parts of the Chinese nation, and in 1947 it issued a map detailing its claims. It showed the two island groups falling entirely within its territory. Those claims are mirrored by Taiwan.

    However, critics say China has not clarified its claims sufficiently – and that the nine-dash line that appears on Chinese maps encompassing almost the entirety of the South China Sea includes no coordinates.

    It is also not clear whether China claims only land territory within the nine-dash line, or all the territorial waters within the line as well.

    Vietnam hotly disputes China’s historical account, saying China had never claimed sovereignty over the islands before the 1940s. Vietnam says it has actively ruled over both the Paracels and the Spratlys since the 17th Century – and has the documents to prove it.

    The other major claimant in the area is the Philippines, which invokes its geographical proximity to the Spratly Islands as the main basis of its claim for part of the grouping.

    Both the Philippines and China lay claim to the Scarborough Shoal (known as Huangyan Island in China) – a little more than 100 miles (160km) from the Philippines and 500 miles from China.

    Malaysia and Brunei also lay claim to territory in the South China Sea that they say falls within their economic exclusion zones, as defined by UNCLOS – the United Nations Convention on the Law of the Sea.

    Brunei does not claim any of the disputed islands, but Malaysia claims a small number of islands in the Spratlys.

    Recent flashpoints

    The most serious trouble in recent decades has flared between Vietnam and China, and there have also been stand-offs between the Philippines and China. Some of the incidents include:

    • In 1974 the Chinese seized the Paracels from Vietnam, killing more than 70 Vietnamese troops.
    • In 1988 the two sides clashed in the Spratlys, with Vietnam again coming off worse, losing about 60 sailors.
    • In early 2012, China and the Philippines engaged in a lengthy maritime stand-off, accusing each other of intrusions in the Scarborough Shoal.
    • Unverified claims that the Chinese navy sabotaged two Vietnamese exploration operations in late 2012 led to large anti-China protests on Vietnam’s streets.
    • In January 2013, Manila said it was taking China to a UN tribunal under the auspices of the UN Convention on the Laws of the Sea, to challenge its claims.
    • In May 2014, the introduction by China of a drilling rig into waters near the Paracel Islands led to multiple collisions between Vietnamese and Chinese ships.

    Have they tried to reach a resolution?

    China prefers bilateral negotiations with the other parties. But many of its neighbours argue that China’s relative size and clout give it an unfair advantage.

    Some countries have argued that China should negotiate with Asean (the Association of South East Asian Nations), a 10-member regional grouping that consists of Thailand, Indonesia, Malaysia, the Philippines, Singapore, Brunei, Laos, Vietnam, Myanmar and Cambodia.

    However, China is opposed to this, while Asean is also divided over how to resolve the dispute.

    The Philippines has sought international arbitration instead. In 2013, it announced it would take China to an arbitration tribunal under the auspices of the UN Convention on the Laws of the Sea, to challenge its claims.

    In July 2016, the tribunal backed the Philippines’ case, saying China had violated the Philippines’ sovereign rights.

    China had boycotted the proceedings, and called the ruling “ill-founded”. It says it will not be bound by it.



    Quit Claim Deed, Form Downloads, Instructions, Recording Info, what is a quick claim deed.#What #is #a #quick #claim #deed


    Quit Claim Deed

    • Real Estate Transfers Between Family Members. Quit Claim Deeds are often used to transfer property to and from family members. Transfers between parents and children, between siblings, and between other closely related family members are easily done with this type of deed.
    • Adding Or Removing A Spouse From Title. Whether resulting from a divorce or a marriage, a real estate owner can use a quit claim deed to add a spouse to or remove a spouse from the title of the property.
    • Transferring Real Estate To An LLC Or Corporation. With holding of real estate in the protection of LLC s and Corporations becoming more common, so are quit claim deeds. Corporate transfers are usually done with this type of deed as it is generally a transfer between closely related entities.
    • Transferring Real Estate To A Trust. As with corporate transfers of real estate, transfers to a Trust are equally common. Family planning that deals with property meant to carry on through generations often involves an initial transfer from a family member into a trust.
    • Removing A Cloud On Title For Title Insurance. In the process of insuring title to real estate title companies may find a cloud in the title. Generally this means that there appears to be someone may or may not have an interest in a property that has not been accounted for and it is causing a break in the chain of title. It is common for the company insuring the title to require the person in question to quit claim their interest in the property prior to issuing the title insurance.

    While each County has specific formatting requirements for the recording of documents there are main elements that are common to all real estate deeds.

    • Title. The title of a legal document tells the world what type of document it is. In this case the title is Quit Claim Deed
    • Executed Date. This is the date that the legal document was completed, signed, and executed.
    • Grantor. This is the person or persons that is transferring their rights to the real estate to someone else. For the purpose of a quit claim deed the term person can refer to a natural person, an LLC, a Partnership, a Corporation, a Trust or Trustee, or any other entity that can legally own real estate.
    • Grantee. This is the person that is receiving the rights to the real estate that are being transferred. Again here, the term person refers to any entity that can legally own real estate.
    • Habendum. This is the meat of the deed, the legal speak which actually transfers the rights to the property. Generally it is a phrase similar to: . does hereby remise, release and quitclaim unto the said Grantee forever, all the right, title, interest and claim which the said Grantor has in and to the following described parcel of land, and improvements and appurtenances thereto.
    • Consideration. This is what the Grantee gives to the Grantor in return for the rights to the property. While in some cases a deed may be enforceable without consideration it certainly muddies the water. It s a good idea to check with a tax accountant before transferring real estate with a no consideration or gift deed as there may be tax issues.
    • Legal Description. Here is where the description of the property being transferred is listed. The format of the legal description varies from state to state. The types of legal descriptions are: metes and bounds, rectangular survey, and lot and block. The lot and block legal description is the most common however it depends on your state. A typical lot and block description looks like: QCD SUBDIVISION, 2ND AMD, LOT 112 BLOCK 3 .
    • Signatures. Most states require only the Grantor to sign the deed and for it to be delivered to the Grantee for it to be valid. Grantor s signatures usually must be notarized and in some rare cases separate witnesses must also witness the Grantor signing.
    • Prepared By. This section lets the world know who prepared the quit claim deed. Generally this is the Grantor or an attorney.


    How to Prepare – Record a Quit Claim Deed, Home Guides, SF Gate, what is a quick claim deed.#What #is #a #quick #claim #deed


    How to Prepare Record a Quit Claim Deed

    What is a quick claim deed

    A quit claim deed is a quick way to transfer ownership of property.

    Quit claim deeds are used to quickly transfer ownership of real property from one person to another. These deeds typically do not guarantee that the title to the real estate, or the history of past ownership, is correct, and do not address all liens or other issues affecting the property. This means the grantor, or giver, of the deed is not promising the property is free of all legal problems that may arise the next time the real estate is sold. Quit claim deeds are generally used in situations where the transfer is a gift, or when a couple divorces and one person takes sole ownership of jointly owned real estate.

    Obtain the proper form. You can obtain a blank deed form at a legal form website or from your local legal document print shop. Quit claim deeds in California must contain specific phrases. General wording includes “forever quit claim” and the “release” of the property. Wording in the deed is important, as a change in wording can alter the type of deed being prepared.

    Obtain the legal description of the property. A legal description is a paragraph that describes property measurements in legal real estate documents. If you have the current deed to the property, you may be able to use the description from the document if nothing has changed. You can go the recorder’s office in the municipality where the property is located to get a copy of the deed, if needed.

    Type or write all the information on the blank deed. The existing owner on title files the quitclaim and is the only person required to sign it. Be sure to spell all names correctly, and insert your legal description. The grantor, or the person who is transferring the ownership of the property, must sign this document in front of a qualified notary.

    Insert any special clauses. You need to note any conditions of, or specific reasons for, the quit claim transfer after the legal description. These clauses may include information about a current lien on the property or anything else the property is subject to, such as restrictions imposed by the original builder. For a divorcing couple, insert a sentence that indicates the property is being transferred due to a matrimonial or property agreement.

    Go to the appropriate recorder’s office. You will need to have the money or check for the filing fees with you in order to record the deed. The fees depend on how many pages your deed is and the price the property is being sold or transferred for. You will need to fill out a preliminary change of ownership report, or PCOR, form when recording your deed. This document, used to calculate any transfer tax you may have to pay, includes questions about the buyer, the seller, the property and the sales price. PCOR forms are available at no charge in the recorder #039;s office as long as you are filing a deed together with the PCOR.

    Contact a real estate attorney with any questions. A quit claim deed is a legal transfer of ownership once the document is recorded. If you are unsure about any part of the preparation or recording process, it may be best to seek legal advice.

    Warning

    While the owner can quit legal claim, it doesn’t guarantee a free and clear title. If a mortgage exists, a “due on sale” or “loan assumption” should be explored. Talk to the lender.



    Can One File a Quitclaim Deed Without Refinancing the Mortgage, Home Guides, SF Gate, what is a quick claim deed.#What #is #a #quick #claim #deed


    Can One File a Quitclaim Deed Without Refinancing the Mortgage?

    Can One File a Quitclaim Deed Without Refinancing the Mortgage?

    Filing a quitclaim deed is a right of any property owner. You can file a quitclaim deed without refinancing your mortgage, but you are still responsible for the payments. Transferring the mortgage without refinancing is possible through an assumption of the loan, which requires lender approval.

    Record the Quitclaim Deed

    The quitclaim deed relinquishes some or all ownership rights from an existing owner to a new owner. Quitclaims are usually used between spouses or family members as property is gifted, consolidated or otherwise divided without selling it.

    The quitclaim deed itself is a simple form recorded at the county assessor’s office. It contains all description information of the property, including parcel number, physical description and legal address. The deed states who is giving and who is receiving the property, described by full legal name and how title is received. For example, it might read, “Jane P. Doering, a single woman.” A quitclaim deed is unilateral, meaning only the grantor giving the property away signs it. Quitclaim deeds are irrevocable.

    In San Francisco County, the notarized quitclaim deed is recorded along with the Preliminary Change of Ownership (PCOR) form and a transfer tax affidavit. Most interfamily transfers are exempt from transfer taxes; file a notice of exemption if it applies.

    Warning

    Check with tax advisers regarding potential gift tax issues when transferring property as a gift.

    Mortgage Considerations

    The holder of the mortgage note is responsible for payments. In a quitclaim situation, transferring the note might not be relevant. For example, if a single homeowner marries, he might add his spouse to the house title via the quitclaim deed. Neither might be concerned with changing the loan. The same is true if a parent gifts a home to a child.

    However, if a parent dies and the child takes over the house via quitclaim through probate, the lender will want the mortgage paid as part of closing the estate. The child can request a loan assumption, meaning taking over the terms and payments of the loan rather than refinancing.

    Lenders are leery of assumptions because they don’t know the person taking over the loan. Because of this, underwriting is usually required for the new owner before the loan assumption is approved. While assuming a loan is similar in process to a refinance, the new owner/borrower assumes the existing mortgage interest rates and terms, which could be more favorable than getting a new loan.

    Warning

    Quitclaim deeds don’t guarantee the new owner a free and clear title. Lenders and other lien holders still maintain all legal rights to the property.



    How Do Michigan Quick Claim Deed Laws Work, what is a quick claim deed.#What #is #a #quick #claim #deed


    How Do Michigan Quick Claim Deed Laws Work?

    Michigan is a state with great wilderness and plenty of thriving cities. Due to American Federalism, each state can create their own system to manage their populations. Here is how Michigan Quick Claim Deed laws work.

    Transfer Property Quickly

    The Quick Claim Deed is used to transfer property quickly avoiding the process of verifying ownership, warranties and liens. Two parties attest to the transfer of the property with the simple verbiage of the seller “quitting claim” to said land for the mentioned sum. This is beneficial to those who want to resell the property immediately.

    Michigan Quit Claim Deed Form

    In the fast-paced modern real estate market, many people prefer the quit claim process because it avoids the paperwork of the standards deed process. Michigan has developed their own Quick Claim Deed Form with its own characteristics to assist in the conveyance of property.

    The applicant using the Michigan Quit Claim Form has to fill in the file number, name of drafter and person to return the form to “when recorded.” Next, the seller fills in his name and address. The seller “quit claims” to property, address and county in Michigan. The seller must carefully describe the property with tax parcel number, common name and sum involved.

    The final statement of the Quit Claim is unique to Michigan: ‘If the land being conveyed is unplatted, the following is deemed to be included: “This property may be located within the vicinity of farmland or farm operation. Generally accepted agricultural and management practices which may generate noise, dust, odors, and other associated conditions may be used and are protected by the Michigan Right to Farm Act.” ‘ Much of the urban Detroit environment is returning to wilderness. This statement reiterates the right of owners to farm land that is unplatted or not zoned.

    The bottom of the form has a place for the notary public. The Michigan Quit Claim Deed must be deposited with the Michigan Registry of Deeds.

    Michigan Transfer Tax

    Michigan land transfer tax will be applicable if a financial profit was made by the conveyance of said property. This might not have occurred from the original transfer, but might be applicable if the new owner sells the property – the profit is the overage price versus the fair market value.



    Property deed transfers, Quit claim deeds (Quick Claim), Texas Property Deeds, what is a quick claim deed.#What #is #a #quick #claim #deed


    Texas Property Deeds

    Property deed transfers by the Steinbach Law Firm

    Three Easy Steps

    All documents prepared by a licensed Texas attorney – Same day property deed transfers available –

    We prepare the document for property title transfers to any Texas real estate property.

    A service of The Steinbach Law Firm which has been providing legal services in Texas continuously since 1964.

    email: [email protected] or call 972-960-1850 and ask for Scott Steinbach, attorney.

    The process is fast and easy.

    Follow these 3 simple steps

    What is a quick claim deed

    Email

    Email the name of the current owner, the address of the property, and the name and address of the new owner to:

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    What is a quick claim deed

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    What is a quick claim deed

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    email: [email protected] or call 972-960-1850 and ask for Scott Steinbach, attorney. Fax: 214-447-9307

    The Steinbach Law Firm

    The Steinbach Law Firm is a full-service law firm established in 1964. Its services include all real estate matters, including the preparation or review of any type of contract or other legal document, foreclosures, mechanic’s liens, litigation, collections, divorce, family law, personal injury, wills, trusts, probate, and forming and updating business entities, including corporations, limited liability companies, partnerships, and limited partnerships. Feel free to call or email for details.



    Get a free quit claim deed form, what is a quit claim deed.#What #is #a #quit #claim #deed


    what is a quit claim deed

    Free Quit Claim Deed Form

    What is a quit claim deed

    A quit claim deed form is a legal document used to transfer property between two or more people. Quit claim deeds are prepared by a GRANTOR the person or persons transferring interest of a piece of property and then signed over and assigned to a GRANTEE the person receiving the property.

    What is a quit claim deedOnce signed and executed the GRANTOR quits his or her ownership or rights to the property, allowing the GRANTEE to assume those rights and the transfer of the property.

    Unlike a warranty deed, a quitclaim deed form does not provide the GRANTEE warranty on the title. A quit claim deed is most often used to transfer property between family members or assign property into a trust.

    Quit claim deeds come in handy during divorce proceedings and are very useful if you need to transfer property quickly. You can also use a quit claim deed if you want to give property as a gift to someone.

    How to Prepare a Quit Claim Deed Form

    Take a look at our sample quit claim deed form below. You can click anywhere on the form to be taken directly to our free quit claim deed form or just click here to download a quit claim deed pdf.

    To fill out a quit claim deed, first you need to date the document and fill in the GRANTOR and GRANTEE names and addresses. Next, you need to add the address of the property that is to be transferred and a full description.

    Then, you date the form again and the GRANTOR signs and prints his or her name in the space provided (note this must be done in the presence of a notary). And, finally, there is a space to put your state and county where the quitclaim deed form is to be filed.

    That s all there is to it your part is done! The only thing left to do is to get the quit claim deed notarized.

    What is a quit claim deed

    The notary will date, sign and seal your quit claim deed and then you can take it to your county clerk s office to be recorded in the land registry. Your notary will take care of the following documentation:

    What is a quit claim deed

    Difference between a Quit Claim Deed and a Warranty Deed

    A warranty deed is used when transferring ownership of property between a buyer and seller. Warranty deeds guarantee that the seller owns the property and that the title is free and clear of all claims.

    A quit claim deed is also used to transfer ownership of property. However, there is no guarantee that their aren t any liens against the property. With a quit claim deed, the owner of the property quits ownership and conveys his interest in the property to someone else.

    Quit claim deeds are most often used between family members when gifting property and during a divorce. Use a quit claim deed for fast transfer of property. Use a warranty deed when you buy property to make sure that the title is clear.

    Why is it Called a Quitclaim Deed?

    You may have heard the name called or saw it spelled quick claim deed form, quitclaim deed form, quit-claim deed form or quit claim deed form. Fact is, all of the above names for quit claim deed are okay to use. Believe me, your county clerk will know what you want if you ask for a quick claim deed.

    However, the proper spelling of the document is quitclaim deed. It is called a quitclaim deed because that is exactly what it does it quits any claim or right to a piece of property a person may have.

    When to use a Quit Claim Deed Form

    There are many instances when a quit claim deed can be used to transfer property fast. A quit claim deed can be filled out online and printed quickly. You can use a quit claim deed form to:

    • Remove someone s rights to the property during a divorce.
    • Gift a piece of property to a family member or some other person.
    • Buy or sell real estate with your business.
    • Correct the way a name is spelled on a previous written deed.
    • Clear any leftover interest in a piece of property
    • Transfer property into a trust.
    • Clarify the ownership of property in a marriage and more.

    Do I Need a Lawyer to Fill Out a Quit Claim Deed?

    No, you do not need to hire an attorney to fill out a quit claim deed. That being said, there is no substitute for good legal advice. If you have questions about your specific situation, we strongly suggest that you consult an attorney. If you know what you need, though, feel free to follow the link below:

    Quit Claim Deed Sample

    Quit claim deeds are used to transfer ownership of real estate between two parties. You can download our free quit claim deed sample form instantly today below.

    Quit claim deeds are most commonly used to assign ownership of property when the property is gifted. For example, parents often elect to use a quit claim deed to give property to children. Quit claim deeds are commonly used by family members to transfer real estate when warranty deeds are not needed.

    Once signed, witnessed and sealed, a quit claim deed gives the grantor the right “quit” his or her interest in the property, thus transferring ownership in the property to the grantee. Whether it s called a quit claim deed, quitclaim deed or quick claim deed, it does the same thing.

    Download a Quit Claim Deed Sample Form

    You can use our sample quit claim deed for practice before filling out your original deed. Fill free to copy or download our quit claim deed sample form below:

    What is a quit claim deed

    To prepare your quit claim deed, date the form and fill in the grantor and grantee section and enter the address and a full description of the property to be transferred.

    Next, the grantor takes the deed to a notary to sign and seal it. Once notarized, your quit claim deed should be taken to the county clerk s office to be filed.

    How to File a Quit Claim Deed

    To file a quit claim deed, take the original deed to your courthouse and go to the county clerk’s office. It could also be called the county recorder or deed registry office – it’s wherever the land records are kept in your county.

    For a small fee, the county clerk will make a copy of your quit claim deed form and sign, stamp and date the two deeds. The clerk will then give the original back to you and file the copy in the local land records to record the deed.



    Quit Claim Deed VS Warranty Deed: What – s the Difference, what is a quit claim deed.#What #is #a #quit #claim #deed


    Quit Claim Deed VS Warranty Deed: What’s the Difference?

    What is a quit claim deed

    A Quit Claim Deed Does About EVERYTHING That A Warranty Deed Does

    The concern is that if a quit claim deed is obtained, that the new owner will somehow have “less than full ownership.” This is not true.

    A quit claim deed, like the other deed types, transfers any and all interest in the subject property, from the person signing the deed (the grantor) to the person receiving the deed (grantee).

    The Quit Claim Deed

    While all deeds transfer any valid interest from the grantor to the grantee, a quit claim deed comes with no warranty of any kind. The grantor is giving the grantee any interest he may have. However the grantor is NOT saying:

    -That he necessarily owns ALL the interest in the property (there may be additional owners so you’re only getting a partial interest)

    -That there are no liens and encumbrances against the property

    -That the grantor actually even owns ANY of the property.

    You’re simply getting whatever the grantor’s interest is, if any, without any guarantees. A quitclaim deed is fine if you’ve determined on your own that the seller does indeed own the entire property (or that you have all sellers present who need to sign), and that the property is free of liens.

    Special Warranty Deed

    This is often given by corporations and other entities, especially after getting a property back from a foreclosure. The corporation warrants that it has compete interest in the property and that there are no existing liens DURING THE TIME THEY OWNED IT ONLY.

    They do not guarantee the property in any way for the time before they purchased it. However, the title company will investigate title to its satisfaction and will not insure it unless it is clean.

    Warranty Deed

    This is most often given in typical real estate transactions between two owners who are getting title insurance, and probably a mortgage on the property in the case of the buyer.

    The seller warrants the property against liens and incomplete ownership since the beginning of time. However, the seller’s financial ability to make this warranty isn’t typically an issue because of the title insurance being given.

    Why Quit Claim Deeds are Best For DeedGrabbing

    We get a quit claim deed when we give the seller a token payment to take over their unwanted property prior to the tax sale. Why? It’s unreasonable for an owner to warrant the property for ANY amount with such a low payment.

    Many times the seller will even tell us about potential liens, so it would make no sense to give a warranty that there are no liens.

    We need to satisfy ourselves that we’re getting the entire interest in the property, and that there are no liens, or the liens are known and acceptable. At this point, a quit claim deed is all that’s necessary for us to take over.



    How Can I Do a Quit Claim Deed Myself, Home Guides, SF Gate, what is a quit claim deed.#What #is #a #quit #claim #deed


    How Can I Do a Quit Claim Deed Myself?

    What is a quit claim deed

    A simple quit claim transfers interest in even the most majestic property.

    Quit claim deeds are frequently used to transfer interest in real estate between parties where there is no question about ownership, such as between spouses, siblings, parents and children. Individuals may also use quit claim deeds to transfer interests in businesses. Quit claim deeds do not guarantee clear and marketable title in California, but in cases where ownership is clear, these deeds are an effective and cost-efficient instrument for transferring ownership in property.

    Write the Deed

    Fill out the quit claim deed form, which can be obtained online, or write your own using the form as a guide. The person giving up the interest in the property is the grantor, and the person receiving the interest is the grantee. Include the legal description of the property being transferred, which includes the length and direction of boundary lines, also known as metes and bounds. You can find the legal description on your existing deed or get it from an official survey. The deed must also include a statement from the grantor transferring or conveying his interest to the grantee, and the amount of consideration – the money or other thing of value that is being provided by the grantee to the grantor. It’s common to enter $1 here when you’re transferring and interest in the property to a family member .

    Sign the Deed

    Have the grantor and grantee sign the deed with blue ink in the presence of a notary public. Notaries can be found in most banks and law offices and through notary services. A notary will notarize your document for a minimal fee.

    Record the Deed

    Go to the county recorder’s office for the county in which the property is located. Ask for and fill out a Preliminary Change of Ownership Report, file the signed and notarized deed with the county recorder, and pay the required filing fees. The Change of Ownership Report is a questionnaire requesting information on the property, about the principals involved in the transfer, the type of transfer, the purchase price and the terms of sale. Some recorders will file the quit claim deed immediately and hand you the recorded original. Other county recorders prefer to mail the original quit claim deed to the grantee.

    You’re Done

    Give the grantor a copy of the recorded deed and give the original to the grantee. If you’re the grantee, store the original quit claim deed in a safe place. It’s your proof of ownership. Lost deeds can be replaced, but to do so may require the expense of hiring an attorney.



    Get a free quit claim deed form, what is a quit claim deed.#What #is #a #quit #claim #deed


    what is a quit claim deed

    Free Quit Claim Deed Form

    What is a quit claim deed

    A quit claim deed form is a legal document used to transfer property between two or more people. Quit claim deeds are prepared by a GRANTOR the person or persons transferring interest of a piece of property and then signed over and assigned to a GRANTEE the person receiving the property.

    What is a quit claim deedOnce signed and executed the GRANTOR quits his or her ownership or rights to the property, allowing the GRANTEE to assume those rights and the transfer of the property.

    Unlike a warranty deed, a quitclaim deed form does not provide the GRANTEE warranty on the title. A quit claim deed is most often used to transfer property between family members or assign property into a trust.

    Quit claim deeds come in handy during divorce proceedings and are very useful if you need to transfer property quickly. You can also use a quit claim deed if you want to give property as a gift to someone.

    How to Prepare a Quit Claim Deed Form

    Take a look at our sample quit claim deed form below. You can click anywhere on the form to be taken directly to our free quit claim deed form or just click here to download a quit claim deed pdf.

    To fill out a quit claim deed, first you need to date the document and fill in the GRANTOR and GRANTEE names and addresses. Next, you need to add the address of the property that is to be transferred and a full description.

    Then, you date the form again and the GRANTOR signs and prints his or her name in the space provided (note this must be done in the presence of a notary). And, finally, there is a space to put your state and county where the quitclaim deed form is to be filed.

    That s all there is to it your part is done! The only thing left to do is to get the quit claim deed notarized.

    What is a quit claim deed

    The notary will date, sign and seal your quit claim deed and then you can take it to your county clerk s office to be recorded in the land registry. Your notary will take care of the following documentation:

    What is a quit claim deed

    Difference between a Quit Claim Deed and a Warranty Deed

    A warranty deed is used when transferring ownership of property between a buyer and seller. Warranty deeds guarantee that the seller owns the property and that the title is free and clear of all claims.

    A quit claim deed is also used to transfer ownership of property. However, there is no guarantee that their aren t any liens against the property. With a quit claim deed, the owner of the property quits ownership and conveys his interest in the property to someone else.

    Quit claim deeds are most often used between family members when gifting property and during a divorce. Use a quit claim deed for fast transfer of property. Use a warranty deed when you buy property to make sure that the title is clear.

    Why is it Called a Quitclaim Deed?

    You may have heard the name called or saw it spelled quick claim deed form, quitclaim deed form, quit-claim deed form or quit claim deed form. Fact is, all of the above names for quit claim deed are okay to use. Believe me, your county clerk will know what you want if you ask for a quick claim deed.

    However, the proper spelling of the document is quitclaim deed. It is called a quitclaim deed because that is exactly what it does it quits any claim or right to a piece of property a person may have.

    When to use a Quit Claim Deed Form

    There are many instances when a quit claim deed can be used to transfer property fast. A quit claim deed can be filled out online and printed quickly. You can use a quit claim deed form to:

    • Remove someone s rights to the property during a divorce.
    • Gift a piece of property to a family member or some other person.
    • Buy or sell real estate with your business.
    • Correct the way a name is spelled on a previous written deed.
    • Clear any leftover interest in a piece of property
    • Transfer property into a trust.
    • Clarify the ownership of property in a marriage and more.

    Do I Need a Lawyer to Fill Out a Quit Claim Deed?

    No, you do not need to hire an attorney to fill out a quit claim deed. That being said, there is no substitute for good legal advice. If you have questions about your specific situation, we strongly suggest that you consult an attorney. If you know what you need, though, feel free to follow the link below:

    Quit Claim Deed Sample

    Quit claim deeds are used to transfer ownership of real estate between two parties. You can download our free quit claim deed sample form instantly today below.

    Quit claim deeds are most commonly used to assign ownership of property when the property is gifted. For example, parents often elect to use a quit claim deed to give property to children. Quit claim deeds are commonly used by family members to transfer real estate when warranty deeds are not needed.

    Once signed, witnessed and sealed, a quit claim deed gives the grantor the right “quit” his or her interest in the property, thus transferring ownership in the property to the grantee. Whether it s called a quit claim deed, quitclaim deed or quick claim deed, it does the same thing.

    Download a Quit Claim Deed Sample Form

    You can use our sample quit claim deed for practice before filling out your original deed. Fill free to copy or download our quit claim deed sample form below:

    What is a quit claim deed

    To prepare your quit claim deed, date the form and fill in the grantor and grantee section and enter the address and a full description of the property to be transferred.

    Next, the grantor takes the deed to a notary to sign and seal it. Once notarized, your quit claim deed should be taken to the county clerk s office to be filed.

    How to File a Quit Claim Deed

    To file a quit claim deed, take the original deed to your courthouse and go to the county clerk’s office. It could also be called the county recorder or deed registry office – it’s wherever the land records are kept in your county.

    For a small fee, the county clerk will make a copy of your quit claim deed form and sign, stamp and date the two deeds. The clerk will then give the original back to you and file the copy in the local land records to record the deed.



    What Does a Quit Claim Deed Mean, Home Guides, SF Gate, what is a quit claim deed.#What #is #a #quit #claim #deed


    What Does a Quit Claim Deed Mean?

    What is a quit claim deed

    Family members often use quitclaim deeds to transfer property between each other.

    The meaning of a quitclaim deed lies, literally, within its name. The person, or grantor, giving the deed over to another person or estate, the grantee, is quitting any claim or interest she may have in the real property. Most deeds in real estate, though, are warranty versions. The actually are legal guarantees from grantors to grantees that guarantee there ll be a clear title to the property. Quitclaim deeds make no such promises, guarantees or warranties.

    Function

    In general, quitclaim deeds are useful when it comes to transferring property between family members who trust one another. They also come in handy when deeding a property as a gift to a person or estate. They can even be used to give over to a business entity the property owned by a person. In some cases, quitclaim deeds are also used to actually eliminate any clouds or encumbrances that can end up on a title.

    Considerations

    Quitclaim deeds are usually common in divorces where one party receives jointly owned property as part of the settlement. A husband, for example, who’s giving over a property would enact a deed completely eliminating his interest. The wife then assumes complete responsibility for meeting any obligations attached to that property. Of course, codicils or other agreements agreed to by both parties can be drafted that address just who’ll actually handle such responsibilities. Still, the wife will own the property completely.

    Contrasts

    In comparison to quitclaims, warranty deeds make for the best form of deed. Grantors employing them give over as perfect a title as possible to the grantee, for one. Grantors also promise that they own the property and that they’re entitled to give it over. As well, they acknowledge that there aren’t any liens or third-party legal claims attached to the title. Lastly, grantors promise to back grantee ownership rights to the fullest extent possible.

    Misconceptions

    A misconception exists that enacting a quitclaim deed during a serious illness always helps to protect a sick person’s property from creditors. Unfortunately, that’s not completely true, as creditors have in the past been able to force such quitclaims to be reversed. Sadly, if they’re able to prove that a quitclaim deed was enacted to avoid paying medical bills, a suit could be brought. If it’s successful, the property’s often sold off to satisfy creditor claims.

    Warning

    Whenever a property is sold by a local government due to unpaid property taxes, the buyer will normally only receive a quitclaim deed. It’s also possible that mortgage lenders or other lien holders may still have a legitimate interest in the property. Clearing up those clouds on the title can take effort and cost, sometimes a significant amount of money. Many buyers often purchase title insurance from a title company to help protect against such issues.



    NATIONAL INTELLECTUAL PROPERTY OFFICE OF SRI LANKA-PATENT, what is a patent claim.#What #is #a #patent #claim


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    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    Preparation of the application

    What is not patented: Such things as (i) discoveries, scientific theories and mathematical methods; (ii) plants, animals micro organisms other than transgenic micro organisms and an essentially biological process for the production of plants and animals other than non biological and micro-biological processes; (iii) schemes, rules or methods for doing business, performing purely mental acts or playing games (iv) methods for treatment of human or animal body by surgery or therapy and diagnostic methods practiced on human or animal body (v) inventions which are necessary to protect public order, morality including human animal or plant life, health, or to avoid serious prejudice to environment.

    A patent is valid only in the country where it is granted. As Sri Lanka is a member of the Paris Convention for the protection of industrial property, Sri Lankans can obtain patents for their inventions in all the member countries of the Paris Convention under the national law of the particular country.. Almost all the countries are members of this convention. You also can claim priority under the Paris Convention for the protection of Industrial Property in its member countries. Under priority you can claim the date of application of the national application in other member countries. ( within 1 year from the date of application in Sri Lanka)



    Claim Language in Patent Applications, what is a patent claim.#What #is #a #patent #claim


    what is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claim

    What is a patent claimWhat is a patent claimWhat is a patent claimWhat is a patent claimWhat is a patent claim

    What is a patent claim

    A patent is a contract between the state and an inventor; and care must be exercised to see that both are treated fairly. If this policy is interpreted to limit the scope of the inventor s claims, he would not receive adequate legal protection for the contribution he is making to the promotion of science and technology. On the contrary, further experimentation by others is discouraged if the patent claims are made very road and there is no method of checking liberal interpretation of claims leading to monopolization of the art unfairly. This in turn would violate the general purpose the patent laws, which are primarily designed to promote the progress of science rather than to reward the inventor.

    An invention is protected through claims in a patent which precisely define what the invention is. The claims and the claims alone construct a fence around the patented invention to avoid its unlawful use. It may be noted that legal protection is awarded only to what is included in the claims and the matted not included is open to public for creating new inventions. It is necessary to understand the meaning and scope of a patent s claims in order to determine whether a proposed course of action would constitute an infringement or whether it would enlarge the scope so much that the interest of the state is jeopardised. As a great deal in decision making would depend on how one constructs claims, the language of claims assumes a very important place.

    A factor which may affect the interpretation of patent claims is prior judicial definition of terms or expression appearing in the claims. Where the terminology of a patent claims may be susceptible of various interpretation having more than one definite meaning, it may be found that courts have been confronted, in earlier cases, with the problem of interpreting the same or similar language. In addition, the courts have also developed over the years a number of general rules for interpretation of claims. Unfortunately, the rules may vary from one court to another court. The general rule, however, is that patent claims, unless limited by patent office proceedings or by prior art, or by judicial determination, are to be construed literally. It is the opinion of some courts that a patentee is bound by the language and terms of his claims.

    One of the interesting examples relates to the use of words comprises and consists in patent claims. Two words are not different in their meanings according to many dictionaries namely Chambers, Oxford, Webster ad Collins; and both convey the meanings to contain/include/constitute or to be composed of and to be made up of. However, in the patent practice these words have different interpretations. Comprising denotes a very broad and open claim which can be interpreted to include unspecified ingredients, even in major amounts. Consisting of would generally imply a narrow claim not allowing inclusion of materials other than those already stated in the claims. Let us take an example. Two claims are stated in the following manner;

    What is a patent claimClaim 1

    A writing instrument, which comprises a pencil and clip for holding the apparatus in a product, said clip being attached to said pencil.

    This claim covers all writing instruments which have at least a pencil and a clip. A writing instrument containing other elements , such as an eraser attached to the pencil will be covered under this claim. The claim has become very broad by the use of the word comprises .

    What is a patent claimClaim 2

    A pharmaceutical composition which consists of the anti-malarial agent Y and a pharmaceutically acceptable carrier.

    In this case, the claim covers compositions which contain only anti-malarial agent Y and the carrier and nothing else. A composition which contains any additional ingredients does not infringe the claim.

    (These examples adopted from the papers presented by Shri J. Trevor Lump, Pfizer Inc., USA during a series of seminars in India in 1997)

    There are many other words which need to be carefully used.

    What is a patent claim Preferably : The word suggests that the component or condition to which the word relates is optional, not essential or not necessarily effective in changing the result to a degree constituting a different of kind. In the absence supporting data, preferably may destroy the criticality of the feature. For that reason, it is sometime desirable and possible to replace the word, for example, by change of and preferably at a temperature of to and for best results (or best yield, increased water resistance of the product; or rate of curing, etc.), at a temperature of

    What is a patent claim May : The word may carries with it also the meaning may not . The word can is stronger and at times a good replacement. May , it should be added, is much used, no doubt properly but never in claims.

    (Commentary on Preferably and May adopted from Claims-Words and Phrases Exterior Standards by Flank Leonord Encyclopedia of Patent and invention Management, Ed. Robert Calvert, Reinhold Publishing Corporation, NY, 1964)

    NB : Patent attorneys and to some extent patent agents are equipped to use words, phrases and terms appropriately in the right manner acceptable to patent offices and courts. It is advisable to consult a patent attorney for drafting of claims. If you have better information on the use of some words etc., you may guide the attorney. A team work would pay in the end.

    What is a patent claim

    What is a patent claim



    Claim – definition of claim by The Free Dictionary, what is a claim.#What #is #a #claim


    claim

    claim

    claim

    Past participle: claimed

    claim

    we made a claim on our insurance reclamamos al seguro

    have you made a claim since last year? (for benefit) ¿ha solicitado alguna ayuda estatal desde el año pasado?

    he renounced his claim to the throne renunció a su derecho al trono

    they will not give up their claim to the territory no renunciarán a su reivindicación del territorio

    the town’s main claim to fame is its pub este pueblo se destaca más que nada por el bar

    he cannot lay claim to much originality no puede atribuirse mucha originalidad, no puede presumir de original

    he rejected claims that he had had affairs with six women desmintió las afirmaciones de que había tenido seis amantes

    I make no claim to be infallible no pretendo ser infalible

    if you wish to claim expenses you must provide receipts si desea que se le reembolsen los gastos debe presentar los recibos

    25% of people who are entitled to claim State benefits do not do so el 25% de las personas que tienen derecho a cobrar ayuda del Estado no lo hace

    he claimed damages for negligence on the part of the hospital exigió que el hospital le compensara por haber cometido negligencia, demandó al hospital por negligencia

    Graf claimed a fourth Wimbledon title Graf se llevó su cuarto título de Wimbledon

    he was too modest to claim the credit era demasiado modesto como para atribuirse el mérito

    they claim the police opened fire without warning afirman que la policía abrió fuego sin previo aviso

    I do not claim that everyone can do this no estoy diciendo que todo el mundo pueda hacer esto

    these products claim to be environmentally safe se afirma que estos productos no dañan el medio ambiente

    the accident claimed four lives el accidente se cobró cuatro vidas

    make sure you claim within a month of the accident asegúrese de presentar reclamación antes de un mes desde la fecha del accidente

    to claim for sth reclamar (los gastos de) algo

    I claimed for damage to the carpet after the flood reclamé los gastos del deterioro de la alfombra tras la inundación

    claim

    She’s claiming unemployment benefit Elle perçoit des allocations chômage.

    She can’t claim unemployment benefit

    BUT Elle n’a pas droit aux allocations chômage.

    to claim to be sth prétendre être qch

    to claim to have done sth prétendre avoir fait qch

    He claims to have found the money Il prétend avoir trouvé l’argent.

    The disease claims millions of lives La maladie fait des millions de victimes.

    We claimed on our insurance Nous avons réclamé un dédommagement à notre assurance., Nous avons fait une demande d’indemnisation auprès de notre assureur.

    a claim to sth un droit à qch

    to make a claim faire une demande d’indemnisation

    claim

    claim

    the poor have a claim to our sympathy i poveri hanno diritto alla nostra comprensione

    there are many claims on my time sono molto preso

    to put in a claim for sth fare una richiesta di qc

    to put in a claim for petrol expenses chiedere il rimborso delle spese per la benzina

    I make no claim to be infallible non pretendo di essere infallibile

    something else claimed her attention qualcosa distolse la sua attenzione

    the new system can claim many advantages over the old one si può dire che il nuovo sistema offre molti vantaggi rispetto a quello vecchio



    Why is the South China Sea contentious? BBC News, what is claim number.#What #is #claim #number


    Why is the South China Sea contentious?

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    Rival countries have wrangled over territory in the South China Sea for centuries, but tension has steadily increased in recent years.

    China, Vietnam, the Philippines, Taiwan, Malaysia and Brunei all have competing claims.

    China has backed its expansive claims with island-building and naval patrols. The US says it does not take sides in territorial disputes, but has sent military ships and planes near disputed islands, calling them “freedom of navigation” operations to ensure access to key shipping and air routes.

    Both sides have accused each other of “militarising” the South China Sea.

    There are fears that the area is becoming a flashpoint, with potentially serious global consequences.

    What is the argument about?

    It is a dispute over territory and sovereignty over ocean areas, and the Paracels and the Spratlys – two island chains claimed in whole or in part by a number of countries.

    Alongside the fully fledged islands, there are dozens of rocky outcrops, atolls, sandbanks and reefs, such as the Scarborough Shoal.

    Why are they worth arguing over?

    Although largely uninhabited, the Paracels and the Spratlys may have reserves of natural resources around them. There has been little detailed exploration of the area, so estimates are largely extrapolated from the mineral wealth of neighbouring areas.

    The sea is also a major shipping route and home to fishing grounds that supply the livelihoods of people across the region.

    Who claims what?

    China claims by far the largest portion of territory – an area defined by the “nine-dash line” which stretches hundreds of miles south and east from its most southerly province of Hainan.

    Beijing says its right to the area goes back centuries to when the Paracel and Spratly island chains were regarded as integral parts of the Chinese nation, and in 1947 it issued a map detailing its claims. It showed the two island groups falling entirely within its territory. Those claims are mirrored by Taiwan.

    However, critics say China has not clarified its claims sufficiently – and that the nine-dash line that appears on Chinese maps encompassing almost the entirety of the South China Sea includes no coordinates.

    It is also not clear whether China claims only land territory within the nine-dash line, or all the territorial waters within the line as well.

    Vietnam hotly disputes China’s historical account, saying China had never claimed sovereignty over the islands before the 1940s. Vietnam says it has actively ruled over both the Paracels and the Spratlys since the 17th Century – and has the documents to prove it.

    The other major claimant in the area is the Philippines, which invokes its geographical proximity to the Spratly Islands as the main basis of its claim for part of the grouping.

    Both the Philippines and China lay claim to the Scarborough Shoal (known as Huangyan Island in China) – a little more than 100 miles (160km) from the Philippines and 500 miles from China.

    Malaysia and Brunei also lay claim to territory in the South China Sea that they say falls within their economic exclusion zones, as defined by UNCLOS – the United Nations Convention on the Law of the Sea.

    Brunei does not claim any of the disputed islands, but Malaysia claims a small number of islands in the Spratlys.

    Recent flashpoints

    The most serious trouble in recent decades has flared between Vietnam and China, and there have also been stand-offs between the Philippines and China. Some of the incidents include:

    • In 1974 the Chinese seized the Paracels from Vietnam, killing more than 70 Vietnamese troops.
    • In 1988 the two sides clashed in the Spratlys, with Vietnam again coming off worse, losing about 60 sailors.
    • In early 2012, China and the Philippines engaged in a lengthy maritime stand-off, accusing each other of intrusions in the Scarborough Shoal.
    • Unverified claims that the Chinese navy sabotaged two Vietnamese exploration operations in late 2012 led to large anti-China protests on Vietnam’s streets.
    • In January 2013, Manila said it was taking China to a UN tribunal under the auspices of the UN Convention on the Laws of the Sea, to challenge its claims.
    • In May 2014, the introduction by China of a drilling rig into waters near the Paracel Islands led to multiple collisions between Vietnamese and Chinese ships.

    Have they tried to reach a resolution?

    China prefers bilateral negotiations with the other parties. But many of its neighbours argue that China’s relative size and clout give it an unfair advantage.

    Some countries have argued that China should negotiate with Asean (the Association of South East Asian Nations), a 10-member regional grouping that consists of Thailand, Indonesia, Malaysia, the Philippines, Singapore, Brunei, Laos, Vietnam, Myanmar and Cambodia.

    However, China is opposed to this, while Asean is also divided over how to resolve the dispute.

    The Philippines has sought international arbitration instead. In 2013, it announced it would take China to an arbitration tribunal under the auspices of the UN Convention on the Laws of the Sea, to challenge its claims.

    In July 2016, the tribunal backed the Philippines’ case, saying China had violated the Philippines’ sovereign rights.

    China had boycotted the proceedings, and called the ruling “ill-founded”. It says it will not be bound by it.



    How to Get a Quit Claim Deed (with Free Sample Quitclaim Deed), what is a quick claim deed.#What #is #a #quick #claim #deed


    How to Get a Quit Claim Deed

    A quitclaim deed transfers the ownership of property without making any warranties. [1] For example, the person transferring the property doesn’t even warrant that they own the property. For this reason, quitclaim deeds are only appropriate when transferring property between close family members, such as divorcing spouses. [2] To draft a quitclaim deed, you should find a form and supply the requested information.

    Steps Edit

    Part One of Two:

    Drafting a Quitclaim Deed Edit

    What is a quick claim deed

    What is a quick claim deed

    What is a quick claim deed

    What is a quick claim deed

    What is a quick claim deed

    What is a quick claim deed

    What is a quick claim deed

    What is a quick claim deed



    Warranty and Quit Claim Deed – Know What the Difference Is, what is a quick claim deed.#What #is #a #quick #claim #deed


    Know the difference between quitclaim and warranty deeds?

    What is a quick claim deed

    What is a quitclaim deed?

    A quitclaim deed is a legal document that transfers ownership of real estate from one person to another. The deed identifies who is handing over an interest in the property (the grantor) and who is accepting it (the grantee). Quitclaim deeds often are used when property isn’t sold.

    • When the owner dies and bequeaths it to an heir.
    • When the owner adds the spouse’s name to the title.
    • When a former spouse’s name is removed from the title after divorce.

    Unlike a warranty deed, a quitclaim deed does not guarantee that the grantor is the rightful owner and has the right to transfer the property.

    It’s not a ‘quick claim’ deed

    First of all, it’s called a quitclaim deed, not a quick claim deed. You’re welcome.

    What a deed is

    A deed is a document that conveys, or passes, real estate from one party to another. Whether you buy a house from a stranger, inherit it from your parents or add your spouse to the home’s title, a deed accomplishes the deed of transferring the title.

    What a deed isn’t

    A deed isn’t a sales contract, says Jeff Eisenshtadt, president of Title Source, which provides title insurance and settlement services nationwide. A sales contract is a promise to convey property in exchange for something (usually money). In contrast, a deed isn’t a promise to convey; it is the conveyance itself.

    What a deed includes

    A deed contains a legal description of the real estate being transferred. In urban or suburban locales, the legal description identifies which lot the property occupies in a platted subdivision. Deeds in rural areas might use meets-and-bounds descriptions of the boundaries, which identify where the property lines are in relation to landmarks.

    The deed must identify who is handing over an interest in the property (the grantor) and who is accepting it (the grantee). Most counties require the deed to have the addresses of all parties involved. And a deed wouldn’t be a deed without words of conveyance — a passage that says that the grantor intends to convey an interest in the property to the grantee.

    What can go wrong

    If the information on the deed is inaccurate or out of date, it can cause headaches. The legal description could be incorrect, for example, saying that the property line is 150 feet north of the house, when it’s actually 145 feet, misleading the buyer into building a fence on a neighbor’s property.

    More commonly, people’s names are wrong. This often happens when a woman changes her last name after marriage or divorce. Take the example, Eisenshtadt says, of a single woman named Mary Jones who buys a house. Then she gets married, changes her name to Smith, and sells the house. If the deed doesn’t identify her as Mary Smith, formerly Mary Jones, the document has some ambiguity that would best be avoided.

    What a warranty deed does

    There are 2 main types of deed: warranty and quitclaim.

    “A warranty deed is one in which the seller, when transferring the title to you, warrants that he owns the property free and clear of all liens,” says David Eagan, a lawyer with Eagan Matthews PLLC in East Hampton, New York.

    A warranty deed is used in most sales of property. The warranty deed says that:

    • The grantor is the rightful owner and has the right to transfer the title.
    • There are no outstanding claims on the property from lenders using it as collateral, or from other creditors.
    • The property can’t be claimed by someone with a better claim to the title. If any of those claims is wrong, the buyer is entitled to compensation.

    A title insurance policy backs up the claims of the warranty deed, protecting the lender or buyer from disputes about ownership or liens.

    What a quitclaim deed does

    A quitclaim deed typically is executed when the property isn’t sold:

    • The owner dies and bequeaths it to someone.
    • The owner adds the spouse’s name to the title.
    • A former spouse’s name is removed as part of a divorce settlement.
    • The property is transferred to a living trust.

    “A quitclaim deed is a deed that says, ‘I’m not warranting what I own, but I’m transferring what I do own to you,” Eagan says. “So it’s a much lesser level of protection.”

    With a quitclaim, the grantee has no legal recourse if problems with the title turn up, or if a forgotten lienholder emerges from the woodwork. There isn’t a title policy. That’s why it’s riskier. On the other hand, a lot of quitclaims are executed when the property stays in the family, and that reduces the risk.

    Eagan says there also are cases in which a seller might execute a warranty deed on the main part of the property and a quitclaim deed on another part of it. This might be the case with properties that border rivers and lakes, where the owner sells underwater land and it’s not particularly clear who owns it.



    Property deed transfers, Quit claim deeds (Quick Claim), Texas Property Deeds, what is a quick claim deed.#What #is #a #quick #claim #deed


    Texas Property Deeds

    Property deed transfers by the Steinbach Law Firm

    Three Easy Steps

    All documents prepared by a licensed Texas attorney – Same day property deed transfers available –

    We prepare the document for property title transfers to any Texas real estate property.

    A service of The Steinbach Law Firm which has been providing legal services in Texas continuously since 1964.

    email: [email protected] or call 972-960-1850 and ask for Scott Steinbach, attorney.

    The process is fast and easy.

    Follow these 3 simple steps

    What is a quick claim deed

    Email

    Email the name of the current owner, the address of the property, and the name and address of the new owner to:

    [email protected]

    What is a quick claim deed

    Pay online with PayPal

    Pay online with PayPal for same day transfers

    Or mail a check to our mailing address:

    The Steinbach Law Firm

    2108 Dallas Parkway, Ste. 214-577

    Just click the icon to find out how it works.

    What is a quick claim deed

    What is a quick claim deed

    After Payment

    After we receive your payment, we will email the document to you with further instructions.

    All information provided is kept strictly confidential.

    For more information about our services

    email: [email protected] or call 972-960-1850 and ask for Scott Steinbach, attorney. Fax: 214-447-9307

    The Steinbach Law Firm

    The Steinbach Law Firm is a full-service law firm established in 1964. Its services include all real estate matters, including the preparation or review of any type of contract or other legal document, foreclosures, mechanic’s liens, litigation, collections, divorce, family law, personal injury, wills, trusts, probate, and forming and updating business entities, including corporations, limited liability companies, partnerships, and limited partnerships. Feel free to call or email for details.



    How Can I Do a Quit Claim Deed Myself, Home Guides, SF Gate, what is a quit claim deed.#What #is #a #quit #claim #deed


    How Can I Do a Quit Claim Deed Myself?

    What is a quit claim deed

    A simple quit claim transfers interest in even the most majestic property.

    Quit claim deeds are frequently used to transfer interest in real estate between parties where there is no question about ownership, such as between spouses, siblings, parents and children. Individuals may also use quit claim deeds to transfer interests in businesses. Quit claim deeds do not guarantee clear and marketable title in California, but in cases where ownership is clear, these deeds are an effective and cost-efficient instrument for transferring ownership in property.

    Write the Deed

    Fill out the quit claim deed form, which can be obtained online, or write your own using the form as a guide. The person giving up the interest in the property is the grantor, and the person receiving the interest is the grantee. Include the legal description of the property being transferred, which includes the length and direction of boundary lines, also known as metes and bounds. You can find the legal description on your existing deed or get it from an official survey. The deed must also include a statement from the grantor transferring or conveying his interest to the grantee, and the amount of consideration – the money or other thing of value that is being provided by the grantee to the grantor. It’s common to enter $1 here when you’re transferring and interest in the property to a family member .

    Sign the Deed

    Have the grantor and grantee sign the deed with blue ink in the presence of a notary public. Notaries can be found in most banks and law offices and through notary services. A notary will notarize your document for a minimal fee.

    Record the Deed

    Go to the county recorder’s office for the county in which the property is located. Ask for and fill out a Preliminary Change of Ownership Report, file the signed and notarized deed with the county recorder, and pay the required filing fees. The Change of Ownership Report is a questionnaire requesting information on the property, about the principals involved in the transfer, the type of transfer, the purchase price and the terms of sale. Some recorders will file the quit claim deed immediately and hand you the recorded original. Other county recorders prefer to mail the original quit claim deed to the grantee.

    You’re Done

    Give the grantor a copy of the recorded deed and give the original to the grantee. If you’re the grantee, store the original quit claim deed in a safe place. It’s your proof of ownership. Lost deeds can be replaced, but to do so may require the expense of hiring an attorney.



    Quit Claim Deed VS Warranty Deed: What – s the Difference, what is a quit claim deed.#What #is #a #quit #claim #deed


    Quit Claim Deed VS Warranty Deed: What’s the Difference?

    What is a quit claim deed

    A Quit Claim Deed Does About EVERYTHING That A Warranty Deed Does

    The concern is that if a quit claim deed is obtained, that the new owner will somehow have “less than full ownership.” This is not true.

    A quit claim deed, like the other deed types, transfers any and all interest in the subject property, from the person signing the deed (the grantor) to the person receiving the deed (grantee).

    The Quit Claim Deed

    While all deeds transfer any valid interest from the grantor to the grantee, a quit claim deed comes with no warranty of any kind. The grantor is giving the grantee any interest he may have. However the grantor is NOT saying:

    -That he necessarily owns ALL the interest in the property (there may be additional owners so you’re only getting a partial interest)

    -That there are no liens and encumbrances against the property

    -That the grantor actually even owns ANY of the property.

    You’re simply getting whatever the grantor’s interest is, if any, without any guarantees. A quitclaim deed is fine if you’ve determined on your own that the seller does indeed own the entire property (or that you have all sellers present who need to sign), and that the property is free of liens.

    Special Warranty Deed

    This is often given by corporations and other entities, especially after getting a property back from a foreclosure. The corporation warrants that it has compete interest in the property and that there are no existing liens DURING THE TIME THEY OWNED IT ONLY.

    They do not guarantee the property in any way for the time before they purchased it. However, the title company will investigate title to its satisfaction and will not insure it unless it is clean.

    Warranty Deed

    This is most often given in typical real estate transactions between two owners who are getting title insurance, and probably a mortgage on the property in the case of the buyer.

    The seller warrants the property against liens and incomplete ownership since the beginning of time. However, the seller’s financial ability to make this warranty isn’t typically an issue because of the title insurance being given.

    Why Quit Claim Deeds are Best For DeedGrabbing

    We get a quit claim deed when we give the seller a token payment to take over their unwanted property prior to the tax sale. Why? It’s unreasonable for an owner to warrant the property for ANY amount with such a low payment.

    Many times the seller will even tell us about potential liens, so it would make no sense to give a warranty that there are no liens.

    We need to satisfy ourselves that we’re getting the entire interest in the property, and that there are no liens, or the liens are known and acceptable. At this point, a quit claim deed is all that’s necessary for us to take over.



    Patent Drafting for Beginners: A prelude to patent claim drafting, Patents – Patent Law, what is a patent claim.#What #is #a #patent #claim


    Patent Drafting for Beginners: A prelude to patent claim drafting

    What is a patent claim

    October 29, 2016

    What is a patent claimMost of what appears in a patent application and ultimately in an issued patent does not directly define the exclusive right that has been awarded by the federal government. The right to exclude granted to the patent owner is limited to whatever is defined in the patent claims. It is, of course, perfectly true to observe that the rest of the patent application or issued patent provides critical context, understanding and definition relating to the claimed invention, but at the end of the day the question of infringement asks whether one or more of your patent claims are being infringed. For that reason it is not enough to merely show or mention aspects of the invention in the drawings or specification, but rather you need to have patent claims that appropriately cover your invention. *

    The art of patent claim drafting is an undeniably difficult art to master. It is, however, essential for those in the patent space to both appreciate, understand and master. Before we put the cart before the horse let s take a step back. Given the importance of patent claims it is not unreasonable to want to start there, electing to jump right into the deep end. That would be a mistake. That is not how patent attorneys do it, and if you want to succeed that shouldn t be your approach either.

    Before you ever think about writing patent claims there are several very basic questions must be answered first. They are:

    1. What is the invention?
    2. What are the pieces and parts that make up that invention?
    3. How do the pieces and parts relate to one another?
    4. Do you have more than one invention?
    5. Are there multiple versions of each invention?

    The first question is quite basic, but whenever the task at hand is complex it makes perfect sense to start out easy with something that you can accomplish and build from there. Still, as easy as it may be to identify the specific invention you have, it might be far more difficult to identify the invention in a suitably general but not vague way.

    What is a patent claim

    Inventions cannot be described in a vague or ambiguous manner, but all too frequently inventors will make the mistake of only describing their invention very specifically. You obviously want to describe in a hyper specific way the version of your invention that you are selling, as well as any versions that you think have commercial potential or might be knocked-off. But you cannot merely describe your invention in a specific way. The goal must be to describe the invention specifically, but to also broaden out to describe and capture the invention broadly.

    For example, let s say you are the inventor of beer mug that incorporates a digital timer. The invention further includes a strong magnet that engages and prevents the container from being lifted from a metal surface until a predetermined appropriate amount of time has passed. The predetermined amount of time is determined via a simple calculator that takes into account the alcohol content of the beverage and the weight of the individual consuming the beverage. The purpose of the invention is to make sure that the consumer of the beverage never drinks too much too fast again, or at least if they do they will be well aware of that fact as they have to pry their beer from the metal surface.

    So what is the invention? It is a beer mug, correct? Yes, but it is also much more. Is there any reason that what has been described must be limited to being implemented in a beer mug? No, there isn t. So a patent attorney would look at this and see a beer mug that needs to be described, but would also generically describe a drinking vessel that may or may not take the form of a beer mug. A patent attorney would probably include various patent drawings that show different types of drinking vessels, maybe even a bottle with a magnet incorporated into the bottom of the bottle so that it too couldn t be easily lifted. The point is your invention is almost invariably going to be more than you initially think it is, and in almost every case there should be multiple different versions of the invention disclosed in the specification and drawings, and then specifically claimed.

    Once you ve answer those questions above and worked through the variations and permutations you are still not ready to start writing patent claims. More investigation is required.

    What is a patent claimThe patent claims are what patent examiners evaluate when they review a patent application. Patent examiners will compare prior art against the patent claims on file in order to determine whether the patent claims define an invention that is novel (i.e., new; not identical) and non-obvious (i.e., not a trivial combination of known prior art elements). Thus, when drafting patent claims you have several goals. First, you must define a working invention. Second, the invention defined in the patent claim at issue must be novel and non-obvious. From here we will focus on defining an invention that is new and non-obvious.

    In order to define an invention that is new and non-obvious you must include something in the claim that is different than what is found in the prior art. Perhaps you are improving the prior art by adding something to an existing invention. Perhaps you have come up with a more eloquent solution that requires fewer pieces and parts, which makes the invention cheaper to manufacture and more durable. Whatever the case may be that best defines your innovative solution, the claims need to define something that is different. The only way to know what needs to be put into a claim to have a realistic chance of convincing the patent examiner that your claims are new and non-obvious is to do a search, which must include both a patent search and a product search on the Internet. For more see Patent Searching 101 and Patent Searching 102.

    The goal of doing a search is to find the closest prior art. While I always recommend inventors do their own search to start, at some point a professional patent search should be obtained. Generally speaking for $400 to $600 you can get a high quality patent search by a reputable search company, and they will find a lot more than you will. But do your own search to start. If you can find something that is too close for comfort you might as well save the money.

    As you look over the prior art what you want to do is identify the difference between your invention and the prior art. Initially, try and find as many differences as you can. Some of the differences will not be of patentable importance. Inventors love to focus on different uses, but if you are trying to protect a device it doesn t help that someone has described the same or very similar device to be used differently. If you are trying to protect a device you need to focus on the device, not the use. So identify as many structural differences as you can. Hopefully the differences you identify will be advantages. I always encourage my clients to also ask whether the differences they identify and want to build the patent around are things consumers will be willing to pay a premium to obtain.

    Armed with your list of differences you might find it useful to create a chart that compares your invention against the most closely related prior art. I go over this in much more detail in Patent Drafting: Identifying the Patentable Feature.

    Up next in this series — Patent Drafting for Beginners: The anatomy of a patent claim. Stay tuned!

    In the meantime for more information on patent drafting please see our Patent Drafting Basics archive.

    What is a patent claim

    * As with most things in patent law, what I ve already written could be expanded into an entire chapter, if not an entire treatise. But for now let s leave it that. Patent claims must appropriately cover your invention. What that means is and how it is done takes us well beyond this primer on patent claim drafting. For more please see our articles tagged completely describing an invention.

    What is a patent claim



    Claim – definition of claim by The Free Dictionary, what is a claim.#What #is #a #claim


    claim

    claim

    claim

    Past participle: claimed

    claim

    we made a claim on our insurance reclamamos al seguro

    have you made a claim since last year? (for benefit) ¿ha solicitado alguna ayuda estatal desde el año pasado?

    he renounced his claim to the throne renunció a su derecho al trono

    they will not give up their claim to the territory no renunciarán a su reivindicación del territorio

    the town’s main claim to fame is its pub este pueblo se destaca más que nada por el bar

    he cannot lay claim to much originality no puede atribuirse mucha originalidad, no puede presumir de original

    he rejected claims that he had had affairs with six women desmintió las afirmaciones de que había tenido seis amantes

    I make no claim to be infallible no pretendo ser infalible

    if you wish to claim expenses you must provide receipts si desea que se le reembolsen los gastos debe presentar los recibos

    25% of people who are entitled to claim State benefits do not do so el 25% de las personas que tienen derecho a cobrar ayuda del Estado no lo hace

    he claimed damages for negligence on the part of the hospital exigió que el hospital le compensara por haber cometido negligencia, demandó al hospital por negligencia

    Graf claimed a fourth Wimbledon title Graf se llevó su cuarto título de Wimbledon

    he was too modest to claim the credit era demasiado modesto como para atribuirse el mérito

    they claim the police opened fire without warning afirman que la policía abrió fuego sin previo aviso

    I do not claim that everyone can do this no estoy diciendo que todo el mundo pueda hacer esto

    these products claim to be environmentally safe se afirma que estos productos no dañan el medio ambiente

    the accident claimed four lives el accidente se cobró cuatro vidas

    make sure you claim within a month of the accident asegúrese de presentar reclamación antes de un mes desde la fecha del accidente

    to claim for sth reclamar (los gastos de) algo

    I claimed for damage to the carpet after the flood reclamé los gastos del deterioro de la alfombra tras la inundación

    claim

    She’s claiming unemployment benefit Elle perçoit des allocations chômage.

    She can’t claim unemployment benefit

    BUT Elle n’a pas droit aux allocations chômage.

    to claim to be sth prétendre être qch

    to claim to have done sth prétendre avoir fait qch

    He claims to have found the money Il prétend avoir trouvé l’argent.

    The disease claims millions of lives La maladie fait des millions de victimes.

    We claimed on our insurance Nous avons réclamé un dédommagement à notre assurance., Nous avons fait une demande d’indemnisation auprès de notre assureur.

    a claim to sth un droit à qch

    to make a claim faire une demande d’indemnisation

    claim

    claim

    the poor have a claim to our sympathy i poveri hanno diritto alla nostra comprensione

    there are many claims on my time sono molto preso

    to put in a claim for sth fare una richiesta di qc

    to put in a claim for petrol expenses chiedere il rimborso delle spese per la benzina

    I make no claim to be infallible non pretendo di essere infallibile

    something else claimed her attention qualcosa distolse la sua attenzione

    the new system can claim many advantages over the old one si può dire che il nuovo sistema offre molti vantaggi rispetto a quello vecchio



    Claim Jumper Restaurants, what is a claim.#What #is #a #claim


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    Conway Eye Care: Eye on Vision Health – Lasik, Contacts or Glasses: Which is Right for Me? #lasik, #contacts #or #glasses: #which #is #right #for #me?


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    Eye on Vision Health Lasik, Contacts or Glasses: Which is Right for Me?

    When it comes to ways to correct vision, it seems like there are more choices than ever to consider. Which one—Lasik surgery, contact lenses or traditional eyeglasses—is the right option for you? A lot will depend on what type of correction you need, as well as your age, lifestyle and budget.

    Lasik Surgery

    Lasik corrective surgery has been performed on millions of patients, with a more than 90% success rate. The procedure involves the reshaping of the cornea to correct the eye s focus by using a laser instrument. The surgeon first cuts a flap from the corneal surface, then reshapes the cornea below. The flap is then replaced for healing. Lasik is most successful on adult patients aged 21 to about 50 with nearsightedness and/or astigmatism. By the age of 21, most people s vision has stabilized with no changes for a least a year. The procedure can work with older adults, but there are more issues as the eye ages, and these patients still may require reading glasses for close vision tasks. Though a relatively common and safe procedure today, there are still some important questions to ask before deciding to have Lasik performed.

    • Have my eyes changed within the past year? If your prescription has changed, you might have what is called refractive instability. This changing prescription may be due to certain medical conditions and medications, and can affect the outcome. Most adult vision stabilizes at around age 21.
    • Do I have an autoimmune disease or take medication that affects healing? If so, you may not be able to properly heal after the procedure, resulting in complications.
    • Do I have chronically itchy or red eyes, or dry eye? If you have any of a number of inflammatory conditions of the eye, then Lasik is not recommended.
    • Do I play contact sports? If you actively participate in contact sports without eye protection—boxing, wrestling, martial arts—where a blow to the eye is a common occurrence, Lasik may not be appropriate.
    • Are my corneas thick enough? People with thinner corneas are not encouraged to have Lasik surgery as there is not enough corneal material to reshape.
    • Can I afford Lasik? Most medical insurance policies do not cover Lasik procedures, so you will need to be able to cover costs of the surgery. Choose a surgeon who has a good reputation and who has been actively involved with Lasik for several years and hundreds of cases. Do not opt for a low budget commercial operation.

    Your regular eye doctor can help to make an assessment on the above factors before you actually make an appointment at a Lasik clinic, and can make suggestions as to where to go and who has the best reputation.

    Lasik is a very good option for many people, but there are limitations to what the surgery can do. Your eyes can continue to change after the procedure, which may require additional laser treatments or other correction, such as glasses. Occasionally, events during surgery may have a permanent effect on vision, with some people experiencing less than 20/20 vision that is not correctible. Some people can experience increased light sensitivity dryness, or night halos, which may make tasks like night driving more difficult. Most of these symptoms will diminish over time. For many millions, the benefits of Lasik surgery outweigh any risks and these people have enjoyed positive results.

    Contact Lenses

    Contact lenses have been a mainstay for vision correction since the 1950s, when the original hard contact lenses were first introduced. Hard lenses posed a comfort problem for many people, and subsequently soft contact lenses were developed for ease of wear. Today, soft lenses—with their advanced designs and materials—can provide as good or better correction as eyeglasses with maximum comfort.

    Early soft contact lenses wearers had developed some issues with infections and irritations. The eyes naturally secrete mucous and protein that can build up on soft contact lenses over time. But these early problems have been resolved by stressing good hygiene, improved cleaning and storage solutions, and affordable daily replacement contact lenses. Contact lenses are now available to correct near- and farsightedness, astigmatism and some aging eye issues. Though some people wear contact lenses overnight on a regular basis, is not recommended by many optometrists.

    While bifocal contacts are available, many patients may have good success with monovision correction. For monovision, the eye doctor will test to see which eye is dominant. The dominant eye is corrected for distance vision and the other, non-dominant eye is corrected for close vision. Though it takes a little adjustment, the brain compensates quite well for many people and negates the need for readers. Some people corrected for monovision may lose some of their depth perception.

    Contact lenses can also be recommended for children, depending on the child s maturity and dexterity. For some children, contact lenses offer the best correction for significant prescription problems. Contact lenses work very well for strong prescriptions for most patients.

    Some questions to ask about contact lenses include:

    • Do sports play an active role in my life? Contact lenses perform quite well for most sporting activities.
    • Do I have enough tears for contact lenses? For the best comfort, your eyes should naturally produce a good lubricating tear film.
    • Do I work or play in changing environments? Conditions that make eyeglasses fog up or become uncomfortably hot or cold may indicate a good candidate for contact lenses. However, if your environment involves exposure to chemicals or solvents, contact lenses may not be a good selection as they tend to absorb these harsh contaminants and damage the eyes.
    • Can I tolerate inserting the lenses into my eyes. If you have difficulty with touching your eyes or inserting eye drops, contact lenses may not be the best choice for correction.

    Eyeglasses

    Eyeglasses have become a fashionable lifestyle choice. With so many options, styles, shapes and colors, it s hard not to enjoy the possible positive effect on your appearance. And, there are benefits for those who wear glasses.

    Eyeglasses can be worn full time or as needed, depending on the activities you are engaged in. Glasses can also provide an extra level of protection for the eyes, as they can block or deflect debris from entering the eye. Eyeglasses also can offer extra protection from ultra violet (UV) light, which can damage the eyes and lead to serious eye conditions such as cataracts and macular degeneration. If your prescription changes, it s a simple matter to change the lenses in your glasses.

    With the modern, lightweight materials and designs from which eyeglasses are made, there are literally no risks associated with eyeglasses as a corrective device. There are some myths, however, that persist with eyeglasses. One common myth is that the more you wear eyeglasses the weaker your eyes will become. There is no truth to the myth that avoiding glasses will keep your eyes stronger. Also, don t fall for money-wasting scams to train or exercise your eyes for sharper vision. The shape of your eyeball and your cornea determine whether you need vision correction, not the muscles that control the eyes.

    Which choice is right?

    As with any important decision regarding your vision, it is important that you review all your options with your eye doctor. He or she can help you take an inventory of the plusses and minuses of each option and recommend the best treatment for comfortable, clear vision. In the end, it may be a combination of vision correction options that work best for you many people use more than one method of correction depending on the situation.

    CONWAY EYE CARE 1319 White Mountain Highway North Conway, NH 03860-5155 PHONE (603) 356-3000
    COOS EYE CARE 820 Main St Berlin, NH 03570-2431 PHONE (603) 752-3510


    Voipfone – What Is VoIP #voipfone, #what #is #voip, #voip, #internet, #telephony, #protocol, #telephones, #business, #voice, #over, #network, #phone, #calls, #telephones


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    Voipfone – What Is VoIP?

    VoIP stands for Voice over Internet Protocol. Sometimes it’s referred to as Voice over Networks or (VoN), Voice over Broadband (VoB) and sometimes Internet Telephony. VoIP allows you to make free, or very low cost, telephone calls over the Internet. You can call any telephone in the world and any telephone can call you – regardless of what equipment or network the person you are calling uses.

    Also, because VoIP uses, digital, internet technologies (sip) many new features and services that were previously impossible, or very expensive using traditional telephone technology, become available. With Voipfone this means we can give you many free features such as voicemail, voicemails sent to you email, music on hold, call diverts etc. Click here to see our full feature list .

    But you don’t need to know anything about the technologies used if you don’t want to, after all, you probably don’t know that ordinary telephony uses TDM (Time Division Multiplexing) but your telephone still works.

    How Does It work?

    Your voice is converted into digital information which can be sent like any other data over the internet. People are often confused by this but the way to think about it is that your internet connection uses the same wires as your normal landline telephone and can be uses to transmit all kinds of things such as faxes, telephone calls, emails, instant messages, web pages and Google searches – what makes the difference is simply what is plugged into the wires.

    Before we get too far into the technology, we need to squash a myth. People tend to think that VoIP is about cheap calls – and it’s true that VoIP calls are cheap – but the real benefit of VoIP is that calls can be totally free and that all sorts of new services become possible with them.

    Calls can be free not because we’re a charity but because you’ve already paid for them in your monthly broadband subscription. When you make a call over the internet your voice is converted to data and sent like any other piece of data down your internet connection; just like web surfing and email; you don’t have to pay again to use it. So, if you call another Voipfone user anywhere in the world, it’s a free call – you only pay if you call an old fashioned telephone network.

    This Is All Very Complicated Isn’t It?

    Well yes, it can seem that way at first, but it needn’t be. One of the great strengths of Internet Telephone networks is that they can do so much more than ordinary telephone networks. In practise Voipfone’s services can be as simple as making an ordinary telephone call or as complicated as using a large business switchboard in several countries.

    We find that most customers start with the simple services and progress to the more sophisticated as they learn more.

    Where can I get more Technical information about VoIP?

    Click here to view a document written by ITSPA (the Internet Telephony Service Provider’s Association) about how to plan and manage a new VoIP system for your business.

    And a guide, written for the ‘For Dummies’ series, here:

    How Can I Make a VoIP Call?

    Normally you just to pick up your phone and dial the number! The most primitive form of VoIP uses your PC as a telephone and we provide you with a software telephone – a softphone – to do this. This displays a model of a telephone on your screen and you simply type the number to be dialled in or click on the phone’s directory to dial the number.

    You can either use your PCs speakers and microphone of use a simple headset to talk.

    For business use though, most people use purpose built VoIP telephones or telephone adapters with ordinary telephones plugged in. Apart from the obvious benefits of convenience to use and quality of call this method means that your telephones work even when your PC is switched off.

    What Kind Of Equipment Do I Need?

    A broadband (high speed Internet) connection is required for most, but not all, of our services. This can be through a cable modem such as NTL/Virgin, or services such as ADSL.

    To make phone calls you then either use a softphone on your PC or laptop (see above) or a purpose built VoIP telephone or telephone adapter.

    If I Use A VoIP Service Who Can I Call?

    You can call anyone, anywhere on any type of telephone or network. The receiver of the call needs to have no special equipment and won’t know what kind of call he is receiving. However, if the person receiving your call is another Voipfone customer the call will be free – no matter where he is located in the world.

    Does It Sound As Good As An Ordinary Telephone Call?

    Normally the call will sound identical to an ordinary telephone call – you won’t be able to tell the difference. If your call is to another Voipfone customer and you are both using Voipfone and VoIP telephones the call quality is much better than an ordinary call – this is because it is transmitted digitally end to end at 64kbs – ie radio quality sound.

    Can I Use My Computer While I talk On The Phone?

    Can I Take My telephone Or Phone Adapter With Me When I Travel?

    You can use your VoIP telephone service wherever you travel as long as you have access to a high speed Internet connection. In that case it would work exactly the same as from your home or business.

    Does My Computer Have To Be Turned on?

    Not if you are making calls with a VoIP telephone or a VoIP telephone adaptor, but your broadband Internet connection needs to be active. You can also use your computer while talking on the phone.

    How Do I Know If I Have A VoIP Phone Call?

    It will ring like any other call.

    Speak to a Customer Services Representative

    Voipfone can seem very confusing at first, but don’t worry, this is quite normal and we are here to help! One of the great strengths of VoIP is that it can do so much more than an ordinary telephone network whilst costing an awful lot less. In practise Voipfone’s services can be as simple as making a telephone call or as complicated as using a large business switchboard in several countries but anything new takes a bit of getting used to so if you have any questions please feel free to give us a call on 020 7043 5555



    Marketing ROI, Nielsen, what is roi in marketing.#What #is #roi #in #marketing


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    Marketing ROI

    What if you always knew which marketing vehicles would drive the best return for your brand? It’s an increasingly complicated question to answer, as the ways to reach consumers continue to evolve. And with traditional media, like TV, print and radio, still an important piece of the advertising pie, it’s likely your media budget is stretched in many directions and struggling to keep up. Maybe that’s why the average dollar spent on advertising brings in only $0.70 of profit. To get the most out of your media spend, you need analytics that uncover what’s working and inform what to do next.

    Nielsen Marketing ROI solutions empower marketers with the analytics they need to drive more profitable marketing spend decisions. We enable advertisers to craft and optimize marketing strategies for all stages of the product lifecycle—from development to maturation.

    Nielsen goes beyond delivering roi and effectiveness measurement, giving ongoing consultation and recommendations on how to adjust our marketing mix for optimal results.

    Edward Cannon, Director of Marketing Effectiveness, Boehringer Ingelheim

    Improve your marketing return by an average of

    To learn how Nielsen can help improve your marketing impact

    How do we achieve these results?

    Click below to explore how we can help you answer

    your most pressing business questions

    What’s driving my sales and return?

    What is roi in marketing

    Nielsen Marketing

    What is the optimal marketing budget?

    What is roi in marketing

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    How can I continuously measure my digital marketing activities?

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    Nielsen Multi-Touch

    How can I quickly optimize media spend based on the performance of brands similar to mine?

    What is roi in marketing

    Nielsen Benchmark

    What is the impact of a specific test market activity?

    What is roi in marketing

    Nielsen Matched

    How do specific consumer groups respond to my marketing activities?

    What is roi in marketing



    Art College Delhi – Fine Art Institute, Fine Art School Delhi, College of Fine Art: Delhi Collage of Art, is the art institute a college.#Is #the #art #institute #a #college


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    A Picture tells a thousand Words…

    Is the art institute a college

    A Global Canvas that recognizes no Barriers; no Boundaries…

    Is the art institute a college

    The World is my Canvas, I will paint it Red and Blue and.

    Is the art institute a college

    The World is my Canvas, I will paint it Red and Blue and.

    Is the art institute a college

    A Global Canvas that recognizes no Barriers; no Boundaries…

    Is the art institute a college

    A Picture tells a thousand Words…

    Is the art institute a college

    Industry recognised course to make you World-ready…

    Diploma in Fine Arts

    Super professional courses targeted to your enthusiasm. Be it painting, sculpture or applied art, learn and apply the knowledge.

    Bachelor of Fine Arts

    A 4-years full term course that builds your foundation to becoming an independent thinker and a creator of your imagination.

    Master of Fine Arts

    A 2-years full term course jam packed with all small and big concepts and practice of drawing, painting and applied art.

    Is the art institute a college

    Welcome to Delhi Collage of Art

    For over one and a half decade, Delhi Collage of Art (DCA) has been providing training and guidance to the students, professional and art enthusiasts. Surround by many big names in the field of art, DCA has been slowly and constantly gathering more and more name, fame and recognition. The unique way of teaching not just art, but creativity has made DCA a forerunner in the art arena.

    About The Director

    “In spite of me being his Guru, I have often wished that I could have been his student.” These have been the words from the mentor for the man, who has on his sole own started DCA. Today, Ashwani k. Prithviwasi has become a name synonymous to Art and Creativity.

    Is the art institute a college



    UAB – School of Nursing – Psychiatric Mental Health Nurse Practitioner – Primary Care #what #is #a #psychiatric #nurse #practitioner


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    The Psychiatric/Mental Health Nurse Practitioner specialty requires 44 total credit hours, 32 didactic and 12 clinical, with 600 total hours of direct patient care. Three specialty courses provide students with a strong advanced primary care base for caring for patients with common psychiatric/mental health problems. Clinical experiences in a variety of primary care and specialty clinic settings offer extensive preparation for the advanced practice role. Students who start course work in the summer semester will take seven semesters to complete the program. Students starting in the fall semester will take six semesters to complete the program.

    Orientation and Intensives

    Students are required to visit the UAB School of Nursing campus in Birmingham, Ala. for orientation and three multiday intensives.

    Certification and Licensure

    Once students successfully complete the program, they are awarded a Master of Science in Nursing degree and are able to apply to take the national certification exam for Psychiatric/Mental Health Nurse Practitioners offered by the American Nurses Credentialing Center. Psychiatric/Mental Health Nurse Practitioners are licensed by the states in which they practice and are subject to the rules and regulations of that state’s practice act.

    Doctoral Education

    A Master’s of Science in Nursing (MSN) from UAB prepares graduates for entry into doctoral studies in nursing, in either the School s Doctor of Nursing Practice (DNP) program. a practice-focused terminal degree to prepare graduates to practice at the highest level in specialty practice or to assume leadership positions in health care or nursing education; or the School s Doctor of Philosophy (PhD) in Nursing program. which prepares nurses as scholars, leaders and researchers who will make a substantive contribution to the body of knowledge for the discipline of nursing and thereby improve health outcomes for those who receive nursing care.

    For more information:


    The master’s program at the University of Alabama at Birmingham (UAB) School of Nursing is accredited by the Commission on Collegiate Nursing Education. One Dupont Circle, NW, Suite 530, Washington, DC 20036, (202) 887-6791.



    18 U #is #identity #theft #a #felony


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    18 U.S. Code § 1028A – Aggravated identity theft

    Aggravated identity theft

    Whoever, during and in relation to any felony violation enumerated in subsection (c), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 2 years.

    (2) Terrorism offense.—

    Whoever, during and in relation to any felony violation enumerated in section 2332b(g)(5)(B), knowingly transfers, possesses, or uses, without lawful authority, a means of identification of another person or a false identification document shall, in addition to the punishment provided for such felony, be sentenced to a term of imprisonment of 5 years.

    (b) Consecutive Sentence.— Notwithstanding any other provision of law—

    a court shall not place on probation any person convicted of a violation of this section;

    except as provided in paragraph (4), no term of imprisonment imposed on a person under this section shall run concurrently with any other term of imprisonment imposed on the person under any other provision of law, including any term of imprisonment imposed for the felony during which the means of identification was transferred, possessed, or used;

    in determining any term of imprisonment to be imposed for the felony during which the means of identification was transferred, possessed, or used, a court shall not in any way reduce the term to be imposed for such crime so as to compensate for, or otherwise take into account, any separate term of imprisonment imposed or to be imposed for a violation of this section; and

    a term of imprisonment imposed on a person for a violation of this section may, in the discretion of the court, run concurrently, in whole or in part, only with another term of imprisonment that is imposed by the court at the same time on that person for an additional violation of this section, provided that such discretion shall be exercised in accordance with any applicable guidelines and policy statements issued by the Sentencing Commission pursuant to section 994 of title 28 .

    (c) Definition.— For purposes of this section, the term “felony violation enumerated in subsection (c)” means any offense that is a felony violation of—

    section 641 (relating to theft of public money, property, or rewards [1] ), section 656 (relating to theft, embezzlement, or misapplication by bank officer or employee), or section 664 (relating to theft from employee benefit plans);

    section 911 (relating to false personation of citizenship);

    section 922(a)(6) (relating to false statements in connection with the acquisition of a firearm);

    any provision contained in this chapter (relating to fraud and false statements), other than this section or section 1028(a)(7);

    any provision contained in chapter 63 (relating to mail, bank, and wire fraud);

    any provision contained in chapter 69 (relating to nationality and citizenship);

    any provision contained in chapter 75 (relating to passports and visas);

    section 523 of the Gramm-Leach-Bliley Act (15 U.S.C. 6823 ) (relating to obtaining customer information by false pretenses);

    section 243 or 266 of the Immigration and Nationality Act (8 U.S.C. 1253 and 1306) (relating to willfully failing to leave the United States after deportation and creating a counterfeit alien registration card);

    any provision contained in chapter 8 of title II of the Immigration and Nationality Act (8 U.S.C. 1321 et seq.) (relating to various immigration offenses); or

    section 208, 811, 1107(b), 1128B(a), or 1632 of the Social Security Act (42 U.S.C. 408. 1011, 1307(b), 1320a–7b(a), and 1383a) (relating to false statements relating to programs under the Act).

    [1] So in original. Probably should be “records”.



    Investment Education & Advice for Investors – Investment U, why is it important to have an education.#Why #is #it #important #to #have #an #education


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    How to Buy Value Stocks in the Options Market Plus

    by Karim Rahemtulla, Tuesday, September 5, 2017

    Why is it important to have an education

    Why is it important to have an education Education Value investors don’t usually venture into the options market. They’re missing out on a powerful way to buy value stocks.

    Why is it important to have an education

    Could Repealing Dodd-Frank Make the Derivatives Market Even Bigger? Chart of the Week

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    Why is it important to have an education

    Should You Buy FedEx Stock Before Earnings? IU Stock Grader

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    Forward Guidance: Andy Snyder on the Future of American Infrastructure

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    Some Labor Day Thoughts on Income Inequality Plus

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    Labor Day commemorates the movement that gave us eight-hour workdays, weekends and more. Alex wonders why that movement has become fixated on income inequality. Read On

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    Does the Pursuit of Wealth Corrupt Your Soul? Plus

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    Should You Buy Cracker Barrel Stock Before Earnings? IU Stock Grader

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    Spare parts inventory management: Five Critical Steps #spare #parts #inventory #management,what #is #innventory #management


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    Spare parts inventory management: Five Critical Steps

    Spare parts inventory management shares many traits with standard inventory management, but requires an extra layer of cost consideration.

    Whether a maintenance and repair organization (MRO) is internal to a larger business, or providing maintenance services to an external customer, efficient spare parts inventory management plays a critical role in reducing costs and maximizing customer service.

    For this example, we will look at an internal MRO to a production facility. These five steps collect the information you need for executing effective spare parts inventory management.

    Step #1: Understanding existing (or projected) consumption

    Because repairs happen due to system failures, rather than as part of a production plan, many logistics professionals overlook consumption predictions.

    Depending on the age of the MRO, spare parts consumption can be based on either actual historic consumption, or projected based on equipment manufacturer preventative maintenance recommendations and fleet records of other system owners.

    Step #2: Calculating system failure costs

    In-stock levels and the size of your on-site inventory should be directly linked to costs of system failure or “down time”. Every machine in a production facility plays a role.

    Some have redundancy, like the multiple fork lifts in a warehouse, while others act as a single point of failure for the whole building, such as an automated full-building outbound sorter.

    Step #3: Estimate soft cost impact of out-of-stocks

    It is a picture familiar to many industry professionals: parts hoarded in toolboxes, a spare motor under a desk in the maintenance supervisor’s office, or the “secret stash” closet with thousands of dollars worth of parts.

    Reducing inventory dollars on the books as part of spare parts inventory management can lead to an off-books rise in inventory costs. You are guaranteed these behaviors will start when your out-of-stock rate in your frequently requested spare parts inventory reaches 4-5%.

    Step #4: Work with vendors for cost-reduction and in-stock improvement

    In many instances, leveraging vendor relationships will allow you to reduce your overall inventory dollars and keep better in-stocks.

    Rather than using your own time and resources to monitor spare parts usage, establish reorder points, and project parts required for preventative maintenance, the manufacturer can often provide you a starting point for your stocking levels.

    In the best cases, you can find vendors willing to provide spare parts inventory management on a consignment bases: you pay only for parts consumed.

    Step #5: Calculate costs (hard and soft) of expedited orders

    It is sometimes impossible to maintain a spare parts inventory for every contingency. The key is to establish an expedited spare parts ordering process and understand the costs involved. This allows subordinate managers and maintenance person to make good decisions on what to expedite and what to order on standard orders.

    These five steps are just the beginning to achieving optimum spare parts inventory management. From these basics, you can measure, evaluate and further stream line your spare parts inventory control processes.

    Cost reduction, increased system availability, and improved moral because workers have the tools they need to do their jobs are just some of the benefits you can experience.



    Quality Control – Quality Assurance #what #is #the #difference #between #quality #assurance #and #quality #control


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    Quality Control Quality Assurance

    Introduction

    Quality is an important factor when it comes to any product or service. With the high market competition, quality has become the market differentiator for almost all products and services.

    Therefore, all manufacturers and service providers out there constantly look for enhancing their product or the service quality.

    In order to maintain or enhance the quality of the offerings, manufacturers use two techniques, quality control and quality assurance. These two practices make sure that the end product or the service meets the quality requirements and standards defined for the product or the service.

    There are many methods followed by organizations to achieve and maintain required level of quality. Some organizations believe in the concepts of Total Quality Management (TQM) and some others believe in internal and external standards.

    The standards usually define the processes and procedures for organizational activities and assist to maintain the quality in every aspect of organizational functioning.

    When it comes to standards for quality, there are many. ISO (International Standards Organization) is one of the prominent bodies for defining quality standards for different industries.

    Therefore, many organizations try to adhere to the quality requirements of ISO. In addition to that, there are many other standards that are specific to various industries.

    As an example, SEI-CMMi is one such standard followed in the field of software development.

    Since standards have become a symbol for products and service quality, the customers are now keen on buying their product or the service from a certified manufacturer or a service provider.

    Therefore, complying with standards such as ISO has become a necessity when it comes to attracting the customers.

    Quality Control

    Many people get confused between quality control (QC) and quality assurance (QA). Let’s take a look at quality control function in high-level.

    As we have already discussed, organizations can define their own internal quality standards, processes and procedures; the organization will develop these over time and then relevant stakeholders will be required to adhere by them.

    The process of making sure that the stakeholders are adhered to the defined standards and procedures is called quality control. In quality control, a verification process takes place.

    Certain activities and products are verified against a defined set of rules or standards.

    Every organization that practices QC needs to have a Quality Manual. The quality manual outlines the quality focus and the objectives in the organization.

    The quality manual gives the quality guidance to different departments and functions. Therefore, everyone in the organization needs to be aware of his or her responsibilities mentioned in the quality manual.

    Quality Assurance

    Quality Assurance is a broad practice used for assuring the quality of products or services. There are many differences between quality control and quality assurance.

    In quality assurance, a constant effort is made to enhance the quality practices in the organization.

    Therefore, continuous improvements are expected in quality functions in the company. For this, there is a dedicated quality assurance team commissioned.

    Sometimes, in larger organizations, a ‘Process’ team is also allocated for enhancing the processes and procedures in addition to the quality assurance team.

    Quality assurance team of the organization has many responsibilities. First and foremost responsibility is to define a process for achieving and improving quality.

    Some organizations come up with their own process and others adopt a standard processes such as ISO or CMMi. Processes such as CMMi allow the organizations to define their own internal processes and adhere by them.

    Quality assurance function of an organization uses a number of tools for enhancing the quality practices. These tools vary from simple techniques to sophisticated software systems.

    The quality assurance professionals also should go through formal industrial trainings and get them certified. This is especially applicable for quality assurance functions in software development houses.

    Since quality is a relative term, there is plenty of opportunity to enhance the quality of products and services.

    The quality assurance teams of organizations constantly work to enhance the existing quality of products and services by optimizing the existing production processes and introducing new processes.

    Conclusion

    When it comes to our focus, we understand that quality control is a product-oriented process. When it comes to quality assurance, it is a process-oriented practice.

    When quality control makes sure the end product meets the quality requirements, quality assurance makes sure that the process of manufacturing the product does adhere to standards.

    Therefore, quality assurance can be identified as a proactive process, while quality control can be noted as a reactive process.