Claiming – definition of claiming by The Free Dictionary, claiming unemployment benefit.#Claiming #unemployment #benefit


claim

claim

claim

Past participle: claimed

claim

we made a claim on our insurance reclamamos al seguro

have you made a claim since last year? (for benefit) ¿ha solicitado alguna ayuda estatal desde el año pasado?

he renounced his claim to the throne renunció a su derecho al trono

they will not give up their claim to the territory no renunciarán a su reivindicación del territorio

the town’s main claim to fame is its pub este pueblo se destaca más que nada por el bar

he cannot lay claim to much originality no puede atribuirse mucha originalidad, no puede presumir de original

he rejected claims that he had had affairs with six women desmintió las afirmaciones de que había tenido seis amantes

I make no claim to be infallible no pretendo ser infalible

if you wish to claim expenses you must provide receipts si desea que se le reembolsen los gastos debe presentar los recibos

25% of people who are entitled to claim State benefits do not do so el 25% de las personas que tienen derecho a cobrar ayuda del Estado no lo hace

he claimed damages for negligence on the part of the hospital exigió que el hospital le compensara por haber cometido negligencia, demandó al hospital por negligencia

Graf claimed a fourth Wimbledon title Graf se llevó su cuarto título de Wimbledon

he was too modest to claim the credit era demasiado modesto como para atribuirse el mérito

they claim the police opened fire without warning afirman que la policía abrió fuego sin previo aviso

I do not claim that everyone can do this no estoy diciendo que todo el mundo pueda hacer esto

these products claim to be environmentally safe se afirma que estos productos no dañan el medio ambiente

the accident claimed four lives el accidente se cobró cuatro vidas

make sure you claim within a month of the accident asegúrese de presentar reclamación antes de un mes desde la fecha del accidente

to claim for sth reclamar (los gastos de) algo

I claimed for damage to the carpet after the flood reclamé los gastos del deterioro de la alfombra tras la inundación

claim

She’s claiming unemployment benefit Elle perçoit des allocations chômage.

She can’t claim unemployment benefit

BUT Elle n’a pas droit aux allocations chômage.

to claim to be sth prétendre être qch

to claim to have done sth prétendre avoir fait qch

He claims to have found the money Il prétend avoir trouvé l’argent.

The disease claims millions of lives La maladie fait des millions de victimes.

We claimed on our insurance Nous avons réclamé un dédommagement à notre assurance., Nous avons fait une demande d’indemnisation auprès de notre assureur.

a claim to sth un droit à qch

to make a claim faire une demande d’indemnisation

claim

claim

the poor have a claim to our sympathy i poveri hanno diritto alla nostra comprensione

there are many claims on my time sono molto preso

to put in a claim for sth fare una richiesta di qc

to put in a claim for petrol expenses chiedere il rimborso delle spese per la benzina

I make no claim to be infallible non pretendo di essere infallibile

something else claimed her attention qualcosa distolse la sua attenzione

the new system can claim many advantages over the old one si può dire che il nuovo sistema offre molti vantaggi rispetto a quello vecchio



Claiming Unemployment Benefits in Wisconsin, claiming unemployment benefit.#Claiming #unemployment #benefit


How to Claim Unemployment Benefits in Wisconsin

Regardless of what state you reside, there are certain guidelines that you may pursue when filing for unemployment. In case you have lately lost your job—be it a lay off or if you were fired – you might be entitled for unemployment benefits. In the state of Wisconsin, one of the easiest and fastest ways to file is by doing it online.

Wisconsin unemployment benefits offer short-term compensation to those workers meeting the eligibility requirements of Wisconsin law. The Wisconsin Department of Workforce Development manages its own unemployment insurance program within Federal rules.

There are a number of aspects to consider if you need unemployment insurance from the state of Wisconsin. You should study your eligibility, your weekly benefits and tax information before applying.

The value of unemployment benefits in Wisconsin varies from that of other states because each state unemployment office applies its own limits and formula when computing the level of unemployment compensation. The period of unemployment benefits in Wisconsin may also vary from that other states.

Eligibility Issues

Although a person has earned adequate wages during the base period, there are a number of factors that can lead to disqualification for unemployment in Wisconsin.

Applicants can be barred if they were fired from their most current employment for misconduct or excessive absenteeism. Eligibility issues also occur if a claimant abandons his or her job for no good reason, fails to make a suitable work search for a given claim week or works in excluded employment.

Excluded employment involves uncovered jobs such as working for a school while a student at that school and working for a family-owned business. Finally, working full time hours, or not being obtainable to work full-time hours, can also outcome in benefit disqualification.

When should I apply?

You must apply for jobless benefits by completing a first claim application in the first week for which you want to obtain an unemployment check or within 7 days of the end of that calendar week. If you wait to file your claim, you could lose benefits. You claim does not begin until you file your initial claim and benefits will not be paid for previous weeks.

An application must be made every time you want to begin collecting benefits. All claims based on work done in Wisconsin are filed either by online or by telephone, even if you reside in another state at present.

What Information Do I Need to Apply?

  1. Your Social Security Number
  2. A Personal Identification Number (PIN) which is a 4-digit number you frame before applying and it helps to identify you. The same PIN has to be used for all telephone and online unemployment services. Decide a PIN you will remember
  3. Your Wisconsin Driver s License Number
  4. The names of employers for whom you worked in the past 18 months
  5. For each employer you will also need, a full address (including zip code), a telephone number, the reason you are no longer working there and your first and last dates of work
  6. Your Alien Registration Number, if you are not a U.S. citizen.
  7. If a member of a skilled trades union, the name and local number of your union hall.
  8. Your Current Address. You need a valid mailing address to receive important documents about your claim. Make sure you have notified your post office of any recent changes to your address.

How to Apply for Unemployment Benefits?

  • Apply by online
  • Apply by phone

How Do I Apply Online?

What are the Advantages of Applying Online?

When you make use of Internet application to apply for benefits you may take as much time as you want without feeling rushed.

You can see the questions and answers and easily study the help screens before answering the questions.

You will have a chance at the end of your claim to print a record of the questions and your answers for your records.

Certain situations need extra information that the unemployment department cannot collect via the Internet application at this time. You may be instructed to call a claims specialist to complete your claim. The information you have already given will be saved and obtainable to the claims specialist when you call.

How do I apply by telephone?

Apply by calling one of the following telephone numbers:

  • If you live in the Madison local calling area: 608-232-0678
  • If you live in the Milwaukee local calling area: 414-438-7700
  • If you live outside of the Madison or Milwaukee local calling area: 1-800-822-5246
  • For deaf, hard-of-hearing and speech-impaired callers (Callers must have a telephone typewriter device. Voice calls are not answered on this number.): TTY 1-888-393-8914

A recorded voice will answer your call. The voice will ask you questions and tell you what numbers to press to give your answers.

You have to press 1 to apply for benefits. After you have answered all the questions, one of the personnel will help you finish.

Apply during these times:

After you file for new Application:

You will obtain a claim confirmation form and handbook in the mail.

In case you meet the criteria for unemployment benefits, the unemployment department will send you a notice telling you the amount of benefits you can collect.

If you do not qualify for unemployment benefits, the unemployment department will send you a notice that tells you why.

36 comments on How to Claim Unemployment Benefits in Wisconsin

I was off my job this month on the 11th and my car was in the shop. I use my car as a pizza delivery driver at Domino s Pizza. I need to collect my benefits in order to go back to work and get my car out of the shop.

I had applied for unemployment benefits November of 2012. It was approved by adjudicator 1240. However, I did not continue because I had an upcoming surgery, and would not have been able to properly look for employment as required. I have since had the surgery on 1/9/2013 and I am now looking for work. I also retired and receive $1200/month. Can I still receive my benefits?

i am starting to work but dont know where to go online to stop unemployment claims for not being employed

can I apply for an extension on my unemployment? i am running out.

I was informed that I would be receiving unemployment back pay in February 2013. As of today I still have not received the back pay. Would you please give me a status update. Thank You.

When put in my claim for last week over the phone. I was not given the option to report wages. I did work 1 day for 6.25 hours my wage for that amount of hours is $68.75.My employer is The Nurturing Nook. Inc.575 RiverWoods Ply.Glendale,wi 53212. Thank You.Sincerely! Julie Jasculca

It is unfair and unjust that I paid taxes to be able to have Unemployment benefits and to be in such a situation where I can t talk to nobody while my benefits are being withheld for reasons that the unemployment services won t talk to me before 21 days. I have a rent to pay and a family to feed. I feel very frustrated by what is going on. I can t do nothing but get evicted because WI/UI can t talk to me before 21 days.

What is it about?

I see you share interesting stuff here, you can earn some additional money, your website has huge potential,

for the monetizing method, just type in google K2 advices how to

monetize a website

I read a lot of interesting articles here.

Probably you spend a lot of time writing, i know how to save you a lot

of time, there is an online tool that creates unique, SEO friendly articles in seconds, just type in google laranitas free



Claiming – definition of claiming by The Free Dictionary, claiming unemployment benefit.#Claiming #unemployment #benefit


claim

claim

claim

Past participle: claimed

claim

we made a claim on our insurance reclamamos al seguro

have you made a claim since last year? (for benefit) ¿ha solicitado alguna ayuda estatal desde el año pasado?

he renounced his claim to the throne renunció a su derecho al trono

they will not give up their claim to the territory no renunciarán a su reivindicación del territorio

the town’s main claim to fame is its pub este pueblo se destaca más que nada por el bar

he cannot lay claim to much originality no puede atribuirse mucha originalidad, no puede presumir de original

he rejected claims that he had had affairs with six women desmintió las afirmaciones de que había tenido seis amantes

I make no claim to be infallible no pretendo ser infalible

if you wish to claim expenses you must provide receipts si desea que se le reembolsen los gastos debe presentar los recibos

25% of people who are entitled to claim State benefits do not do so el 25% de las personas que tienen derecho a cobrar ayuda del Estado no lo hace

he claimed damages for negligence on the part of the hospital exigió que el hospital le compensara por haber cometido negligencia, demandó al hospital por negligencia

Graf claimed a fourth Wimbledon title Graf se llevó su cuarto título de Wimbledon

he was too modest to claim the credit era demasiado modesto como para atribuirse el mérito

they claim the police opened fire without warning afirman que la policía abrió fuego sin previo aviso

I do not claim that everyone can do this no estoy diciendo que todo el mundo pueda hacer esto

these products claim to be environmentally safe se afirma que estos productos no dañan el medio ambiente

the accident claimed four lives el accidente se cobró cuatro vidas

make sure you claim within a month of the accident asegúrese de presentar reclamación antes de un mes desde la fecha del accidente

to claim for sth reclamar (los gastos de) algo

I claimed for damage to the carpet after the flood reclamé los gastos del deterioro de la alfombra tras la inundación

claim

She’s claiming unemployment benefit Elle perçoit des allocations chômage.

She can’t claim unemployment benefit

BUT Elle n’a pas droit aux allocations chômage.

to claim to be sth prétendre être qch

to claim to have done sth prétendre avoir fait qch

He claims to have found the money Il prétend avoir trouvé l’argent.

The disease claims millions of lives La maladie fait des millions de victimes.

We claimed on our insurance Nous avons réclamé un dédommagement à notre assurance., Nous avons fait une demande d’indemnisation auprès de notre assureur.

a claim to sth un droit à qch

to make a claim faire une demande d’indemnisation

claim

claim

the poor have a claim to our sympathy i poveri hanno diritto alla nostra comprensione

there are many claims on my time sono molto preso

to put in a claim for sth fare una richiesta di qc

to put in a claim for petrol expenses chiedere il rimborso delle spese per la benzina

I make no claim to be infallible non pretendo di essere infallibile

something else claimed her attention qualcosa distolse la sua attenzione

the new system can claim many advantages over the old one si può dire che il nuovo sistema offre molti vantaggi rispetto a quello vecchio



Australian Doctor Medical Negligence Solicitor Injury Compensation Claims, claiming compensation.#Claiming #compensation


Australian Doctor – Medical Negligence Solicitor Compensation Claims

Our solicitors specialise in medical negligence compensation claims against negligent doctors. If you have been injured as a result of negligent medical treatment, you should seek legal advice as soon as possible. Time limits apply to compensation claims, and it is important that you seek legal advice as soon as you become aware that you may have been injured or suffered some other harm or loss as a result of a doctor’s actions or omissions. Compensation may also be available to family members who have lost a loved one as a result of medical negligence.

For obligation-free legal advice and No Win No Fee representation, call our helpline, complete the contact form or send an email.

SOLICITORS HELPLINE 1800 339 353

Doctor Duty of Care

Doctors have a duty to exercise reasonable care, skill and judgement in examining, diagnosing, treating and providing information to their patients. A breach in duty of care may result in damages being awarded to the patient. Despite the fact that the execution of a consent form specifies acknowledgement of the stated risks and complications in conjunction with a given treatment or operation, it doesn’t relieve a doctor from their responsibility of meeting the standard of care in association with such treatment or operations.

Our medical negligence lawyers have handled hundreds of compensation cases against doctors and hospitals. They can provide accurate advice on whether you should take legal action against a doctor such as a :

  • General Practitioner – GP
  • Anaesthetist
  • Cardiovascular and thoracic surgeon
  • Dermatologist
  • Emergency Medicine Physician
  • Gastroenterologist
  • Family Physician – GP
  • General Surgeon
  • Gynaecologist
  • Internal Medicine Physician
  • Neurologist
  • Neurosurgeon
  • Obstetrician
  • Oncologist
  • Ophthalmologist
  • Ophthalmic Surgeon
  • Oral Surgeon
  • Orthopaedic Surgeon
  • Pathologist
  • Paediatrician
  • Plastic Surgeon
  • Psychiatrist
  • Radiologist
  • Urologist

SOLICITORS HELPLINE 1800 339 353

Causation

For a patient to succeed with a medical negligence claim it is not enough to show that there was a breach in duty of care, or that the results of the treatment were poor. They must be able to prove, on the balance of probabilities, that the doctor’s poor performance caused the unsatisfactory result. This is known as “causation”, and proving this link between the actions of the doctor and the harm a patient experiences can be one of the most difficult areas of a medical negligence claim. If a patient can prove “breach in duty of care” and “causation of damage”, the final hurdle is to assess the value of the claim or damages award.

SOLICITORS HELPLINE 1800 339 353

Damages Award

Compensation is usually awarded as a lump sum, once-and-for-all payment intended to cover past, present and future expenses. The lump sum award is calculated based on loss and harm suffered and needs arising, as a result of the negligence.

A patient may be awarded compensation for :

  • Loss of income
  • Loss of earning capacity
  • Medical expenses
  • Allied health care expenses
  • Equipment aides
  • Pharmaceuticals
  • Attendant care
  • Domestic assistance
  • Pain and suffering

Because of the complexities involved in bringing a medical negligence case, you should seek the assistance of an experienced medical negligence lawyer who will provide a thorough assessment of liability, causation, and quantum (the value of the claim).

SOLICITORS HELPLINE 1800 339 353

Medical Negligence Case Examples

Our accredited Personal Injury Specialists (medical negligence law), have extensive knowledge and experience in handling claims involving :

  • Errors in diagnosis
  • Improper procedure performance
  • Failure to supervise or monitor
  • Medication errors
  • Failure or delay by GP in referral or consultation
  • Equipment malfunction
  • Lack of informed consent
  • Failure to perform
  • Delay in performance of a procedure
  • Failure to recognise a complication of treatment
  • Failure to instruct or communicate with the patient
  • Premature discharge of a patient
  • Unnecessary treatment
  • Sexual misconduct

SOLICITORS HELPLINE 1800 339 353

Misdiagnosed Conditions

One of the biggest areas of medical negligence is the misdiagnosis of medical conditions. Some of the most commonly misdiagnosed medical conditions are :

  • Heart Attack / Myocardial Infarction
  • Coronary Artherosclerosis
  • Aortic Aneurysm
  • Breast Cancer
  • Lung Cancer
  • Colon Cancer
  • Cancer of the Rectum
  • Prostate Cancer
  • Appendicitis
  • Pneumonia
  • Meningitis
  • Pulmonary Embolism
  • Diabetes
  • Bone Fracture
  • Back Disorders
  • Endocarditis

SOLICITORS HELPLINE 1800 339 353

Death Claims

Relatives of a person who has died as a result of medical negligence may be able to make a claim for “Compensation to Relatives” for their loss of a reasonable expectation of future pecuniary benefits. Compensation may also be available for mental or nervous shock; a psychiatric illness such as major depression, anxiety disorder or adjustment disorder sustained by the deceased’s family.

Where a patient has died as a result of medical negligence, we may recommend that a report be made to the Coroner’s Court. Sometimes a report should also be made to the appropriate regulatory body such as the :

  • Health Care Complaints Commission of New South Wales
  • Health Services Commissioner of Victoria
  • Health Quality and Complaints Commission, Queensland
  • Health and Community Services Complaints Commissioner, South Australia
  • The ACT Health Services Commissioner
  • The Health and Community Services Complaints Commission, Northern Territory
  • Health Complaints Commissioner, Tasmania
  • Office of Health Review, Western Australia
  • Medical Board of Australia

SOLICITORS HELPLINE 1800 339 353

Statute of Limitations

With any personal injury claim, the plaintiff has a limited time after the occurrence of the alleged negligence in which to commence legal proceedings. Many States follow the “discovery rule” for medical negligence claims. Under the discovery rule, the statute of limitation begins to run from the time the plaintiff knew or should have known of the alleged negligence, with the time limit being 3 years in many jurisdictions. Special rules may also apply to children claiming medical negligence.

It is important that you seek legal advice as soon as possible to avoid losing your right to sue, as failing to bring legal action within the legal time limit, may mean your claim becomes “statute-barred”.

Call our legal team today to find out what time limit applies to your case.

SOLICITORS HELPLINE 1800 339 353

Doctor Negligence Solicitor

Our legal team will assess whether your case appears to have merit, and if so, they will recommend that an investigation be conducted. An investigation of a medical negligence case usually involves the taking of a statement from the patient, review of medical and hospital records, and commissioning an independent report from a medical expert. You may have to contribute to the cost of disbursements (obtaining copies of your medical records and a medico-legal report), however you will not be asked to pay your solicitor’s professional fees. Your solicitor will not be paid their professional fees unless they are successful in obtaining compensation for you.

If you would like further information on how a No Win No Fee agreement operates, please contact our legal team today.

This website is not intended for viewing by residents of Queensland, Australia. There are laws which prohibit advertising of personal injury legal services

in Queensland. If you were injured in Queensland or if you are a resident of Queensland, we are unable to refer you to a solicitor. This referral service

is not available for any Queensland accident claims or claims connected with Queensland. This website operates by way of referral to specialist solicitors

who may pay a commission to the operator upon receiving client contact information.



Claiming – definition of claiming by The Free Dictionary, claiming compensation.#Claiming #compensation


claim

claim

claim

Past participle: claimed

claim

we made a claim on our insurance reclamamos al seguro

have you made a claim since last year? (for benefit) ¿ha solicitado alguna ayuda estatal desde el año pasado?

he renounced his claim to the throne renunció a su derecho al trono

they will not give up their claim to the territory no renunciarán a su reivindicación del territorio

the town’s main claim to fame is its pub este pueblo se destaca más que nada por el bar

he cannot lay claim to much originality no puede atribuirse mucha originalidad, no puede presumir de original

he rejected claims that he had had affairs with six women desmintió las afirmaciones de que había tenido seis amantes

I make no claim to be infallible no pretendo ser infalible

if you wish to claim expenses you must provide receipts si desea que se le reembolsen los gastos debe presentar los recibos

25% of people who are entitled to claim State benefits do not do so el 25% de las personas que tienen derecho a cobrar ayuda del Estado no lo hace

he claimed damages for negligence on the part of the hospital exigió que el hospital le compensara por haber cometido negligencia, demandó al hospital por negligencia

Graf claimed a fourth Wimbledon title Graf se llevó su cuarto título de Wimbledon

he was too modest to claim the credit era demasiado modesto como para atribuirse el mérito

they claim the police opened fire without warning afirman que la policía abrió fuego sin previo aviso

I do not claim that everyone can do this no estoy diciendo que todo el mundo pueda hacer esto

these products claim to be environmentally safe se afirma que estos productos no dañan el medio ambiente

the accident claimed four lives el accidente se cobró cuatro vidas

make sure you claim within a month of the accident asegúrese de presentar reclamación antes de un mes desde la fecha del accidente

to claim for sth reclamar (los gastos de) algo

I claimed for damage to the carpet after the flood reclamé los gastos del deterioro de la alfombra tras la inundación

claim

She’s claiming unemployment benefit Elle perçoit des allocations chômage.

She can’t claim unemployment benefit

BUT Elle n’a pas droit aux allocations chômage.

to claim to be sth prétendre être qch

to claim to have done sth prétendre avoir fait qch

He claims to have found the money Il prétend avoir trouvé l’argent.

The disease claims millions of lives La maladie fait des millions de victimes.

We claimed on our insurance Nous avons réclamé un dédommagement à notre assurance., Nous avons fait une demande d’indemnisation auprès de notre assureur.

a claim to sth un droit à qch

to make a claim faire une demande d’indemnisation

claim

claim

the poor have a claim to our sympathy i poveri hanno diritto alla nostra comprensione

there are many claims on my time sono molto preso

to put in a claim for sth fare una richiesta di qc

to put in a claim for petrol expenses chiedere il rimborso delle spese per la benzina

I make no claim to be infallible non pretendo di essere infallibile

something else claimed her attention qualcosa distolse la sua attenzione

the new system can claim many advantages over the old one si può dire che il nuovo sistema offre molti vantaggi rispetto a quello vecchio



Tory plan to stop – madness – of prisoners claiming thousands in compensation, claiming compensation.#Claiming #compensation


Tory plan to stop ‘madness’ of prisoners claiming thousands in compensation

Lags have made successful claims over living conditions and methods of restraint in prison

CRAZY compensation claims made by prisoners that cost taxpayers thousands could soon be a thing of the past.

Tory MP David Davies has proposed that money won by inmates be held in a bank account until crime victims have been given a chance to counter-sue.

Claiming compensation

Claiming compensation

Claiming compensation

Claiming compensation

He told the Express: The vast majority of people would say we have lost all common sense.

What I am suggesting is practical and can be done. We need to stop this madness.

Lags have made successful claims over living conditions and methods of restraint in prison.

Whining Michael Adebolajo’s demand was slammed by Lee’s grief-stricken mother Lyn who said the only thing he deserves is to “die in jail”.

Adebolajo, 32, lost two front teeth when staff tried to restrain him in July 2013 – and claims in a court writ he was left with a “psychiatric injury”.

Claiming compensation

Adebolajo and fellow Muslim fanatic Michael Adebowale, 26, received £200,000 in legal aid after murdering fusilier Lee, 25, in Woolwich, South East London, in May 2013.

Adebolajo now wants £25,000 in compensation after claiming to “suffer distress, loss and damage” on remand at London’s top-security Belmarsh jail.

The CPS later ruled out any action against the five prison officers after a police probe.

An MOJ spokesman said it will “robustly defend” the case, adding: “The public will be rightly outraged at the thought of this offender claiming compensation from the taxpayer.”

Levi Bellfield, who murdered Milly Dowler, was paid £4,500 in July 2014 after being attacked by another prisoner.



Claiming compensation from us – Australian Government Department of Human Services, claiming compensation.#Claiming #compensation


Claiming compensation from us

If you believe we have made a mistake that caused you financial loss or injury, you may be able to claim compensation from us.

Before you make a claim

You should make sure you have used all of your review options. If you still have a review option that can resolve the issue, we may not pay you compensation.

If you want us to review a decision, you should contact us as soon as possible, as time limits may apply.

Legal liability

We will consider whether there is a legal right to compensation in relation to your claim. You need to show that all of the following apply:

  • we had a legal duty of care to you
  • we breached that duty of care
  • you suffered a loss or disadvantage because of the breach, and
  • there is a reasonable connection between the breach and the loss or disadvantage suffered

Defective administration

Where there is no legal right to compensation, we will consider whether compensation can be paid under the Compensation for Detriment caused by Defective Administration Scheme (the CDDA Scheme). You need to show all of the following:

  • our administration was defective
  • you suffered a loss or detriment as a result, and
  • we could reasonably have expected you would suffer the loss or detriment as a result

Read more about the CDDA Scheme on the Department of Finance website.

Claiming

You can claim compensation by completing the​ Compensation Application form.

If you do not have access to a printer, ask your local service centre to print the form, or call us on 1800 995 496 and we can send one to you.

Submit your claim

You can submit your claim by:

Department of Human Services

Reply Paid 7788

CANBERRA BC ACT 2610

Your compensation claim

We will send an acknowledgement letter within 5 business days of receiving a claim. The letter will usually provide contact details of the claim manager handling your claim. Where possible, your claim manager will call you to discuss your claim.

We aim to resolve claims within 90 days, however this may not always be possible, especially where claims are complex.

We will send you a letter about the outcome of your claim.

We may ask you to sign a settlement deed if your claim is approved. Signing a settlement deed means you cannot make any future claims against us about the same matter.

If you are not happy with a decision or the way we have handled your claim, you can discuss this with your claim manager.

If you still disagree with the decision, you can contact the Commonwealth Ombudsman. The Ombudsman will consider whether the decision was reasonable in the circumstances. You can call the Ombudsman s office on 1300 362 072 for the cost of a local call anywhere in Australia.

Other options

Complaint, compliment or suggestion

If you have a complaint, compliment or suggestion we want to hear from you even if compensation is not appropriate.

Act of Grace

An Act of Grace payment may be paid to people who have been unintentionally disadvantaged by the effects of Australian Government legislation, actions or omissions. The Department of Finance reviews claims for Act of Grace payments.

Read more about Act of Grace payments and a claim form on the Department of Finance website.

Legal

You can seek advice about claiming compensation from us.



Wisconsin Unemployment, claiming unemployment.#Claiming #unemployment


Claim Unemployment Benefits

Claiming unemploymentUnemployment benefits in Wisconsin might not let you to maintain daily life you had while employed, but the benefits can help you remain economically solvent between jobs. Your benefit rate is based on your prior wages, with higher earnings resulting in highly weekly benefits. State laws set limits for both weekly benefits and total collective benefits, but federal funding might add to your total allotment.

After you are jobless in Wisconsin you must get in touch with the Wisconsin Department of Workforce office to collect unemployment benefits. Staff members at the department will assess your wages to decide the amount of unemployment benefits you are suitable to receive. Like most other states, Wisconsin has a minimum and a maximum benefit amount that unemployed workers can collect each week in spite of how much money they earned while they were employed.

The Maximum Amount of Unemployment Benefits in Wisconsin

Regarding weekly unemployment benefits, the highest amount obtainable in Wisconsin as of 2011 is $363. Generally, you may claim unemployment benefits for 26 weeks. Thus the highest amount of total benefits an unemployed person can collect in the state is $9,438. You could claim this sum over the span of a year if you opt-by not filling for benefits some weeks—but you can collect 26 payments.

Understanding Your Base Period

Your base period is a 12-month period before filing for unemployment. Dividing the year into fixed three-month quarters, Wisconsin describes the base period as first four of the five completed calendar quarters previous to a worker’s job loss.

In other words, if you filed for unemployment in the week of July 4, 2010, your base period would be from April 2009 till March 2010. Anything you made in the last complete quarter before the week you filed-which in this Instance is April through June 2010—does not add up toward the year-long total earnings employed to estimate your unemployment benefits.

Alternative Base Period (ABP)

If you do not have adequate wages to be eligible for a claim using the base period described above, an alternate base period will be employed. The alternate base period will be the 4 most recently completed calendar quarters prior to the week you filed your initial claim application for a new benefit year.

Extended Base Periods (EBP)

Wisconsin does not provide Extended Base period.

Determining Your High Quarter

Next, you need to work out your highest-paid quarter, or high quarter. This is basically defined as the quarter within your base period during which you made the maximum wages, adding up earnings from all work you had.

Remember that the quarters are set periods. You must not choose consecutive months randomly, but keep to calendar quarters: January through March, April through June, July through September and October through December.

Calculating Unemployment Benefits

Like most other unemployment welfare plans, the Wisconsin unemployment insurance too decides your weekly benefit amount based on the wages you earned during the base period. Although the total wage earned during the base period decides your eligibility for the program, the actual amount of the benefit will be calculated based on your highest earning quarter. You will receive 4% of your high-quarter earnings as your weekly benefit. To estimate your earnings check on Wisconsin unemployment calculator.

The formula used to calculate the benefit is mandated by the federal law.



Claiming housing benefit and council tax support – Cornwall Council, claiming housing benefit.#Claiming #housing #benefit


cornwall .gov.uk

Business

Council and democracy

Environment and planning

Housing

Leisure and culture

Claiming housing benefit and council tax support

Housing benefit helps people on low incomes pay their rent. It’s not available for mortgage repayments.

Council tax support helps people on low incomes pay their council tax.

There are different rules for claiming housing benefit and council tax support. You may be able to claim one or both.

You can find out more by using the links in the menu or find out if you can make a claim further down this page.

How do I apply?

Read this page to see if you’re eligible. If you are eligible to make a claim:

  • If you have made a claim before, the fastest way to claim is by signing into your online account (choose benefits, select the account you would like to make a claim for, then select eclaim)
  • If you have never claimed before, or do not have an online account, you can still make a claim online

When you make your claim online, we’ll send you a summary of the details we’ll use to work out your benefit. You need to check the information and tell us if anything is missing or wrong and supply your supporting documents.

If you encounter problems using our online claim form, you can call 0300 1234 121 where an advisor will be able to help you.

To make a claim by post, download a claim form. You have to print the form before you fill it in.

Can I view my claim details online?

Once your claim has been assessed, you can check your claim details online. This includes viewing Council Tax support awards made; housing benefit payments; details about your next payment; any letters telling you about your benefit, and how we’ve worked your benefit out. You can also sign up to have your notifications sent to you by e-mail.

Can I get housing benefit and council tax support?

You can normally claim housing benefit if you’re the person, or one of the people, who pays the rent and you’re claiming benefits or have a low income.

If you pay council tax for the home where you live, you may be able to claim council tax support.

You can’t get support to help pay council tax for a home that isn’t your permanent home (for example, a second home).

The help you get will depend on:

  • The rent or council tax you pay
  • The people who live with you
  • The needs of your family
  • Your income
  • Your savings

Use our benefits calculator to see if you’re entitled to housing benefit or council tax support.

If you’re a student, self employed person or a person from abroad there are different rules, which can be complex. Please ring our benefits advice line on 0300 1234 121 if you’re in one of these groups.

What will we need to see?

As well as your claim form, we’ll need to see things like proof of your identity, your national insurance number, and proof of your income, savings and rent. If you live with a partner we’ll also need to see their information.

Post the documents to the address shown on the form or letter that we send you. Please provide photocopies, ensuring that they are clear and show the whole document.

Your claim form will tell you what else you need to send us. If you have problems supplying the information we ask for, ring our benefits advice line on 0300 1234 121. You can also download and print forms to help you gather some of the information we need.

How will I know if my claim is successful?

We’ll send you a letter telling you how much benefit you’re entitled to. The letter will explain how we’ve worked out your claim and how we’ll pay your benefit. If you’re entitled to council tax support, we’ll send you a new bill for the reduced amount. The bill will also show your new instalments.

Can my housing benefit be paid direct to my landlord?

If you rent your home from Cornwall Housing, we’ll pay any housing benefit direct to your rent account.

If you rent from a private landlord, we’ll normally pay housing benefit to you.

We can make payments direct to your landlord if we think making payments to you will cause you serious difficulties. You can find out more in our local housing allowance safeguard policy.

To apply for payments to be made direct to your landlord, a direct payment to landlord form needs to be completed. You can complete the form yourself or your landlord or someone else can do it for you.

If we decide to make payments direct to your landlord, we will usually review the decision after an agreed time to check direct payments are still appropriate.

Housing benefit helps people on low incomes pay their rent. It’s not available for mortgage repayments.

Council tax support helps people on low incomes pay their council tax.

There are different rules for claiming housing benefit and council tax support. You may be able to claim one or both.

You can find out more by using the links in the menu or find out if you can make a claim further down this page.

Read this page to see if you’re eligible. If you are eligible to make a claim:

  • If you have made a claim before, the fastest way to claim is by signing into your online account (choose benefits, select the account you would like to make a claim for, then select eclaim)
  • If you have never claimed before, or do not have an online account, you can still make a claim online

When you make your claim online, we’ll send you a summary of the details we’ll use to work out your benefit. You need to check the information and tell us if anything is missing or wrong and supply your supporting documents.

If you encounter problems using our online claim form, you can call 0300 1234 121 where an advisor will be able to help you.

To make a claim by post, download a claim form. You have to print the form before you fill it in.

Once your claim has been assessed, you can check your claim details online. This includes viewing Council Tax support awards made; housing benefit payments; details about your next payment; any letters telling you about your benefit, and how we’ve worked your benefit out. You can also sign up to have your notifications sent to you by e-mail.

You can normally claim housing benefit if you’re the person, or one of the people, who pays the rent and you’re claiming benefits or have a low income.

If you pay council tax for the home where you live, you may be able to claim council tax support.

You can’t get support to help pay council tax for a home that isn’t your permanent home (for example, a second home).

The help you get will depend on:

  • The rent or council tax you pay
  • The people who live with you
  • The needs of your family
  • Your income
  • Your savings

Use our benefits calculator to see if you’re entitled to housing benefit or council tax support.

If you’re a student, self employed person or a person from abroad there are different rules, which can be complex. Please ring our benefits advice line on 0300 1234 121 if you’re in one of these groups.

As well as your claim form, we’ll need to see things like proof of your identity, your national insurance number, and proof of your income, savings and rent. If you live with a partner we’ll also need to see their information.

Post the documents to the address shown on the form or letter that we send you. Please provide photocopies, ensuring that they are clear and show the whole document.

Your claim form will tell you what else you need to send us. If you have problems supplying the information we ask for, ring our benefits advice line on 0300 1234 121. You can also download and print forms to help you gather some of the information we need.

We’ll send you a letter telling you how much benefit you’re entitled to. The letter will explain how we’ve worked out your claim and how we’ll pay your benefit. If you’re entitled to council tax support, we’ll send you a new bill for the reduced amount. The bill will also show your new instalments.

If you rent your home from Cornwall Housing, we’ll pay any housing benefit direct to your rent account.

If you rent from a private landlord, we’ll normally pay housing benefit to you.

We can make payments direct to your landlord if we think making payments to you will cause you serious difficulties. You can find out more in our local housing allowance safeguard policy.

To apply for payments to be made direct to your landlord, a direct payment to landlord form needs to be completed. You can complete the form yourself or your landlord or someone else can do it for you.

If we decide to make payments direct to your landlord, we will usually review the decision after an agreed time to check direct payments are still appropriate.



Whiplash personal injury claims and why insurance companies don t like them – Mirror Online, claiming for whiplash.#Claiming #for #whiplash


Insurance companies slam whiplash claims, but what are the implications for sufferers?

In the controversy kicked up by insurance companies over whiplash claims, it’s easy to forget the real victims

  • Share
  • 08:35, 18 JUL 2013
  • Updated 13:42, 3 SEP 2015
  • Share

According to the Department of Work and Pensions Claims Recovery Unit (CRU), whiplash accounts for 70 per cent of all Road Traffic Accident personal injury claims in the UK.

The term describes an injury caused by quick jerking motions of the head resulting in hyper extension of the spine and damage to the vertebrae and neck muscles.

According to the NHS, common symptoms include: neck pain and stiffness, painful neck movement, lower back pain, muscle tenderness and headaches.

Whiplash is commonly caused by car accidents, falls and contact sports. In car accidents, those most at risk from suffering whiplash injuries are those involved in accidents where their vehicle is hit from behind.

In 2011/12, there were 570,000 claims made for whiplash injury in this country.

These claims are a thorn in the side of insurance companies, who blame bogus whiplash claims for rising insurance premiums. This is a very convenient smokescreen for those who would rather avoid paying out for whiplash claims, or want to make people think twice before making a claim.

Unfortunately, with scare stories about bogus claimants floating about, it’s easy to forget the victim in all this – those with genuine injuries.

Anybody who has suffered with a case of whiplash will know how excruciatingly painful and limiting it can be.

In many cases, whiplash injury means time off work, loss of income, pain and inconvenience. On top of that, there may be the additional costs of physiotherapy, childcare, domestic help, personal care and support until the victim has recovered.

Symptoms can persist beyond six months when the condition becomes chronic. If a case develops complications, recovery can take even longer, causing costs to mount up.

Rebecca sustained back injuries and whiplash during a car accident while she was pregnant.

Claiming for whiplash



The whiplash lie detector, claiming for whiplash.#Claiming #for #whiplash


The whiplash lie detector

Claiming for whiplash

Claiming for whiplash

2:31PM BST 01 Aug 2011

Claiming for whiplashComments

‘I just cannot believe that a bump at snail s pace could have caused an injury like that, says Claire Coleman, a motorist who earlier this year accidentally shunted the car in front while in traffic near her south London home. The driver of the Vauxhall Zafira got out, saw there was no damage and drove off. Claire assumed that would be the end of it, but was astonished to find out a couple of months later that the driver had claimed for a whiplash injury, and won more than £2,000.

There was absolutely no visible damage to either car not even a scratch or a tiny dent, she says.

As Claire discovered, we are in the middle of a whiplash epidemic. Compensation claims for the neck injury now stand at three quarters of all personal injury claims as a result of a car accident. And the insurance industry is convinced that many are fraudulent.

Seventy-six per cent is twice the average for other European countries, says a spokesman for the Association of British Insurers (ABI). It s unlikely we ve got some of the weakest necks in Europe.

This compensation cash machine is having a disastrous effect on our insurance premiums: according to the AA, in the first four months this year they shot up by a record 40 per cent.

Related Articles

But now the insurance industry is fighting back with what has been privately dubbed the whiplash lie detector test. It doesn t measure heart rate, blood pressure or skin moisture, but instead is a sophisticated piece of software into which you feed details of the accident. So in goes the speed of the crash, the weight of the cars, the visible damage and lastly the type of cars. The so-called WITkit (for Whiplash Injury Toolkit) then gives you a probability that the person claiming whiplash injury is telling porkies.

Early indications are very positive, says Peter Shaw, chief executive of Thatcham, the industry s automotive test centre. The feedback we ve had is that it can accelerate the claims process.

Thatcham is well placed to devise such a test because of its globally recognised work in rating car seats for their ability to prevent neck injury in a crash.

So if you accidentally hit a car rated either good or acceptable for whiplash protection (the 2006 Vauxhall Zafira that Coleman hit falls into the latter banding), your car is lighter (Coleman was driving a VW Polo) and the damage was minimal, then the software will flag up the high probability that the person you crashed into is fabricating their pain.

It has to remain a probability because doctors still can t be certain whether a patient is suffering or not.

You re unlikely to see any evidence because, if it s there, it s all in the soft tissue, says Richard Cuerden, technical director for vehicle safety at the Transport Research Laboratory. And that, he believes, is the big drawback of Thatcham s lie detector. It ll be able to say that, for these five per cent, pay out straight away. And for those five per cent, don t. But for the 90 per cent in the middle, we just don t know.

And that s not going to change, according to Cuerden, until we get radical. It s time we did some human testing, simulating a rear-end crash on a sled. You could map out a threshold speed below which we could say, you wouldn t have an injury in a modern car with a good seat. That way [WITkit] would cover, say, 40 per cent of the people instead of just five.

Without an effective test for injury, and egged on by lawyers who take a handsome cut, British drivers are putting in more personal injury claims, fuelling a rise of more than 70 per cent from an average between 2000 and 2005 of 395,735 to 674,997 in 2009. The ABI estimates total fraud now costs the industry £2 billion a year, with compensation payouts totalling £9.4 billion a year. Remove the fraud perpetrated by anyone from organised crash-for-cash gangs to opportunistic students and the ABI says our premiums will automatically drop by £50 a year.

Until then, costs will keep rising, as Claire Coleman discovered recently when her insurance renewal came through: the whiplash claim had bumped up her premium by 25 per cent, to more than the cost of her car.

The Government has given a strong indication that it will ban referral fees paid by car insurance companies to claims solicitors, after Jack Straw, the former Justice Secretary, drew attention to the widespread industry practice at the end of June, calling it a huge racket .

Lord McNally, the Justice Minister, told the House of Lords earlier this month that the Government was sympathetic to the idea of a ban on referral fees and is looking at how to tackle the issue as part of wider reforms .

Investigating the huge rise in car insurance earlier this year, the Transport Select Committee said in its report that over 40 per cent of personal injury lawyers pay referral fees to receive work from insurers or claims management firms .

The fees range from £200-£1,000 per case and reflect the staggering amount an accident victim is worth to a claims solicitor. The report said that fees may be paid and received by insurance firms, vehicle repairers, rescue truck drivers, credit hire firms, claims and accident management firms, law firms and medical experts .



Why settle for the AVERAGE compensation for whiplash claims, The Whiplash Claims Centre, claiming for whiplash.#Claiming #for #whiplash


The average compensation for whiplash claims

If you have been involved in an accident and would like an idea of the compensation that you may be entitled to, please jump to our Compensation Claims For Whiplash section below.

Alternatively, if you can spare just 3 minutes on the phone, we can give you a much more accurate indication of your likely payout. This is a FREE OF CHARGE service, with no-strings and no-obligation whatsoever on your part. Simply pop your details into the Request a call back box to the right or give us a buzz on freephone 0800 408 1483.

If you have suffered a whiplash injury, the damage to your neck can have many negative effects on your life. Depending on the severity of your whiplash, you may:

  • Be unable to work
  • Be unable to drive
  • Suffer from difficulty breathing
  • Have problems sleeping due to neck pain
  • Be unable to lift heavy items
  • Have to stop taking part in activities such as sports
  • Feel depressed and anxious
  • Have neck, back or shoulder pain for days, weeks, months, or even years.

Claiming for whiplashIf you suffered the injury due to someone else’s negligence or malicious behaviour, you may be entitled to compensation. While this will not take away the pain you have suffered, it should cover the cost of treatment and provide you with some sort of pay back for the inconvenience, suffering and financial expense you have experienced.

Of course, when you are suffering from the neck pain caused by a whiplash injury, the amount of compensation you will receive is often low on your list of immediate concerns. But it is important that you have a good idea of the sort of compensation amounts that have been awarded, so that you can plan your finances accordingly.

Compensation Awards for Whiplash

In England and Wales, the amount of money that is awarded as compensation for whiplash claims is based on the information provided by the Judicial Studies Board. This organisation is independent from the government and is responsible for the justice system.

For whiplash claims, the amount of compensation varies, but usually falls within the following (approximate) amounts:

  • £750 £4000 for ‘minor’ whiplash injuries (recovery is made within 2 years)
  • £4000-£13500 for ‘moderate’ whiplash injuries that took longer to recover, and may have contributed to other complications. The higher amounts in this category are usually awarded if surgery is required or there are permanent symptoms.

Claiming for whiplash

If you have suffered from an extremely severe whiplash injury that has caused permanent disability or loss of neck movement, you may be awarded much more. This will vary from case to case and is dependent on the impact the injury has had on your life.

As with all types of personal injury, each case is decided individually in court, and so there can be no guarantee of the level of compensation. The judge will decide the appropriate amount based on the level awarded in previous, similar cases, and the latest guidelines from the Judicial Studies Board.

Remember that these amounts are just the compensation awards for your actual injury – you may also be able to claim damages.

Claiming Damages for Extra Costs

To make a claim for whiplash, you are going to need a medical report. So even if you only have a very minor injury, you are out of pocket straightaway. The cost of getting to a hospital or doctor’s surgery, plus parking, plus any prescribed drugs or treatment is going to hit you in the pocket through no fault of your own. Also consider that while you are doing this, you may be missing work.

If your injury is more severe, these types of costs are going to increase, as you may need to make repeated trips to medical centres and pay for parking fees, treatment costs, and any special aids.

Thankfully, you can claim for a wide range of these costs as damages, which, if awarded, will be paid in addition to your compensation.

Insurance Company Settlement Offers for Whiplash

With your whiplash case, it is quite likely that you will be claiming against the insurance of another person or company. Sometimes, the insurance company will contact you and offer a settlement amount, which you can choose to accept or can decline.

The insurance company make the offer because they accept that a court is likely to rule in your favour. So, for them, it is more cost effective to make you an offer and avoid the additional costs involved with a court case.

If you receive an offer, you should consider it carefully. The offer may be lower than what you would receive as a likely compensation amount, but it will also be paid without having to deal with the stress of a court case.

A good whiplash specialist solicitor will be able to advise you on what sort of compensation is a realistic amount, and whether the insurance company’s offer is appropriate. For more advice, feel free to get in contact with a member of the whiplash claims team today.

About the author Claire Lamb

I am a personal injury lawyer, specialising in compensation claims for whiplash injuries and road traffic accidents. Please do get in touch if you would like to speak with a member of my team.

  • Claiming for whiplash
  • Claiming for whiplash
  • Claiming for whiplash
  • Claiming for whiplash
  • Claiming for whiplash

Claiming for whiplash



The whiplash lie detector, claiming for whiplash.#Claiming #for #whiplash


The whiplash lie detector

Claiming for whiplash

Claiming for whiplash

2:31PM BST 01 Aug 2011

‘I just cannot believe that a bump at snail s pace could have caused an injury like that, says Claire Coleman, a motorist who earlier this year accidentally shunted the car in front while in traffic near her south London home. The driver of the Vauxhall Zafira got out, saw there was no damage and drove off. Claire assumed that would be the end of it, but was astonished to find out a couple of months later that the driver had claimed for a whiplash injury, and won more than £2,000.

There was absolutely no visible damage to either car not even a scratch or a tiny dent, she says.

As Claire discovered, we are in the middle of a whiplash epidemic. Compensation claims for the neck injury now stand at three quarters of all personal injury claims as a result of a car accident. And the insurance industry is convinced that many are fraudulent.

Seventy-six per cent is twice the average for other European countries, says a spokesman for the Association of British Insurers (ABI). It s unlikely we ve got some of the weakest necks in Europe.

This compensation cash machine is having a disastrous effect on our insurance premiums: according to the AA, in the first four months this year they shot up by a record 40 per cent.

Related Articles

But now the insurance industry is fighting back with what has been privately dubbed the whiplash lie detector test. It doesn t measure heart rate, blood pressure or skin moisture, but instead is a sophisticated piece of software into which you feed details of the accident. So in goes the speed of the crash, the weight of the cars, the visible damage and lastly the type of cars. The so-called WITkit (for Whiplash Injury Toolkit) then gives you a probability that the person claiming whiplash injury is telling porkies.

Early indications are very positive, says Peter Shaw, chief executive of Thatcham, the industry s automotive test centre. The feedback we ve had is that it can accelerate the claims process.

Thatcham is well placed to devise such a test because of its globally recognised work in rating car seats for their ability to prevent neck injury in a crash.

So if you accidentally hit a car rated either good or acceptable for whiplash protection (the 2006 Vauxhall Zafira that Coleman hit falls into the latter banding), your car is lighter (Coleman was driving a VW Polo) and the damage was minimal, then the software will flag up the high probability that the person you crashed into is fabricating their pain.

It has to remain a probability because doctors still can t be certain whether a patient is suffering or not.

You re unlikely to see any evidence because, if it s there, it s all in the soft tissue, says Richard Cuerden, technical director for vehicle safety at the Transport Research Laboratory. And that, he believes, is the big drawback of Thatcham s lie detector. It ll be able to say that, for these five per cent, pay out straight away. And for those five per cent, don t. But for the 90 per cent in the middle, we just don t know.

And that s not going to change, according to Cuerden, until we get radical. It s time we did some human testing, simulating a rear-end crash on a sled. You could map out a threshold speed below which we could say, you wouldn t have an injury in a modern car with a good seat. That way [WITkit] would cover, say, 40 per cent of the people instead of just five.

Without an effective test for injury, and egged on by lawyers who take a handsome cut, British drivers are putting in more personal injury claims, fuelling a rise of more than 70 per cent from an average between 2000 and 2005 of 395,735 to 674,997 in 2009. The ABI estimates total fraud now costs the industry £2 billion a year, with compensation payouts totalling £9.4 billion a year. Remove the fraud perpetrated by anyone from organised crash-for-cash gangs to opportunistic students and the ABI says our premiums will automatically drop by £50 a year.

Until then, costs will keep rising, as Claire Coleman discovered recently when her insurance renewal came through: the whiplash claim had bumped up her premium by 25 per cent, to more than the cost of her car.

The Government has given a strong indication that it will ban referral fees paid by car insurance companies to claims solicitors, after Jack Straw, the former Justice Secretary, drew attention to the widespread industry practice at the end of June, calling it a huge racket .

Lord McNally, the Justice Minister, told the House of Lords earlier this month that the Government was sympathetic to the idea of a ban on referral fees and is looking at how to tackle the issue as part of wider reforms .

Investigating the huge rise in car insurance earlier this year, the Transport Select Committee said in its report that over 40 per cent of personal injury lawyers pay referral fees to receive work from insurers or claims management firms .

The fees range from £200-£1,000 per case and reflect the staggering amount an accident victim is worth to a claims solicitor. The report said that fees may be paid and received by insurance firms, vehicle repairers, rescue truck drivers, credit hire firms, claims and accident management firms, law firms and medical experts .



The symptoms of whiplash and how to claim compensation for an injury in the UK – Mirror Online, claiming for whiplash.#Claiming #for #whiplash


The symptoms of whiplash and how to claim compensation for an injury in the UK

Whiplash is suffered by hundreds of road accident victims every single day. If it happens to you, the law says you are entitled compensation

  • Share
  • Comments
  • 09:40, 24 OCT 2017
  • Updated 09:43, 24 OCT 2017
  • Share
  • Comments

Whiplash is suffered by hundreds of road accident victims every single day. If it happens to you, the law says you are entitled compensation

Many of us don’t realise the severity of whiplash and the impact leave on a person’s life.

There really are quite a few different ways to suffer from this elusive injury. Some can leave you feeling the pain for days, others months, and some never really go away.

What is whiplash?

Whiplash is often referred to as a neck sprain or neck strain. It is an injury to the soft tissues of the neck and back and is defined as an injury caused by a severe jerk to the head, typically in a car accident. It’s common in urban traffic accidents, and while symptoms can take 6-12 hours to develop, they could keep getting worse for several days.

What is the most common cause of whiplash?

The most common cause of whiplash is a rear shunt car accident where one vehicle runs into the back of another. Whiplash can occur at an accident of any speed, and even happen at speeds as low as 5 to 8.

Greater injury can occur if a person’s head is turned at the time of impact or if they are surprised and unprepared for the collision. A history of neck injury may also contribute to increased whiplash pain. The amount of pain a person suffers after an accident is complicated by that individual’s susceptibility to injury-which can be difficult to predict.

Claiming for whiplash

What are the symptoms?

  • Stiffness in the neck- soreness and difficulty moving the neck, especially when trying to turn the head to the side.
  • Blurred vision- a lack of sharpness of vision resulting in the inability to see fine detail.
  • Headaches- a tightening around the head and neck, followed by aches.
  • Lower back pain- any pain between the bottom of your ribcage down to the top of your legs.
  • Dizziness- a sensation of spinning and losing one’s balance.
  • Ringing in the ears (tinnitus)
  • Sleep disturbances
  • Irritability
  • Tingling or numbness in the arms
  • Difficulty concentrating

Take the 30-second test below and find out how much you could be entitled to.

How to treat whiplash?

If you’ve been injured, you should seek the advice of a medical professional. Most whiplash symptoms of the back and neck can be treated with ‘over the counter’ painkillers and ice to reduce pain, swelling, and muscle spasms.

Claiming for whiplash

How long does whiplash last?

Whiplash generally only lasts a few days, but can last more than a year in severe cases.

Read More

Personal injury claims

Claiming for whiplash

Claiming for whiplash

Claiming for whiplash

Claiming for whiplash

Can whiplash come back?

Like any injury, whiplash pain can reoccur. However, with the right treatment and care you should expect to make a full and permanent recovery.

What is the average whiplash payout?

There are many factors which are taken into account when whiplash compensation is being calculated.

Looking to claim?

If you want to know how Accident Advice Helpline can help you, click here to see how to start your personal injury claim or call:



Go Solar California, claiming emergency tax back.#Claiming #emergency #tax #back


claiming emergency tax back

Solar consumers are eligible for federal tax incentives for the purchase and installation of eligible solar systems, including both solar photovoltaics (PV) and solar hot water (solar thermal) systems, as well as other renewable energy investments.

The following information regarding taxes, tax credits and depreciation is meant to make the reader aware of these benefits, risks and potential expenses, and help avoid claims by aggressive salespeople. It is not tax advice. Please seek professional advice from a qualified tax advisor to check the applicability and eligibility before claiming any tax benefits or exemptions.

Solar tax credits were enacted in 2008 as part of the Emergency Economic Stabilization Act, which included $18 billion in incentives for clean and renewable energy technologies, as well as for energy efficiency improvements. The 2008 legislation extended the solar investment tax credit (ITC) through December 31, 2016 and made other modifications to the tax credits. Legislation in late 2015 renewed these credits for five years with an incremental de-escalation of the credits. The solar ITC offers:

A federal investment tax credit for both residential and commercial consumers is available for both photovoltaics and solar water heating systems..

A consumer must have a federal tax liability to take advantage of the solar investment tax credit.

Prior to 2009, residential solar installations had a per project cap of $2,000 tax credit. With current legislation, the solar ITC for residential system owners is 30% of the total system cost with no upper limit.

The 30% rate is available for systems placed in service through December 31, 2019. The credit drops to 26% through the end of 2020, then 22% through 2021 before dropping to zero by the end of 2021.

The federal tax credit is a one-time credit, but may be carried forward (and possibly back) if not completely useable in the system installation tax year. Rules about carrying forward and backward may vary between residential and commercial tax filers; please consult a tax professional for the current rules.

Eligible projects may take a “grant in lieu of tax credit” under Section 1603 of the American Recovery and Reinvestment Tax Act of 2009 (Section 1603). The 1603 grant program is administered by the United States Department of the Treasury (Treasury). By receiving payments for property under section 1603, applicants are electing to forego tax credits with respect to such property for the taxable year in which the payment is made or any subsequent taxable year.

Residential customers in higher income tax brackets see comparatively more value because residential electricity expenses are paid with after-tax dollars—they aren’t tax deductible.

The IRS current federal tax form for the Investment Credits is Form 3468 is available at www.irs.gov/formspubs.

Business owned systems may also be eligible for MACRS 5-year Accelerated Depreciation using IRS federal form 4562 available at www.irs.gov/formspubs. For more info on commercial tax benefits please contact your tax preparer or a tax attorney.

Municipal and non-profit entities do not have to worry about these tax issues, as they are generally tax-exempt.

The solar system owner has the ability to take advantage of the solar tax credit. Entities without a federal tax liability sometimes use third-party system owner arrangements to install solar since a third-party can take advantage of the solar investment tax credit, passing along some savings to the solar system host customer.

Bonus Depreciation was expanded to 100% for solar projects placed in service in 2011, and 50% for projects placed in service in 2012. “Bonus Depreciation” means acceleration of the otherwise applicable depreciation (not “more” depreciation, but “sooner” depreciation). 100% Bonus Depreciation means that the whole project’s applicable tax depreciation is accelerated to 2011.

Additional Solar Tax Credit Information Resources

Emergency Economic Stabilization Act entire bill, including Division B: Energy Improvement and Extension Act of 2008.

OnGrid Solar, a solar sales software company, has prepared several useful financial resource guides for consumers that are interested in solar financial decisions. See in particular Andy Black of OnGrid Solar’s paper on solar payback.

Tax Incentives Assistance Project for more information on solar and energy efficiency tax credits.

The Database of State Incentives for Renewables and Efficiency provides information on all state and federal incentive programs around the country.

2007-2017 State of California, California Energy Commission California Public Utilities Commission, All Rights Reserved | Conditions of Use | Privacy Policy | Accessibility



Why We Claim Zero Tax Exemptions, Our Freaking Budget, claiming emergency tax back.#Claiming #emergency #tax #back


Why We Claim Zero Tax Exemptions

Claiming emergency tax back

If you read last week s post, you already know why Johnny and I do our own taxes. We also mentioned that we claim zero tax exemptions. And today we ll explain why we d do such an unthinkable thing.

Last week, we got our final W2 in the mail, and Johnny could barely wait for dinner to be over before he went to work on filing our taxes. Part of his giddiness stems from knowing that because we claimed zero exemptions, we ve got a hefty tax return coming our way.

Of course, the government isn t actually giving us money. The money was ours all along. And if we d really wanted it, we could have claimed some exemptions and gotten that money throughout last year. So why in the world wouldn t we just do it that way?

The Why

For us, claiming zero exemptions is a surefire way to save up some extra money throughout the year. Let s say our average tax refund with zero exemptions is $3,000. If we chose to claim exemptions, that d be an extra $250/month in our pockets over the course of the year. That money in $250 increments would be so much easier to spend on this and that. But getting $3,000 in a lump sum is much easier to do something productive with — like funding an emergency fund, contributing to a Roth IRA, or putting toward a car fund.

The Why Not

Oftentimes, the argument against claiming zero exemptions is this: How silly to loan the government our money that we could invest throughout the year! So let s look at that $3,000 return again. If we deposited $250/month into an account that gave us a 10% return over the course of a year, we d earn $167 total in interest not super compelling. Of course, that s assumed we actually had the willpower to save that extra money and not just spend it.

When we get our return this year, we re dumping almost all of it into a 529. Would we have used it as usefully if we d gotten it in small increments throughout last year? Doubtful.

The only time we wouldn t claim zero exemptions and opt for the money throughout the year is if we were trying to put every extra cent toward paying off debt. Then it would make a difference to get that money up front. But if the argument is that you don t want to loan the money to the government BECAUSE IT S MINE? Eh, we ll pass.

Our Conclusion

Once again, it s all about money psychology. And in this case, that money is much more likely to be put to good use if we get it in a lump sum at the beginning of the following year. We re not expecting it or relying on it, so it can immediately go toward something useful.

Those are our thoughts. Now let s hear yours. Why do you claim or not claim exemptions?



Claiming Carer Payment – Australian Government Department of Human Services, claiming emergency tax back.#Claiming #emergency #tax #back


Claiming Carer Payment

The easiest way to claim Carer Payment is online. When you claim, we will ask you for information to assess if you are eligible.

Before you start

Information you need for your claim

You’ll need your:

  • income and assets details
  • bank account details
  • tax file number

If you have a partner you’ll also need to provide their income and assets details and tax file number.

Start your claim

You can claim Carer Payment, Carer Allowance or both online. You must have a Centrelink online account to claim online.

You don’t need to finish your online claim in 1 session. Your Centrelink online account saves your progress so you can come back to finish it later.

Start your claim online

If you already have a myGov account

Sign in to myGov to link to your Centrelink online account and do your Centrelink business.

If you have a Centrelink online account

To do your business online, you need a myGov account and a Centrelink online account.

If you don’t have a myGov account, create one today. Once you have created your account, you can link it to your Centrelink online account. Watch the video and read more on how to link your online account to myGov.

If you don’t have a Centrelink online account

If you’ve been a Centrelink customer before

You’ll have a Customer Reference Number. Use this to register for an online account.

This is anyone who’s had a payment or concession from us before, no matter how long ago.

If you haven’t been a Centrelink customer before

Visit a service centre and tell us you want to register for an online account. You’ll need to bring photo ID with you.

This is anyone who’s never had a payment or concession from us before.

Unable to claim online

If you can’t claim online:

Advise us of your intent to claim so that we can backdate your payment where possible.

Submit your claim with supporting documents

You need to give us:

  • your claim
  • any other documents we ask you for

We may ask you for extra documents to help us assess your claim. Provide this to us within 14 days of starting the claim. If you submit supporting documents after 14 days, your payment may start later. You can submit your documents online.

If you’re using a paper form, submit your claim form and supporting documents by post or to a service centre. We may ask for more information if we need it.

Sometimes we use documents you have already given us, such as medical reports.

Proof of identity

Unless we already have proof of who you are, you will need to visit a service centre and show your identity documents.

You can only prove your identity in person, not online. You need to do this within 14 days after you submit your claim.

Other forms

When you do your claim online, we may ask you to give us more information. You may need to complete some extra forms. We will tell you which ones.

You don’t need to complete these forms unless we ask.



Claiming Child Benefit – Money Advice Service, claiming child benefit.#Claiming #child #benefit


Claiming Child Benefit

Claiming Child Benefit can give a big boost to your family budget. If you’ve just had a baby, make sure you claim before it’s three months old. Even if you think you won’t be entitled to anything, you should still claim so you don’t miss out on other entitlements.

Who can claim Child Benefit?

You can claim Child Benefit (formally known as ‘family allowance’) for each child you’re responsible for (you do not have to be their parent), regardless of whether you’re working or have savings.

You can claim for each child:

If your child starts paid work for 24 hours or more a week and is no longer in approved education or training, your Child Benefit will stop.

The same applies if your child starts an apprenticeship or starts receiving certain benefits in their own right.

Payments are tax-free as long as neither parent or carer earns more than £50,000 a year.

How much is Child Benefit?

Did you know?

A family with two children can claim nearly £1,800 a year in Child Benefit.

In the 2017-18 tax year, you can claim:

  • £20.70 per week for your first child
  • £13.70 a week for any further children

That’s more than £1,000 a year if you have one child and an extra £700 for subsequent children.

Child Benefit if you earn more than £50,000

If you or your partner earns over £50,000 a year, you’ll have to pay back some of your Child Benefit in the form of extra Income Tax.

You’ll need to pay back 1% of your family’s Child Benefit for every £100 or your income over £50,000.

If either of you earn over £60,000 a year, you’ll have to repay all of your Child Benefit in the form of extra Income Tax.

How to apply for Child Benefit

Top tip

It’s worth claiming Child Benefit straight away as your payments can only be backdated three months from the date your application is received.

You need to fill out a claim form (CH2) and send it to the Child Benefit Office along with your child’s original birth certificate (which you’ll get back).

If you don’t have the certificate, you can send in the form anyway and forward the certificate as soon as you have it.

Why it’s important to claim Child Benefit

Did you know

If you go back to work, a family member might be able to claim National Insurance credits if they help look after your child. Find out more about Specified Adult Childcare credits here.

Claiming Child Benefit will help you protect your State Pension.

If you’re off work looking after your child and not paying National Insurance contributions, claiming Child Benefit will ensure you get credits towards your State Pension.

If you don’t claim, you might also miss out on:

  • Other benefits such as Guardian’s Allowance
  • Your child being automatically issued with a National Insurance number before their 16th birthday

Even if you don’t think you’ll be entitled to anything because either you or your partner earns over the £50,000 tax-free limit, it’s still worth claiming so you don’t miss out on National Insurance credits.

If either of you earns over £60,000, you can always opt not to receive the payments – and avoid the tax charge – but still get the entitlements.

Did you find this guide helpful?

Care to share?

  • Share this article on Facebook

Share this article on Facebook

  • Share this article on Twitter

    Share this article on Twitter

  • Share this article by Email

    Share this article by Email



  • Child Care Benefit – Australian Government Department of Human Services, claiming child benefit.#Claiming #child #benefit


    Child Care Benefit

    Claiming child benefit

    A payment to help with the cost of day care, outside school hours care, vacation care, pre-school and kindergarten.

    Eligibility basics

    • use approved or registered child care
    • are responsible for paying the child care fees
    • immunise your child

    Eligibility payment rates

    Eligibility

    To be eligible for Child Care Benefit you need to use approved or registered child care.

    Approved care

    Approved child care services have Australian Government approval to pass on Child Care Benefit as a reduction in child care fees.

    Details you need to give your approved child care service

    When you enrol your child in a Child Care Benefit approved child care service, you’ll need to provide them with information to identify your family.

    Registered care

    You can get Child Care Benefit if the carer of your child is registered as a carer with us.

    Payment rates

    Child Care Benefit can be paid to the child care service that cares for your child or directly to you.

    Payment options

    You can choose how your Child Care Benefit is paid.

    Primary school levels

    Child Care Benefit isn’t paid for care provided for schooling once your child starts the recognised primary school level of schooling for each state.

    Income test

    Depending on the type of care your child is in, you might need to meet an income test.

    Registered carers

    Becoming a registered carer allows eligible families to claim Child Care Benefit for the child care you provide.

    Adjusted taxable income

    We will use your adjusted taxable income to assess your eligibility for some payments, supplements, support and benefits.

    Immunisation requirements

    To get Family Tax Benefit (FTB) Part A supplement and Child Care Benefit your child must meet immunisation requirements.

    Residence rules

    To get Child Care Benefit you or your partner must be living in Australia.

    Grandparent Child Care Benefit

    If you’re a grandparent with primary care of your grandchild you may be able to get help with approved child care.

    Special Child Care Benefit

    To get special Child Care Benefit, you must first claim and be eligible for Child Care Benefit.

    Work, Training, Study test

    The number of hours for which you can receive Child Care Benefit depends on whether you and your partner meet the Work, Training, Study test.

    Absences and Child Care Benefit

    Your Child Care Benefit may still be paid if you’re charged for child care when your child is absent.

    Child Care Rebate when eligible for Child Care Benefit

    When you submit a claim for Child Care Benefit for approved care, we’ll automatically assess you for Child Care Rebate.

    Changes to child care payments

    Child care payments will change from 2 July 2018. We will let you know when you need to do something.

    Claiming

    Check if you’re eligible before you start your claim.

    • choose the type of child care for which you are claiming
    • choose your claiming option
    • provide supporting documents
    • submit your claim for each child
    • we’ll assess your claim and let you know the outcome

    Managing your payment

    Try self service

    Do your Centrelink, Medicare and Child Support business using self service options, including our Express Plus mobile apps, online accounts and phone self service.

    Change of circumstances

    You need to tell us if your circumstances change when you’re receiving Child Care Benefit.

    Online estimators

    The online estimators let you estimate or compare payments, based on your current or proposed circumstances.

    Payment choices to reduce your risk of overpayment

    Payment choices help reduce the risk of overpayment of Child Care Benefit for approved care.

    Balancing your family assistance payments

    We compare your income estimate with your actual income at the end of each financial year. This is to make sure we pay you the correct amount of Family Tax Benefit or Child Care Benefit.

    Balancing your child care payments

    At the start of each financial year, we ask you to estimate your family income so that we can work out how much Child Care Benefit for approved care to pay you.

    While travelling outside Australia

    There are rules about how long your child care payments can be paid while you or your dependent children travel outside Australia.

    Someone to deal with us on your behalf

    If you want someone else to deal with us, you can authorise them to enquire, act or get payments for you.

    My bank account is overdrawn

    You can get help to manage your money if your bank account is overdrawn.

    Resources

    Estimate your child care

    The estimator lets you work out how much Child Care Benefit you may get based on your circumstances.

    Child Care compliance

    To be eligible for Government fee assistance, all approved child care services must comply with the law.

    Australia s online child care portal

    The mychild website is Australia’s online child care portal.

    Read more about different types of child care and how to get assistance on the Australian Government’s mychild website.

    Australian Children s Education and Care Quality Authority

    A regulatory authority that works with the state and territory regulatory authorities to assess children’s education and care services.

    Payment and Service Finder

    Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently get from us.

    Manage your money

    Claiming child benefit

    We ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.



    Bereavement Payment – Australian Government Department of Human Services, claiming child benefit.#Claiming #child #benefit


    Bereavement Payment

    Claiming child benefit

    A lump sum or short term payment when your partner, child or the person you were caring for has died.

    When an adult has died

    Eligibility

    You may get this payment if:

    • your partner dies and you were both getting:
      • a pension from us or the Department of Veterans Affairs, or
      • a benefit such as Newstart Allowance or Parenting Payment for at least 12 months
    • you are caring for an adult who dies and you were receiving Carer Payment for them
    • you are getting:
      • Carer Allowance for an adult who dies, and
      • an income support payment, other than Carer Payment, where the income support payment does not qualify you for a bereavement payment, or
    • your partner was a member of the Pension Bonus Scheme and died before making a claim for the bonus

    For some payments, they may continue for 14 weeks following the death to give you time to seek other income support. These include:

    Payments

    The type and amount of bereavement payment you get will depend on your individual circumstances and when you tell us about the person s death.

    Carer Allowance

    If you are getting Carer Allowance for an adult who dies, and an income support payment, other than Carer Payment, that does not qualify you for Bereavement Payment, you may get a Carer Allowance Bereavement Payment. We pay this, of up to 7 instalments of Carer Allowance, as a lump sum.

    Carer Payment

    If you get Carer Payment for a person who dies, you may continue to get this payment for up to 14 weeks after the person s death. You may also get a lump sum Bereavement Payment.

    Members of a couple

    If your partner dies you may be eligible for a Bereavement Payment. We pay this as a lump sum. It is usually equal to the total you and your partner would have received as a couple, minus your new single rate, up to 14 weeks after your partner s death.

    Pension Bonus Bereavement Payment

    If your partner registered for the Pension Bonus Scheme with us or with the Department of Veterans Affairs and dies before making a successful claim for Age Pension and Pension Bonus, you may be eligible for Pension Bonus Bereavement Payment. The payment is based on the amount of Pension Bonus your partner would have been paid.

    Single allowance recipients

    When a single allowance recipient dies, their estate may be entitled to payment up to their date of death for payments like:

    Single pensioners

    When a single pensioner dies, a final payment is paid covering the fortnightly period in which they died. Usually this final payment is paid into the deceased person s bank account. It can then be accessed by the executor of the estate.

    When a child has died

    Eligibility

    You may get a bereavement payment for a child who dies if you were getting one of the following payments for them:

    Loss of an infant

    If your baby died after birth, your family may be eligible to get:

    Loss of a baby through stillbirth

    If your baby was stillborn, your family may be eligible to get:

    Time limits apply to claim these payments. You must submit your claim within 52 weeks from the day of the delivery of your stillborn child.

    Payments

    The bereavement payment you get will depend on your individual circumstances and when you notify us that your child has died.

    Carer Allowance

    If you are getting Carer Allowance for a Family Tax Benefit eligible child who dies, you will get up to 7 instalments of Carer Allowance from the date of the child s death. We usually pay this as a lump sum.

    Carer Payment

    If you are getting Carer Payment for a child who dies, you may continue to get this payment for up to 14 weeks after the child s death. You will also get a lump sum Bereavement Payment.

    Dad and Partner Pay

    If your baby was stillborn, you may be able to get Dad and Partner Pay and either:

    If your baby died after the birth, you may be able to get:

    • Family Tax Benefit Bereavement Payment,
    • Dad and Partner Pay and either:
    • Parental Leave Pay for 18 weeks, or
    • Newborn Upfront Payment and Newborn Supplement for up to 13 weeks paid with the Family Tax Benefit Bereavement Payment or you can ask us to pay you in a lump sum

    Time limits apply to claim these payments. You must submit your claim within 52 weeks from the day of the delivery of your stillborn child.

    Double Orphan Pension

    If you get Double Orphan Pension and Family Tax Benefit for a child who dies, you will get a bereavement payment. You can have this paid as fortnightly payments for up to 14 weeks after the child s death or as a lump sum. If you did not get Family Tax Benefit for the child, you may still get Double Orphan Pension for up to 4 weeks after their death.

    Family Tax Benefit

    If you get Family Tax Benefit for a child who dies, you will get a Family Tax Benefit Bereavement Payment. This can still be paid as a fortnightly payment for up to 14 weeks after the child s death or as a lump sum.

    If you have not claimed Family Tax Benefit for a child who died, you may get a lump sum payment. You can do this by submitting a claim for Bereavement Payment now or after the end of the financial year.

    Newstart Allowance or Youth Allowance

    If you get Newstart Allowance or Youth Allowance as a principal carer and your only qualifying child dies, you will keep the high rate of payment and concessions. However your Mutual Obligation Requirements will be reduced for up to 14 weeks after your child s death.

    Parenting Payment

    If you get Parenting Payment and your only qualifying child dies, you may get Parenting Payment for up to 14 weeks after the child s death.

    Claiming

    Generally you won t need to claim for bereavement payment. Call the bereavement line about the death and we will help you sort out which payment you may be able to get.

    For some Bereavement Payments, you may need to submit a claim. Read more about claiming the following payments:

    • Pension Bonus Bereavement Payment – you must submit a claim within 26 weeks of your partner s death
    • Stillborn Baby Payment if you have a stillbirth or infant death
    • Parental Leave Pay if you have a stillbirth or infant death
    • Family Tax Benefit if you have an infant death
    • Dad and Partner Pay if you have a stillbirth or infant death

    You may also need to provide proof of the person s death, usually a death certificate.

    Manage your money

    We ve got advice and tools to help you with budgeting, borrowing and credit, and managing debt.

    What to do if your account is overdrawn

    You can get help to manage your money if your bank account is overdrawn.

    Payment and Service Finder

    Find, estimate and compare payments and services you may be eligible for. You can also work out what a change in circumstance might mean for the payments and services you currently receive from us.



    2017 to 2018 Maximum Weekly Unemployment Benefits By State, Saving to Invest, claiming benefits for unemployment.#Claiming #benefits #for #unemployment


    Saving to Invest

    2017 to 2018 Maximum Weekly Unemployment Benefits By State

    Listed below are the latest maximum weekly unemployment insurance benefit/compensation amounts by state. The Unemployment compensation (UC) program is designed to provide benefits to most individuals out of work or in between jobs, through no fault of their own.

    Note, the table below contains the the maximum weekly unemployment insurance compensation (benefit) including adjustments for dependents where applicable. In most cases the number of dependents you have and average maximum weekly wage will impact the unemployment benefit you are eligible for. Please check the respective state unemployment website in the table below for state specific details, latest numbers and process to claim the benefits. The data in this post is informational only for reference.

    The Federal-State UC program is a partnership based upon federal law, but administered by state employees under state laws. Thus each state designs its own UC program within the guidelines of the federal requirements, which includes setting the benefit amount along with eligibility and disqualification provisions. There are significant differences between states so please visit the state unemployment for detailed rules and benefit calculation scenarios.

    The Emergency Unemployment Compensation (EUC), which provided federal benefits on top of the state benefits (up to 99 weeks of benefits), has now expired and is not longer available. You can see this article for more details, but as of now only state unemployment benefits are available to the unemployed.

    I will keep updating the table with annual state unemployment benefit changes and encourage you to follow this site via social media to get the latest updates. State unemployment benefit information is constantly changing so if you notice any discrepancies please leave a comment and I will update.

    Dept. of Economic Opportunity

    Steps to Filing an Unemployment Claim

    Contact the State Unemployment Insurance agency as soon as possible after becoming unemployed. Go the website to see if you can file electronic claims or to get the location/number of the nearest unemployment office.

    Have details of your former employment available. Make sure to give complete and correct information to ensure no delays with your claim processing. It generally takes two to four weeks after you file your claim to receive your first benefit check.

    Your state unemployment website (links in table above) will generally allow you to calculate your estimated state unemployment benefits prior to or when submitting a claim. You will need to have your income/wages earned during the four prior calendar quarters (base year period) and also number of hours worked in some instances for each of these quarters. Since the wages you earn can vary significantly from quarter to quarter, you may want to consider these differences in deciding when to file your claim. Refer to your local state s website for specifics on calculations and eligibility.

    The final amount of your benefit is determined after the State UI division process your application and validates income and employment duration with your employer(s).

    Taxation on Unemployment Benefits

    Unemployment insurance is taxable income and must be reported on your IRS federal income tax return. Your local state unemployment agency will send you form 1099-G to file with your tax return (see due dates). This form is sent in late January and outlines the amount of benefits paid to you during the previous year. You can choose to withhold income tax during the year with 10 percent being the maximum generally allowed.

    Claiming Benefits Across Multiple States

    If you worked and earned wages in multiple states you may be able to claim benefits from all these states relative to the income you earned. Generally you should first exhaust benefits from the state where you had the highest income and/or lived for the longest duration in the base year of figuring your claim. After which you can submit claims from the other states up to the maximum weekly benefit.



    Wisconsin Unemployment, claiming benefits for unemployment.#Claiming #benefits #for #unemployment


    Claim Unemployment Benefits

    Claiming benefits for unemploymentUnemployment benefits in Wisconsin might not let you to maintain daily life you had while employed, but the benefits can help you remain economically solvent between jobs. Your benefit rate is based on your prior wages, with higher earnings resulting in highly weekly benefits. State laws set limits for both weekly benefits and total collective benefits, but federal funding might add to your total allotment.

    After you are jobless in Wisconsin you must get in touch with the Wisconsin Department of Workforce office to collect unemployment benefits. Staff members at the department will assess your wages to decide the amount of unemployment benefits you are suitable to receive. Like most other states, Wisconsin has a minimum and a maximum benefit amount that unemployed workers can collect each week in spite of how much money they earned while they were employed.

    The Maximum Amount of Unemployment Benefits in Wisconsin

    Regarding weekly unemployment benefits, the highest amount obtainable in Wisconsin as of 2011 is $363. Generally, you may claim unemployment benefits for 26 weeks. Thus the highest amount of total benefits an unemployed person can collect in the state is $9,438. You could claim this sum over the span of a year if you opt-by not filling for benefits some weeks—but you can collect 26 payments.

    Understanding Your Base Period

    Your base period is a 12-month period before filing for unemployment. Dividing the year into fixed three-month quarters, Wisconsin describes the base period as first four of the five completed calendar quarters previous to a worker’s job loss.

    In other words, if you filed for unemployment in the week of July 4, 2010, your base period would be from April 2009 till March 2010. Anything you made in the last complete quarter before the week you filed-which in this Instance is April through June 2010—does not add up toward the year-long total earnings employed to estimate your unemployment benefits.

    Alternative Base Period (ABP)

    If you do not have adequate wages to be eligible for a claim using the base period described above, an alternate base period will be employed. The alternate base period will be the 4 most recently completed calendar quarters prior to the week you filed your initial claim application for a new benefit year.

    Extended Base Periods (EBP)

    Wisconsin does not provide Extended Base period.

    Determining Your High Quarter

    Next, you need to work out your highest-paid quarter, or high quarter. This is basically defined as the quarter within your base period during which you made the maximum wages, adding up earnings from all work you had.

    Remember that the quarters are set periods. You must not choose consecutive months randomly, but keep to calendar quarters: January through March, April through June, July through September and October through December.

    Calculating Unemployment Benefits

    Like most other unemployment welfare plans, the Wisconsin unemployment insurance too decides your weekly benefit amount based on the wages you earned during the base period. Although the total wage earned during the base period decides your eligibility for the program, the actual amount of the benefit will be calculated based on your highest earning quarter. You will receive 4% of your high-quarter earnings as your weekly benefit. To estimate your earnings check on Wisconsin unemployment calculator.

    The formula used to calculate the benefit is mandated by the federal law.



    Workers Claiming Unemployment Insurance Hits, The Daily Caller, claiming benefits for unemployment.#Claiming #benefits #for #unemployment


    Workers Claiming Unemployment Benefits Hit 28-Year Low

    The total number of people claiming unemployment benefits in the United States fell to its lowest level since 1988, further evidence of a surging labor market.

    During the last week of April, 1,918,000 people received unemployment insurance benefits, the lowest number for insured unemployment since November 5, 1988 when it was 1,898,000, according to the Department of Labor (DOL). The advance seasonally adjusted insured unemployment rate was 1.4 percent for the last week of April, unchanged from the previous week.

    Initial unemployment insurance claims, which counts the number of people who applied for unemployment insurance for the first time, fell by 2,000 to 236,000 in the first week of May.

    There were 10,216 former federal civilian employees claiming unemployment for the week ending April 22, a decrease of 781 from the previous week. Newly discharged veterans claiming benefits totaled 10,955, an increase of 13 from the prior week.

    The highest insured unemployment rates in the week ending April 22 were in Alaska at 3.4 percent, Puerto Rico at 2.7 percent and New Jersey at 2.5 percent.

    The largest increases in initial claims for the week ending April 29 were in Illinois with 652 more than than the previous week, Tennessee with 432 and Indiana with an increase of 350 claims. The largest decreases were in New York, with a 13,953 drop in claims, followed by New Jersey with a decrease of 4,069 and Massachusetts, which decreased by 3,882.

    Jobs: Americans filing fewer and fewer jobless claims, fewer layoffs.. via JPM pic.twitter.com/lqZNcYdg2d

    Claims have been below 300,000, which is the standard for a healthy labor market, for 114 straight weeks, according to MarketWatch.

    The positive news comes almost a week after the unemployment rate hit a 10 year low. The U.S. economy added 211,000 new jobs in April, continuing a steady increase in job creation.

    Content created by The Daily Caller News Foundation is available without charge to any eligible news publisher that can provide a large audience. For licensing opportunities of our original content, please contact [email protected] .



    Tax credits, Advicenow, claiming tax credits.#Claiming #tax #credits


    You searched for Tax credits

    Information on tax credits, including who is entitled to tax credits, how to apply and how the credits are paid.

    Results from Advicenow

    Claiming tax credits

    How to deal with an Interview Under Caution

    Claiming tax credits

    A survival guide to dealing with tax credit overpayments

    Top PicksA quality controlled selection of all the best legal information from a wide range of providers hand picked from the best websites by Advicenow

    Do you qualify for tax credits: quick questionnaire

    A quick online questionnaire that will help you to find out if you are likely to qualify for tax credits.

    How do I appeal a tax credits decision?

    What to do if you wish to challenge HM Revenue and Customs on tax credits.

    Appealing against a tax credit decision

    Changes that affect your tax credits

    Problems with benefits and tax credits

    Information on how to appeal against benefit decisions and on complaining about standards of service for benefits and tax credits.

    If HMRC says you ve had a tax credits overpayment

    Information on how overpayments of tax credits can occur, how to dispute them and the powers of HM Revenue Customs to recover them.

    What can I do if I have an overpayment?

    Explains what overpayments are, how they happen and how HM Revenue Customs tries to get the money back.

    What happens if you ve paid too much tax credit?

    Explains why overpayments happen and how to pay them back. It also tells you when you don’t have to pay them back and how to dispute an overpayment.

    Tax credits overpayment

    Help and guidance relating to Tax credits overpayment

    Tax credits: if you think a decision is wrong (WTC/AP)

    If you are not happy with a tax credits decision, you may have the right to appeal. This factsheet tells you how you can appeal against a Child Tax Credit or Working Tax Credit decision or penalty.

    Check if you can get working tax credits

    Information on working tax credit, how to get it and how it is calculated.

    Child tax credit

    Information about child tax credit, how to get it, and how it is calculated.

    Problems with benefits and tax credits

    Information on challenging a benefit or tax credit decision. Find out how to make a complaint if you have received a poor service from the people dealing with your claim.

    Tax credits and benefits

    Provides an overview and links to more detailed information about the main features of the tax credits system.

    Tax credits calculator

    Use this tool to see if you qualify for Tax Credits.

    Check if a change affects your tax credits

    Explains why you should report a change of circumstances to the HMRC, when you should and report a change of circumstance, and how to do it.

    Universal Credit

    Universal Credit is a new benefit that you can only get in some parts of the UK. If you’re living in a Universal Credit area, you might need to apply for Universal Credit instead of other existing benefits like Jobseeker’s Allowance, Housing Benefit or Tax Credits etc. Check if you are eligible.

    Universal Credit

    This guide explains what Universal Credit is and who can claim it.



    How you can claim your tax credits for donations to donee organisations (Donations, grants and funding), claiming tax credits.#Claiming #tax #credits


    Claiming tax credits

    Quick links

    Supporting families

    KiwiSaver

    Receiving income

    Employing staff

    Quick links

    GST and income

    Keeping records and filing returns

    Working with us

    Compliance focus

    myIR, payments and more

    NgДЃ rЕЌpЕ« moni kore hua

    In this section

    Non-profit organisations

    Staff and volunteers

    GST and income tax

    Donations, grants and funding

    Keeping records and filing returns

    Charitable organisations

    Donee organisations

    News and updates

    Non-profit glossary

    How you can claim your tax credits for donations to donee organisations

    From 1 April 2014 you can only claim donation tax credits within a period of four years, following the year in which the gift was made.

    If the donation is an unconditional gift

    Example

    You belong to a charitable organisation and donate money towards a project the group is working on. If your donation doesn’t entitle you to receive anything in return, it’s an unconditional gift.

    Donations that are unconditional gifts can include:

    • door-to-door appeals and street collections
    • bequests
    • voluntary school fees (but not school activity fees).

    If the donation is not an unconditional gift

    Example

    You belong to a charitable organisation and pay to advertise your business in their monthly magazine. This is not an unconditional gift because you receive something of value in return, so you can’t claim a tax credit for it.

    Donations that aren’t unconditional gifts can include:

    • subscriptions
    • income from trading activities
    • payments made by the Crown or a public authority.

    If your koha payments or gifts are tax deductible

    Your koha, donations or gifts may be tax deductible if:

    • the gift or koha is linked to the giver’s business or taxable activity and
    • adequate records are kept to support the payment and linkage.


    Premium Tax Credit: Claiming the Credit and Reconciling Advance Credit Payments, Internal Revenue Service, claiming tax credits.#Claiming #tax #credits


    Premium Tax Credit: Claiming the Credit and Reconciling Advance Credit Payments

    Introduction to Advance Payments of the Premium Tax Credit

    When you enroll in coverage, the Marketplace will estimate the amount of the premium tax credit you will be allowed for the year of coverage. To make this estimate, the Marketplace uses information you provide, including information about:

    • Your family composition
    • Your household income
    • Whether those that you are enrolling are eligible for other non-Marketplace coverage

    Based on the estimate from the Marketplace, you can choose to have all, some, or none of your estimated credit paid in advance directly to your insurance company on your behalf. These payments – which are called advance payments of the premium tax credit or advance credit payments – lower what you pay out-of-pocket for your monthly premiums.

    If you do not get advance credit payments, you will be responsible for paying the full monthly premium.

    You Must File

    If you received the benefit of advance credit payments, you must file a tax return to reconcile the amount of advance credit payments with the amount of your actual premium tax credit. You must file an income tax return for this purpose even if you are not otherwise required to do so.

    If you choose not to get advance credit payments, you can claim the full amount of the premium tax credit that you are allowed when you file your tax return. This will increase your refund or lower the amount of tax you owe.

    Reporting Changes in Circumstances

    If you purchased health insurance coverage through the Marketplace and benefit from advance payments of the premium tax credit, it is important to report certain life events to the Marketplace throughout the year – these events are known as changes in circumstances.

    If your household income goes up or the size of your household is smaller than you reported to the Marketplace – for example, because a son or daughter you thought would be your dependent will not be your dependent for the year of coverage – your advance credit payments may be more than the premium tax credit you are allowed for the year. If you report the change, the Marketplace can lower the amount of your advance credit payments. If you don’t report the change and your advance credit payments are more than the premium tax credit you are allowed, you have to reduce your refund or increase the amount of tax you owe by all or a portion of the difference when you file your federal tax return next year.

    If your household income goes down or you gain a household member, you could qualify for more advance credit payments than are now being paid for you. This could lower what you pay in monthly premiums. You could also qualify for Medicaid or CHIP coverage and would continue to pay more for a Marketplace plan by not reporting the change.

    Changes in circumstances that can affect the amount of your actual premium tax credit include:

    • Increases or decreases in your household income. Events that could result in a significant increase to household income include:
      • Lump sum payments of Social Security benefits, including Social Security Disability Insurance
      • Lump sum taxable distributions from an individual retirement account or other retirement arrangement
      • Debt forgiveness or cancellation, such as the cancellation of credit card debt
    • Marriage or divorce
    • Birth or adoption of a child
    • Other changes affecting the composition of your tax family (you, your spouse, and your dependents)
    • Gaining or losing eligibility for government sponsored or employer sponsored health care coverage
    • Moving to a different address

    For the full list of changes you should report, visit HealthCare.gov.

    To estimate the effect that changes in your circumstances may have on the amount of premium tax credit that you can claim – see the Premium Tax Credit Change Estimator.

    Filing a Federal Tax Return to Claim and Reconcile the Credit

    When you file, you will use Form 8962, Premium Tax Credit (PTC) to reconcile the amount of advance credit payments with the amount of your actual premium tax credit.

    You must file if:

    • You are claiming the premium tax credit.
    • Advance credit payments were paid to your health insurer for you or someone else in your tax family. For purposes of the premium tax credit, your tax family is every individual you claim on your tax return – usually yourself, your spouse, and your dependents.
    • You told the Marketplace that you would claim an exemption for someone on your tax return who was benefitting from advance credit payments, however, no one ended up claiming that individual.

    For Information about how to fill out this form, see the instructions for Form 8962. See Publication 974 for additional instructions for taxpayers in special situations.

    How Advance Payments Affect Your Refund

    If the premium tax credit computed on your return is more than the advance credit payments made on your behalf during the year, the difference will increase your refund or lower the amount of tax you owe. This will be reported in the ‘Payments’ section of Form 1040.

    If the advance credit payments are more than the amount of the premium tax credit you are allowed, called excess advance credit payments, you will add all – or a portion of – the excess advance credit payments to your tax liability by entering it in the ‘Tax and Credits’ section of your tax return. This will result in either a smaller refund or a larger balance due.

    Repaying Excess Advance Payments

    The amount of your excess advance credit payments that you are required to repay may be limited based on your household income and filing status. On the other hand, if your household income is 400 percent or more of the applicable federal poverty line, you will have to repay all of the advance credit payments.



    Claiming incapacity benefit, claiming incapacity benefit.#Claiming #incapacity #benefit


    claiming incapacity benefit

    If you live in the U.K. with a child who suffers from ADD/ADHD and you have to take more care of them than you would have to for a non sufferer, or an adult who has major problems with employment: they or you may qualify for Disability Living Allowance (DLA ) – this is however dependant on various criteria including mainly the question of how much extra care does the child need compared to others of the same mental age, this includes supervision/safety issues as well as personal care. (E.G. if a child is 10 and has ADD/ADHD they may be compared to another child with the mental age of 7 as it is generally regarded that children with ADD/ADHD are approximately 3 years behind in their emotional development than their peers of the same chronological age. This means that if a child of 10 cannot be allowed to go out without supervision they would in fact be compared to a child of 7 who may not actually be allowed to go out without supervision.) Therefore when applying for DLA you must be aware that although other children of the same chronological age may have no problems in a certain area in which your child does this does not mean they will qualify for DLA unless they have more difficulty than another child of the same mental age group. The best thing to keep in mind is to compare the things your child has difficulty with to another child of approximately 3 years younger than your own child and then if this younger child would still have no problem with the task then this may well qualify your child for DLA.

    This involved open and closed questions and a multiple-choice section.

    They chose to use it mainly to replace clothes and furniture and to provide diversions and activities for the children concerned.

    Some families were unaware of potential eligibility for DLA, whereas a few had chosen not to apply.

    Only one family’s application for DLA had been unsuccessful.

    Carers were unanimously positive about the extra income.

    Families receive little formal guidance on ways of using DLA money to support children with ADHD.

    Virtually no specific training in benefits awareness is provided to general practitioners and child health specialists, who are often asked to judge the child’s level of impairment or incapacity.

    Applying for DLA may affect the therapeutic relationship for good or ill.

    There is a need for professionals in contact with children with ADHD to inform families of the possibility of receiving DLA and support them in applications. As diagnosis and treatment of ADHD becomes more commonplace, more families are likely to be entitled to claim DLA. This has definite implications for the social security budget.

    Child: Care, Health and Development, vol. 28, 2002, p.523-528

    Document Type: Research article ISSN: 0305-1862



    Benefits and support – RNIB – Supporting people with sight loss, claiming incapacity benefit.#Claiming #incapacity #benefit


    Benefits and support

    Claiming incapacity benefit

    If you’re blind or partially sighted, there’s a host of benefits and support available to make life easier, but sometimes this can feel like a maze of rules and regulations.

    Our benefits and support guides look to untangle this web of paperwork, so that you can get the help available to you. We will show the benefits you could be entitled to – whether you are in or out of work, the concessions you could claim, and who could help you with a grant to buy the items you need.

    What benefits could you be claiming?

    Claiming incapacity benefit

    Benefits for older people

    Claiming incapacity benefit

    Benefits for people of working age

    Claiming incapacity benefit

    Benefits for carers and children

    Calculate your benefits

    The benefits you’re entitled to depends on your own personal circumstances. We have an easy to use calculator that asks you some questions about your situation and then tells you exactly how much you may be missing out on.

    What other support is available to you?

    Claiming incapacity benefit

    Concessions

    If you re registered as blind or partially sighted, there s a range of discounts or even free products and services that you could make use of.

    Claiming incapacity benefit

    Grants

    If you re on a low income and need financial help to buy items for your home, to get out and about or to communicate with others, there could be a grant for you.

    Download our leaflet on the benefits and concessions you could be entitled to

    Part of our “Starting out” series of leaflets, “Benefits, concessions and registration” takes a look at the main benefits and concessions you could claim if you are blind or partially sighted, plus how you can go about registering your sight loss:

    Claiming incapacity benefit

    This information has been produced with kind support from The Lord Leonard and Lady Estelle Wolfson Foundation.

    Related links

    Our Sight Loss Advice Service

    For advice on welfare benefits you might be entitled to and registering your sight loss, call our Helpline on 0303 123 9999 and select option 7 to be put straight through to one of our Sight Loss Advisers.

    Ask RNIB

    Need an answer to your question? Search for it on Ask RNIB.

    GOV UK

    Find out what financial help you could be entitled to if you are disabled.

    Research

    We’re a leading source of information on sight loss and the issues affecting blind and partially sighted people. Access our latest research.

    In your country

    Social

    Connect with us on Facebook, Twitter, LinkedIn and Google+.

    • Claiming incapacity benefit
    • Claiming incapacity benefit
    • Claiming incapacity benefit
    • Claiming incapacity benefit


    Benefits – Latest news updates, pictures, video, reaction – Mirror Online, claiming incapacity benefit.#Claiming #incapacity #benefit


    Benefits

    Claiming incapacity benefit

    The benefits system, overseen by the Department of Work and Pensions, is in place to help those who would otherwise struggle. The Coalition’s welfare reforms have caused uproar, with the bedroom tax hugely unpopular and Work Capability Assessments outsourced to controversial firm Atos.

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit

    Claiming incapacity benefit



    Nearly half disability benefit claimants have a mental illness, claiming incapacity benefit.#Claiming #incapacity #benefit


    Nearly half disability benefit claimants have a mental illness

    Claiming incapacity benefit

    By Steven Swinford, Deputy Political Editor

    7:06PM BST 21 May 2015

    Nearly half of all people claiming disability benefit are doing so because they have a mental illness rather than a physical condition, a new analysis has found.

    The Institute for Fiscal Studies said that there has been a “dramatic” rise in the proportion of people claiming benefits because they have “mental and behavioural disorders”.

    The analysis reveals that the proportion of disability claims which are related to mental illness has risen from 27 per cent to 41 per cent since 1999.

    The rise has taken place across all age groups, with the proportion of those aged between 50 and 54 who are claiming disability benefit nearly doubling.

    Six in 10 claims by those aged between 25 and 34 are now related to mental illness, up from half in 1999. The IFS said that it is “unlikely” that there has been a significant rise in the number of people suffering from mental illness “over a relatively short time period”.

    Carl Emmerson, deputy director of the IFS, said: “It’s implausible that people have become more mentally unhealthy on this scale and this time horizon.

    “The problems we have seen have always been there and the system is picking them up. Whether it’s a triumph because people’s mental health problems are being recognised or the system is not working, we don’t know.”

    He said that tackling mental health issues will pose a challenge for the government as it seeks to reduce the welfare bill by £12 billion.

    He said: “If someone has a physical health problem that’s much easier to think about than a mental health problem where interventions themselves can be stressful for people.

    “It is much more challenging. You have to think more about what you are doing with people and whether work is good or bad for them. In some cases work could be good.”

    Spending on disability benefits in the UK has halved from 1.6 per cent of national income in 1995/6 to 0.8 per cent – some £13.5 billion – in 2014/15, as their real-terms value has been cut by being linked to inflation and successive reforms have made them more difficult to claim, said the IFS.

    The number of claimants fell only “slightly” over the same period from 2.5 million to 2.3 million, but the IFS found that without the reforms the numbers would probably have increased “considerably”, due to Britain’s ageing population.

    Disability benefit receipt is now also more related to educational achievement and less related to age than in the past, the IFS found.

    While in 1998, younger and less-educated people were half as likely to be on disability benefits as older, better-educated individuals, by 2013 the situation had been reversed, with 25-34-year-olds with a low education level twice as likely to receive them than the highest educated 55-64-year-olds.

    A Department for Work and Pensions spokesman said: “People with mental health conditions have historically fared worse in the labour market and this is why we are doing more than ever before to ensure that people with mental health conditions have the right support and access to the benefits they need.

    “We have recently made changes to our Access to Work Scheme, which helps fund support for disabled people in the workplace, to ensure it can be accessed by people with mental as well as physical health conditions.”

    Most bosses don’t think mental illness merits time off work

    These figures come just months after new research showed most managers have little sympathy for staff who do suffer from a mental illness. Seven in ten British bosses don’t think stress, anxiety or depression are valid reasons for employees to take time off work, according to a AXA PPP Healthcare survey.

    Claiming incapacity benefitOne in four workers suffers from mental health problems at some point every year, but most are so afraid of the stigma around mental health that they would lie to their managers about why they needed time off work.

    AXA PPP Healthcare surveyed 1,000 senior business managers, managing directors, chief executives and owners and 1,000 employees and found that 69 per cent of bosses did not believe mental illness warranted time off work.

    Yet a quarter of managers admitted they had themselves suffered from mental illness at some point.

    When employees were asked if they would be honest with their line manager when calling in sick because they were suffering from stress, anxiety or depression, only 39 per cent of employees said they would tell the truth.



    Benefits and support – RNIB – Supporting people with sight loss, claiming incapacity benefit.#Claiming #incapacity #benefit


    Benefits and support

    Claiming incapacity benefit

    If you’re blind or partially sighted, there’s a host of benefits and support available to make life easier, but sometimes this can feel like a maze of rules and regulations.

    Our benefits and support guides look to untangle this web of paperwork, so that you can get the help available to you. We will show the benefits you could be entitled to – whether you are in or out of work, the concessions you could claim, and who could help you with a grant to buy the items you need.

    What benefits could you be claiming?

    Claiming incapacity benefit

    Benefits for older people

    Claiming incapacity benefit

    Benefits for people of working age

    Claiming incapacity benefit

    Benefits for carers and children

    Calculate your benefits

    The benefits you’re entitled to depends on your own personal circumstances. We have an easy to use calculator that asks you some questions about your situation and then tells you exactly how much you may be missing out on.

    What other support is available to you?

    Claiming incapacity benefit

    Concessions

    If you re registered as blind or partially sighted, there s a range of discounts or even free products and services that you could make use of.

    Claiming incapacity benefit

    Grants

    If you re on a low income and need financial help to buy items for your home, to get out and about or to communicate with others, there could be a grant for you.

    Download our leaflet on the benefits and concessions you could be entitled to

    Part of our “Starting out” series of leaflets, “Benefits, concessions and registration” takes a look at the main benefits and concessions you could claim if you are blind or partially sighted, plus how you can go about registering your sight loss:

    Claiming incapacity benefit

    This information has been produced with kind support from The Lord Leonard and Lady Estelle Wolfson Foundation.

    Related links

    Our Sight Loss Advice Service

    For advice on welfare benefits you might be entitled to and registering your sight loss, call our Helpline on 0303 123 9999 and select option 7 to be put straight through to one of our Sight Loss Advisers.

    Ask RNIB

    Need an answer to your question? Search for it on Ask RNIB.

    GOV UK

    Find out what financial help you could be entitled to if you are disabled.

    Research

    We’re a leading source of information on sight loss and the issues affecting blind and partially sighted people. Access our latest research.

    In your country

    Social

    Connect with us on Facebook, Twitter, LinkedIn and Google+.

    • Claiming incapacity benefit
    • Claiming incapacity benefit
    • Claiming incapacity benefit
    • Claiming incapacity benefit


    Medicare claiming – Australian Government Department of Human Services, claiming.#Claiming


    Medicare claiming

    If you’ve paid or been billed for medical costs, there’s many ways to claim your Medicare benefit.

    We pay all Medicare benefits directly into your bank account. Make sure your bank details are registered with us and make sure you keep them updated.

    At the doctor’s

    The quickest and easiest way to claim your Medicare benefit is at your doctor’s practice. Ask if they can do this for you.

    The practice can send the claim to us through a secure internet connection or through their EFTPOS terminal. We then process the claim and pay your Medicare benefit:

    • directly onto the EFTPOS card you used at the doctor’s, or
    • into the bank account you have registered with us

    If your doctor doesn’t offer electronic claiming

    You can claim your Medicare benefit:

    Express Plus Medicare mobile app

    Submit your claim using the Express Plus Medicare mobile app. To use the app, you need a myGov account linked to Medicare.

    You can claim through the app if:

    • the item is for a service provided to someone on your Medicare card
    • you had the service within the last 2 years, and
    • you haven’t been bulk billed for the service

    Medicare online account

    You can submit your claim for some items using your Medicare online account through myGov.

    Read more about which item numbers you can claim this way.

    If you don’t have a Medicare online account, register for one now through myGov.

    If you need help with your Medicare online account, read the online account guides.

    By mail

    If you can’t submit your claim using your Medicare online account or the Express Plus Medicare mobile app you can complete a Medicare Claim form and send it to us. The address is on the form.

    Medicare claim forms you submit by mail take us longer to process than claims you submit:



    Taxation of social welfare payments, claiming child benefit online.#Claiming #child #benefit #online


    Taxation of social welfare payments

    All income in Ireland is generally subject to taxation. Your social welfare payment may or may not be deemed taxable but even if your social welfare payment is taxable, you may not actually have to pay tax on it. If you are getting a social welfare payment you get an Employee Tax Credit (formerly known as a PAYE tax credit) in addition to your normal tax credits. This means, if a social welfare payment is your only source of income you may not pay tax because your tax liability does not exceed your tax credits. The Employee Tax Credit is given to the person claiming the social welfare payment and not to the adult dependant even if the Increase for a Qualified Adult is paid directly to the dependant.

    Universal Social Charge and social insurance (PRSI) is not payable on social welfare payments. (PRSI is payable on some employment schemes such as Community Employment.)

    Social welfare payment and another income

    If you have a social welfare payment and another source of income, you may have to pay tax. In this case, your taxable social welfare payment and your other income are added together. You are taxed on the total amount. There is no mechanism for taxing social welfare payments at source (before it is paid to you). Your non-social welfare income determines how tax due is paid. Illness and Injury Benefit are generally taxed by your employer and other social welfare payments are taxed by reducing your tax credits and rate band.

    For example, you are getting a social welfare pension and an occupational pension. Your occupational pension is taxed through the Pay-As-You-Earn (PAYE) system in the same way as a wage or salary. This means that you get your tax credits in the normal way. In order to tax your social welfare pension, your annual tax credits are reduced by the tax liability on your social welfare pension. You then effectively pay tax on both the pensions, but it is collected from the occupational pension. For higher incomes, the standard rate cut off point will also be reduced. The technical term for this is coding in of credits. The same arrangement applies if you have income from a job and a social welfare payment. If your social welfare payment was not coded in, you would have to pay tax as a self-employed person and in a lump sum by 31 October each year.

    If your other source of income is not taxed through the PAYE system, for example, if you are self-employed, have an occupational pension from abroad or have investment income, then you are classed as a self-employed person and your tax is payable annually by 31 October each year.

    Social security pensions from abroad

    If you have a social security pension from abroad, it is also generally taxable in Ireland. The tax is payable annually unless you have a source of income that is subject to PAYE. Certain foreign pensions that would be exempt from tax if you were resident in the country paying the pension, are however also exempt from tax in Ireland.

    Taxation of specific social welfare payments

    Maternity Benefit, Paternity Benefit, Adoptive Benefit and Health and Safety Benefit are taxable. Universal Social Charge and PRSI are not payable. The actual rate of tax you will pay will depend on your personal circumstances and the tax reliefs and tax credits you are claiming. The information given here applies in exactly the same way to Adoptive, Paternity and Health and Safety Benefit.

    The Department of Social Protection (DSP) will pay Maternity Benefit without any deduction of tax. However the DSP will notify Revenue of the amount of Maternity Benefit to be taken into account for income tax purposes.

    If you are self-employed and pay your tax through the self-assessment system you should include details of any Maternity Benefit received in your annual tax return.

    If you pay tax through the PAYE system Revenue will, where possible, automatically reduce your annual tax credits and rate bands to account for the tax payable on your Maternity Benefit (see ‘Further information’ below for examples).

    Maternity Benefit before 1 July 2013

    If you were getting Maternity Benefit up to and including 30 June 2013 you may be entitled to a tax and PRSI refund if your Maternity Benefit is paid to your employer and your employer continues to pay your normal weekly wage. If this is the case, when your Maternity Benefit has finished, you can write to the Maternity Benefit Section or contact the Maternity Benefit Section online to request an MB21 Statement, which you should then forward to your tax office to get a tax refund. To get a PRSI refund, you should complete the Refund of PRSI Contributions Application Form and send it to the PRSI Refunds Section.

    Illness Benefit and Injury Benefit

    If you are absent from work due to illness and you get (or your employer gets on your behalf) Illness Benefit or Injury Benefit, tax is collected through the PAYE system. No PRSI or USC is payable. Employers must make changes to their PAYE procedures to account for the Illness or Injury Benefit paid (Increases for Qualified Children are not taxable). They do this by including the taxable amount of Illness or Injury Benefit with the employee’s earnings. The Department of Social Protection notifies employers of the amount of taxable Illness or Injury Benefit an employee is entitled to and the date the payment started.

    Jobseeker’s Benefit and One-Parent Family Payment

    If you work and get Jobseeker’s Benefit (JB) the taxable part of your JB is collected by adjusting your tax credits and standard rate cut off point to account for the tax payable. One-Parent Family Payment is taxed in the same way. No PRSI or USC is payable.

    What social welfare payments are taxable?

    Jobseeker’s Benefit is generally taxable, but the first €13 each week is exempt from tax. Jobseeker’s Benefit payable to short-time workers is not taxable.

    Increases for Qualified Children payable with Jobseeker’s Benefit, Illness Benefit and the Occupational Injuries Scheme (Injury Benefit, Disablement Pension and Incapacity Supplement) are not taxable.

    Other than the cases above, if your social welfare payment is taxable, any increase in your payment for your adult dependant and child dependants is also taxable.

    Guardian’s payments, which are payments made for the benefit of an orphan, are taxable. However a guardian’s payment is regarded as the beneficial property of the child and is therefore assessable against their income (if any), not against the income of the person getting the guardian’s payment.



    Claiming – definition of claiming by The Free Dictionary, claiming unemployment benefit.#Claiming #unemployment #benefit


    claim

    claim

    claim

    Past participle: claimed

    claim

    we made a claim on our insurance reclamamos al seguro

    have you made a claim since last year? (for benefit) ¿ha solicitado alguna ayuda estatal desde el año pasado?

    he renounced his claim to the throne renunció a su derecho al trono

    they will not give up their claim to the territory no renunciarán a su reivindicación del territorio

    the town’s main claim to fame is its pub este pueblo se destaca más que nada por el bar

    he cannot lay claim to much originality no puede atribuirse mucha originalidad, no puede presumir de original

    he rejected claims that he had had affairs with six women desmintió las afirmaciones de que había tenido seis amantes

    I make no claim to be infallible no pretendo ser infalible

    if you wish to claim expenses you must provide receipts si desea que se le reembolsen los gastos debe presentar los recibos

    25% of people who are entitled to claim State benefits do not do so el 25% de las personas que tienen derecho a cobrar ayuda del Estado no lo hace

    he claimed damages for negligence on the part of the hospital exigió que el hospital le compensara por haber cometido negligencia, demandó al hospital por negligencia

    Graf claimed a fourth Wimbledon title Graf se llevó su cuarto título de Wimbledon

    he was too modest to claim the credit era demasiado modesto como para atribuirse el mérito

    they claim the police opened fire without warning afirman que la policía abrió fuego sin previo aviso

    I do not claim that everyone can do this no estoy diciendo que todo el mundo pueda hacer esto

    these products claim to be environmentally safe se afirma que estos productos no dañan el medio ambiente

    the accident claimed four lives el accidente se cobró cuatro vidas

    make sure you claim within a month of the accident asegúrese de presentar reclamación antes de un mes desde la fecha del accidente

    to claim for sth reclamar (los gastos de) algo

    I claimed for damage to the carpet after the flood reclamé los gastos del deterioro de la alfombra tras la inundación

    claim

    She’s claiming unemployment benefit Elle perçoit des allocations chômage.

    She can’t claim unemployment benefit

    BUT Elle n’a pas droit aux allocations chômage.

    to claim to be sth prétendre être qch

    to claim to have done sth prétendre avoir fait qch

    He claims to have found the money Il prétend avoir trouvé l’argent.

    The disease claims millions of lives La maladie fait des millions de victimes.

    We claimed on our insurance Nous avons réclamé un dédommagement à notre assurance., Nous avons fait une demande d’indemnisation auprès de notre assureur.

    a claim to sth un droit à qch

    to make a claim faire une demande d’indemnisation

    claim

    claim

    the poor have a claim to our sympathy i poveri hanno diritto alla nostra comprensione

    there are many claims on my time sono molto preso

    to put in a claim for sth fare una richiesta di qc

    to put in a claim for petrol expenses chiedere il rimborso delle spese per la benzina

    I make no claim to be infallible non pretendo di essere infallibile

    something else claimed her attention qualcosa distolse la sua attenzione

    the new system can claim many advantages over the old one si può dire che il nuovo sistema offre molti vantaggi rispetto a quello vecchio



    Unemployment abroad – Your Europe, claiming unemployment benefit.#Claiming #unemployment #benefit


    Unemployment abroad

    If you lose your job while working in another EU country, which country pays your unemployment benefit depends on your work situation and place of residence – not your nationality.

    What to do if – before losing your job – you were:

    Living working abroad

    Planning to stay?

    If you lose your job and choose to stay on in the EU country where you were employed, you should claim unemployment benefits there.

    Register as a jobseeker with the local employment services. You will be treated the same as nationals of that country.

    Pay special attention to:

    • periods of work required to qualify for unemployment benefit
    • applicable rates for calculating the benefit
    • duration of the benefit

    If you need to certify any previous periods of employment and social security cover abroad, you may need to apply for a U1 form (formerly E 301 form) in the country where you worked before.

    Even if you don’t submit a U1 form, the claim handlers can get the information directly from the other country’s authorities. However, the form could help speed up processing.

    Going back home?

    If, after losing your job, you choose to go back to your home country, you must contact the national employment service there to find out if you’re still entitled to unemployment benefits after your time abroad.

    If you are, you’ll need to:

    • register directly as a jobseeker in your home country, and
    • apply for a U1 form (formerly E 301 form) in the country where you last worked.

    Even if you don’t submit a U1 form, the claim handlers can get the information directly from the other country’s authorities. However, the form could help speed up processing.

    If you’re not entitled to benefits in your country of origin, you can apply for an authorisation to transfer your unemployment benefit from the country where you became unemployed either:

    • back to your home country, or
    • to any other country where you wish to look for a job

    Benefits are usually transferred for 3 months, but this may be extended to a maximum period of 6 months.

    Posted abroad on a short assignment ( 2 years)

    If you chose to remain covered in the country from which you were posted, your unemployment benefit should be paid there.

    In this case, you should register as a jobseeker with the employment services in that country.

    A civil servant seconded abroad

    If you become wholly unemployed, you can choose to receive unemployment benefits in either the EU country you were posted to or your home country – by registering with the employment services in either country.

    • If you decide to apply for benefits in the country you were posted to, ask the national employment service in your home country for a U1 form (formerly E 301 form).

    This form shows the periods to be considered when calculating unemployment benefits. Send it to the national employment service in the country where you are applying for benefits.

    Even if you don’t submit a U1 form, the claim handlers can get the information directly from the other country’s authorities. However, the form could help speed up processing.

  • If you decide to apply for benefits in your home country, you will have to go back there.
  • Your benefits will be calculated in accordance with the rules of the country where you register as a jobseeker, taking account of any periods worked abroad.

    Sample story

    Think twice where you register as unemployed

    Mirko from Germany was working as a German civil servant in Ireland when he lost his job. He could have gone back to Germany and registered as a jobseeker there. However, he chose to stay in Ireland and to apply for unemployment benefits there.

    He expected to receive around 67% of his average daily wage, as is usual in Germany. But in Ireland, unemployment benefits are not based on previous earnings. Mirko was very surprised to find he was only entitled to a weekly flat-rate sum of 204.30.

    Working in one country, living in another (cross-border commuter)

    If you are a cross-border commuter (either employed or self-employed) and lose your job, you can only claim unemployment benefits in the country where you’re living.

    Exception

    If, during your last period of commuting, you went home less than once a week, you can choose where to claim unemployment benefits (country of residence or country where you last worked).

    This has been the rule since 1 May 2010, although some job centres still might not be aware of it. If you have problems with payment of your unemployment benefit abroad, contact our assistance services Claiming unemployment benefitfor help.

    Amount

    Whether you’re entitled to unemployment benefit, and how much will depend on the rules in the country where you live and the time you’ve worked abroad.

    Ask the authorities in the country (or countries) you’ve worked in for a U1 form (formerly E 301 form – showing periods to be considered when calculating unemployment benefits).

    Send this form to the national employment services in the country where you wish to apply for benefits, so they can take account of any periods of social security cover or employment in other countries.

    Even if you don’t complete a U1 form, the claim handlers can get the information directly from the other countries’ authorities. However, the form could help speed up processing.

    Need help to find work?

    If you need help finding a new job in the country where you lost your job, you can register as a jobseeker with the national employment service there. You will then have to comply with requirements in both countries: country of residence (paying your benefit) and country where you last worked (where you are also looking for a job).

    Meeting the requirements of the country where you live is most important – if you don’t, your benefits could be affected.

    Sample story

    Check where you can apply for unemployment benefits

    Arthur from Germany lost his job in 2008 and moved straight to Hungary to work there. He got a 1-year employment contract in Budapest, but kept his home in Germany and went back there on a regular basis.

    When he lost his job again, he could have applied for benefits in Hungary. However, he decided to go back to Germany and had no trouble getting the benefit there.

    Different country, different benefits

    Each EU country has its own rules on unemployment benefits. This means you might get benefit for 24 months in your home country but just 12 months in another.

    It’s worth comparing the benefits paid in each country, paying special attention to:

    • periods of work required to qualify for unemployment benefit
    • applicable rates for calculating the benefits
    • duration of the benefit

    Find out about unemployment benefits in the country responsible for paying them:

    Choose country:

    * Information not yet provided by national authorities

    Moving to another EU country to find a job

    Under certain conditions, you can transfer your unemployment benefits to another EU country while looking for a job there. Benefits are usually transferred for 3 months, but may be extended to a maximum period of 6 months.



    The Accident Compensation You Deserve, claiming compensation.#Claiming #compensation


    Call: 1800 660 675

    You may need to get Legal Support if your injury is serious, permanent and as a result of negligence. Establishing [Continue Reading]

    Claiming compensation

    Contact Accident Helpline today by calling 1800 660 675. [Continue Reading]

    Claiming compensation

    If you have been injured and you are not sure what to do next, you have arrived in the right place. Gaining a good [Continue Reading]

    Claiming compensation

    Accident Helpline Services

    If you have been injured and you are not sure what to do next, you Claiming compensationhave arrived in the right place. Gaining a good understanding on the correct procedures to follow and getting the right advice is extremely important. Our Accident Helpline services offer someone to talk to get independent advice and access professional legal services. Call 1800 660 675 for free support today.

    We provide completely free of charge services for ANYONE who has suffered an injury or accident in Australia including free information, forms, advice, a free case review and a lawyer referral if required.

    Many of the people who use our Accident Helpline Services have been injured in road accidents or work accidents or have suffered a slip, trip or fall in a public place or medical negligence.

    Accident compensation is your legal right!

    Being in the know can help you a great deal when it comes to obtaining justice and compensation. There are certain procedures that need to be followed that are compulsory and may affect you in a legal sense. These procedures may include reporting the incident to the police within a given time frame or seeking medical attention immediately after an accident or injury. Even if you do not believe you are injury is bad it is VITAL to seek professional medical attention.

    Getting the compensation you deserveClaiming compensation

    You may need a lawyer or solicitor to assist you with an injury compensation claim. By discussing some basic details with our friendly staff you will know if you are better off with legal help or it is not required. If you have a complex claim in which a strong case needs to be built, the services of a lawyer or law firm may mean a big difference in terms of several thousands of dollars in compensation that you may get on top of what an insurance company may offer you as a lump sum.

    Get advice before you sign!

    Never accept an offer of a lump sum without a second opinion from an Accident Helpline member of staff or a lawyer. What you may find is that once you have accepted an award of compensation you may be signing away all future rights to claim. If your offer falls short of your full entitlements you may not be able to recover further future losses or expenses. Always get a second opinion BEFORE you sign and accept any offer of a lump sum payment. For more information call: 1800 660 675.



    Claiming compensation from car dealer, claiming compensation.#Claiming #compensation


    Claiming compensation from car dealer

    Woman in accident alleges that airbags did not deploy

    Claiming compensation

    Claiming compensation

    ‘New car unfit for use’

    Question: I had purchased a new car three months ago with a bank loan. A month ago, I had a traffic accident, due to which the car was completely damaged and was written off by the insurance company. No airbag deployed at the time of the incident, so the insurance company is refusing to pay a compensation. It says the car had a manufacture problem and was not fit for use, and therefore it won’t cover damages. Am I entitled to file a case against the car dealer about the airbags? Is the car dealer obligated to give me a new car, and other compensation as well?

    Answer: The questioner can send notice through the court to the dealer from which she purchased the car, claiming a new car as well as compensation for damages. If there’s no resolution, she can file a case at the competent court against the car dealer and the insurance company and ask them to assign an expert to present a detailed report to the court of the car’s defects and why the airbag did not deploy. The questioner can inform the consumer protection section at the Ministry of Economy about this issue, which will take the necessary action after verifying the matter.

    Limited liability

    Question: Can the manager of a limited liability company (LLC) be dismissed if his tenure is not specified in the Memorandum of Association?

    Answer: Article 85 of the new UAE Commercial Companies Law (Law No. 2 of 2015) states:

    1. Unless the Memorandum of Association of the company or the contract appointing the manager provides otherwise, the manager shall be dismissed by decision of a general meeting, whether the manager is a partner or not. The court may dismiss the manager at the request made by one or more partners in the company if the court deems that such dismissal is justified.

    2. The manager may file a written resignation at a general meeting, with a copy to the competent authority. The meeting shall decide on such resignation within 30 days from the date of submittal, otherwise his resignation shall be effective upon the expiry of this period, unless the Memorandum of Association of the company or the contract appointing the manager provides otherwise.

    3. The company shall notify the competent authority of the termination of services of the manager within 30 days from the date of the termination of service. The company shall appoint another manager during such period.

    Therefore, the new law changes the way in which the manager of an LLC may be dismissed. Under the new law, if the Memorandum is silent, the manager may be dismissed by an ordinary resolution at a general meeting. However, the LLC may specify its own requirements for dismissal in the Memorandum. This contrasts with the position under the 1984 Commercial Companies Law, which provided that, if the Memorandum of Association was silent on the manager dismissal rights, unanimous shareholder approval was required. Alternatively, if the Memorandum allowed a manager to be dismissed, a special resolution was necessary. Going forward, LLCs may want to consider their manager dismissal rights, particularly if the Memorandum is silent. This may be important in an LLC in which the minority shareholder has made all of the investment and exercises day-to-day management of the LLC.

    — Questions answered by advocate Mohammad Ebrahim Al Shaiba of Al Shaiba Advocates and Legal Consultants.



    Claiming – definition of claiming by The Free Dictionary, claiming compensation.#Claiming #compensation


    claim

    claim

    claim

    Past participle: claimed

    claim

    we made a claim on our insurance reclamamos al seguro

    have you made a claim since last year? (for benefit) ¿ha solicitado alguna ayuda estatal desde el año pasado?

    he renounced his claim to the throne renunció a su derecho al trono

    they will not give up their claim to the territory no renunciarán a su reivindicación del territorio

    the town’s main claim to fame is its pub este pueblo se destaca más que nada por el bar

    he cannot lay claim to much originality no puede atribuirse mucha originalidad, no puede presumir de original

    he rejected claims that he had had affairs with six women desmintió las afirmaciones de que había tenido seis amantes

    I make no claim to be infallible no pretendo ser infalible

    if you wish to claim expenses you must provide receipts si desea que se le reembolsen los gastos debe presentar los recibos

    25% of people who are entitled to claim State benefits do not do so el 25% de las personas que tienen derecho a cobrar ayuda del Estado no lo hace

    he claimed damages for negligence on the part of the hospital exigió que el hospital le compensara por haber cometido negligencia, demandó al hospital por negligencia

    Graf claimed a fourth Wimbledon title Graf se llevó su cuarto título de Wimbledon

    he was too modest to claim the credit era demasiado modesto como para atribuirse el mérito

    they claim the police opened fire without warning afirman que la policía abrió fuego sin previo aviso

    I do not claim that everyone can do this no estoy diciendo que todo el mundo pueda hacer esto

    these products claim to be environmentally safe se afirma que estos productos no dañan el medio ambiente

    the accident claimed four lives el accidente se cobró cuatro vidas

    make sure you claim within a month of the accident asegúrese de presentar reclamación antes de un mes desde la fecha del accidente

    to claim for sth reclamar (los gastos de) algo

    I claimed for damage to the carpet after the flood reclamé los gastos del deterioro de la alfombra tras la inundación

    claim

    She’s claiming unemployment benefit Elle perçoit des allocations chômage.

    She can’t claim unemployment benefit

    BUT Elle n’a pas droit aux allocations chômage.

    to claim to be sth prétendre être qch

    to claim to have done sth prétendre avoir fait qch

    He claims to have found the money Il prétend avoir trouvé l’argent.

    The disease claims millions of lives La maladie fait des millions de victimes.

    We claimed on our insurance Nous avons réclamé un dédommagement à notre assurance., Nous avons fait une demande d’indemnisation auprès de notre assureur.

    a claim to sth un droit à qch

    to make a claim faire une demande d’indemnisation

    claim

    claim

    the poor have a claim to our sympathy i poveri hanno diritto alla nostra comprensione

    there are many claims on my time sono molto preso

    to put in a claim for sth fare una richiesta di qc

    to put in a claim for petrol expenses chiedere il rimborso delle spese per la benzina

    I make no claim to be infallible non pretendo di essere infallibile

    something else claimed her attention qualcosa distolse la sua attenzione

    the new system can claim many advantages over the old one si può dire che il nuovo sistema offre molti vantaggi rispetto a quello vecchio



    FAQ – Contacting UI, claiming unemployment.#Claiming #unemployment


    FAQ – Contacting UI

    File a claim for UI benefits or extension for UI benefits using one of the following methods:

    • File online with eApply4UI: The application can be completed online. Answers to questions are entered online. After the application is completed, the individual submits it online to the Department. Note: This is the fastest way to file your claim.
    • Contact EDD by telephone: Individuals will speak to a department representative who will ask a series of questions and record the responses.
    • Complete a paper Unemployment Insurance Application (DE 1101I): The application can be completed online and printed. The application can then be faxed or mailed to an EDD office for processing.

    Note: The above options may also be used to reactivate an existing claim or file for extended benefits.

    If you stop filing your weekly claims (even possibly for one week), your UI claim becomes inactive. If you want to start claiming again, you must first reopen your claim by re-applying for UI benefits. You can reopen your claim any time during your 52-week benefit year for regular UI claims. If your benefit year has ended, you must apply for a new claim.

    You may be eligible to reopen an existing federal extension claim if you have a balance remaining and do not monetarily qualify for regular UI benefits.

    You may reopen your claim or file a new claim using the EDD s online application, eApply4UI, or you may call our toll-free phone number and speak to a claims specialist who will reopen your claim or file a new claim. The process for reopening your claim is the same process used to file a new claim. Once you submit your UI application, the EDD will determine whether you will be reopening an existing claim or filing a new claim.

    A new or reopened claim takes effect the Sunday of the week you contact the EDD. This means you must contact the EDD during the first week you want to claim benefits. Once you reopen your claim or file a new claim, a Continued Claim form for the following two weeks will be issued to you.

    The best way to get answers to your unemployment questions is to:

    Employment Development Department

    PO Box 826880 UIPCD, MIC 40

    Benefit payment information is available using our automated telephone system and you will need a Personal Identification Number (PIN) to access your information. You create your PIN using the automated telephone system.

    Payment information is available Monday through Saturday from 6 a.m. to midnight and Sunday from 6 a.m. to 9 p.m. (All times are Pacific Time.)

    If you have not received your payment or any response from EDD within 10 days of submitting your Continued Claim certification, contact EDD.

    When our telephone systems receive too many calls the telephone network becomes temporarily overloaded. If that occurs, you will hear a message that states, We are currently receiving more calls than our system can handle. Please try again later. This tends to happen between 8 a.m. and 8:30 a.m., and is also likely to occur on our busiest days (Mondays, and days after a holiday).

    Once you have reached our telephone system, and you make the menu selections to speak to a representative, the system routes your call to the location with the shortest wait time. However, if it appears that your call cannot be answered within 10 minutes because of the number of callers already waiting, you will hear a message advising you to call back later. To avoid this possibility, you may want to call on Wednesday or Thursday, which are our least busy days.

    Statewide increased demand for UI services, seasonal fluctuations and holidays contribute to a longer wait time when calling the Department. We understand that your time is valuable and EDD is making every effort to shorten the time you must wait for service.

    You can avoid telephone wait time by using one of our online applications to file your claim.

    There are four ways you can report an address or phone number change:

    1. Online: The fastest and easiest way to update your address or phone number is through UI Online SM . Any updates you make through UI Online SM will take effect immediately. You can update your contact information using UI Online SM 24 hours a day, 7 days a week.
    2. Mail – Continued Claim Form: On the bi-weekly certification, Continued Claim Form, DE 4581, mark the box on question 8, and complete Section D on the reverse side of form. Claimants who wish to change their address cannot do so while using EDD Tele-Cert SM certification method.
    3. Phone: You can also report an address or phone number change by phone. Contact UI and we will change your address while you re on the phone. To protect your privacy, be prepared to provide claim verification information.
    4. Mail – Letter: Write us a letter and include the following information:
      • Your name
      • Social Security number
      • New address and/or phone number
      • Your signature


    Claiming housing benefit and council tax support – Cornwall Council, claiming housing benefit.#Claiming #housing #benefit


    cornwall .gov.uk

    Business

    Council and democracy

    Environment and planning

    Housing

    Leisure and culture

    Claiming housing benefit and council tax support

    Housing benefit helps people on low incomes pay their rent. It’s not available for mortgage repayments.

    Council tax support helps people on low incomes pay their council tax.

    There are different rules for claiming housing benefit and council tax support. You may be able to claim one or both.

    You can find out more by using the links in the menu or find out if you can make a claim further down this page.

    How do I apply?

    Read this page to see if you’re eligible. If you are eligible to make a claim:

    • If you have made a claim before, the fastest way to claim is by signing into your online account (choose benefits, select the account you would like to make a claim for, then select eclaim)
    • If you have never claimed before, or do not have an online account, you can still make a claim online

    When you make your claim online, we’ll send you a summary of the details we’ll use to work out your benefit. You need to check the information and tell us if anything is missing or wrong and supply your supporting documents.

    If you encounter problems using our online claim form, you can call 0300 1234 121 where an advisor will be able to help you.

    To make a claim by post, download a claim form. You have to print the form before you fill it in.

    Can I view my claim details online?

    Once your claim has been assessed, you can check your claim details online. This includes viewing Council Tax support awards made; housing benefit payments; details about your next payment; any letters telling you about your benefit, and how we’ve worked your benefit out. You can also sign up to have your notifications sent to you by e-mail.

    Can I get housing benefit and council tax support?

    You can normally claim housing benefit if you’re the person, or one of the people, who pays the rent and you’re claiming benefits or have a low income.

    If you pay council tax for the home where you live, you may be able to claim council tax support.

    You can’t get support to help pay council tax for a home that isn’t your permanent home (for example, a second home).

    The help you get will depend on:

    • The rent or council tax you pay
    • The people who live with you
    • The needs of your family
    • Your income
    • Your savings

    Use our benefits calculator to see if you’re entitled to housing benefit or council tax support.

    If you’re a student, self employed person or a person from abroad there are different rules, which can be complex. Please ring our benefits advice line on 0300 1234 121 if you’re in one of these groups.

    What will we need to see?

    As well as your claim form, we’ll need to see things like proof of your identity, your national insurance number, and proof of your income, savings and rent. If you live with a partner we’ll also need to see their information.

    Post the documents to the address shown on the form or letter that we send you. Please provide photocopies, ensuring that they are clear and show the whole document.

    Your claim form will tell you what else you need to send us. If you have problems supplying the information we ask for, ring our benefits advice line on 0300 1234 121. You can also download and print forms to help you gather some of the information we need.

    How will I know if my claim is successful?

    We’ll send you a letter telling you how much benefit you’re entitled to. The letter will explain how we’ve worked out your claim and how we’ll pay your benefit. If you’re entitled to council tax support, we’ll send you a new bill for the reduced amount. The bill will also show your new instalments.

    Can my housing benefit be paid direct to my landlord?

    If you rent your home from Cornwall Housing, we’ll pay any housing benefit direct to your rent account.

    If you rent from a private landlord, we’ll normally pay housing benefit to you.

    We can make payments direct to your landlord if we think making payments to you will cause you serious difficulties. You can find out more in our local housing allowance safeguard policy.

    To apply for payments to be made direct to your landlord, a direct payment to landlord form needs to be completed. You can complete the form yourself or your landlord or someone else can do it for you.

    If we decide to make payments direct to your landlord, we will usually review the decision after an agreed time to check direct payments are still appropriate.

    Housing benefit helps people on low incomes pay their rent. It’s not available for mortgage repayments.

    Council tax support helps people on low incomes pay their council tax.

    There are different rules for claiming housing benefit and council tax support. You may be able to claim one or both.

    You can find out more by using the links in the menu or find out if you can make a claim further down this page.

    Read this page to see if you’re eligible. If you are eligible to make a claim:

    • If you have made a claim before, the fastest way to claim is by signing into your online account (choose benefits, select the account you would like to make a claim for, then select eclaim)
    • If you have never claimed before, or do not have an online account, you can still make a claim online

    When you make your claim online, we’ll send you a summary of the details we’ll use to work out your benefit. You need to check the information and tell us if anything is missing or wrong and supply your supporting documents.

    If you encounter problems using our online claim form, you can call 0300 1234 121 where an advisor will be able to help you.

    To make a claim by post, download a claim form. You have to print the form before you fill it in.

    Once your claim has been assessed, you can check your claim details online. This includes viewing Council Tax support awards made; housing benefit payments; details about your next payment; any letters telling you about your benefit, and how we’ve worked your benefit out. You can also sign up to have your notifications sent to you by e-mail.

    You can normally claim housing benefit if you’re the person, or one of the people, who pays the rent and you’re claiming benefits or have a low income.

    If you pay council tax for the home where you live, you may be able to claim council tax support.

    You can’t get support to help pay council tax for a home that isn’t your permanent home (for example, a second home).

    The help you get will depend on:

    • The rent or council tax you pay
    • The people who live with you
    • The needs of your family
    • Your income
    • Your savings

    Use our benefits calculator to see if you’re entitled to housing benefit or council tax support.

    If you’re a student, self employed person or a person from abroad there are different rules, which can be complex. Please ring our benefits advice line on 0300 1234 121 if you’re in one of these groups.

    As well as your claim form, we’ll need to see things like proof of your identity, your national insurance number, and proof of your income, savings and rent. If you live with a partner we’ll also need to see their information.

    Post the documents to the address shown on the form or letter that we send you. Please provide photocopies, ensuring that they are clear and show the whole document.

    Your claim form will tell you what else you need to send us. If you have problems supplying the information we ask for, ring our benefits advice line on 0300 1234 121. You can also download and print forms to help you gather some of the information we need.

    We’ll send you a letter telling you how much benefit you’re entitled to. The letter will explain how we’ve worked out your claim and how we’ll pay your benefit. If you’re entitled to council tax support, we’ll send you a new bill for the reduced amount. The bill will also show your new instalments.

    If you rent your home from Cornwall Housing, we’ll pay any housing benefit direct to your rent account.

    If you rent from a private landlord, we’ll normally pay housing benefit to you.

    We can make payments direct to your landlord if we think making payments to you will cause you serious difficulties. You can find out more in our local housing allowance safeguard policy.

    To apply for payments to be made direct to your landlord, a direct payment to landlord form needs to be completed. You can complete the form yourself or your landlord or someone else can do it for you.

    If we decide to make payments direct to your landlord, we will usually review the decision after an agreed time to check direct payments are still appropriate.



    Claiming Child Benefit – Money Advice Service, claiming housing benefit.#Claiming #housing #benefit


    Claiming Child Benefit

    Claiming Child Benefit can give a big boost to your family budget. If you’ve just had a baby, make sure you claim before it’s three months old. Even if you think you won’t be entitled to anything, you should still claim so you don’t miss out on other entitlements.

    Who can claim Child Benefit?

    You can claim Child Benefit (formally known as ‘family allowance’) for each child you’re responsible for (you do not have to be their parent), regardless of whether you’re working or have savings.

    You can claim for each child:

    If your child starts paid work for 24 hours or more a week and is no longer in approved education or training, your Child Benefit will stop.

    The same applies if your child starts an apprenticeship or starts receiving certain benefits in their own right.

    Payments are tax-free as long as neither parent or carer earns more than £50,000 a year.

    How much is Child Benefit?

    Did you know?

    A family with two children can claim nearly £1,800 a year in Child Benefit.

    In the 2017-18 tax year, you can claim:

    • £20.70 per week for your first child
    • £13.70 a week for any further children

    That’s more than £1,000 a year if you have one child and an extra £700 for subsequent children.

    Child Benefit if you earn more than £50,000

    If you or your partner earns over £50,000 a year, you’ll have to pay back some of your Child Benefit in the form of extra Income Tax.

    You’ll need to pay back 1% of your family’s Child Benefit for every £100 or your income over £50,000.

    If either of you earn over £60,000 a year, you’ll have to repay all of your Child Benefit in the form of extra Income Tax.

    How to apply for Child Benefit

    Top tip

    It’s worth claiming Child Benefit straight away as your payments can only be backdated three months from the date your application is received.

    You need to fill out a claim form (CH2) and send it to the Child Benefit Office along with your child’s original birth certificate (which you’ll get back).

    If you don’t have the certificate, you can send in the form anyway and forward the certificate as soon as you have it.

    Why it’s important to claim Child Benefit

    Did you know

    If you go back to work, a family member might be able to claim National Insurance credits if they help look after your child. Find out more about Specified Adult Childcare credits here.

    Claiming Child Benefit will help you protect your State Pension.

    If you’re off work looking after your child and not paying National Insurance contributions, claiming Child Benefit will ensure you get credits towards your State Pension.

    If you don’t claim, you might also miss out on:

    • Other benefits such as Guardian’s Allowance
    • Your child being automatically issued with a National Insurance number before their 16th birthday

    Even if you don’t think you’ll be entitled to anything because either you or your partner earns over the £50,000 tax-free limit, it’s still worth claiming so you don’t miss out on National Insurance credits.

    If either of you earns over £60,000, you can always opt not to receive the payments – and avoid the tax charge – but still get the entitlements.

    Did you find this guide helpful?

    Care to share?

    • Share this article on Facebook

    Share this article on Facebook

  • Share this article on Twitter

    Share this article on Twitter

  • Share this article by Email

    Share this article by Email



  • Whiplash personal injury claims and why insurance companies don t like them – Mirror Online, claiming for whiplash.#Claiming #for #whiplash


    Insurance companies slam whiplash claims, but what are the implications for sufferers?

    In the controversy kicked up by insurance companies over whiplash claims, it’s easy to forget the real victims

    • Share
    • 08:35, 18 JUL 2013
    • Updated 13:42, 3 SEP 2015
    • Share

    According to the Department of Work and Pensions Claims Recovery Unit (CRU), whiplash accounts for 70 per cent of all Road Traffic Accident personal injury claims in the UK.

    The term describes an injury caused by quick jerking motions of the head resulting in hyper extension of the spine and damage to the vertebrae and neck muscles.

    According to the NHS, common symptoms include: neck pain and stiffness, painful neck movement, lower back pain, muscle tenderness and headaches.

    Whiplash is commonly caused by car accidents, falls and contact sports. In car accidents, those most at risk from suffering whiplash injuries are those involved in accidents where their vehicle is hit from behind.

    In 2011/12, there were 570,000 claims made for whiplash injury in this country.

    These claims are a thorn in the side of insurance companies, who blame bogus whiplash claims for rising insurance premiums. This is a very convenient smokescreen for those who would rather avoid paying out for whiplash claims, or want to make people think twice before making a claim.

    Unfortunately, with scare stories about bogus claimants floating about, it’s easy to forget the victim in all this – those with genuine injuries.

    Anybody who has suffered with a case of whiplash will know how excruciatingly painful and limiting it can be.

    In many cases, whiplash injury means time off work, loss of income, pain and inconvenience. On top of that, there may be the additional costs of physiotherapy, childcare, domestic help, personal care and support until the victim has recovered.

    Symptoms can persist beyond six months when the condition becomes chronic. If a case develops complications, recovery can take even longer, causing costs to mount up.

    Rebecca sustained back injuries and whiplash during a car accident while she was pregnant.

    Claiming for whiplash



    The whiplash lie detector, claiming for whiplash.#Claiming #for #whiplash


    The whiplash lie detector

    Claiming for whiplash

    Claiming for whiplash

    2:31PM BST 01 Aug 2011

    ‘I just cannot believe that a bump at snail s pace could have caused an injury like that, says Claire Coleman, a motorist who earlier this year accidentally shunted the car in front while in traffic near her south London home. The driver of the Vauxhall Zafira got out, saw there was no damage and drove off. Claire assumed that would be the end of it, but was astonished to find out a couple of months later that the driver had claimed for a whiplash injury, and won more than £2,000.

    There was absolutely no visible damage to either car not even a scratch or a tiny dent, she says.

    As Claire discovered, we are in the middle of a whiplash epidemic. Compensation claims for the neck injury now stand at three quarters of all personal injury claims as a result of a car accident. And the insurance industry is convinced that many are fraudulent.

    Seventy-six per cent is twice the average for other European countries, says a spokesman for the Association of British Insurers (ABI). It s unlikely we ve got some of the weakest necks in Europe.

    This compensation cash machine is having a disastrous effect on our insurance premiums: according to the AA, in the first four months this year they shot up by a record 40 per cent.

    Related Articles

    But now the insurance industry is fighting back with what has been privately dubbed the whiplash lie detector test. It doesn t measure heart rate, blood pressure or skin moisture, but instead is a sophisticated piece of software into which you feed details of the accident. So in goes the speed of the crash, the weight of the cars, the visible damage and lastly the type of cars. The so-called WITkit (for Whiplash Injury Toolkit) then gives you a probability that the person claiming whiplash injury is telling porkies.

    Early indications are very positive, says Peter Shaw, chief executive of Thatcham, the industry s automotive test centre. The feedback we ve had is that it can accelerate the claims process.

    Thatcham is well placed to devise such a test because of its globally recognised work in rating car seats for their ability to prevent neck injury in a crash.

    So if you accidentally hit a car rated either good or acceptable for whiplash protection (the 2006 Vauxhall Zafira that Coleman hit falls into the latter banding), your car is lighter (Coleman was driving a VW Polo) and the damage was minimal, then the software will flag up the high probability that the person you crashed into is fabricating their pain.

    It has to remain a probability because doctors still can t be certain whether a patient is suffering or not.

    You re unlikely to see any evidence because, if it s there, it s all in the soft tissue, says Richard Cuerden, technical director for vehicle safety at the Transport Research Laboratory. And that, he believes, is the big drawback of Thatcham s lie detector. It ll be able to say that, for these five per cent, pay out straight away. And for those five per cent, don t. But for the 90 per cent in the middle, we just don t know.

    And that s not going to change, according to Cuerden, until we get radical. It s time we did some human testing, simulating a rear-end crash on a sled. You could map out a threshold speed below which we could say, you wouldn t have an injury in a modern car with a good seat. That way [WITkit] would cover, say, 40 per cent of the people instead of just five.

    Without an effective test for injury, and egged on by lawyers who take a handsome cut, British drivers are putting in more personal injury claims, fuelling a rise of more than 70 per cent from an average between 2000 and 2005 of 395,735 to 674,997 in 2009. The ABI estimates total fraud now costs the industry £2 billion a year, with compensation payouts totalling £9.4 billion a year. Remove the fraud perpetrated by anyone from organised crash-for-cash gangs to opportunistic students and the ABI says our premiums will automatically drop by £50 a year.

    Until then, costs will keep rising, as Claire Coleman discovered recently when her insurance renewal came through: the whiplash claim had bumped up her premium by 25 per cent, to more than the cost of her car.

    The Government has given a strong indication that it will ban referral fees paid by car insurance companies to claims solicitors, after Jack Straw, the former Justice Secretary, drew attention to the widespread industry practice at the end of June, calling it a huge racket .

    Lord McNally, the Justice Minister, told the House of Lords earlier this month that the Government was sympathetic to the idea of a ban on referral fees and is looking at how to tackle the issue as part of wider reforms .

    Investigating the huge rise in car insurance earlier this year, the Transport Select Committee said in its report that over 40 per cent of personal injury lawyers pay referral fees to receive work from insurers or claims management firms .

    The fees range from £200-£1,000 per case and reflect the staggering amount an accident victim is worth to a claims solicitor. The report said that fees may be paid and received by insurance firms, vehicle repairers, rescue truck drivers, credit hire firms, claims and accident management firms, law firms and medical experts .



    The symptoms of whiplash and how to claim compensation for an injury in the UK – Mirror Online, claiming for whiplash.#Claiming #for #whiplash


    The symptoms of whiplash and how to claim compensation for an injury in the UK

    Whiplash is suffered by hundreds of road accident victims every single day. If it happens to you, the law says you are entitled compensation

    • Share
    • Comments
    • 09:40, 24 OCT 2017
    • Updated 09:43, 24 OCT 2017
    • Share
    • Comments

    Whiplash is suffered by hundreds of road accident victims every single day. If it happens to you, the law says you are entitled compensation

    Many of us don’t realise the severity of whiplash and the impact leave on a person’s life.

    There really are quite a few different ways to suffer from this elusive injury. Some can leave you feeling the pain for days, others months, and some never really go away.

    What is whiplash?

    Whiplash is often referred to as a neck sprain or neck strain. It is an injury to the soft tissues of the neck and back and is defined as an injury caused by a severe jerk to the head, typically in a car accident. It’s common in urban traffic accidents, and while symptoms can take 6-12 hours to develop, they could keep getting worse for several days.

    What is the most common cause of whiplash?

    The most common cause of whiplash is a rear shunt car accident where one vehicle runs into the back of another. Whiplash can occur at an accident of any speed, and even happen at speeds as low as 5 to 8.

    Greater injury can occur if a person’s head is turned at the time of impact or if they are surprised and unprepared for the collision. A history of neck injury may also contribute to increased whiplash pain. The amount of pain a person suffers after an accident is complicated by that individual’s susceptibility to injury-which can be difficult to predict.

    Claiming for whiplash

    What are the symptoms?

    • Stiffness in the neck- soreness and difficulty moving the neck, especially when trying to turn the head to the side.
    • Blurred vision- a lack of sharpness of vision resulting in the inability to see fine detail.
    • Headaches- a tightening around the head and neck, followed by aches.
    • Lower back pain- any pain between the bottom of your ribcage down to the top of your legs.
    • Dizziness- a sensation of spinning and losing one’s balance.
    • Ringing in the ears (tinnitus)
    • Sleep disturbances
    • Irritability
    • Tingling or numbness in the arms
    • Difficulty concentrating

    Take the 30-second test below and find out how much you could be entitled to.

    How to treat whiplash?

    If you’ve been injured, you should seek the advice of a medical professional. Most whiplash symptoms of the back and neck can be treated with ‘over the counter’ painkillers and ice to reduce pain, swelling, and muscle spasms.

    Claiming for whiplash

    How long does whiplash last?

    Whiplash generally only lasts a few days, but can last more than a year in severe cases.

    Read More

    Personal injury claims

    Claiming for whiplash

    Claiming for whiplash

    Claiming for whiplash

    Claiming for whiplash

    Can whiplash come back?

    Like any injury, whiplash pain can reoccur. However, with the right treatment and care you should expect to make a full and permanent recovery.

    What is the average whiplash payout?

    There are many factors which are taken into account when whiplash compensation is being calculated.

    Looking to claim?

    If you want to know how Accident Advice Helpline can help you, click here to see how to start your personal injury claim or call:



    Attendance Allowance, claiming attendance allowance.#Claiming #attendance #allowance


    Attendance Allowance

    Attendance Allowance is a tax-free benefit that can help with the extra costs of a disability or health condition if you’re aged 65 or over.

    What is Attendance Allowance?

    Attendance Allowance is a benefit for people aged 65 or over who have a physical or mental disability and need help to care for themselves or someone to supervise them to remain safe.

    The benefit is usually paid on top of any earnings, social security benefits or other income you may have. It’s not means tested, so getting it doesn’t depend on how much money you have and you can claim it whether you’re in or out of work. It’s also not based on whether you have paid National Insurance contributions.

    You don’t need to have a carer, or someone helping you, to qualify. What matters is the help you need. You may spend it on anything you like. Getting Attendance Allowance can also help you to get other benefits.

    Other similar benefits

    If you’re aged between 16 and 64, you may be able to claim Personal Independent Payment instead of Attendance Allowance.

    If you’re under 16, you may be able to claim Disability Living Allowance.

    Attendance Allowance for people living with a terminal illness

    If you’re living with a terminal illness your claim for Attendance Allowance may be processed more quickly under the special rules. This means if you’re not likely to live for more than six months, your claim will be fast-tracked and if you qualify you’ll get the benefit at the highest rate.

    Attendance Allowance for people who don’t have a terminal illness

    Attendance Allowance is paid because of the effect your illness or disability has on your everyday life, and how much care you need because of this. You must need care, help or support with things like:

    The benefit may also be paid if you need supervision to prevent danger to yourself or others.

    You can get Attendance Allowance once you’ve had daily living needs or mobility problems for at least six months. If you have a terminal illness and you’re likely to live for more than six months, you’ll have to claim in this way.

    How much could you get?

    There are two rates, which depend on the help or care you need and the amount of time you need someone to be on hand in case of accidents or emergencies.

    • Lower rate: £55.65 a week for people who only have daytime needs
    • Higher rate: £83.10 a week for people who have daytime and night time needs.

    How to claim Attendance Allowance

    You can start your claim by phoning the Attendance Allowance Helpline (0345 605 6055 or 0845 605 6055*; textphone 0345 604 5312) or get the claim form (form AA1A) from GOV.uk

    In Northern Ireland, you can start your claim by phoning the Disability and Carers Service (0300 123 3356; textphone 0289 031 1092), or you can get a claim form from the nidirect website.

    Generally, it’s better to phone the helpline, rather than use the online form, because your claim can be backdated to the date of your call. A claim form issued by Attendance Allowance Helpline or Disability and Carers Service in Northern Ireland will be date stamped and will come with a postage-paid envelope addressed to the Disability Benefits Centre that will be handling the initial claim.

    If you return the completed claim form within six weeks, the date you phoned and asked for the form counts as the date of claim. If you take longer than six weeks to return the completed form, you should explain why on the form. If the delay is reasonable, the time limit can be extended. If not, the date of claim is the day the completed claim form reaches the Disability Benefits Centre.

    If you download a form from the websites mentioned above, the date of claim is the day the completed form reaches the Disability Benefits Centre. You can’t backdate a claim for Attendance Allowance to an earlier date.

    If you’re claiming under the special rules, you’ll be asked to send a factual statement (called a DS 1500 report) from your doctor or consultant to the DWP or DCS when you make the claim. Your doctor should have copies of these forms.

    Can someone claim on my behalf?

    Another person, including your doctor, can claim Attendance Allowance on your behalf. You don’t have to make the claim, present when the claim is made, or even know the claim is being made.

    If you qualify as terminally ill under the special rules

    If the Department for Work and Pensions (DWP) or Disability and Carers Service (DCS) in Northern Ireland agree that you have a terminal illness based on their definition, you’ll be awarded Attendance Allowance at the higher rate from your claim date. Awards are usually made for three years, so they can be looked at again after this time.

    If the DWP or DCS decide that you don’t meet their definition of a terminal illness, they’ll go on to consider your claim under the ordinary assessment for the benefit.

    The assessment process if you don’t qualify as terminally ill

    You must explain how you need care in your claim form. This can include things like help or support with getting in and out of bed or needing supervision to prevent danger to yourself or others. You may have a visit from a doctor or healthcare professional approved by the DWP or DCS to report on your needs. This process can take several months.

    If your Attendance Allowance claim is accepted

    Attendance Allowance is normally paid into your bank account every four weeks in arrears. It can be paid weekly in advance if you’re living with a terminal illness. You can spend it on anything you like and you don’t have to spend it on disability-related needs. Payment normally stops if you go into hospital or a care home for 28 days or longer.

    If your Attendance Allowance claim is rejected

    If your claim is refused or you disagree with the DCS or DWP’s written decision, you have one month to ask for the decision to be reconsidered. This is called mandatory reconsideration. If you’re not happy with the outcome of the reconsideration, you have a you have a further month to appeal. Mandatory reconsideration isn’t currently available in Northern Ireland so you’ll go through the appeals process instead.



    Apply for Attendance Allowance, Rights 4 Seniors, claiming attendance allowance.#Claiming #attendance #allowance


    Apply for Attendance Allowance

    To apply for Attendance Allowance you will need to complete the relevant claim form.

    An application pack can be obtained by telephoning the Disability and Carers Service on 028 90 906 178.

    The claim form is date-stamped and must be completed and returned within 6 weeks from the date of request. If a claim is successful it will be paid from the date on the form if returned within the 6 week period but, if outside the 6 week period, it will be paid from the date the completed form is received.

    Alternatively, you can have the form filled in for you over the phone. The completed form will then be sent to you to check and sign.

    Do it online

    Helpful Advice

    When making a claim it is advisable that you:

    • Have your National Insurance number ready
    • Keep a copy of your claim form
    • Seek help to complete the form, for example, from advice agencies such as Age NI
    • Should contact specialist organisations such as Action on Hearing Loss (formerly Royal National Institute for the Deaf) or Royal National Institute for the Blind if you have sight difficulties
    • Leave plenty of time to complete the form as it can be lengthy and time consuming
    • Keep a diary prior to completing the form detailing times (day and night) when attention and/or supervision is needed.
    • Write down symptoms experienced and how this affects your ability to carry out everyday tasks
    • Think about bad days as well as good days. You should concentrate on the most negative aspects of their illness or disability and be realistic about their needs
    • Mention how your condition affects you socially
    • Do not underestimate the help you need
    • Give as much detail as possible

    Possible Medical Examination

    If a claim cannot be decided from the information on a form, you may receive a phone call for further information or this information may be sought from your doctor.

    In some cases you may be asked to undergo a medical examination. In this case an appointed doctor will visit you in yourr home. It is advisable to have a friend or relative with you for this and to make a note of things beforehand that you need to tell the doctor.

    Further Information

    Renewal Claims

    Attendance Allowance claims are awarded indefinitely or for fixed periods. If the award is for a fixed period, near the end of the fixed period (usually 4 months before), you will be sent a form to complete for renewal. If this form is not completed the award will stop.

    It is important that the form is sent back before the old award expires as no backdating is possible.

    If your Attendance Allowance award has ended and you reclaim the same rate within two years, you do not have to serve the standard six-month qualifying period again. However, if you reclaim at a higher rate, you will have to serve the qualifying period.

    Attendance Allowance Payments

    Attendance Allowance is usually paid every 4 week in arrears into a bank, building society or post office account. However, those who are terminally ill can receive weekly payments in advance.

    Other Benefits

    Attendance Allowance could entitle you to other benefits such as Pension Credit, Housing Benefit or Rates Rebate as these benefits can be higher for those receiving a disability benefit.

    Benefits

    Claiming attendance allowance

    POP NI is the web portal for older people in Northern Ireland. Find out about:

    • Groups in your area
    • Organisations that can help
    • Latest news
    • Events near you

    Newsletter

    Quick Links

    Contact Us

    1 Rushfield Avenue

    Belfast BT7 3FP

    Tel: 028 9064 5919

    Fax: 028 9049 2313

    Our other sites

    Claiming attendance allowance

    Claiming attendance allowance

    Advice NI is registered as a company limited by guarantee in Northern Ireland (NI071966) and is registered as a charity for tax purposes with the Inland Revenue



    Free Medical ID Bracelet Card for Wallet or Purse, Create – Update Free Wallet Card, claiming emergency tax back.#Claiming #emergency #tax #back


    Absolutely Free Printable Medical ID Cards

    Use along with a medical ID Bracelet. Information that you can present to your physician on each visit that list your current medications and other medical information needed to update your medical chart. When you take multiple medications, your risk of a drug interaction greatly increases. Your prescription medications along with over-the-counter (OTC) cold medicines and pain relievers, etc., and whether they might interact is important.

    Create a free personal medical ID wallet card by completing the form below, and printing out the final card on your printer

    and laminate to protect your medical history. Come back and update your card as ofter as needed. FREE!

    The finished card generated below cannnot be saved at this time. Coming soon we are planning to have a program that will SAVE your information.

    Use with Medical Identification Bracelets – Medical Alert Necklace Tags – Alert Charms – Any Medical ID Alert Jewelry

    Claiming emergency tax back

    Absolutely Free Medical ID!.

    Generate your personal medical ID wallet card on your computer keyborad with nothing to install or download. Complete form below.

    • To generate a FREE Medical Emergency Information Card,

    please complete the following form and click on ‘Create Medical ID Card!’ button at bottom of page.

  • Information entered to generate your Free Medical Wallet Card is not submitted or stored

    for any purpose. After you complete and print your card and close the print window,

    all information is deleted from your computer.

  • All fields on the form below are optional.
  • Include as much necessary information as possible to assist medics and other

    first responders in the event of an emergency.

  • Certain characters, will affect the formatting of the card text.
  • Claiming emergency tax backDo not use parentheses ( ) or quotation marks ” ” in form below.


  • Old Age Security (OAS) clawback, claiming emergency tax back.#Claiming #emergency #tax #back


    Old Age Security (OAS) clawback

    Claiming emergency tax back

    Old Age Security (OAS) clawback

    The government imposes a special tax—the “clawback”— on your Old Age Security (OAS) payments if your net income for the year exceeds a certain annual threshold. For 2016, the threshold is $73,756. The amount of the clawback is equal to your OAS payments or 15% of the amount by which your net income exceeds the threshold, whichever is less. For the 2016 year, assuming you start to receive OAS benefits at age 65 (see below) the full amount of the OAS benefit will be eliminated when your net income (including your OAS benefit) is just over $119,400. The clawback amounts are repaid through withholdings from your monthly OAS payments.

    How it works

    Each OAS payment you receive is reduced by an estimate of the clawback tax. The reduction for the period from January through June 2016 is based on your 2014 net income. The reduction in the payments for July to December 2016 is based on your net income for 2015.

    When you file your 2016 income tax return, the CRA will calculate the actual OAS clawback based on your net income for the year. This amount will be compared to the amounts withheld from your monthly payments during the year. Any excess withheld will be refunded or applied against any other tax liability. Conversely, where the amount withheld falls short, you’ll be required to remit the difference.

    You can start to receive OAS benefits in the month you turn 65 years of age. Also, you can voluntarily defer receipt of OAS for up to 5 years. This allows for a higher, actuarially adjusted, annual pension when you finally do start to receive it. This strategy may be beneficial where you are otherwise subject to the full OAS clawback.

    Tax tip: If your net income is over the $73,756 clawback threshold and your spouse or common-law partner’s net income is below it, consider splitting your pension income (see topic 71) or splitting your Canada Pension Plan (CPP) benefits with him or her if that will bring your net income below the threshold (see topic 112). Withdrawals from your TFSA (see topic 70) may also help you keep your net income below the threshold.



    Apply for Attendance Allowance, Rights 4 Seniors, claiming attendance allowance.#Claiming #attendance #allowance


    Apply for Attendance Allowance

    To apply for Attendance Allowance you will need to complete the relevant claim form.

    An application pack can be obtained by telephoning the Disability and Carers Service on 028 90 906 178.

    The claim form is date-stamped and must be completed and returned within 6 weeks from the date of request. If a claim is successful it will be paid from the date on the form if returned within the 6 week period but, if outside the 6 week period, it will be paid from the date the completed form is received.

    Alternatively, you can have the form filled in for you over the phone. The completed form will then be sent to you to check and sign.

    Do it online

    Helpful Advice

    When making a claim it is advisable that you:

    • Have your National Insurance number ready
    • Keep a copy of your claim form
    • Seek help to complete the form, for example, from advice agencies such as Age NI
    • Should contact specialist organisations such as Action on Hearing Loss (formerly Royal National Institute for the Deaf) or Royal National Institute for the Blind if you have sight difficulties
    • Leave plenty of time to complete the form as it can be lengthy and time consuming
    • Keep a diary prior to completing the form detailing times (day and night) when attention and/or supervision is needed.
    • Write down symptoms experienced and how this affects your ability to carry out everyday tasks
    • Think about bad days as well as good days. You should concentrate on the most negative aspects of their illness or disability and be realistic about their needs
    • Mention how your condition affects you socially
    • Do not underestimate the help you need
    • Give as much detail as possible

    Possible Medical Examination

    If a claim cannot be decided from the information on a form, you may receive a phone call for further information or this information may be sought from your doctor.

    In some cases you may be asked to undergo a medical examination. In this case an appointed doctor will visit you in yourr home. It is advisable to have a friend or relative with you for this and to make a note of things beforehand that you need to tell the doctor.

    Further Information

    Renewal Claims

    Attendance Allowance claims are awarded indefinitely or for fixed periods. If the award is for a fixed period, near the end of the fixed period (usually 4 months before), you will be sent a form to complete for renewal. If this form is not completed the award will stop.

    It is important that the form is sent back before the old award expires as no backdating is possible.

    If your Attendance Allowance award has ended and you reclaim the same rate within two years, you do not have to serve the standard six-month qualifying period again. However, if you reclaim at a higher rate, you will have to serve the qualifying period.

    Attendance Allowance Payments

    Attendance Allowance is usually paid every 4 week in arrears into a bank, building society or post office account. However, those who are terminally ill can receive weekly payments in advance.

    Other Benefits

    Attendance Allowance could entitle you to other benefits such as Pension Credit, Housing Benefit or Rates Rebate as these benefits can be higher for those receiving a disability benefit.

    Benefits

    Claiming attendance allowance

    POP NI is the web portal for older people in Northern Ireland. Find out about:

    • Groups in your area
    • Organisations that can help
    • Latest news
    • Events near you

    Newsletter

    Quick Links

    Contact Us

    1 Rushfield Avenue

    Belfast BT7 3FP

    Tel: 028 9064 5919

    Fax: 028 9049 2313

    Our other sites

    Claiming attendance allowance

    Claiming attendance allowance

    Advice NI is registered as a company limited by guarantee in Northern Ireland (NI071966) and is registered as a charity for tax purposes with the Inland Revenue



    Survivor Benefit Entitlements – Plan information, claiming child benefit.#Claiming #child #benefit


    Survivor Benefit Entitlements Canadian Armed Forces pensions

    As a member of the Regular Force Pension Plan or the Reserve Force Pension Plan, whether you are still serving in the Canadian Armed Forces (CAF) or as an annuitant, your survivors and eligible children may be entitled to pension benefits under the Canadian Forces Superannuation Act (CFSA) in the event of your death. The following information is intended to provide you with a basic understanding of these benefits.

    Who is entitled to survivor benefits?

    If you have a legal spouse or common-law partner of the same or opposite sex, he or she will be eligible for a survivor pension, which is a monthly allowance payable for life. The claimant must have been married to you at the time of your death, or, if common-law, be able to establish that he or she lived with you in a conjugal relationship for at least one year before your death.

    If you die within one year of marriage, no survivor benefit is payable unless there is satisfactory proof that your health at the time of marriage was such that you expected to survive for at least one year. A letter must be provided to the Government of Canada Pension Centre, along with a letter from the member’s physician, stating this.

    If you have both a legal spouse and an eligible common-law partner with whom you have lived in a conjugal relationship for at least one year, the survivor pension will be apportioned between the two.

    If you were a member of the Regular Force Pension Plan and are in receipt of a pension, you can choose to provide an Optional Survivor Benefit (OSB) for your new spouse if you get married after age 60. For more information about this, visit the When Death Occurs life event. At present, there is no corresponding provision under the Reserve Force Pension Plan Regulations (RFPPR) nor does the option apply to the common-law partners of annuitants under either plan.

    Any children you have are entitled to survivor benefits upon your death, if they meet the definition of child . Refer to the Child allowance section for more information.

    Benefits Payable

    If your death occurs before you have completed two years of pensionable service, your survivor and/or children receive a lump-sum payment equal to the greater of:

    • your contributions, plus interest; and
    • one month of pay for every year of pensionable service

    If you have at least two years of pensionable service, your survivor and/or children receive a monthly pension.

    If your spouse or common-law partner is eligible for a survivor pension, he or she will also be eligible for benefits under the Public Service Health Care Plan (PSHCP) and under the Pensioners’ Dental Services Plan (PDSP).

    For detailed information about survivor benefits, please visit the Survivor/Child(ren) life events.

    Survivor Pension

    In the event of your death, your eligible survivor will be entitled to a monthly allowance equal to exactly half of the benefit you would have received had you become entitled to an annuity or annual allowance immediately prior to your death.

    The survivor pension is payable immediately, regardless of whether you die as an active member in either of the pension plans or as an annuitant. It is fully indexed on an annual basis for the rest of your survivor’s life. For more information, refer to the Indexing page.

    Your survivor can receive benefits under the Canada Pension Plan (CPP) or Quebec Pension Plan (QPP) and also receive a full survivor pension under the Canadian Forces Superannuation Act (CFSA).

    Your survivor can irrevocably waive the right to receive his or her portion of your pension upon your death only if it would increase the pension paid to a child or if it results in the payment of a minimum death benefit.

    Child Pension

    In the event of your death:

    If you were a member of the Regular Force Pension Plan and released with two or more years of pensionable service

    Each of your children, to a maximum of four, receives a pension equal to 20% of the pension payable to your survivor. For children under age 18, this pension is paid to the survivor or legal guardian on behalf of the children. Children who are age 18 or older have the benefit paid directly to them if they are attending school on a full-time basis until age 25 by completing the Declaration of Attendance at an Educational Institute (CF -FC 2002) form.

    If there is no survivor pension payable at your death, or when your survivor dies, the child pension is increased from 20% to 40% of the survivor amount.

    If you have more than four children when you die, the amount of the pensions for four children would be divided equally among all the children.

    If you were a member of the Reserve Force Pension Plan and released with two or more years of pensionable service

    Each of your children, to a maximum of two, receives a pension equal to 25% of the pension payable to your survivor. For children under the age of 18, this pension is paid to the survivor or legal guardian on behalf of the children. Children age 18 or older have the pension paid directly to them if they are attending school on a full-time basis until the age of 25 by completing the Declaration of Attendance at an Educational Institute (CF -FC 2002) form. If you have more than two children when you die, the pensions for two children would be divided equally among all the children.

    If there is no survivor pension payable at your death, or when your survivor dies, the children’s pension is increased from 25% to 50% of the survivor’s amount, up to a maximum of three children. If you have more than three children when you die, the value of the benefits for three children would be divided equally among all the children.

    Minimum Benefit

    If your death occurs before you have completed two years of pensionable service, and you have no survivor and/or children, your beneficiary or estate receives a lump-sum payment equal to your contributions, plus interest.

    If you have at least two years of pensionable service, and no survivor and/or children, your beneficiary or estate receive a lump-sum payment equal to the greater of:

    • your contributions with interest; and
    • 5 times the annual amount of your lifetime and bridge benefit accumulated at your death

    If you have no eligible survivor or children, or if your eligible survivor and children die shortly after you, the beneficiary you designated to receive the supplementary death benefit (if applicable) or your estate will receive an amount equal to the greater of:

    • the return of your contributions with interest; or
    • 5 years of basic pension payments, less any payments already received

    Required documents for claiming survivor benefits

    In order to receive survivor benefits, your legal spouse must send in a copy of your marriage certificate and his or her birth certificate, as well as the birth certificate(s) of any eligible children.

    For your common-law partner to receive a survivor pension, he or she must send in a sworn declaration (claimant’s statement), as well as two other sworn declarations (supporting statements) to the Government of Canada Pension Centre. He or she must also provide documented evidence establishing that he or she was residing with you in a relationship of a conjugal nature for at least one year prior to your death. This evidence could be in the form of statutory declarations from persons who attest to the relationship, along with bills or receipts, mortgage papers, leases, joint bank accounts, credit accounts or any other relevant documents.

    If you wish to provide information about your common-law relationship, the Statutory Declaration-Common Law (CF -FC 2016) may be sent to the Government of Canada Pension Centre along with the other evidence (mentioned above) that establishes the conjugal nature and the period of the relationship.

    For more information, refer to the Survivor/Child(ren) life events section.

    Supplementary Death Benefit

    Benefits may also be payable under the Supplementary Death Benefit (SDB) plan to your designated beneficiary if you are a SDB plan member at the time of your death. For more information, please visit the Supplementary Death Benefit page.