How to Get the Most from a Car Accident Claim (with Pictures), accident at work claim.#Accident #at #work #claim


How to Get the Most from a Car Accident Claim

There are millions of car accident claims every year. Getting the most out of your car accident claim from your insurance requires that you know a little about the process and the people involved. The time period after a car accident can be filled with an overwhelming amount of stress. With patience and organization during this time, you will be able to confidently navigate the claims process.

Steps Edit

Part One of Four:

Responding at the Scene of the Accident Edit

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Part Two of Four:

Starting Your Claim Edit

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim



Accident Claim Payout, What You Are Owed, Car Accident Claims Help, accident at work claim.#Accident #at #work #claim


Accident Claim Payout

What payout are you entitled to if you are injured in an automobile accident?

Actually, after motor vehicle accidents that were caused by someone else’s carelessness (the correct legal term is “negligence”), there are two different accident claim payouts that you are entitled to receive.

Car Damage Payout

One is a payout for the damage to your car. This entitles you to . . .

1. Have your car repaired.

2. Or, if the repairs would cost more than the vehicle is worth, be given its fair market value (usually called “Actual Cash Value,” or “ACV”) before it was destroyed.

3. A replacement (rental) vehicle while yours is being fixed or, if it was totaled, until you are paid.

4. The cost to repair or replace any property in your vehicle that was damaged or destroyed in the accident. This includes such things as the golf clubs that were in your truck . . . right where you were hit.

5. Of course, the cost of towing your vehicle if that was necessary.

Sometimes, you are also entitled to . . .

6. The amount that your car’s value was reduced by the accident. This reduction in value claim is based on the common sense notion that a buyer will not pay the same amount for a car that had extensive damage repaired that she would pay for an otherwise similar vehicle that has not had such damage. Reduction in value claims are also called diminished value (“DV”) claims or diminution of value claims.

Look hard at the possibility of a DV claim if the damages were extensive and your vehicle is fairly new, say not more than 2 or 3 years old.

Injury Payout

The other payout you are entitled to receive is for any injuries that you suffered in the accident.

This payout has two parts: financial losses and non-financial losses.

Financial Losses

If someone else’s carelessness causes an auto accident in which you were injured, one thing the at-fault driver (actually, his insurance company if he had insurance) must do is pay you the full amount that was spent to treat the injuries you received. Note that I said all of the medical bills, not simply your out-of-pocket co-pay or deductible amount.

However, if your health insurance company paid any of your medical bills, it probably has a right to be repaid after you recover from the driver who caused the accident. In other words, you receive the payment from the other driver with one hand but have to use the other hand to deliver it to your health insurance company. Don’t forget, though, that the health insurance company will usually agree to reduce its claim if you ask them the right way.

In most cases, the other financial loss that you can recover from the at-fault driver is your loss of income. This is true even if you were paid for the time you missed from work. That’s right, if you missed two weeks but were paid because you are entitled to sick leave or vacation pay from your employer, you can still collect the value of your lost time. Why? Because it’s not fair for the at-fault driver to benefit from something you negotiated with your employer and paid for. Yes, I said, paid for. Presumably, if your employer was not paying for these benefits, it would be paying you their value as additional pay.

You can also recover any other financial losses that result from your accident. Common examples are the cost of traveling to and from doctors’ appointments and the cost of hiring people to do things you couldn’t do while you were injured, such as house cleaning and lawn mowing.

Non-Financial Losses – Pain And Suffering

As an injured victim of someone’s carelessness, you are also entitled to a car accident claim payout for your “non-financial losses.”

This means that you have suffered losses that didn’t cost you money and that aren t normally measured financially.

The main example is that, in spite of the fact you did nothing to deserve being injured, you have had to go through the experience of your injury. There may have been pain, tingling, stiffness and the like from your physical injuries. In addition, there may have been uncertainty about your recovery, about whether your job would still be available when you got well, about who was going to take care of your kids, about how you would pay your bills if you weren’t paid while you were out of work, and about many other things. True justice requires that you be compensated for these losses.

The difficulty, of course, in calculating a car accident claim payout for these types of losses is that there is no recognized and agreed method for converting these very real losses to dollars and cents. In other words, there is no real auto accident pain and suffering settlement calculator.

However, the fact that converting pain and suffering to dollars and cents is difficult does not mean that it should not be done. My view is that in a typical claim, this is the most significant part of the claim. Sure your vehicle was damaged and you suffered financial losses, but years after when you look back, I predict that what you will remember will be the sleepless nights, the worry and uncertainty about whether you would fully recover, when you would recover, and the like. That’s why, from my point of view, compensation for your non-financial pain and suffering damages must be more than you receive for your financial losses.

You can also learn more about this subject by getting my free e-course “Car Accident Claims Tips.” Just fill in the form at the end of this article and we will send it to you right away.

In addition, you can get MUCH MORE information about accident clam payouts in my ebook, The Car Accident Claims Kit. My book gives you all the information, advice, tips, forms and checklists you need to get what you are entitled to get . . all for the price of dinner and a movie . . . and with a no-questions-asked money back guarantee.



The UK Road Accident Claims Expert, EasiGo, accident at work claim.#Accident #at #work #claim


Easi Go

Accident Management Company

Accident Claims Expert

Call Us FREE : (0800) 044 3747 0330 022 6781

EasiGo Accident Management Offers

  • UK wide assistance-whatever your insurance cover
  • Quality courtesy car delivered to your home
  • Courtesy car supplied even if your car is a write off
  • Help with Parked car claims
  • Full Vehicle Recovery and Repair
  • Main Dealer Repairs
  • Specialist Injury Claim Solictors
  • NO insurance excess and NCB protected
  • Help with uninsured driver claims

If you had a non fault accident, we can help you! Whether you drive a car, a taxi, a van or a motorbike, we will handle your claim; supplying you with a replacement vehicle, dealing with the other driver’s insurers, and getting you full compensation for your injuries and other losses. Even if you only have Third Party cover, we will still lend you a courtesy car, and deal with all aspects of your car accident claim.

We file your car accident claim directly with the other insurers, so we save you paying any Policy Excess! We recover all uninsured losses, including lost earnings. Even if you were uninsured, we will recover repair costs, if there is an injury claim involved.We file your car accident claim directly with the other party’s insurers, so we protect your No Claims Bonus and save you paying any insurance policy excess! We will recover all uninsured losses, including loss of earnings, and even if you are uninsured we will recover your repair costs, or car value, if there is an injury claim involved.

Accident at work claim

Accident at work claim

Replacement

If your car is not roadworthy, we will deliver a quality replacement to your home. If your car is still roadworthy, we will arrange a replacement to use, when yours goes in for repairs. The courtesy car will be collected when yours is returned.

Accident at work claim

Recovery

If your car is not safe to use, or not driveable, we will arrange to collect it from your home, or from a storage yard, if the police have moved it there. It will be taken to a secure compound, where it can be properly examined by a qualified accident engineer.

Accident at work claim

Paper Work

We will track down the other driver’s insurers, using the registration number, and file your claim directly. If needed, we will contact witnesses. We make our own enquires, rather than requiring an admission of liability from the other insurers. We arrange vehicle inspections and valuations, as well as repairs.

Accident at work claim

Injuries Claims

Our associated solicitors are specialists in road accident claims will file your claim against the other insurer. They will also organise any medical treatment (physiotherapy etc) that you may need to help your recovery.

Accident at work claim

Accident Law

The solicitors don t just deal with your injury claim; they will also take legal action to recover any other losses, will also take the other insurers to court, if liability for the accident is in dispute. If they are handling your injury claim, the agreement is they handle all aspects of your claim.

Why use us Instead of your own insurer?

EasiGo offers:

  • A similar, or better,replacement vechicle to your own-even if you are only Third Party Insured!
  • Pay no policy excess- we claim directly off the other insurers, so you don’t pay your insurance excess.
  • Main dealer, or your own repairer- safeguard the value of your car.
  • We get forecourt values for your vehicle-even if you have Motor Trade cover
  • We file your claim directly with the other insurers, we handle all the paper work & claim admin.
  • Cash on lieu of repair option, if we handle your injury claim.
  • Our associate solicitors will not only pursue your injury claim, but deal with all other aspects of your car claim.

Your insurer :

EasiGo Accident Management offers a total service!

We ONLY handle road accident claims from repairing your car and lending you a free one, to getting you compensation for your injuries. We will deliver a replacement vehicle to your home or place of work, and will also organize for your damaged car to be taken to an approved repairer. A damage report will be prepared, assessing whether it is repairable and also giving a replacement value if it is too badly damaged. Even if it is a write off, we will lend you a car until you have been paid out, plus a week to find a new car- most insurers will not supply you with a courtesy car, if yours is written off! Easigo will contact the other party’s insurers, collect police reports and witness statements. Because we deal directly with the other party’s insurers, there will be no effect on your no claims bonus, nor will you have to pay any insurance policy excess.



Workers Work Injury Compensation Claims, 1300 911 142, injury at work claim.#Injury #at #work #claim


Workers Injury Compensation

Workers Injury Compensation

Claims Australia is here to provide you with appropriate contacts for whatever your matter might be. So if you have had an accident at work, sustained a psychological injury from your workplace environment, been involved in a motor vehicle accident travelling to or from work, or during working hours you can be sure that you will receive the right advice through Claims Australia. If you’re not sure what your rights are then it is highly recommended that you contact Claims Australia to seek free legal advice.

Know Your Rights

When suffering an injury at work it is important to know what your rights are whether your injury is temporary, on going or permanent. The legislation differs from state to state in Australia. To find out more about your legislation contact us on 1300 911 142.

Employers always have Workers Compensation insurance

It is mandatory for all employers to take out Workers Compensation insurance to cover all staff. Workplace injuries must be reported to your employers at the time of the injury and it is also important to attend a doctor’s appointment to have the injury investigated and documented. A workplace injury can be life changing so it is very important to discuss what you options are when in this position. Workplace dangers can be avoided but in most circumstances not all risks are obvious and can be over looked, therefore, it is just as much an employee’s responsibility as it is the employers to ensure you work in a safe hazard free environment.

WorkCover pay Wages until you return to Work

WorkCover are put in place to assist the injured worker to rehabilitate and get back into the workforce. This means that WorkCover can pay your wages while you require time off work to recover, paying for approved medical expenses to assist with rehabilitation and also providing you with a suitable return to work plan to build you back up to a normal working life.

In some cases a workplace injury can be more severe, on going and even be found permanent. In this case it is best to speak to a specialist personal injury lawyer as there are further options for these types of circumstances. For these types of claims there can be STRICT LIMITATION PERIODS so call us as soon as possible so that you can protect your rights!

Types of Workers Compensation Claims

Workplace Physical Claim

These can be anything from repetitive strain, ergonomic related injuries, industrial accidents, faulty equipment, heavy lifting, fatalities at work, etc. After an injury is sustained you need to advise your employer and consult your doctor as soon as possible and have your injuries investigated. Investigations maybe some sort of scan to diagnose your injury so you can then be treated for the injury. Your doctor will need to provide you with a ‘Workers Compensation Medical Certificate’ before you can lodge the Application for Compensation claim form. You will then receive a claim number from WorkCover and they will proceed to investigate the circumstances of the injury. Once investigations are complete WorkCover will accept or decline your application. Upon acceptance WorkCover will then pay wages and arrange suitable medical treatment to assist with rehabilitation. If WorkCover reject your claim, then contact us for more information to find out how to have this decision over turned. Once WorkCover find a worker ‘Stable and Stationary’ they will look at closing your claim and expect you to return to work. It is important to seek legal advice before this stage so you understand where to go from here.

Permanent Impairment

WorkCover will request an independent doctor to provide a permanent impairment assessment before closing your case. This assessment can provide you with a ‘Notice of Assessment’. This notice will enclose a break down in percentage form your Work related impairment and there may be a ‘lump sum offer’ included with this. Once you have received a Notice of Assessment you MUST NOT SIGN this document. You need to consult a specialist personal injury lawyer about proceeding with a Common Law Claim. If you do sign this document then you will sign away your rights for compensation which you will need in the future for your injury and which is compensation that you deserve.

Common Law Claims

A Common Law Claim is the most important part of the claims process when being severely injured. This is why we say DO NOT SIGN anything before discussing your rights and options with our specialist personal injury lawyers. When WorkCover makes a lump sum offer, this offer is binding and does not take into consideration any other expenses that you will incur due to your workplace injury. A Common Law claim looks at other damages factors such as, past and future economic loss, out of pocket expenses, future medical expenses and of course pain and suffering. When you factor all these extras in, the lump sum offer provided by WorkCover just won’t cut it for you and your family in the coming years. Again to pursue this claim STRICT LIMITATION PERIODS apply and differ state to state so contact us so we can provide you with the advice to help you understand the legal system!



TOP Injury Lawyers, Compare Injury Lawyers, Personal Injury Claim, injury at work claim.#Injury #at #work #claim


Compare Personal Injury Lawyers in Seconds

Finding a good personal injury lawyer or an accident claim company for your compensation claim can be difficult especially since there are so many. Think about it! You see so many adverts on TV, but do you know who the best personal injury claim solicitor for you is, or who offers you the most compensation online?

Don’t just fall for the trap of the adverts, as they all claim to be the right solicitor or accident management company for you. Get the BEST accident claim DEALS and SERVICES available on the personal injury market. Claim for injury, claim for accident or claim for compensation with recommended injury solicitors.

Compare personal injury lawyers services to MAXIMISE your injury compensation claim. Compare Compensation Claims is keeping your cost of making an accident claim to minimum, so you as a client can benefit from more personal injury compensation services. You control what compensation services you are given for your personal injury compensation claim.

This is where Compare Compensation Claims excels. We provide a comprehensive range of top personal injury lawyers injury compensation packages. Get instant results, view ratings profiles for each accident claim solicitor independently make an informed choice for your accident claim. There are solicitors who specialise in specific types of personal injury claims, for example, if you have a car accident claim, then you will want to work with solicitors who specialise in road traffic accidents who also offer you a courtesy car. Likewise if you are making a work accident claim or even a public liability claim, you should look for injury solicitors that specifically specialise in these accident types when making a personal injury compensation claim as you want the right injury solicitor, with the right expertise, for your EXACT case.

Compare Compensation Claim’s user-friendly website makes it easy for you to find an injury compensation package that suits your needs a personal injury lawyer that meets your requirements. Claim for personal injury, claim for accident or claim for compensation by making a personal injury compensation claim the smart way.



How to Get the Most from a Car Accident Claim (with Pictures), accident at work claim.#Accident #at #work #claim


How to Get the Most from a Car Accident Claim

There are millions of car accident claims every year. Getting the most out of your car accident claim from your insurance requires that you know a little about the process and the people involved. The time period after a car accident can be filled with an overwhelming amount of stress. With patience and organization during this time, you will be able to confidently navigate the claims process.

Steps Edit

Part One of Four:

Responding at the Scene of the Accident Edit

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Part Two of Four:

Starting Your Claim Edit

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim

Accident at work claim



How an Attorney Can Help With Your Car Accident Claim, accident at work claim.#Accident #at #work #claim


How an Attorney Can Help With Your Car Accident Claim

If you were injured or suffered property damage in a car accident, you might be wondering exactly how an attorney can help you — or whether it’s a good idea to try to deal with the insurance company and settle the claim on your own. While much depends on the specifics and the complexity of your case, in general a lawyer can:

  • communicate with the other driver s insurer
  • obtain the necessary evidence with respect to liability
  • organize your medical records and bills
  • communicate with your health care providers to obtain missing records
  • work with your doctors to make sure they provide the medical information you need so that you can prove damages in your claim
  • organize and present the evidence in order to prove liability and damages
  • negotiate with lien holders on your claim (such as health, disability, or workers compensation insurers) to potentially reduce the amount of those liens, and
  • negotiate a satisfactory settlement with the insurance adjuster or defense attorney.

Let s look at a couple of these things in-depth.

Communicating with the Other Driver s Insurer

In any personal injury case, your lawyer will open up a line of communication with the insurance adjuster for the other party (or parties) involved. The adjuster has the pocketbook, and so it is critical for a plaintiff s lawyer to have good communications and a good relationship with the adjuster.

Obtaining Necessary Evidence of Liability

A good lawyer can help obtain all of the evidence that you will need to prove liability in a car accident claim. Although you may have already taken photographs of the accident scene, your lawyer will probably go back to the scene him/herself to see what it looks like. While a picture may be worth a thousand words, actually seeing the scene can be worth a thousand pictures.

The lawyer will make sure to get all of the accident reports in the case and will often speak with the investigating police officers and witnesses. A good lawyer will leave no stone unturned when it comes to obtaining evidence of liability. Learn more about Proving Fault for a Car Accident.

Obtaining Necessary Evidence of Damages

This is where a good lawyer can be essential to your case, especially when you’ve suffered significant injuries in connection with a car accident.

It is critical to obtain all documentation related to your injuries, but it isn’t always easy to get your hands on those records and bills from health care providers. Although the records are technically yours, and you have an absolute right to them, sending medical records to patients and lawyers is just not a health care provider s first priority.

Small doctors offices may not have the staffing or the time to respond to medical record requests on a timely basis. Large hospitals may have specific procedures that must be followed in order to respond to medical record requests. If you don t follow their procedures (which they often don t publicize very well), they simply won t respond to your request.

Then, when the health care provider does respond to the request, the records may be incomplete. Any lawyer s secretary or paralegal will tell you that they often have to request the same records more than once and that they have to follow up endlessly with the provider s office.

Finally, it may turn out that the doctor did not use the magic words as to causation, prognosis, and disability in his or her notes. In order to successfully prosecute any type of personal injury claim, you must be able to prove, through medical evidence,

  • exactly what your injury, disability, or physical limitation is, and
  • that it was caused by the defendant s negligence.

Doctors often don t mention causation and extent of the injury or disability in their medical records. If this happens in your case, your lawyer will write the doctor and ask for a special letter in which the doctor gives his/her opinion that the accident caused your injury or disability and that, as a result of the accident, you will be hindered or disabled for a specific period of time.

Negotiating With Lien Holders

If you received benefits from a health, disability, or workers compensation insurer, that insurer will have a lien on your claim. A lien means that the lien holder gets paid before you do, out of any settlement or judgment you receive. A good lawyer will work with the lien holder to try to get the lien holder to reduce its lien. This is important work. Every dollar less that the lien holder takes is one more dollar that goes into your pocket.

Negotiating the Settlement

Finally, the lawyer will negotiate your settlement. This is hard work. Negotiation is a very specific skill. A personal injury lawyer is always going to be far better at settling a car accident case than a layperson would be. A good lawyer knows how much the case is worth and knows how to work the case and conduct the negotiations so as to get top dollar from the insurer.

When Can I Handle a Car Accident Claim Myself?

Most people don t need lawyers for very small cases. If they are comfortable gathering the evidence and documents themselves and negotiating the settlement, then it is probably in their best interests to do that. Then, they save the 1/3 contingent fee that most personal injury lawyers take.

The question is, what is a small case? And where is the line between a small case that you can handle yourself and a larger case for which you absolutely should hire a lawyer? As a general rule, if your medical bills total more than around $3,000, or if you were out of work for more than a week or so, you should probably hire a lawyer.



What is No Fault Insurance and How Does a Claim Work, accident at work claim.#Accident #at #work #claim


What is No Fault Insurance and How Does a Claim Work?

About a dozen states follow what’s called a “no-fault” car insurance system (District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah). No-fault insurance means that your own automobile insurer will pay some or all of your medical bills and lost earnings if you get into a car accident, regardless of who was at fault for the crash. A no-fault claim is typically made through the “personal injury protection” or “PIP” provisions of a car insurance policy (this kind of coverage is mandatory in no-fault states).

Every no-fault state’s rules are different. A few are even so-called “choice” no-fault states (Kentucky, New Jersey, and Pennsylvania), where vehicle owners essentially have the choice to “opt out” of the no-fault system when purchasing a car insurance policy.

What is A No-Fault Insurance Claim?

A no-fault insurance claim, sometimes called a Personal Injury Protection claim (or PIP claim), is one you make with your own automobile insurer for payment of medical bills, lost earnings, and certain other out-of pocket damages after a car accident.

A key component of the no-fault scheme is that you are never permitted to make a claim for pain and suffering with your own car insurance coverage, and you can only pursue this kind of recovery against the at-fault driver if your medical bills reach a certain level — or your injury is deemed sufficiently serious — so that you’re permitted to step outside of the no-fault rules. For example, your state’s no-fault law might prohibit a personal injury claim against the at-fault driver unless your medical bills exceed $3,000 or you suffer a broken bone. This feature of no-fault laws is a legislative attempt to streamline car accident cases, especially smaller claims.

Let’s take an example. Let’s say that you got into a car accident in New York. The other driver was at fault, you broke your right leg in the accident, and you incurred $7,500 in medical bills. In order to step outside the no-fault system and bring a claim directly against the at-fault driver in New York, your claim must meet the “serious injury” threshold in place under state law. That means, as a result of the car accident, you’ve experienced any of the following:

  • significant disfigurement
  • bone fracture
  • permanent limitation of use of body organ or member
  • significant limitation of use of body function or system, or
  • substantially full disability for 90 days.

Since your injuries qualify under this definition (because of your broken leg), you can file a third-party liability claim or personal injury lawsuit directly against the at-fault driver, demanding compensation for all categories of losses, including pain and suffering (which, again, isn’t available in a no-fault claim). But if you suffered only minor injuries that don’t qualify as “serious” under New York’s threshold, you’re limited to a claim under your own PIP coverage.

One last note: No-fault car insurance only applies to car accident injuries; for vehicle damage resulting from a car accident, you’re free to pursue a claim against the at-fault driver.

You Must Cooperate With Your Insurer in a No Fault Claim

With a no-fault claim, the usual rules for dealing with an insurance company in a personal injury case usually should be disregarded. For example, in most cases, you do not want to give a recorded statement to the other side’s insurance company. But, in a no-fault claim, state law generally requires you to cooperate with your insurer. Your policy may require you to give your insurer a recorded statement, and may require you to attend a medical examination with a physician selected by the insurance company. If you fail to cooperate with the process, your insurance company may have grounds to deny the claim.

If you get into an accident in a no-fault state, and need legal advice at any point in the claim process, it may make sense to contact a knowledgeable car accident lawyer.



Work Accident Book, When and How To Complete It, accident at work claim.#Accident #at #work #claim


Work Accident Book

The work accident book plays an extremely important role in the immediate aftermath of an accident in the workplace and for several reasons can be equally important at a later date. So what exactly is a work accident book and when and how should it be used?

What Is A Work Accident Book?

What exactly is a Work Accident Book, or accident book, and what are the basic requirements for keeping one?

An accident book confirms all the details of an accident occurring on your employer s premises. This will include the date and time of the accident, who was injured, the nature of the injuries and the cause of the accident (how it happened).

All information in the work accident book must be kept confidential and it is for this reason that most work accident books are now made up of pull out/removable pages.

How Does The Work Accident Book Help You?

Why should I care about the work accident book, how does it help in the event of an accident at work?

An accident at work book has two main purposes :-

  1. To record the details of an accident, to explain your time off work and to support your claim for compensation;
  2. To record a list of accident types so that your employer can make changes to systems or processes to reduce these types of accidents.

The work accident book forms a valuable source of evidence that can be used in a legal claim to prove that you are entitled to work accident compensation. It is also useful to the employer to help them prevent further accidents.

Who Must Keep A Work Accident Book?

Many employers have to keep a work accident book, but what are the exact requirements, and who is exempt?

All companies with ten or more employees are required by law to have a work accident book on premises to record injuries. Information in the work accident book is legally required to be stored safely for three years.

Which Types Of Accident Must Be Reported?

Which sorts of accident need to be reported, and which do not need to be recorded within the accident book?

The legislation “Reporting of Injuries, Diseases and Dangerous Occurrences Regulations 1995” (RIDDOR ) states which types of accidents must be reported and includes the following:

  • Any injury that stops an employee doing their normal work for a period of 3 days or more.
  • Major injuries such as broken arms, ribs, legs, etc.
  • Death
  • Disease
  • Dangerous instance occurring at work such as machinery breaking, scaffolding collapsing and any other appliances defecting and causing damage.

However, it is worthwhile reporting all forms of accidents. This includes accidents such as slips and trips, cut fingers, and minor injuries caused by faulty office equipment. Reporting minor accidents can reveal larger risks waiting to happen.

Who Must Complete The Accident At Work Book?

Who bears the responsibility for completing an accident at work book?

Details of the accident can be entered into the work accident book either by the injured party or by a colleague. Details of the date, name of the injured party, witnesses, full circumstances of the accident and resulting injuries must be entered into the accident book. Employees are required to inform their employers as soon as possible after the accident has taken place.

If a worker is incapacitated and unable to work for more than seven days as the result of an accident, the employer must report the details of the accident (as recorded within the work accident book).

Reporting Accidents To The Health Safety Executive (HSE)

When does an accident need to be reported to the HSE ?

In the case of more serious accidents or deaths in the workplace, it will be necessary for the employer to report the accident to the HSE under the RIDDOR regulations. Not all accidents have to be reported to HSE but there are specific accidents that must be reported as listed above.

The accident must be reported by your employer, however if that has not happened you can report the accident on their behalf. The reasons your employer might not report the accident may be legitimate, such as being away from the workplace, or it may be that they do not want the accident showing on their records for fear of investigation (e.g. if they have not maintained equipment correctly).

Accident at Work Book or report to HSE or both?

If your injury falls within the serious category as outlined in RIDDOR then the accident should be recorded in the accident at work book and must also be reported to the HSE.

Claiming Without Completing A Accident at Work Book

Can I claim for an accident at work without completing the entry in the accident book?

If you have been injured as a result of an accident at work and do not think the accident report book was filled in at the time of the accident, do not worry. The needs of attending to your injuries can mean that completion of the accident form gets overlooked.

Although this is likely to be raised as an issue by your employer’s insurance company, whom you are making the claim against, this issue is in no way insurmountable. Simply request that it is done so as soon as you are able to contact your employer and seek the advice of an experienced work accident solicitor who will guide you through the process.

You will be able to draw on the evidence of witnesses to the accident, the occurrence of any previous similar accidents, ambulance records, GP/hospital records and any subsequent HSE report. All of these things will help to support your account of the accident and the fact that there is not an accident report form in existence does not necessarily mean that you will not be able to make a successful claim.

Making A Claim

If you have sustained an injury through an accident at work you should seek to claim compensation through a specialist Loyalty Law work accident solicitor as soon as possible. Whilst the time limit for making a work accident claim is three years, the longer the period between your accident and injury and the decision to take legal action, the less chance your claim has for success. This is due to the evidence required to connect the chain of events to prove that your injury was caused by the accident in question.

You should keep all receipts of expenses incurred as a result of the accident and take these to the specialist solicitor with you on your first meeting.

Loyalty Law have specialist work accident claim solicitors ready and waiting to help you across the UK, so please call free now on 0800 142 2775 (or local rate: 01275 75 00 44) for your free and instant claim assessment, or complete our Instant Claim Assessment online.

If you are not completely sure that a work accident claim is the right course of action, you should still get in touch we can explain for free without obligation, what your legal situation is.

Accident at work claim

Why Trawl The High Street Trying To Find The Right Solicitor When We Have Already Done It For You?

If you are using a solicitor for the first time, or have not used a solicitor for a long time, how do you know which solicitor is going to provide you with the best service? Whilst everyone can assume that they all have a basic level of legal knowledge that means that they should be able to help you with your matter, how can you be confident that they really are the right solicitor for you?

With Loyalty Law, you do not need to worry. We have done the pre-approval and ensured that not only are they extremely efficient and competent in their specialist areas of law, but that they also provide a friendly and helpful service. For instant help, call us free now on 0800 142 2775 (or local rate: 01275 75 00 44).

UK Coverage

We have specialist Solicitors across England, Wales and Scotland ready and waiting to help you.



Road Accident Fund Claim, RAF, accident at work claim.#Accident #at #work #claim


we get results

de Broglio Attorneys – trust the name you know to handle your Road Accident Fund (RAF) claim against the Road Accident Fund for injuries suffered by victims of road accidents involving cars. Previously known as claims against the motor vehicle fund or third party claims, these claims are now instituted against the Road Accident Fund.

News – Case Studies

R5,681,122.00 Rear End Car Accident Settlement

de Broglio Attorneys Inc. have represented thousands of people in their Road Accident Fund (RAF) claims over the past 2 decades continually yielding brilliant results. They are a law firm that specialises in RAF claims and have a wealth of experience and knowledge in this field of law, making them an unbeatable force to be reckoned with at court.

Don t Fall Victim to Touting!

R2,362,332.00 was recently awarded to a road accident victim when de Broglio Attorneys Inc. successfully settled his claim in the high court. He had been approached by numerous other law firms, attorneys and “RAF representatives” who tried to make him sign up with them but luckily he was wiser and realized that he needed a professional team on his side. This is when he approached de Broglio Attorneys Inc. for help with a claim against the Road Accident Fund (RAF).

Happy Client Settled for R1,727,902.50

de Broglio Attorneys Inc. often take on Road Accident Fund (RAF) claims from other attorneys where those attorneys have not done any work on the claim leaving the claimant frustrated and upset. This negligence creates a situation where a claimant is prejudiced. de Broglio Attorneys Inc. know exactly what to do when it comes to suing the RAF and have taken over thousands of claims from other attorneys who simply do not have the same expertise and service levels that they do.

R7,078,445.00 in Victorious Triumph

The Road Accident Fund (RAF) was recently defeated by de Broglio Attorneys Inc. in a record breaking settlement of R7,078,445.00 which was awarded to one of the prestigious law firm’s clients. de Broglio Attorneys Inc. are well known for the excellent results they obtain for their clients in RAF, personal injury and medical negligence matters. They have been specialising in this field of law for over 20 years and have built up a wealth of knowledge and experience when it comes to suing the RAF specifically.

Motorcycle Passenger Awarded R5,725,288.56

People involved in motor vehicle, or motorcycle accidents, are often left badly injured as a result, even to the point of being unable to work as they did before the accident. Under the current law, if you did not cause the accident, you are entitled to submit a claim to the Road Accident Fund (RAF) for compensation. These RAF claims are very complicated and you need the legal expertise of a specialist law firm such as de Broglio Attorneys Inc. to navigate you through the tumultuous legal battle towards a successful outcome. de Broglio Attorneys Inc. have over two decades of experience in settling RAF claims for amounts that exceed their clients’ expectations. Here is a story of one such client.

Let Your Attorney Help You!

It is wise to let your attorney assist you with every aspect of your Road Accident Fund (RAF) claim. They are the experts and know exactly what to do in order to achieve success for you. de Broglio Attorneys Inc. have had one or two clients over the years who insist on doing something themselves and ultimately they do not succeed and ask the law firm to take over. This causes delays in their case and in the long run the best advice is to let your attorneys help you in what they do best.

R5,913,262.00 Awarded 17 Years After Accident

It does happen that when a young child is involved in an accident, their parents do not know about the possibility of claiming from the Road Accident Fund (RAF), and do not institute the legal action the child is entitled to. Measures have been put into place to protect these minors from losing out on compensation. One such measure is the ability to claim at a stage that is later than the normal prescription periods, when they are involved in an identified accident. de Broglio Attorneys Inc. are authorities in this type of legal work and have helped many clients settle claims for accidents that occurred years ago when the requirements have been met.

Clients’ Testimonials

M.N. – “Your firm went to extreme lengths to keep me informed at all times”

26 October 2017

“only praises and gratitude for every person involved in my case”

S.C. – “I pinch myself everyday now to feel if it is really me who has this big blessing”

24 October 2017

“Such timeous, easy access to all the information pertaining to a case”

C.C. – “This couldn t have come at a better time”

23 October 2017

“Thank you so, so much to De Broglio’s Team for all you fantastic assistance.”

M.M. – “De Broglio Attorneys are the best in the business and I will recommend you to anyone”

“If people knew what you stand for they would come flocking in”

F.S. – “thank you for fighting for me”

22 September 2017

“You are the best!”

A.V.R. – “and I would without hesitation recommend De Broglio to other victims”

21 September 2017

“You guys are very professional and qualified to deal with client’s needs.”

J.V. – “Your team have exceeded our expectations”

18 September 2017

“Words can never express our gratitude towards your dedicated and professional team”

M.B. – “The pay-out was quicker than I thought”

11 September 2017

“Thank you very much for everything you have done for me”

S.C. – “I also want to congratulate you for your transparency.”

6 September 2017

“Such easy, instant access to files for clients is not common to most law firms.”



How Do Insurers Value an Injury Claim, injury at work claim.#Injury #at #work #claim


How Do Insurers Value an Injury Claim?

Figuring out how much your accident injuries are worth is a critical aspect of any personal injury claim, and it’s the part of a claim that is most difficult to determine; the amount varies depending on your very particular circumstances. Here is an overview of how insurance companies determine the value of a claim.

To determine what your claim is worth, you must first know the types of damages for which you may be compensated. Usually, a person who is liable for an accident — and therefore his or her liability insurance company — must pay an injured person for:

  • medical care and related expenses
  • income lost because of the accident, because of time spent unable to work or undergoing treatment for injuries
  • permanent physical disability or disfigurement
  • loss of family, social, and educational experiences, including missed school or training, vacation or recreation, or a special event
  • emotional damages, such as stress, embarrassment, depression, or strains on family relationships — for example, the inability to take care of children, anxiety over the effects of an accident on an unborn child, or interference with sexual relations, and
  • damaged property.

The Insurance Company’s Damages Formula

When determining compensation, it is usually simple to add up the money spent and money lost, but there is no precise way to put a dollar figure on pain and suffering or on missed experiences and lost opportunities. That’s where an insurance company’s damages formula comes in.

At the beginning of claim negotiations, an insurance adjuster adds up the total medical expenses related to the injury. These expenses are referred to as “medical special damages” or simply “specials.” That’s the base figure the adjuster uses to figure out how much to pay the injured person for pain, suffering, and other nonmonetary losses, which are called “general” damages.

When the injuries are relatively minor, the adjuster multiplies the amount of special damages by 1.5 or 2. When the injuries are particularly painful, serious, or long-lasting, the adjuster multiplies the amount of special damages by up to 5. (The multiplier may be as great as 10 in extreme cases. For information on exactly how an adjuster determines the multiplier, see How to Win Your Personal Injury Claim, by Joseph L. Matthews (Nolo).)

The adjuster then adds on any income lost as a result of the injuries.

That’s all there is to the formula. However, this figure — medical specials multiplied by a number between 1.5 and 5, then added to lost income — is not a final compensation amount but only the number from which negotiations begin.

Percentage of Fault

The extent each person is at fault is the most important factor affecting how much the insurance company is likely to pay. The damages formula gives you a range of how much your injuries might be worth, but only after you figure in the question of fault do you know the actual compensation value of your claim — that is, how much an insurance company will pay you.

Determining fault for an accident is not an exact science, but in most claims both you and the insurance adjuster will at least have a good idea whether the insured person was entirely at fault, or if you were a little at fault, or if you were a lot at fault. Whatever that rough percentage of your comparative fault might be — 10%, 50%, 75% — is the amount by which the damages formula total will be reduced to arrive at a final figure.

More Information

For an extensive discussion of determining the value of your claim — along with many examples — see How to Win Your Personal Injury Claim, by Joseph L. Matthews (Nolo).



No Win No Fee Personal Injury Compensation, Claims Direct, injury at work claim.#Injury #at #work #claim


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First Steps in a Personal Injury Claim, injury at work claim.#Injury #at #work #claim


First Steps in a Personal Injury Claim

The time just after you have been injured in a slip and fall or accident can often be a confusing and stressful. First an foremost, look after your health. But when you are ready, you can begin thinking about pursuing a personal injury claim for your injuries. Here are some frequently asked questions about the first steps in a personal injury claim.

I was hurt in an accident. What should I do first?

As mentioned in the introduction, the first thing that you should always do after being injured in an accident to look after your health. However, if you have already done this, then there are a number of steps that you can take that will help preserve your right to file a claim for your personal injuries. These steps are valid in most situations and there is no right order to take (note: if you need to file a claim against the government or a government agency, there are other specific steps that should be taken).

  • Collect evidence that can point to who caused the accident, as well as the damage caused by the accident. Photographs are useful here.
  • Write down everything that has happened to you after the accident. This may include things like medical bills, hospital visits, any lost work or wages, etc.
  • Be sure to get the names and contact information of any witnesses that may have observed the accident. Contact these people to confirm their contact information.
  • If you speak to other people that were involved in the accident, be sure to take notes about your conversation.
  • Tell anyone that you may file suit against that you are planning on filing a claim for your injuries and property damage.

How long do I have to notify a person that I am filing a claim for my personal injury?

If you are planning on filing suit against an individual or some other entity that is not the government or a government agency, there is not set time limit in which you have to notify that person of your intention to file a lawsuit. However, this does not mean that you should take your time with the matter. By acting quickly and efficiently, you will probably increase your chances of resolving your claim faster than if you delay.

It is good to keep in mind that even though you notify people of your intent to file a lawsuit, this does not mean that you must file a lawsuit. By giving notice, you only preserve your rights and prevent the other parties from defending against a lawsuit by arguing that you waited too long to inform them of your injuries. By notifying the other parties, you simply ensure that you can proceed with negotiations regarding settlement and arbitration at your own speed, without feeling rushed.

Is there a time limit in which I have to file my lawsuit to be compensated for my injuries?

Yes. Settling a personal injury claim can be time consuming, and if you fail to file your claim in a timely manner, you may be completely out of luck in collecting any sort of compensation. There are laws on the books called statutes of limitations that give the maximum time you have to bring certain types of lawsuits. If this time period passes you up, you may be barred from ever bringing suit to recover for your injuries. You should always check on your state’s statute of limitations for your type of claim to ensure that the time period does not pass you by.

How soon do I have to file a claim against the government for my personal injury?

Unlike filing a claim against an individual or a company, if you need to file a claim against the government or a government agency or employee, you have a limited amount of time in which you must file a claim. Depending upon your type of case and the state you live in, this time period usually ranges between 30 days and one year. If you do not abide by these timelines, you may lose your right to recover any sort of compensation for your injuries or property damage.

Get a Free Case Review Today

Injuries cost money, including medical bills and time away from work, which is why it makes sense to have an attorney help you with your claim. But if you’re not quite sure whether you need professional legal help after an injury, have a lawyer review your claim first at no charge. Then, if you decide you have a claim you want to pursue, you can take that next step.



First Steps in a Personal Injury Claim, injury at work claim.#Injury #at #work #claim


First Steps in a Personal Injury Claim

The time just after you have been injured in a slip and fall or accident can often be a confusing and stressful. First an foremost, look after your health. But when you are ready, you can begin thinking about pursuing a personal injury claim for your injuries. Here are some frequently asked questions about the first steps in a personal injury claim.

I was hurt in an accident. What should I do first?

As mentioned in the introduction, the first thing that you should always do after being injured in an accident to look after your health. However, if you have already done this, then there are a number of steps that you can take that will help preserve your right to file a claim for your personal injuries. These steps are valid in most situations and there is no right order to take (note: if you need to file a claim against the government or a government agency, there are other specific steps that should be taken).

  • Collect evidence that can point to who caused the accident, as well as the damage caused by the accident. Photographs are useful here.
  • Write down everything that has happened to you after the accident. This may include things like medical bills, hospital visits, any lost work or wages, etc.
  • Be sure to get the names and contact information of any witnesses that may have observed the accident. Contact these people to confirm their contact information.
  • If you speak to other people that were involved in the accident, be sure to take notes about your conversation.
  • Tell anyone that you may file suit against that you are planning on filing a claim for your injuries and property damage.

How long do I have to notify a person that I am filing a claim for my personal injury?

If you are planning on filing suit against an individual or some other entity that is not the government or a government agency, there is not set time limit in which you have to notify that person of your intention to file a lawsuit. However, this does not mean that you should take your time with the matter. By acting quickly and efficiently, you will probably increase your chances of resolving your claim faster than if you delay.

It is good to keep in mind that even though you notify people of your intent to file a lawsuit, this does not mean that you must file a lawsuit. By giving notice, you only preserve your rights and prevent the other parties from defending against a lawsuit by arguing that you waited too long to inform them of your injuries. By notifying the other parties, you simply ensure that you can proceed with negotiations regarding settlement and arbitration at your own speed, without feeling rushed.

Is there a time limit in which I have to file my lawsuit to be compensated for my injuries?

Yes. Settling a personal injury claim can be time consuming, and if you fail to file your claim in a timely manner, you may be completely out of luck in collecting any sort of compensation. There are laws on the books called statutes of limitations that give the maximum time you have to bring certain types of lawsuits. If this time period passes you up, you may be barred from ever bringing suit to recover for your injuries. You should always check on your state’s statute of limitations for your type of claim to ensure that the time period does not pass you by.

How soon do I have to file a claim against the government for my personal injury?

Unlike filing a claim against an individual or a company, if you need to file a claim against the government or a government agency or employee, you have a limited amount of time in which you must file a claim. Depending upon your type of case and the state you live in, this time period usually ranges between 30 days and one year. If you do not abide by these timelines, you may lose your right to recover any sort of compensation for your injuries or property damage.

Get a Free Case Review Today

Injuries cost money, including medical bills and time away from work, which is why it makes sense to have an attorney help you with your claim. But if you’re not quite sure whether you need professional legal help after an injury, have a lawyer review your claim first at no charge. Then, if you decide you have a claim you want to pursue, you can take that next step.



Definition, Define definition at, definition define definition at dictionary com.#Definition #define #definition #at #dictionary #com


definition

the act of defining, or of making something definite, distinct, or clear: We need a better definition of her responsibilities.

the formal statement of the meaning or significance of a word, phrase, idiom, etc., as found in dictionaries. An online dictionary resource, such as Dictionary.com, can give users direct, immediate access to the definitions of a term, allowing them to compare definitions from various dictionaries and stay up to date with an ever-expanding vocabulary.

Definition of definition (continued)

the condition of being definite, distinct, or clearly outlined: His biceps have great muscle definition.

Optics . sharpness of the image formed by an optical system.

Radio and Television . the accuracy of sound or picture reproduction.

Origin of definition

1350–1400; Middle English diffinicioun

Related Forms

  • adjective : definitional
  • adverb : definitionally
  • noun : predefinition
  • noun : redefinition
  • noun : self-definition
  • noun : subdefinition

Synonyms

Grammar Greats and Gaffes

Antonyms

Translate

Examples from the News

  • Those who are by definition free of the biases that come with living near or working with those entrusted to protect us.

Cops, CIA Share a Culture of Lawlessness

  • Editor s Note: This article has been revised to include the definition and text of Section 12.

    Prof: MIT Hospitalized Me For Ferguson Tweets

  • Under that definition, forced kissing can certainly constitute as a form of sexual assault.

    Fact-Checking the Sunday Shows: Dec. 7

  • But she still wants to make the point that it is still a romantic comedy, in the way that the definition of that term is evolving.

    Confessions of a Rom-Com Writer: Liz Tuccillo Talks ‘Sex and the City,’ ‘Take Care,’ and More

  • But IBC is also a fair bit more inclusive in its definition of war casualties.

    ISIS Fighters Are Killing Faster than Statisticians Can Count

  • Examples

    • Merely to abstain from definition was like a load taken off my mind.

    The Conquest of Fear

  • Examples will give a better notion of this than can be conveyed by any definition.

    Tales And Novels, Volume 4 (of 10)

  • You must listen to the definition of a catachresis:— A catachresis is the boldest of any trope.

    Tales And Novels, Volume 4 (of 10)

  • The Assistant Commissioner gave this definition in an apologetic voice.

    The Secret Agent

  • The Century Dictionary will please not copy this definition.



  • Definition, Define definition at, definition define definition at dictionary com.#Definition #define #definition #at #dictionary #com


    definition

    the act of defining, or of making something definite, distinct, or clear: We need a better definition of her responsibilities.

    the formal statement of the meaning or significance of a word, phrase, idiom, etc., as found in dictionaries. An online dictionary resource, such as Dictionary.com, can give users direct, immediate access to the definitions of a term, allowing them to compare definitions from various dictionaries and stay up to date with an ever-expanding vocabulary.

    Definition of definition (continued)

    the condition of being definite, distinct, or clearly outlined: His biceps have great muscle definition.

    Optics . sharpness of the image formed by an optical system.

    Radio and Television . the accuracy of sound or picture reproduction.

    Origin of definition

    1350–1400; Middle English diffinicioun

    Related Forms

    • adjective : definitional
    • adverb : definitionally
    • noun : predefinition
    • noun : redefinition
    • noun : self-definition
    • noun : subdefinition

    Synonyms

    Grammar Greats and Gaffes

    Antonyms

    Translate

    Examples from the News

    • Those who are by definition free of the biases that come with living near or working with those entrusted to protect us.

    Cops, CIA Share a Culture of Lawlessness

  • Editor s Note: This article has been revised to include the definition and text of Section 12.

    Prof: MIT Hospitalized Me For Ferguson Tweets

  • Under that definition, forced kissing can certainly constitute as a form of sexual assault.

    Fact-Checking the Sunday Shows: Dec. 7

  • But she still wants to make the point that it is still a romantic comedy, in the way that the definition of that term is evolving.

    Confessions of a Rom-Com Writer: Liz Tuccillo Talks ‘Sex and the City,’ ‘Take Care,’ and More

  • But IBC is also a fair bit more inclusive in its definition of war casualties.

    ISIS Fighters Are Killing Faster than Statisticians Can Count

  • Examples

    • Merely to abstain from definition was like a load taken off my mind.

    The Conquest of Fear

  • Examples will give a better notion of this than can be conveyed by any definition.

    Tales And Novels, Volume 4 (of 10)

  • You must listen to the definition of a catachresis:— A catachresis is the boldest of any trope.

    Tales And Novels, Volume 4 (of 10)

  • The Assistant Commissioner gave this definition in an apologetic voice.

    The Secret Agent

  • The Century Dictionary will please not copy this definition.



  • How to Get the Most from a Car Accident Claim (with Pictures), accident at work claim.#Accident #at #work #claim


    How to Get the Most from a Car Accident Claim

    There are millions of car accident claims every year. Getting the most out of your car accident claim from your insurance requires that you know a little about the process and the people involved. The time period after a car accident can be filled with an overwhelming amount of stress. With patience and organization during this time, you will be able to confidently navigate the claims process.

    Steps Edit

    Part One of Four:

    Responding at the Scene of the Accident Edit

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Part Two of Four:

    Starting Your Claim Edit

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim

    Accident at work claim



    How an Attorney Can Help With Your Car Accident Claim, accident at work claim.#Accident #at #work #claim


    How an Attorney Can Help With Your Car Accident Claim

    If you were injured or suffered property damage in a car accident, you might be wondering exactly how an attorney can help you — or whether it’s a good idea to try to deal with the insurance company and settle the claim on your own. While much depends on the specifics and the complexity of your case, in general a lawyer can:

    • communicate with the other driver s insurer
    • obtain the necessary evidence with respect to liability
    • organize your medical records and bills
    • communicate with your health care providers to obtain missing records
    • work with your doctors to make sure they provide the medical information you need so that you can prove damages in your claim
    • organize and present the evidence in order to prove liability and damages
    • negotiate with lien holders on your claim (such as health, disability, or workers compensation insurers) to potentially reduce the amount of those liens, and
    • negotiate a satisfactory settlement with the insurance adjuster or defense attorney.

    Let s look at a couple of these things in-depth.

    Communicating with the Other Driver s Insurer

    In any personal injury case, your lawyer will open up a line of communication with the insurance adjuster for the other party (or parties) involved. The adjuster has the pocketbook, and so it is critical for a plaintiff s lawyer to have good communications and a good relationship with the adjuster.

    Obtaining Necessary Evidence of Liability

    A good lawyer can help obtain all of the evidence that you will need to prove liability in a car accident claim. Although you may have already taken photographs of the accident scene, your lawyer will probably go back to the scene him/herself to see what it looks like. While a picture may be worth a thousand words, actually seeing the scene can be worth a thousand pictures.

    The lawyer will make sure to get all of the accident reports in the case and will often speak with the investigating police officers and witnesses. A good lawyer will leave no stone unturned when it comes to obtaining evidence of liability. Learn more about Proving Fault for a Car Accident.

    Obtaining Necessary Evidence of Damages

    This is where a good lawyer can be essential to your case, especially when you’ve suffered significant injuries in connection with a car accident.

    It is critical to obtain all documentation related to your injuries, but it isn’t always easy to get your hands on those records and bills from health care providers. Although the records are technically yours, and you have an absolute right to them, sending medical records to patients and lawyers is just not a health care provider s first priority.

    Small doctors offices may not have the staffing or the time to respond to medical record requests on a timely basis. Large hospitals may have specific procedures that must be followed in order to respond to medical record requests. If you don t follow their procedures (which they often don t publicize very well), they simply won t respond to your request.

    Then, when the health care provider does respond to the request, the records may be incomplete. Any lawyer s secretary or paralegal will tell you that they often have to request the same records more than once and that they have to follow up endlessly with the provider s office.

    Finally, it may turn out that the doctor did not use the magic words as to causation, prognosis, and disability in his or her notes. In order to successfully prosecute any type of personal injury claim, you must be able to prove, through medical evidence,

    • exactly what your injury, disability, or physical limitation is, and
    • that it was caused by the defendant s negligence.

    Doctors often don t mention causation and extent of the injury or disability in their medical records. If this happens in your case, your lawyer will write the doctor and ask for a special letter in which the doctor gives his/her opinion that the accident caused your injury or disability and that, as a result of the accident, you will be hindered or disabled for a specific period of time.

    Negotiating With Lien Holders

    If you received benefits from a health, disability, or workers compensation insurer, that insurer will have a lien on your claim. A lien means that the lien holder gets paid before you do, out of any settlement or judgment you receive. A good lawyer will work with the lien holder to try to get the lien holder to reduce its lien. This is important work. Every dollar less that the lien holder takes is one more dollar that goes into your pocket.

    Negotiating the Settlement

    Finally, the lawyer will negotiate your settlement. This is hard work. Negotiation is a very specific skill. A personal injury lawyer is always going to be far better at settling a car accident case than a layperson would be. A good lawyer knows how much the case is worth and knows how to work the case and conduct the negotiations so as to get top dollar from the insurer.

    When Can I Handle a Car Accident Claim Myself?

    Most people don t need lawyers for very small cases. If they are comfortable gathering the evidence and documents themselves and negotiating the settlement, then it is probably in their best interests to do that. Then, they save the 1/3 contingent fee that most personal injury lawyers take.

    The question is, what is a small case? And where is the line between a small case that you can handle yourself and a larger case for which you absolutely should hire a lawyer? As a general rule, if your medical bills total more than around $3,000, or if you were out of work for more than a week or so, you should probably hire a lawyer.



    What is No Fault Insurance and How Does a Claim Work, accident at work claim.#Accident #at #work #claim


    What is No Fault Insurance and How Does a Claim Work?

    About a dozen states follow what’s called a “no-fault” car insurance system (District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah). No-fault insurance means that your own automobile insurer will pay some or all of your medical bills and lost earnings if you get into a car accident, regardless of who was at fault for the crash. A no-fault claim is typically made through the “personal injury protection” or “PIP” provisions of a car insurance policy (this kind of coverage is mandatory in no-fault states).

    Every no-fault state’s rules are different. A few are even so-called “choice” no-fault states (Kentucky, New Jersey, and Pennsylvania), where vehicle owners essentially have the choice to “opt out” of the no-fault system when purchasing a car insurance policy.

    What is A No-Fault Insurance Claim?

    A no-fault insurance claim, sometimes called a Personal Injury Protection claim (or PIP claim), is one you make with your own automobile insurer for payment of medical bills, lost earnings, and certain other out-of pocket damages after a car accident.

    A key component of the no-fault scheme is that you are never permitted to make a claim for pain and suffering with your own car insurance coverage, and you can only pursue this kind of recovery against the at-fault driver if your medical bills reach a certain level — or your injury is deemed sufficiently serious — so that you’re permitted to step outside of the no-fault rules. For example, your state’s no-fault law might prohibit a personal injury claim against the at-fault driver unless your medical bills exceed $3,000 or you suffer a broken bone. This feature of no-fault laws is a legislative attempt to streamline car accident cases, especially smaller claims.

    Let’s take an example. Let’s say that you got into a car accident in New York. The other driver was at fault, you broke your right leg in the accident, and you incurred $7,500 in medical bills. In order to step outside the no-fault system and bring a claim directly against the at-fault driver in New York, your claim must meet the “serious injury” threshold in place under state law. That means, as a result of the car accident, you’ve experienced any of the following:

    • significant disfigurement
    • bone fracture
    • permanent limitation of use of body organ or member
    • significant limitation of use of body function or system, or
    • substantially full disability for 90 days.

    Since your injuries qualify under this definition (because of your broken leg), you can file a third-party liability claim or personal injury lawsuit directly against the at-fault driver, demanding compensation for all categories of losses, including pain and suffering (which, again, isn’t available in a no-fault claim). But if you suffered only minor injuries that don’t qualify as “serious” under New York’s threshold, you’re limited to a claim under your own PIP coverage.

    One last note: No-fault car insurance only applies to car accident injuries; for vehicle damage resulting from a car accident, you’re free to pursue a claim against the at-fault driver.

    You Must Cooperate With Your Insurer in a No Fault Claim

    With a no-fault claim, the usual rules for dealing with an insurance company in a personal injury case usually should be disregarded. For example, in most cases, you do not want to give a recorded statement to the other side’s insurance company. But, in a no-fault claim, state law generally requires you to cooperate with your insurer. Your policy may require you to give your insurer a recorded statement, and may require you to attend a medical examination with a physician selected by the insurance company. If you fail to cooperate with the process, your insurance company may have grounds to deny the claim.

    If you get into an accident in a no-fault state, and need legal advice at any point in the claim process, it may make sense to contact a knowledgeable car accident lawyer.



    The UK Road Accident Claims Expert, EasiGo, accident at work claim.#Accident #at #work #claim


    Easi Go

    Accident Management Company

    Accident Claims Expert

    Call Us FREE : (0800) 044 3747 0330 022 6781

    EasiGo Accident Management Offers

    • UK wide assistance-whatever your insurance cover
    • Quality courtesy car delivered to your home
    • Courtesy car supplied even if your car is a write off
    • Help with Parked car claims
    • Full Vehicle Recovery and Repair
    • Main Dealer Repairs
    • Specialist Injury Claim Solictors
    • NO insurance excess and NCB protected
    • Help with uninsured driver claims

    If you had a non fault accident, we can help you! Whether you drive a car, a taxi, a van or a motorbike, we will handle your claim; supplying you with a replacement vehicle, dealing with the other driver’s insurers, and getting you full compensation for your injuries and other losses. Even if you only have Third Party cover, we will still lend you a courtesy car, and deal with all aspects of your car accident claim.

    We file your car accident claim directly with the other insurers, so we save you paying any Policy Excess! We recover all uninsured losses, including lost earnings. Even if you were uninsured, we will recover repair costs, if there is an injury claim involved.We file your car accident claim directly with the other party’s insurers, so we protect your No Claims Bonus and save you paying any insurance policy excess! We will recover all uninsured losses, including loss of earnings, and even if you are uninsured we will recover your repair costs, or car value, if there is an injury claim involved.

    Accident at work claim

    Accident at work claim

    Replacement

    If your car is not roadworthy, we will deliver a quality replacement to your home. If your car is still roadworthy, we will arrange a replacement to use, when yours goes in for repairs. The courtesy car will be collected when yours is returned.

    Accident at work claim

    Recovery

    If your car is not safe to use, or not driveable, we will arrange to collect it from your home, or from a storage yard, if the police have moved it there. It will be taken to a secure compound, where it can be properly examined by a qualified accident engineer.

    Accident at work claim

    Paper Work

    We will track down the other driver’s insurers, using the registration number, and file your claim directly. If needed, we will contact witnesses. We make our own enquires, rather than requiring an admission of liability from the other insurers. We arrange vehicle inspections and valuations, as well as repairs.

    Accident at work claim

    Injuries Claims

    Our associated solicitors are specialists in road accident claims will file your claim against the other insurer. They will also organise any medical treatment (physiotherapy etc) that you may need to help your recovery.

    Accident at work claim

    Accident Law

    The solicitors don t just deal with your injury claim; they will also take legal action to recover any other losses, will also take the other insurers to court, if liability for the accident is in dispute. If they are handling your injury claim, the agreement is they handle all aspects of your claim.

    Why use us Instead of your own insurer?

    EasiGo offers:

    • A similar, or better,replacement vechicle to your own-even if you are only Third Party Insured!
    • Pay no policy excess- we claim directly off the other insurers, so you don’t pay your insurance excess.
    • Main dealer, or your own repairer- safeguard the value of your car.
    • We get forecourt values for your vehicle-even if you have Motor Trade cover
    • We file your claim directly with the other insurers, we handle all the paper work & claim admin.
    • Cash on lieu of repair option, if we handle your injury claim.
    • Our associate solicitors will not only pursue your injury claim, but deal with all other aspects of your car claim.

    Your insurer :

    EasiGo Accident Management offers a total service!

    We ONLY handle road accident claims from repairing your car and lending you a free one, to getting you compensation for your injuries. We will deliver a replacement vehicle to your home or place of work, and will also organize for your damaged car to be taken to an approved repairer. A damage report will be prepared, assessing whether it is repairable and also giving a replacement value if it is too badly damaged. Even if it is a write off, we will lend you a car until you have been paid out, plus a week to find a new car- most insurers will not supply you with a courtesy car, if yours is written off! Easigo will contact the other party’s insurers, collect police reports and witness statements. Because we deal directly with the other party’s insurers, there will be no effect on your no claims bonus, nor will you have to pay any insurance policy excess.



    Personal Injury – Road Traffic Accident Claims – No Win No Fee Solicitors – Accident Lawyers 4U, accident at work claim.#Accident #at #work #claim


    accident at work claim

    Accident at work claim

    You’re in safe hands with our team who will personally handle your accident claim.

    Accident at work claim

    Accident at work claim

    We will review your claim to ensure you are awarded a competitive compensation rate if successful.

    So, why may you need to make a personal injury claim? If you’ve had an accident that wasn’t your fault, then you might want to ensure that the responsible party is held to account and pays appropriate compensation.

    Unfortunately, some people or organisations may not be inclined to immediately admit liability or offer you a suitable sum, which may leave you not knowing what to do next.

    This may be particularly upsetting if you are unable to work due to the injury and / or you are left suffering in pain.

    Getting a satisfactory resolution of your accident claim may require expertise and professional legal help – and that’s where we come in!

    Whether your personal injury claim relates to something that occurred at work, in a road traffic accident or in the home, we can help you with your accident injury claim!

    Accident at work claim

    We pride ourselves on delivering the highest standards of service. That’s because we know that you’re in need of recognition and help – not delays or excuses. We always endeavour to return your calls within 24 hours.

    Accident at work claim

    We know that legal costs can be daunting when making an accident claim. That’s why we offer a ‘no win no fee’ scheme. You have nothing to lose. If you want to make a claim or simply need advice, contact us today.

    Accident at work claim

    We deal with just about every type of personal accident – small and large! Whether your accident involves a fall at work, a car crash, an industrial mishap or a slip on a wet floor – we are here to help.

    Regulated by the Claims Management Regulator in respect of regulated claims management activities. Its registration is recorded on the website http://www.justice.gov.uk/claims-regulation. Authorisation number : CRM10108

    Accident Lawyers 4U work with an accident claims and road traffic accident firm of solicitors; who are regulated by the Solicitors Regulation Authority. Accident Lawyers 4U are based in the UK.

    * Charges may be applicable in exceptional circumstances (Find out more)

    Copyright © 2006 – 2016 CSI (Manchester) Ltd. All Rights Reserved.



    Legal Help #no #insurance #car #accident #not #at #fault


    #

    In a Car Accident Without Insurance, but Not at Fault

    In a Car Accident Without Insurance, but Not at Fault

    I was in an accident recently, but I was a month behind on my insurance payments so I technically did not have valid insurance insurance at the time. no excuses, just times have been tough financially. A police report was made and the cop took my insurance information and didn’t say anything because well, the insurance card states it expires at a later date. A police report was made and it’s quite obvious that it wasn’t my fault. The fault is placed on the tow truck company. I’m quite positive that the police report will state that it’s not my fault, and I can use that as proof. I already contacted the at fault driver’s insurance company and the insurance adjuster himself stated that they were 100 percent at fault, and they were going to pay me for damages. My question is, if they found out that I did not have insurance, are they still required to pay for the damages to my car? It’s been weeks and I still haven’t recieved a check. I figured they found out I don’t have insurance and refuse to pay. Could this be the case? And if they did, does that mean they can refuse to pay? Are they still obligated to pay for my damages knowing that I did not have valid insurance because I was behind on payments? Would getting a lawyer help, and if so, would i win? Thanks.

    California Accident; Uninsured Driver

    I have not seen any law which would relieve them of their obligation to pay for your economic losses just because you were uninsured. Insurance companies move slowly. If they ultimately deny your claim, they will tell you. You may wish to simply call the adjuster you are working with, and ask the status of your claim.

    sr71

    You should not have a problem since the other insurance co. accepted liability.
    You are required to file an sr71 (accident report) to DMV and supply inurance info.
    The other ins. co. will proably file it and you’ll get a letter demanding a report.
    Just lie about your policy.

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    Championship at Saratoga Spa State Park in Saratoga Springs, New York, USA #championship #at #saratoga #spa #state #park, #saratoga #springs, #new #york, #usa, #saratoga #spa #state #park #gc, #saratoga #spa #state #park #g.c., #saratoga #spa #state #park #golf #course


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    Championship at Saratoga Spa State Park

    First time playing Walked Played 18 holes Good weather

    Reviewed on 07/26/2016

    Played for the first time today, got out right on time, paired with 3 nice players. Most tee boxes were in good shape, fairways smooth and lush, greens in great shape but a little slow. Played from the white tees, about 6300 yards. Fairways were hard, so got nice roll. Water on only 2 holes, bunkers were in beautiful shape. Greens has some deceptive break and rolled very true. Overall, a very pleasant round and would definitely play there again.

    Pace of Play: Excellent

    Course Layout: Good

    Course Conditions: Good

    Staff Friendliness: Good

    Value for the Money: Good

    Off-Course Amenities: Good

    Course Difficulty: Moderate

    I recommend this course

    ” Regaining It s Excellence “

    Plays: Few times a week

    ” Regaining It s Excellence “

    Previously played Used cart Played 18 holes Good weather

    Reviewed on 04/14/2016

    The Saratoga Spa course has long been a favorite but has needed upgrades for years. I m very happy to say many improvements have been made with more to come which has restored this great old course to championship . quality. It s a superb layout and now with a rebuilt 10th green, new sand and better conditioned fairways. Again a must play!

    Pace of Play: Good

    Course Layout: Excellent

    Course Conditions: Good

    Staff Friendliness: Good

    Value for the Money: Excellent

    Off-Course Amenities: Good

    Course Difficulty: Somewhat Challenging

    I recommend this course

    ” Must have been a rough winter “

    Plays: Few times a week

    ” Must have been a rough winter “

    Previously played Played with a group Used cart Played 18 holes Good weather

    Reviewed on 08/19/2014

    Great old course that suffered a bit this winter and spring rains. Still a long way from regaining championship caliber. Tee boxes were all sand and crabgrass, fairways not mowed with any distinction from first cut rough. Wonderful old resort setting and great quiet location = over priced, especially for visitors.

    Pace of Play: Average

    Course Conditions: Average

    Staff Friendliness: Excellent

    Value for the Money: Fair

    Quality of food beverage: Excellent

    Off-Course Amenities: Average

    Course Difficulty: Somewhat Challenging

    I recommend this course

    ” This course in fun and a good value “

    Plays: Few times a week

    ” This course in fun and a good value “

    Reviewed on 10/04/2012

    Located in a beautiful state park, this course has an interesting and challenging layout. It was in good shape, but suffered a little do to lots of play. Being a popular course, with lots of walkers, on a beautiful September Saturday resulted in a round close to 5 hours. With this in mind it was fun and a good value.

    Pace of Play: Poor

    Course Conditions: Average

    Error



    Second dui offense #dane #county, #wi,owi, #dui, #dwi, #dwi, #dui, #drunk #driving, #procedure, #owi #treatment #court, #dui, #wisconsin, #madison, #criminal #defense, #lawyer, #dane #county, #attorney, #attorney #at #law, #lawyers, #defense #lawyer, #defense #lawyers, #criminal #lawyers, #trial #lawyers, #lawyers #directory, #find #lawyers, #trial #lawyer, #criminal #defense #lawyer, #criminal #defense #lawyers, #wisconsin #lawyer, #wisconsin #attorney, #wisconsin #lawyers, #wisconsin #law, #lawyer #directories, #defense #attorney, #defense #attorneys, #criminal #attorneys, #criminal #defense #attorney, #lawyer #wisconsin, #madison #wisconsin #lawyers, #wi #lawyer, #lawyer #in #wisconsin, #attorney #in #wisconsin, #law #firms, #dodge, #iowa, #jefferson, #columbia, #sauk, #richland, #marquette, #fond #du #lac, #grant, #monroe, #adams, #green #lake, #green, #sauk #city, #beloit, #janesville, #middleton, #portage, #baraboo, #wisconsin #dells, #ft. #atkinson, #juneau, #dodgeville, #cambridge, #cottage #grove, #law #firm, #attorney, #lawyer, #criminal #defense, #traffic, #litigation, #appeals, #state, #federal #court, #sparta, #drunk #driving, #owi, #dui, #vehicular, #operating #after #revocation, #experience, #experienced, #trial #lawyer


    #

    This page is about the counting of alcohol offenses in Wisconsin when charging OWI / DUI / DWI cases. If you are looking for information about the DUI / OWI Treatment Court in Dane County, or court process for criminal DUI / OWI cases in Dane County you should go to those pages instead.

    DUI / OWI (Drunk Driving) Math inWisconsin

    Criminal Cases that depend on how you count

    In Wisconsin all drunk driving charges after the first one are criminal charges handled in Circuit Court. First offense cases are not charged as crimes unless there is a minor in the car or there is an injury. Both criminal and civil drunk driving charges can have profound consequences. This page is about what counts and does not count as a prior conviction. It may surprise you.

    Which things are counted as prior offenses is listed, confusingly, in Sec. 343.307, Wisconsin Statutes. Penalties (and classification as non-criminal/misdemeanor/felony) is determined by the penalty provisions in Sec. 346.65, Wisconsin Statutes .

    Further, the timing and sequence of arrests and convictions can matter.

    Civil Cases – First Offense

    First Offense OWI / DUI is not treated as a crime in Wisconsin unless there is a child in the vehicle or someone is injured. That does not mean it is treated lightly. First offense OWI / DUI in Wisconsin often results in more significant penalties than in other states that treat this as a crime. However, the procedures are a little different in non-criminal cases and many different courts can hear such cases. If you have never been arrested or cited or in court for an OWI / DUI / Drunk Driving you are treated as a first offender. Except if as an underage drinker you were convicted of an absolute sobriety violation in another state that will count as a prior conviction.

    Any one incident more than ten years ago will not count, but more than one will count. That is if a driver had one prior in May of 1989 a charge in June of 1999 (or 2010) counted as first offense. However if the driver had the May 1989 and the June 1999 offenses (both treated as first offenses) and then another in 2010, the 2010 charge would not be a first offense or second offense but a criminal third offense for court purposes. Again, you can have two first offenses more than ten years apart but not three. The look-back period for a any offense after the second is January 1, 1989. The look-back period to determine if a second actual offense is charged as a second offense is ten years, date of offense to date of offense.

    No offenses before January 1, 1989 are counted.

    Out of State Charges Are Different – Usually in a bad way!

    The following are counted as prior convictions in Wisconsin when they occurred in a different state – even if they would not count in the original state:

    1. Refusing to take a chemical test
    2. A deferred prosecution for OWI / DUI / Drunk Driving / Drugged Driving that did not result in a conviction
    3. Operating as an underage drinker you were convicted of an absolute sobriety violation (would not count if in Wisconsin)
    4. A conviction for OWI / DUI / Drunk Driving / Drugged Driving

    Some offenses in or out of Wisconsin are not counted!

    Some prior convictions are not counted if proper procedures were not followed. This is a complex determination and requires analysis of all relevant records by an experienced attorney. For instance in one of the cases handled by our office a case originally charged as a third offense was properly revised to be a first offense.

    Examples of counting

    Example 1 – 3rd offense following two first offenses

    Fifth Offense – Felony

    Note, this is the same as example 6 except for the date of the second offense and conviction. The fourth offense conviction (third charged) was within 5 years of the second offense and the offense was within 5 years following the second offense conviction. The fourth charge was counted as a third because at the date of conviction there were only two earlier convictions. The third charge was counted as a fourth because at the date of conviction there were three convictions counted.

    Example 8 – Out-of-state deferral without conviction

    Note: State v. Carter . 2010 WI 132 (Dec. 2, 2010) decided saying that the Illinois absolute sobriety suspension counts as a prior offense. This does not necessarily apply to all out-of-state absolute sobriety convictions. Read the case!

    IID Requirement (Ignition Interlock Device) – one more wrinkle on counting

    Repeat Offenses

    An IID is required for all second or subsequent offenses, even if the offense would be counted as a first offense for other penalty purposes. Village of Grafton v. Seatz . 2014 WI App 23 (Jan. 29, 2014). But, see DMV OWI Penalty Chart .

    This is true even if none of the offenses involved alcohol. (No one ever said that the laws had to make sense.)

    More Serious First Offenses

    If there is an alcohol level of .15 or higher (at the time of the offense). Note: The alcohol reading on the evidentiary breath test may be higher than the alcohol level was at the time of the offense! Also, these machines are not calibrated to measure at the .15 level. Talk to a drunk driving defense lawyer!

    If there was an unlawful refusal to take an evidentiary test that is specified in the Wisconsin Implied Consent law.

    Can last longer than the revocation even if ordered for the same length of time – usually will last longer!

    If an 18-month revocation period and an 18-month IID requirement are both imposed, do they end at the same time? Usually not. The revocation period gives credit for any period of administrative suspension (up to six months). In addition, the revocation period runs out once the time is up. The IID requirement does not start running until the driver has a license (occupational or regular).

    Applies to all cars owned or driven, whether or not an owned car can even run!

    If the DMV has record of the driver owning a vehicle, even if it has been junked or is undrivable, the driver will be required by the DMV to install an IID in it unless the vehicle is exempted by the Court.

    Warning – Use at your own risk.

    This page is not intended to be legal advice or substitute for legal advice. It is intended to provide general information. Legal advice can only be given with a full understanding of the actual facts of a case, generally in a face-to-face consultation. Note that there are exceptions to many of the statements made on this page. No one should act or refrain from acting based on anything stated in this web page. My office does not give legal advice to non-clients over the phone or internet. Further, the law (and procedures) in drunk driving cases are changing rapidly. This page reflects procedures in place in Wisconsin on January 1, 2014. In this session of the legislature, the Assembly has passed bills that would change many things stated on this page; those changes have not been adopted by the Senate, yet.

    DUI / OWI Wisconsin – How this office approaches DUI / OWI cases. The need for an assessment and / or treatment along with competent legal assistance is discussed.

    DUI / OWI Field Sobriety Tests in Wisconsin – A look at what field sobriety tests are – and are not – in Wisconsin.

    DUI / OWI (Drunk Driving) Wisconsin Ten Day Warning – Why a defendant needs to take action before the court process even gets going.

    DUI / OWI Treatment Court – an option that must be considered in Dane County for some third-offense cases

    Wisconsin Judicial Sentencing Guidelines for OWI / DUI / Drunk Driving cases by County. Each judicial district has different guidelines.

    Click on images above for larger view This page last revised: 09 Feb 2017 17:43:51 -0600.

    Email Warning (links below)

    By clicking on a button or link below you will be attempting to send an email to the office of Attorney Charles Kyle Kenyon. We do not give legal advice or opinions to non-clients over the phone, the Internet, or by email. Sending an email to us does not establish an attorney-client relationship. Confidential information should not be sent by email. Do not expect that information sent us will be kept secret. If your email is about a legal matter please restrict your email to:

    1. Your name address and phone number.
    2. The County involved.
    3. A time when it would be convenient for someone from this office to contact you and set up a time for you to consult with an attorney.

    Clicking on the button or link below means you have read the above and agree to keep any communication about legal matters within these limits.

    Copyright 1997-2017 Charles Kyle Kenyon. Madison, Wisconsin, all rights reserved.

    This is a living hypertext document. If you find any errors, of fact or in links, please contact me so that they may be corrected. Please also write to me for permission to copy. You can reach me at lawyer at Add Balance.

    Note: NO email is sent from this domain. If you receive any email with a domain name of addbalance.com. it is spam and not from me!

    The name of this file is duimath.htm.



    Common Access Card (CAC) Information for home use #cac, #cac #card, #cac #information, #cac #assistance, #activclient, #activeclient #6.2, #activclient #6.1, #army #cac, #army #cac #software, #using #cac #reader #at #home, #cac #card #readers, #cac #help, #military #cac, #


    #

    The intent of this website is to assist you with the installation of software so you can use your CAC on your Windows Personal Computer. Mac users are helped too

    I have devised 5 different methods for you to utilize to install the software.

    1. Click the Software Install Button (second button from the left) in the row of buttons near the top of every page in the site. Once you click the Software Install Button, follow the buttons from left to right.

    2. Use the Site Map link at the top of every page (left of the MilitaryCAC logo)

    3. Use the Installation Steps above

    5. Watch videos showing and explaining how to install the software

    If you would like to utilize your CAC to only logon to your webmail, AKO, or other CAC enabled sites (and not sign forms ), consider using Trusted End Node Security (TENS) formerly known as LPS (Lightweight Portable Security) and not install any CAC software on your computer.

    Please utilize the contact page to contact the official help desks, ask Questions, offer Comments, Ideas, and / or Suggestions.

    This website was developed and is personally maintained by Michael J. Danberry
    This website was created because of the lack of information available to show how to utilize Common Access Card (CAC)s on Personal Computers. MilitaryCAC has been online since 9 November 2007 and has now grown to over 121 individual pages of information and support.
    I am the content provider for the Army Knowledge Online (AKO) CAC Reference Center. I am not employed by AKO, but, assist by answering emails addressed to AKO dot CAC at MilCAC dot US and maintain the pages related to CAC.

    This website is designed to primarily assist Army users using Microsoft Windows.

    Luckily for you, [and due to the similarities in the software], I am able to provide support for other Government agencies and Operating Systems as well. Click the respective links below:



    American Medical Billing Association – Medical Billing Website #medical #billing, #medical #billing #association, #amba, #american #medical #billing #association, #medical #billing #center, #medical #billing #company, #medical #billing #job, #electronic #medical #billing, #medical #billing #services, #medical #billing #at #home, #medical #billing #from #home, #medical #billing #training, #medical #billing #service, #medical #billing #school, #medical #billing #course, #medical #billing #specialist, #medical #claim #billing, #medical #insurance #billing, #work #at #home #medical #billing, #medical #billing #job #at #home, #billing #medical #reliable #solution, #certification #medical #billing, #work #from #home #medical #billing, #medical #billing #class, #medical #billing #code, #online #medical #billing #course, #medical #billing #online, #medical #billing #program, #medical #billing #education


    #

    2017 AMBA National Conference – Treasure Island
    Vegas, Oct. 26-27, 2017

    Our mission as a medical billing association is to provide industry and regulatory education, networking opportunities for our members, to be able to share information and ideas and to market our member’s abilities and professional services as a group.

    We offer the only medical billing specialist certification exam(CMRS) recognized nationally by billers, coders, employers and other entities. The American Medical Billing Association (AMBA) encourages and relies on member participation and input.

    Our National Medical Billing Advisory Board provides input, ideas and advice to AMBA leadership for the betterment of our association and our profession.

    Our ultimate goal is to provide members with medical billing and related resources that enhance knowledge and skills to develop new ideas and technology, collectively increasing and realizing true industry growth and leadership among medical billers and consultants.

    AMBA was formed and is targeted toward providing assistance for doctor’s office and independent professional medical billers with similar needs, interests and goals. We celebrated our 16th Anniversary in serving doctor’s office and independent Third Party Medical Billers in 2014.

    Our focus is centered on: Networking among peers
    Providing information and knowledge
    Offering continuing education and ongoing research
    Developing innovative ideas and new technologies
    Gaining recognition for our accomplishments
    Providing leadership in the industry; and
    Offering fellowship and fun to members

    Member participation, ideas, networking and support are encouraged and appreciated.

    Here at the American Medical Billing Association, our members are our partners in success through support, participation, ideas and growth!

    Individual Membership $99

    Business Membership $199



    VA Loan Benefits for Surviving Spouses – Veteran Loan Center #va #loans #at #once


    #

    VA Loans and Spouses

    VA Loan Eligibility for Surviving Spouses

    Many surviving spouses of deceased veterans have used the Home Loan Guarantee Program to purchase property. The VA’s policy is that these surviving spouses are permitted to use their deceased spouse’s entitlement in the Home Loan Program. However, if the surviving spouse gets remarried they are no longer entitled to participate in the VA’s Home Loan Program. In the Veterans’ Millennium Health Care and Benefits Act this policy was revised to allow surviving spouses to use their deceased spouse’s entitlement even if they have remarried as long as they are no longer married.

    This means that for surviving spouses of deceased veterans:

    • You can use the Home Loan Program to purchase property if you have never remarried.
    • You can use the Home Loan Program to purchase property if you have been remarried and are now divorced from that marriage.
    • You can use the Home Loan Program to purchase property if you have been remarried and your marriage has ended due to the death of a spouse.

    Find answers to any other questions in the VA Loan FAQs .

    As long as the surviving spouse is not married at the time they apply for the Home Loan Program they may be eligible. The surviving spouse loses entitlement once they are remarried, but gets their entitlement restored once the new marriage is over and they are no longer legally married.

    If you are the surviving spouse of a deceased veteran who believes your entitlement in the Home Loan Program may be restored contact the Los Angeles eligibility Center at 1-888-487-1970 or the Winston-Salem Eligibility Center at 1-888-244-6711 for more information.

    If you are a surviving spouse of a deceased veteran and would like to see if you qualify for a VA loan, please fill out our short online form.

    Question Not Answered?

    Still haven’t found the answers you are looking for?

    Contact a Veteran Loan Center representative today to receive detailed answers to your specific question.

    Call us at (888)258-6879 or fill out the form above.



    UC Davis Housing #uc #davis #housing, #uc #davis #housing, #1 #room #available #in #2 #bedroom #apartment, #1 #room #available #in #2 #bedroom #apartment, #pinecrest #apartments, #$425 #1br, #1ba #plus #$50 #utilities* #| #discount #possible #for #gpa #3.2 #or #higher, #fall #sublease, #green #leaf #college #square, #seeking #housing #2017-2018, #searching #for #housing #in #davis #area, #granite #point, #2017-2018 #roomate, #looking #for #male #roommate, #academy #lane, #looking #for #a #place #to #live #fall #quarter, #september #2017, #august #2018 #apartment #sublease #@ #the #u #apartments #( #1st #month’s #rent #free), #woodlake #close #apts., #looking #for #a #single #room #for #summer #session #2 #from #aug #7- #sep #15, #looking #for #a #female #lease #replacement, #bridgeport #ranch, #looking #for #male #roommate #@ #the #arbors, #looking #for #housemates #for #2017/18 #school #year!, #tanglewood #@ #davis, #single #room #at #the #colleges!, #wake #forest #apartment #private #room #in #2br #apt, #seville #at #mace #ranch, #1 #bedroom #available, #reduced #rent #for #help #with #dog, #desperately #seeking #subletter, #harbor #oaks, #looking #for #roommate #for #2017/2018 #year, #3 #bedroom #apartment #@ #west #village, #fountains #at #point #west


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    Housing Search Results

    Davis Housing

    Housing on Uloop provides Davis students with Houses, Condos, and Apartments for rent around campus for the year, for the semester, and sublets during the summer. The Housing category on Uloop also provides Roommate listings from Davis students who are looking for roommates in Davis. You can find roommates at Davis for the semester or quarter, for the school year, and for the summer. In the Uloop Housing category you can post and find 1 BR, 2 BR, 3 BR, and 4 BR Apartments for rent, Houses for rent, Condos for rent, and Sublets for rent to students at Davis in Davis.

    Student Housing Off Campus is also available at these other schools

    CA Student Housing

    College Student Housing

    2017 Uloop Inc.

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    Oak Cliff Bible Fellowship: Premarital Counseling #oak #cliff #bible #fellowship, #ocbf, #at #the #cliff, #dr. #tony #evans, #pastor #tony #evans, #tony #evans, #kingdom #agenda, #bible, #bible-teaching, #god, #christian, #jesus, #jesus #christ, #holy #spirit, #son #of #god, #christ, #spiritual #growth, #small #groups, #discipleship, #baptism, #kingdom #culture, #church, #black #church, #african #american #church, #multi-cultural #church, #expository #teaching, #the #urban #alternative, #the #turn #around #agenda, #tta, #fellowship #christian #academy, #fca, #lois #evans, #pastors’ #wives #ministry, #kingdom #man, #kingdom #woman


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    Premarital Counseling Ministry Our Counseling Ministry offers an exciting and interactive premarital counseling process for unmarried couples that are NOT living together. Marriage God’s way is a lifelong commitment of a covenantal union between a man and woman and should not be entered into lightly.

    If you are thinking about marriage or already engaged to be married, allow our Counseling Ministry to help you discover God’s amazing truths regarding marriage so that you are personally and spiritually prepared to make this very important lifelong commitment.

    Want to have an OCBF staff Pastor/Minister officiate your wedding? Once you have completed the OCBF Pre-Marital class, contact the assistant of the officiant you wish to perform the ceremony to confirm they are available. You will be asked to provide your certificate of completion from the class.

    Premarital counseling is designed to:

    • Help you understand your past and family history and share it with your partner.
    • Understand the expectations you and your partner bring into the marriage. Provide a framework to ask challenging questions about your relationships and assist you in discerning God’s will.
    • Examine and discuss biblical truths to learn God s principles of marriage.
    • Address issues for those who were previously married and/or have children.
    • Develop a spiritual discipline that will keep your marriage healthy in years to come.
    • Become confident and secure in your decision to marry (or perhaps not to marry).
    • Identify your strengths and weakness and much more.

    Premarital Topics:

    • Introductory Session. Orientation, personality assessment and intake process.
    • Expectations in Marriage. Deal with issues and family histories, Learn to accept, adjust and abandon expectations.
    • Marriage-God s Plan. Receiving your mate as God s provision, leaving behind your dependence and allegiance to parents, cleaving solely to your mate and becoming one flesh.
    • Making My Decision. Helping you move from Do I? to I DO! or I DON T.
    • Personality Assessment. Discover how well you and your mate harmonize with each other.
    • Communication. Learn to listen, express yourselves and resolve conflicts to enhance communication and encourage intimacy in marriage.
    • Roles Responsibilities. Learn the biblical roles for husbands and wives and how to implement them.
    • Finances: Discover how to make your financial goals and decisions relying on God; He owns everything and we are only stewards of His resources.
    • Sex: Understand God s plan to develop complete physical, emotional and spiritual intimacy in marriage.

    Registration
    When determining your session, we advise beginning your first class at least six months prior to your anticipated wedding date. Please allow for the last class to be at least 12 weeks before the wedding date. Sessions are 8 10 weeks and are offered four times a year, classes are weekly.

    COST per couple: $135.00/OCBF member ;$160.00/non-members . $35.00 of this fee is payable after class begins to the Prepare-Enrich website for your Online Assessment which gives a snapshot of where you are individaully and as a couple. The rest of the fee ($100 for members and $125 for nonmembers ) is payable during registration and covers the Preparing for Marriage workbook and class materials.

    The Prepare-Enrich Online Assessment must be completed prior to Orientation in order to remain in the class. The assessment will be emailed to you following online registration and confirmation of your email address.

    Space is limited. Please register early by contacting the Counseling ministry at 214-672-9152 or by clicking the links for the next session .



    Adult Degree Completion Programs #undergraduate #degree #completion, #bachelors #degree #completion, #bachelor’s #degree, #undergraduate #majors, #bachelor’s #degree #majors, #undergraduate #home, #part #time #bachelors, #part #time #undergraduate, #bachelors #degree #at #night, #weekend #bachelors #degree, #weekend #undergraduate #classes, #


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    Northwestern Part-time Undergraduate Degrees Programs

    Majors

    The science of biology is the study of living organisms at all levels of complexity and in all their diversity. The goal of the biological sciences program at Northwestern is to develop and enhance the intellectual and creative potential of life sciences students.

    Communication studies explores the most fundamental and pervasive of human activities. The study of human communication ranges from interpersonal processes such as persuasion and relationship formation to organizational processes such as group leadership and dispute resolution.

    The major in communication systems combines the theoretical focus of communication studies with the practical skills of information technology. This flexible, interdisciplinary study prepares students to perform on the cutting edge of modern media systems and develop skills that are critical in a rapidly-changing field.

    Economists study how individuals, families, companies and nations confront difficult choices about how to use limited resources to meet various needs and wants. The major in economics enables students to understand the basic concepts, theories and techniques of economics and become familiar with the way economists think about problems and devise solutions to them.

    The writing major offers students disciplined training in the writing of fiction, creative nonfiction and poetry. The major relies on workshop formats to provide feedback and nurture talent. A robust literature component further anchors writing within a context of general literacy.

    Engage in interdisciplinary study of human culture, arts, and history to develop critical thinking and communication skills that apply to a variety of fields, professions, and advanced degrees.

    Information systems is the branch of computer science that focuses on analyzing the information needs of organizations and devising IT solutions that meet cost requirements and promote the organization’s strategic goals. Students learn about current and emerging information systems while developing the communication skills that allow them to work collaboratively.

    Mathematics plays a central role in modern society. It has long been an important tool in science and engineering, and is used increasingly in varied and sophisticated ways in the social sciences, the humanities and business. This major offers a variety of courses that address these diverse applications of mathematics.

    Organization behavior is an interdisciplinary major that combines the theoretical understanding of an organization s influence on the behaviors and attitudes of individuals with practical applications of that influence within an organization. The major gives students a broad conceptual foundation that allows them to maximize their roles within organizations.

    The accelerated Business Leadership program gives busy professionals the opportunity to complete their undergraduate education at Northwestern University in as little as two years. Students complete an interdisciplinary major in organization behavior with a focus on business and leadership. Students learn not only about organizations but also how to maximize performance within organizations as they develop communication, teamwork, analytical and problem-solving skills.

    Psychology is the scientific study of behavior how people perceive the world, think and act. In addition to the obvious benefits of an understanding of human behavior, the major in psychology emphasizes the development of critical thinking skills and practical experience developing research ideas, analyzing data and communicating results.

    The major in radio/television/film offers education in the history, theory and production of media. Extensive and interdisciplinary, the program offers a range of perspectives on media forms from cinema to broadcast television, alternative media to emerging technologies.

    Pursue interdisciplinary study of human nature and evolution, social and political structures and issues to gain problem-solving and critical thinking skills that apply to a variety of fields, professions, and advanced degrees.

    Undergraduate Minors and Certificates

    Undergraduate students may also choose to complete a minor in one of 14 academic areas or an undergraduate business certificate to complement their major.

    Other Academic Subjects

    In addition to undergraduate majors, courses in the following academic subjects are offered:



    University of Louisiana at Monroe Online MBA – Tuition – More #university #of #louisiana #at #monroe #online


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    University of Louisiana at Monroe

    Minimum Time Commitment: 24

    Online Concentrations: General

    On Campus Requirement: No

    Introduction

    University of Louisiana at Monroe is located on a 238-acre campus in Monroe, La. The university has an enrollment of more than 8,500 students and prides itself on individual attention and the rigor of its academic programs. The University of Louisiana at Monroe online MBA program is a 30-39 hour degree program that is geared toward enhancing business opportunities and earning power.

    Accreditation

    University of Louisiana at Monroe s business program is accredited by the Association to Advance Collegiate Schools of Business (AACSB). The AACSB is an international nonprofit organization with members including academic institutions and businesses dedicated to the improvement of business education. University of Louisiana s online MBA program also falls under this accreditation.

    Academics

    Students entering the ULM online MBA program must have already passed the equivalent of accounting 2012 and 2013, or 5002, economics 2001 and 2002, or 5002, finance 3015, management 3001 and 3009, marketing 3001, and quantitative methods 2010. Students can also prove readiness by passing proficiency examinations in these areas. The complete online MBA program consists of 10 courses: business and its environment, management information systems, research and presentations, economic environment, accounting analysis, financial analysis, marketing strategy, organizational theory, international business, and strategic management.

    Admission

    The admission requirements for the online MBA program are as follows:

    • Bachelor s degree from a regionally accredited institution
    • GPA of 2.5 based on a 4.0 scale
    • Minimum GRE (verbal + quantitative) score of 750 or GMAT of 450
    • Minimum formula score of 1875 (GPA * GRE) or 1000 (GPA * 200 + GMAT)
    • Letter of recommendation from current or past supervisor
    • Resume
    • Minimum three years work experience
    • Application essay
    • Microsoft Office, high-speed Internet, computer with audio and video capability, and a headset and webcam

    Students who do not meet each of these requirements, namely the GMAT or work experience requirements, can submit an appeal or apply for conditional admission.

    Tuition and Financial Aid

    All students can apply for financial aid by completing a FASFA. Students can qualify for federal aid in the form of Pell Grants, Federal Supplemental Educational Opportunity Grants, and Louisiana Go Grants. They can also qualify for subsidized and unsubsidized loans, alternative loans, and federal work-study. The online MBA program at this school costs the same as an on-campus program, though out-of-state distance students will not have to pay an out-of-state fee. With the MBA Professional program, an online degree from ULM will cost about $3,774 per semester.

    Copyright 2017