Income Protector, Combined Insurance, combined life insurance claim forms.#Combined #life #insurance #claim #forms


INCOME PROTECTOR How would a disability affect your life?

And what impact would it have on your family s lifestyle?

  • Individuals & Families | Combined Insurance
  • Our Products | Combined Insurance
  • Income Protector | Combined Insurance

Even families that watch their spending can find it painful to miss a paycheck.

It’s a fact of life: Even comfortable middle class families quickly become less comfortable when regular income is disrupted.

Policies that can cover you for up to two years

Depending on the plan you select, Combined Insurance s Income Protector policy covers you when you are totally disabled and cannot work due to accident or sickness, for up to two years.

Prepare for the unexpected

Combined Insurance offers supplemental insurance that provides benefits that your major medical insurance may not. Combined Insurance s valuable products and personal service can help make sure you and your family get the coverage you need. Our policies are easy to understand and our professional agents are always ready to help.

  • Comprehensive: You re covered 24 hours a day, 7 days a week, whether you re at work or on your own time.
  • Convenient: Benefits are paid directly to you, not to the hospital or facility where you are being treated.
  • Comforting: This policy is yours, independent of your employer. You can switch jobs but keep the same insurance policy

Your income, your choice

Combined Insurance s Income Protector policy makes payments directly to you not your doctor, not your employer. You can use the money to help cover whatever expenses you have.

Coverage as you recover

As you recover, and move from total disability to partial, Combined Insurance s Income Protector policy can continue to pay you a partial benefit for up to three months or remainder of the maximum benefit period, whichever is less.

Help protect your income

How often do we hear about a friend, neighbor or family member who is in great health but suffers an injury and is unable to work? It can happen to anyone.


Filing a Claim, file an unemployment claim.#File #an #unemployment #claim


Filing a Claim – The Claim Process

This section provides a step-by-step summary of the Unemployment Insurance (UI) claim process.

  1. Employers may provide a copy of the booklet, For Your Benefit: California s Programs for the Unemployed (DE 2320) to employees who are unemployed. The UI Code, Section 1089 requires employers to provide the booklet.
  2. The individual files a claim for UI benefits using one of the following methods:
    • Access eApply4UI:

Answers to questions are entered online. After the application is completed the individual submits it online to the Department. Note: This is the fastest way to file your claim.

  • Contact EDD by phone:

    Individuals will speak to a Department representative who will ask a series of questions and record the responses.

  • Complete a paper UI Application, DE 1101I:

    The application can be completed online and printed, or it can be printed and completed by hand. The application can then be faxed or mailed to the EDD for processing using the fax number or mailing address on the application.

  • Note: To reopen an existing claim, use UI Online SM , the fastest and most intuitive way to reopen your claim. Access your UI Online account and select Reopen Your Claim and answer all of the questions.

  • The Department representative files the claim and the following documents are mailed:

    * Unless the claimant is participating in a Partial or Work Sharing Program.

    • Notice of Unemployment Insurance Claim Filed (DE 1101CZ)

    For more information about the UI claim filing process, review the following web pages:

    • Need More Information: Lists the items and information you should have available in order to start filing your claim.
    • After You’ve Filed – Phone Interview: Provides information about what you can expect when the EDD conducts an interview about eligibility issues.
    • Contact UI: Provides contact information for the UI program, such as toll-free phone numbers and other contact information.
    • UI Frequently Asked Questions: Frequently asked questions about the Unemployment Insurance Program.

  • Policy Holder Center, Combined Insurance, combined life insurance claim forms.#Combined #life #insurance #claim #forms


    Policyholder Center

    You made a great decision. You put your trust in us to help make sure your insurance needs are met. It s our goal to continue to meet those needs, no matter what challenges life may bring you. Life is full of changes. We re here to help you through them whenever you need us.

    This policyholder center is designed to make it easy for you to connect with us in whatever way is easiest for you online, by phone, even by mail or fax.

    To get started, select an action from the menu at left.

    Urgent Policyholder Updates

    UPDATE FOR POLICYHOLDERS IN PUERTO RICO

    Combined Insurance customers residing in Puerto Rico that have been impacted by the recent weather events may be eligible for a due date extension of their Combined policy renewal premium payments due between September 6, 2017 through December 27, 2017, as well as any deadlines to submit claim proof of loss for that same time period. Please contact Combined s Customer Care Center at 800-225-4500 with any questions.

    UPDATE FOR POLICYHOLDERS IN FLORIDA

    On September 13, 2017, Florida Governor Rick Scott has issued an bulletin report declaring the entire state of Florida as a disaster due to the effects of Hurricane Irma. Effective immediately Combined Insurance customers residing in the state of Florida may be eligible for an extension of their premium due date for their Combined policy renewal premium due between September 3, 2017 through December 3, 2017 as well as any deadlines to submit claim proof of loss during this same time period. Please contact Combined s Customer Care Center at 800-225-4500 with any questions.

    UPDATE FOR POLICYHOLDERS IN TEXAS

    Texas Governor Greg Abbott recently issued an open ended extension of the disaster relief period for the counties impacted by Hurricane Harvey. In an effort to continue providing assistance to our Texas customers as needed, please inform your teams that the initial 60 day due date extension period will remain in effect for the impacted TX counties/zip codes through the end of December unless otherwise notified. Please contact Combined s Customer Care Center at 800-225-4500 with any questions.

    The counties impacted are Angelina, Aransas, Atascosa, Austin, Bastrop, Bee, Bexar, Brazoria, Brazos, Burleson, Caldwell, Calhoun, Cameron, Chambers, Colorado, Comal, DeWitt, Fayette, Fort Bend, Galveston, Goliad, Gonzales, Grimes, Guadalupe, Hardin, Harris, Jackson, Jasper, Jefferson, Jim Wells, Karnes, Kerr, Kleberg, Lavaca, Lee, Leon, Liberty, Live Oak, Madison, Matagorda, Milam, Montgomery, Newton, Nueces, Orange, Polk, Refugio, Sabine, San Augustine, San Jacinto, San Patricio, Trinity, Tyler, Victoria, Walker, Waller, Washington, Wharton, Willacy and Wilson.


    Unemployment Claims Filing, file an unemployment claim.#File #an #unemployment #claim


    file an unemployment claim

    This Department of Labor web portal is your central location to access unemployment claim history (including histories for the LIHEAP program), the Maine JobLink, the Maine CareerCenters and to file and manage your unemployment compensation claims, if applicable. You will need to create an account to access the portal.

    Welcome to a new, easier way to file

    A new unemployment insurance system is coming, planned with YOU in mind.

    ReEmployME (ME is pronounced Maine ) will give you faster access to your unemployment benefits information and an easier way to file.

    To access these services, you will need all of the following:

    • An active Department of Labor Portal account.
    • A Complete and Active registration on your State’s joblink system that is separate from your portal account.
    • Your Social Security Number.
    • If you would like to apply for additional benefits for any dependents, you will also need your spouse’s Social Security Number.
    • Your PIN (for current or recent filers).
    • If you are not a U.S. Citizen, your Alien Registration Number and Expiration Date.
    • Employment Information (for initial claims and weekly claims filings).

    Get Help

    • Answers to questions about filing unemployment claims in Maine.
    • Answers to questions about the Maine JobLink registration and use requirements when filing for unemployment.
    • Watch short videos that explain how to file for unemployment benefits, outline your rights and responsibilities, describe common mistakes and work search requirements and answer other common questions.
    • If you have a question about your unemployment claim that is not answered in the links above or on the videos about Maine’s unemployment system, contact the Department of Labor’s Bureau of Unemployment Compensation at 1-800-593-7660. TTY users dial Maine Relay 711.

    Tips for Using the Unemployment Web Portal

    1. You should only create one portal account. If you have already gone through the steps to open an account, be sure you have checked your email to activate your account by following the directions before starting to create an account again.
    2. The system will give you three tries to type in your correct email and password. After the third unsuccessful attempt, the system will lock you out for 24 hours. After two tries, click the link for either Forgot your email? or Forgot your password? and follow the directions. This will prevent your account from locking you out.
    3. Do not use a false email address. You MUST have access to a valid email address in order to activate your account by going to the email address that you used to create the portal account and then following directions to validate the account. The Department of Labor will not provide your email address to any third party.
    4. Each person filing for a portal account must have his or her own email address.
    5. A new portal account needs to be set up even if you have used the previous unemployment web claims system.
    6. Your Maine JobLink account is different than your unemployment web portal account, the JobLink login will not work on the web portal. Note, however, that your unemployment client ID will be the same in Maine JobLink.
    7. If you call for customer assistance, be sure to let the person who answers the phone know which account you are calling about to make sure you are speaking to the correct staff person who can help you. We may refer you to other staff.
    8. You may file an initial claim for unemployment benefits if you do not have a Maine JobLink account. If you do so, the information from your initial claim will be used to initiate an account on Maine JobLink. However, before filing a weekly claim for benefits, you must activate and complete your Maine JobLink account. If you reside outside of Maine, you must be registered with the state JobLink of the state where you reside.
    9. If you have used an account on the Department of Labor’s previous job board system, the Maine Job Bank, that account will have transferred to Maine JobLink. Information about accessing your account is here. You will need to log in, activate it and complete any missing information before filing a weekly claim. Be sure to include your Social Security Number before filing any unemployment claim (initial or re-opening a benefit year) so that the unemployment system can match your existing account and you will avoid the system creating a second account for you.
    10. Find answers to frequently asked questions about the Maine JobLink registration requirement at http://www.maine.gov/labor/unemployment/mjl.html.

    Having a technical problem with using this website that is unrelated to unemployment?

    • Find Answers to frequently asked questions about Internet browsers, cookies, using this site on mobile devices and other technical problems.

    Questions about this service? Contact the Department of Labor at 1-800-593-7660. TTY users dial Maine Relay 711.

    The Maine Department of Labor provides equal opportunity in employment and programs. Auxiliary aids and services are available to individuals with disabilities upon request.

    Account Sign In

    (If you have not accessed your unemployment claims account since February 4, 2015, you must create a new account using the orange “Create Account” button below.)


    The whiplash lie detector, claiming for whiplash.#Claiming #for #whiplash


    The whiplash lie detector

    Claiming for whiplash

    Claiming for whiplash

    2:31PM BST 01 Aug 2011

    ‘I just cannot believe that a bump at snail s pace could have caused an injury like that, says Claire Coleman, a motorist who earlier this year accidentally shunted the car in front while in traffic near her south London home. The driver of the Vauxhall Zafira got out, saw there was no damage and drove off. Claire assumed that would be the end of it, but was astonished to find out a couple of months later that the driver had claimed for a whiplash injury, and won more than £2,000.

    There was absolutely no visible damage to either car not even a scratch or a tiny dent, she says.

    As Claire discovered, we are in the middle of a whiplash epidemic. Compensation claims for the neck injury now stand at three quarters of all personal injury claims as a result of a car accident. And the insurance industry is convinced that many are fraudulent.

    Seventy-six per cent is twice the average for other European countries, says a spokesman for the Association of British Insurers (ABI). It s unlikely we ve got some of the weakest necks in Europe.

    This compensation cash machine is having a disastrous effect on our insurance premiums: according to the AA, in the first four months this year they shot up by a record 40 per cent.

    Related Articles

    But now the insurance industry is fighting back with what has been privately dubbed the whiplash lie detector test. It doesn t measure heart rate, blood pressure or skin moisture, but instead is a sophisticated piece of software into which you feed details of the accident. So in goes the speed of the crash, the weight of the cars, the visible damage and lastly the type of cars. The so-called WITkit (for Whiplash Injury Toolkit) then gives you a probability that the person claiming whiplash injury is telling porkies.

    Early indications are very positive, says Peter Shaw, chief executive of Thatcham, the industry s automotive test centre. The feedback we ve had is that it can accelerate the claims process.

    Thatcham is well placed to devise such a test because of its globally recognised work in rating car seats for their ability to prevent neck injury in a crash.

    So if you accidentally hit a car rated either good or acceptable for whiplash protection (the 2006 Vauxhall Zafira that Coleman hit falls into the latter banding), your car is lighter (Coleman was driving a VW Polo) and the damage was minimal, then the software will flag up the high probability that the person you crashed into is fabricating their pain.

    It has to remain a probability because doctors still can t be certain whether a patient is suffering or not.

    You re unlikely to see any evidence because, if it s there, it s all in the soft tissue, says Richard Cuerden, technical director for vehicle safety at the Transport Research Laboratory. And that, he believes, is the big drawback of Thatcham s lie detector. It ll be able to say that, for these five per cent, pay out straight away. And for those five per cent, don t. But for the 90 per cent in the middle, we just don t know.

    And that s not going to change, according to Cuerden, until we get radical. It s time we did some human testing, simulating a rear-end crash on a sled. You could map out a threshold speed below which we could say, you wouldn t have an injury in a modern car with a good seat. That way [WITkit] would cover, say, 40 per cent of the people instead of just five.

    Without an effective test for injury, and egged on by lawyers who take a handsome cut, British drivers are putting in more personal injury claims, fuelling a rise of more than 70 per cent from an average between 2000 and 2005 of 395,735 to 674,997 in 2009. The ABI estimates total fraud now costs the industry £2 billion a year, with compensation payouts totalling £9.4 billion a year. Remove the fraud perpetrated by anyone from organised crash-for-cash gangs to opportunistic students and the ABI says our premiums will automatically drop by £50 a year.

    Until then, costs will keep rising, as Claire Coleman discovered recently when her insurance renewal came through: the whiplash claim had bumped up her premium by 25 per cent, to more than the cost of her car.

    The Government has given a strong indication that it will ban referral fees paid by car insurance companies to claims solicitors, after Jack Straw, the former Justice Secretary, drew attention to the widespread industry practice at the end of June, calling it a huge racket .

    Lord McNally, the Justice Minister, told the House of Lords earlier this month that the Government was sympathetic to the idea of a ban on referral fees and is looking at how to tackle the issue as part of wider reforms .

    Investigating the huge rise in car insurance earlier this year, the Transport Select Committee said in its report that over 40 per cent of personal injury lawyers pay referral fees to receive work from insurers or claims management firms .

    The fees range from £200-£1,000 per case and reflect the staggering amount an accident victim is worth to a claims solicitor. The report said that fees may be paid and received by insurance firms, vehicle repairers, rescue truck drivers, credit hire firms, claims and accident management firms, law firms and medical experts .


    Insurance Claims Adjuster Training, Jobs – Career Services, property claims adjuster jobs.#Property #claims #adjuster #jobs


    property claims adjuster jobs

    The MHA Scope Writing Team is comprised of Xactimate Level III licensed adjusters that review your file notes in detail, confirm that all the necessary information is included, produce a scope in Xactimate and work diligently to return your file(s) within *48 hours.

    Property claims adjuster jobs

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    Adjusting, Appraisals, Expert Witnesses

    Property claims adjuster jobs

    Do you need an independent appraisal or an expert witness for litigation or claims support? Mile High Adjusters employs the resources to provide superlative quality of service in these fields. A qualified third party can provide the credibility required to support your claim and achieve the results you deserve. Call the MHA Team today and learn how we can best serve you!

    Mile High Training Facility

    Property claims adjuster jobs

    The Mile High House is the newest addition to our training facility. With a full frame, roof, doors, windows, siding, insulation, drywall, kitchen, and bathroom, this is an essential tool for new or inexperienced adjusters to learn advanced scoping techniques in a hands-on setting. This facility can also be very beneficial to the experienced adjuster who is looking to improve their efficiency in the field. As we all know, there is no perfect substitute for real-world claims handling, but the Mile High House in combination with our experienced instructors comes pretty close.

    Property claims adjuster jobsProperty claims adjuster jobs

    Professional Experience

    At Mile High Adjusters, you’ll find a high-quality claims adjuster training and licensing school staffed by instructors who are also Xactimate property claims software professionals. In addition to providing the insurance adjuster job training that helps our students find claims adjuster jobs, we provide catastrophe and daily insurance claim management services.

    In order to efficiently address our clients’ needs, we utilize the most current technology. But technology would get us nowhere without the care and attention we show about meeting our customers’ needs. In all we do, we show how much we want to meet your needs.

    Personalized Service

    Property claims adjuster jobs

    Mile High Adjusters strives to serve our clients’ and customers’ needs and to exceed their expectations. Our goal is not simply to get individuals licensed to handle insurance claims, but also to produce professionals through our thorough claims adjuster training process. We understand claim management has evolved over the years, which is why we complement the process by delivering quality insurance claim management by professional and well-trained claims adjusters.


    Claims Adjuster Job Description – Job Descriptions, property claims adjuster jobs.#Property #claims #adjuster #jobs


    Claims Adjuster Job Description

    Individuals and business owners purchase insurance policies as a means of protecting their assets. In case of a loss, policyholders submit a claim for payment to their insurance company so that they can be compensated for the loss. A Claims adjuster’s job is to handle the claims that policyholders and claimants file with the insurance company. Claims adjusters have the job of thoroughly investigating a claim, determining if payment is warranted, negotiating a financial settlement on the claim, and authorizing payments to the policyholder or claimant.

    Job Responsibilities

    Once the policyholder makes a claim on their insurance policy, the claims adjuster will first investigate the claim in order to determine if the policy will cover the damages that are being claimed. The adjuster will also investigate the claim in order to determine if the claim is legitimate. This is necessary part of a claims adjuster’s job since many policyholders file fraudulent claims each year as an attempt to get money from the insurance company.

    Claims investigation requires interviewing policyholders, claimants and witnesses. In many cases, other members of the community need to be interviewed by the claims adjuster as well. Police officers, physicians, lawyers, accountants and other professionals often have to make statements during the claims investigation process. Other information that a claims adjuster may have to collect include hospital records, photos of property damage, videos of damage occurring and other pertinent information required to fully evaluate a claim.

    This type of in depth investigation is especially required if criminal activity or fraud is suspected. If the adjuster determines that the claim on the policy is legitimate, the adjuster will then negotiate a settlement amount. The claims adjuster will finally decide how much money will be paid out to the policyholder or claimant in damages.

    Training and Education Requirements

    Most insurance companies prefer that claims adjusters have a college degree, but this is not a requirement. Each employer has specific requirements for a claims adjuster positions. Most employers prefer experience in the insurance industry, while others simply require a background in accounting and business. Those with no experience in the industry may qualify for a claim’s adjuster’s job with a degree in business, finance, accounting or law.

    Claims adjusters generally have to complete on-the-job training courses prior to handling claims. This training is pretty thorough and may last a few weeks to a few months depending on the insurance company. Training generally covers state laws, county laws, the claims investigation process, determining payment, the various types of insurance policies and a myriad of other topics necessary to perform the job.

    Since effective communication is essential for the job, a claims adjuster must also receive training in this area. Claims adjusters work closely with policyholders, claimants, witnesses, local business owners as well as other professionals within the insurance company; it is imperative that a claims adjuster has the ability to communicate effectively. Claims adjusters must also maintain a good driving record and a valid driver’s license since travel is often required for the job.

    Claims Adjuster Salary and Wages

    The salary of a claims adjuster varies greatly. According to the Bureau of Labor and Statistics, the average starting salary for a claims adjuster with no experience is 27,000 per year. The average median salary for a claims adjuster is $43,000 per year. The highest ten percent of claims adjusters earn over 71,000. The lowest 10 percent of claims adjusters earn less than $26,000 per year.*

    *According to the BLS, http://www.bls.gov/oco/

    Along with a regular salary, claims adjusters earn significant bonuses. There is also a significant opportunity for adjusters to earn additional money during natural disasters such as hurricanes, earthquakes and tornadoes since so many experience property damage and flooding of their homes and businesses during these catastrophic times.

    Certifications and License Requirements

    Claims adjusters are required to maintain a license in their State of employment. The licensing requirements vary for each state. While some states have just a few requirements to obtain an adjusters license, other states require both pre-licensing courses and a passing score on the state licensing exam. Some states even require post-licensing education in order to maintain an adjuster’s license.

    Most employers hire claims adjusters prior to them receiving a license. Employees generally receive job training and are required to pass state exams prior to working with policyholders and making decisions on claims. Post licensing courses are required by many employers. The updated knowledge that the adjusters receive will help to make sure that they are extremely effective in handling claims.

    There are some states which allow adjusters to practice under the company’s license, meaning that the adjuster will not have to become licensed themselves. These adjusters, however, still have to undergo job training in order to maintain a position as a claims adjuster.

    While certification is not required, many claims adjusters choose to pursue professional certifications from private companies so that they are independently recognized for their professional expertise.

    Professional Associations

    The national professional association for claims adjusters is the National Association of Independent Insurance Adjusters (NAIIA.) This organization currently has over 300 property and casualty claims adjusting companies affiliated with them. The companies affiliated with this organization are all independently owned. The mission of the NAIIA is to serve the needs of independent claims adjusters as they work hard to serve the members of their communities.

    Property claims adjuster jobs

    National Association of Public Insurance Adjusters (NAPIA) is another organization designed to join claims adjusters together in order to promote a specific code of conduct, assist with certification, and to assist adjusters in filing insurance claims when necessary. This is a professional organization with members all across the United States.

    Get Your Degree!

    Find schools and get information on the program that s right for you.


    The symptoms of whiplash and how to claim compensation for an injury in the UK


    The symptoms of whiplash and how to claim compensation for an injury in the UK

    Whiplash is suffered by hundreds of road accident victims every single day. If it happens to you, the law says you are entitled compensation

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    • 09:40, 24 OCT 2017
    • Updated 09:43, 24 OCT 2017
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    Whiplash is suffered by hundreds of road accident victims every single day. If it happens to you, the law says you are entitled compensation

    Many of us don’t realise the severity of whiplash and the impact leave on a person’s life.

    There really are quite a few different ways to suffer from this elusive injury. Some can leave you feeling the pain for days, others months, and some never really go away.

    What is whiplash?

    Whiplash is often referred to as a neck sprain or neck strain. It is an injury to the soft tissues of the neck and back and is defined as an injury caused by a severe jerk to the head, typically in a car accident. It’s common in urban traffic accidents, and while symptoms can take 6-12 hours to develop, they could keep getting worse for several days.

    What is the most common cause of whiplash?

    The most common cause of whiplash is a rear shunt car accident where one vehicle runs into the back of another. Whiplash can occur at an accident of any speed, and even happen at speeds as low as 5 to 8.

    Greater injury can occur if a person’s head is turned at the time of impact or if they are surprised and unprepared for the collision. A history of neck injury may also contribute to increased whiplash pain. The amount of pain a person suffers after an accident is complicated by that individual’s susceptibility to injury-which can be difficult to predict.

    Claiming for whiplash

    What are the symptoms?

    • Stiffness in the neck- soreness and difficulty moving the neck, especially when trying to turn the head to the side.
    • Blurred vision- a lack of sharpness of vision resulting in the inability to see fine detail.
    • Headaches- a tightening around the head and neck, followed by aches.
    • Lower back pain- any pain between the bottom of your ribcage down to the top of your legs.
    • Dizziness- a sensation of spinning and losing one’s balance.
    • Ringing in the ears (tinnitus)
    • Sleep disturbances
    • Irritability
    • Tingling or numbness in the arms
    • Difficulty concentrating

    Take the 30-second test below and find out how much you could be entitled to.

    How to treat whiplash?

    If you’ve been injured, you should seek the advice of a medical professional. Most whiplash symptoms of the back and neck can be treated with ‘over the counter’ painkillers and ice to reduce pain, swelling, and muscle spasms.

    Claiming for whiplash

    How long does whiplash last?

    Whiplash generally only lasts a few days, but can last more than a year in severe cases.

    Read More

    Personal injury claims

    Claiming for whiplash

    Claiming for whiplash

    Claiming for whiplash

    Claiming for whiplash

    Can whiplash come back?

    Like any injury, whiplash pain can reoccur. However, with the right treatment and care you should expect to make a full and permanent recovery.

    What is the average whiplash payout?

    There are many factors which are taken into account when whiplash compensation is being calculated.

    Looking to claim?

    If you want to know how Accident Advice Helpline can help you, click here to see how to start your personal injury claim or call:


    Insurance Claims Adjuster, property claims adjuster jobs.#Property #claims #adjuster #jobs


    Insurance Claims Adjuster – Claims-Portal.com insurance claim, insurance claims jobs, insurance claims, insurance claim jobs, insurance training, adjuster training, claims training, independent adjuster, independent adjusters, insurance adjuster, insurance adjusters, insurance claims adjuster, catastrophe claims adjusters

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    Edith “Edie” Windsor, who sued the government for failing to recognize her marriage to her late spouse, Thea Spyer, asked the U.S. Supreme Court today to hear her challenge to the so-called “Defense of Marriage Act” (DOMA). Full Story

    In addition to suspending the 10 percent surcharge rule on property insurance provided by Louisiana’s property insurer of last resort in certain coastal parishes, recently passed state legislation includes provisions for allowing electronic proof of Full Story

    This year’s Atlantic hurricane season got off to a busy start, with six named storms to date, and may have a busy second half, according to the updated hurricane season outlook issued today by government weather forecasters. Full Story

    A former Plainville, Conn., doctor has been sentenced to four months in prison for dealing prescription drugs Full Story

    Property claims adjuster jobs


    Policy Holder Center, Combined Insurance, combined life insurance claim forms.#Combined #life #insurance #claim #forms


    Policyholder Center

    You made a great decision. You put your trust in us to help make sure your insurance needs are met. It s our goal to continue to meet those needs, no matter what challenges life may bring you. Life is full of changes. We re here to help you through them whenever you need us.

    This policyholder center is designed to make it easy for you to connect with us in whatever way is easiest for you online, by phone, even by mail or fax.

    To get started, select an action from the menu at left.

    Urgent Policyholder Updates

    UPDATE FOR POLICYHOLDERS IN PUERTO RICO

    Combined Insurance customers residing in Puerto Rico that have been impacted by the recent weather events may be eligible for a due date extension of their Combined policy renewal premium payments due between September 6, 2017 through December 27, 2017, as well as any deadlines to submit claim proof of loss for that same time period. Please contact Combined s Customer Care Center at 800-225-4500 with any questions.

    UPDATE FOR POLICYHOLDERS IN FLORIDA

    On September 13, 2017, Florida Governor Rick Scott has issued an bulletin report declaring the entire state of Florida as a disaster due to the effects of Hurricane Irma. Effective immediately Combined Insurance customers residing in the state of Florida may be eligible for an extension of their premium due date for their Combined policy renewal premium due between September 3, 2017 through December 3, 2017 as well as any deadlines to submit claim proof of loss during this same time period. Please contact Combined s Customer Care Center at 800-225-4500 with any questions.

    UPDATE FOR POLICYHOLDERS IN TEXAS

    Texas Governor Greg Abbott recently issued an open ended extension of the disaster relief period for the counties impacted by Hurricane Harvey. In an effort to continue providing assistance to our Texas customers as needed, please inform your teams that the initial 60 day due date extension period will remain in effect for the impacted TX counties/zip codes through the end of December unless otherwise notified. Please contact Combined s Customer Care Center at 800-225-4500 with any questions.

    The counties impacted are Angelina, Aransas, Atascosa, Austin, Bastrop, Bee, Bexar, Brazoria, Brazos, Burleson, Caldwell, Calhoun, Cameron, Chambers, Colorado, Comal, DeWitt, Fayette, Fort Bend, Galveston, Goliad, Gonzales, Grimes, Guadalupe, Hardin, Harris, Jackson, Jasper, Jefferson, Jim Wells, Karnes, Kerr, Kleberg, Lavaca, Lee, Leon, Liberty, Live Oak, Madison, Matagorda, Milam, Montgomery, Newton, Nueces, Orange, Polk, Refugio, Sabine, San Augustine, San Jacinto, San Patricio, Trinity, Tyler, Victoria, Walker, Waller, Washington, Wharton, Willacy and Wilson.