OC Small Claims Advisory – Small Claims Information and Workshops for OC Litigatnts, los angeles small claims court.#Los #angeles #small #claims #court


OC Small Claims Advisory

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A Small Claims step-by-step guide that you access anywhere!

SMALL CLAIMS ADVISORS
  • Los Angeles – (213) 974-9759
  • Orange County – (714) 571-5277
  • Riverside – (800) 244-8898
  • Sacramento – (916) 875-7846
  • San Bernardino – (909) 382-3650
  • San Diego – (858) 634-1777
SHERIFF’S OFFICES
  • L.A. Sheriff(323) 267-4800
  • Riverside Sheriff(951) 955-2400
  • Sacramento Sheriff(916) 874-5111
  • San Bernadino Sheriff(909) 387-3545
  • San Diego Sheriff(858) 974-2222
  • Orange County Sheriff
  • North County: (714) 647-7000 | South County: (949) 770-6011

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Preparing the CMS-1500 Form Medical Claim Form, medical claim form 1500.#Medical #claim #form #1500


Preparing the CMS-1500 Medical Claim Form

Medical claim form 1500

The CMS-1500 is the red-ink-on-white-paper standard claim form used by physicians and suppliers for claim billing. Although it was developed by the Centers for Medicare and Medicaid (CMS), it has become the standard form used by all insurance carriers.

It is revised periodically. As of April 1, 2014, the revised version 02/12 is the only one accepted by Medicare. The older version 08/05 is no longer valid.

Who Can Bill Claims by Using the CMS-1500?

Any non-institutional provider and supplier can use the CMS-1500 for billing medical claims.

  • Physician services
  • Physician assistants
  • Nurse practitioners
  • Clinical nurse specialists
  • Nurse midwives
  • Certified registered nurse anesthetists
  • Clinical psychologists
  • Clinical social workers
  • Home dialysis supplies and equipment
  • Ambulance services
  • Clinical diagnostic laboratory services

Tips for Preparing the CMS-1500

  • Ensure that all data is entered correctly and accurately in the correct fields.
  • Enter insurance information including the patient s name exactly as it appears on the insurance card.
  • Use correct diagnosis codes (ICD-9) and procedure codes (CPT/HCPCS) using modifiers when required.
  • Use only the physical address for the service facility location field.
  • Don t forget to include NPI information where indicated.

More detailed instructions can be found at www.cms.gov or www.nucc.org

Medical claim form 1500

Revision of the CMS 1500 – Version 02/12

Effective January 6, 2014, the revised version (02/12) of the CMS 1500 form was approved for use. The revised CMS 1500 form (version 02/12) was developed to align with the format changes in electronic billing from version 4010 to version 5010 of 837P and the change from ICD 9 to ICD 10.

The form was launched January 6, 2014. As of April 1, 2014, providers can only use the revised CMS 1500 form (version 02/12). Any remaining stocks of 08/05 should not be used.



Medical Malpractice Attorney Los Angeles, Personal Injury – Car Accident Lawyer, los angeles small claims court.#Los #angeles #small #claims #court


Los Angeles Medical Malpractice Personal Injury Lawyer

  • Los angeles small claims court

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Bradley I. Kramer, M.D., ESQ.

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    the law and how to fight for your legal rights, but

    as a doctor, he can clearly and accurately present

    your case and your loved one’s injuries to the

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    product, contact Bradley I. Kramer, M.D., ESQ.

    as soon as possible.

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    victim of elder abuse, contact The Trial Law

    Offices of Bradley I. Kramer, M.D., Esq., as

    soon as possible. We have successfully

    represented many elderly individuals who

    have been unable to protect themselves

    from this inexcusable type of abuse.

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    able to bring a wrongful death action against the person or

    persons responsible. If you have lost a family member due

    to the negligent actions of another, you should contact The

    Trial Law Offices of Bradley I. Kramer, M.D., Esq., as soon

    as possible. We understand the pain and difficulties that

    you and your family are facing and we will aggressively

    fight to protect your rights.

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  • ICMJE, Home, medical claim form 1500.#Medical #claim #form #1500


    medical claim form 1500

    Medical claim form 1500

    Read the Recommendations for the Conduct, Reporting, Editing, and Publication of Scholarly work in Medical Journals.

    Conflicts of Interest

    Medical claim form 1500

    Use the ICMJE Form for Disclosure of Potential Conflicts of Interest to generate a disclosure statement for your manuscript.

    Member Publications Organizations

    Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500 Medical claim form 1500

    Quick Links

    About ICMJE

    The ICMJE is aВ small group of general medical journal editors and representativesВ of selected related organizations working together to improve the quality of medical science and its reporting. ICMJE meets annually to refine its Recommendations for the Conduct, Reporting, Editing and Publication of Scholarly Work in Medical Journals. Although ICMJEВ is not an open membership organization, it welcomes comments on the Recommendations.

    • Browse
      • About the Recommendations
        • Purpose of the Recommendations
        • Who Should Use the Recommendations?
        • History of the Recommendations
      • Roles Responsibilities
        • Defining the Role of Authors and Contributors
        • Author Responsibilities—Conflicts of Interest
        • Responsibilities in the Submission and Peer-Review Process
        • Journal Owners and Editorial Freedom
        • Protection of Research Participants
      • Publishing Editorial Issues
        • Corrections, Retractions, Republications and Version Control
        • Scientific Misconduct, Expressions of Concern, and Retraction
        • Copyright
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        • Clinical Trial Registration
      • Manuscript Preparation
        • Preparing for Submission
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    Following the ICMJE Recommendations



  • Motorcycle Accident FAQ, motorcycle accident claims.#Motorcycle #accident #claims


    Motorcycle Accident FAQ

    Q: I was in a traffic accident when a car turned left in front of me while I was riding my motorcycle. Who is at fault?

    A: A car making a left turn is almost always liable for a collision with a vehicle coming straight in the other direction. Exceptions to this near-automatic rule can apply if the vehicle going straight was going well over the speed limit, or ran a red light.

    Q: What does comparative negligence mean when determining who is liable for a traffic accident?

    A: Comparative negligence apportions fault among the drivers involved in an accident based on their degree of carelessness that contributed to the accident. Where a motorcycle is concerned, a common example of comparative negligence might be where the motorcycle’s headlamp, brake light, or tail light is out, especially if the accident happened at night.

    Q: Will my health insurance coverage or paid sick leave from work limit my recovery for my motorcycle accident?

    A: If you were injured in a motorcycle accident, whether you paid for medical care out of your own pocket or your health insurance covered it is not relevant; neither is whether your lost time at work was covered by sick leave or vacation pay. Keep in mind, however, that your own health insurance carrier may require that you reimburse it, out of your settlement or award, for some or all of the amounts it has paid to treat your injuries.

    Q: What should I do if I am involved in an accident on my motorcycle?

    A: If you are unable to immediately meet with an attorney, it is important that you do not admit any fault or sign anything (i.e. any forms from an insurer) in order to preserve your rights. If possible, you should take photos of any injuries or damage to your motorcycle. Keep copies of any medical records or bills, and make records of any related expenses.

    Q: I ride a motorcycle recreationally, usually only on weekends. Do I have to wear a helmet?

    A: Depending on where you live, you may be required by law to wear a helmet when riding a motorcycle, regardless of how often you ride. Many states have enacted mandatory helmet-use laws for motorcycle riders and their passengers. Call your local Department of Motor Vehicles to find out whether your state has such a helmet law.

    Q: I was injured in a motorcycle accident, but I wasn’t wearing a helmet. Can I still recover damages from the other driver?

    A: Even if your state has a mandatory helmet law, your failure to comply with that law will probably not prevent you from recovering for your injuries if someone else caused the accident. Depending on where you live, the issue may be relevant to the amount of damages you will recover, if it is shown that your failure to wear a helmet contributed to your injuries.

    Q: How do I know if a motorcycle helmet is acceptable under my state’s helmet law?

    A: When shopping for a helmet, or if you have one already, look for a U.S. Department of Transportation label on the helmet (it will read DOT ), which is the manufacturer’s certification that the helmet conforms to federal safety standards.

    Q: I ride a motorcycle and I don’t understand how the state can legally tell me I have to wear a helmet. Is that really something they can do?

    A: Helmet laws have been deemed valid in many courts as a reasonable exercise of state power, justified by the state’s interest in protecting the safety of motorcycle riders and other motorists, and in keeping insurance and health care costs low.

    Q: Must I tell the police if I am involved in a traffic accident?

    A: Generally, if a traffic accident involves a death, personal injury, or property damage above a specific amount, you must notify the police, who will usually make a written report of the incident.

    Q: If I get into an accident on my motorcycle, should I get a lawyer to help me?

    A: You should talk to a qualified attorney to understand whether you have a valid claim for damages. Issues in your case, like compliance with traffic laws, motor vehicle regulations, medical treatment, and liability, all are best understood by an experienced motorcycle and car accident attorney. Protect your rights and have your claim reviewed for free by an experienced attorney now.



    Quality claims management, quality claims management.#Quality #claims #management


    Medical Fraud Savings = $200 Million.

    MCMC has helped clients save over $200 million in abusive pre-pay and post-pay claims in the past four years. Providing matched-specialty review offers the specific expertise required to address fraudulent billing, treatment, testing and coding patterns.

    Quality claims management

    DRG Audit-Validation ensures you don t overpay.

    Costs of healthcare procedures continue to escalate at an alarming rate. Inaccurate coding, duplicate charges, out-of-network costs and unnecessary billed charges inflate the average medical bill.

    Quality claims management

    Effective PBMs require physician oversight.

    MCMC offers the nation s leading PBMs the clinical expertise needed to oversee medical review needs. See what we can do for you.

    Quality claims management

    MCMC Receives NCQA UM Accreditation

    NCQA is a private, non-profit organization dedicated to improving health care quality.

    • Technology
    • Quality
    • Integrity
    • Flexibility

    For more than thirty years MCMC has offered a variety of independent clinical review

    services to the health, pharmacy and disability markets. As a national service provider,

    we offer highly customizable solutions that will meet and exceed your clinical review needs.

    We look forward to partnering with you.

    Quality claims management

    MCMC has a new name. CareWorks Managed Care Services.

    Please pardon us while we do a little rebranding.

    MCMC’s Independent Peer Review division which services our group health, disability and pharmacy customers, will retain the MCMC name as an independent program.

    Although we are changing our name, you will continue to

    receive the same expertise and commitment to delivering the

    best service and results from the same team.

    Continue to the new

    CareWorks Site Continue to the MCMC

    Independent Peer Review Site

    Copyright 2017 MCMC, LLC

    • Quality claims management
    • Quality claims management
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    MCMC Client login

    Registered users click below to login.

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    Motorbike Accident Claims, Motorcycle Injury Solicitors – Manchester, Liverpool UK, motorcycle accident claims.#Motorcycle #accident #claims


    Welcome to Sorrymate.com

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    Apparently car drivers don t see bikers. Why? Because they don t look for us! Until, that is, we ve been hit by them and flown over the bonnet of their car.

    Accidents do and will happen. Our bikes are more than a mode of transport and we are more than a reference number. So what should we do if it happens to us?

    If you’ve been injured in a bike accident that was caused by another driver, whether or not you were given an excuse featured above, you could be in a position to make a personal injury compensation claim with our Bike Accident Advice Line.

    Motorcycle accident claims

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    Click here to sign up today with Sorrymate.com and we will send you and your partner one of our new designed SMIDSY ID Cards.

    Once you receive your SMIDSY cards you simply need to make sure you keep it safe. Should you be involved in a bike crash or bike accident, simply call SorryMate and we will take care of all your personal injury claims for you, it really is that simple!

    We have many years of experience in helping motorcycle accident victims and people involved in scooter or cycling accidents throughout the UK. You can view some of our biking client testimonials and see the motorbike accident claims that we deal with regularly. As bikers we understand all elements of making a motorcycle accident claim and related injuries that are associated with this.

    As well as dealing with road traffic accident claims (RTA) throughout the UK and SMIDSY claims, SorryMate.com is also a central hub for motorbike and cyclist enthusiasts, providing industry news, relevant biking related sites and competitions for biking enthusiasts.

    Motorcycle accident claims



    California Orange County Process Server: Eviction Services: California Divorce Preparation: Legal Services: Civil Process Servers: Divorce Filings: Eviction Service Southern California: Legal Research Support Services: Los Angeles County Process Server: Process Server: Process Serving: Process Service: California Process Service: California Process Server: California Process Serving: Court Filing: Wage Garnishments: Bank Levy: Bank Levies: CT Corporation: Litigation Support Service: Small Claims Preparation: Unlawful Detainer: Subpoena Service: Subpoena PreparationEviction Services: California Divorce Preparation: Legal Services: Civil Process Servers: Divorce Filings: Eviction Service Southern California: Legal Research Support Services: Los Angeles County Process Server, Process Server, Process Serving, Process Service, California Process Service, California Process Server, California Process Serving, Court Filing, Wage Garnishments, Bank Levy, Bank Levies, los angeles small claims court.#Los #angeles #small #claims #court


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    © Copyright 2013 All Rights Reserved

    Obtain Process Services for your Law Firm

    If you are starting out with a legal business, you will need a solution for serving legal notices such as summons, complaints, subpoenas and more. Because these documents are of a confidential and important nature, it is best to have your legal documents sent or filed at court by a professional service which offers fast turnaround times. When your legal documents are processed fast, you will be able to increase productivity tenfold. Our attorney services are reliable and can take care of many the tedious aspects of the legal business for you.

    A Fast Process Server at Affordable Rates

    When you have a lot of processing to complete, you will naturally desire a process server which charges reasonable rates. You can obtain our process serving price list in compact PDF format here on our website and can obtain an idea of the cost of various services. With bulk pricing available, you can save money on large processing quantities, thus we can easily provide all of your process serving solutions. Whether you need to serve a summons or writ, we will ensure that your document reaches its destination promptly.

    Use Process Service Providers who Keep you Informed

    Good service is important if you wish to have effective processing for your legal requirements. We notify our clients upon completion of a serving job via our 24/7 automated email system, so that they may have the peace of mind which comes with knowing that important documents have reached their intended destination. We notify you using the contact number provided, and in lieu of a contact number we will send confirmation to your provided address. It is also possible to view the progress of your pending process serving online – you can opt to use whichever method is most convenient.

    We Offer Three-Tiered Process Server Rates

    We offer a three-tiered fee system much the same way that other online service providers who offer shipping services do. Depending on the urgency with which your document needs to reach a recipient, you can choose between priority (delivered the same day), rush (three working days) and regular (five to seven days) service. There is naturally a price difference between the various options, with regular proving the most affordable service. Priority is useful if you need to meet a deadline; the negligible extra expense may well be worth it.

    Field Chasing-Process Serving Demand Letters and More

    In addition to regular process services, we also offer field chasing which is the process of serving ‘final demand’ type letters which are usually served as a final attempt to solicit outstanding payments. In addition to document delivery, we also offer other services such as skip tracing, which entails locating individuals who need to be found for legal purposes. If you are an individual, attorney, law firm or collection firm, you could benefit greatly from having the promptness and reliability of our services at your disposal.

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    What Is The Maximum Unemployment Benefit In Wisconsin, wi unemployment claim.#Wi #unemployment #claim


    Computing Wisconsin Unemployment Insurance Weekly Benefits

    Wi unemployment claimUnemployment benefits in Wisconsin might not let you to maintain daily life you had while employed, but the benefits can help you remain economically solvent between jobs. Your benefit rate is based on your prior wages, with higher earnings resulting in highly weekly benefits. State laws set limits for both weekly benefits and total collective benefits, but federal funding might add to your total allotment.

    After you are jobless in Wisconsin you must get in touch with the Wisconsin Department of Workforce office to collect unemployment benefits. Staff members at the department will assess your wages to decide the amount of unemployment benefits you are suitable to receive. Like most other states, Wisconsin has a minimum and a maximum benefit amount that unemployed workers can collect each week in spite of how much money they earned while they were employed.

    The Maximum Amount of Unemployment Benefits in Wisconsin

    Regarding weekly unemployment benefits, the highest amount obtainable in Wisconsin as of 2011 is $363. Generally, you may claim unemployment benefits for 26 weeks. Thus the highest amount of total benefits an unemployed person can collect in the state is $9,438. You could claim this sum over the span of a year if you opt-by not filling for benefits some weeks—but you can collect 26 payments.

    Understanding Your Base Period

    Your base period is a 12-month period before filing for unemployment. Dividing the year into fixed three-month quarters, Wisconsin describes the base period as first four of the five completed calendar quarters previous to a worker’s job loss.

    In other words, if you filed for unemployment in the week of July 4, 2010, your base period would be from April 2009 till March 2010. Anything you made in the last complete quarter before the week you filed-which in this Instance is April through June 2010—does not add up toward the year-long total earnings employed to estimate your unemployment benefits.

    Alternative Base Period (ABP)

    If you do not have adequate wages to be eligible for a claim using the base period described above, an alternate base period will be employed. The alternate base period will be the 4 most recently completed calendar quarters prior to the week you filed your initial claim application for a new benefit year.

    Extended Base Periods (EBP)

    Wisconsin does not provide Extended Base period.

    Determining Your High Quarter

    Next, you need to work out your highest-paid quarter, or high quarter. This is basically defined as the quarter within your base period during which you made the maximum wages, adding up earnings from all work you had.

    Remember that the quarters are set periods. You must not choose consecutive months randomly, but keep to calendar quarters: January through March, April through June, July through September and October through December.

    Calculating Unemployment Benefits

    Wi unemployment claimThe key to deciding your eligibility for maximum unemployment benefits in Wisconsin is the sum of your earnings from recent work. In particular, the state matches your wages from your base period –the 1st four calendar quarters of the five most recently finished quarter before your claim.

    While your total base period earnings decide your eligibility for benefits, the wages from your highest earning quarter decide your weekly benefit amount. The state takes 4% of your high-quarter earnings and sends you that sum each week. In order to obtain the maximum $363 weekly rate, you must have earned no less than $9075 in your high quarter.

    When Wisconsin finds out how much to give you per week, it uses a formula mandated by state law. It employs the high-quarter method and computes the weekly benefit amount.

    High Quarter Method: More than half of the states decide the weekly benefit amount by using the base period quarter in which wages were maximum. This quarter is viewed as the period most nearly reflecting full time work for the worker. By dividing this sum by 13 – the number of weeks in a calendar quarter – the average weekly wage is computed. Depending on the percentage of the weekly wage the state plans to replace, the weekly wage is divided and the weekly benefit sum is computed.

    Formula for estimating weekly benefit amount

    Wi unemployment claimYou may be eligible for the weekly minimum benefit of $54 up to the maximum weekly rate if $363. 4% of your highest quarter wages during a qualifying employment base period decide benefit amounts.

    The maximum benefit time limit for usual unemployment compensation is 26 weeks or when your benefits tire out 40%of your base period earnings, whichever is less.

    The minimum WBR is $54, requiring high quarter earnings of $1,350; and the maximum WBR is $363, requiring high quarter earnings of $9,075.

    Get an estimation of your Unemployment Insurance Weekly Benefit Rate should you become unemployed.

    Covered and Excluded Employment

    Covered employment is the work you carry out for an employer who is put through the unemployment insurance law. However, some work is “excluded” when performed for a covered employer. Only wages paid from covered employment can be employed to be eligible for unemployment benefits and to compute how much you can be paid.

    Qualifying Wages

    To meet the criteria for unemployment benefits you must have been paid wages from covered employment in no less than 2 quarters of your base period. You need:

    1. Sufficient wages in your high quarter to qualify for the minimum Weekly Benefit Rate (WBR);
    2. Wages in your 3 lowest quarters that equal at least 4 times your WBR when added together;
    3. Total base period wages equal to at least 35 times your WBR; and
    4. If you were paid benefits in a previous benefit year which has ended, you must have worked since the commencement of that benefit year and earned at least 8 times the WBR of that claim.

    Computing Partial UI Benefits For a Weekly Claim

    Wi unemployment claimThe partial wage formula used to compute partial weekly UI benefits is shown below:

    1. Subtract $30.00 from the gross income.
    2. Multiply the remainder by 0.67 (67%).
    3. Subtract this new amount (including the cents) from your Weekly Benefit Rate.
    4. Round the remainder down to the nearest whole dollar. This is the amount of partial UI benefits payable for the week.

    The smallest UI check that we will pay is $5.00, so if your computation results in a sum which is less than $5.00, no payment will be made.

    Example: WBR=$200 Gross Income=$250

    1. $250.00 (Gross Income) minus $30 = $220.00
    2. $220.00 multiplied by 0.67 = $147.40
    3. $200.00 (WBR) minus $147.40 = $52.60
    4. Round $52.60 down to $52.00


    Severance Pay can reduce Ohio Unemployment Compensation Benefits, My Employment Lawyer, wi unemployment claim.#Wi #unemployment #claim


    Severance Pay can reduce Ohio Unemployment Compensation Benefits

    posted by Neil Klingshirn | Nov 1, 2009 3:56 PM [EST] | applies to Ohio

    Severance pay in Ohio can reduce or eliminate an employee’s unemployment compensation benefits for the weeks that the severance pay is received. If an employer pays severance pay in a lump sum, the Ohio Department of Jobs and Family Services (ODJFS) can allocate the lump sum severance payment to the period of unemployment that it covers and reduce unemployment compensation benefits for those weeks.

    Unemployment Compensation Eligibility and Benefit

    ODJFS processes an unemployment compensation claim in two steps. First, it decides whether the claimant qualifies for benefits. To qualify, the claimant must have worked a certain number of weeks in covered employment and have lost his or her job for qualifying reasons, such as a layoff for lack of work or a reduction in force. Ohio Administrative Code Section 4141-27-01 contains the specific qualification rules.

    Severance Pay Can Reduce the Amount of the Weekly Unemployment Compensation Benefit

    ODJFS treats severance pay as earnings for the weeks in which it is received and will reduce unemployment compensation benefits accordingly. Specifically, Ohio Revised Code Section 4141.31 states:

    ORC Section 4141.31. The corresponding Ohio Administrative Code section states:

    Lump sum Severance Payments

    Unless an employer allocates a lump sum severance payment to a period of time other than a benefit week, such as the employee’s last day of work, then Ohio law allows ODJFS to treat it as received during the period covered by the severance pay. For example, if a severance agreement stated that the employee shall receive $X as a severance payment for Y weeks, then ODJFS can divide X by Y to calculate the amount it will allocate as income for each week. If the amount exceeds the unemployment compensation benefit amount, the unemployment compensation benefit can be reduced to $0.

    External Links

    Links to external sites with additional information about this topic.

    Revision History

    • Nov 28, 2012 12:03 PM [EST] – Edit by Neil Klingshirn

    posted by Neil Klingshirn | Nov 1, 2009 3:56 PM [EST] | applies to Ohio



    ABC Claims Management PPI Claimback – ABC Claims Management, quality claims management.#Quality #claims #management


    PPI Claim Back

    Millions of people have been mis sold payment protection insurance (PPI) over many years and are now entitled to claim back PPI premiums, If you have taken out a loan, mortgage or credit card that includes payment protection insurance there is a good chance that ABC may be able to help you to claim back any PPI that is proven as mis sold.

    Whilst not all PPI products are bad and some can be useful, many policies can be very expensive for the level of cover they offer and they have significant exemptions making it difficult for policyholders to benefit from the insurance.

    Many people were mis sold payment protection insurance by the banks and lenders over a number of years. Dependant on when the PPI payments ended these premiums may be claimed back if the PPI is proven to be mis sold. The banks sometimes informed customers that the payment protection insurance was a compulsory part of the loan, or if, they wanted the loan they would have to accept the PPI.

    Banks also simply included the PPI as part of the loan without informing the customer. On other occasions the banks would sell PPI to customers who could have never claimed for the insurance such as the self-employed, the retired or the unemployed.

    Just another PPI claims company?

    At ABC we work differently to most other claims management services. We operate on a No Win No Fee service and do not charge any upfront administration costs or have any hidden charges like some of our competitors. Our telephone Claims Executives will help to assess your circumstances and to consider if you might have a valid claim or not. We can establish the likelihood of whether you might have been mis sold payment protection insurance and talk you through the steps of how we can work with you to claim back potentially mis-sold PPI. If you wish to pursue your claim we will send out the completed paperwork for you to sign and return.

    The time it takes to make a claim can range from potentially just six to eight weeks to many months and this often depends on the approach that the bank or lender takes when assessing your claim. Every claim is different but we do aim to get your claim processed in the shortest time possible and have an experienced team of Claims Handlers that will be working on your behalf.

    But please don’t just take our word for it. Read some of our customer reviews from people who we have helped to claim millions of pounds for mis sold payment protection insurance over the past few years.

    Quality claims management



    Global Claims Management and Claims Services from AGCS, quality claims management.#Quality #claims #management


    Claims Services

    An insurance claim is the defining moment for our service – the moment when we deliver on our promise. At Allianz Global Corporate Specialty we are committed to delivering this claims service promise every day, wherever you do business.

    It’s when a loss occurs that you really need your insurer to act – promptly and unbureaucratically. A coordinated approach to global claims management is the key. Fast claims services and efficient claims handling is essential to help our clients resume their operations and manage their day-to-day business as quickly as possible.

    Allianz Global Corporate Specialty fields a dedicated team of experts, highly respected in the market. We have many years of experience and expertise in managing claims in all our lines of business, from property, liability and financial lines to engineering, aviation and marine.

    Outstanding Claims Service – delivered worldwide

    We work in close cooperation with our risk consultants, loss adjusters and engineers to analyze, evaluate and compensate our clients’ losses. We also have proven experience in handling international insurance solutions worldwide and can provide fast and efficient global claims management in the most complex cases.

    Allianz Global Corporate Specialty is determined to lead the market with our claims service. In practice, this is based on 5 key elements:

    • People: The right people in the right places – a team with years of technical experience, well known to clients, brokers and the market
    • Processes: Proven systems and procedures ensure consistent quality and transparency for the client
    • Reach: A worldwide network – delivering local claims services with global coordination
    • Experience: An established track record of handling complex international claims – with a market-leading position
    • Attitude: Our philosophy is a partnership approach, always based on dialogue and not on debate: searching for solutions, not focusing on exclusions.

    Related Information

    • Loss Log15 December 2016
    • Claims Adjuster11 August 2017
    • Global Claims Contacts30 May 2017
    • Hot Work Management01 October 2012
    • Top risks in focus: Market developments – Rising impact of new technology and digitalization continues11 January 2017
    • Snow and Ice Removal Safeguards30 November 2016
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    • Quality claims management


    POLMED – Our Investment – Our Health – Our Future, Claims Submission Process, electronic claims submission.#Electronic #claims #submission


    electronic claims submission

    For More Info contact our Client Service Centre or send us an e-mail. Send us a message

    Electronic claims submission

    Claims Submission Process

    One does not need a form to submit a claim. Simply submitting a detailed account/statement from the healthcare provider will suffice. The following information needs to be on the account/statement:

    • Healthcare provider s name and practice number, in the case of a group practice, group practice number and the name of the practitioner who provided the service;
    • If the beneficiary has been referred to a specialist, the referring doctor s practice number;
    • The beneficiary s membership number;
    • The name of the Scheme (POLMED) and benefit plan (Marine or Aquarium);
    • The main member s initials and surname;
    • The patient s name, other initials and surname (if it is not the main member), as well as the beneficiary code (as it appears on the back of the membership card);
    • Date of service;
    • Account/reference number;
    • Tariff codes(s) this is a code that refers to the pricing of a medical service/product;
    • ICD-10 codes;
    • Cost of each treatment, item or procedure;
    • In respect of medicine claims, the name, quantity, dosage and net amount payable by the member should be provided; and
    • Proof of payment in the form of a receipt or bank deposit slip if the account has been settled with the provider.

    Click below for details about the POLMED claims submission process

    Claims must be submitted within 120 days of the service date. Claims received after this period will be rejected as stale. Copies of accounts will be accepted for processing or payment.

    There are various ways of submitting claims to POLMED for processing:

    Fax: 011 758 7660

    Post: POLMED, Private Bag X16, Arcadia 0007

    Visit any of our regional walk-in branches.

    Once the claims have been assessed a claims statement will be sent to you that will reflect the outcome of the payment process. You can also view the outcome and your claims statement via the Member zone of this website.

    If a refund is due to a member, POLMED will pay it at the end of the week.



    Electronic Data Interchange (EDI) for Claims, electronic claims submission.#Electronic #claims #submission


    Intelligent EDI

    No cost, all payer claims submission*

    Sustain growth with every claim and benefit from automation within an enriched EDI data stream.

    features and benefits

    Remove the claim submission cost barrier

    Submit all commercial payer and Medicare claims for free. Optum ® Intelligent EDI takes out the cost for providers to submit claims to health plans by providing complimentary claim file management. From a single dashboard upload, track and manage claims to help ensure the most timely and accurate payments *Minimal pass through and select Medicaid payer fees apply.

    Achieve higher first-pass payment rates

    Submit clean claims to reduce denial rates and A/R days, as well as increase collection rates. Optum Advanced Clinical Editing, available within the EDI stream, allows organizations to correct coding errors prior to entering the payer’s adjudication system.

    Automate clinical documentation exchange

    Our compatibility with the industry’s top technology vendors, including streamlined integration with Epic, enables organizations to maximize their current investments and ensure claims are routed within their current electronic workflow.

    Customize EDI with in-stream capabilities

    • Claim submission and remediation (free*)
    • Claims status inquiry (free*)
    • Referral authorization (free)
    • Electronic remittance (free)
    • Dashboard reporting (free)
    • Eligibility and benefits checking (optional module, additional fees apply)
    • Advanced clinical editing (optional module, additional fees apply)
    • Patient statements (optional module, additional fees apply)
    • Contract management (optional module, additional fees apply)

    Saves time within the revenue cycle process by identifying coding edits prior to claim submission, reducing time and resources.

    Lisa Marie Saldivar, RHIT, CCS-P, Coding Reimbursement Manager, DuPage



    Cortex EDI, electronic claims submission.#Electronic #claims #submission


    Cortex EDI

    What We Do

    Cortex EDI is a leading clearinghouse and practice management software vendor for electronic medical transactions. From verifying patient eligibility to sending claims and tracking receivables, Cortex EDI assists providers in every step of the revenue cycle.

    Why Choose Us?

    Cortex EDI is affordable, our customer service is excellent, and our systems are very user-friendly.

    Products

    Our Clientele

    • DME Providers
    • Physicians
    • Hospitals
    • Home Health Agencies
    • Pharmacies
    • Laboratories
    • Dentists
    • Physical Therapists
    • Chiropractors
    • Ambulatory Facilities

    Benefits

    • FREE software
    • FREE initial training
    • NO sign up fees and NO contracts
    • Receive payments within an average of 14 days or less
    • 60 Day FREE Trial to send unlimited claims*
    • Nominal monthly fee for support and updates
    • We are HIPAA compliant
    • *Limited time promotion. Restrictions may apply.

    Try Us Now!

    The Electronic Biller ® is a user-friendly and free software package that provides all the billing needs for Healthcare Providers. Click here to sign up for a guided demonstration, or call at (800) 485-5977.

    Electronic claims submission

    “Cortex EDI has been a God send for me. I just wanted to take the time to let you know that you have been ”Awesome” in the services for this small podiatry practice. We appreciate your kind, courteous, patient, and knowledgeable service.”

    Electronic claims submission

    “I just wanted to let you all know how much I appreciate all your help whenever we have a problem! You are the greatest!”

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    “We wanted to send a personal ”thanks!” for all your help this past year. Don’t know what I would have done without you!”

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    “Thanks for all your help! I really like the program and am looking forward to using it more!”

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    “I wanted you to know I appreciate how hard you have worked to get the program working for us. You have always been so sweet and patient. It has been a real pleasure to work with you. I hope we have a very long and prosperous relationship.”

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    “Thank you very much for your assistance. Your team has been absolutely stellar to work with, and we can’t thank you enough for all of your help in getting us up and running.”

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    “Thank you for all your hard work and dedication!”

    Electronic claims submission



    Insurance Claims Adjuster, independent claims adjuster.#Independent #claims #adjuster


    Insurance Claims Adjuster – Claims-Portal.com insurance claim, insurance claims jobs, insurance claims, insurance claim jobs, insurance training, adjuster training, claims training, independent adjuster, independent adjusters, insurance adjuster, insurance adjusters, insurance claims adjuster, catastrophe claims adjusters

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    Edith “Edie” Windsor, who sued the government for failing to recognize her marriage to her late spouse, Thea Spyer, asked the U.S. Supreme Court today to hear her challenge to the so-called “Defense of Marriage Act” (DOMA). Full Story

    In addition to suspending the 10 percent surcharge rule on property insurance provided by Louisiana’s property insurer of last resort in certain coastal parishes, recently passed state legislation includes provisions for allowing electronic proof of Full Story

    This year’s Atlantic hurricane season got off to a busy start, with six named storms to date, and may have a busy second half, according to the updated hurricane season outlook issued today by government weather forecasters. Full Story

    A former Plainville, Conn., doctor has been sentenced to four months in prison for dealing prescription drugs Full Story

    Independent claims adjuster



    Texas Insurance Claims Adjuster Training Online -Hurricane disaster adjusting – Houston, Dallas, independent claims adjuster.#Independent #claims #adjuster


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    Welcome to NAIIA, NAIIA, independent claims adjuster.#Independent #claims #adjuster


    independent claims adjuster

    Independent claims adjuster

    The National Association of Independent Insurance Adjusters is an association of independently-owned property and casualty claims adjusting companies located throughout the United States.

    • Local
    • Loyal
    • Leaders

    Independent claims adjuster

    NAIIA Annual Conference June 11 – 15 2018 at Hyatt Regency Resort, Lake Tahoe.

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    How may we help? Use our call center 24/7/365 at (877) 344-0624

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    Request a Blue Book Today! Click Here for Our Digital Blue Book.

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    Request a Blue Book

    Click here to request a copy of our blue book directory of member firms.

    View our digital blue book

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    Become A Member

    association of Independent Insurance Professionals.

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    Newsletters

    Stay up to date on the latest from the NAIIA.

    Independent claims adjuster

    Calendar Of Events

    View upcoming association and industry events. Places to interact with other members.

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    A.M. Best Videos

    View videos of our members discussing topics of the insurance industry in partnership with A.M. Best.

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    Dues Calculator

    Click here to test our proposed dues change with our dues calculator.



    Join our Team, Insurance adjusting firms, independent insurance adjuster companies, independent insurance adjusters, claims pages, independent claims adjuster.#Independent #claims #adjuster


    Do you have what it takes?

    Accelerated is currently hiring an administrative assistant/adjuster trainee for our home office. If you are interested in the position, please submit your CV to [email protected] for consideration.

    We are always seeking energetic independent adjusters. We require a minimum of 5 years adjusting experience, clean criminal history and a proven track record of performance in autonomous high-volume claims adjusting.

    We are always seeking commercial and residential P C adjusters, both for daily and catastrophe claims, nationwide. We are always seeking marine and aviation adjusters, worldwide.

    Marine adjusters should have a minimum of 10 years experience if applying for a position on our Offshore Property Damage Assessment Teams (OPDAT©), or should have consummate offshore construction and operations experience. Applicants for these positions should be aware that this position includes hazards not typically encountered by insurance adjusters, and may require extended periods of physical strain and exertion (such as climbing, rappelling, SCUBA diving and other physically demanding activities) as well as extended periods of time offshore in heavy seas.

    All resumes must contain the following information in the header section of the resume:

    Name, Address, Phone Email Address.

    Resumes submitted without the above information in the header section will not receive consideration. References are requested.

    Please email resumes, copies of licenses, coverage areas, an example of your work product and the completed documetns available for download below to:

    *Please specify the type of adjuster in the email title (IE: Property Adjuster or Aviation Adjuster)

    To register for our 2017 CAT Roster, please email resumes, copies of your licenses, an example of your work product and the completed documetns available for download below to :

    Please be advised that due to the high volume of applications being received on a daily basis, HR may not respond to every application immediately. Upon response by the HR department, you will receive two new adjuster packets via email, the first of which will consist of a contract and W-9. If the contract and W-9 is not returned, you will NOT be considered for employment opportunities with Accelerated.

    Independent claims adjuster

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    How to Become an Independent Claims Adjuster, independent claims adjuster.#Independent #claims #adjuster


    How to Become an Independent Claims Adjuster

    Learn how to become an independent claims adjuster. Research the job description and the education and licensing requirements, and find out how to start a career in insurance claims. View article

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    • 0:03 Independent Claims Adjuster
    • 2:12 Step 1: Get a Degree
    • 2:44 Step 2: Complete Pre-Licensing
    • 3:53 Step 3: Pass the
    • 5:03 Step 4: Gain Experience
    • 5:40 Step 5: Maintain Licensure

    Video Transcript

    Independent Claims Adjuster

    So you think you might like to become an independent claims adjuster? Independent claims adjusters handle insurance claims for the loss of property, damages, or personal injury. They examine claims, negotiate settlements, and approve or reject claim payments. A claims adjuster may be tasked with interviewing police, medical professionals, witnesses, attorneys, or claimants to compile information regarding accidents and any resulting injuries. The claims adjuster then uses the information compiled from the interviews to complete a report and determine whether and how much to pay a claimant.

    The adjuster must stay abreast of and work within the guidelines of insurance company regulations. Independent claims adjusters can work for many insurance companies, or they can work on a contractual basis in a designated area for one insurance company. Long hours might be worked and adjusters must often schedule their tasks according to the availability of those they need to interview. Additionally, the pay for these workers was higher than the average in 2012, according to the U.S. Bureau of Labor Statistics.

    Career Requirements

    So what are the career requirements for an independent claims adjuster?

    Sources: Online job postings (December 2012), U.S. Bureau of Labor Statistics

    Step 1: Get a Degree

    Most insurance companies prefer that claims adjusters have an associate’s or bachelor’s degree. Colleges and universities might offer degree programs specific to the industry, such as an associate’s degree in insurance services or a bachelor’s degree in risk assessment and insurance. Coursework is designed to help students gain an understanding of the industry with classes in business, finance, risk management, and law. Some degree programs include an insurance industry internship and licensing exams.

    Step 2: Complete Pre-Licensing

    Approximately one-third of all states require licensing in order to become an independent claims adjuster. In these states, candidates must pass a licensing exam that covers the basics of adjusting, take an accepted course in insurance on loss adjusting, supply character references, be a state resident, submit a surety bond, and meet minimum age requirements.

    To prepare for the test, the applicant can take pre-licensing courses, which are available online and in the classroom through both public schools and private companies. Pre-licensing courses for insurance adjusters are typically around 40 hours long and may be completed in four days to a week. In some states, such as Florida and Texas, completion of a course exempts the student from taking the state exam.

    Success Tip

    Be able to pass a background check. As part of the procedure for applying for a license, applicants usually undergo a background check, which includes fingerprinting and possibly a criminal records search. Certain felony convictions preclude a person from becoming an insurance claims adjuster, according to federal law.

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    Step 3: Pass the Licensing Exam

    Each state has different regulations for adjusters, with most requiring a license acquired through examinations or by completing the required paperwork along with a fee. The claim adjuster licensing exam format varies from state to state, as does the length and specific content. For example, in California, the areas covered include the Adjuster’s Act, agency law, investigation techniques, and several types of insurance coverage, such as auto, business income, and business owners’ policies. In Idaho, 41 questions test knowledge of insurance terms and related concepts as well as types of policies.

    Some private associations also offer certification, including the International Claims Association (ICA), which provides members with experience and the knowledge needed to be a successful adjuster. The Associate, Life and Health Claims (ALHC) professional designation exam offered by the ICA usually takes two to three months of preparation coursework and certifies members to work as public claims adjusters.

    Step 4: Gain Experience

    Experience through an entry-level position or internship in the insurance field can provide a foundation in the information and specific processes necessary for claims adjusters to do their jobs within the guidelines of the law. Many insurance companies offer internships or trainee positions that provide an inside look into how claims are processed through shadowing claims adjusters. Claims adjusters should have knowledge of how claim quotes work, laws specific to the insurance industry, and medical terms, as well a good sense of debating skills to be able to support claim figures.

    Step 5: Maintain Licensure

    States that require licenses may also require continuing education credits to renew the license. An independent claims adjuster can acquire these credits from Internet correspondence courses and employer-provided training sessions that address new trends in the industry. Credits may also be earned by publishing articles or giving lectures about the insurance claims industry.

    For example, in Minnesota, an independent claims adjuster must complete a minimum of 24 hours of continuing education courses of which three hours must be in ethics every two years. In California, the requirement is also 24 hours during the 2-year term.

    Success Tip

    Join a professional organization. Organizations, such as The National Association of Independent Insurance Adjusters (NAIIA), offer members opportunities for continuing education, conferences, and courses to enhance knowledge of ethics in the work place.

    Earn a degree, prepare for the licensing exam, pass the exam, gain some experience, and maintain licensure, are the steps on the path to making a great career as an independent claims adjuster.



    Claim Form, medicare claim form download.#Medicare #claim #form #download


    Claim Form

    If you visit a network provider, he/she will submit your claim on your behalf. However, if you need to submit a claim for non-network services, simply print the attached form, complete the necessary information and mail it to the address on the form.

    Faxed claims are also acceptable and may be faxed to any of the following numbers:

    Download a Claim Form Now

    Travel Reminder:

    It’s good to know that The Empire Plan is there wherever you or your family goes.

    Before you go, however, plan ahead. Do you have your doctor’s phone number and your NYSHIP Empire Plan Benefit Card? Do you have enough of your regular medications? Don’t forget to print this section and bring it along. It has important information and phone numbers.

    Empire Plan coverage is available worldwide, and not just for emergencies. Most parts of The Empire Plan have two levels of benefits. If you use an Empire Plan participating provider, you will receive covered services and supplies at little or no cost and have no claim forms to fill out. If you use a non-participating provider, medically necessary services and/or supplies are covered, but deductibles, coinsurance and benefit limits may apply

    If you require medical care while abroad, the American Embassy can usually provide names of reliable, English speaking doctors. After receiving medical services, ask for copies of your medical records in English if possible. Keep a receipt when you pay your bill. When you get home, submit the original records to the appropriate Empire Plan carrier and retain a photo copy for your records. The carriers will reimburse you directly for covered expenses. If you are Medicare Primary, remember that Medicare does not provide coverage outside the United States. The Empire Plan is primary until you return.

    Claim Submission Instructions

    If you go to an Empire Plan participating provider, MPN Network provider, or a MultiPlan provider, all you have to do is ensure that the provider has accurate and up-to-date personal information (name, address, health insurance identification number, signature) needed to complete the claim form. Your participating provider, MPN Network provider, HCAP-approved provider or MultiPlan Program provider fills out the form and sends it directly to UnitedHealthcare. The claim forms are in each provider’s office.



    Medicare Card – Medicare Form OMB 0938 0787, medicare claim form download.#Medicare #claim #form #download


    medicare claim form download

    Medicare Form OMB 0938 0787

    U.S. DEPARTMENT OF HEALTH AND HUMAN SERVICES. CENTERS FOR MEDICARE MEDICAID SERVICES. FORM APPROVED. OMB NO. 0938-0787.

    US DEPARTMENT OF HEALTH AND HUMAN SERVICES Form Approved. CENTERS FOR MEDICARE MEDICAID SERVICES OMB No. 0938-0787.

    The valid OMB control number for this information collection is 0938-0990. Entity] and about your options under Medicare\ s prescription drug coverage. This.

    Department of Health md Human Services Form Approved. Centers for Medicare d: Medicaid Services OMB No.0938

    0787. REQUEST FOR EMPLOYMENT

    DEPARTMENT or HEALTH AND HUMAN sEFivices Form Approved The valid OMB control number for this information collection is 0938-0787 The time

    Apr 4, 2013 In addition, Medicare carriers use this information to determine if benefits should be paid or continued. Form Number: CMS R 234 (OCN 0938

    Jul 26, 2013 45203. Federal Register/Vol. 78, No. 144/Friday, July 26, 2013/Notices. DEPARTMENT OF HEALTH AND. HUMAN SERVICES. Centers for

    MEDICARE. (MEDICARE NO.) MEDICAID. (MEDICAID Form OWCP-1500. Form CHAMPUS-501. Form RRB-1500. FORM APPROVED. OMB NO. 0938- 0008

    Apr 4, 2013 20323. Federal Register/Vol. 78, No. 65/Thursday, April 4, 2013/Notices. 2. By regular mail. You may mail written comments to the following.

    Mar 21, 2011 Please do not hesitate to contact me at (202) 833-0787 o|r at . provisions are tied to Medicare\ s system of payment limitations and inclusion

    U.S. DEPARTMENT OF HEALTH AND HUMAN SERVICES. CENTERS FOR MEDICARE MEDICAID SERVICES. FORM APPROVED. OMB NO. 0938-0787.

    US DEPARTMENT OF HEALTH AND HUMAN SERVICES Form Approved. CENTERS FOR MEDICARE MEDICAID SERVICES OMB No. 0938-0787.

    The valid OMB control number for this information collection is 0938-0990. Entity] and about your options under Medicare\ s prescription drug coverage. This.

    Department of Health md Human Services Form Approved. Centers for Medicare d: Medicaid Services OMB No.0938

    0787. REQUEST FOR EMPLOYMENT

    DEPARTMENT or HEALTH AND HUMAN sEFivices Form Approved The valid OMB control number for this information collection is 0938-0787 The time

    Apr 4, 2013 In addition, Medicare carriers use this information to determine if benefits should be paid or continued. Form Number: CMS R 234 (OCN 0938

    Jul 26, 2013 45203. Federal Register/Vol. 78, No. 144/Friday, July 26, 2013/Notices. DEPARTMENT OF HEALTH AND. HUMAN SERVICES. Centers for

    MEDICARE. (MEDICARE NO.) MEDICAID. (MEDICAID Form OWCP-1500. Form CHAMPUS-501. Form RRB-1500. FORM APPROVED. OMB NO. 0938- 0008

    Apr 4, 2013 20323. Federal Register/Vol. 78, No. 65/Thursday, April 4, 2013/Notices. 2. By regular mail. You may mail written comments to the following.

    Mar 21, 2011 Please do not hesitate to contact me at (202) 833-0787 o|r at . provisions are tied to Medicare\ s system of payment limitations and inclusion



    Texas Diminished Value claim, How To File Diminished Value Correctly, State Laws Related to Diminished Value, diminished value claim texas.#Diminished #value #claim #texas


    Texas Diminished Value claim| How To File Diminished Value Correctly

    In the state of Texas, if you are in a auto wreck and the accident was not your fault you are entitled to file a insurance claim for Diminished Value. The statute of limitations on filing a Diminished Value claim in Texas with your insurance is two years from the date of loss. In order to recover the losses you must have a diminished value appraisal completed by a professional automobile appraisal company, such as Autoloss. Also, if the other party in Texas does not have auto insurance and you carry uninsured/ underinsured motorist coverage you may be able to claim diminished value under your policy. . . You can also file a claim in small claims court in Texas for as much as $10,000. Autoloss can help the Texas consumer in many ways with their diminished value claim. We also have local Texas auto appraisers standing by to complete a diminished value inspection on your vehicle as well. Call 877-655-1661 so Autoloss can help you recover your losses today.

    Diminished Value Claim Resources

    From the Texas Department of Insurance

    SETTLING THE INSURANCE CLAIM

    Provided by the Texas Department of Insurance

    In Texas, the other driver’s insurance company may ask you to sign a release to settle your insurance claim and forgo future claims related to the accident. Don’t sign a liability release until you are satisfied with the total settlement, including diminished value. Get a letter from your doctor estimating the cost and length of your future medical treatment. You might want to consult an attorney before accepting a settlement. Under Texas law, you have two years after an accident to either settle your claim or file a lawsuit.

    Texas law prohibits insurance companies from delaying payment of a claim in order to pressure you to sign a release. If you believe an insurance company is delaying payment to pressure you, file a complaint with TDI.

    If the other driver denies fault, his or her insurance company may refuse to pay the claim. Independent witnesses could make a difference in getting the company to pay. It’s important to get names, addresses, and telephone numbers of any witnesses to the accident. Make sure the insurance company knows about the witnesses. If the company continues to refuse to pay the claim, you can file a claim against your own insurance or you may have to go to court to resolve the issue.

    Before filing a insurance claim with your company, ask your agent or your company’s underwriting department how a claim might affect your rates on renewal. A company cannot refuse to renew your policy solely because you had one accident in a 12-month period that was not your fault. However, if the accident affected your DPS driving record, your company may consider it in determining your rates, whether you filed a claim for the accident or not.

    File A Diminished Value Claim With Autoloss

    Dont let an auto accident diminish your vehicles value. File a diminished value claim throught Autoloss today. We are your diminished value experts in Texas. Call our diminished value experts now and see for yourself! TOLL-FREE: 877-655-1661



    Diminished value claim texas, diminished value claim texas.#Diminished #value #claim #texas


    COMMISSIONER’S BULLETIN # B-0027-00

    To: ALL COMPANIES, CORPORATIONS, EXCHANGES, MUTUALS, RECIPROCALS, ASSOCIATIONS, LLOYDS, OR OTHER INSURERS WRITING PROPERTY AND CASUALTY INSURANCE IN THE STATE OF TEXAS AND TO OTHER AGENTS AND REPRESENTATIVES AND THE PUBLIC GENERALLY

    Re: PAYMENT OF DIMINISHED VALUE TO POLICYHOLDERS

    The purpose of this bulletin is to clarify the position of the Texas Department of Insurance (Department) to admitted insurers writing private passenger automobile insurance and to the public on the issue concerning first party claims for diminished value.

    When an automobile is completely repaired to its pre-damage condition, there is sometimes a question of whether an insurer is obligated to pay the first party claimant for the diminished value of the automobile. A policyholder may claim that the automobile s market value after complete repair is less than its market value before the damage. The policyholder then claims that the insurer is obligated to pay for the difference in market value, which is referred to as diminished value.

    The standard Texas policy for private passenger automobiles, adopted by the Department under Texas Insurance Code Article 5.06, provides that an automobile insurer s contractual liability for first party claims for a loss to a covered vehicle under Collision or Other Than Collision (Comprehensive) Coverage is the lesser of the following three options, less any applicable deductible:

    1. Actual cash value of the stolen or damaged property;
    2. Amount necessary to repair or replace the property with other of like kind and quality; or
    3. Amount stated in the declarations of the policy.

    Option (1), to pay the actual cash value, applies when the insurer elects to declare the covered automobile a total loss. Option (2), to repair or replace, obligates the insurer to pay the total cost necessary to repair or replace property with parts of like kind and quality, minus any applicable deductible.

    The position of the Department is that an insurer is not obligated to pay a first party claimant for diminished value when an automobile is completely repaired to its pre-damage condition. The language of the insurance policy does not require payment for, or refer to, diminished value.

    This bulletin is not intended to preclude the use of loss of market value as a measure that an insurer and first party claimant may use to settle other disputes. For example, if an automobile was repaired properly but the vehicle still does not function as it did before the accident, the insurer and policyholder may agree to use loss of the automobile s market value as a measure of damages to settle the dispute.

    An insurer also may be obligated to pay a third party claimant for any loss of market value of the claimant s automobile, regardless of the completeness of the repair, in a liability claim that the third party claimant may have against a policyholder. Further, an insurer may be obligated to pay a first party claimant under the uninsured/underinsured motorist coverage provisions of the policy, for any loss of market value of the first party claimant s automobile, regardless of the completeness of the repair.

    Questions regarding this bulletin should be directed to the undersigned at 512/322-3430.



    Bankers Life and Casualty Medicare Insurance Claim, File a Claim Form Online, medicare claim form download.#Medicare #claim #form #download


    Bankers Life and Casualty Medicare Insurance Claim

    If you need to start the claims process for your Bankers Life and Casualty Medicare Supplement plan, download and print out the claim form here http://www.bankerslifeandcasualty.com/CPLBankersMedSupp/pdf/CPL_MedSupp_Claim_Form.pdf. Send the completed claim form to:

    Colonial Penn Life Insurance Company

    Carmel, IN 46082-1935

    You can also call the claims department at 1-800-800-2254. All Medicare Supplement claims are processed through Colonial Penn Life because Colonial underwrites and issues all Medicare Supplement policies from Bankers Life and Casualty.

    For all other claims outside of the Medicare Supplement policy, contact the claims department at 1-800-773-4760

    About A Bankers Life and Casualty Medicare Insurance Health Plan

    All payment details for your Bankers Life and Casualty Medicare Insurance plan will be discussed before you sign the final policy paperwork. There is no mention of payment details on the Bankers Life website, and there’s no means of logging in to your account online. You must contact the customer service department for more information on payments at 1-800-654-3072.

    Coverage Details

    • Medicare Supplement: The Medicare Supplement plan is there to help Medicare recipients afford the care they need. For Bankers Life and Casualty, the plan is underwritten by Colonial Penn Life Insurance. Bankers Life and Casualty Medicare plan details can be discussed with an agent in your state. Call 1-800-800-2254 to locate a local agent.
    • Medicare Advantage: Also referred to as Medicare Plan C, the Bankers Life and Casualty Medicare Advantage Plan works in lieu of Medicare coverage. The plan must cover everything Medicare covers, aside from hospice care, but the details of coverage may be different. It is extremely important to Read all detailed information on the plan before signing up. Learn more about Medicare Advantage Part C here http://www.medicare.gov/navigation/medicare-basics/medicare-benefits/part-c.aspx.
    • Medicare Prescription Plan: Bankers Life and Casualty does not offer Medicare Prescription coverage directly, but they do offer coverage through a plan designed by Coventry Health Care. Details of the prescription coverage plan differ by state. You can download your coverage details here http://www.bankerslifeandcasualty.com/MMA.aspx.

    Where to Get a Quote: Bankers Life and Casualty Medicare Insurance Contact Info Login

    Contact information for the Bankers Life and Casualty Medicare Insurance includes phone, email and mail.

    By phone: Depending on the reason for your call, contact the Bankers Life and Casualty Medicare department designed to handle your call.

    Health inquiries (non-claim questions): 1-800-654-3072

    Health inquiries (claim questions): 1-800-773-4760

    By email: Fill out the contact form at https://www.bankerslifeandcasualty.com/ContactUs-Email.aspx to contact customer service about your Medicare insurance policy.

    Bankers Life and Casualty

    600 West Chicago Ave

    Chicago, IL 60654-2800

    Check on your claim status: Call 1-800-773-4760 with all claims questions. If you were given a claim number, have that number handy when calling.



    No-brainer – definition of no-brainer by The Free Dictionary, no claims bonus.#No #claims #bonus


    no-brainer

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    All content on this website, including dictionary, thesaurus, literature, geography, and other reference data is for informational purposes only. This information should not be considered complete, up to date, and is not intended to be used in place of a visit, consultation, or advice of a legal, medical, or any other professional.



    Which Car insurance companies accept No claims Discount proof from abroad-EU, no claims bonus.#No #claims #bonus


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    • FIRST POST

    No claims bonus

    No claims bonus

      Does anyone know which company will accept it ?

      Sorry!

      There are currently no thanks for this post.

      No claims bonus

      No claims bonus

        • #2
        • 16th Jul 08, 1:48 PM
        • #2
        • 16th Jul 08, 1:48 PM

        I think Saga do (if you are over 50)

        I’m confident that Groupama would

        I’m pretty sure that a Lloyds Underwriter, such as Chaucer, would too.

        Users saying Thanks (1)

        No claims bonus

        No claims bonus

          • #3
          • 22nd Jul 10, 3:22 PM
          • #3
          • 22nd Jul 10, 3:22 PM

          Sorry!

          There are currently no thanks for this post.

          No claims bonus

          No claims bonus

            • #4
            • 22nd Jul 10, 3:29 PM
            • #4
            • 22nd Jul 10, 3:29 PM

            Users saying Thanks (1)

            No claims bonus

            No claims bonus

              • #5
              • 22nd Jul 10, 3:44 PM
              • #5
              • 22nd Jul 10, 3:44 PM

              Sorry!

              There are currently no thanks for this post.

              This thread is closed, therefore you are unable to respond.

              • Contact Us
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              Our aim is to save you money quickly and easily. We hope you like it!

              RT @GrahamLloyd1969: Cheers @MartinSLewis taken your advice. Reduced monthly mobile bill by 30, boiler maintenance down 20/mth. And 150?

              RT @kennaplumbing05: @MartinSLewis I as a tradesman get asked all of the time. Its usually the very rich customers in the biggest houses th?

              RT @brokenbottleboy: I’m so thankful for @MartinSLewis’ work on mental ill health and money. I really struggled when I wasn’t well. Systems?

              Buying via Amazon 1-Click? You may be charged for delivery by default – even if you can get it free

              Most broadband and landline users to get automatic compensation from 2019

              Ofgem to cap charges for force-fitting prepayment meters

            • No claims bonus

              NHS trusts halt training tax refunds – and one tries to take BACK Ј20k already paid

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              Premium Bond prizes to be boosted following base rate rise

              British Gas customers – there’s a hidden way to cut Ј130+ off your bill.

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              Is cash dead? 4 reasons you shouldn’t use it.

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              A year ago Santander 123 halved its interest to 1.5% – now most should consider ditching it

            • No claims bonus

              Warning: Parents with 2+ children who’ll go to uni, SAVE NOW, the system’s biased against you

            • No claims bonus

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            • ABC Claims Management PPI Claimback – ABC Claims Management, claims management inc.#Claims #management #inc


              PPI Claim Back

              Millions of people have been mis sold payment protection insurance (PPI) over many years and are now entitled to claim back PPI premiums, If you have taken out a loan, mortgage or credit card that includes payment protection insurance there is a good chance that ABC may be able to help you to claim back any PPI that is proven as mis sold.

              Whilst not all PPI products are bad and some can be useful, many policies can be very expensive for the level of cover they offer and they have significant exemptions making it difficult for policyholders to benefit from the insurance.

              Many people were mis sold payment protection insurance by the banks and lenders over a number of years. Dependant on when the PPI payments ended these premiums may be claimed back if the PPI is proven to be mis sold. The banks sometimes informed customers that the payment protection insurance was a compulsory part of the loan, or if, they wanted the loan they would have to accept the PPI.

              Banks also simply included the PPI as part of the loan without informing the customer. On other occasions the banks would sell PPI to customers who could have never claimed for the insurance such as the self-employed, the retired or the unemployed.

              Just another PPI claims company?

              At ABC we work differently to most other claims management services. We operate on a No Win No Fee service and do not charge any upfront administration costs or have any hidden charges like some of our competitors. Our telephone Claims Executives will help to assess your circumstances and to consider if you might have a valid claim or not. We can establish the likelihood of whether you might have been mis sold payment protection insurance and talk you through the steps of how we can work with you to claim back potentially mis-sold PPI. If you wish to pursue your claim we will send out the completed paperwork for you to sign and return.

              The time it takes to make a claim can range from potentially just six to eight weeks to many months and this often depends on the approach that the bank or lender takes when assessing your claim. Every claim is different but we do aim to get your claim processed in the shortest time possible and have an experienced team of Claims Handlers that will be working on your behalf.

              But please don’t just take our word for it. Read some of our customer reviews from people who we have helped to claim millions of pounds for mis sold payment protection insurance over the past few years.

              Claims management inc



              Alternative Claims Management, Auto Fleet Insurance Claims Recovery, claims management inc.#Claims #management #inc


              claims management inc

              Claims management inc

              Claims management inc

              Documenting and collecting claims for major independent and leading franchise car rental companies as well as specialized fleets throughout the country

              Claims management inc

              Maximize your claims and

              Minimize your losses

              Claims management inc

              Are you collecting all you

              are legally owed?

              Claims management inc

              Serving the Auto Fleet Industry One

              Claim at a time since 1997

              About Us

              Since 1997 Alternative Claims Management (ACM) has specialized in fleet damage claims recovery and subrogation. We have collected over a half a billion dollars in claims proceeds and documented hundreds of thousands of claims. ACM is the leader in collecting the sums owed to our clients. Allow us to work for you too! We handle claims recovery for car rental agencies, dealership loaner cars, EMS vehicles, municipalities, and commercial fleets. ACM is accredited and maintains an A+ rating with the BBB. ACM does not charge a processing fee to handle a claim. We only earn a commission when we succeed for you! Therefore, our clients do not incur an additional expense when using our program, but rather reap the full rewards of the recovery efforts we provide for them.

              What We Believe

              We believe all organizations deserve to recover and collect the true value of their fleet and equipment when damaged by another party, as well as the true impact that the loss of use has on their success.

              How It Works

              What We Do

              Alternative Claims Management (ACM) specializes in value recovery for commercial and rental fleets involved in an accident. Specifically, we maximize the recovery proceeds for a fleet’s Physical Damage, Loss of Use, and Diminution of Value. We work on performance only, so our interests are strategically aligned with our clients. ACM handles claims recovery for vehicle fleets within a variety of industries including construction, emergency vehicles, limousine, transportation firms, and specialty vehicles.

              How We Do It

              When an accident occurs in your fleet, you forward the information to ACM and we handle the required notifications and paperwork, guide the estimating process, and work with the “liable” insurance carrier on your claim. We handle the claims process so you can stay focused on your core business. Our interactive website “Tracker” allows our clients to see the progress of their claims, upload pictures, add notes, generate reports, and other key information. ACM works with a national network of independent appraisers and salvage buyers that coordinate and maximize the value recovery that our clients are entitled to receive. ACM clients typically experience a 15-25% net increase in claims proceeds over their in-house or outsourced programs.

              • Claims management inc
              • Claims management inc
              • Claims management inc
              • Claims management inc


              The UK Road Accident Claims Expert, EasiGo, no claims bonus.#No #claims #bonus


              Easi Go

              Accident Management Company

              Accident Claims Expert

              Call Us FREE : (0800) 044 3747 0330 022 6781

              EasiGo Accident Management Offers

              • UK wide assistance-whatever your insurance cover
              • Quality courtesy car delivered to your home
              • Courtesy car supplied even if your car is a write off
              • Help with Parked car claims
              • Full Vehicle Recovery and Repair
              • Main Dealer Repairs
              • Specialist Injury Claim Solictors
              • NO insurance excess and NCB protected
              • Help with uninsured driver claims

              If you had a non fault accident, we can help you! Whether you drive a car, a taxi, a van or a motorbike, we will handle your claim; supplying you with a replacement vehicle, dealing with the other driver’s insurers, and getting you full compensation for your injuries and other losses. Even if you only have Third Party cover, we will still lend you a courtesy car, and deal with all aspects of your car accident claim.

              We file your car accident claim directly with the other insurers, so we save you paying any Policy Excess! We recover all uninsured losses, including lost earnings. Even if you were uninsured, we will recover repair costs, if there is an injury claim involved.We file your car accident claim directly with the other party’s insurers, so we protect your No Claims Bonus and save you paying any insurance policy excess! We will recover all uninsured losses, including loss of earnings, and even if you are uninsured we will recover your repair costs, or car value, if there is an injury claim involved.

              No claims bonus

              No claims bonus

              Replacement

              If your car is not roadworthy, we will deliver a quality replacement to your home. If your car is still roadworthy, we will arrange a replacement to use, when yours goes in for repairs. The courtesy car will be collected when yours is returned.

              No claims bonus

              Recovery

              If your car is not safe to use, or not driveable, we will arrange to collect it from your home, or from a storage yard, if the police have moved it there. It will be taken to a secure compound, where it can be properly examined by a qualified accident engineer.

              No claims bonus

              Paper Work

              We will track down the other driver’s insurers, using the registration number, and file your claim directly. If needed, we will contact witnesses. We make our own enquires, rather than requiring an admission of liability from the other insurers. We arrange vehicle inspections and valuations, as well as repairs.

              No claims bonus

              Injuries Claims

              Our associated solicitors are specialists in road accident claims will file your claim against the other insurer. They will also organise any medical treatment (physiotherapy etc) that you may need to help your recovery.

              No claims bonus

              Accident Law

              The solicitors don t just deal with your injury claim; they will also take legal action to recover any other losses, will also take the other insurers to court, if liability for the accident is in dispute. If they are handling your injury claim, the agreement is they handle all aspects of your claim.

              Why use us Instead of your own insurer?

              EasiGo offers:

              • A similar, or better,replacement vechicle to your own-even if you are only Third Party Insured!
              • Pay no policy excess- we claim directly off the other insurers, so you don’t pay your insurance excess.
              • Main dealer, or your own repairer- safeguard the value of your car.
              • We get forecourt values for your vehicle-even if you have Motor Trade cover
              • We file your claim directly with the other insurers, we handle all the paper work & claim admin.
              • Cash on lieu of repair option, if we handle your injury claim.
              • Our associate solicitors will not only pursue your injury claim, but deal with all other aspects of your car claim.

              Your insurer :

              EasiGo Accident Management offers a total service!

              We ONLY handle road accident claims from repairing your car and lending you a free one, to getting you compensation for your injuries. We will deliver a replacement vehicle to your home or place of work, and will also organize for your damaged car to be taken to an approved repairer. A damage report will be prepared, assessing whether it is repairable and also giving a replacement value if it is too badly damaged. Even if it is a write off, we will lend you a car until you have been paid out, plus a week to find a new car- most insurers will not supply you with a courtesy car, if yours is written off! Easigo will contact the other party’s insurers, collect police reports and witness statements. Because we deal directly with the other party’s insurers, there will be no effect on your no claims bonus, nor will you have to pay any insurance policy excess.



              Long Term Disability Denial Attorney, Marc Whitehead – Assoc, disability claims.#Disability #claims


              Disability Denial Attorneys

              Long Term Disability Insurance · Social Security Disability · Veterans Disability Benefits

              National Disability Law Firm Based in Houston, Texas

              When a disabling condition takes away your ability to earn a living, you depend on disability coverage to make ends meet.

              But when your insurance company, the Social Security Administration, or the Veterans Administration does everything it can to deny your disability claim, what can you do?

              Do not delay. Call Marc Whitehead Associates for help with:

              Our attorneys have a deep understanding of the laws governing disability insurance and government disability benefit programs. Based in Houston, Texas we serve clients nationwide.

              Disability Denial is Not the End

              If your claim for disability benefits was wrongly denied, that same claim with proper legal representation can be appealed and won.

              Wherever you live, and whatever your disabling condition is, our lawyers will fight your denied disability claim. Based in Houston, Texas we serve clients nationwide, and our number one goal is to help you get the cash benefits you may be entitled to.

              At Marc Whitehead Associates, we fully understand the reasons, excuses or tactics that insurance companies and government disability programs use to deny claims. Our experience and knowledge of insurance and bad faith law, Social Security Disability law, and Veterans Disability law will be your greatest asset.

              Denied Long Term Disability (LTD) Insurance Benefits

              Has the insurance company denied your group disability benefits? Are you a frustrated policyholder who needs the services of a bad faith insurance lawyer?

              Insurance companies don’t always play fair. When you play by the rules yet your insurer denies your claim unjustly, this is where we excel. We successfully take on the “Big Deniers” of benefits such as Unum, Aetna, Prudential, MetLife, Provident Life, The Hartford and the rest.

              It is vital that you seek counsel from a lawyer experienced in appealing and litigating all forms of group LTD and individual long term disability insurance claims. We will help you take action swiftly, as timing can be critical to your case.

              Were Your Social Security Disability Benefits Denied?

              The truth is, most SSDI claims are initially declined. Some people wait months, even years, to get benefits they are owed, and many simply abandon their claims in frustration.

              Your chances of winning your claim are greatly increased by having a Houston attorney who is Board Certified in Social Security Disability law represent you. As your lawyers, we manage the entire process from start to finish, so you can focus on your health and family.

              If you have questions about your SSDI claim, do not hesitate to reach out to us for answers.

              Veterans Disability Denial Lawyer

              If you need to appeal a denied VA claim, we are your strongest ally. Marc Whitehead Associates is a well-known and trusted Veterans’ Disability law firm. We assist disabled veterans across the U.S. at all levels within the VA disability system in their fight to obtain disability compensation.

              As an Accredited Veterans Claim Attorney, I am personally committed to each case we take on. There is a shocking increase in VA disability claims, and a shameful rise in VA disability denial. We pledge vigorous legal counsel to veterans in every aspect of their claims.

              The Way Forward

              If you have been denied, the most important step you can take is to request an initial case evaluation. We will advise you on your case with insight, skill, and highest ethical standards.

              Our disability denial attorneys understand that the people we serve are faced with diverse disabling medical conditions. We have the utmost respect for and understanding of their burden, and do all we can to make the process as easy as possible.

              Let us help you get the benefits you deserve.



              No-claims bonuses and no-claims discounts explained – are you one of the millions paying for nothing? Mirror Online, no claims bonus.#No #claims #bonus


              No-claims bonuses and no-claims discounts explained – are you one of the millions paying for nothing?

              20million motorists pay to protect their no-claims bonus – and spend hundreds of their own cash to avoid making a claim – but they might just be wasting their money. Here are the facts

              • Share
              • Comments
              • 11:04, 27 SEP 2016
              • Share
              • Comments

              The longer you go without making a claim, the cheaper your car insurance becomes. But while millions of people pay extra to protect their ‘no claims’ discount, many might be simply wasting their cash.

              That’s because most are paying for a product they don’t fully understand out of fear.

              Figures from Swinton Insurance show 56% of drivers don’t understand how a no-claims bonus is different from a no-claims discount; while 45% of the people paying for no-claims bonus protection don’t understand where there money goes.

              Read More

              Ways we’re paying more

              No claims bonus

              When Swinton investigated, they discovered that this misunderstanding meant people were paying out of their own pockets in order to protect their no-claims discount – even though doing so in many cases has absolutely no affect on your premium.

              On average that meant spending 251 more than they would have if they’d just claimed.

              On top of that, some 19% of drivers didn’t know that you can keep your no-claims bonus while moving to a new insurer – potentially seeing them overpay rather than switch to a cheaper provider.

              Read More

              The tricks to cheaper car insurance

              No claims bonus

              No claims bonus

              No claims bonus

              No claims bonus

              No claims bonus

              No claims bonus

              No claims bonus

              The facts

              No claims bonus – the number of claim-free years that you have held an insurance policy in your own name. It can only be used on one vehicle at a time

              No claims discount – how much money you get taken off your annual premium as a result of your no claims bonus. The discount varies by insurer, but can be worth up to 60%

              Read More

              If you have an accident

              No claims bonus

              If the accident is not your fault, your no-claims bonus is not affected as long as the insurer gets money back from the person responsible.

              In this instance it doesn’t matter whether you have paid to protect your no-claims discount or not.

              If the accident is your fault, you will lose your no-claims bonus – unless you have paid to protect it.

              However, regardless of whether the accident is your fault or not, or whether you have paid to protect your no claims bonus or not, your insurance can still rise.

              That’s because insurers apply the discount AFTER calculating the premium – and following an accident premiums nearly always rise.



              Social Security Disability claims help information – SSI disability benefits Legal help, disability claims.#Disability #claims


              Social Security Disability Explained

              Under the federal Social Security Disability Act, disability means the inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or is expected to last for a continuous period of not less than 12 months.

              Social Security Disability benefits (SSD)

              Supplemental Security Income benefits (SSI)

              If you work long enough at a job which is covered under the provisions of the Social Security Act, and become disabled, you are probably eligible for disability benefits.

              By law, anyone may file for his or her own Social Security Disability benefits. But statistics clearly show that claimants who have representation win their benefits much more often than those who apply on their own.

              The government makes the process very difficult. Waiting lines are long. Forms are complicated. Benefits are often denied to people who have legitimate claims. And not just once; frequently twice. Sometimes more often. As a result, many people who apply on their own become discouraged and intimidated. So they simply back off, give up, and go away, even when they are genuinely entitled to their benefits.

              That’s determined by how much money you made when you worked.

              If your disability is expected to last for at least a year you should apply for your social security disability benefits immidately.

              Many people make the mistake of waiting months and some even years after becoming disabled before filing a their Social Security disability claim.

              You can work at a much-reduced schedule.

              Generally dependent children under 18, and those who still attend high school are entitled to social security disability benefits.

              Possibly, if your monthly rate is below the federal poverty line.

              Until you are no longer disabled or you return to work.

              If you were employed five out of the last 10 years under Social Security before becoming disabled, you will have enough earnings in to potentially qualify for Social Security disability benefits. If you are 31 years of age or less, the requirements are not the same, since such individuals have not had such a long time to work. Unless a person has been staying home and taking care of their children for quite a long time, however, it is very possible that they will qualify for Social Security disability benefits based upon their own earnings. Also a homemaker, if poor enough, can qualify for Supplemental Security Income (SSI) whether he or she has worked in the past or not.

              Yes, if it is proved that your disability began before you “elected” to retire.

              Statistically, claimants who retain an attorney to represent them are much more likely to win than those who go unrepresented. So it is wise to hire an experienced person to represent you. In most cases you will not be charged unless you win, and the fee is limited to a certain amount. It is also important to appeal because most claims are denied at the initial level, but are approved at higher levels of review. Again this is why it is important to have an experienced attorney behind you, also an experienced attorney will have a much better understanding of the way Social Security works.

              1. Statistically claimants that are represented by an attorney are much more likely to win their claim.
              2. An experienced attorney knows what proof social security and ssi disability system requires
              3. Using legal help eliminates both the necessity of waiting in long government lines and the chance that a government clerk’s incorrect notation on your condition jeopardizing your claim.
              4. All aspects of your case including complicated paper work will be handled professionally.
              5. No fee is collected if your social security disability claim is not won, and fees are only collected on the back end.

              Yes, with a reduction of your Social Security disability benefits. If you receive workman’s comp benefits that will be calculated into your claim. Also depends on the state in which you live in.

              Depending on the lasting effect of that certain disease and how you are disabled by it. Also it may be a learning disability or other psychological conditions that maybe covered , again having an attorney can help tremendously in making the right choices in regards to your social security disability claim.

              No, if you are disabled for a minimum of a year or more you can qualify. The longer you are not able to work because of your disability the longer you may receive social security disability and/or ssi benefits. It all depends on any individuals circumstance. How ever it is wise to submit your claim as early as possible to get started with the processes.

              Fill out our quick FREE Case Evaluation form and a case manager or licensed attorney will review your claim and contact you within hours via phone and/or email. Click here.

              Disability claims



              Social Security Disability claims help information – SSI disability benefits Legal help, disability claims.#Disability #claims


              Social Security Disability Explained

              Under the federal Social Security Disability Act, disability means the inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment which can be expected to result in death or has lasted or is expected to last for a continuous period of not less than 12 months.

              Social Security Disability benefits (SSD)

              Supplemental Security Income benefits (SSI)

              If you work long enough at a job which is covered under the provisions of the Social Security Act, and become disabled, you are probably eligible for disability benefits.

              By law, anyone may file for his or her own Social Security Disability benefits. But statistics clearly show that claimants who have representation win their benefits much more often than those who apply on their own.

              The government makes the process very difficult. Waiting lines are long. Forms are complicated. Benefits are often denied to people who have legitimate claims. And not just once; frequently twice. Sometimes more often. As a result, many people who apply on their own become discouraged and intimidated. So they simply back off, give up, and go away, even when they are genuinely entitled to their benefits.

              That’s determined by how much money you made when you worked.

              If your disability is expected to last for at least a year you should apply for your social security disability benefits immidately.

              Many people make the mistake of waiting months and some even years after becoming disabled before filing a their Social Security disability claim.

              You can work at a much-reduced schedule.

              Generally dependent children under 18, and those who still attend high school are entitled to social security disability benefits.

              Possibly, if your monthly rate is below the federal poverty line.

              Until you are no longer disabled or you return to work.

              If you were employed five out of the last 10 years under Social Security before becoming disabled, you will have enough earnings in to potentially qualify for Social Security disability benefits. If you are 31 years of age or less, the requirements are not the same, since such individuals have not had such a long time to work. Unless a person has been staying home and taking care of their children for quite a long time, however, it is very possible that they will qualify for Social Security disability benefits based upon their own earnings. Also a homemaker, if poor enough, can qualify for Supplemental Security Income (SSI) whether he or she has worked in the past or not.

              Yes, if it is proved that your disability began before you “elected” to retire.

              Statistically, claimants who retain an attorney to represent them are much more likely to win than those who go unrepresented. So it is wise to hire an experienced person to represent you. In most cases you will not be charged unless you win, and the fee is limited to a certain amount. It is also important to appeal because most claims are denied at the initial level, but are approved at higher levels of review. Again this is why it is important to have an experienced attorney behind you, also an experienced attorney will have a much better understanding of the way Social Security works.

              1. Statistically claimants that are represented by an attorney are much more likely to win their claim.
              2. An experienced attorney knows what proof social security and ssi disability system requires
              3. Using legal help eliminates both the necessity of waiting in long government lines and the chance that a government clerk’s incorrect notation on your condition jeopardizing your claim.
              4. All aspects of your case including complicated paper work will be handled professionally.
              5. No fee is collected if your social security disability claim is not won, and fees are only collected on the back end.

              Yes, with a reduction of your Social Security disability benefits. If you receive workman’s comp benefits that will be calculated into your claim. Also depends on the state in which you live in.

              Depending on the lasting effect of that certain disease and how you are disabled by it. Also it may be a learning disability or other psychological conditions that maybe covered , again having an attorney can help tremendously in making the right choices in regards to your social security disability claim.

              No, if you are disabled for a minimum of a year or more you can qualify. The longer you are not able to work because of your disability the longer you may receive social security disability and/or ssi benefits. It all depends on any individuals circumstance. How ever it is wise to submit your claim as early as possible to get started with the processes.

              Fill out our quick FREE Case Evaluation form and a case manager or licensed attorney will review your claim and contact you within hours via phone and/or email. Click here.

              Disability claims



              Provident Fund Account Number Format, EPF India, EPF, EPF Fund, EPF Status, EPF Balance, EPF Claim, md india claim status.#Md #india #claim #status


              Provident Fund Account Number Format

              XX – Represents State in which our concerned EPF Office is located

              XXX – Represents Region of the State

              1234567 – Establishment Code

              XX1 – Extension (If Any)

              7654321 – Account Number

              XX- 2 Alphabets represents the State in which your PF Office is located.

              XXX – These 3 Alphabets represents region of the state.

              1234567 – The next characters enclosed between two slashes ( /1234567/) is Employer / Establishment Code. Maximum 7 Characters.

              XX1 – Extension in Numeric / Alphabets / Alphanumeric – Maximum 3 Characters

              1234567- The last set of number is account number of an employee. Maximum 7 Characters.

              Example for Correct PF Number Format:

              Here TN stands for State Tamil Nadu

              MAS stands for Region Chennai

              0031310 stands for Establishment M/s HOTEL PARAMOUNT

              000 is Extension which is not applicable in this case

              0000069 is account number of an individual employee of M/s Hotel Paramount

              Hope it is clear for everybody now! You can leave your Queries Below:

              Share this:

              I am Anu Dey currently in Kolkata. On this site you can find helpful information on The PF Office India, Provident Fund Status, PF Claim Status, EPF Claim Status and How to Check PF Status Online! Here is our Android App EPF – UAN Members e-Sewa

              30 thoughts on Provident Fund Account Number Format

              1. Sujit

              I had made PF withdrawal claim. Please May I know the status of the claim.

              Download #ProvidentFund Claim Status Android App and check your PF Claim Status Online..

              i submit my claim pf claim form last month , may i know my status of that claim DS/NHP/0940840/000/0000075

              T MD FAKRU DEEN

              STATUS for Member ID: DSNHP09408400000000075

              Claim ID : DSNHP170700022191

              Status : CLAIM FORM 10C FOR WITHDRAWAL BENEFIT/SCHEME CERTIFICATE FOR MEMBER ACCOUNT NO DSNHP09408400000000075 HAS BEEN RECEIVED ON 19.07.2017 IS UNDER PROCESS.

              Claim ID : DSNHP170700022189

              Status : CLAIM FORM 19 FOR PF SETTLEMENT FOR MEMBER ACCOUNT NO DSNHP09408400000000075 HAS BEEN RECEIVED ON 19.07.2017 IS UNDER PROCESS

              Hi my pf account no is HR/GGN/25297/83188

              I am unable to get the details of my pf balance how to get that as i have left the company 1 and half years back

              1. Anu Dey Post author

              Please send your mobile number too..

              I was worked 1988 t0 2004 in Harig India LTD. Mohannagar Ghaziabad but Now Company closed .Company land also sales. MY PF NO is 1752 /1132 .How can i will apply On line .Now I am in Gujrat Vadodra. As per Site of Meerut EPF Contact No. no body any response. How can get our UAn no from EPF Meerut.

              1. Anu Dey Post author

              Hello, this is not a proper PF Number. Please provide us Provident Fund Number in Correct New Format..

              You can not apply for PF Online..

              I have join a compaany Eastern medikit gargaon phase 1 in 2005,2007

              but i have not pf no of due to my mistake how can we withroth my ef

              1. Anu Dey Post author

              Without PF Number you can t..

              I had joined my service with the employers w.e.f. 30-3-1978 and retired from service as on 31-5-2009 after attaining the age of superannuation i.e 58 years . At the time of retirement, I was drawing total monthly salary for the purpose of deduction PF for Rs. 18940/- @ 12% as employer as well as employees share per month. Further, I was covered under the employees provident fund and miscellaneous provisions Act,1952 and Employees Pension Scheme.1995. Let me know what would be my monthly pension under the Act and update guide line of EPFO and Ministry of Labour Employment, Government of India.

              1. Anu Dey Post author

              There are several factors and formulas affecting your pension. Kindly visit concerned PF Office or Download #Pension Payment Heldesk Android App and get your Pension related Problems resolved quickly..

              Sir my pf number in salary slip is MH/33762/208 plz help me to check my pf balance and how to withdraw

              1. Anu Dey Post author

              Hello, please let us your PF No and provide us Provident Fund Number in Correct New Format..

              To withdraw, Submit relevant Claim Forms duly attested by your ex-employer. No need for attestation if you have your UAN activated and linked to Bank Account Aadhaar Card.

              My pf account no-PY/BOM/34272/615189

              (Salary slip of no)

              UAN No is Mandatory Now! You should download this Android App EPF Balance UAN e-Sewa and get your UAN Registered and avail all facilities like Downloading EPF e-Passbook or and up to date PF Balance Check or Online PF Transfer

              How can I know the DOB specified in my PF account??

              1. Anu Dey Post author

              You can check copy of Form-2 filled by employer..

              Member name mismatch OF this MRNOI0024947/081 AGAINST MOBILE NO.9716154003 please see that.

              1. Anu Dey Post author

              That simply means your name and PF No does not match in PF records..

              My PF No Is : TN/SLM/12409/730 (Salary Slip PF No). Please send my Account balance details In below address: [email protected] Cell : 9791288096.

              1. Sonia Sharma

              Member name mismatch against this CB/SLM/0012409/000/0000730

              Number mentioned in Salary Slip isn t necessarily your PF No.. Check it with your employer..

              1. rahul more

              My PF No :- KD/MAL/214901/0013246

              Plz plz send me my pf amount

              My mobile no 7276852500

              1. Sonia Sharma

              STATUS for Member ID: KD/MAL/0214901/000/0013246 for M/S. RS HR TEAM SOLUTIONS PRIVATE LIMITED

              Member name mismatch against this KD/MAL/0214901/000/0013246

              what is the meaning of In-operative EPF account?

              1. Anu Dey Post author

              What is In-operative EPF Account?

              WEF 1st April 2011, If your EPF Account has not received any contribution for continuous 36 months / 3 years, your acc will not get any credit of interest; classifying that account as Inoperative. Trace track your Old Inoperative EPF account using EPF India’s Inoperative Account Help Desk and Click on ‘first-time user’ and proceed. It is a self-explanatory process itself.

              PRADIP PRAKASH JUMLE

              MY PF NO. MH/30787/095616 MY NUMBER 9702344016

              1. Anu Dey Post author

              Member name mismatch against this PU/PUN/0030787/000/0095616 for M/s SHRI KRUPA SERVICES



              Michael Moore: Trump used Navy SEAL’s widow as ‘f-you’ to critics, TheHill, navy health claim form.#Navy #health #claim #form


              TheHill

              Michael Moore: Trump used Navy SEAL’s widow as ‘f-you’ to critics

              Liberal filmmaker Michael Moore on Tuesday slammed President Trump’s address to Congress, saying the president “used” the widow of a slain Navy SEAL as an “f-you” to those criticizing the raid on an al Qaeda base in Yemen that killed him.

              Carryn Owens, the widow of Chief Petty Officer William “Ryan” Owens, was in the audience during Trump’s speech and received a standing ovation from the chamber as she fought back tears.

              Moore said Trump invited Owens as a prop to deflect criticism of the mission.

              “That’s why she’s there, as sort of an ‘f-you’ to the people who are criticizing him for this,” Moore told MSNBC’s Chris Matthews after the address. “And this poor woman, this widow who has lost her husband, she is in desperate grief right now.

              “To use that to put another notch on his belt — and what is he thinking about? ‘My ratings. Record applause. I’m going to get an Emmy for this! Most applause for a dead soldier on my watch!’”

              “This is the sickness of this man,” Moore concluded.

              Ryan Owens was killed on Jan. 29 in a special forces raid, marking the first U.S. serviceman lost in combat with Trump as commander in chief.

              The mission was planned during the Obama administration, and Trump approved the raid days after taking office.

              In addition to Owens, 20 civilians were killed in the attack, including a number of children, along with 14 al Qaeda militants.

              Trump has called the mission a success because of intelligence gathered in the raid.

              Earlier Tuesday, the president faced criticism when he appeared to blame the generals who planned the raid for the Owens’s death when responding to a question about criticism from the SEAL’s father, saying “they lost” Owens.

              Owens’s father, Bill Owens, has called for an investigation into his son’s death, saying the raid was a “stupid mission” and questioning why Trump approved it.

              Liberal commentator Van Jones praised Trump for having Carryn Owens at his speech.

              “There are a lot of people who have a lot of reason to be frustrated with him, to be fearful of him, to be mad of him, but that was one of the most extraordinary moments you have ever seen in American politics, period,” Jones said on CNN after the address.

              “And for people who had been hoping he would become unifying, hoping that he might find someway to become presidential, they should be happy with that moment,” Jones added.

              “For people who have been hoping that maybe he would remain a divisive cartoon, which he often finds a way to do, they should be a little bit worried tonight. Because that thing you just saw him do, if he finds a way to do that over and over again, he’s going to be there for eight years.”

              A CNN/ORC poll showed 78 percent of respondents reacted positively to Trump’s speech.



              Florida Diminished Value Claim: What the Insurance Companies Don – t Want You to Know, The Collision Law Center, diminished value claim.#Diminished #value #claim


              Florida Diminished Value Claim: What the Insurance Companies Don t Want You to Know

              Florida diminished value laws are meant to protect the consumer and the insurance companies won t help. Here s what you need to know to get what you deserve.

              You pay for car insurance so you still get the whole value of your car even after an accident. But if you think a check written to compensate for repairs is enough, you better think again!

              If you want to get a fair and objective compensation for a car s lost value, you should file a Florida diminished value claim.

              How Insurers Calculate Florida Diminished Value Claims

              If you want an objective calculation of a car s diminished value, talk to a used car dealer or even a savvy private buyer.

              Smart buyers want to get used cars for the lowest price possible. And they will look at everything the mileage, vehicle s age, and accident history to get an objective (and lower) resale price.

              Insurance companies, however, use the 17c formula to calculate diminished value. It takes relevant factors into account. But the formula also puts an arbitrary 10% cap to slash payouts.

              After an accident, you may get a check for $450 to cover the lost value of a $15,000-car. But then you decide to sell the car and found that it lost 40% of its value. Does a $450-payout for a $6,000-loss sound fair to you?

              Does a $450-payout for a $6,000-loss sound fair to you?

              A vehicle may lose even more value due to structural damage to its frame.

              An insurance company may give you a long list of reasons for why and how they use the 17c formula. But whatever the reason, firmly say no.

              Diminished value claim

              Make Sure The Law Is On Your Side

              Make sure the law is on your side before you even try to calculate a car s Florida diminished value claim. For starters, you shouldn t be at fault in the accident. The party at-fault s insurance company will compensate you.

              For starters, you shouldn t be at fault in the accident. The party at-fault s insurance company will compensate you.

              You can still push to be compensated for diminished value even if a property damage claim was settled.

              Start With An Appraisal

              Reselling is common for cars with an accident history. And the market is bustling with over 7 million used cars are resold in the US every year since 2012.

              But even if you don t want to sell the car, an appraisal will give you a fair assessment on how much value the vehicle has lost.

              You may even want to consider producing a trade-in value letter from the car dealer, one with lower value due to the accident and repairs.

              File A Claim And Get Ready To Negotiate

              The insurance adjuster is NOT your friend.

              You want to be polite to the adjuster. But know that their job is to settle a claim for the lowest amount possible. Heck! They d nip your claim in the bud if they can.

              Yes, some will even deny the existence of a diminished value claim. And if that fails, they ll drop back to the 17c formula to reduce the payout by a large margin.

              If you want to fight for the fair amount, you better be prepared to negotiate and put up with multiple exchanges. The process is often long and tedious, and hiring a lawyer in Florida who specialize in car collisions and diminished value can help.

              Not only will the right lawyer take care of much of the legwork in filing a claim. The attorney can also help you take the issue to the court if insurers refuse the claim.



              How to Collect Diminished Value: 13 Steps (with Pictures), diminished value claim.#Diminished #value #claim


              How to Collect Diminished Value

              In an insurance context, “diminished value” refers to a vehicle’s loss of resale value after it is damaged, even if it is successfully repaired. A perfectly repaired car still loses value, because future buyers prefer a new car over the same model that was previously damaged and repaired. Whether or not you are entitled to recover for the diminished value of your vehicle depends on state law, as some states treat this theory of recovery differently than others. To collect diminished value, you will need to submit a claim to the insurance company. If they refuse to pay your claim, you can probably pursue your claim in small claims court.

              Steps Edit

              Part One of Three:

              Learning the Basics Edit

              Diminished value claim

              Diminished value claim

              Diminished value claim

              Part Two of Three:

              Filing an Insurance Claim Edit

              Diminished value claim

              Diminished value claim

              Diminished value claim

              Diminished value claim

              Diminished value claim

              Diminished value claim



              Nigerian Navy Recruiting Graduates, navy health claim form.#Navy #health #claim #form


              ₦airaland Forum

              Stats: 1,910,841 members, 3,907,105 topics. Date: Sunday, 12 November 2017 at 06:52 AM

              Nigerian Navy Recruiting Graduates! – Jobs/Vacancies – Nairaland

              Navy health claim formNavy health claim formNavy health claim form

              whatever u do, dont stage a coup in ten years time.

              abeg tell dem i no get d information Navy health claim form

              yea right who do you think I want to work for Salvation Army? I need Money

              Hmm, they probably need more people to send into the creeks of Ijawland.

              Navy health claim formStill better than the mafia then.

              ARE U A GRADUATE WITH A MINIMUM QUALIFICATION OF BSc. OR OND?

              Sea Training Command, Bonny Camp, VI, Lagos

              NNS BEECROFT Naval Base, Apapa-Lagos

              NNS QUORRA Naval Base, Apapa – Lagos

              NNS VICTORY Naval Base, Calabar

              NNS DELTA Naval Base, Warri

              NDA Naval Wing, Kaduna

              Nigeria Navy Secondary School, Abeokuta

              Nigeria Navy Secondary School, Borokiri, PH

              Nigeria Navy Basic Training School Onne, PH

              Nigeria Navy Finance and Logistic School Owerrinta, Abia State

              Medical Staff Training School, Offa, Kwara State

              Air Force Girls Comprehensive School, Jos

              Interested candidates must possess a minimum of first degree or Higher National Diploma and should be between 22-35 years old as at next birthday.

              Sale of application form opens: 20 July, 2006

              depending on wat u read u could get a desk job e.g medecine,nursing,accountancy e.t.c

              u will have to go for a rigorous six month training at national defence academy.and u should know how to swim.ii think u must sign for a minimum of either 4yrs or 8yrs.i no dey sure.im going to get my form.perharp 1 day i go do coup eter ASO ROCK Navy health claim form

              Na ship you go sail reach Aso Rock abi? I hear you Navy health claim formNavy health claim form

              Loluuu, my father is a retired Airforce officer; retired just last year. i attended airforce primary school, Most of my classmates and friends are serving officers in the Navy, Airforce and Army as Navy Lt. Flt. Lt and captains. I narrowly missed going into the academy (NDA). I did my NYSC in NAF pay Acct Group in Ikeja, so i know much about their pay and allowances. And presently i work in a bank that military officers use for their salaries, so i see what they pay them every month. Although i could nt make it into the military as a trained soldier, i’m a born soldier!!

              NOT MEAN THAT YOU CRITICIZE IT.

              Some people have to serve the country, some peole like the idea of the military

              DON’T DISCOURAGE THOSE WHO WANT TO JOIN.

              If the ability to swim is not compulsory, then the Nigerian Navy is a complete joke. There are no two ways about it. It is not only a sign of incompetence for a Naval officer to be a landlubber, the Nigerian Navy itself directly endangers the lives of all those sent out to sea without proper training. Naval personnel that cannot swim. What a ridiculous notion. Anyway, it’s Nigeria so why should anyone be surprised?

              Navy health claim formNavy health claim formNavy health claim form

              Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.



              Compensation for Auto Accident Personal Injury Claims, car accident injury claims.#Car #accident #injury #claims


              Personal Injury Settlements

              If you have been injured in a car accident, you can receive compensation for medical bills, lost wages, and related expenses from either your car insurance company or the other driver’s insurance company, depending on who was at fault.

              The following information can help you get the most out of your personal injury claim after an accident.

              Types of Car Insurance Coverage for Personal Injury

              Before you seek compensation, you should understand the types of car insurance that cover personal injury. Which one you use will depend on your policy and the nature of your car accident.

              • The negligent driver’s bodily injury liability coverage.
                • This applies when the accident was the other driver’s fault.
                • NOTE: Your own liability policy will NOT cover you.
              • Personal injury protection (PIP), also called “no-fault insurance.”
                • Unlike liability, PIP insurance will pay for your medical costs, up to the policy’s limits, even if you were at fault.
              • Medical payments coverage, which pays for medical expenses regardless of fault.
                • This policy is similar to PIP insurance; however, unlike PIP it does not cover lost income, funeral expenses, and loss of services; medical payment only pays for medical bills.
              • Uninsured/underinsured motorist coverage, which pays your bodily injury expenses if you’ve been:
                • The victim of a hit and run accident.
                • Hit by a driver who possesses no insurance or limits that don’t meet your expenses.

              Fault and Your Claim

              In some situations, such as rear-end collisions, the other driver will almost always be considered at fault. However, other types of accidents are not so clear.

              The best way to help your car insurance company determine fault is to present your claims adjuster with a thorough explanation of what happened. If you don’t feel you’re at fault, present a reasoned argument detailing why and provide supporting details.

              Any careless behavior that contributes to a car accident is called negligence.

              Contributory Negligence

              A small number of states apply contributory negligence when determining whether you are entitled to compensation. Under contributory negligence, if you are even partly at fault for the accident, you will not receive any payment for a personal injury claim.

              Comparative Negligence

              Most states use a comparative negligence system when deciding how to compensate victims of car accidents. Under comparative negligence, your compensation may be reduced if you are partly at fault.

              The exact rules depend on your state’s laws:

              • Pure comparative negligence: You get compensation in proportion to the amount of the accident that was not your fault.
                • So, if your injuries totaled $60,000 and you were considered 50% at fault for the accident, your damages will be reduced by 50%, so you’ll receive $30,000.
              • Modified comparative fault: You get compensation in proportion to the amount of the accident that was not your fault, but only if you are responsible for LESS THAN 50% of the accident (or 51%, depending on your state).

              Factors that Affect Compensation for Personal Injury

              You can shorten the amount of time to have your claim settled if you contact your auto insurance company as soon as possible after you are in an accident. Your insurance company will assign you a claims adjuster who will get the claims process moving.

              Factors that the claims adjuster will review include:

              • The police report.
              • Whether and how quickly you sought medical attention.
                • Visit the emergency room or your physician as soon as possible after an accident if you are injured.
              • Any pre-existing injuries that you are claiming became worse as a result of the accident.
                • Ask your physician to take new x-rays or ultrasounds of those injured areas. Comparisons in the pre-accident and post-accident scans can help show that the accident caused additional damage to the area.
              • DUI/DWI charges and other citations related to the accident.
              • Statements that you make to other drivers or passengers after the accident.
                • Keep in mind that although your emotions might be intense following a car accident, you should avoid making promises or statements of blame.
              • Witness testimonies.
              • Photographs taken of the accident scene.
              • Records and documents that validate the number of days and wages you lost due to the accident.
              • Personal injury limits written into your car insurance policy.

              Evidence and Documentation

              Solid evidence makes your claim stronger. You want to prepare as much documentation as possible when preparing to submit a claim to the car insurance company. You can gather evidence in the days following a car accident.

              • Take notes on anything you can remember about the accident as soon as you are physically able.
              • Return to the scene of the accident to search for and take pictures of evidence.
                • You may notice something, such as a dirty traffic sign, that led you to make a driving mistake and get into a car accident.
              • Preserve physical evidence, such as a torn piece of clothing or a rock that was in the middle of the street, causing you to lose control.
              • Contact witnesses.
                • If you collected witness contact information at the time of the accident, contact them as soon as possible to get their observations down on paper.
              • Document your injuries.
                • Take photographs and get medical attention to provide evidence of the seriousness of your injuries.

              Damages in Personal Injury Cases

              The “damages” in a personal injury case refer to the cost of your injuries. They consider the following as they relate to your injuries sustained in an accident:

              • Direct financial cost.
              • Emotional and indirect costs.

              Compensatory damages are most common. They include the following:

              • Specific damages. This refers to the specific valued amounts related to accident-related injuries or loss. They include:
                • Cost of medical bills.
                • Lost wages.
                • Loss of earning capacity.
                • Property loss.
              • General damages. These damages are those that do not have easily calculated dollar amounts and are subjective. They include:
                • Pain and suffering.
                • Emotional distress.
                • Inability to have children as a result of accident-related injuries.
                • Loss of an extremity.
                • Loss of consortium, if the accident caused a strain on your relationship.

              If the defendant was especially careless when causing the accident, you may also receive punitive damages, which are meant to punish the defendant, and are imposed by the court.

              If you have questions about damages or your personal injury case in general, speak to your auto insurance agent or ask a personal injury attorney.



              Diminished Value and How to Get Your Insurance to Pay, diminished value claims.#Diminished #value #claims


              Diminished Value After a Car Accident – Will Your Car Insurance Pay?

              Diminished value claims

              Definition: Diminished value is the perceived loss in value of a vehicle following a car accident. What this means is that if your car is damaged in a car accident, even if it gets repaired and is as good as new, the fact that it has a damage history, or is considered a vehicle that has been in an accident, will make it s resale value lower in the eyes of prospective buyers.

              Some people think that the reason for the diminished value is due to aftermarket parts, but this is not the only possibility, even vehicles repaired at a dealership with authorized original parts will suffer from a diminished value once fully repaired. The reason for a car s diminished value is due to the fact that it has been in an accident. Once your car is listed, you re facing diminished value.This fact alone has created a diminished resale or trade value compared to other vehicles of the same kind that were never involved in an accident at all.

              Example of Diminished Value After a Car Accident

              Consider this example: You have a brand new car. After an accident your insurance company fixed your car back to its original condition. You go to sell your car and since the new buyer checked out the vehicle s history report and found that it was in an accident, they are not willing to pay anything near what your car is actually worth and worse, some buyers won t consider buying your vehicle at all since it was in an accident!

              Obviously, your vehicle has incurred more than just physical damage, but damage on its value also.

              There are three ways that a vehicle may sustain diminished value following a car accident that may make you consider filing a claim.

              3 Diminished Value Definitions

              • Immediate Diminished Value – The immediate diminished value is the difference in the resale or trade-in value of the car from before the accident to after the accident when repairs have been done.
              • Inherent Diminished Value – Inherent diminished value assumes the vehicle has been repaired following an accident to its original condition, with the exception of the fact that it is now considered as a vehicle that has been in an accident. This perception reduces the value a person may get for the vehicle when they try and sell it or trade it in, compared to what they would have gotten before, as in the example above.
              • Repair Related Diminished Value – Repair related diminished value is the lost value that is resulting specifically from the quality of repairs, for example, if the paint color is not a perfect match or if generic parts were used in the repairs or aftermarket parts, then the quality of the repair left a definite loss in value on the vehicle following the accident, beyond the simple inherent diminished value that already exists from an accident alone.

              As you can see, diminished value can affect your car value on several levels after a claim. Once you understand all the areas that your vehicle value can get hit based on different circumstances, you may want to consider trying to get compensated for the overall diminished value following your car accident by making a diminished value insurance claim.

              What is a Diminished Value Insurance Claim?

              A Diminished Value Insurance Claim is when you request an amount of money from your car insurance company to compensate you for the difference between your car s value before the repairs (prior to the accident) and its current value now that it has been repaired. This value can easily amount to a few thousand dollars for newer vehicles.

              Will the Insurance Company Pay for Diminished Value in My Claim?

              You may be able to get compensated for the diminished value on a claim, depending on the circumstances, and which state you are living in. Each state and insurance company has different policies. Insurance companies don t always pay for a vehicle s diminished value but many consumers feel that it is the insurance company s responsibility to pay for a diminished value claim.

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              Insurance companies in most states will consider who is responsible for the accident to decide if they will pay a diminished value. In other states, they may not pay at all.

              Diminished Value After a Non- Responsible Accident

              If you had a non-responsible accident, the insurance company is more likely to cover a diminished value claim. When someone else is responsible for your loss, you may be able to legally pursue the third party (the person responsible for the accident) or their insurer, but always ask your insurance company to pay your claim first, it could save you a lot of trouble.

              Diminished Value Claims and Uninsured Motorists

              If your accident is the fault of an uninsured motorist, ask your insurance company about a diminished value claim, many states will allow diminished value claims to be paid from the uninsured motorist portion of the insurance.

              Diminished Value After a Responsible Accident

              Responsible accidents are accidents that you are responsible for, so the perspective on whether an insurance company should pay for the diminished value is different than when the accident is not your fault. You may have a harder time trying to collect anything from your insurance company if the claim is considered due to a responsible accident. If you have legal insurance or access to inexpensive legal counsel, then you could consult your lawyer to find out what the likelihood of getting paid would be based on your state laws. It doesn t hurt to find out what your insurance company is willing to do for you specifically, but , in general, this situation is less likely to pay for diminished value.

              What to Do to Get Paid for Diminished Value

              So, what should you do if you want to be covered for the diminished value of your vehicle? First, check with your insurance company to see if they offer diminished value coverage. Some insurance companies may already offer it in their current policies or as an added coverage.

              How to Figure Out Diminished Value After a Car Accident

              If you want to make a diminished value claim, it makes sense that you ll need to figure out how much value your car has lost due to the accident. If your vehicle is older and does not have a lot of value, then a diminished value claim may not make sense for you, especially if you are considering going to the court to get your payment.

              Two Ways to Verify Diminished Value

              The easiest way to get a quick idea is to use an online site like Edmunds.com or Kelley Blue Book to find out what the value of your car would be under normal circumstances (a pre-accident value). Then you can ask your car dealership to give you a trade-in value on your vehicle now that you ve had an accident. This should give you a ballpark idea of the diminished value to help you decide if it is worth pursuing a diminished value claim. Keep in mind that the car dealer s trade-in value may not be the best possible rate, but if they can give you a written offer showing the fact that the value of the car is less due to the fact that it is accidented, then it s good enough for your own understanding.

              The second way to verify diminished value is to get a professional evaluation from a company that specializes in diminished value insurance valuations.

              This will be the most reliable information if you want a solid number, just make sure that your evaluator is qualified and recognized by insurers.

              What States Will Pay Diminished Value Claims?

              After a lawsuit in 2001, Georgia changed their rules to include payment for diminished value claims. Since then, many more insurers will consider a diminished value claim if supporting documents or circumstances make sense. Some states agree that insurance companies are required to pay the diminished value, so if you are in one of these states, you shouldn t have a problem. If you want to know if your state generally covers diminished value claims, you can contact your state insurance commissioner.

              How to Make a Diminished Value Claim

              Once you have your evaluation and know how much you are going to claim for diminished value with all the supporting documentation, you can present your case to the insurance company and ask for compensation when you file your claim.

              What You Can Do If Your Insurance Will Not Pay Diminished Value After Your Car Accident

              If you are trying to collect on a diminished value claim and are denied by your insurance company, go to your state insurance commissioner first. If you get no help there and if it is important enough to you, you could hire a lawyer to help you recover the diminished value of your vehicle. Keep in mind that there are some companies you can find online that specialize in getting insurance companies to pay for the diminished value of your vehicle, but make sure you research the company first before giving them any money.



              Diminished Value Lawyers, Coffey Trial Law Diminished Value, diminished value claims.#Diminished #value #claims


              Diminished Value Lawyers

              Diminished value claims

              Don’t Settle For Less, Hire Us To Pursue A Diminished Value Claim For You

              Diminished value is the loss in market value of your vehicle as a result of being in an accident. Even if your car has been completely repaired it has likely lost resale value because most buyers will pay less for a vehicle once they learn it has been involved in a collision.

              The good news is that you may be entitled to receive compensation for your vehicle’s loss in value. In the State of Florida if your car has been involved in a collision and you were not at fault in the accident, you can file a diminished value claim with the insurance company.

              “Diminished value is one of the biggest kept secrets in the insurance industry.”

              Diminished value is one of the biggest kept secrets in the insurance industry. Insurance companies do not have to tell you that you have the right to recover compensation for your vehicle’s diminished value. They will also do everything within their power to limit the amount they have to pay to settle your claim.

              Coffey Trial Law Diminished Value represents consumers and businesses throughout the State of Florida in diminished value vehicle claims. While you may consider filing a diminution in value claim on your own, our team of skilled diminished value lawyers can help you maximize your recovery using a quick and easy process.

              We handle every claim on a contingency fee basis, so there is no fee or cost to you until we get you money.

              Diminished Value for Businesses

              Diminished value claims

              Our firm has developed unique strategies involving diminished value claims for body shops, car dealerships, leasing and finance companies and vehicle fleet owners. If you are an auto body professional we can show you how to create goodwill and make more money with your existing customers by serving as an expert witness in diminished value cases. If you are a car dealership we can teach you how to increase your revenues dramatically when you are purchasing vehicles that have been involved in an accident. We can also help leasing and finance companies, fleet owners and other businesses recover diminished value losses on the vehicles that they own. In addition, businesses can also look back four years and recover losses due to diminished value. Let us show you how.

              Business FAQs

              These are just a few of the questions businesses typically ask about our diminished value strategies:

              • What costs are involved? We offer free, no obligation confidential consultations to discuss our diminished value strategies with body shops, car dealerships, leasing companies and other auto businesses. Imagine hiring a law firm that does not charge you by the hour or require you to advance costs. We have developed trade secrets that will give you a completely legal, competitive advantage over others in your industry to increase revenue dramatically based upon your existing business model.
              • Is there a way to increase my profits when purchasing cars that have been previously damaged in an accident? The answer to this question is “yes!” Our firm can show you how you may be able to generate an additional $3,000 to $5,000 per transaction for little to no cost for you.
              • How can I learn more about your diminished value strategies for businesses? We have prepared a white paper describing our transformative business strategies. You will receive a copy of this paper when you schedule your confidential consultation.

              Diminished Value for Consumers

              Diminished value claims

              Many consumers have never heard of a diminished value claim. If your car has been damaged in an accident you may have a diminution of value claim. Let our firm help you get your money back. The process is quick and easy and will not cost you anything unless we recover money for you.

              Consumer FAQs

              These are just a few of the questions consumers typically ask about diminished value claims:

              • If I am at fault for the accident can I still pursue a diminished value claim? In Florida if you are at fault for the accident you cannot submit a claim for your vehicle’s diminution in value. However several other states, including Georgia, permit consumers who are at fault for the collision to get diminished value. Florida is a “pure comparative negligence” state so if both you and the other driver are both at fault, then you may be able to recover for the percentage or degree that the other driver contributed to your damages.
              • If my car is leased, can I file a diminished value claim? Unfortunately only the owner of the car can file a diminished value claim. Your leasing company may want money from you at the end of the lease for damage due to diminished value. It is important to find out if the leasing company will want money from you at the end of your case because you may be able to do something about it if you hire an attorney. Ask us how.
              • If I sold my car can I still file a claim for diminished value? Even if you sold your car you may still be able to file a claim for loss in market value. However, it is important to know that in Florida diminished value claims must be filed within four years from the date of the loss.
              • How long will the process take? In most cases we are able to secure recoveries for our clients within 30-60 days if not earlier. Every case is different and timing generally depends upon the complexity of the claim and severity of the accident.

              To learn more about diminished value claim services we encourage you to visit our online Info Center and download our Diminished Value E-book.

              Diminished value claims

              Diminished Value E-Book

              We Make the Recovery Process Quick and Simple

              Our goal is to make your diminished value recovery as quick and simple as possible. We will help you through each step of the process from preparing and filing your initial claim to negotiating with the insurance carrier and filing a lawsuit when necessary. Once you provide the information requested on our intake form we will review your case to see if it meets our qualifications. You will also be able to check on the status of your claim at all times through our online case tracking system.

              We are accomplished attorneys with more than 50 years of combined experience standing up to the insurance industry. Our lawyers have recovered $100 million for clients in our legal practices.

              We are well recognized by insurance carriers and defense counsel in Florida and across the nation*. Members of our firm have received numerous honors and awards, including being AV-Rated by Martindale-Hubbell and selected for inclusion in both Super Lawyers and the Bar Register of Preeminent Lawyers. We are active members of local, state and national professional associations and are regularly called upon to present educational programs and seminars.



              Diminished Value Appraisals by Experienced Vehicle Appraisers from AAG Inc: Claim Assistance: Diminished Value Claims, diminished value claim.#Diminished #value #claim


              Diminished Value Appraisals

              Click here to learn about Diminished Value Tax Deductions.

              Diminution of value happens when a vehicle is wrecked or damaged in an accident. The vehicle is then repaired or restored back to road worthy condition. The insurance company agrees to pay the auto claim for the repairs. You have your auto back, but it’s just not the same.

              To help you understand your car’s diminished value, let’s take a trip to the local car dealership. You’ve decided you may want to buy a vehicle. You know what make and model you’re looking for and you find two of them sitting on the dealer’s lot. You start to compare options, mileage and features and find they are practically identical. As the sales person explains the features available on each vehicle, you learn that one of the two cars was involved in an accident requiring substantial repairs. You are told that you can be assured that it is now good as new. But can you? Would you be willing to pay the same amount for a car that has been repaired?

              AAG Diminished Value Claim Appraisal Advantages:

              • Extensive centralized database to assist in valuation & comparable research
              • Over 300,000 values added each month
              • Family-run organization that provides personalized customer service and certified agents.
              • AAG can mediate with other party’s car appraiser
              • Nationwide support and coverage.

              In a recent study, 43% of the people surveyed would not buy an auto that was in an accident, and 42% said they would buy a car that has been in an accident but only if it were being sold for a large discount.

              So what does that say about your vehicle’s diminished value? Is it worth as much now that its been repaired as it was before the accident damage? Insurance companies have been wrestling with this question from their diminished value claimants for many years. Does your insurance company pay for diminished value claims? Has your car diminished in value because of the repairs required by an accident? How do you know?

              You may not, but we do. AAG is your diminished value appraisal professional. We make it our business to know. Our diminished value vehicle appraisers attend auto auctions nationwide to gather information on automobiles sold that have sustained accident damage. Our vehicle appraisers then compare the sale price of these damaged and repaired vehicles to the sale price of those that have not been in an accident. This use of comparables gives us a percentage of loss of value for each type of diminished value claim. The results tell the story. Click here to complete our Diminished Value Range Form.

              Diminished value claimDuring a recent dealer survey conducted by AAG, our independent car appraisers found that dealers diminished a vehicle’s value by 15% to 50% because it had been involved in an accident requiring significant repairs. Even though repairs have been made properly, there is a loss of value due to inherent diminished value. Should repairs be done poorly, and not up to industry standards, there may be additional repair related diminished value to the automobile.

              What are some of the factors that cause diminished value? Some, but not all of these factors are:

              • Overall percentage of damage to the auto versus its original value.
              • Year, make or model of the vehicle.
              • Any frame damage.
              • Use of non-OEM parts. Parts that are not the original parts placed on the car by the manufacturer.

              What does this mean for you? Diminished value is the difference between what your auto was worth before the accident and after the repair.

              Tort law states: Compensation for damages to personal property can include the reasonable cost of repair or restoration with due allowance for any difference between the original value and the diminished value after repairs.

              Tax Deductible Diminished Value

              An AAG certified diminished value claim appraisal can also assist you in determining the amount of loss you can claim as an itemized tax deduction on Form 4684 on your Federal tax return. The part of the loss not reimbursed by the insurance company is tax deductible. In many cases, the cost of the car appraisal can also be claimed as an itemized deduction. Let AAG help you determine your vehicle’s diminished value so that you can be sure to create a diminished value claim that includes everything you are entitled to.



              Auto Diminished Value Claims Specialists, Houston Texas Auto Appraisers, Independent Auto Adjusters and Auto Damage Estimators, diminished value claims.#Diminished #value #claims


              diminished value claims

              MOTORCYCLE APPRAISAL Diminished value claimsUSED CARS APPRAISAL Diminished value claimsBOAT APPRAISAL Diminished value claimsRV APPRAISAL Diminished value claimsHEAVY TRUCKS APPRAISAL

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              Diminished value claims

              A Houston Texas Based Auto Appraising And Auto Damage Estimating Company

              Diminished value claims

              Diminished value claims

              Diminished value claims

              Diminished value claimsAlthough many values can be obtained from Black Book , NADA and Kelly Blue Book. . . etc, the use of a Competent Auto Appraiser or Auto Damage Estimator is necessary since no vehicle or claim is the same. A trained eye and ear is indispensable when rust spots and engines are patched up before the sale of a vehicle. Unsuspected damages can hide bigger problems that can cost you thousands of dollars in additional repairs.

              is, automobile dealers can appraise automobiles, motorcycle dealers can appraise motorcycles and trailer dealers can

              appraise trailers. Licensed dealers include new and used vehicle dealers, wholesale dealers, wholesale auction dealers,

              motorcycle dealers, trailer dealers and any other dealers licensed by Transportation Code, Chapter 503, Subchapter

              B, but not a drive-a-way operator. A licensed insurance adjuster can appraise any type of used motor vehicle.

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              DIMINISHED VALUE, FORMULA 17c, DESIGNED TO DEFRAUD, diminished value claims.#Diminished #value #claims


              diminished value claims

              Diminished value claims

              Diminished value claims

              Mabry v State Farm

              In a Georgia case law precedent, entitled Mabry v State Farm, it was determined that insurers must pay Diminished Value to their own Policyholders

              The Georgia Supreme Court ordered State Farm to develop a method by which Diminished Value could be measured

              State Farm developed an ultra-conservative formula designed to minimize payments to State Farm policyholders The Maximum payable, under their formula, is only 10% of the pre-Loss value of the vehicle .

              That formula, now known as Rule 17c was Approved by the Georgia Supreme Court as an Alternative, in the absence of any other verifiable method of measure

              Departments of Insurance

              Rule 17c has Never been endorsed by the Georgia Department of Insurance nor any other DOI in any other state

              On December 01, 2008, the Georgia Dept of Insurance BANNED the use of any Formula from being used to evaluate Diminished Value Claims . This includes Formula [Rule] 17c

              Some insurance companies around the country, including State Farm, continue telling consumers that Rule 17c has been Ordered by the courts that is a LIE by omission !

              Now, some Diminished Value Assessment Services, in an effort to ingratiate themselves to and solicit work from insurance companies, use Rule 17c methodology. These same service providers also masquerade as consumer advocates. They market their Rule 17c reports directly to Consumers calling their methodology Proprietary is that FRAUD ?

              Not only do iCan affiliates NOT use Rule 17c methodology, we also know how to de-bunk any recommendations based upon Rule 17c .

              In April, 2007 a Diminished Value Assessment Service reviewed a damage repaired late model Jaguar on behalf of Zurich Insurance Company. Rule 17c defined a Diminished Value of $1,600.00.

              An iCan affiliate testified on behalf of the vehicle owner The court awarded a Diminished Value judgment of $11.500.00.

              Never let an insurance company tell you how much they owe you. If what you are being told doesn t sound right Check with iCan !



              Barcelona close to deals for Philippe Coutinho and Ousmane Dembele, claims Josep Segura, Football News, Sky Sports, claims manager.#Claims #manager


              Barcelona close to deals for Philippe Coutinho and Ousmane Dembele, claims Josep Segura

              Last Updated: 17/08/17 12:57pm

              Claims manager

              Barcelona are close to agreeing deals for both Philippe Coutinho and Ousmane Dembele, according to the Catalan club’s general manager, Josep Segura.

              Coutinho has been heavily linked with a move to the Camp Nou after handing in a transfer request at Anfield, with reports in the Catalan press suggesting a deal is now just days away, although Liverpool insist the Brazil international is not for sale and have already rejected a 90.4m offer from Barcelona.

              Claims manager

              Barcelona boss Ernesto Valverde is desperate to sign reinforcements after seeing his side suffer a 5-1 aggregate defeat to bitter rivals Real Madrid in the Spanish Super Cup.

              Segura insists Barca are closing in on their two main two transfer targets as they look to replace Neymar, who joined Paris Saint-Germain in a world-record 200m move earlier this month.

              “We are discussing the conditions of Coutinho and Dembele. We are close, obviously, but as long as we don’t have the deal closed, we cannot say anything,” Segura told TV3.

              When asked if he believed if the pair would both move to Barcelona this summer, Segura replied: “We hope.”

              Barcelona midfielder Sergio Busquets reiterated his calls for fresh signings following the heavy defeat to Madrid on Wednesday night.

              Claims manager

              “It’s clear signings are needed,” Busquets said. “We have to strengthen the squad. We need attacking players to compensate for Neymar.

              “But every position can be strengthened and the more quality players that come in the better. I hope the best players arrive and that they generate competition and give the coach decisions to make.”



              IFunbox, the File and App Management Tool for iPhone, iPad & iPod Touch, file a claim.#File #a #claim


              file a claim

              File a claim

              It’s available on Windows and Mac OSX, . and It’s Free !

              в—Џ Manage files in App sandbox for saved games, chat histories and etc.

              в—Џ Import and export media files like songs, videos, photos and ringtones.

              в—Џ Use iPhone as a USB flash drive with super high-speed file transfer.

              в—Џ Total control of the native iOS File System , being a hacker is never eaiser.

              • гЂђAnnouncementгЂ‘iFunbox new Version V4.0 released
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              Manage multimedia files

              Fast function entrance using iFunbox can easily manage equipment applications, photos, music, mobile phone ringtones, video and voice memos, and multimedia files on your glance.

              iOS root file system

              iFunbox to help you easily get a jailbreak iOS device root file system provides fast browsing, instant file preview and fast file search, you can customize the SpringBoard Desktop Theme.

              General Storage

              In iFunbox’s “my device” or “toolbox”, there is a folder called “mobile hard disk” that supports files of any type and size.

              USB Tunnel

              Like iPhone USB Tunnel Suite, USB Tunneling maps opening TCP ports on iDevices to PC, which allows windows program on PC connecting to them for communication.

              Install iOS Apps from IPA package

              iFunbox allows you install IPA packages from in-house distribution, which is produced with Apple’s Developer Enterprise Program. It also allows you install *.ipa files archieved from an App under development

              or cracked by you.

            • File a claim
              • File a claim
              Explore Data in the App Sandbox

              iOS apps store data in its sandbox for saving informations like user account, chat history, saved games, in-app purchase and etc. iFunbox provides an easy way to manipulate those data to clean the track of usage, backup messages of chats, cheat games .

              iFunbox-Store

              iFunbox-Store divided into “application store” and “game center” two modulesпјЊiFunbox-Store will be based on your favorite games or interested in the application, for you to recommend more new, strange, special application.

              There are some excellent applications may because of limit cost of advertising and promotion, it’s difficult to show in front of the public, iFunbox will find these applications, and let them show in front of the public. As long as the fun, we will dig out one by one for you

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              Filing a Claim, file a claim.#File #a #claim


              Filing a Claim – The Claim Process

              This section provides a step-by-step summary of the Unemployment Insurance (UI) claim process.

              1. Employers may provide a copy of the booklet, For Your Benefit: California s Programs for the Unemployed (DE 2320) to employees who are unemployed. The UI Code, Section 1089 requires employers to provide the booklet.
              2. The individual files a claim for UI benefits using one of the following methods:
                • Access eApply4UI:

              Answers to questions are entered online. After the application is completed the individual submits it online to the Department. Note: This is the fastest way to file your claim.

            • Contact EDD by phone:

              Individuals will speak to a Department representative who will ask a series of questions and record the responses.

            • Complete a paper UI Application, DE 1101I:

              The application can be completed online and printed, or it can be printed and completed by hand. The application can then be faxed or mailed to the EDD for processing using the fax number or mailing address on the application.

            • Note: To reopen an existing claim, use UI Online SM , the fastest and most intuitive way to reopen your claim. Access your UI Online account and select Reopen Your Claim and answer all of the questions.

            • The Department representative files the claim and the following documents are mailed:

              * Unless the claimant is participating in a Partial or Work Sharing Program.

              • Notice of Unemployment Insurance Claim Filed (DE 1101CZ)

              For more information about the UI claim filing process, review the following web pages:

              • Need More Information: Lists the items and information you should have available in order to start filing your claim.
              • After You’ve Filed – Phone Interview: Provides information about what you can expect when the EDD conducts an interview about eligibility issues.
              • Contact UI: Provides contact information for the UI program, such as toll-free phone numbers and other contact information.
              • UI Frequently Asked Questions: Frequently asked questions about the Unemployment Insurance Program.


            • Consortio Recruitment, Gas and Oil Recruitment, Maritime Jobs, claims manager.#Claims #manager


              claims manager

              Claims manager Claims manager Claims manager

              Oil & Gas Recruitment

              Consortio is a specialist recruitment business that focuses on a small group of niche sectors including Oil and Gas. We partner closely with oil majors, EPC s, equipment manufacturers and consultancies.

              Consortio has extensive experience in the sector; our consultants can always be relied upon to offer our utmost discretion. We provide a transparent and honest approach to business with a highly consultative feel.

              Claims manager

              Maritime & Shipping Recruitment

              Consortio is a specialist recruitment business that focuses on a small group of niche sectors including Maritime & Shipping. We partner closely with ship owners, operators, management companies, ship yards, P our consultants can always be relied upon to offer our utmost discretion. We provide a transparent and honest approach to business with a highly consultative feel.

              Claims manager

              Architecture Recruitment

              Consortio is a specialist recruitment business that focuses on a small group of niche sectors including Architecture Recruitment. We partner closely with architectural firms and design houses.

              Consortio has extensive experience in the sector; our consultants can always be relied upon to offer our utmost discretion. We provide a transparent and honest approach to business with a highly consultative feel.

              Claims manager

              Construction Recruitment

              Consortio is a specialist recruitment business that focuses on a small group of niche sectors including Construction. We partner closely with contractors, councils, consultancies and construction sites.

              Consortio has extensive experience in the sector; our consultants can always be relied upon to offer our utmost discretion. We provide a transparent and honest approach to business with a highly consultative feel.

              Claims manager

              Pharmaceutical Recruitment

              Consortio is a specialist recruitment business that focuses on a small group of niche sectors including Pharmaceuticals. We partner closely with brand developers, generic competition, research and development and manufacturing companies.

              Consortio has extensive experience in the sector; our consultants can always be relied upon to offer our utmost discretion. We provide a transparent and honest approach to business with a highly consultative feel.

              Claims manager



              Athens Administrators: People, Powered, claims manager.#Claims #manager


              Workers’ Compensation That Simply Works Better

              Professional. Proactive.

              Exceptional Care. Exceptional Value.

              Program Business That Puts Your Business First.

              Be Your Best.

              People, Powered.

              For over four decades, Athens Administrators has been intensely committed to delivering success to our clients. A recognized leader in third-party claims administration services, we offer proven expertise with a personal touch. We consistently help organizations navigate the complexities and challenges inherent to claims administration.

              Comprehensive Services

              Workers’ Compensation

              Design, development and implementation of customized, results-driven programs.

              Managed Care

              Complete audit and review that lowers costs and maintains quality of care.

              Property & Casualty

              Comprehensive liability claims services with an emphasis on aggressive defense and settlement.

              Program Business

              Exceptional solutions that maximize stakeholder return on investment.

              Diversified Experience

              Every business is different. That’s why Athens works to provide customized solutions and superior service across a wide range of industries. Our specialists create targeted, timely solutions to every organization we work with.

              • Healthcare
              • Public Agencies
              • Transportation
              • Banking + Finance
              • Construction
              • Hospitality/Service
              • Manufacturing
              • Non-Profit + Advocacy
              • Retail
              • Technology

              Athens Administrators seamlessly implemented the transition from our former claims administrator to the new service program by providing professional staff who monitored the transfer of records and provided training on their reporting system. Athens Administrators was helpful and efficient and made the process easy.

              I would give Athens Administrators the highest ratings possible when it comes to service. They have always been very easy to reach and have always responded within a day’s time. They will work with your claims person to help you close all the cases that can possibly be closed.

              I think the top three reasons to go with Athens would be:

              1. The stability of the workforce. This is a very experienced group of people and they don’t have very much turnover.
              2. Ease of direct access to everyone in the company. Responsiveness to the customer’s wishes.
              3. Athens has been very willing to adapt to our needs.

              – Healthcare

              Thorough + Responsive

              We build meaningful, long-term relationships with our clients. This results in a level of knowledge and expertise that allows us to resolve claims faster and more effectively – saving our clients valuable time and money.

              Passionate + Committed

              We never forget that clients aren’t just accounts, they’re people. We feel their pain, solve their problems and work with them as true partners to deliver results. We are an active, engaged part of your organization.

              Great Careers Made Here

              Be challenged. Be changed. Realize your professional and personal potential as part of the Athens team.

              Claims manager

              P.O. Box 696, Concord, CA 94522-0696

              © 2017 Athens Administrators. All Rights Reserved.