Weekly claim #small #claims #tribunal

file weekly claim

By Baggie. April 26, 2013

To receive your benefits, after filing your unemployment application, you MUST file a weekly claim each week you remain unemployed until your benefits expire. File your first weekly claim on Sunday afternoon or evening or on Monday after filing your unemployment claim the previous week. For example: If you filed your initial application on Tuesday… Read More

By Baggie. April 24, 2013

IMPORTANT: You are the only one who can file for your benefits. Allowing another person to have access to your PIN and file for you is considered fraud. There are two way to request payment: On-line or via telephone using the Interactive Voice Response System (IVR) at 444-9800. Both systems are available 24 hours a day,… Read More

By neha. April 19, 2013

You may file your weekly claim for benefits over the Internet at www.jobs.dc.gov. You may also file your weekly claim over the telephone at 202-724-7000. In either case, you will need to use the password that you created or that we mailed to you when you filed your initial claim. If you do not know… Read More

Once you have established your claim, you need to continue filing weekly claims to continue receiving benefits. Weekly claims can be submitted via the Internet or the telephone and through mail in some rare cases. Filing claims through Internet: This is the easiest and fastest way. Visit Vermont’s Department of Labor’s website and follow the… Read More

A claimant can file his claims using any of the following methods: Telephone: Dial +1 (307) 473-3789 for assistance. The above number connects you to an interactive voice response system that lets you file your weekly claim after inquiring about the payment status of your claim. English and Spanish are the available languages. Internet: Visit… Read More

By neha. April 16, 2013

You can file your biweekly claims by using the Internet or phone (VICTOR). Once you’ve opened a claim, you must file every two weeks to keep your claim active and to receive benefits. Filing on the Internet To file your biweekly claims on the Internet, log in to my.alaska.gov and click on “Unemployment Insurance Benefits.”… Read More


Diminished Value #azui #weekly #claim

diminished value claim

Diminished Value and Total Loss Claim Help

November 26, 2013 Author: Jason Farbiarz

Since 2008, we have been assisting both policyholders and claimants across the USA and Canada with all aspects of an auto damage claim.

Whether your vehicle was repaired after an accident and lost value (diminished value ), whether your car was totaled and you were not satisfied with your settlement offer, or whether you were not fairly compensated for a rental car or loss of business income, you need to contact us for a free evaluation. toll free, at 1-888-967-6488 .

What Is Diminished Value? Are You Entitled?

Diminished value is the loss in value of a vehicle caused by an accident. Analysis of a variety of data is involved in measuring the diminished value. There is no instant diminished value calculator that can determine diminished value because there are many factors that have to be taken into account. A professional that specializes in diminished value claims can assist to expedite the maximum settlement for a diminished value claim .

Depending on the state or province where the accident took place, even up to many years after an accident, you may still be entitled to the diminished value from an accident!

A car dealership appraised my car thousands of dollars less since I had my accident. My car was fixed as it was before, but it is not worth as much. Within two weeks of contacting AutoDamageClaim.com. we received a check for $3,600 for diminished value!

Total Loss: Were You Paid The Maximum?

Don t just accept the insurance company s offer for your wrecked vehicle without first getting a free evaluation from a professional. Your auto insurance policy includes provisions that give you the right to recover the maximum value for your total loss vehicle claim. Find out how much more you may be entitled to by contacting us today.

The insurance company offered me $25,000 for my total loss. but I thought I was being shortchanged. After contacting AutoDamageClaim.com. the settlement offer increased to over $40,000 in just 10 days!


Public Access to Court Electronic Records #ttk #healthcare #claim #form

court of federal claims

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Public Access to Court Electronic Records (PACER) is an electronic public access service that allows users to obtain case and docket information online from federal appellate, district, and bankruptcy courts, and the PACER Case Locator. PACER is provided by the Federal Judiciary in keeping with its commitment to providing public access to court information via a centralized service.

NextGen CM/ECF

The Federal Judiciary has developed a Next Generation (NextGen) Case Management/ Electronic Case Files (CM/ECF) system that will allow you to use the same account for both PACER and electronic filing access.

More information on the improvements to PACER and CM/ECF is available. Check back for updates as courts go live on the new system.

Click here if you received a notice about NextGen CM/ECF from a federal court or just have questions about NextGen CM/ECF.

Frequently Used

PACER Case Locator

The PACER Case Locator is a national index for U.S. district, bankruptcy, and appellate courts. A subset of information from each case is transferred to the PACER Case Locator server each night.

The system serves as a locator index for PACER. You may conduct nationwide searches to determine whether or not a party is involved in federal litigation.
Search Now

PACER Announcements


Diminished Value Claims in California #weekly #unemployment #claims

diminished value claim

Diminished Value Claims in California

Get a Free Diminished Value Estimate Now

Compensation for Diminished Value can be requested in California, but there’s no assurance that an insurance company will pay out for it. Diminished Value has been defined as the actual or perceived loss in market value or resale value which results from a direct and accidental loss. Some insurance companies have added this definition to their policies to discourage the idea that physical damage coverage should include Diminished Value.

Many states allow insurance companies to add in this language into a policy. When they do so, it typically means that the policy states that the insurer will pay for direct and accidental loss or damage, meaning actual physical damage done to the covered auto, but not indirect loss such as a loss in value, meaning the Diminished Value of the vehicle.

If you’re making a claim for damages, you’ll need to consult with the insurance company’s insurance adjuster to see if Diminished Value is specifically excluded in their policy.

You may want to start by finding out how much your vehicle would have been worth before it was damaged and what it would be worth if you sold it now. The dealership where you purchased the car may be able to help you obtain the vehicle’s value after the accident.

Many insurance providers believe the role of auto insurer is to repair or replace a damaged vehicle to pre-accident condition and the insurance coverage is not intended to guarantee the value of a vehicle before or after a repair is made. You may need to seek legal counsel to obtain Diminished Value compensation. However, you can start by discussing this issue with the claims adjuster.

The California Department of Insurance may also be of help to you if you contact their consumer division to discuss your situation.

Diminished Value California Facts

First Party Covered

Third Party Covered

Statute of Limitations

Get Started with a Free Diminished Value Estimate Now

All information contained in this web site is designed for general information purposes only and is not a legal opinion. Nothing on this website should be construed as legal advice or the formation of an attorney/client relationship. Actual results will vary based on many factors. Should DiminishedValue.com elect not to take your case, such a decision is not a reflection on the validity or strength of your claim. You should always consult the opinion of another attorney by contacting your state bar association or other source for referral numbers. DiminishedValue.com is a registered trademark and all unauthorized use is strictly prohibited.


Quit Claim Deed #free #quit #claim #deed #florida

quit claim deed

Quit Claim Deed

Quit Claim Deed A legal instrument (document) which is used to transfer (convey) rights in real property from one entity (the grantor) to another (the grantee). This type of real estate deed only transfers the interest that the grantor currently holds in the property to the grantee. Quit claim deed forms. commonly used in transfers of title or interests in title, are often made to family members, divorcing or recently married spouses, LLCs, corporate entities, trusts, or in other transactions between people well-known to each other. This type of deed is sometimes incorrectly referred to as a “Quick Claim Deed.”

Common Uses

  • Real Estate Transfers Between Family Members. Quit Claim Deeds are often used to transfer property to and from family members. Transfers between parents and children, between siblings, and between other closely related family members are easily done with this type of deed.
  • Adding Or Removing A Spouse From Title. Whether resulting from a divorce or a marriage, a real estate owner can use a quit claim deed to add a spouse to or remove a spouse from the title of the property.
  • Transferring Real Estate To An LLC Or Corporation. With holding of real estate in the protection of LLC s and Corporations becoming more common, so are quit claim deeds. Corporate transfers are usually done with this type of deed as it is generally a transfer between closely related entities.
  • Transferring Real Estate To A Trust. As with corporate transfers of real estate, transfers to a Trust are equally common. Family planning that deals with property meant to carry on through generations often involves an initial transfer from a family member into a trust.
  • Removing A Cloud On Title For Title Insurance. In the process of insuring title to real estate title companies may find a cloud in the title. Generally this means that there appears to be someone may or may not have an interest in a property that has not been accounted for and it is causing a break in the chain of title. It is common for the company insuring the title to require the person in question to quit claim their interest in the property prior to issuing the title insurance.

Elements Of A Quit Claim Deed

While each County has specific formatting requirements for the recording of documents there are main elements that are common to all real estate deeds.

  • Title. The title of a legal document tells the world what type of document it is. In this case the title is Quit Claim Deed
  • Executed Date. This is the date that the legal document was completed, signed, and executed.
  • Grantor. This is the person or persons that is transferring their rights to the real estate to someone else. For the purpose of a quit claim deed the term person can refer to a natural person, an LLC, a Partnership, a Corporation, a Trust or Trustee, or any other entity that can legally own real estate.
  • Grantee. This is the person that is receiving the rights to the real estate that are being transferred. Again here, the term person refers to any entity that can legally own real estate.
  • Habendum. This is the meat of the deed, the legal speak which actually transfers the rights to the property. Generally it is a phrase similar to: . does hereby remise, release and quitclaim unto the said Grantee forever, all the right, title, interest and claim which the said Grantor has in and to the following described parcel of land, and improvements and appurtenances thereto.
  • Consideration. This is what the Grantee gives to the Grantor in return for the rights to the property. While in some cases a deed may be enforceable without consideration it certainly muddies the water. It s a good idea to check with a tax accountant before transferring real estate with a no consideration or gift deed as there may be tax issues.
  • Legal Description. Here is where the description of the property being transferred is listed. The format of the legal description varies from state to state. The types of legal descriptions are: metes and bounds, rectangular survey, and lot and block. The lot and block legal description is the most common however it depends on your state. A typical lot and block description looks like: QCD SUBDIVISION, 2ND AMD, LOT 112 BLOCK 3 .
  • Signatures. Most states require only the Grantor to sign the deed and for it to be delivered to the Grantee for it to be valid. Grantor s signatures usually must be notarized and in some rare cases separate witnesses must also witness the Grantor signing.
  • Prepared By. This section lets the world know who prepared the quit claim deed. Generally this is the Grantor or an attorney.


In most states your quit claim deed is considered complete, or executed, once it has been signed by the grantor AND delivered and accepted by the grantee. Recording the deed is not required by law in most states in order for the transfer from the seller to the buyer to take place. However, in order for you to be covered and to protect yourself from future claims on the title, you should record the deed with your local recorder or register of deeds. This should be done as soon after the delivery and acceptance of the grantee as possible. Once a quit claim deed is recorded it becomes part of the property s chain of title and solidifies the point in time in which the grantee received an interest in the property.


Completing the Statement of Small Claim – Notice of Trial Form #combined #life #insurance #claim #forms

statement of claim

Completing the Statement of Small Claim Notice of Trial Form

Instructions for completing parts 1-6 on the Statement of Small Claim Notice of Trial Form

Part 1
Check the box titled Boston Municipal Court , District Court or Housing Court and enter the Court Division in which you will file your claim. You may bring a small claim only in the court for the area where either the plaintiff or the defendant lives or has a place of business or employment. A small claim against a landlord arising from the rental of an apartment may also be brought where the apartment is located. You may find it easier to enforce a decision in your favor if you bring your small claim where the defendant lives or works, but you are not required to do so. The Clerk-Magistrate s office can tell you which court serves a location and the fee you must pay to file your case.

Part 2
You, the person filing the claim, are the plaintiff. Enter all requested information. Be sure to include a daytime phone number in case the court needs to reach you. If you are represented by an attorney, please provide that information on the form and include the attorney s phone number.

Part 3
The defendant is the person or entity being sued. It is important from a legal point of view that you properly name and categorize the defendant in the case. A defendant can be:

  • An individual (use proper names, do not use nicknames)
    • Sample: Robert Jones – not Bob Jones;
  • An individual doing business under a trade name (d/b/a)
    • Sample: Robert Jones d/b/a Acme Building Co.;
  • A corporation (Corp. or Inc.)
    • Sample: Jones Electric Co. Inc. or Jones Electric Corp.;
  • A trust

If the defendant is a corporation, be sure to indicate that on the form. Under the law, a corporation is an entity that can sue or be sued.

To find out whether a business is a corporation and/or the proper name of the corporation, see the Corporate Records Division of the Office of the Secretary of State or call (617) 727-2800. If you call be sure to get the names and addresses of the officers of the corporation. (You may need this information later if you prevail in your case.) Remember, however, that you are suing the corporation not the officer(s), although the officers personally would be summoned to court if you prevail against the corporation and payment is not made.

If the defendant is not a corporation and is doing business under a trade name (d/b/a) you can verify that by calling the city or town hall where the business is located. Any entity that does business under a trade name other than his or her own is required to register in the local city or town clerk s office where the business is located.

If the defendant is a trust, list the title of the trust and the name, address and telephone number of the principal trustee.

Part 4
You must insert the amount that you claim that you are owed by the defendant. Court costs are the filing fee paid to this court. The filing fee for small claims $500 and under is $40. The filing fee for claims of $501 to $2000 is $50. The filing fee for claims of $2001 to $5000 is $100. The filing fee for claims of $5001 to $7000 is $150. The filing fee for claims of property damage of more than $7000 arising from an automobile accident is $150. You will pay the filing fee to the court when you file your Small Claim.

Unless your claim is based upon property damage sustained in an automobile accident, it cannot exceed $7,000.00. The claim may, however, be subject to statutory damages in excess of $7,000.00 (i.e. Consumer Protection cases or certain landlord/tenant cases). In those cases, the base amount may not exceed $7,000.00 even though the potential award may exceed that amount. You should be sure to include in this section that you are seeking double or treble damages and costs pursuant to the specific statute.

In as much detail as possible, describe what you are suing the defendant for. Use exact dates whenever possible. (Suggestion: write your claim out on a piece of scrap paper before typing it on the claim)

Part 5
Mediation is available in many courts on the date of trial. When the case is called and if mediation is available, you will be asked if you would like to mediate your claim. If you want to avail yourself of mediation simply respond in the affirmative, agree to mediation. Remember, you do not lose your right to a trial if you submit to mediation and it is unsuccessful.

Part 6
If you are suing an individual, you are required to attest under the pains and penalties of perjury the defendant s military status.

Once you have filed your claim you will be assigned a date of trial. Cases will be tried by the Clerk Magistrate and Assistant Clerk Magistrate of the Court.

If you will be submitting documents or other exhibits at trial make sure that you have two extra sets, one for the Magistrate and one for the defendant.

Return the completed form, with all parts intact, together with a check or money order (made payable to Clerk-Magistrate ) for the filing fee. You may bring or mail the completed form and filing fee to the Clerk-Magistrate s office of the court where you are filing your case.

Small Claims Resources


Oil Spill Claims #auto #claims #adjuster #jobs

bp claims

You are now leaving the NPFC website and entering an NPFC Application. While we offer these electronic linkages for your convenience, please be aware that when you exit the NPFC website there is additional privacy policy that is stated on our application’s websites. Are you sure you wish to proceed?

  • Contact Us
  • Frequently Asked Questions

Creates bread crumbs for following file structure.

Oil Spill Claims

Does My Claim Qualify?

NPFC Claimant Guides

T i Li u H ng D n Ng i ng n Ki n
(B ng Ti ng Vi t )

If you have been adversely affected by an oil spill, you may be able to receive compensation. The Oil Pollution Act (OPA) defines the conditions under which you may recover costs and damages. To submit a claim:

Show that the spill meets all OPA requirements. Your claims manager cannot process the rest of your claims package until you have proven that the spill meets these requirements. (The OPA Claims Requirements checklist provides a step-by-step guide to help you decide if a spill qualifies.)

Document your costs and damages from the spill. (See the Types of Claims table below for a list of the kind of claims you can submit.)

Forward your claims package to the National Pollution Funds Center. the Coast Guard office responsible for evaluating and approving OPA claims.

Types of Claims

Types of Claims

  • Assessing an area’s natural resource damages,
  • Restoring the natural resources, and
  • Compensating the public for the lost use of the affected resources.

Costs to prevent, minimize, mitigate, or clean up an oil spill.

(The costs of cleaning up your own property fall under the category of property damage, not removal costs.)

Clean-up contractors, called Oil Spill Recovery Organizations (OSROs)
Federal, State, and local government entities
The responsible party
Anyone who helped clean up the spill

Injury to or economic loss resulting from destruction of real property (land or buildings) or other personal property.

Does not include personal injury!

People or entities who own or lease the damaged property

Responsible Party: Affirmative Defense or Limit of Liability Defense

  • Affirmative Defense is an assertion that the Responsible Party is not the cause of the incident due to one of three factors: Act of God, Act of War or Sole cause of a Third Party
  • Limit of Liability Defense is asserting the Responsible Party has exceeded their Limit of Liability as defined on their COFR.

Owner or Operator responsible for the pollution incident

Damages equal to the loss of profits or impairment of earning capacity due to the injury, destruction, or loss of property or natural resources

Anyone with loss of profits or income (You do not have to own the damaged property or resources to submit a claim under this category.)

Loss of Subsistence Use of Natural Resources

Loss of subsistence use claim if natural resources you depend on for subsistence use purposes have been injured, destroyed, or lost by an oil spill incident.

Anyone who, for subsistence use, depends on natural resources that have been injured, destroyed, or lost (You do not have to own or manage the natural resource to submit a claim under this category.)

Net loss of taxes, royalties, rents, fees, or net profit shares due to the injury, destruction, or loss of real property, personal property, or natural resources

Federal agencies
Local governments

Net costs of providing increased or additional public services during or after removal activities, including protection from fire, safety, or health hazards, caused by a discharge of oil or directly attributable to response to the oil spill incident

Local governments

Deepwater Horizon Spill

Claims submitted as a result of the Deepwater Horizon Pollution Incident in the Gulf of Mexico.

Claims Determinations

NPFC Claim Determinations issued by CY, NRD Determinations and Deepwater Non-NRD Determinations:

Notice: The Decisions made available here are for research and informational purposes only. Not all documents consist of the final signed version.

Claim Format

There is no required format for claims. You must, however, support your claim with documentation, put the claim in writing, and sign it.

See Forms Documents for Submitting Claims for more detailed guidance on submiting claims. (You do not need a lawyer to file a claim; you will not be compensated for any attorney’s fees if you do use a lawyer to assist in preparing or filing a claim.)


Diminished Value: Biggest secret about Diminished Value Claims with insurance #uk #claims #ltd

diminished value claim

What is Diminished Value ?

Know your rights if you’ve been in an auto accident. You may be entitled to a check from your insurance company for a Diminished Value claim. Diminished value is the automatic loss of value from a auto collision. Almost every vehicle that has been in a wreck will have some form of inherent diminished value.

It has been estimated that 55% of consumers would not buy a car that had been in an auto accident. 81% would not have a car that had been in a wreck unless they were given a large discount. Our survey results show the stigma may be even higher.

Diminished Value isn’t something insurance companies generally acknowledge your right to recover!

In their online article about diminished value (later removed from State Farm’s website) “Diminished value fact or fiction? ” State Farm has tried to discourage consumers from attempting to file a diminished value claim. We disagree. Many times claimants are not made aware of compensation for diminished value. Insurance companies would have you believe they are your advocates when in reality they are your adversaries. Many times insurance companies will reward their adjusters based on minimizing settlements. When a demand for diminished value is made, insurance companies may deny diminished value has happened. Some insurance companies give adjusters scripts to help them lower the value of claims. Claimants need to support their claims with an expert evaluation that diminished value has occurred.

Understanding Diminished Value Claims


Your one-year-old vehicles value is $30,000. One day, you’re hit by another car, causing $5,000 in damage. Your auto insurance company pays for the repairs when you filed your insurance claim.

Your newly repaired car is still worth, $30,000 right? WRONG. Although your auto body shop does an excellent job, and your vehicle looks as good as it did before the accident, it’s value is now much less and is less desirable having been in a auto collision, should you decide to sell it now, or down the road.

Many times a frame or structurally damaged vehicle cannot be sold as a “certified used vehicle .” This will impact the vehicle’s value by as much as 40%!

This is where diminished value comes in! Your insurance company will be quick to write you a check for the repairs, but you’re entitled to receive another check for a diminished value claim .

If you list your vehicle for sale in the newspaper for $30,000, the first thing a buyer will ask is “Has the vehicle been in an auto accident?” Even if you didn’t disclose the accident, the buyer could still look up the accident history using .

Once they discovered the accident, the buyer would no longer be willing to pay you $30,000, but instead might offer $22,000. In this case, the diminished value would be $8,000.

Even if you’ve already settled with the insurance company on the body damage, you can still file a separate diminished value claim if the repairs were done recently.

Your insurance claim for diminished value can be paid by your own insurance company or the other party’s company.

Read a typical client’s story about their diminished value claim.


Check Your BP Claims Status, even if you are with an Attorney #claims #advice

bp claims

Check Your BP Claims Status, even if you are with an Attorney

BP Settlement Claimants can Now find Out Their Status

We have been hearing from many of you, that you don`t know where your BP Claims stand. Most of the Claims are with Attorneys, though some are with Consultants, and the answers that claimants are receiving are vague at best. Some Groups have created client portals so the clients know exactly where they stand, we applaud them.

People need to know where their claim is at, in the process, whether you are with a CPA, an Adjuster, or an Attorney, now there is a solution.

We have been lobbying the DeepWater Horizon Settlement Leadership for over a month for this, clients can NOW check their status even if they are with an Attorney. We would still like to see the claimants get more details as to what has been filed for them.

Here are the instructions from the Settlement Fund.

Claimants and other users are now able to check the status of their claims without having to create a login and password for the DWH Portal by using the new Check Status Portal. The Check Status Portal only shows current statuses. The Portal does not allow users to view or respond to Notices, upload documents, or submit Registration Forms and Claim Forms.

Users can login to the Check Status Portal through the DWH website (www.deepwaterhorizoneconomicsettlement.com). To access the Check Status Portal, users must click the “Check My Status” link in the middle of the Home page.

To log on, the user must enter a DWH Claimant ID and the last four digits of the claimant’s Taxpayer ID. The user must also type the security code shown on the screen. After a user successfully logs on to the Check Status Portal, he or she will see three sections: Claimant Information, Claimant Status, and Claim Status.

For security purposes, the Claimant Information section will only show the DWH Claimant ID and the last four digits of the claimant’s Taxpayer ID. The Claimant Status section shows the claimant’s overall status and the Claim Status section shows the status for each claim. The Status column shows the current Status or Notice. The Status Date column shows the date the Claims Administrator issued the Status or Notice. The Response Deadline shows the date by which the claimant must respond to a Notice. Not all Notices have Response Deadlines. If the Response Deadline column is blank, the claimant does not need to respond. You can also call them directly at 1-866-992-6174

U.S. is Pursuing Gross Negligence charges against BP

U.S. Department of Justice will be pursuing gross negligence charges against BP. This could mean that BP will have to pay out another 21 Billion Dollars. The D.O.J said that BP displayed a culture of corporate recklessness. The trial is set to start in January, meanwhile BP`s stock is falling.

Parishes Under Water

We have been hearing from many of our Claimants that they have lost their houses and boats in the aftermath of Hurricane Isaac. We have heard from many of you that are still in shelters. We have been calling people to let them know their claims have been given offers, only to hear that they have lost everything. Our hearts and prayers are with you, many of you have become friends through this process, we are with you.

BP Settlement Solutions

We can Help You or your Business navigate the waters of the BP Settlement, fees start at just 15% for most claims. We have an incredible group of Claims Adjusters and Accountants that have been working to get people paid for a long time. We care about our Clients, and it shows. Our network of BP Claims professionals extends across the Gulf Region.

Non Attorneys typically charge 15%.

Attorneys typically charge 25%.

We will help you with your BP Settlement.


Diminished Value Claim #whiplash #claims #average #payout #2010

diminished value claim

Ask an Attorney a Question for FREE!

Diminished Value Claim

Insurance companies will make it difficult to make this claim

This is a powerful claim. Insurance companies stay away from even entertaining the idea of a Diminished Value Claim.

When you are in a vehicle accident resulting on damages to your car, will your vehicle ever be the same?

Mechanics will say that the car is fixed to the condition that it was before the accident. We can sit and argue whether or not this is true all day.

What we do know is that your car will not be worth the same.

If you are buying a vehicle, and you learn that this car was in an accident, would you use that information to get a better price? Some people will walk away from the deal all together.

There are companies like CARFAX that will give you an entire history of your car. These reports will reveal any accident, flooding, fire, or total loss records against your car.
CARFAX suggests that you buy their report before you buy any vehicle. If you do, you will know more about your purchase and therefore will have more bargaining power.

CARFAX and similar companies will report any accident your car was involved in. Therefore, when you go to sell your car, there is a big possibility that the buyer will use the information about the accident against you.

For the sake of the argument, let s say that before the accident you could sell your car for $10,000. But after the accident, you can only sell your car for $8,000.

Regardless whether the car was fixed right, whether it had new or used parts, or even if the car was fixed to a better position than prior the accident, you will have a net loss of $2,000 (your diminished value claim).

How can you be compensated for that?

Well, insurance companies have excluded on their policies payments for any diminished value claim made by the insured.

This is true for collision or comprehensive claims as well. Since you are making a claim against your own insurance company, you are bound by the terms of the policy.

The policy says that under these coverages (read your policy first) the carrier will pay to fix your car or its total loss at actual cash value.

This language is excluding pure economic losses that you could make (the diminished value claim).

They have only agreed to fix the car or to settle the total loss, not to pay for any reduced price the car would have after a collision.

If you are involved in an accident where you are seeking coverage under the Uninsured Motorist Property Damage (UMPD) portion of the policy, the terms of the policy are modified to read:

your insurance company will pay you for any damages that you are legally entitled to recover from the responsible party.

Since a diminished value claim is one of those claims you are entitled to recover, then you can make this claim.

You can also make this claim when someone hits you (their fault) and you are seeking compensation against that person s insurance company.

A diminished value claim will be effective if you are hit by an uninsured driver and you have UMPD coverage, or you are hit by a third party and it is their fault.

Some adjusters will tell you that diminished value claims are not legal in that state. I am not aware that that is the case in any state. So if they claim this, then ask them to provide such law in writing.

Also remember that if the insurance company does not cover a portion of a claim, it does not mean that you cannot make this claim in a court of law.

If the insurance company will not pay you for diminished value even when you are entitled to it, then you simply need to file a lawsuit against the responsible party (if someone hit you).

If you are dealing with your own insurance company, then file a complaint with the office of the insurance commissioner and explain that the carrier is unwilling to pay as agreed in the policy:

All damages and expenses legally entitled to be recovered.

How do you make a successful diminished value claim?

This is where things can get complicated. It will be a lot of work for you to document this type of claim, but in many cases it is well worth the extra effort.

Many attorneys will not make this claim because the amount added to the value of the car is not worth their time. This does not mean that you should not make this claim!

If your car is in very good condition, and you have a way to prove that (mechanic records, receipts of parts, receipts of oil changes, any maintenance records, pictures, etc.), then you need to show those records to the insurance company.

If you have a mechanic that worked in your car prior the accident, then ask her/him to write a letter regarding the condition of the vehicle prior the accident. This is very important for a successful diminished value claim.

Try to establish in writing what was the condition of the vehicle prior the accident (mechanically and aesthetically).

The next step is order a CARFAX report (you should do this at least one month after the accident).

You need to show that your vehicle history was damaged or prejudiced due to the accident.

If the vehicle was not reported to CARFAX (90% of car accidents are reported), then you do not have to show that report.

The claim adjuster will not require you to show the CARFAX report, but it would make your claim a little stronger.

After you have this, you need to show how much your vehicle is worth today had the accident not occurred.

Looking at the NADA value or Kelly Blue Book Value will not help your case.
These books or directories are national, and you need local data. The best resource is going to be your local newspaper.

Keep an eye out for vehicles similar to yours and see how much they are worth.

Once you have a good idea of what your car is worth, then you need to go to a dealership and/or someone that buys vehicles. Ask them how much they would pay for your car, even when it is fixed to perfect condition, but with an accident on the record?

The amount of money that the person would take off because of the accident is the same amount of money your insurance should pay you for the diminished value claim. Make sure they put the amount the dealership would pay in writing.

This information is solid regarding the depreciation of the vehicle due to the accident.

For example:
If my car is worth $10,000 before the accident, and a dealer will be willing to offer me $8,000, but after the dealer learns that the car was hit, then he offers me $6,000, then the Diminished Value Claim would be for $2,000 ($8,000 – $6,000).

Remember, only information in writing counts.


Official Website Florida Department of Highway Safety and Motor Vehicles #quit #claim #deed #ohio

personal injury protection

I am registering a vehicle for the first time in Florida. Is automobile insurance mandatory?

Yes. If you own a vehicle with at least four wheels and are registering it, you must have Florida insurance.

What type of insurance is required to purchase and maintain a Florida license plate and registration?

Florida’s minimum coverage is $10,000 personal injury protection (PIP) and $10,000 property damage liability (PDL) as long as you have a valid Florida license plate.

What is “Personal Injury Protection” (PIP) insurance?

Also called Florida No Fault Insurance, Personal Injury Protection (PIP) Insurance covers you – regardless of fault (i.e. whether or not you cause the crash) – up to the limits of your policy. Your PIP will also cover your child, members of your household, certain passengers who lack PIP Insurance as long as they do not own a vehicle. People riding in your vehicle who carry PIP will receive coverage under their own PIP for their injuries, and certain licensed drivers who drive your vehicle with your permission. PIP also covers your child if he or she suffers an injury while riding on a school bus. PIP coverage protects you while in someone else’s vehicle, as a pedestrian, or bicyclist if you suffer an injury in a crash involving a motor vehicle. The Florida Motor Vehicle No-Fault Law, requires all owner/registrants of a motor vehicle with four wheels or more to carry a minimum of $10,000 of Personal Injury Protection (PIP) and $10,000 of property damage liability (PDL) if you own a motor vehicle in Florida. Florida law requires you to maintain PIP/PDL insurance continuously throughout the licensing and registration period.

What is ” Bodily Injury Liability” (BIL) insurance?

Bodily Injury Liability coverage pays for serious and permanent injury or death to others when you cause a crash involving your automobile. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you get sued. In particular, your company pays for injuries caused by you or members of your family who live with you, even if they were driving someone else’s vehicle. It may also cover others who drive your automobile with your permission. This coverage also provides you with legal defense in the event you are sued by the injured party.

What is “Property Damage Liability” (PDL) insurance?

This coverage pays for damages you or members of your family cause (and are liable for) to other people’s property in a crash involving a motor vehicle.

What is meant by “Florida Coverage”?

Florida coverage is an insurance policy delivered or issued for delivery in Florida by an insurance company licensed by the Florida Department of Financial Services.

Can I maintain my current policy issued in my previous state of residence?

No. The minimum required insurance must be issued through a Florida agent with an insurance company licensed to sell in Florida. Most insurers have Florida agents and are licensed to issue policies in Florida. Just ask your agent to transfer your current insurance to Florida when you register a vehicle in Florida.

What if I fail to keep insurance on my vehicle that I have registered in Florida?

The Department of Highway Safety and Motor Vehicles is authorized to suspend your driving privilege, including your vehicle license plate and registration, for up to three years or until proof of Florida insurance is provided, whichever is first.

If my driving privilege is suspended because I am not properly insured, is there a penalty to reinstate my license?

Yes. A reinstatement fee of $150 up to $500, for subsequent violations, must be paid and you must provide proof of current Florida insurance.

I live outside Florida for six months a year. When not in Florida, my vehicle is in storage and not used. Must I maintain automobile insurance?

Yes. Any vehicle holding a valid Florida license plate and registration must be covered by a Florida insurance policy throughout the entire registration period. When you leave Florida, you may surrender your license plate and registration at the nearest driver license or Tax Collector office to avoid maintaining your policy. You can always register your vehicle upon your return to Florida, at which time you can provide proof of Florida insurance.

I am not a resident of Florida but I have business that keeps me in Florida sometimes for several months at a time. Must I comply with Florida’s insurance laws?

Yes. Any person who has a vehicle in Florida for more than 90 days during a 365-day period must purchase personal injury protection and property damage liability insurance coverage. The 90 days do not have to be consecutive.

I own multiple vehicles. Some are not used for different reasons, but the county I live in requires that the vehicles remain registered. Must I maintain insurance coverage on these vehicles?

Yes. Insurance coverage must be maintained throughout the entire vehicle registration period, whether the vehicle is used or not.

What can I do to avoid a driving privilege suspension when I choose not to insure a vehicle?

To avoid a driving privilege suspension, surrender the vehicle’s license plate and registration at any Florida driver license or Tax Collector office, prior to canceling your insurance policy.

If my driving privilege is suspended for no insurance, will I be granted a temporary driver license for Business or Employment purposes?

No. There is no provision in Florida’s motor vehicle insurance laws for the issuance of any sort of temporary or restricted driver license for financial responsibility suspensions.

I am self-employed as a taxi driver and the only vehicle I own is registered as a taxicab. Must I carry automobile insurance?

Yes. You must carry Bodily Injury Liability (BIL) coverage of $125,000 per person, $250,000 per occurrence and $50,000 for property damage liability (PDL) coverage.

I am moving out of state and will not be registered in Florida any more. Can I cancel my insurance?

Do not cancel your insurance until you have registered in the other state. Florida insurance is required as long as you are registered in Florida, regardless of whether you drive in Florida. Once you are registered in the other state, you can cancel Florida insurance and comply with the insurance requirements of the state you have moved to. If you are retaining the same carrier, they can switch you simultaneously with registration change.


BP Spill Claim Appeals, Oil Spill Claims #thesaurus #synonyms #antonyms #dictionary

bp claims

Final Claim Filing Deadline Expired on June 8, 2015

The final claim filing deadline was at midnight, Prevailing Central Time on June 8, 2015. However, if you filed a claim before the deadline and that claim was denied, you may still be able to appeal. Contact an experienced Oil Spill Appeals attorney today to discuss your claim.

BP Spill Claim Appeals

BP made a public promise to pay all legitimate claims for losses stemming from the April 20, 2010, Gulf Oil Spill. BP created the Deepwater Horizon Claims Center to evaluate these claims, but BP also negotiated for the right to appeal any claim over $25,000. BP has appealed thousands of claims, including claims involving tourism businesses located directly on the Gulf of Mexico. BP reports they are winning 75% of these appeals, WHEN BP WINS A CLAIM APPEAL, THE USUAL RESULT IS THE CLAIMANT RECEIVES NO COMPENSATION .

BP has an entire law firm on its side for claim appeals. Unfortunately, thousands of the victims of the Gulf Oil Spill have learned the hard way it is critical to have legal representation for the claims appeal process. Our staff of claim appeal attorneys has a 99% success rate after handling over 100 claim appeals. We know exactly what it takes to prevent our clients from losing everything due to a BP Claim Appeal.

Don t Wait To Respond

Once you receive a notice of appeal, you only have 14 days to respond, or you risk losing everything.


BP fights agreed-upon oil spill claims process #disability #claim #form

bp claims

BP fights agreed-upon oil spill claims process

A rig burns oil and gas near the Discoverer Enterprise at the site of the Deepwater Horizon oil spill on June 19, 2010 in the Gulf of Mexico. (Photo: Getty Images)

NEW ORLEANS – In 2010, BP claims czar Kenneth Feinberg arrived on the Gulf Coast promising to settle 90 percent of private oil spill claims without need for the courts.

That seemed preposterous after BP and private claimants signed a multi-billion dollar court settlement in 2012 and gave Feinberg the boot. But with BP using appeals to hold up all business loss payments for the last eight months, a WWL-TV analysis finds that Feinberg’s prediction turned out just about right.

After 22 months of Feinberg and 23 months of the court settlement, about 280,000 claimants have received final payments and released BP from liability. Of those, 240,000 were paid under Feinberg’s regime, not the court-supervised settlement process run by Lafayette, La. lawyer Patrick Juneau.

Feinberg was paying claimants only about $26,000 on average, compared to an $87,000 average payment under the settlement. BP had originally estimated the settlement would cost it $7.8 billion, but the deal was uncapped.

After seeing the business claims roll in, with Juneau approving them for an average payment of $245,000 per claim, it appeared that BP could end up shelling out more than $15 billion just to cover business claims.

So now, BP is relentlessly attacking Juneau for paying more than 1,000 claims that the company says suffered losses that had nothing to do with the oil spill.

With BP vowing to take its appeal of Juneau’s eligibility determinations all the way to U.S. Supreme Court, claimants, their lawyers and court observers are wondering why the oil giant ever agreed to ditch Feinberg in the first place.

Loyola Law School Professor Blaine LeCesne says it’s because BP actually got a lot more out of the settlement than it will acknowledge.

“They got to placate their shareholders, who were nervous about how much this was going to cost them through the years going through litigation; they got to settle their criminal and environmental fines on very favorable terms with the federal government; they got to get 100,000 residents along the gulf coast to join the settlement and forever give up their right to sue BP in court,” LeCesne said. “Each of those items is worth billions to BP.”

Steve Herman, the lead plaintiff’s attorney who negotiated the deal with BP, said the company needed and wanted the deal it got because it had huge government liabilities from the spill. BP even cited the deal it struck with Herman and other private plaintiffs as a show of goodwill, to convince a federal judge to accept its $4 billion plea agreement on criminal fines for seamen’s manslaughter in the deaths of 11 rig workers and for polluting the Gulf of Mexico with millions of barrels of oil over 87 days.

But Herman said BP changed its tune about the private settlement when its separate negotiations with the government over massive civil penalties went south.

“It didn’t pan out for them with the government and that’s why — one of the reasons why — I believe they made an about-face on the private settlement,” Herman said.

Also, BP is complaining that anyone who suffered a loss during the post-spill period is being compensated under the settlement. But Juneau and others say the mathematical test that’s used to establish that the spill caused a claimant’s loss, called the “V test,” is actually failed more often than it’s passed.

Juneau said he’s denied 40 percent of claimants for various reasons, thousands of them because of the V-test, which requires claimants, depending on location, to lose a certain amount of revenue after the spill and recover a certain percentage back within the next year.

And that doesn’t even consider Gulf Coast businesses who never even submit claims because they couldn’t prove causation. Plaintiff’s attorney Kevin Schoenberger said he’s had to turn away three-quarters of all businesses who approach him with claims because they do not pass the “V test,” including one prospective client whose losses, Schoenberger said, were absolutely due to the oil spill.

It was a “marine construction business that built housing on barges that worked offshore,” Schoenberger said. “His business dropped right after the spill because these vessels, tugboats, went out to work in cleanup. And his business didn’t quite bounce back enough and he can’t make a claim because he didn’t meet the deep V test.”

BP spokesman Geoff Morrell said the company agreed to the settlement in March 2012 because it thought it would be “a fair and reasonable way to resolve additional legitimate claims and to help those claimants — and the company — move forward. However, BP’s commitment to help the Gulf recover was taken advantage of by plaintiffs’ lawyers trying to exploit the Claims Administrator’s misinterpretation of the agreement.”

LeCesne said BP is being disingenuous in now claiming that it didn’t agree to pay businesses that couldn’t prove their losses were directly caused by the spill. The court record indicates otherwise.

Juneau asked BP in September 2012, two months before it asked a judge to approve the settlement, if he should pay an accounting firm that met the V-test eligibility formula but clearly suffered its losses because of a partner’s illness and not the spill. BP’s lead lawyer, Mark Holstein, said yes, that as long as the test was satisfied, such “false positives” were expected.

When federal appeals Judge Edith Clement asked BP lawyer Ted Olson in July 2013 why BP ever agreed to that, he said, “It was part of a compromise.” But when Olson appeared on CBS’ “60 Minutes” on Sunday, he insisted that claimants “had to have been hurt by the oil spill” to collect.

Morrell, the BP spokesman, also appeared in the “60 Minutes” piece and said “no company would ever agree to a settlement that compensates people that were never harmed by their actions. And we most certainly did not agree to such a settlement.”

“He believes whatever he believes, but the record is clear,” Herman retorted in an interview with WWL-TV on Wednesday. “There are statements made by lawyers, there were statements made by experts. There were statements made in proposed findings. There were statements made in court to Judge Barbier. So they can say, I guess, whatever they want, but the record is pretty clear.”

BP’s appeal on the causation question was denied by a three-judge panel at the 5th Circuit Court of Appeals. But BP has asked for a full hearing before the entire court and the judges have yet to rule on whether they will hear it.

Meanwhile, the appeals and accompanying injunction on paying business claims have slowed down BP’s payments considerably. After paying $24 billion in cleanup, fines and compensation in the first three years after the spill, it’s only paid $3 billion in the last year while fighting terms of the settlement.

BP set aside $42 billion to cover spill-related costs. It appeared the private claims settlement, combined with billions in as-yet undetermined civil fines and natural resources damage claims would blow that number away. But the slowdown has bought the company time, and its stock price has recovered from about $36 a share when it signed the private claims settlement in March 2012 to more than $50 now.

The company also announced a second increase in dividends in the last six months.

One downside of the appellate delays for BP, however, is that the original deadline for submitting a settlement claim was April 22, 2014, but that is now pushed back to six months after whenever the settlement appeals are resolved. And claims center data show that dozens of claimants are taking advantage of the postponed deadline each day.


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Writing the Thesis Statement #no #claims #bonus #explained

statement of claim

The thesis statement is what gives an essay direction. Knowing how to write a thesis statement — the topic, a claim about that topic, and three points to support it — can help a writer start an essay in the most clear and concise way. Not only does it help the writer organize subsequent information in the essay, but a strong thesis statement helps the reader understand the information that leads to the conclusion.

Time4Writing s free writing resources cover the writing of a thesis statement. Designed to help students improve their writing skills, regardless of academic grade or proficiency level, Time4Writing s 8-week courses provide more in-depth practice and one-on-one instruction by a certified teacher.

More Free Resources for Writing Essays
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Medicare Unmasked: Behind the Numbers #md #india #claim #form

medicare claims

Medicare Unmasked

About this Project

This project uses data made public by the Centers for Medicare and Medicaid Services. It shows the dollar amounts that doctors and other medical providers received in Medicare reimbursements by calendar year, along with other data including their specialties. Only procedures which providers performed on more than 10 Medicare patients were included in the data released. There is some information CMS hasn’t provided. The data doesn’t include information on patients nor does it show doctors’ billings related to durable medical equipment.

The Wall Street Journal won a Pulitzer Prize in 2015 for its Medicare coverage. An ​earlier version of this graphic was part of the winning submission

Interactive by Martin Burch, Chris Canipe, Madeline Farbman, Jon Keegan, Palani Kumanan, Renee Lightner and Stuart Thompson/The Wall Street Journal

Notes: In a June 2015 data release, Medicare revised its methodology to include additional payments made to providers in 2012 and 2013. An earlier version of the 2012 data, released in April 2014, suppressed payments for services rendered to small numbers of patients. For this reason, the total payment figures for 2012 shown here may differ from total payments shown in the original release of this interactive.

Stories and graphics published prior to June 2015 relied on an earlier version of Medicare’s billing data that suppressed records of some payments to medical providers for services they rendered to small numbers of patients. For this reason, the total payment figures for 2012 shown here may differ from total payments shown in earlier stories about this provider and in the original release of this interactive. Related story »

Sources: Centers for Medicare and Medicaid Services; Medical-procedure descriptions and codes are from the Current Procedural Terminology code set, which is copyrighted by the American Medical Association.

About the data: The data is the most complete public accounting of physician-specific Medicare billing now available. But, it has limitations and the available data may not present the full picture of a specific physician’s practice.

Medicare payments do not represent the full revenues of a physician’s practice. Physicians also bill private insurers and other payers.

Codes are assigned to each procedure, service or product Medicare covers. Each code has its own payment rate. Places of service are categorized with either an ‘F’ for health-care facilities, such as hospitals, or with an ‘O’ for offices, such as doctor’s practices.

Many similar services are represented by separate procedure codes in Medicare’s billing system, which may make it difficult to compare utilization of specific services between physicians.

In some cases, procedures attributed to a specific physician may have been performed by other people under that doctor’s supervision.

The Medicare data does not include information about the patients treated. Doctors treating complex cases may receive higher payments as their patients require more services.

The data does not include any procedures performed on patients enrolled in Medicare Advantage plans, which are run by private insurers and financed by the federal government.

Physicians in various parts of the country receive different payments for the same services; doctors in areas where the cost of living, running practices or malpractice insurance is higher may receive higher payments.

Specialists who focus on procedures with relatively high overhead, such as in-office imaging equipment, may receive higher payments than doctors with lower overhead for some services.

Some physicians bill some services under their personal provider number and others under the provider number of an organization, such as an employer. In those cases, doctors payments received by the organization are not included in personal totals.


What is covered by Medicare? #small #claims #court #scotland

medicare claims

What is covered by Medicare?

Medicare is the basis of Australia’s health care system and covers many health care costs. You can choose whether to have Medicare cover only, or a combination of Medicare and private health insurance. Citizens and most permanent Australian residents are eligible for Medicare.


Under Medicare you can be treated as a public patient in a public hospital, at no charge, by a doctor appointed by the hospital. You can choose to be treated as a public patient, even if you are privately insured.

As a public patient, you cannot choose your own doctor and you may not have a choice about when you are admitted to hospital.

Medicare does not cover:

  • private patient hospital costs (for example, theatre fees or accommodation),
  • medical and hospital costs incurred overseas,
  • medical and hospital services which are not clinically necessary, or surgery solely for cosmetic reasons,
  • ambulance services.


When you visit a doctor outside a hospital, Medicare will reimburse 100% of the Medicare Benefits Schedule (MBS) fee for a general practitioner and 85% of the MBS fee for a specialist. If your doctor bills Medicare directly (bulk billing), you will not have to pay anything.

Medicare provides benefits for:

  • consultation fees for doctors, including specialists,
  • tests and examinations by doctors needed to treat illnesses, such as x-rays and pathology tests,
  • eye tests performed by optometrists,
  • most surgical and other therapeutic procedures performed by doctors,
  • some surgical procedures performed by approved dentists,
  • specific items under the Cleft Lip and Palate Scheme,
  • specific items under the Enhanced Primary Care (EPC) program,
  • specified items for allied health services as part of the Chronic Disease Management Plan.

Medicare does not cover:

  • examinations for life insurance, superannuation or memberships for which someone else is responsible (for example, a compensation insurer, employer or government authority),
  • ambulance services;
  • most dental examinations and treatment,
  • most physiotherapy, occupational therapy, speech therapy, eye therapy, chiropractic services, podiatry or psychology services,
  • acupuncture (unless part of a doctor’s consultation),
  • glasses and contact lenses,
  • hearing aids and other appliances.
  • home nursing.


Under the Pharmaceutical Benefits Scheme (PBS) you pay only part of the cost of most prescription medicines purchased at pharmacies. The rest of the cost is covered by the PBS. You must present your Medicare card to obtain this benefit.

The amount you pay varies with the medicine, up to a standard maximum. People with concession cards have a lower maximum payment.

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Claim – Examples and Definition of Claim #accident #claims

statement of claim


A statement essentially arguable but used as a primary point to support or prove an argument is called a claim.

If somebody gives an argument to support his position, it is called making a claim. Different reasons are usually presented to prove why a certain point should be accepted as logical. A general model is given below to explain the steps following in making a claim:

Premise 1
Premise 2
Premise 3.
Premise N

In this model, the symbol and the dots before it signify that the number of premises used for proving an argument may vary. The word “therefore” shows that the conclusion will be restating the main argument, which was being supported all the way through.

With the help of a claim, one can express a particular stance on an issue that is controversial, so as to verify it as a logically sound idea. In case of a complex idea, it is always wise to start by classifying the statements you are about to put forward. Many times, the claims you make stay unnoticed because of the complex sentence structure; specifically where the claims and their grounds are intertwined. However, a rhetorical performance (e.g. a speech, an essay ) is typically made up of a single central claim and most of the content contains several supporting arguments for that central claim.

Types of Claim

There are many types of claims used in literature and all of them have their own significance. The type that we will be discussing here has great importance in writing and reading about literature because it is used frequently to build arguments. It is called evaluative claim.

Evaluative claims involve the assessment or judgment of the ideas in the original piece. They have been divided further into two types; ethical judgment and aesthetic judgment. As the name implies, aesthetic judgment, revolves around deciding whether or not a piece of writing fulfills the artistic standards. You can easily find evaluative claim examples in book reviews.

The second type is about assessing an argument or the entire essay on ethical, social, political and philosophical grounds and determining whether an idea is wise, good, commendable and valid. The evaluative and interpretive claims typically consist of well-versed viewpoints. Where the interpretive claims strive to explain or clarify the views communicated in and by the text, the evaluative claims study the validity of those views by drawing comparison between them and the writer’s own opinions.

Claim Examples

Example 1:

Interpretive Claims

The great thing about “Animal Farm ” by George Orwell is that it has presented all animals equal in the eyes of the laws framed by them. They framed Ten Commandments when they expelled Mr. Jones from Manor Farm and this rule “All animals are equal ” became a shibboleth for them.

This interpretive claim presents an argument about the exploration of the meanings, and the evidence that is given within quotation marks has been interpreted as well.

Similarly, “To be or not to be…” is an evidence of the excessive thinking of Prince Hamlet in the play “Hamlet” written by William Shakespeare. If a person interprets the play, he has evidence to support his claim. Papers on literary analysis are treasure troves of examples of claim.

Example 2:

Evaluative Claims

In “Animal Farm” by George Orwell, as the majority of the animals were in the process of framing rules, it was understood that although rats and several other animals were not present, that whatsoever had four legs is an animal and therefore, is equal to any other animal. Hence, a general rule was framed that whatever walks on four legs is good. Later on, birds (having two wings and two legs) and other non-four-legged animals were also considered as animals. Therefore, all are equal.
Now this argument clearly shows the judgment given at the end, but it is after evaluation of the whole situation presented in the novel. This is called evaluative claim.

Function of Claims

The role of claims in writing any narrative or script is essential. If used correctly, they can strengthen the argument of your standpoint. The distinction between different kinds of claims can be highly confusing and sometimes complicated. For instance, a composition, which claims that Vogel’s play gives out a socially and ethically impolite message about abuse, can also assert that the play is aesthetically flawed. A composition that goes on developing and advocating an interpretive claim about another script shows that it at least deserves philosophical or aesthetical interpretation. On the other hand, developing an evaluative claim about a composition always remains in need of a certain level of interpretation.

Hence, the dissimilarities are subtle and can only be identified after close and profound observation but all things considered, they are important. Thus, lest you are suggested to do otherwise, you must always leave the evaluative claims for conclusions and make your essay an interpretive claim.


Expert Accident Compensation Solicitors #claims #advice

injury claims

FREE Personal Injury Claims Advice

We can help with all types of injury claims

At InjuryClaims.co.uk, we can put you in contact with expert injury solicitors who have the expertise and knowledge to help with your particular type of claim. Some of the most common types of injury claims that we have experience handling include the following:

Road Traffic Accidents

Although UK roads are amongst the safest in the world, thousands of people still suffer injuries as a result of road accidents each year. People involved in car accidents make up the majority of these claims, but compensation is also regularly awarded to those injured in accidents involving motorbikes, bicycles, buses, pedestrians, vans and lorries. If you have been injured in a road traffic accident, our injury lawyers can help you make a claim against the person at fault for your accident.

Accidents at Work

Going to work is part of everyday life for millions of people from around the UK. Employers are responsible for providing their workers with a safe working environment, and they must abide by strict health and safety laws which help to give protection to employees. If an employee suffers a personal injury due to the negligence of their employer, they have a legal right to claim compensation for their losses.

Medical Negligence Claims

The NHS is celebrated as one of the best and most successful healthcare systems in the world. Our doctors and nurses do a fantastic job 365 days a year to help keep members of the public safe and healthy. Unfortunately, from time to time, the level of service provided does fall below the standard expected of the healthcare profession. If a doctor or nurse fails to meet their duty of care towards a patient, and this failure results in an injury, it can give rise to a claim for medical negligence .

Slips, Trips and Falls

If you have been injured following a slip or a trip, and somebody else was at fault, you may be entitled to make a personal injury claim. These type of accidents can happen in a variety of environments. You may have tripped over loose cables at work, slipped on a wet floor in a supermarket or tripped over a raised paving slab. To find out if you may be eligible for compensation, contact our injury claim solicitors for a free consultation. They will assess your case and will explain your legal rights in plain English.

How much compensation can I claim?

How much compensation you may be entitled to following an accident will largely depend on the type of injury you have suffered and the impact this has had on your life. As you would expect, the more significant and long lasting the injury is, the greater the amount of compensation is likely to be.

Rather than a punishment for the party of fault, the aim of personal injury compensation is to compensate you for your pain and suffering, as well as any financial losses that occur as a result of the accident. This could include the cost of medication, rehabilitation treatments, loss of earnings and loss of future earnings if your injuries affect your ability to work longer term.

Here are just a few of the benefits we offer

A Nationwide Team Of Injury lawyers

If you have suffered an accident or injury due to the negligence of someone else, it is important for you to seek expert legal advice and get your injury claim underway as soon as possible. It is important to get independent advice in order to understand your legal rights and find out the potential success of your claim. Our personal injury lawyers have years of experience in this field and we have helped thousands of people obtain the maximum compensation for their injuries and other losses. Other losses can include loss of earnings, the cost of medical care and rehabilitation and other losses which are directly attributable to your accident. When you choose our personal injury solicitors to represent your claim, you can rest assured that we have genuine interest in your claim and we will take all the necessary steps to ensure that you receive the compensation that you deserve. We care about our clients and their needs and we will do whatever it takes to produce the best results for you.

Our Solicitors Provide a No Win No Fee Service

Our experienced personal injury solicitors work on a No Win No Fee basis, which means that if you don’t win your claim, you don’t have to pay us anything. If you win your claim, you will receive the maximum amount of compensation possible.

Start Your Injury Claim Today

Getting help from the InjuryClaims.co.uk solicitors is simple and fast. It only takes a few minutes to complete our online claim form and one of our personal injury solicitors will call you back to discuss your claim. At InjuryClaims.co.uk, we strive to obtain the maximum compensation for your pain, suffering and financial losses. We also guarantee that you will speak directly to a local firm of recommended injury lawyers, with absolutely no middle men.

Find out if you are entitled to make a claim

Enter your details below to receive a free case assessment. We will call you back to discuss your accident and can let you know within minutes if you may be entitled to compensation.

Let us call you back

(It’s completely free with no obligation)

NO WIN NO FEE What does it mean?

Our No Win No Fee service means you have absolutely nothing to pay if you don’t win your claim.

Injury Claims Common Questions

Find the answers to common questions on our frequently asked questions page

Although all cases are processed on a no win no fee basis, some costs could be payable under certain circumstances. Any costs would be fully explained upfront by your solicitor before you decide to proceed with your claim.


Injury Claims Services – Toronto Personal Injury Lawyer – Car Accident Lawyers Firm #a #claim

injury claims

ICS Legal Services Professional Corporation

Over the years, ICS Legal Services Professional Corporation has established a reputation for making our clients our number one priority. As one of the largest paralegal firms in Ontario, our dynamic team is comprised of skilled individuals, who work together to ensure that our clients are fairly compensated. We do not act for any insurance company; our team of licensed paralegals recognized by the Law Society of Upper Canada, is supported by dedicated legal assistants. Together, we take the time and attention to assess and discuss claims, and offer advice based on our confidence in what we can deliver. As a result, we have become a leader in providing accident victims with quality legal advice and services, while ensuring that our clients understand their rights.

At ICS Legal Services, we recognize the difficulties an accident victim faces when he or she is involved in an accident. Our team strives to build each case with minimal disruption to our clients and their families. Since no claim is ever too small, we welcome inquiries and we are diligent in providing clear and concise answers in a timely manner. To alleviate any further stress, we offer services in multiple languages, and are flexible in meeting our clients needs. If an individual is unable to visit one of our three offices, we will go to them. While our clients concentrate on their recovery, we take care of the rest!

At ICS Legal Services. our employees are the strength of our organization and the reasons for our continued success. The absence of a strict hierarchical structure fosters a team environment based on mutual respect, creativity, and growth. At ICS Legal Services, we:

value trust, honesty, and integrity

embrace teamwork and communication

encourage a work-life balance

promote and support both the personal and professional development of our employees

Together we strive to achieve optimal client satisfaction and organizational success!


Personal Injury Protection Insurance #manulife #group #benefits #claim #form

personal injury protection

Personal Injury Protection Insurance

That’s why it’s important to make sure you have the right coverages to help pay for the cost of your medical expenses in case you get injured in one. Our Personal Injury Protection Insurance (PIP) coverage can help you pay for your medical bills if you get into an accident.

Who needs personal injury protection insurance

Depending on where you live, Personal Injury Protection insurance may be required by state laws. PIP Insurance pays for your personal medical expenses or for injuries sustained by your passengers – no matter who is at fault for the accident. States requiring PIP insurance are known as no fault accident states. This means that damages for injuries are paid for by a person’s own insurance regardless of who is at fault for the accident or whether or not the other person involved in the accident has commercial auto insurance coverage.

In states where PIP insurance is optional, your medical insurance might cover medical expenses related to an accident. Check with your medical insurance provider to see if you need extra PIP coverage to protect you while you’re one the road.

Limits, deductibles, and other details

PIP coverage limits vary by state. Depending on where you live, PIP insurance may include coverage for the following:

  • Medical Benefits – Coverage for the cost of treatment you receive from hospitals, doctors, and other medical providers.
  • Disability Benefits – Reimbursement for expenses related to your injuries – like lost wages or other expenses incurred if you are not able to return to work right away.
  • Death Benefits – Benefits payable if you are involved in a fatal accident.

Exceptions and restrictions

Personal Injury Protection insurance is not available in all states or situations. Coverage options may vary depending on the state you live in. Call us at 1-888-806-9598 to find out about Personal Injury Protection insurance options available in your state.

Quote online or call for expert advice.


Office of the New York State Comptroller – Unclaimed Funds #small #claims #tribunal #singapore

money claim

This Google translation feature is provided for informational purposes only.

The New York State Office of the State Comptroller’s website is provided in English. However, the “Google Translate” option may help you to read it in other languages.

Google Translate cannot translate all types of documents, and it may not give you an exact translation all the time. If you rely on information obtained from Google Translate , you do so at your own risk.

The Office of the State Comptroller does not warrant, promise, assure or guarantee the accuracy of the translations provided. The State of New York, its officers, employees, and/or agents are not liable to you, or to third parties, for damages or losses of any kind arising out of, or in connection with, the use or performance of such information. These include, but are not limited to:

  • damages or losses caused by reliance upon the accuracy of any such information
  • damages incurred from the viewing, distributing, or copying of such materials

Because Google Translate is intellectual property owned by Google Inc. you must use Google Translate in accord with the Google license agreement, which includes potential liability for misuse: Google Terms of Service.


Personal Injury Protection: How PIP Insurance Works in Your State #azui #weekly #claim

personal injury protection

Personal Injury Protection: How PIP Insurance Works in Your State

Personal Injury Protection is car insurance that covers any medical expenses you or your family incur following an accident, regardless of who is at fault.

Personal Injury Protection (PIP) insurance covers medical expenses when a car accident results in injuries to you, other drivers listed on your policy, members of your household and your passengers. These expenses can include medical bills as well as some other expenses that are not typically covered by health insurance such as lost wages.

PIP is often referred to as “no-fault” insurance, and it is available mostly in states with no-fault insurance laws. These laws eliminate the need to establish fault before covering medical treatment and certain other expenses after auto accidents that did not cause major injuries.

What Personal Injury Protection (PIP) Covers

Coverage varies by state, and coverage beyond medical care is often optional, but PIP insurance can include (up to the policy’s limits and after any deductibles):

    • Medical expenses: Ambulance services, medical and surgical treatment, hospital stays, nursing, medication, medical supplies, x-rays, rehabilitation, prostheses, dental care, optical treatment and chiropractic services. In some states medical expenses are reimbursed at less than 100 percent, leaving the consumer responsible for up to 20 percent “coinsurance.”
    • Funeral expenses: This includes funerals, burials, and cremations.
    • Lost income: If you or your passengers are unable to work due to your injuries, PIP can help recover some of those wages. If you are self-employed and have to hire substitute employees, PIP can sometimes cover some of this cost as well.
    • Child care expenses: If your injuries make it impossible to care for your children, PIP can cover child care expenses, such as babysitters.
    • Survivors’ Loss: PIP can pay for loss of income and replacement services for surviving dependents.
    • Household services: PIP can cover lawn care or house cleaning expenses if your injuries make it impossible to perform these duties.

    How PIP Insurance Works

    If you live in one of the 12 no-fault states (highlighted in blue on the map below – link) and a car accident results in minor injuries, each party’s medical expenses are covered by his or her own PIP insurance. There is no need to determine who caused the accident to get coverage, you only have to deal with your own insurance company, and you are not permitted to sue the other driver for compensation for your injuries unless they are severe.

    The alternative to “no fault” insurance laws is a “tort” system for paying claims for medical injuries. In these states, there are no restrictions on the right to sue. The at-fault driver – and that driver’s insurance – is responsible for compensating everyone injured in the accident.

    Three tort states (highlighted in green on the map below – link) require all drivers to carry PIP insurance, and PIP insurance is available as an option in many other states. In the case of an accident in a tort state, PIP insurance provides immediate benefits to injured people in your vehicle, but collecting from your PIP policy does not limit anyone’s right to sue the at-fault driver for damages.

    State Requirements

    Fifteen states, shown on the map below, require all drivers to carry at least a minimum amount of PIP insurance. In addition, D.C. Delaware, Maryland and Oregon require insurance companies to offer PIP insurance to customers, but drivers in these states can waive the coverage.

    Minimum PIP Coverage Levels Required by State

    As of December, 2014

    Do You Need PIP Insurance?

    In the 15 states where PIP coverage is required, you must buy at least the minimum amount. Even if it is not required, buying PIP or MedPay insurance is good idea.

    Think about what would happen if you were involved in an accident. If passengers in your car are injured, how would they get medical care? You may have health insurance for yourself and your family, but that won’t cover any other passengers. You may be able to collect from the other driver’s bodily injury liability coverage, but litigation may delay payments for several months. Keep in mind, too, that PIP can cover non-medical expenses.

    As you evaluate your insurance needs, compare PIP coverage to medical payments (MedPay) insurance, if both are available in your state. MedPay, like PIP, covers medical bills without regard to fault. However, MedPay only covers medical expenses, so it can’t help with other costs like income loss or child care expenses.

    MedPay’s biggest advantage is that it never makes the consumer pay deductibles or coinsurance for medical care, and it can pay for the deductibles, coinsurance and copays of other types of insurance – including your PIP coverage.

    The chart below illustrates the similarities and differences between these two types of insurance.


    Editorial Disclaimer: Editorial content is not provided or commissioned by financial institutions. Opinions expressed here are the author s alone and have not been approved or otherwise endorsed by any financial institution, including those that are WalletHub advertising partners. Our content is intended for informational purposes only.

    Ad Disclosure. Offers originating from paying advertisers are noted as Sponsored on the offer s details page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to list as many offers as possible but we don t make any representation of listing all available offers.

    Community Discussion


    How to contact Your Money Claim – PPI experts #the #claim

    money claim

    Contact details

    Your Money Management Ltd trading as Your Money Claim is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr regulation number CRM32129. Your Money Management Ltd is registered with the Information Commissioner’s Office (I.C.O.) to ensure compliance with the Data Protection Act 1998, registration Number ZA000179. VAT Registration No: 108 103 853. Your Money Management Ltd is registered as a company in England & Wales. Company Number 07443559. Registered Address: 22-28 Willow Street, Accrington, Lancashire, BB5 1LP

    * Your Money Management Ltd trading as Your Money Claim operates on a “No Win No Fee” basis. This means that there are no upfront costs to pay. Our fee only becomes payable on the successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Your Money Claim to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our Terms of Engagement.

    **Our average successful customer award of £3,332 is based on statistics from customers obtained between 1st January 2015 to 30th June 2015.


    Support Home Page #small #claims #court #procedure

    va claim status

    Scripting must be enabled to use this site.

    Inquiry Routing Information System (IRIS)

    Welcome to the VA s Inquiry Routing & Information System! We are here to answer your questions.

    Veteran Crisis Hotline. For immediate crisis counseling please contact the Veteran Crisis Hotline. Help is available 24 hours a day.

    Medical Emergency. If you have a medical emergency please call 911 or go to your nearest medical facility Emergency Room.

    My Healthe Vet. For Prescription Refills, Healthy Living and Talking to Your Doctor Online.

    Locations (Find a VA Facility)

    This directory provides complete information regarding the locations of all VA Medical and Regional Office Facilities and Cemeteries.

    Toll Free Telephone Numbers

    The VA provides toll-free 800 phone service for Veterans to obtain information about benefits.


    Unclaimed Property Information #accident #injury

    money claim

    Unclaimed Property Information

    The Unclaimed Property Division’s extended call center hours will be:

    September 12, 2016 – October 22, 2016

    Monday – Friday 8 a.m. – 8 p.m. and Saturday 9 a.m. – 4 p.m.

    1-888-344-MASS (6277) (toll free Massachusetts only) or
    1-800-647-2300 or


    Illegitimate letters from a Massachusetts address are being sent to the state’s citizens claiming “unclaimed property winnings.” These letters are not being sent by the Massachusetts Office of the State Treasurer.

    Official unclaimed property notices will never direct owners to pay money, whether for processing fees, tax payments, or otherwise, when searching unclaimed property or filing a claim.

    The Office of the State Treasurer and Massachusetts Legislators utilize the mail to inform owners of unclaimed property. There are a number of ways to discern official Treasury notices from scam notices. Letters will be mailed from Boston, Massachusetts with a return address; they will direct owners to an official http://www.mass.gov/ website; and they will bear the official seal of the State of Massachusetts along with the signature of the Treasurer.

    It is estimated that 1 out of every 10 people have unclaimed property. The division currently oversees 2.4 billion in unclaimed money, securities and tangible properties. Click here to search for your name .


    MoneyGram global money transfer service available in more than 200 countries and territories #small #claims #court #costs

    money claim

    MoneyGram global money transfer services

    MoneyGram Foundation

    The MoneyGram Foundation is passionate about inspiring young minds at an early age, because we believe education leads to prosperity and an improved livelihood over the long term – not just for the individual child, but also for entire families and our larger, global community. Since it awarded its first grant in 2013, the MoneyGram Foundation has given 30 grants, totaling more than $1,000,000, to support more than 100,000 children around the world.


    ScamAwareness.org is a nonprofit organization committed to increasing public awareness around common scams that target innocent
    people on a daily basis. ScamAwareness.org helps provide tips and information to educate people how to recognize the “red flags” that may indicate potential scams, and give them information they can use to protect themselves and their loved ones. MoneyGram is the founding member of ScamAwareness.org.

    © 2013 MoneyGram. All Rights Reserved.

    Licensed as a Money Transmitter by the Banking Department of the State of New York, licensed by the Georgia Department of Banking and Finance; NMLS 898432; Massachusetts Check Seller License CS0025, Foreign Transmittal License FT89432, NMLS 898432.
    2009-2015 MoneyGram.


    California State Controller – s Office: Unclaimed Property Main Page #claiming #child #benefit #online

    money claim

    Unclaimed Property Main Page

    You may be one of millions of Californians owed money by the State!

    The State of California is currently in possession of more than $8 billion in Unclaimed Property belonging to approximately 32.5 million individuals and organizations.

    The State acquires unclaimed property through California s Unclaimed Property Law, which requires holders such as corporations, business associations, financial institutions, and insurance companies to annually report and deliver property to the Controller s Office after there has been no customer contact for three years. Often the owner forgets that the account exists, or moves and does not leave a forwarding address or the forwarding order expires. In some cases, the owner dies and the heirs have no knowledge of the property.

    What s New: Did you receive an unclaimed property notice like this earlier this year and fail to contact the related business by the June 1 deadline? Don’t worry – You’ll be able to claim the property here within the next couple of months. The Controller s Office sends out unclaimed property notices annually in an effort to connect rightful owners with property before it is sent to the State for safekeeping. There is no time limit on when you can claim it.

    New eClaim Service: You may be eligible to file your claim online if:

    • You are the only owner listed for the property; and,
    • The property value is less than $5,000.

    Note: Some properties such as cashier’s checks, money orders, royalties and safe deposit box contents cannot be claimed online, because they require additional proof of ownership to safeguard your property.

    This new online feature can allow your claim to be processed more quickly than traditional paper claims, with payment generally issued within 14 days.

    The most common types of Unclaimed Property are:

    • Bank accounts and safe deposit box contents
    • Stocks, mutual funds, bonds, and dividends
    • Uncashed cashier s checks or money orders
    • Certificates of deposit
    • Matured or terminated insurance policies
    • Estates
    • Mineral interests and royalty payments, trust funds, and escrow accounts.

    The Unclaimed Property law was enacted to prevent holders of Unclaimed Property from using your money and taking it into their business income. This law gives the State an opportunity to return your money and provides California citizens with a single source, the State Controller s Office, to check for Unclaimed Property that may be reported by holders from around the nation. To find out if any of this money belongs to you, search our Unclaimed Property Database.

    * California Unclaimed Property Law does NOT include real estate property.


    Erie Insurance Claim #wa #unemployment #weekly #claim

    erie insurance claims

    Erie Insurance Claim

    How to File A Claim With Erie

    Filing The Claim With Erie Provider

    Policyholders of Erie Auto Insurance have the ability to file a claim by visiting the official website http://auto.erieinsurance.com/Default.aspx or visiting the claims website here https://www.erieinsurance.com/ReportAClaim/default.aspx. Claims are submitted through the online form on the website or sent through the mail.

    Erie insurance started in a small town in Pennsylvania in the mid 1920’s as a provider of life insurance, business insurance, home insurance and automobile insurance. The company grew into one of the leading regional insurance providers in the Mid-Atlantic. Erie offers products and services to millions of customers in approximately 11 states, as well as the Washington D.C.

    About A Erie Plan

    As a policyholder of Erie Auto Insurance, you are billed on a monthly basis. If you contact the customer service department, you can adjust your billing cycle to a bi-monthly bill payment, as well as a quarterly or yearly bill payment.

    Coverage Details

    Policyholders of Erie Auto Insurance have the ability to choose from one of the following products:

    • Uninsured/ Underinsured Motorist Coverage. This type of coverage pays for damage to your vehicle in the event the other motorist does not have the required amount of insurance per state guidelines. Check with your Erie Auto Insurance agent for the exact coverage needed for your state.
    • Comprehensive. This type of coverage covers damage to your vehicle not associated with an accident. Typical causes of damage include theft, vandalism, fire and acts of nature.
    • Collision. This type of coverage assists with insurance payments in the event your vehicle is involved in an accident or rolls in the process of an accident, regardless of fault.
    • Property Damage Liability. In the event you are involved in an accident and cause property damage, this type of coverage assists with the insurance payments.
    • Medical Payments. In the event you or your passenger is injured in an accident, this type of coverage assists with medical costs. Depending on your state of residence, you may incur a deductible.
    • Bodily Injury Liability. This type of insurance covers court costs and legal fees associated with an accident in which the other motorist is injured.

    Where to Get a Quote: Erie Contact Info Login

    Contact Information for Erie

    By Phone. Call Erie customer service at 1-800-458-0811 or 1-800-367-3743

    By Email. General messages to the customer service department or the claims department can be directed to https://www.erieinsurance.com/Applications/Forms/Email-customer-service.aspx .

    By Mail. Send messages to the customer service department or the claims department to the following location:

    Erie Insurance Group100 Erie Insurance PlaceErie, PA 16530-1104

    Inquire About Your Erie Claim Status. As a policyholder, you have the ability to check your claim by visiting the official claims website here https://www.erieinsurance.com/ReportAClaim/default.aspx or signing into your Erie Auto insurance account.

    Rate your claim experience

    Very poor service. Agent left message to contact her, tried number given and got nothing but recordings for choices that did not match my situation. Two days later I got letter to contact Erie about a loss on 6/6/2016. Called the number on the letter, msg advised she would be out Monday and Tuesday, no other alternative offered. I waited until Weds and called twice morning and afternoon leaving messages to Cathy Hardy who had called me and sent the letter. Tried to call again today at national number and they transferred me back to Cathy Hardy s answering machine in Raleigh NC. Still have heard nothing. The person who hit me is insured by Allstate which has already issued a check and rental car to me since my car is being worked on. Not really sure, I am not in the know if the guy who was at fault has called my insurance Erie) and filed a claim against my insurance. Have no idea what is going on at Erie, yet I am a policy holder and have not filed an auto claim since other guy is at fault. Had Erie for years and no claim as yet by me

    Tell Us What You Think! Post Your Comment Below: Cancel reply



    MetroPCS Cell Phone Replacement #dont #delay #claim #today


    Replacing Your Phone


    Here’s what to expect.
    1. Enter your personal info.
    2. Confirm your phone’s make/model
    3. Tell us what happened and where to ship your replacement phone.
    4. Pay your deductible.
    5. Receive your phone as quickly as the next business day

    Why Premium Handset Protection ® Program (PHP)?

    Comprehensive Coverage

    • Coverage against loss, theft, physical damage, liquid damage, and mechanical or electrical breakdown after the manufacturer’s warranty period has expired.

    Fast and convenient replacement

    • Claims can be filed 24/7, online or by phone
    • Receive a replacement phone as soon as the next business day (in most cases)

    Save Money Should the Unexpected Happen

    • Avoid high replacement costs if you experience an incident
    • For just 20 cents a day, you’re covered

    Beyond Insurance

    • The Lookout Premium* app keeps your device and personal data safe and secure

    * Available for Android and iOS devices. Capable device required. Technical limitations may prevent certain features (e.g. Incorrect Passcode) from working on certain devices.For information about how to download and register for Lookout Premium, visit Lookout.com/features. Lookout® and Lookout Premium are registered trademarks of Lookout, Inc.

    Protect your device and everything on it

    Lookout Premium helps keep your device safe and secure with these great features:

    • Security: Automatic protection against viruses, malware and spyware. Helps block harmful links and protect your privacy.
    • Theft Alerts: Get email alerts whenever Lookout notices suspicious activity that could mean your device has been stolen.
    • Find My Phone: Log into Lookout.com on any browser to remotely Locate, Lock and Wipe your device. Also, sound a loud alarm to help locate it if it’s nearby.
    • Data Backup: Securely backs up photos, contacts and call history. Easily download your data to transfer it to a new device.

    Lookout Premium is also available as a standalone service for $3 per month per device.

    How to download and register the app:

    • Search “Security & Antivirus” in the Google Play store
    • Select “Install” or “Open” when prompted
    • Enter your email address and password to register your account. Click “Start Protecting”

    You will use these credentials to log into Lookout.com. If you already have a Lookout account, please log in by selecting “Already have an account? Log in here.”

    NOTE: You will not be protected by Lookout Premium until you complete the registration process above.

    ©2016. All Rights Reserved.

    ©Asurion Mobile Applications, Inc. All Rights Reserved.

    Premium Handset Protection ® insurance is underwritten by Old Republic Insurance Company and is administered by Asurion Insurance Services, Inc. (in New York, Asurion; in California, License 0B35141; in Iowa, License 1001000131), which is the agent and provides claim servicing under this program.

    Lookout Premium Summary: Data rates apply. Lookout Premium is a service provided by Lookout. Installation of and registration for Lookout Premium required; Lookout Terms of Service govern your use of the product. Lookout Privacy Policy explains the collection and use of your data by Lookout. Lookout is not an insurance product. Available for Android and iOS devices. Capable device required; technical limitations may prevent certain features(e.g. Incorrect Passcode) from working on certain phones. Phone must be powered on with the SIM card installed, have text messaging capability, and be within MetroPCS ® network coverage area for features to function. Enabling location history features can cause phone battery life to diminish more quickly. Once phone is WIPED, the data is not retrievable. Lookout may be disabled or uninstalled by other applications, software, devices or hacking; in such cases Lookout’s protective features may not function properly. Lookout may be incompatible with other prior installed software on your device.

    The monthly charge includes billing fees paid to MetroPCS and administrative fees paid to Asurion. Subject to change. All applicable taxes and surcharges extra. The monthly charge for the PHP Program includes $3.00 for the cost of insurance provided in the program and the cost of Lookout Premium. New York residents may purchase insurance separately for $4.00 per month by calling 888-8metro-8. MetroPCS wireless services and Premium Handset Protection Program coverage are paid in advance for the month. If you cancel MetroPCS wireless services your service and features will continue through the end of the paid bill cycle. You may keep your Premium Handset Protection Program coverage through the end of the paid bill cycle or if you wish, you may cancel the Premium Handset Protection Program coverage and request a refund of the unused portion of the insurance premium paid by calling 1-800-430-9881.

    *Deductible, claim limits, and replacement equipment do not apply to Lookout Premium features

    The Premium Handset Protection Program may be added within seven (7) days of activation or upgrade.

    Premium Handset Protection Program cannot be added for BYOD phone activations, and is only available for new phone purchases. MetroPCS and Premium Handset Protection ® are registered trademarks of T-Mobile USA, Inc.


    Illinois Quit Claim Deeds, Preparation Information and Recording #indemnity #claim

    quit claim

    Illinois Quit Claim Deeds

    Preparation Guidelines for Mercer County Quit Claim Deeds
    The county clerk is responsible for recording real property transactions for the county. Quit claim deeds and other instruments pertaining to real pro.

    Quit Claim Document Formatting for Schuyler County Illinois
    The county clerk is responsible for recording real property transactions for the county. Quit claim deeds and other instruments pertaining to real pro.

    White County Statutory Requirements for Quit Claim Documents
    The county clerk is responsible for recording real property transactions for the county. Quit claim deeds and other instruments pertaining to real pro.

    Requirements for Recording Quit Claim Documents in Cass County
    The county clerk is responsible for recording real property transactions for the county. Quit claim deeds and other instruments pertaining to real pro.

    Quit Claim Deed Requirements for Recording in Saline County
    The county clerk is responsible for recording real property transactions for the county. Quit claim deeds and other instruments pertaining to real pro.

    Correct Formatting Requirements for Gallatin County Quit Claims
    The county clerk is responsible for recording real property transactions for the county. Quit claim deeds and other instruments pertaining to real pro.

    Quit Claim Document Formatting Requirements for Grundy County
    Quit claim deeds and other instruments pertaining to real property located in Grundy County can be recorded with the Clerk and Recorder. The Clerk and.

    Morgan County Requirements for Quit Claim Documents
    Quit claim deeds and other instruments pertaining to real property located in Morgan County can be recorded with the Clerk and Recorder. The Clerk and.

    Preparing a Quit Claim Deed for Recording in Clay County
    Quit claim deeds and other instruments pertaining to real property located in Clay County can be recorded with the Clerk and Recorder. The Clerk and R.

    Quit Claim Standards for Fayette County Illinois
    Quit claim deeds and other instruments pertaining to real property located in Fayette County can be recorded with the Clerk and Recorder. The Clerk an.


    Add or claim your business listing – Google My Business Help #vibration #white #finger #claims

    search claim number

    Add or claim your business listing

    To add your business information to Google Maps, Search, and other Google properties, you’ll need to create a Google My Business listing (or get access to one, if it already exists). Manage how your business information appears across Google, including Search and Maps, using Google My Business—for free.

    1. Navigate to Google My Business.
      • New to Google My Business? Follow these steps to sign up for free
    2. Search for your business using its name and address.
      • Brands, organizations, or artists should follow these steps .
    3. If you see a dialog letting you know that someone else has verified the business, follow these steps .
    4. If you don’t see your business listed in the menu, click No, these are not my businesses or I’ve correctly entered the business. You’ll then be prompted to enter some details for your business. Make sure you enter an accurate, complete street address, and a phone number which reaches your business directly.
    5. Click Submit.
    1. Open the Google My Business app .
    2. Sign in with the Google account you’d like to use to manage your business.
      • If this is your first time adding a business to Google, sign in with the Google account you’d like to use to manage your business and touch Continue .
      • If you’ve added a business before, tap the menu icon , then tap the name of your business to reveal a list of all listings in your account. Scroll to the bottom of the page and choose + Create new business .
    3. If you see a dialog letting you know that someone else has verified the business, follow these steps .
    4. Enter your business name and information and agree to the terms of service. Touch Continue once you’re ready to create a listing for your business.
      • You may want to access Google My Business on desktop to access more advanced editing features, including adding service-areas. Learn more

    You can also claim your business on Google Maps:

    1. Open the Google Maps app.
    2. Search for your business.
    3. Open the business information panel and scroll down. Then tap Claim this business .

    Ready to see your business on Google?

    Verify your business listing so it’s eligible to appear on Maps, Search, and other Google properties.


    TPA Raksha TPA Pvt, Delhi, Delhi, India Complaint, Reviews – medical claim rejected on vague reason – new india assurance, Consumer Court #claims

    raksha tpa claim status

    Consumer Court India

    Consumer Complaints India

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    TPA Raksha TPA Pvt Complaints & Reviews – medical claim rejected on vague reason – new india assurance

    TPA Raksha TPA Pvt,Delhi,Delhi,India

    dear sir
    i had a medical insurance policy with New India Assurance, New delhi branch and we have been paying the yearly renewalcharges to the insurance company and this policy is with me since last 4 years. this january first time when i had claimed medical bill for the treatment taken on ayurveda hospital, they have rejected showing vague reasons like hospial not registered etc etc. you are requested to help me to get my claim as early as possible. i am appending below a letter written to the insurance company.

    Mediclaim policy no.310600/34/08/11/00004025 and claim ref no. 90221112147453.

    Further to the subject, i would like to state/ inform you following.
    1. I had submitted the claim in the first week of January -2012.
    2. When confirmed back with the TPA- Raksha TPA Pvt. Limited. they sent me a queries list under reference no. 90221112147453/24 dated: 05.01.2012 asking few documents to process further.
    3. I had sent the necessary documents in original as per their requirement directly to them through courier with reference number letter and Hospital registration No. (88/78/1978 registered under Travancore Literary Scientific & Charitable Societies Act, 1955 � Kerala) duly mentioned on the same.
    4. When I checked back on TPA web site on 01.02.2012 about the status of my claim, I was surprised to note that they have rejected the claim by giving reason �On scrutiny of documents it was found that the treatment of the mentioned ailment is taken in the hospital is not registered nor qualifying the definition of hospital and nursing home, hence as per insurance company�s norms this claim lends non payable SCIATICA”.
    5. I am also enclosing a letter duly signed and sealed in original stating that their registration no and confirmation. Here I would like to inform you that this is a registered hospital facility with a State Government under Union of India and we had taken the necessary treatment as genuine Hospital registered with Government.
    It is requested to your good self to get my claim
    re-checked/validated once again and get us necessary re-imbursement at the earliest.

    Suresh Kumar

    Consumer-Court. Consumer Court Forum To Submit Consumer Complaints Online.Website to Submit Complaints Against Company,Product,Service,Agencies.

    Consumer court enables consumers to submit there complaints and suggestion regarding any product. company ,bank, bussiness ,compnay government or non goverment organization in India or abroad. write your complaint and track it for mobile,cars,credit card etc.

    Now a days number of complaints coming about email, phishing scam etc to stop this type of complaints we need to submit in this portal.

    Complaint can be submitted on all products and there services like Mobile(Nokia, Samsung, HTC, Sony ericsson, LG, Blackberry, Micromax, iphone etc), mobile services(Vodafone, Airtel, Uninor, Reliance, Docomo, Idea,Aircel)

    Anyone can just submit there complaints by selecting appropriate complaint Category from drop down box Submit Complaints

    Major Services Covered and Companies Products: Car & Car Companies, Mobile Phone Handsets, Banks and their service, Travel Agent & problem related to their websites, Mobile Services and much more.

    Connect with Facebook Connect with Google

    Or use your Email address


    Raksha Tpa Health Claim Status – Claim Fest #medicare #claim #forms

    raksha tpa claim status

    Raksha Tpa Health Claim Status

    Typically, motorists with 5 years NCD. To make contact your place

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    Frustrating Settlement Call with Erie Insurance Adjuster #claim #today #solicitors

    erie insurance claims

    Frustrating Settlement Call with an Erie Insurance Adjuster

    I just hung up with an adjuster from Erie after a settlement call. It is difficult to settle a personal injury claim with an adjuster who does not or pretends not to understand the law.

    One thing I can say about Erie is that the Erie adjusters – particularly in larger cases – are pretty sophisticated. Agree or disagree with them, they are usually very sharp. Their defense lawyers – Erie relies on Rollins Smalkin a lot in the Baltimore area and McCarthy Wilson throughout much of the rest of Maryland – are very competent and generally easy to deal with on personal injury claims. So when I see an Erie defendant, I expect a worthy but reasonable adversary.

    Why Erie Annoyed Me Today

    The call was for settlement on an uninsured auto accident case. The client lost $48,000 in wages and $71,000 in medical bills. The Erie adjuster does not question the legitimacy of the wages or the medical care rendered. Instead, she wanted to know whether my client had been paid for the lost wages and the amount of his medical liens. She called these “the big unanswered questions in the case.”

    I explained that none of these issues were relevant at trial under Maryland’s collateral source rule. The Erie adjuster responded that she thought that we were not talking about trial value, more so, about settlement. Somehow, I thought these two things were related.

    I think the adjuster in this case (who I know pretty well) knew full well what the Maryland law is. She just chooses to ignore it. Adjusters want to do the whole I know what the law says, but let s be honest and practical here routine. Well, let s be practical here. Let s throw in the attorneys fees that my client cannot claim as losses, although we know it is a part of the calculus. Let s also throw in that your offer is clearly not justice. There is no way the adjuster would take the $225,000 she offered in this case as equal justice for what my client endured, if she was given the choice between that money and the accident and injuries and suffering that ensured.

    2015 Update: Settling Injury Claims with Erie Insurance in Maryland

    Battling with Erie in Accident Cases

    Erie generally writes larger insurance policies than the average insurance company. So, all things being equal, Erie is a good draw in serious injury and wrongful death cases for that reason alone.

    I prefer dealing with Erie verses over dealing with the players with larger market share in Maryland. Erie is preferable to State Farm, Allstate, GEICO and Progressive. So, relatively speaking, they are easier to deal with on insurance claims.

    My big problem with Erie is that most of their reasonableness does not come until AFTER a lawsuit is filed. Many of their adjusters, like the one discussed above, have very pie in the sky view about how these cases should be valued; that a Maryland jury simply would not share. I have filed suits in a lot of Erie cases, where the client s demands increase as time goes on.

    One young woman who was very badly injured from the negligence of an Erie insured told me she would be happy with $300,000 which would pay her medical bills and allow her to finish school. I told my client point blank that the trial value of the case was much higher. If I remember correctly, Erie offered $75,000. We filed suit and pursued litigation. My client s demands changed dramatically, because she resented having her life examined with a fine toothed comb, as Erie s defense lawyer was doing. Ultimately the case settled for $750,000 .

    [Funny footnote to this case. My client admitted that she tried white water rafting but her injuries made it impossible. The lawyer came to the mediation with a video. Oh no. That can t be good. They have my client running the Baltimore Marathon, right? Nope. Just a picture of the rapids, that actually looked so tame, I thought I should give it a try with my young kids.]

    This summarizes the problem with Erie. They do not try many cases, because they have good senior claims adjuster who understand how personal injury accident claims in Maryland should be valued. But it takes too long to get to these people and it creates work for everyone, because Erie s low pre-suit offers often makes clients file suit who would rather not.

    It is worth noting that this commentary applies to dealing with Erie when you are suing or bringing a claim against their insureds in a car or truck accident case. By many accounts, Erie is much easier to deal with when you are making a first part home insurance claim or other claim that is not a motor tort.

    • Erie insurance claims. Get our inside view on how this insurance company works and how to use their tactics against them
    • Sample settlement and verdicts against Erie in Maryland that our law firm and other firms have earned against this insurance company

    Hiring a Lawyer for Your Erie Insurance Accident Claim in Maryland

    We have earned million for our clients in settlements and verdicts against this insurance company. If you have been severely injured in a car or truck accident, contact us for a free consultation at 800-553-8082 or online here .


    Claim #medical #claim #form


    claim in anderen Sprachen:

    W rterbuch Englisch Deutsch: claim

    bersetzung 1 – 50 von 461

    A2016-07-20: baggage claim
    A2016-07-20: luggage (claim)
    F2016-06-13: to claim for oneself
    A2016-03-31:. loss or injury already incurre.
    A2016-03-31: Please cancel part “X” from the cl.
    A2016-03-31: “Claim” is boilerplate, but may be OK.
    A2016-03-31: Please strike this part from the c.
    A2016-03-31: More precisely: the claim put forw.
    A2016-03-31: Anspruchtsbegehren: the claim put.
    A2016-03-31: Begehr(en) – claim; Anspruchsbegeh.
    F2015-12-04: We got the proof of postal. Any fa.
    A2015-10-03: Maybe, but I’ve just found some di.
    A2015-07-07: Claim was only a wording i recogni.
    F2015-06-20: Claim your free trial L’Reve 24K s.
    A2015-04-02: In the following, the examining se.
    A2015-02-13:. the person skilled in the art.
    A2014-11-20: I’d use “claim” here.
    A2014-11-11: actual vacation ; regular vacation.
    A2014-11-03: Thank you! And what an odd claim t.
    A2014-10-07: claim. is baseless

    Im Forum nach claim suchen
    Im Forum nach claim fragen

    Kennst du bersetzungen, die noch nicht in diesem W rterbuch enthalten sind? Hier kannst du sie vorschlagen!
    Bitte immer nur genau eine Deutsch-Englisch- bersetzung eintragen (Formatierung siehe Guidelines ), m glichst mit einem guten Beleg im Kommentarfeld. Wichtig: Bitte hilf auch bei der Pr fung anderer bersetzung svorschl ge mit!

    Dieses Deutsch-Englisch-W rterbuch basiert auf der Idee der freien Weitergabe von Wissen. Mehr Informationen!
    Enth lt bersetzungen von der TU Chemnitz. sowie Mr Honey’s Business Dictionary (Englisch/Deutsch). Vielen Dank daf r!
    Links auf dieses W rterbuch oder einzelne bersetzungen sind herzlich willkommen! Fragen und Antworten


    Wisconsin Unemployment #claim #management

    wisconsin unemployment weekly claim

    Claim Unemployment Benefits

    Unemployment benefits in Wisconsin might not let you to maintain daily life you had while employed, but the benefits can help you remain economically solvent between jobs. Your benefit rate is based on your prior wages, with higher earnings resulting in highly weekly benefits. State laws set limits for both weekly benefits and total collective benefits, but federal funding might add to your total allotment.

    After you are jobless in Wisconsin you must get in touch with the Wisconsin Department of Workforce office to collect unemployment benefits. Staff members at the department will assess your wages to decide the amount of unemployment benefits you are suitable to receive. Like most other states, Wisconsin has a minimum and a maximum benefit amount that unemployed workers can collect each week in spite of how much money they earned while they were employed.

    The Maximum Amount of Unemployment Benefits in Wisconsin

    Regarding weekly unemployment benefits, the highest amount obtainable in Wisconsin as of 2011 is $363. Generally, you may claim unemployment benefits for 26 weeks. Thus the highest amount of total benefits an unemployed person can collect in the state is $9,438. You could claim this sum over the span of a year if you opt-by not filling for benefits some weeks—but you can collect 26 payments.

    Understanding Your Base Period

    Your base period is a 12-month period before filing for unemployment. Dividing the year into fixed three-month quarters, Wisconsin describes the base period as first four of the five completed calendar quarters previous to a worker’s job loss.

    In other words, if you filed for unemployment in the week of July 4, 2010, your base period would be from April 2009 till March 2010. Anything you made in the last complete quarter before the week you filed-which in this Instance is April through June 2010—does not add up toward the year-long total earnings employed to estimate your unemployment benefits.

    Alternative Base Period (ABP)

    If you do not have adequate wages to be eligible for a claim using the base period described above, an alternate base period will be employed. The alternate base period will be the 4 most recently completed calendar quarters prior to the week you filed your initial claim application for a new benefit year.

    Extended Base Periods (EBP)

    Wisconsin does not provide Extended Base period.

    Determining Your High Quarter

    Next, you need to work out your highest-paid quarter, or high quarter. This is basically defined as the quarter within your base period during which you made the maximum wages, adding up earnings from all work you had.

    Remember that the quarters are set periods. You must not choose consecutive months randomly, but keep to calendar quarters: January through March, April through June, July through September and October through December.

    Calculating Unemployment Benefits

    Like most other unemployment welfare plans, the Wisconsin unemployment insurance too decides your weekly benefit amount based on the wages you earned during the base period. Although the total wage earned during the base period decides your eligibility for the program, the actual amount of the benefit will be calculated based on your highest earning quarter. You will receive 4% of your high-quarter earnings as your weekly benefit. To estimate your earnings check on Wisconsin unemployment calculator .

    The formula used to calculate the benefit is mandated by the federal law.


    Word for claim #small #claims #court

    word for claim

    Faster, Easier Claims

    Online claim process is packed with benefits

    Easy filing
    Filing claims online now requires less time and fewer steps. You can start a claim without logging in: just use the tracking number.

    Automated information
    For packages you ship, we ll pre-populate your claim with information from your account after you ve logged in.

    Drag and drop documents now or later
    You can add documentation when you file a claim, or even add it later. Use our convenient drag and drop feature to move supporting documentation from your desktop to your claim.

    Informative updates
    Stay informed automatically. Request to receive periodic claim status updates by email when you file a claim.

    Convenient claim access
    Check your claim s status online on your schedule. You can also cancel your claim or view details.

    Flexible reporting
    See or share claim information easily. View and download your claim reports in various formats up to 12 months after you file a claim.

    Your claims, your way
    Set up account preferences for notifications, proactive emails, claim payments, and administrative functions. You also can determine who can access your account s claim filing, status, and reports.

    Let’s get started

    Step 1: Start a claim online
    Start your claim for U.S. domestic shipments and international shipments that originated from the U.S.:

    • Enter tracking number
    • Specify your claim type: damaged shipment, lost shipment, or missing contents
    • Complete the online claim form
    • Add your supporting documentation now or later

    To file claims for international shipments originating from outside the U.S. (except Canada), contact FedEx International Customer Service at 1.800.GoFedEx 1.800.463.3339 for assistance.

    Step 2: Add supporting documents (not required for claim values of less than $100.)
    Drag and drop supporting documents from your desktop to your online claim. Documentation may include:

    • Scan of FedEx US Airbill, FedEx Ship Manager printout, and/or FedEx Ground Pickup Record.
    • Photos of package and damaged contents (if appropriate). Keep all original packaging, including cartons and contents, until the claim resolution process is finished.
    • Serial number(s) of damaged or lost merchandise.
    • Proof-of-value documentation: copy of original invoice from vendor/supplier, copy of retail invoice/receipt, final confirmation screen (if it s an online order) with proof of payment, itemized repair invoice or statement of non-repair, appraisal(s), expense statement, or any other applicable documentation.

    You may also mail or fax documentation to FedEx Cargo Claims:

    FedEx Cargo Claims Dept.
    P.O. Box 256
    Pittsburgh, PA 15230
    Fax 1.877.229.4766 (toll-free)

    If you fax your claim, you will receive a confirmation by return fax.

    Step 3: Submit your claim
    Review the information you have entered, submit the claim form, and print your case number page for your records.

    Step 4: Schedule an inspection
    If an inspection is necessary for your claim, FedEx will notify you. You may be asked to call FedEx Customer Service at 1.800.GoFedEx 1.800.463.3339 to schedule an inspection. It may be necessary to make the original packaging, including cartons and contents, available to FedEx for inspection and to keep these materials until your claim is resolved.

    Step 5: Track the status of your claim
    A FedEx claims agent will review and process your claim. If you claim a lost shipment, FedEx will perform a trace. When your claim is resolved, FedEx will notify you. You can check the status of your claim online at any time or request to receive updates by email.

    Please note:
    Most claims are resolved five to seven business days after submission. It may take longer if additional research is needed.


    Erie Insurance Reviews – Erie Insurance Company Ratings #cms #1500 #claim #forms

    erie insurance claims

    Erie Insurance Reviews

    More About Erie Insurance

    Erie Insurance currently serves 11 states: Illinois, Indiana, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia and Wisconsin. They offer several different insurance products, including:

    • Automobile Insurance
    • Homeowners Insurance
    • Personal Property and Liability Insurance
    • Life Insurance
    • Business Insurance

    There are a number of different discounts available through Erie Insurance, all depending on various factors, as well as the type of insurance that you have through them. For example, you can receive discounts on your automobile insurance and homeowners insurance for the following reasons:

    Automobile Insurance Discounts – safe driver, multi-car, age 55 or over, passive restraints, anti-theft devices, anti-lock brakes, multi-policy, longevity, payment plan, life multi-policy, youthful driver, auto accident prevention course, college student, driver training, and reduced usage

    Homeowners Insurance Discounts – multi-policy discount, life multi-policy discount, fire and/or burglary alarm system credit, sprinkler system credit, new home discount, and an age of insured discount

    The Erie Insurance website contains information about all of their policies, as well as on the discounts that they offer on those policies. You can also find a local Erie Insurance agent, receive an online quote, pay your bill, and file a claim online.

    Highest Rated


    Erie Insurance #gallagher #bassett #claims

    erie insurance claims

    Erie Insurance Accident Claims and Settlements

    The purpose of this page is to give both attorneys and motor vehicle crash victims our thoughts on Erie Insurance Exchange and how to deal with them. Understanding who you are facing is a key in maximizing the value of any personal injury case.

    Erie Insurance has been selling car insurance for 85 years. It is a regional company in approximately ten states, but it has a lot of the car insurance market share in Maryland, Virginia and Washington D.C. Bucking the current trend, Erie is trying to keep its insurance agents as a big part of its business although its web presence is increasing. Erie’s customers – as opposed to those making a claim against Erie – are apparently happy, based on anecdotal evidence and the JD Power study of insurance companies.

    Settlement with Erie in Car Accident Cases

    This insurance company is certainly not the worst draw for victims in personal injury auto accident cases. First, more than the usual suspects, this insurer writes larger insurance policies, at least in Maryland. As a result of so many insurance companies competing for business (because people are price shopping more than ever on the Internet), insurance companies are writing smaller insurance policies in exchange for lower premiums. Thankfully for everyone, Erie still seems write pretty decent sized policies.

    Like most insurance companies, this insurer will dramatically increase its settlement offer after a lawsuit has been filed. This is particularly true in Baltimore City or Prince George’s County. Maryland’s best two jurisdictions for victims. This insurer is often motivated to settle after a lawsuit is filed because it cares, more than most insurance companies it seems, about its litigation costs.

    This company relies on Rollins Smalkin in the Baltimore area and McCarthy Wilson throughout much of the rest of Maryland and, more frequently of late, also in Baltimore. (Apparently, McCarthy Wilson has opened a Baltimore office.) These are in-house company employee lawyers. They bill by the hour. Unlike State Farm or Allstate, this insurer keeps this in mind when a lawsuit is filed.

    How Does Erie Value Injury Claims for Settlement Purposes?

    Erie uses a computer-based program, Colossus. to assist in placing an amount of money on an accident claim to compensate the victim. The computer tries to do what computers cannot be trained to do: evaluate how much someone has suffered and had to endure as a direct result of the crash. This is another reason lawsuits are usually the best path against this insurer. To its credit, Erie looks at claims with a different and less computer-driven eye after a lawsuit it filed.

    • Example settlements and verdicts our firm and others have had with Erie

    Who Are the Lawyers Who Defend Lawsuits Against Erie?

    As explained above, Erie does not have in-house counsel, at least not in Maryland or Washington, D.C. The company pays counsel by the hour to defend cases in Maryland.

    Is This a Good Insurance Company to Bring a Claim Against?

    Erie is not a bad insurance company to have as an adversary compared to many other insurance companies. Of course, we are talking about insurance companies here: the bar is pretty low.

    This insurer certainly has its fair share of ridiculous coverage denials. Our lawyers currently have in suit many cases against this insurance company where their pretrial offers are south of ridiculous. Some of these adjusters clearly have no sympathy for the pain, suffering, and agony of strangers.

    The good news? Erie puts more money on the table after suit is filed. Our law firm has had cases against this insurer where the settlement offer increased exponentially after we filed a lawsuit. It is fair to say that this insurer – even more than most – takes off the rose colored glasses when punches start getting thrown.

    Still, Erie will sometimes surprise us with a reasonable settlement offer before a lawsuit is filed. The take-home message: you just don’t know in any given case that Erie you will get. It is like a box of chocolates that Forest Gump told us about. You never know what you will get.

    What Should You Call Erie When File an Uninsured Motorist Claim?

    Erie’s attorneys have told us that “Erie Insurance Group” is a trade name and that they should be sued as “Erie Insurance Exchange”. You cannot go wrong suing both and figuring it out later. When you sue Erie in Maryland, you serve:

    Therese M. Goldsmith
    Maryland Insurance Commission
    200 St. Paul Place
    Baltimore, Maryland 21202

    Our Lawyers Can Help You with Your Accident Claim Against Erie

    We have handled hundreds of traffic collision tort cases involving this insurance company and have defeated Erie at trial when their offers have been unreasonable. If you have been seriously hurt in a car accident, and you have a question about your claim or wish to file a lawsuit, call us at 800-553-8082 or get a free on-line claim evaluation and consultation .

    Get Information That Will Help You

    • Help me find the value of my case.
      • Is there a formula?
    • Handling personal injuries without a lawyer
    • I’m a lawyer, and I need help (samples of everything and anything a car accident lawyer needs to handle an auto accident suit)
    • Good tips for auto accident property damage claims
    • Tell the insurance company what you want: sample demand letter
    • Not everyone loves them. complaints against this insurer (that should probably taken with a few grains of salt. people don’t write love letters to insurance companies)
    • FAQs (questions about motor vehicle tort claims)
    • More weapons to fight this insurer
      • Sample Erie interrogatories
      • Sample Erie interrogatory answers
      • Sample Erie expert designation

    They quite literally worked as hard as if not harder than the doctors to save our lives. Terry Waldron

    Ron helped me find a clear path that ended with my foot healing and a settlement that was much more than I hope for. Aaron Johnson

    Hopefully I won’t need it again but if I do, I have definitely found my lawyer for life and I would definitely recommend this office to anyone! Bridget Stevens. Google User

    The last case I referred to them settled for $1.2 million. John Selinger

    I am so grateful that I was lucky to pick Miller & Zois. Maggie Lauer. Google User

    The entire team from the intake Samantha to the lawyer himself (Ron Miller) has been really approachable. Suzette Allen. Google User

    The case settled and I got a lot more money than I expected. Ron even fought to reduce how much I owed in medical bills so I could get an even larger settlement. Nchedo Idahosa

    Miller and Zois is the best firm in the state of Maryland, and without their support, understanding, and just being there when I needed encouragement, I truly do not know how I would have succeeded without them. Shannon Brown


    Erie Auto Insurance Ratings #quick #claim #dead

    erie insurance claims

    Accident forgiveness.
    Your rates won’t increase after your first accident.

    Vanishing deductible.
    Your deductible will be reduced as long as you have no accidents or moving violations.

    New car replacement.
    If you total your car the insurer will pay for a new car.

    Pet injury coverage.
    Pays vet bills for dogs or cats injured in a crash (up to specificed limits).

    Lock in your rate:
    Locks in your rate year after year, even if you have a claim.

    Offers 12-month policies.
    Your policy term can be one year before the next renewal.

    Mobile app.
    The insurer offers an app for smartphones.


    Discount for more than one type of policy with the same insurance provider.

    Discount for two or more vehicles on the same car insurance policy.

    Defensive driver.
    Discount for an approved defensive driving or driver improvement class.

    Passive restraint/air bag.
    Discount for factory-installed safety devices such as an air bag.

    Safe driver/clean record.
    Discount for no accidents or traffic violations, usually for three or five years.

    About Erie Insurance Group

    Last updated July 15, 2009

    About Erie Insurance Group

    Founded in 1925, the primary purpose of Erie was the same as it is today: provide policyholders with as near perfect protection and perfect service as is humanly possible and to do it at the lowest possible cost. In the past 85 years, Erie has worked alongside its customers offering auto, home, commercial and life insurance at affordable rates. Working through a network of independent insurance agents, Erie’s presence now extends to 11 states and the District of Columbia.

    Wiki Says

    The Pennsylvania Insurance Department issued a license to the Erie Insurance Exchange as an automobile insurer in 1925 and operations began on April 20, 1925. Erie Insurance Exchange was formed as a reciprocal and Erie Indemnity Company was formed as its managing company. The annual premium charge per auto was $34. In 1940, the company added a new line fire insurance allowing independent agents to fully depend on ERIE to fulfill the insurance needs of its customers. In September 1967, the Erie Family Life Insurance Company was founded, adding life insurance to the protection offered by ERIE agents.

    Erie has roughly 4 million policies in force. It’s ranked as the 16th largest automobile insurer in the United States based on direct premiums written. It also ranks as the 21st largest property casualty insurer in the United States based on total lines net premiums written.

    Erie Car Insurance Says

    Erie’s car insurance policy is intended to protect consumers against financial loss after a car accident. It mainly offers property, liability and medical coverage. Uninsured and underinsured coverage is also available, and is issued if the driver who crashed into the policyholder has no insurance to cover the damage. To keep premiums affordable, Erie offers safe driver, multi-car and student discounts – to name a few.

    Contact Erie at:

    Erie Insurance Group
    100 Erie Insurance Place
    Erie, PA 16530-1104
    Telephone: (800) 458-0811

    Sources: “Erie Insurance Group, Wikipedia, June 2009; “Auto Insurance,” Erie web site, 2009; About Us, Erie web site, 2009

    Copyright 1984-2016 Quinstreet, Inc.

    Disclaimer: The insurance products on Insure.com are from companies from which QuinStreet may receive compensation. Compensation may impact where products appear on Insure.com (including the order in which they appear). QuinStreet does not include all insurance companies or all types of products available in the marketplace.

    All rights reserved

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    EHIC cards – claiming back? in The AnswerBank: Travel #professional #negligence #claims

    e111 claim

    EHIC cards – claiming back?

    some info here
    http://www.nhs.uk/NHSEngland/Healthcareabroad/ Pages/UsinganEHIC.aspx
    However, it should be noted that even with a ehic card, you may still have to pay towards medical care depending on the country and if seeking a refund, it should have been started in the country you were in. If the country has a private and state provided system, you may have been treated privately hence you will not be able to claim back via ehic. Not all countries that operate the ehic provide the same services

    21:43 Wed 15th Jul 2009

    also just found this about spain:
    Please be aware that doctors, health centres and hospitals may have separate surgery times for private patients and those treated under the state system. Also, if you are asked to pay up front, you are not being treated under the Spanish health service and your EHIC will not be accepted

    21:46 Wed 15th Jul 2009

    sorry, also just saw this:
    “How to claim refunds

    There are no reimbursements as state-provided healthcare is free of charge.

    You can claim back your prescription charges if you are a state pensioner. Contact the Overseas Healthcare Team (Newcastle)on 0191 218 1999 (Monday – Friday, 8am – 5pm) on your return to the UK. Remember to keep copies of anything you send for your records”
    http://www.nhs.uk/NHSEngland/healthcarespain/P ages/healthcarespain.aspx

    21:48 Wed 15th Jul 2009

    Thanks for the info. I’m a bit miffed now as we tried to show the doctor the card and he said no.

    I think the hospital is a state one but I could be wrong, but like you’ve said, if we were asked for payment up-front then we’ve been charged privately! Robbing so-n-so’s!

    I wouldn’t mind if the doctor hadn’t lied to us in the first place – he told us that it would be 90EUR whether he prescribed the medicine or the hospital did, and he’d send a car. We ended up in an ambulance (70EUR) and paid 160EUR to see the specialist – I’ll do my research next time as I can imagine a few people have done the same.

    21:59 Wed 15th Jul 2009

    why dont you ring the number and just check for sure?

    22:31 Wed 15th Jul 2009

    I suspect many 1000’s of people travel to Europe with their EHIC card tucked firmly in their travel purses expecting to get free medical treatment if the become ill. If they all read the forms they fill out properly everyone of those 1000’s will read that the EHIC card does NOT get you free treatment but only MAY do

    08:52 Thu 16th Jul 2009

    I was taken ill in Spain and attended the ‘URGENCIAS’ department of the small state hospitals or clinics using my EHIC card. These are excellent and all I paid was the prescription charges.

    Travelling through France on my journey home my health deteriorated. As it was a public holiday I went to a state hospital A E and after having to show my EHIC and passport which the hospital photocopied I was eventually given advice and a prescription. There was no mention of a charge by the hospital and we were staggered when a bill arrived back at home 2 months later. I’m having problems paying this without incurring a 25 charge in a SWIFT payment through the bank.

    The advice in the literature we had with us was to make a claim for the prescription charges whilst in France but the system has changed and on receiving this returned I sought advice by ringing the Newcastle number on the reverse of the card. I was informed that the office in Newcastle deals with this now.

    Just thought that I would pass this info on in case others believe that the claim should be made in France.

    00:47 Sun 08th Aug 2010


    Claims Against an Estate Form – Free Statement of Claim Against Estate #estate #claim

    claim estate

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    Statement of Claim Against Estate Basics

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    Use the Statement of Claim Against Estate document if:

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    Statement of Claim Against Estate Basics


    Claim – English-Spanish Dictionary #personal #injury #claims #ireland

    word for claim

    Online Language Dictionaries

    baggage claim,
    baggage reclaim
    n noun. Refers to person, place, thing, quality, etc.

    (airport: area for collecting luggage)

    zona de recogida de equipajes grupo nom grupo nominal. Expresión que combina un sustantivo con sus modificadores y complementos, que forman una expresión compuesta usual, sin llegar a ser una locución nominal fija (“adjudicación de herencia”, “despedida de soltero”).

    zona de recolección de equipajes grupo nom grupo nominal. Expresión que combina un sustantivo con sus modificadores y complementos, que forman una expresión compuesta usual, sin llegar a ser una locución nominal fija (“adjudicación de herencia”, “despedida de soltero”).

    We had to wait an hour and a half in baggage claim before our bags came through.

    Tuvimos que esperar por una hora y media en la zona de recogida de equipajes hasta que aparecieron nuestras maletas.

    claim adjustern noun. Refers to person, place, thing, quality, etc.

    tasador de reclamación, tasadora de reclamación loc nm, loc nf locución nominal con flexión de género. Unidad léxica estable formada de dos o más palabras que funciona como sustantivo con flexión de género (“asesino a sueldo, asesina a sueldo”; “primer ministro, primera ministra”).

    perito de seguros loc nom mf locución nominal común en cuanto al género. Unidad léxica estable formada de dos o más palabras que funciona como sustantivo común en cuanto al género (“estudiante en prácticas”, “agente de viajes”).

    perito tasador, perito tasadora loc nm, loc nf locución nominal con flexión de género. Unidad léxica estable formada de dos o más palabras que funciona como sustantivo con flexión de género (“asesino a sueldo, asesina a sueldo”; “primer ministro, primera ministra”).

    experto de seguros, experta de seguros loc nm, loc nf locución nominal con flexión de género. Unidad léxica estable formada de dos o más palabras que funciona como sustantivo con flexión de género (“asesino a sueldo, asesina a sueldo”; “primer ministro, primera ministra”).

    (request payout) (seguros )

    reclamar una indemnización, solicitar indemnización loc verb locución verbal. Unidad léxica estable formada de dos o más palabras que funciona como verbo (“sacar fuerzas de flaqueza”, “acusar recibo”).

    claim for damagesn noun. Refers to person, place, thing, quality, etc.

    reclamación por daños y perjuicios loc nom f locución nominal femenina. Unidad léxica estable formada de dos o más palabras que funciona como sustantivo femenino (“casa de citas”, “zona cero”, “arma secreta”).

    demanda por daños y perjuicios loc nom f locución nominal femenina. Unidad léxica estable formada de dos o más palabras que funciona como sustantivo femenino (“casa de citas”, “zona cero”, “arma secreta”).

    claim formn noun. Refers to person, place, thing, quality, etc.

    (request for compensation)

    formulario de reclamo grupo nom grupo nominal. Expresión que combina un sustantivo con sus modificadores y complementos, que forman una expresión compuesta usual, sin llegar a ser una locución nominal fija (“adjudicación de herencia”, “despedida de soltero”).

    hoja de reclamaciones grupo nom grupo nominal. Expresión que combina un sustantivo con sus modificadores y complementos, que forman una expresión compuesta usual, sin llegar a ser una locución nominal fija (“adjudicación de herencia”, “despedida de soltero”).

    fui a presentar un reclamo y me hicieron llenar un formulario.

    claim formn noun. Refers to person, place, thing, quality, etc.

    citatorio nm nombre masculino. Sustantivo de género exclusivamente masculino (“televisor”, “piso”).

    Me llegó un citatorio por una multa que me pusieron la semana pasada.

    claim livesv expr verbal expression. Phrase with special meaning functioning as verb–for example, “put their heads together,” “come to an end.”

    (cause people to die)

    cobrar vidas loc verb locución verbal. Unidad léxica estable formada de dos o más palabras que funciona como verbo (“sacar fuerzas de flaqueza”, “acusar recibo”).

    El huracán cobró cientos de vidas.

    claim of ownershipn noun. Refers to person, place, thing, quality, etc.

    (law: property rights)

    demanda de propiedad loc nom f locución nominal femenina. Unidad léxica estable formada de dos o más palabras que funciona como sustantivo femenino (“casa de citas”, “zona cero”, “arma secreta”).

    claim to bevtr transitive verb. Verb taking a direct object–for example, “Say something.” “She found the cat.”

    (say that one is)

    decir ser loc verb locución verbal. Unidad léxica estable formada de dos o más palabras que funciona como verbo (“sacar fuerzas de flaqueza”, “acusar recibo”).

    asegurar⇒ vtr verbo transitivo. Verbo que requiere de un objeto directo (“di la verdad”, “encontré una moneda”).


    Wisconsin Unemployment Weekly Claims #manulife #claims

    wisconsin unemployment weekly claim

    Wisconsin Unemployment Weekly Claims

    Wisconsin Benefits

    Once a candidate is deemed eligible, he/she will have to start filing weekly claims to continue receiving benefits.

    The weekly claim certification is the claim that you file for a certain week for which you wish to receive unemployment benefits. As per UI rules, a calendar week always starts on a Sunday and ends on a Saturday. There is a precise set of requirements that candidates must meet in order to continue remaining eligible for UI.

    Claimants are requested to file their weekly claim certification within ONE day of the end of the calendar week you are claiming. You cannot file in advance, i,e you can file your claim only after the week has ended.

    If you end up filing a weekly claim certification more than 14 days after the last certification, the system will not let you file a weekly claim certification for a benefit payment. You must reapply to reactivate or reopen your claim to resume receiving your benefits.

    Prepare to answer these questions while filing your weekly claim

    1. Were you able to work full-time and available for full-time work?

    2. Did you contact at least two employers during the week to try to find work? (This question is not asked if your work search is waived.)

    3. During the week, did you refuse work that was offered to you?

    4. During the week, did you work or did you receive or will you receive sick pay, bonus pay or commission?
    You will be told to enter the gross amount of income from each employer, including, sick pay, bonus pay and commissions. Do not include holiday, vacation or dismissal pay as wages.You will be told to enter the number of hours and the additional minutes for which you received or will receive pay from each employer.

    5. Did you receive, or will you receive, holiday pay, vacation pay or dismissal pay for the week?

    If yes, you will be asked to enter the gross amount of each type of pay from each employer. After the gross amount of each type of pay is entered, you will be told to enter the number of hours and the additional minutes for which you received or will receive that type of pay from each employer.

    6. Were you self Employed?

    If you were self employed i,e conducted a business of your own like farming, LLC, corporation or partnership etc then the answer is “YES”.

    If you were into selling Avon, Amway, Tupperware etc mark “NO”. While this is usually considered as employment, the state may consider otherwise. Even if you mark “YES”, it should be okay. However the state may contact you with some questions.

    7. Report any changes in the address.

    To File a Weekly Claim Certification for a Benefit Payment

    By Telephone:
    Madison Area 608-261-9990
    Milwaukee Area 414-438-5395
    Toll Free Number 1-800-978-7887

    Online and Automated Telephone Weekly Claim Systems timing:
    Sunday 9:00 AM Midnight
    Monday-Friday 1:00 AM Midnight
    Saturday 1:00 AM 3:00 PM

    Know more bout Wisconsin unemployment

    Questions & Answers

    James Jung says:

    When I filled my weekly benefits claim 160424072650 i have a question about I figure in commission I received for sales I made before I was discharged. Commission is paid after merchandise is delivered, but it is not actually paid until after the second 2 week pay period. For example things delivered between the 1st through 15th would not be paid until 2 weeks later than that. So I receive 2 weeks pay all at one time so how do I figure this for my weekly benefits?

    James Jung says:

    I received a letter dated 4/21/16 where it says I was fired from my job and additional information was required to be given within 5 days. Two numbers were supplied to call which neither of them I could not get through till Wednesday or later. I have a letter from my employer stating my discharge was not for misconduct or substantial fault connected to my employment. I was discharged for performance even though i worked to the best of my ability. What can we do to resolve this matter?

    Well, please let us know if you re inquiring about applying for UI benefits.

    If you re looking for help otherwise, please explore the labor laws in your state or negotiate with your employer.

    Bruce Michaels says:

    I have been receiving job searches from The Job Center believing it is from the state. Every time I go to file I receive the memo that Ii have not yet signed up for this. If I am receiving the emails of jobs and job searches why would I have to set this up all over again?


    EHICPlus Travel Insurance: EHIC; E111; travel insurance over 65; travel insurance medical conditions; annual travel insurance; EHIC top up #payment #protection #claims

    e111 claim

    Making a Claim

    Any occurrence or loss, which may give rise to a claim, should be advised immediately to Travel Claims Services (the appointed claims handlers), whose details are shown below. When notifying them of a claim you must provide: your name, address, telephone number, policy reference number and a brief description as to the nature of the claim.

    If you have a medical emergency present your EHIC card to the healthcare / medical provider. You must notify MAPFRE Assistance. our 24-hour medical assistance helpline immediately on +44 207 748 0507. of any serious illness or injury whilst abroad which necessitates admittance to a hospital as an in-patient, or before any arrangements are made for repatriation. Our multi-lingual medical assistance advisers will be able to advise you, your travelling companion or the doctor on what steps to take to make a claim.

    For questions about your travel insurance policy or to make any changes, please contact our customer services on 08450 555 222.

    EHICPlus operate a straightforward claims service with advice and help when you need it. It is a simple and personal process and therefore helps to take some of the worry out of a stressful time. All our advisers are based in the UK and you will speak to a person rather than an automated telephone menu. This can make a big difference should you ever need to make a claim.

    The real value of your travel insurance is often revealed during a claim, and EHICPlus works hard to offer policyholders a high standard of service.

    EHICPlus is a travel insurance policy arranged by The Medical Screening Company Ltd, authorised and regulated by the Financial Conduct Authority, registration 472607.
    The Medical Screening Company Ltd is a Mapfre coverholder and this insurance is underwritten by Mapfre pursuant to BA number B1115T121452.
    Copyright 2013 The Medical Screening Company Ltd, all rights reserved.


    The EHIC card is available free from the Department of Health.
    EHICPlus Travel Insurance has no affiliation with the DoH.


    What does my EHIC entitle me to? #diminished #value #claim #florida

    e111 claim

    What does my EHIC entitle me to?

    The card will entitle you to the same state-provided medical treatment as citizens of that country but this may not be the standard that you expect. If a national of the country where you are travelling pays for prescriptions or dentistry, you will too.

    The NHS website contains information on what happens in each country, so check your rights before you use it. Be aware that the card does not work in the Channel Islands, and that not all hospitals and doctors in other countries will accept it you will need to find one that does. EHIC works differently in different EU countries here are some of the most popular


    In France, even if you have an EHIC card and travel insurance, you must pay a doctor or dentist upfront and then claim it back. The doctor then will fill out a treatment form (feuille de soins) and a prescription if necessary.

    The treatment form is necessary to claim any refunds. You can claim back around 70pc of the standard treatment cost. The standard rate for a consultation with a general practitioner is 21 and 25 for a consultation with a specialist. If you have travel insurance you can claim back the rest from your provider.

    Related Articles

    If you are admitted to hospital, make sure you present your EHIC on admission. This will save you from paying any refundable costs up front and ensure you only pay the patient contribution. Generally, you will only have to pay a 20pc payment towards your treatment; sometimes it will be free. In-patients will have to pay a daily hospital charge of 16.

    If you are admitted to hospital and receive any major medical treatment, you will be charged a flat-rate contribution of 18. These charges are non-refundable in France but you may be able to seek reimbursement when you are back in the UK. You can get the forms for refunds by calling the NHS Overseas Healthcare Team on 0191 218 1999 (Mon-Fri, 8am-5pm). They also have an investigations team to deal with cases where cards have not been accepted.


    Before you consult a doctor or hospital ensure that they accept your EHIC. Some hospitals and health centres offer both private and state-provided health care you must to inform them which services you require. Any costs incurred for private health care are non-refundable and not covered by your EHIC, but may be covered by travel insurance.

    Dental treatment is generally not available under the state system and the costs are not refundable. Medicines prescribed by health service practitioners can be obtained from any pharmacy (farmacia). You will be charged up to 40pc of the cost unless you are a UK or EEA pensioner.

    If you require an ambulance, ask the hospital to confirm that it offers state-provided health care. If you are asked to pay up front, you are not being treated under the Spanish health service and your EHIC will not be accepted.


    You should try to consult an IKA-ETAM doctor or dentist in order to receive treatment for free or at a reduced cost. However, ensure you present your EHIC on the day.

    You may also consult a private doctor or dentist but you will have to present your EHIC and pay all charges up front. You can then claim back the charges later from the Greek authorities. Remember to keep all your receipts. If you have been referred to a public hospital or clinic by an IKA-ETAM doctor, you must ask for a ‘ticket’, which is your proof of entitlement to health care within the scheme.

    However, if you do not have a ‘ticket , you should show your EHIC on admission and ask the hospital administration to contact the IKA office.

    For information on other countries check www.nhs.uk .


    Personal claim injury #injury #insurance #claim

    personal claim injury

    100% No Win No Fee Claim

    What is an Accident Compensation Claim?

    If you’ve been the victim of an accident which has resulted in injury or ill health then you don’t need anyone to tell you how traumatic that is. You don’t just have to lie back and take it however. If the accident in question was somebody else’s fault, then you may be able to claim personal injury compensation. Here at Claim.com, we provide detailed, clear, simple information and articles on how to make a no win no fee injury claim.

    It’s simple – if you’ve been injured, and someone else was to blame, then you could be entitled to compensation.

    Accidents can and do happen anywhere and at any time. Amongst the most common accidents we come across at Claim.com are the following:

    If you’ve suffered an injury through any one of the above, or any other kind of accident, then you may be able to claim compensation. No amount of money can truly make up for the shock and trauma of being injured or hurt, of course, but being the victim of an accident can bring unforeseen costs. Perhaps you have to take time off work, or change your job entirely due to the long term after effects of your injury. Maybe you need to pay for medical treatment, or medication. An accident claim will seek compensation for wages lost and money paid out, as well as a sum determined by the type and severity of your injury which can be used to help you and your loved ones start to put your life back together.

    If you have suffered a personal injury, feel it was caused by somebody else’s negligence, and are unsure what to do next, Claim.com can help.

    We provide information on various types of accidents and injuries and can help you make an accident claim. After reading through the articles on this site using the menu to the left, if you wish to pursue a claim, please use the form at the top of the page to contact our professional injury solicitors who will give you free advice on your claim.

    There’s no obligation when you contact us, and our advisers are friendly, well trained and totally honest. If you have the basis for a claim, they’ll tell you, and they’ll get that claim started.


    What does claim mean? definition, meaning and audio pronunciation (Free English Language Dictionary) #nj #unemployment #claim #status

    word for claim


    Dictionary entry overview: What does claim mean?

    CLAIM (noun)
    The noun CLAIM has 6 senses:

    1. an assertion of a right (as to money or property)
    2. an assertion that something is true or factual
    3. demand for something as rightful or due
    4. an informal right to something
    5. an established or recognized right
    6. a demand especially in the phrase

    Familiarity information: CLAIM used as a noun is common.

    CLAIM (verb)
    The verb CLAIM has 5 senses:

    1. assert or affirm strongly; state to be true or existing
    2. demand as being one’s due or property; assert one’s right or title to
    3. ask for legally or make a legal claim to, as of debts, for example
    4. lay claim to; as of an idea
    5. take as an undesirable consequence of some event or state of affairs

    Familiarity information: CLAIM used as a verb is common.

    Dictionary entry details

    claim [BACK TO TOP]

    An assertion of a right (as to money or property)

    Nouns denoting communicative processes and contents

    his claim asked for damages

    Hypernyms ( claim is a kind of. ):

    assertion ; asseveration ; averment (a declaration that is made emphatically (as if no supporting evidence were necessary))

    Hyponyms (each of the following is a kind of claim ):

    cause of action (a claim sufficient to demand judicial attention; the facts that give rise to right of action)

    pretension (the advancing of a claim)

    claim [BACK TO TOP]

    An assertion that something is true or factual

    Nouns denoting communicative processes and contents

    his claim that he was innocent / evidence contradicted the government’s claims

    Hypernyms ( claim is a kind of. ):

    assertion ; asseveration ; averment (a declaration that is made emphatically (as if no supporting evidence were necessary))

    Hyponyms (each of the following is a kind of claim ):

    allegation ; allegement (statements affirming or denying certain matters of fact that you are prepared to prove)

    claim [BACK TO TOP]


    Search for Unclaimed Property #equity #red #star #claims

    claim it texas

    • Unclaimed Property Home
    • FAQs
    • Check Claim Status
    • Search Unclaimed Property

    Search for Unclaimed Property

    This online search tool is provided on behalf of the Unclaimed Property Division, a program of the Tennessee Treasury Department. Unclaimed property results when a company is unable to connect a payment with the appropriate person, and the companies are then required to turn the money over to the state. The Unclaimed Property Division then utilizes various techniques to reunite the unclaimed property with its rightful owner. In addition to these attempts, the Treasury provides this searchable database of the owners’ names, and Tennesseans are encouraged to use the tool to check if they are owed money that was not able to be delivered to them.

    For additional information on the Unclaimed Property Program, please visit www.treasury.tn.gov/unclaim.

    To see if there is unclaimed property in your name, begin your search below. Please enter either a last name or a business name in the “Owner Name” field or a property ID number in the “Property ID Number” field.

    Click… Search. Claim. It’s just that simple.

    Transferring information over this website is secure. Read our Privacy Statement and Website Policies

    Adobe Reader is required to view and print this claim form. If you don’t have Adobe Reader, click here to download it.

    Release Version. 1.4.4


    Theory of Demand #how #to #claim #compensation

    define the demand

    Explore Economics

    Theory of Demand

    Demand is the quantity of a good or service that consumers are willing and able to buy at a given price in a given time period

    Each of us has an individual demand for particular goods and services and our demand at each price reflects the value that we place on a product, linked usually to the enjoyment or usefulness that we expect from consuming it. Economists give this a term – utility

    • Demand is different to desire! Effective demand is when a desire to buy a product is backed up by an ability to pay for it
    • Latent demand exists when there is willingness to buy among people for a good or service, but where consumers lack the purchasing power to be able to afford the product.

    Understanding market demand

    Understanding market demand

    The demand for a product X might be connected to the demand for a related product Y – giving rise to the idea of a derived demand. For example, demand for steel is strongly linked to the demand for new vehicles and other manufactured products, so that when an economy goes into a recession, so we expect the demand for steel to decline likewise.

    Steel is a cyclical industry which means that market demand for steel is affected by changes in the economic cycle and also by fluctuations in the exchange rate.

    Zinc is a good example of a product with a strong derived demand. It has a wide-range of end users such as galvanised zinc used in cars and new buildings, die-casting used in door furniture and toys, brass and bronze used in taps and pipes. And also rolled zinc (used in roofing, guttering and batteries) and in chemicals used in making tyres and zinc cream.

    Transport as a Derived Demand

    The demand for transport is the number of journeys consumers or firms are willing and able to purchase at various prices in a given time period. Transport is rarely demanded for its own sake, the journey, but for what the journey enables e.g. commuting, taking a holiday or distribution. When an economy is growing, there is an increase in derived demand for commuting, business logistics and transport for holiday purposes.

    There is an inverse relationship between the price of a good and demand.

    1. As prices fall, we see an expansion of demand.
    2. If price rises, there will be a contraction of demand .

    Ceteris paribus assumption

    Many factors affect demand. When drawing a demand curve, economists assume all factors are held constant except one – the price of the product itself. Ceteris paribus allows us to isolate the effect of one variable on another variable

    A demand curve shows the relationship between the price of an item and the quantity demanded over a period of time. There are two reasons why more is demanded as price falls:

    1. The Income Effect: There is an income effect when the price of a good falls because the consumer can maintain the same consumption for less expenditure. Provided that the good is normal, some of the resulting increase in real income is used to buy more of this product.

    2. The Substitution Effect: There is a substitution effect when the price of a good falls because the product is now relatively cheaper than an alternative item and some consumers switch their spending from the alternative good or service.

    The Law of Demand

    • As price falls, a person switches away from rival products towards the product
    • As price falls, a person’s willingness and ability to buy the product increases
    • As price falls, a person’s opportunity cost of purchasing the product falls

    Note: Many demand curves are drawn as straight lines to make the diagrams easier to interpret

    The chart below shows average season ticket prices for English Premier League clubs. What factors affect the willingness and ability to pay for a season ticket? Why is there such a large difference in prices?

    Average season ticket prices (in £s) for Premier League clubs