Plains Indian #plains #indian, #encyclopedia, #encyclopaedia, #britannica, #article


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Plains Indian

Plains Indian, member of any of the Native American peoples inhabiting the Great Plains of the United States and Canada. This culture area comprises a vast grassland between the Mississippi River and the Rocky Mountains and from present-day provinces of Alberta and Saskatchewan in Canada through the present-day state of Texas in the United States. The area is drained principally by the Missouri and Mississippi rivers; the valleys of this watershed are the most reliable sites from which to obtain fresh water, wood, and most plant foods. The climate is continental, with annual temperatures ranging from below 0 °F (−18 °C) to as high as 110 °F (43 °C).

Distribution of North American Plains Indians.

Encyclopædia Britannica, Inc.

The Missouri River valley provides a reliable source of water and trees in the relatively arid …

Scott T. Smith/Corbis

Perhaps because they were among the last indigenous peoples to be conquered in North America—some bands continued armed resistance to colonial demands into the 1880s—the tribes of the Great Plains are often regarded in popular culture as the archetypical American Indians. This view was heavily promoted by traveling exhibits such as George Catlin’s Indian Gallery. “Wild West shows” such as the one directed by William F. (“Buffalo Bill”) Cody. and a multitude of toys, collectibles, pulp novels, films, television shows, and other items marketed to consumers.

Buffalo Bill’s Wild West and Congress of Rough Riders of the World. …

Buffalo Bill Historical Center, Cody, Wyoming/Gift of John S. Bugas and Glenn E. Nielson, Accession No. 1.69.1813

Traditional culture


Encino Air Conditioning Repair #Air #Conditioning #Repair #Canoga #Park


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Air Conditioning Repair Encino, CA – (818) 348-4765

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CPHAC (Canoga Park Heating Air Conditioning) is firmly entrenched as a leader in air conditioning and heating repair and service in the state of California. We’ve been in business, serving the community of Encino and beyond for almost fifty years and we didn’t get there by accident. We’ve got a lot of different locations, so no matter where you’re situated, we can get you squared away with the very best in AC service anytime of the year.

These are the things you can bank on:

* A company that can take care of your needs, no matter what they are.
* The assurance that your system is going to working at the highest possible level when we’re finished.
* Technicians and installation personnel who are trained and supervised by our company, without the kind of confusion created by subcontractors.
* Doing the right thing by you when it comes to the price of the system.
* Only courteous and well-organized personnel.
* Up-front pricing to prevent misunderstandings.
* Emergency service that you can reach out for anytime.

If you are in Encino, and you are looking to upgrade your home with a new AC installation, you really have to be careful who you call, because not all HVAC dealers are the same.

Some are trying to pitch you on price. Some are just trying to pitch you, period. Others book a job and get sub-contractors to come in and take care of it. And they use the cheapest products so they can load up on labor charges.

When you deal with the people at Canoga Park Heating Air Conditioning (CPHAC), you thankfully don’t have to deal with any of that. This is the mist up-front bunch of people you have ever dealt with. Unlike a lot of companies you may find in this industry, who give you a lot of promises and keep none of them, then slip a lot of hidden charges into the bill, you get to see everything before any work takes place. That gives you peace of mind and reduces the dreaded “sticker shock.”

When you talk to somebody at CPHAC you won’t be speaking with a salesman who is desperate for the next big commission. No, you’re actually talking to someone who is functioning in the role of consultant, ready to help you start solving the problem at hand. That’s another thing that is good to know.

Only the best products are used in any new AC installation, and those come from Carrier, the long-time industry leader in air conditioning part sand equipment. And as certified by their status as a factory-authorized dealer and winner of the President’s Award, CPHAC knows the products inside and out.

The personnel responsible for actually performing the new AC installations is second to none. We are talking about technicians who are supervised by CPHAC and recipients of certification by North American Technician Excellence (NATE), so you will be very pleasantly surprised by their level of qualification and their skill, if you have dealt with lesser organizations in the past.

The folks at CPHAC set high standards for their own people, and that includes an atmosphere of courtesy and professionalism on the work site itself. No customer will pay until he or she is completely satisfied that these standards have been met. That’s a customer service experience you won’t forget!

That’s the way they do business, and that is why they have been in business for nearly half a century.


Human Rights Lawyer: Job Info & Requirements #human #rights #doctorate, #human #rights #lawyer: #job #info


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Human Rights Lawyer: Job Info Requirements

Source: *U.S. Bureau of Labor Statistics

Required Education

Aspiring human rights lawyers must apply to law school programs, which typically take three years to complete. Individual schools may offer concentrations in social justice or human rights law, and courses may include studies in human rights theory and history, immigration law, and gender justice. Students may also pursue topics in homelessness, school desegregation, and world poverty. Many law schools run law clinics, through which students may actively take on relevant cases and projects. Affiliation with a professional human rights organization can also help to increase one’s credibility and exposure in the field.

Skills Required

Human rights lawyers must interact with clients, witnesses, and media outlets, and as such, must have excellent interviewing, speaking, and writing skills. Advocacy and investigative abilities are also essential. Human rights lawyers must also have the ability to organize and manage a case, draft legal documents, and work as a member of a team.

Career and Economic Outlook

The U.S. Bureau of Labor Statistics (BLS) projected that employment opportunities for lawyers nationwide would grow by 6% between 2014 and 2024. The BLS also reported that lawyers in general received a median annual wage of $115,820 in May 2015 (www.bls.gov ).

Find schools that offer these popular programs

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Alternate Career Options

Besides lawyers, there are other options in the field of human service careers:

Arbitrators, Mediators, and Conciliators

Arbitrators, mediators, and conciliators, like attorneys, rely upon the law to help disputing parties resolve conflicts and differences. The resolution process takes place outside of the courts, where an arbitrator’s or mediator’s activities can include conducting interviews and preparing settlement documents. While it is possible to enter the field with a bachelor’s degree, some positions may require a law degree or graduate degree in business administration.

According to the BLS, 30% of arbitrators, mediators, and conciliators in 2014 worked for local and state government agencies. Nationwide, the BLS anticipated a 9%, or faster-than-average, job increase for these professionals for 2014-2024. As reported by the BLS, arbitrators, mediators, and conciliators received a median annual salary of $58,020 in May 2015.

Paralegals and Legal Assistants

An associate degree is usually the minimum educational requirement for obtaining a job as a paralegal or legal assistant, who typically conducts research, maintains files, and prepares court documents. Alternative educational options include a bachelor’s degree and completion of a certificate program in paralegal studies. According to the BLS, an average increase of 8% in jobs nationwide is expected for paralegals and legal assistants between 2014 and 2024. As of May 2015, professionals in this field earned a median annual wage of $48,810.

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Most middle schoolers are so wrapped up in personal crises, they don’t even think about worrying about other kids. But Jordana.

December is Universal Human Rights Month. Each year at this time people around the world promote the importance of maintaining.

In honor of Universal Human Rights Month, Study.com recently spoke with Caren McCormack, cofounder of The Kilgoris Project.

Stand before a group of first-year law students and tell them that when they complete their studies, they are going to work for.

  • Master
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4 Lincoln Tech

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  • Psychology programs do not lead to licensure and do not prepare an individual to become a licensed psychology professional
  • An online degree does not lead to teacher licensure in any state; online education programs are not CAE or TEA or NCATE accredited which is a requirement for certification in some states.
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  • Doctorate
      • Doctor of Psychology – Criminology and Justice Studies
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      • Master of Arts in Psychology – Criminology and Justice Studies
  • MS in Criminal Justice: Legal Studies
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    • Master of Arts in Law – Criminal Justice
    • Bachelor of Science in Paralegal Studies
    • Bachelor of Arts in Government – Pre-Law
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    • Bachelor of Applied Science in Criminal Justice
    • Bachelor of Arts in Leadership Studies – Criminal Justice
    • Bachelor of Science in Criminal Justice
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    • Criminal Justice (Bachelor)
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    • B.S. Criminal Justice
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    • BA in Legal Studies
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  • Accident Attorneys Denver CO – The Best Accident Attorneys in Denver, CO #accident #attorneys #denver


    Accident Attorneys Denver CO .xyz

    Accidents are bound to happen. Although the accidents are not inevitable, but still, almost everyone has had a taste of these unwanted events. In Denver, Colorado there are rules and regulations which help a person who has been injured in an accident to claim compensation against the person who was involved injuring them. These are usually known as the injury lawsuits.

    If you are a part of an accident, and it is not your fault you can register a lawsuit against that person and get compensated for your damages. Of course, you won’t do it without a lawyer. It is important to know that not every lawyer will help you out with that case, only the ones who are an expert in that field, i.e. an Accident Attorney. The only way to be sure of compensation is hiring these attorneys.

    Who is an Accident Attorney?

    He is a lawyer who has expertise in dealing with accidental lawsuits and claims; these layers are also known as personal injury lawyers. The duty of a personal injury lawyer is to provide legal representation for those who have been injured in an accident, as a result of others negligence.

    He is a person who is an expert in and has knowledge of the government laws and regulations set for the civil wrongs, damage to a person’s property, damage to the reputation or rights or health. He will take care of all the paperwork and proceed with the lawsuit as per the government rules. It is due to their extensive knowledge about the injury lawsuits and related stuff that makes them a god choice for the plaintiff.

    Types of Accident Attorneys

    Depending on the type of injury occurred there are different types of injury lawyers. Accidents do not only mean necessarily getting hit by a car or truck on the road, but accidents can also happen anywhere. There are workplace accidents, road accidents, injuries and damage occurred due to the use of defective products, etc. all these types of accidents require a different lawyer.

    If you are a part of a personal injury claim, then you should look for the personal injury lawyer. These are the ones who are an expert in the personal injuries such as road accidents or other mishaps.

    If you get yourself in trouble at your workplace, for example, many workers in the mines are exposed to asbestosis which leads to lung cancer and other diseases. This is when you should be looking for a Mesothelioma lawyer. These are the types of accident attorneys which deal with workplace accidents. They will help you with construction site accident claims and other workplace compensation claims.

    Then many lawyers are expert in handling lawsuits related to defective vehicles, defective products, and defective medical claim lawsuits. These are the types of accident attorneys you should look when you are looking for compensation for drug damage, defective vehicle damage, etc.

    What’s good about these accident lawyers?

    The question is why should you hire these types of lawyers for injury claims when you have access to all others? An accident attorney is an expert who has knowledge about all kinds of accidents and injuries and knows what the laws say about these injuries. If you go to a general lawyer who knows about the laws but is not quite knowledgeable about the laws related to personal injuries he won t be able to get your compensated. These accident lawyers or attorneys have special degrees in Tort Laws. The tort law is the legal term for injury claims. This is the reason that only these types of attorneys will be able to help you get compensation.

    It is only the accident attorney who will be able to help you out in these dire circumstances. Hiring these special lawyers is the only solution to getting compensated.

    An injury lawyer or the attorney is the one who knows these lawsuits well, how to deal with them. How to manage them, how to claim, what legal documents are required for this special type of lawsuit, the circumstances and with his expertise you have the chance to get compensated. If you got into a problem, if you are injured or your reputation got damaged due to others negligence, it is the time you hired the injury attorney.

    Look Below To Find Your Region In Denver:


    Human Resources Management #human #resources #management #masters


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    Quick Links Menus

    Graduate Admissions

    Human Resources Management

    Master of Human Resources Management

    The executive-style MHRM is designed to provide professional HRM specialists with the skills and credentials necessary to become senior-level professionals. Offered on a full-time or part-time basis, the MHRM program was developed to work around a busy schedule.

    Explore issues such as organizational change and development, labour relations, strategic compensation, international HR, and the impact of HR policies, practices and programs on employee and organizational performance. In addition to classroom seminars, you will have the option of rounding out your studies with an independent research paper developed under the guidance of one of our world-class professors. The program will help you acquire the competencies, recognition and status that a graduate degree brings, and prepare you to take on a leadership role in this expanding and exciting field.

    PhD in Human Resources Management

    York’s PhD is distinguished by its diverse methodological approach to research and emphasis on pedagogical training. It contributes to the growth of HRM as a unique discipline, while acknowledging its interdisciplinary foundations.

    Students completing the York PhD in HRM program will have a distinct advantage over similar graduates from other schools in North America. In addition to knowledge and expertise in quantitative research methods, students will gain exposure and training in alternative methods that critically evaluate the ontological assumptions and epistemological approaches of much of current HRM scholarship. While positivist approaches continue to dominate research activity in HRM, there is an increasingly important role for qualitative research methods, located in an interpretivist paradigm. Faculty associated with the PhD program in HRM have extensive expertise in both positivist and interpretivist research. Furthermore, this expertise covers many bases within interpretivism itself. This breadth and diversity of training is not typically available in most institutions in Canada.

    Students will also receive more rigorous training in university teaching and pedagogy compared to what most other programs offer. For years, there has been a growing emphasis on the need to produce high quality teachers as well as high quality researchers and HRM professionals. While almost all Ph.D. programs recognize the value of excellent teaching, few programs actually incorporate pedagogical training into their courses. Given the belief in the value of generating excellence in teaching and research, this program makes pedagogical training a requirement.

    • MHRM
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    • PhD HRM
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    Because the number of applicants greatly exceeds the number of positions available, meeting our minimum admission requirements is not a guarantee of admission.

    We encourage all applicants to submit complete documentation (including those submitted via MyFile – supplementary applications and referee recommendations) within two weeks of the application deadline. Review the Admissions process for timing.

    Completed Application Package means:

    1. Use York University’s graduate studies online application
    2. Upload the required and supplementary documents and materials permitted for submission through MyFile. All other required documentation submitted by mail must be sent in a single package.

    Exception: official transcripts sent to York directly from previous educational institutions. Official transcripts must come directly from, and bear the unbroken seal of, the issuing institution.

    Mail or courier completed application package to:

    York University
    Office of Graduate Admissions

    P.O. Box GA2300
    4700 Keele Street
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    York University
    Office of Graduate Admissions

    W322 Bennett Centre for Student Services
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    • PhD HRM
      • Statement of research interests
      • Interview

    Because the number of applicants greatly exceeds the number of positions available, meeting our minimum admission requirements is not a guarantee of admission.

    We encourage all applicants to submit complete documentation (including those submitted via MyFile – supplementary applications and referee recommendations) within two weeks of the application deadline. Review the Admissions process for timing.

    Completed Application Package means:

    1. Use York University’s graduate studies online application
    2. Upload the required and supplementary documents and materials permitted for submission through MyFile. All other required documentation submitted by mail must be sent in a single package.

    Exception: official transcripts sent to York directly from previous educational institutions. Official transcripts must come directly from, and bear the unbroken seal of, the issuing institution.

    Mail or courier completed application package to:

    York University
    Office of Graduate Admissions

    P.O. Box GA2300
    4700 Keele Street
    Toronto, ON
    Canada M3J 1P3

    York University
    Office of Graduate Admissions

    W322 Bennett Centre for Student Services
    4700 Keele Street
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    Claims Adjuster jobs in London #insurance #claims #advice


    claims adjuster salary

    Claims Adjuster jobs in London

    • City of London
    • Permanent, full-time
    • 50,000 per annum
    • 21 applications

    APH Claims Adjuster – to £50K An excellent opportunity has arisen to work within this City based Insurance organisation to join the claims team. Duties include: ·Promptly agree valid claims for payment ·Raise all appropriate queries where further information is required ·Reject invalid claims ·Adjust.

    • London
    • Permanent, full-time
    • 30,000 – 70,000 per annum
    • 15 applications

    My client is a highly regarded and well respected MGA in the London Market. They currently have exciting opportunities for both a Senior Junior Claims Adjuster with proven technical skills within Financial Lines. The role will involve working on Professional Indemnity, D O and FI related lead.

    • City of London
    • Permanent, full-time
    • Salary negotiable
    • 12 applications

    Our client seek an experienced Senior Claims Adjuster to work on a range of Financial Lines orientated claims. The successful candidate will have a proven background within Financial Lines claims will have a good technical understanding of Professional Indemnity (PI), Financial Institutions (FI).

    Posted 12 September by IPS Group

    • London
    • Permanent, full-time
    • Salary negotiable
    • 17 applications

    Experienced Claims Adjuster required to act as a referral point for syndicate appointed TPAs on UK/International Property and Liability Claims. Responsibilities Support and provide assistance as a technical and procedural point of referral for claims with specific emphasis on Property and Casualty claims.

    • City of London
    • Permanent, full-time
    • 40,000 – 50,000 per annum
    • 12 applications

    Our client, a City based insurance services company, seek an APH Claims Adjuster. The role will involve working on direct North American APH and Casualty related claims and it is essential that candidates have prior experience in this area. Duties and Responsibilities 1.To achieve prompt, accurate and.

    Email me jobs like this

    • City of London
    • Permanent, full-time
    • 40,000 – 50,000 per annum
    • 6 applications

    Role: Cyber Claims Adjuster (London Market) Location: London Job type: Permanent Salary: £40,000 – £50,000 Number of Positions Available: 1 Industry: Insurance ( Claims. London Market, Lloyds, Cyber, Professional Liability, Adjuster ) ____________________________________________________________________________.

    Posted 6 September by Arthur

    • London
    • Permanent, full-time
    • 35,000 – 60,000 per annum
    • 27 applications

    Our client, a specialist insurance company with offices located around the world are looking for a claims adjuster to join their UK International Property Liability team. The candidate will be responsible for handling claims across the Property Liability classes of business working.

    This leading Insurance Syndicate based in London are seeking a Claims Adjuster to join their growing team. You will be supporting and providing assistance to for claims with a specific focus on property and casualty, assisting the process of setting claim reserves, ensure all claims are managed in line.

    • City of London
    • Permanent, full-time
    • Competitive salary
    • 32 applications

    On behalf of our client a leading Lloyds Insurer, we are looking to recruit a new Casualty Treaty Claims Adjuster for their team. Reporting into the Head of Casualty Claims you will be required to handle your own caseload of general liability, professional lines and medical malpractice, US International.

    Senior PA / Medical Benefits Claims Adjuster My client is looking to recruit a Senior PA / Medical Benefits Claims Adjuster to work on their US book of business. You will be working on predominately US Primary Lead Business with a bias toward binding authorities. You will be managing claims.

    Senior Liability Claims Adjuster My client is looking to recruit a Senior Liability Claims Adjuster to work on their International book of business – Non US You will be working on predominately International Primary Lead Business with a bias toward binding authorities. EL/PL, Pollution, Oil.

    • City of London
    • Permanent, full-time
    • 25,000 per annum
    • 10 applications

    Fantastic opportunity for a bright graduate (min. 2.1) to join a very well respected Lloyd’s insurer as a Trainee Claims Adjuster. Working in their most profitable class of business, this is an interactive role where you will get lots of exposure to their brokers, TPA’s, lawyers and underwriters attending.


    #tagsClaims,Adjuster,jobs,in,London#tags

    Making an Injury Claim for Whiplash After an Accident #claim #income #support #online


    whiplash claims

    Making an Injury Claim for Whiplash After an Accident

    “Whiplash” is the common term for the injury and subsequent medical fallout resulting from an abrupt back-and-forth flexion of the neck, which is common in car accidents. Chances are you’ve seen whiplash portrayed on television, usually involving a less-than-reputable plaintiff’s attorney fitting a client with a neck brace for a fake injury. The reality is that whiplash can be very painful and disruptive, and filing a lawsuit for a whiplash injury could be your best option in some situations.

    Immediate Medical Treatment is Essential to Proving Whiplash

    If you have been in an automobile accident, seek medical treatment immediately if you feel even the slightest amount of pain or discomfort. Many conditions such as whiplash, back strain, and other soft tissue injuries do not become immediately symptomatic after an accident.

    Treating physicians, when presented with the facts surrounding a particular accident, will know to look for signs of whiplash that may otherwise go unnoticed by a layperson. It is essential to your injury case that the first disclosure of medical information come from a physician. Insurance adjusters look at whiplash cases with suspicion in the best of circumstances. Do not make any statements about how you feel at the scene of the accident — seek medical attention, and let your records tell the story.

    File a Claim as Soon as Possible

    If you have a medically-documented case of whiplash, do not delay in starting the claim process. If you live in a no-fault state. notify your insurance carrier. If you live in a state that allows suits for personal injuries after an auto accident. notify the offending driver’s insurance company — in writing — of your injuries and your intent to file a claim. There is no sense in “sandbagging.” Your injuries may get worse; they may get better. The sooner you notify a potential payee of your claim, the sooner you may be reimbursed for your medical bills.

    Document Your Medical Expenses

    If you are making a claim with an insurance carrier, be sure to document all of the expenses you incur relating to your treatment and rehabilitation. These include economic damages such as mileage, lost wages, medical bills, prescription costs and insurance co-pays. Any out-of-pocket expenditure could potentially be a reimbursable cost. Insurance adjusters need proof of loss for every dollar they pay out, and they appreciate documentation for any and all expenses. If you make their lives easier by keeping complete records, you may find that money starts coming your way sooner rather than later.

    You May Need to File a Lawsuit

    There is no guarantee that an insurance adjuster will pay out on your claim. There is no guarantee that the person who caused the accident will even have insurance. You may have to file a personal injury lawsuit to facilitate collection of your damages.

    In no-fault states, pursuing a lawsuit for a whiplash injury can be difficult due to threshold injury and damage requirements. In states not governed by no-fault law, you may be able to file a lawsuit as a matter of right. Should your case go to suit, you may be able to recover non-economic damages such as pain and suffering in addition to your economic damages. A local attorney is best positioned to advise you on the laws of your jurisdiction and the potential outcome of your case.

    Whiplash injuries sustained in automobile accidents are often derided as “fake claims,” but they are legitimate soft tissue injuries. A sudden, violent extension and retraction of your neck can cause serious physical problems, and can impair your ability to function on a day-to-day basis. Following a few simple steps could greatly increase your ability to get fair compensation for your injuries.


    #tagsMaking,an,Injury,Claim,for,Whiplash,After,an,Accident#tags

    Why You Need Bodily Injury Liability Coverage #bp #claims


    bodily injury liability

    Why You Need Bodily Injury Liability Coverage

    As an attorney who specializes in car accidents, I get asked all the time about auto insurance. What is the best policy to get? How much should I spend? What do all the different terms mean? While Kemp, Ruge Green Law Group does not support one auto insurance company over another, nor can we put dollar amount on what is best for every individual and family, we can explain what the different terms mean. In previous posts we discussed uninsured/underinsured motorist coverage in “Why You Should Get Uninsured/Underinsured Motorist Coverage ” and Personal Injury Protection (no-fault insurance) in “Updates On Personal Injury Protection (P.I.P.) In Florida .” Now, we will explain discuss Bodily Injury Liability Coverage (B.I.)

    Of all the main insurance terms, B.I. is the one that most confuses people and with good reason. Most insurance coverage is designed to protect the person buying the insurance coverage. For example, when you buy health insurance, you buy it so if you get sick, you can go to the doctor to get better. You do not buy health insurance, in case you get someone else sick, so he can go to the doctor. However, B.I. is purchased precisely so that if you are driving on the road and cause an accident, your insurance company will pay (at least up to the limit of your policy) for the injured party or parties to get medical attention.

    Now, do you have to purchase B.I. to drive an automobile in Florida? No…with exceptions. If you have been convicted of Driving Under The Influence (DUI), then according to Florida Statute 324.023, you are required to carry B.I in the amount of $100,000 per person and $300,000 per accident. You would then be required to carry that for 3 years after you get your license back. But, if you have not been convicted of a DUI, then no, you do not HAVE to get B.I. However, we are here to propose two great reasons why you should.

    1. It does not matter how fantastic and careful of a driver you are. We ALL make mistakes. It would be nice if all mistakes were made at low speeds when no other cars were around, but life is not like that. Accidents happen everyday on 275, 1-4, 54, and basically any other major road you could think of around here. Most of the accidents were someone’s fault, and most of the at-fault drivers probably thought they were incapable of making a mistake, too. If those drivers that caused the accident did not have B.I. to cover the costs of the other drivers’ injuries, then the injured drivers can go after the at-fault drivers’ assets. They can go after your business, investment property, stocks, etc. So much of what you worked so hard for could be gone, just because you didn’t want to pay a few extra dollars every six months.

    “AHA” you may think to yourself, “but I don’t have any assets, so I will keep my extra few dollars.” Unfortunately, you are still not off the hook. The Florida Financial Responsibility Law requires that an at-fault driver that causes personal injury in an automobile accident must provide at least $10,000 per person and $20,000 per accident. If you do not have B.I. and you do not have the money to cover it out-of-pocket, then you could lose your license. Granted, if you do not care about money, and do not care about driving, there is still ONE more reason you should get B.I. Do it for your health.

    2. As we discussed in an early post, uninsured/underinsured drivers are everywhere. If one of them hits you and causes severe damage, you (most likely) will not be able to pay for the treatment or spend years trying to paying off medical bills. What does this coverage have to do with B.I. Everything! You cannot get uninsured/underinsured motorists coverage WITHOUT first getting B.I. If you want to protect you and your family from other people’s negligence, you also have to protect other drivers from you and your family’s negligence.

    The Kemp, Ruge Green Law Group sincerely hopes all of you that have read this that do not have B.I. will head to the phone and call your insurance agent to get it. For those of you that already do, you made a great choice in protecting yourself, your family, and your community; it’s a win-win-win! As always, if you or someone you know, has been in an accident or has questions for us, contact us today or just leave a comment. We will get back to you as soon as possible.

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    #tagsWhy,You,Need,Bodily,Injury,Liability,Coverage#tags

    Whiplash assessment report fees cut to tackle fake claims – BBC News #diminished #value #claim


    whiplash claims

    Whiplash assessment report fees cut to tackle fake claims

    Medical assessment fees for people who claim they have suffered whiplash are to be cut in England and Wales.

    The move is the latest government bid to crack down on fraudulent claims and the so-called “compensation culture”.

    Charges of up to £700 for an initial medical report will be reduced to £180, Justice Secretary Chris Grayling said.

    The government hopes a fixed rate will stop experts who produce the reports from having an incentive to encourage claimants to get unnecessary treatment.

    About 500,000 whiplash insurance claims are made each year, many of which are thought to be bogus.

    Insurers say they push up drivers’ premiums by as much as £90 a year.

    The new measures are the latest announced by the government to tackle bogus claims, with the new focus on compensation companies and a minority of medical staff who ministers claim are overcharging people.

    ‘Drive out fraud’

    “We’re saying that doctors should be paid a fixed price for that work,” Mr Grayling said.

    “And we’re saying that across the claims process we should have a structure that makes sure that people are paid for what they really do, that claims that go through are genuine and that we drive out some of the practices that are inflating insurance premiums unnecessarily.”

    He said the new rules – to be introduced in October – would reflect the amount of time it took to carry out the assessments and write them up.

    Image copyright Thinkstock Image caption Some 500,000 whiplash claims are made each year

    “Honest drivers have been bearing the cost of a system that has been open to abuse and it is time for a change,” he said.

    “We are determined to have an improved, robust system for medical evidence – so genuine claims can still be settled but fraud is driven out of the market.”

    Whiplash is caused by sudden movement of the head which damages the ligaments and tendons in the neck, with symptoms including neck pain and stiffness.

    Recent reforms in England and Wales have recently targeted “no win, no fee” deals, with lawyers now unable to double their fees if they are successful.

    A number of changes are progressing through Parliament in the Criminal Justice and Courts Bill, including plans to stop law firms offering incentives to potential clients.

    ‘Stubbornly high’

    Other new rules include allowing courts to throw out any compensation case where part of the claim has proved to be fundamentally dishonest.

    Mr Grayling said insurance companies would be urged not to accept claims without a doctor’s report – evidence of an injury.

    “Every time they accept a claim without a report, some of those that shouldn’t be made are slipping through and that’s just boosting insurance premium costs,” he warned.

    The AA said while premiums had dipped recently, the number of claims remained “stubbornly high” and that meant they could go back up.


    #tagsWhiplash,assessment,report,fees,cut,to,tackle,fake,claims,-,BBC,News#tags

    The symptoms of whiplash and how to claim compensation for an injury – Mirror Online


    whiplash claims

    The symptoms of whiplash and how to claim compensation for an injury

    If you ve been a victim, you re entitled to claim

    Many of us don’t actually realise the severity of whiplash and the impact leave on a person’s life.

    There really are quite a few different ways to suffer from this elusive injury. Some can leave you feeling the pain for days, others months, and some never really ever go away.

    If you’ve suffered a whiplash injury resulting from a car collision that wasn’t your fault, you could be entitled to make a claim for personal injury compensation – despite what ‘some people’ might say about the validity of your claim.

    The cause of whiplash

    Although the most common cause of a whiplash injury is a car accident, any situation that causes the muscles and ligaments in your neck to extend beyond their normal range of motion will easily do the damage.

    Symptoms of whiplash usually start occurring anything from a few hours to several days after the accident has happened and, contrary to popular belief, they can incorporate the entire back, not just the neck.

    Stiffness in the neck

    Pain and weariness

    Lower back pain

    How to prove you have whiplash

    As with any personal injury resulting from an accident; the devil is in the details.

    The details of whiplash are a little peculiar in the fact that it can be a little difficult to prove through medial examinations.

    There aren’t any fractures to be found, no tears or rips to be fixed and almost no swelling, so the only real symptoms to go on are stiffness in the neck and a whole world of pain.

    There are a lot of ways to suffer a whiplash injury; anything that results in your neck being pushed back or forwards at a high speed.

    This could be from being hit in a fight or being on an amusement park ride but by far the most common occurrence is from being in a car accident.

    In the last decade or so, whiplash claims from car accident has more than doubled, accounting for around 74% of personal injury claims .

    You can claim, no win no fee

    If this is sounding all too familiar to you because you’ve been involved in an accident that wasn’t your fault, Accident Advice Helpline can assess your case and see if you can make a personal injury claim by calling:

    Freephone: 0800 740 8782

    Or take the 30-second test below and find out how much you could be entitled to.

    How to boost your health


    #tagsThe,symptoms,of,whiplash,and,how,to,claim,compensation,for,an,injury,-,Mirror,Online#tags