Claims Journal – Insurance news and resources for the claims industry #quit #claim #deed #virginia


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Declared Disaster, Hurricane Hermine Losses Not Likely to Exceed $400M

  • California Governor Signs Bill Targeting Doctor-Shopping for Opioids

  • Natural Disasters Prompt Attention to Climate Change in Assessing Risk

  • Mercury Names Safest, Most Affordable Cars for Teens to Insure

  • Tesla s Software Update Stops Automatic Steering if Driver is Inattentive

  • Another Listeria Scare Hits Blue Bell

    Sponsored Blogs

    Road to Recovery

    Jobs Board

    Angela Adams Consulting – Nationwide

    The Main Street America Group – Auburn, MA

    The Main Street America Group – Auburn, MA

    Anderson & Murison, Inc. – Pasadena, CA


  • Sprint Cell Phones, Plans – Accessories – Best Buy Co, Inc #cms #1500 #claim #form


    sprint insurance claim

    Sprint

    Sprint

    Sprint at Best Buy

    Choose from a variety of the hottest phones for the Sprint network and add a Sprint plan with talk, text and data that best meets your needs. There are a number of mobile device options through Sprint. Phones including iPhone. Samsung Galaxy. LG, HTC and other brands will work with your Sprint plan. Shop our entire selection of Sprint phones. Best Buy also has a wide variety of cell phone cases that help protect your Sprint wireless phone.

    Sprint Plans

    Sprint offers a number of talk, text, data and hotspot plans for your cell phone or tablet. The Sprint Family Share Pack gives you plenty of Sprint data options so you can choose the right amount of data for you and your family.

    Sprint Easy Pay

    Buy your next phone using Sprint Easy Pay and pay for it in low monthly payments for 24 months. If you want to upgrade your phone before the 24 months are up, just pay off the remaining balance of your current phone and choose a new one. Or, with the Simply Unlimited plan, you have the option of upgrading your phone after 12 months if you have paid off half the device.

    Sprint Leasing Options

    New and current Sprint wireless customers can stay up to date with the latest technology by leasing a mobile device through Sprint Lease. Customers can choose from a number of plans and programs that also allow you to take advantage of some of Sprint’s lowest-priced plans. Well-qualified customers can lease select devices from Sprint over 24 months with $0 due at signing through the Sprint leasing option. Once the lease term is up, you can purchase the device or return it to Sprint and enter into a new lease agreement for a different device.


    Whiplash Compensation Claims #1500 #claim #forms


    whiplash injury claims

    Whiplash Injury What is Whiplash?

    Whiplash is the generic term commonly used to describe a neck injury caused by a rapid jerk or ‘whip-like’ forward, backward, sideways or rotational motion of the head, however the term refers to the mechanism of injury (how it occurs) rather than the injury itself. Other non-medical terms for this type of injury include neck sprain and neck strain.

    The neck itself is a continuation of the spine beyond the torso and it is commonly and correctly referred to as the ‘cervical spine’ (or sometimes as the ‘c-spine’). The term ‘cervical’ is used to describe anything pertaining to the neck, but also somewhat confusingly to any other neck-like structure within the human body notably the neck of the uterus or womb or the cervix as it is better known.

    When a whiplash injury occurs, the neck is placed under immense strain for a very short period of time, and this can cause damage to cervical muscles, discs, vertebrae, intervertebral joints, nerves, ligaments and tendons. In the majority of cases the damage is minor and will heal within a matter of 6-10 weeks but in some cases it can be more acute and can take significantly longer to resolve. The term chronic neck pain is defined as neck pain that lasts in excess of 6 months.

    Whiplash injuries can occur in many different scenarios, although by far the most common and familiar scenario is a car accident in which the occupant’s vehicle is struck from the rear by another vehicle travelling at a much higher relative speed – for example, a stationary vehicle being unexpectedly hit from behind at a set of traffic lights by another vehicle that has failed to stop. Around a quarter of a million motorists in the UK alone suffer whiplash injuries each year and a small percentage are permenantly affected.

    Other situations that commonly result in whiplash injury include falls from horses and motorcycles, skiing-related injuries and those sustained through contact sports such as rugby, boxing or martial arts, or any activity that may result in sudden impact to the head, including assaults, slips and falls. Whiplash injuries can also be caused by repeated actions in the longer term, such as holding a telephone against your ear by pressing your head toward your shoulder.

    Whiplash terminology

    This type of injury may also be referred to as a cervical sprain or cervical strain, a cervical muscle strain or a ligamentous sprain amongst other, more specific and medically accurate ways – particularly by medical professionals during diagnosis and treatment – these include:

    • Cervical Extension or Cervical Hyperextension left-hand image below (where the neck is stretched by the head being thrown backward in relation to the rest of the body) – this name is derived from the fact that the soft tissues within the cervical spine (neck) are stretched or extended beyond their normal limits when the head is forced rapidly into this position.
    • Cervical Flexion or Cervical Hyperflexion right-hand image below (where the neck is stretched by the head being thrown forward in relation to the rest of the body) – this name is derived from the cervical spine (neck) joints stretching or flexing beyond normal limits as the chin is forced down towards the chest the vertebrae are pulled apart.
    • Cervical Flexion-Extension Injury (comprising both actions, common in car accidents) also referred to as a Cervical Acceleration Deceleration Injury

    The term ‘acute’ may on occasion be added to the above terminology to denote a particularly serious occurrence of it.

    Factors affecting whiplash severity

    Whiplash is often more serious when the sudden movement is not directly forwards or backward, or where the neck is not straight when the impact is sustained, since the neck is less capable of dealing with extremes of movement under these circumstances. Side impacts, or those involving sudden rotation of the head and neck often result in more serious cases.

    Whiplash is also generally more severe when the impact is unexpected –as you are not able to brace yourself for the impact and thereby lessen any potential movement of the head in relation to the rest of the body. Impact sustained from behind while looking to one side can result in more complex and painful whiplash injury.

    In the case of road traffic accidents, a significant size and weight difference between the vehicles involved is also a factor. Where a small vehicle is struck from the rear by a larger vehicle it will accelerate more rapidly and therefore there is an increased risk of a more serious injury.

    Whiplash Resources


    About Us – Claims Conference #disability #claim #form


    claims today

    About Us

    Our Mission

    Across six decades, our mission has been to provide a measure of justice for Jewish Holocaust victims, and to provide them with the best possible care.

    Going forward we must ensure that future generations learn the lessons of the Holocaust to preserve the memory of those who suffered so much and those who were lost.

    We know the horrors of the Holocaust can never be repaired and must never be forgotten. And we believe survivors of the Holocaust deserve recognition for their suffering and to live out their lives with dignity.

    The Claims Conference Today

    Negotiations

    We continuously negotiate with the government of Germany for payments to Holocaust victims and for homecare funding for elderly survivors. We have created and expanded numerous programs to recognize the suffering of Holocaust victims, who each have a unique story of persecution and survival. We also negotiate with the government of Austria.

    Since our first agreement with West Germany in 1952, more than $70 billion has been paid to more than 800,000 Holocaust victims. We negotiate knowing that no amount of money will give them back their youth, their health or those family members who were so cruelly murdered by the Nazis. However, our negotiations result in acknowledgement of their suffering for hundreds of thousands of survivors, many of whom also rely financially on these payments. Learn more about our negotiations.

    Compensation

    The Claims Conference distributes hundreds of millions of dollars annually in direct payments from Germany to tens of thousands of Holocaust victims in 80 countries and territories. Current compensation programs are the Article 2 Fund, Central and Eastern European Fund, Hardship Fund, and the Child Survivor Fund.
    Learn more about our compensation programs.

    Social Services

    We focus on helping now-elderly Holocaust victims age in comfort and dignity by keeping them living at home, healthy, fed and looked after by their local communities.

    We help more than 130,000 survivors in 47 countries with homecare, food, medicine, medical care, emergency cash aid, dental care, transportation, winter relief, legal aid and socialization. Our network of about 250 partner organizations provides this aid with our funding, assuring survivors that they are not alone.
    Learn more about the social services we fund.

    Recovery of Property and Assets

    We recover unclaimed Jewish property in the former East Germany. The proceeds are primarily used to fund vital social services for survivors. We also make payments to owners and certain eligible heirs who have filed timely claims with us. Learn more about property recovery.

    Education, Documentation and Research

    A small percentage of our funding supports Holocaust education, documentation and research, ensuring that the memory and lessons of the Shoah are preserved for current and future generations. We provide funding to train educators to teach the Holocaust; to rescue and preserve original evidence of the Shoah; for researchers to bring to light yet.
    Learn more about our Education, documentation and research programs.


    Jobless claims at lowest level in 7 years #cms #1500 #claim #form #pdf


    claims today

    Jobless claims at lowest level in 7 years

    A state-run employment center in Salem, Ore. (Photo: Jonathan J. Cooper, AP)

    The U.S. job market is showing some spring in its step as first-time jobless claims fall to their lowest level in seven years.

    The number of Americans filing new claims for unemployment benefits dropped to a seasonally adjusted 300,000 last week, down 32,000 from the previous week, the Labor Department said Thursday. The last time the number dipped below 300,000 was in May 2007.

    The previous week’s level was revised up by 6,000 from 326,000 to 332,000.

    Economists surveyed by Bloomberg had estimated a new claims total of between 310,000 to 330,000.

    The four-week moving average, which is a less volatile indication of the claims, fell 4,750 to 316,250. That’s the lowest since late September.

    The Labor Department said, “There were no special factors impacting this week’s initial claims.” But fewer layoffs and the improving weather that triggers new economic activities helped push down unemployment claims.

    “The winter claims boost from adverse weather has now been reversed with gusto,” said Michael Englund, chief economist of Action Economics.

    Economists caution that seasonally adjusted jobless claims numbers can be volatile this time of year due to changing dates for Easter and school spring breaks. Easter was on March 31 last year and comes on April 20 this year.

    On a not-seasonally adjusted basis, initial claims for jobless benefits have risen two weeks in a row. This year’s early-April plunge in seasonally adjusted numbers could be skewed by Easter arriving later, Englund said.

    The jobless claims report is the latest to show improving trends in the U.S. labor market.

    On Tuesday, the Labor Department reported that the job openings in February rose 7.7% from January. The rate of private-sector job openings reached its highest level since the recovery started in mid-2009. Hires also rose 1.6% from January.

    Last week, the government reported the economy gained 192,000 jobs in March while January and February job gains were 37,000 higher than previously estimated. The unemployment rate held steady at 6.7%.

    “We thought the full-employment unemployment zone from claims was 300,000 to 325,000,” Chris Rupkey, chief financial economist at Bank of Tokyo-Mitsubishi UFJ, wrote in a client note. “Maybe we need to rethink this idea as it looks like the economy can do even better.

    “What today’s 300,000 unemployment claims number tells us is that current labor market conditions are normal. That means the unemployment rate will fall at the exact same speed it has ever since it peaked in October 2009,” he wrote. “America is open for business.”

    Contributing: Doug Carroll

    Jobless claims fall

    Initial claims for unemployment benefits last week fell to their lowest level since May 2007. Claims in the first week of April each year, in thousands:


    Praetorian Insurance Claim? #dental #claims


    praetorian insurance company claims

    Praetorian Insurance Claim?

    A person backed his car into mine in a parking lot. I called my insurance company (USAA) and explained the situation honestly, and they determined that he was at fault. I would like to file a claim with his insurance company. The problem is, his insurance with Praetorian Insurance Company. I went online. show more A person backed his car into mine in a parking lot. I called my insurance company (USAA) and explained the situation honestly, and they determined that he was at fault. I would like to file a claim with his insurance company. The problem is, his insurance with Praetorian Insurance Company. I went online and found no phone number or anything for claims.

    Praetorian Insurance Claim?

    A person backed his car into mine in a parking lot. I called my insurance company (USAA) and explained the situation honestly, and they determined that he was at fault. I would like to file a claim with his insurance company. The problem is, his insurance with Praetorian Insurance Company. I went online and found no phone number or anything for claims.

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    Apply for Pennsylvania Unemployment (Begin) #claims #companies


    pa unemployment claim

    Apply For Pennsylvania Unemployment

    Pennsylvania Unemployment Application

    *Be sure to use your correct mailing address when filing (you will be receiving necessary documentation and claimant information). If the mail does not reach you, your PA benefits can be delayed and/or eligibility may change.

    Your compensation will require qualified applicants to file weekly claims after your initial filing here (PA calender weeks begin on Sunday, and complete on Saturday).

    Pennsylvania State Unemployment

    Claim applicants will be asked a series of different questions pertaining to their claimant status, such as:

    • Did you quit your job or were you laid off?
    • Have you refused work that was offered to you after losing your previous employment?
    • Are you physically able to work full-time?
    • Were you self-employed?

    All first time claim applicants will be required to state all hours and wages earned while they were employed, in addition to any Worker’s Compensation payments earned, bonuses, profit sharing, or commissions in salary obtained during employment.

    All filing applicants are required to include whether or not they have applied for retirement compensation in the online application (in which case benefits would be reduced, depending on each claimant).

    Pennsylvania Unemployment Compensation Law

      Common Reasons for Ineligibility:
    • If you quit your job without “good cause”.
    • If you are fired due to misconduct.
    • If you refuse to work without “good cause” to.
    • If you file a claim while already being employed.
    • If you are not working because of a strike or type of industry/labor dispute. Exceptions can be made during a “lockout”.
    • In some cases, if you suffer from a loss of work due to a strike even though you are not involved with the strike, you cannot collect Pennsylvania state benefits.

    Extended Pennsylvania Benefits. Extended compensation may be awarded to applicants who maintain all eligibility requirements and/or pursue Pennsylvania Career Training during their time unemployed.

    Regarding Filing Mistakes. Any mistake made during the PA claim process can be corrected by simply press the “back” button on your browser to correct your answer.

    Pennsylvania Unemployment BiWeekly Claim

    Individuals who file state are required to file a weekly claim certification no longer than 2 weeks from the end of the calender week currently being claimed.

    Unemployment Rate PA


    What Is Whiplash? Symptoms, Causes, Treatment & Signs #claiming #compensation


    whiplash injury claims

    Whiplash

    Jason C. Eck, DO, MS

    Dr. Eck received a Bachelor of Science degree from the Catholic University of America in Biomedical Engineering, followed by a Master of Science degree in Biomedical Engineering from Marquette University. Following this he worked as a research engineer conducting spine biomechanics research. He then attended medical school at University of Health Sciences. He is board eligible in orthopaedic surgery.

    William C. Shiel Jr. MD, FACP, FACR

    Dr. Shiel received a Bachelor of Science degree with honors from the University of Notre Dame. There he was involved in research in radiation biology and received the Huisking Scholarship. After graduating from St. Louis University School of Medicine, he completed his Internal Medicine residency and Rheumatology fellowship at the University of California, Irvine. He is board-certified in Internal Medicine and Rheumatology.

    Whiplash injury facts

    • Whiplash is a relatively common injury that is often ignored or mistreated due to lack of understanding of the condition.
    • Whiplash is usually the result of a rear impact while in a stationary position.
    • Early range of motion and exercises lead to a more rapid recovery than prolonged immobilization or use of a cervical collar.
    • Failure to properly educate and treat patients with whiplash can lead to chronic psychosocial symptoms including depression and anxiety .

    What is whiplash?

    Whiplash is a relatively common injury that occurs to a person’s neck following a sudden acceleration-deceleration force that causes unrestrained, rapid forward and backward movement of the head and neck, most commonly from motor vehicle accidents. The term whiplash was first used in 1928. The term railway spine was used to describe a similar condition that was common in persons involved in train accidents prior to 1928. The term whiplash injury describes damage to both the bone structures and soft tissues, while whiplash associated disorders describes a more severe and chronic condition.

    Fortunately, whiplash is typically not a life threatening injury, but it can lead to a prolonged period of partial disability. There are significant economic expenses related to whiplash that can reach 30 billion dollars a year in the United States, including:

    • medical care,
    • disability,
    • sick leave,
    • lost productivity, and
    • litigation.

    While most people involved in minor motor vehicle accidents recover quickly without any chronic symptoms, some continue to experience symptoms for years after the injury. This wide variation in symptoms after relatively minor injuries has led some to suggest that, in many cases, whiplash is not so much a real physiologic injury, but that symptoms are more created as a result of potential economic gain. Many clinical studies have investigated this issue. Unfortunately, while there will always be people willing to attempt to mislead the system for personal gain, whiplash is a real condition with real symptoms.

    Medically Reviewed by a Doctor on 9/9/2016


    Combined life insurance claim forms #check #status #of #unemployment #claim


    combined life insurance claim forms

    MAKE A CLAIM

    If you need to make a claim, it is important that you tell us as quickly as possible by calling us on freephone number 0800 169 7733 between 9am and 6pm Monday to Friday. Alternatively, you can download either an accident claim form or a healthcare claim form below and send it to us.

    When downloading the claim form, please also note that you need to download the Claims Guidance Notes for information on how to fill in the form.

    Please note: The claim form should be completed and returned to the address stated at the bottom of the claims form within 30 days of downloading. You will not be issued with a claim number until we receive your completed claim form.

    It is important that before you make a claim, you check your policy details to confirm that you are covered for whatever you are claiming for. If you are not sure, please contact us on 0800 169 7733 and we can discuss your claim with you, review your cover and any policy benefits you are entitled to.

    Note: We want to keep down the cost of insurance for everyone, so whilst we aim to pay all genuine claims in full, we make careful checks to identify false or exaggerated claims. We exchange information with other insurers and the Association of British Insurers (ABI) and take other measures to prevent fraud. Making a false or exaggerated claim can lead to prosecution.

    You can call our Fraud hotline in complete confidence on 020 8541 6085 if you think a false claim has been made.


    Whiplash Causes, Symptoms, Treatments, and M ore #car #accident #compensation #claim


    whiplash injury claims

    Pain Management Health Center

    Whiplash. also called neck sprain or neck strain, is injury to the neck. Whiplash is characterized by a collection of symptoms that occur following damage to the neck. In whiplash, the intervertebral joints (located between vertebrae), discs, and ligaments, cervical muscles, and nerve roots may become damaged.

    What Causes Whiplash?

    Whiplash is caused by an abrupt backward and/or forward jerking motion of the head, often as a result of a car accident.

    What Are the Symptoms of Whiplash?

    Symptoms of whiplash may be delayed for 24 hours or more after the initial trauma. However, people who experience whiplash may develop one or more of the following symptoms, usually within the first few days after the injury:

    How Is Whiplash Diagnosed?

    In most cases, injuries are to soft tissues such as the discs, muscles and ligaments, and cannot be seen on standard X-rays. Specialized imaging tests, such as CT scans or magnetic resonance imaging (MRI ), may be required to diagnose damage to the discs, muscles or ligaments that could be causing the symptoms of whiplash.

    How Is Whiplash Treated?

    No single treatment has been scientifically proven as effective for whiplash, but pain relief medications such as ibuprofen (Motrin. Advil ) or naproxen (Aleve. Naprosyn ), along with gentle exercises, physical therapy. traction, massage. heat, ice, injections and ultrasound. all have been helpful for certain patients.

    In the past, whiplash injuries were often treated with immobilization in a cervical collar. However, the current trend is to encourage early movement instead of immobilization. Ice is often recommended for the first 24 hours, followed by gentle, active movement.

    WebMD Medical Reference